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payment\"})}),className:\"framer-10xo2l3\",\"data-framer-appear-id\":\"10xo2l3\",\"data-framer-name\":\"Heading\",fonts:[\"Inter\"],initial:animation7,optimized:true,style:{transformPerspective:1200},verticalAlignment:\"top\",withExternalLayout:true}),/*#__PURE__*/_jsx(\"div\",{className:\"framer-176nl3l\",children:/*#__PURE__*/_jsx(RichTextWithFX,{__framer__animate:{transition:transition2},__framer__animateOnce:true,__framer__enter:animation2,__framer__exit:animation3,__framer__styleAppearEffectEnabled:true,__framer__threshold:.5,__fromCanvasComponent:true,__perspectiveFX:false,__targetOpacity:1,children:/*#__PURE__*/_jsxs(React.Fragment,{children:[/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"PCP finance is spread across an initial deposit, a series of monthly payments (including interest) and the optional final payment \u2013 the balloon payment \u2013 that you need to pay if you want to own the car outright at the end of the arrangement.\"}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:/*#__PURE__*/_jsx(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"If you borrowed \\xa330,000 with a PCP finance deal and the balloon payment was set at 25%, you would have to pay a final lump sum \u2018balloon\u2019 payment of \\xa37,500 at the end of the agreement to keep the car. You pay off the \\xa322,500, plus interest, via the deposit and the monthly payments.\"}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:/*#__PURE__*/_jsx(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"Here\u2019s a simplified example:\"})]}),className:\"framer-10v1w5o\",\"data-framer-name\":\"Text\",fonts:[\"Inter\"],style:{transformPerspective:1200},verticalAlignment:\"top\",withExternalLayout:true})}),/*#__PURE__*/_jsx(MotionDivWithFX,{__framer__animate:{transition:transition2},__framer__animateOnce:true,__framer__enter:animation2,__framer__exit:animation3,__framer__styleAppearEffectEnabled:true,__framer__threshold:.5,__perspectiveFX:false,__targetOpacity:1,className:\"framer-p2l6hx\",\"data-framer-name\":\"List\",style:{transformPerspective:1200},children:/*#__PURE__*/_jsx(\"div\",{className:\"framer-1q9sld7\",\"data-framer-name\":\"item\",children:/*#__PURE__*/_jsx(RichText,{__fromCanvasComponent:true,children:/*#__PURE__*/_jsx(React.Fragment,{children:/*#__PURE__*/_jsxs(\"ul\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:[/*#__PURE__*/_jsx(\"li\",{children:/*#__PURE__*/_jsx(\"p\",{style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"You choose to finance a car via PCP with a \\xa330,000 purchase price\"})}),/*#__PURE__*/_jsx(\"li\",{children:/*#__PURE__*/_jsx(\"p\",{style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"You agree a 36-month contract* and \\xa310,000 deposit\"})}),/*#__PURE__*/_jsx(\"li\",{children:/*#__PURE__*/_jsx(\"p\",{style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"The projected value of the car after 36 months is \\xa37,500\"})})]})}),className:\"framer-1m7vqsb\",\"data-framer-name\":\"Text\",fonts:[\"Inter\"],verticalAlignment:\"top\",withExternalLayout:true})})}),/*#__PURE__*/_jsx(RichTextWithFX,{__framer__animate:{transition:transition2},__framer__animateOnce:true,__framer__enter:animation2,__framer__exit:animation3,__framer__styleAppearEffectEnabled:true,__framer__threshold:.5,__fromCanvasComponent:true,__perspectiveFX:false,__targetOpacity:1,children:/*#__PURE__*/_jsx(React.Fragment,{children:/*#__PURE__*/_jsxs(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:[\"*\",/*#__PURE__*/_jsx(\"em\",{children:\"For simplicity we haven\u2019t included interest in this illustration\"})]})}),className:\"framer-12hj9bg\",\"data-framer-name\":\"Text\",fonts:[\"Inter\",\"Inter-Italic\"],style:{transformPerspective:1200},verticalAlignment:\"top\",withExternalLayout:true})]})]})}),/*#__PURE__*/_jsx(\"section\",{className:\"framer-1t1qtoc\",\"data-framer-name\":\"Features ZB\",children:/*#__PURE__*/_jsxs(\"div\",{className:\"framer-ar3npz\",\"data-framer-name\":\"Container\",children:[/*#__PURE__*/_jsxs(\"div\",{className:\"framer-1t9sbxh\",\"data-framer-name\":\"Heading Section\",children:[/*#__PURE__*/_jsx(RichTextWithOptimizedAppearEffect,{__fromCanvasComponent:true,animate:animation6,children:/*#__PURE__*/_jsx(React.Fragment,{children:/*#__PURE__*/_jsx(\"h2\",{className:\"framer-styles-preset-1gr3u5b\",\"data-styles-preset\":\"FVz8QUmCk\",children:\"How do balloon payments work?\"})}),className:\"framer-1jyg3h6\",\"data-framer-appear-id\":\"1jyg3h6\",\"data-framer-name\":\"Heading\",fonts:[\"Inter\"],initial:animation8,optimized:true,style:{transformPerspective:1200},verticalAlignment:\"top\",withExternalLayout:true}),/*#__PURE__*/_jsx(RichTextWithFX,{__framer__animate:{transition:transition2},__framer__animateOnce:true,__framer__enter:animation2,__framer__exit:animation3,__framer__styleAppearEffectEnabled:true,__framer__threshold:.5,__fromCanvasComponent:true,__perspectiveFX:false,__targetOpacity:1,children:/*#__PURE__*/_jsx(React.Fragment,{children:/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"The balloon payment is sometimes known as the guaranteed minimum future value (GMFV), or the optional final payment. Either way, a balloon payment is a set amount that is calculated before the PCP arrangement begins, based upon the car\u2019s predicted depreciation. In other words, it is the value that the car is projected to retain over the course of the finance arrangement that has not already been paid off.\"})}),className:\"framer-gsbhc9\",\"data-framer-name\":\"Text\",fonts:[\"Inter\"],style:{transformPerspective:1200},verticalAlignment:\"top\",withExternalLayout:true})]}),/*#__PURE__*/_jsxs(\"div\",{className:\"framer-1fpdu3a\",\"data-framer-name\":\"Column\",children:[/*#__PURE__*/_jsx(RichTextWithFX,{__framer__animate:{transition:transition2},__framer__animateOnce:true,__framer__enter:animation2,__framer__exit:animation3,__framer__styleAppearEffectEnabled:true,__framer__threshold:.5,__fromCanvasComponent:true,__perspectiveFX:false,__targetOpacity:1,children:/*#__PURE__*/_jsx(React.Fragment,{children:/*#__PURE__*/_jsxs(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:[\"Because the balloon payment is a lump sum due at the end, it can help secure lower monthly payments over the term of the loan. This is because you are only paying off the \",/*#__PURE__*/_jsx(Link,{href:{webPageId:\"Ycei7Q_CN\"},nodeId:\"faDBqtpAZ\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/_jsx(\"a\",{className:\"framer-styles-preset-1nf65c2\",\"data-styles-preset\":\"pyDchn4zU\",children:/*#__PURE__*/_jsx(\"strong\",{children:\"depreciation\"})})}),\" (the predicted loss in value) of the vehicle over the term of the agreement \u2013 usually between two and five years. At the end of the agreement, you can either:\"]})}),className:\"framer-ljpnl4\",\"data-framer-name\":\"Text\",fonts:[\"Inter\",\"Inter-Bold\"],style:{transformPerspective:1200},verticalAlignment:\"top\",withExternalLayout:true}),/*#__PURE__*/_jsxs(MotionDivWithFX,{__framer__animate:{transition:transition2},__framer__animateOnce:true,__framer__enter:animation2,__framer__exit:animation3,__framer__styleAppearEffectEnabled:true,__framer__threshold:.5,__perspectiveFX:false,__targetOpacity:1,className:\"framer-pwzlwm\",\"data-framer-name\":\"List\",style:{transformPerspective:1200},children:[/*#__PURE__*/_jsxs(\"div\",{className:\"framer-tiswt\",\"data-framer-name\":\"item\",children:[/*#__PURE__*/_jsx(ComponentViewportProvider,{children:/*#__PURE__*/_jsx(Container,{className:\"framer-1hkotib-container\",children:/*#__PURE__*/_jsx(CheckIcon,{height:\"100%\",id:\"QbbrdLFkG\",layoutId:\"QbbrdLFkG\",style:{height:\"100%\",width:\"100%\"},variant:\"ds_xcvFxh\",width:\"100%\"})})}),/*#__PURE__*/_jsx(RichText,{__fromCanvasComponent:true,children:/*#__PURE__*/_jsx(React.Fragment,{children:/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"Choose to pay the balloon payment, at which point the car becomes yours\"})}),className:\"framer-k871cx\",\"data-framer-name\":\"Text\",fonts:[\"Inter\"],verticalAlignment:\"top\",withExternalLayout:true})]}),/*#__PURE__*/_jsxs(\"div\",{className:\"framer-1krzdfi\",\"data-framer-name\":\"item\",children:[/*#__PURE__*/_jsx(ComponentViewportProvider,{children:/*#__PURE__*/_jsx(Container,{className:\"framer-1drqv8g-container\",children:/*#__PURE__*/_jsx(CheckIcon,{height:\"100%\",id:\"flnPd438v\",layoutId:\"flnPd438v\",style:{height:\"100%\",width:\"100%\"},variant:\"ds_xcvFxh\",width:\"100%\"})})}),/*#__PURE__*/_jsx(RichText,{__fromCanvasComponent:true,children:/*#__PURE__*/_jsx(React.Fragment,{children:/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"Hand the car back with nothing left to pay (providing all T&Cs have been met)\"})}),className:\"framer-1bgh17u\",\"data-framer-name\":\"Text\",fonts:[\"Inter\"],verticalAlignment:\"top\",withExternalLayout:true})]}),/*#__PURE__*/_jsxs(\"div\",{className:\"framer-fwgl6t\",\"data-framer-name\":\"item\",children:[/*#__PURE__*/_jsx(ComponentViewportProvider,{children:/*#__PURE__*/_jsx(Container,{className:\"framer-1jkhz2r-container\",children:/*#__PURE__*/_jsx(CheckIcon,{height:\"100%\",id:\"BBMWtlekh\",layoutId:\"BBMWtlekh\",style:{height:\"100%\",width:\"100%\"},variant:\"ds_xcvFxh\",width:\"100%\"})})}),/*#__PURE__*/_jsx(RichText,{__fromCanvasComponent:true,children:/*#__PURE__*/_jsx(React.Fragment,{children:/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"Swap the car for another on a new finance deal, or sometimes begin a new finance deal on the same car\"})}),className:\"framer-1lz6rrv\",\"data-framer-name\":\"Text\",fonts:[\"Inter\"],verticalAlignment:\"top\",withExternalLayout:true})]})]})]})]})}),/*#__PURE__*/_jsx(\"section\",{className:\"framer-j6z1rl\",\"data-framer-name\":\"Features ZB\",children:/*#__PURE__*/_jsxs(\"div\",{className:\"framer-76oyo3\",\"data-framer-name\":\"Container\",children:[/*#__PURE__*/_jsxs(\"div\",{className:\"framer-f1ewf2\",\"data-framer-name\":\"Heading Section\",children:[/*#__PURE__*/_jsx(RichTextWithOptimizedAppearEffect,{__fromCanvasComponent:true,animate:animation6,children:/*#__PURE__*/_jsx(React.Fragment,{children:/*#__PURE__*/_jsx(\"h2\",{className:\"framer-styles-preset-1gr3u5b\",\"data-styles-preset\":\"FVz8QUmCk\",children:\"Advantages of balloon payments\"})}),className:\"framer-1q0ypv1\",\"data-framer-appear-id\":\"1q0ypv1\",\"data-framer-name\":\"Heading\",fonts:[\"Inter\"],initial:animation8,optimized:true,style:{transformPerspective:1200},verticalAlignment:\"top\",withExternalLayout:true}),/*#__PURE__*/_jsx(RichTextWithFX,{__framer__animate:{transition:transition2},__framer__animateOnce:true,__framer__enter:animation2,__framer__exit:animation3,__framer__styleAppearEffectEnabled:true,__framer__threshold:.5,__fromCanvasComponent:true,__perspectiveFX:false,__targetOpacity:1,children:/*#__PURE__*/_jsxs(React.Fragment,{children:[/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"The big advantage of a balloon payment is that it keeps your monthly repayments relatively low in comparison with other car finance options, whether you choose to pay it at the end or not.\"}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:/*#__PURE__*/_jsx(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"It is also a fixed amount, calculated before you take out the loan, meaning that it won\u2019t go up or down. This means you will know exactly what it will cost to assume ownership of the car.\"}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:/*#__PURE__*/_jsx(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"A balloon payment can also offer flexibility: you don\u2019t have to pay it if you choose not to buy the car, for example if you feel it has depreciated more than it should. You don\u2019t have to decide until the payment is due.\"}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:/*#__PURE__*/_jsx(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"If you don\u2019t want to own the car, you can hand it back at the end of the loan term with nothing left to pay, providing it is in good condition and within the pre-arranged mileage allowance.\"})]}),className:\"framer-9riaoq\",\"data-framer-name\":\"Text\",fonts:[\"Inter\"],style:{transformPerspective:1200},verticalAlignment:\"top\",withExternalLayout:true})]}),/*#__PURE__*/_jsxs(\"div\",{className:\"framer-bt3g9x\",\"data-framer-name\":\"Column\",children:[/*#__PURE__*/_jsx(RichTextWithFX,{__framer__animate:{transition:transition2},__framer__animateOnce:true,__framer__enter:animation2,__framer__exit:animation3,__framer__styleAppearEffectEnabled:true,__framer__threshold:.5,__fromCanvasComponent:true,__perspectiveFX:false,__targetOpacity:1,children:/*#__PURE__*/_jsx(React.Fragment,{children:/*#__PURE__*/_jsx(\"h5\",{className:\"framer-styles-preset-usgtpo\",\"data-styles-preset\":\"Wvo8iNZPZ\",style:{\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"Considerations\"})}),className:\"framer-u98aoc\",\"data-framer-name\":\"Text\",fonts:[\"Inter\"],style:{transformPerspective:1200},verticalAlignment:\"top\",withExternalLayout:true}),/*#__PURE__*/_jsx(RichTextWithFX,{__framer__animate:{transition:transition2},__framer__animateOnce:true,__framer__enter:animation2,__framer__exit:animation3,__framer__styleAppearEffectEnabled:true,__framer__threshold:.5,__fromCanvasComponent:true,__perspectiveFX:false,__targetOpacity:1,children:/*#__PURE__*/_jsxs(React.Fragment,{children:[/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"The balloon payment has a huge impact on your monthly repayments and is a central part of every PCP agreement. The bigger it is, the smaller your monthly repayments, though of course you\u2019ll have to pay more at the end should you wish to purchase the car.\"}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:/*#__PURE__*/_jsx(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"It\u2019s important to understand how balloon payments work to ensure you\u2019ve enough cash put aside to make the payment, or if you choose to swap the car for another, how much to put down as a deposit on a new car finance deal.\"}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:/*#__PURE__*/_jsx(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"If you think you\u2019d like to own the vehicle at the end of the PCP agreement, then think carefully about whether you can afford the balloon payment. If the answer\u2019s no, you might be better off with another type of car finance, such as hire purchase or a car loan, which spreads the entire cost of the car across the duration of the loan term.\"}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:/*#__PURE__*/_jsx(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"Although PCP monthly repayments are often smaller when compared with HP, you may end up paying more interest overall.\"}),/*#__PURE__*/_jsx(\"p\",{className:\"framer-styles-preset-dbhtgq\",\"data-styles-preset\":\"pCh8BXUXC\",style:{\"--framer-text-alignment\":\"left\",\"--framer-text-color\":\"var(--token-e2d5906a-217e-4692-88f1-069c7ccee5fd, rgb(21, 21, 21))\"},children:\"It\u2019s worth remembering too that the more desirable the used car, the higher the balloon payment is likely to be. 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.framer-bt3g9x { gap: 0px; } .framer-yWHMR .framer-11itz7e > * { margin: 0px; margin-bottom: calc(0px / 2); margin-top: calc(0px / 2); } .framer-yWHMR .framer-11itz7e > :first-child, .framer-yWHMR .framer-z1y94w > :first-child, .framer-yWHMR .framer-1nnlgaa > :first-child, .framer-yWHMR .framer-11il4yr > :first-child, .framer-yWHMR .framer-ar3npz > :first-child, .framer-yWHMR .framer-1fpdu3a > :first-child, .framer-yWHMR .framer-76oyo3 > :first-child, .framer-yWHMR .framer-bt3g9x > :first-child { margin-top: 0px; } .framer-yWHMR .framer-11itz7e > :last-child, .framer-yWHMR .framer-z1y94w > :last-child, .framer-yWHMR .framer-1nnlgaa > :last-child, .framer-yWHMR .framer-11il4yr > :last-child, .framer-yWHMR .framer-ar3npz > :last-child, .framer-yWHMR .framer-1fpdu3a > :last-child, .framer-yWHMR .framer-76oyo3 > :last-child, .framer-yWHMR .framer-bt3g9x > :last-child { margin-bottom: 0px; } .framer-yWHMR .framer-z1y94w > *, .framer-yWHMR .framer-1nnlgaa > *, .framer-yWHMR .framer-11il4yr > *, .framer-yWHMR .framer-1fpdu3a > *, .framer-yWHMR .framer-bt3g9x > * { margin: 0px; margin-bottom: calc(30px / 2); margin-top: calc(30px / 2); } .framer-yWHMR .framer-1ekeycr > * { margin: 0px; margin-left: calc(30px / 2); margin-right: calc(30px / 2); } .framer-yWHMR .framer-1ekeycr > :first-child { margin-left: 0px; } .framer-yWHMR .framer-1ekeycr > :last-child { margin-right: 0px; } .framer-yWHMR .framer-ar3npz > *, .framer-yWHMR .framer-76oyo3 > * { margin: 0px; margin-bottom: calc(40px / 2); margin-top: calc(40px / 2); } }}\",\"@media (max-width: 809px) { .framer-yWHMR.framer-1eecy4t { align-content: center; align-items: center; width: 390px; } .framer-yWHMR .framer-qnpyjk { gap: 10px; position: relative; top: unset; } .framer-yWHMR .framer-1llu4i0 { height: min-content; padding: 12px; } .framer-yWHMR .framer-bw70fl { height: min-content; } .framer-yWHMR .framer-1751pxb-container { height: auto; } .framer-yWHMR .framer-1tsgksm, .framer-yWHMR .framer-1t1qtoc, .framer-yWHMR .framer-j6z1rl { flex-direction: column; padding: 50px 0px 50px 0px; } .framer-yWHMR .framer-z1y94w { gap: 30px; padding: 0px 20px 0px 20px; width: 100%; } .framer-yWHMR .framer-1ekeycr { flex-direction: column; gap: 20px; justify-content: flex-start; } .framer-yWHMR .framer-1hx2iwm { padding: 0px 20px 20px 20px; width: 100%; } .framer-yWHMR .framer-1dz11uy, .framer-yWHMR .framer-19bu2qd, .framer-yWHMR .framer-176nl3l { width: 100%; } .framer-yWHMR .framer-1fcm8ep { flex-direction: column; padding: 20px 0px 20px 0px; } .framer-yWHMR .framer-1nnlgaa { flex-direction: column; gap: 30px; justify-content: center; padding: 0px 20px 0px 20px; width: 100%; } .framer-yWHMR .framer-2yfy1w { height: min-content; width: 100%; } .framer-yWHMR .framer-16lmuce { flex: 1 0 0px; height: var(--framer-aspect-ratio-supported, 200px); width: 1px; } .framer-yWHMR .framer-11il4yr { gap: 20px; width: 100%; } .framer-yWHMR .framer-ar3npz, .framer-yWHMR .framer-76oyo3 { flex-direction: column; gap: 30px; justify-content: flex-start; padding: 0px 20px 0px 20px; width: 100%; } .framer-yWHMR .framer-1t9sbxh, .framer-yWHMR .framer-f1ewf2 { order: 0; width: 100%; } .framer-yWHMR .framer-1fpdu3a, .framer-yWHMR .framer-bt3g9x { gap: 20px; order: 1; width: 100%; } @supports (background: -webkit-named-image(i)) and (not (scale:1)) { .framer-yWHMR .framer-qnpyjk, .framer-yWHMR .framer-1tsgksm, .framer-yWHMR .framer-z1y94w, .framer-yWHMR .framer-1ekeycr, .framer-yWHMR .framer-1fcm8ep, .framer-yWHMR .framer-1nnlgaa, .framer-yWHMR .framer-11il4yr, .framer-yWHMR .framer-1t1qtoc, .framer-yWHMR .framer-ar3npz, .framer-yWHMR .framer-1fpdu3a, .framer-yWHMR .framer-j6z1rl, .framer-yWHMR .framer-76oyo3, .framer-yWHMR .framer-bt3g9x { gap: 0px; } .framer-yWHMR .framer-qnpyjk > * { margin: 0px; margin-bottom: calc(10px / 2); margin-top: calc(10px / 2); } .framer-yWHMR .framer-qnpyjk > :first-child, .framer-yWHMR .framer-1tsgksm > :first-child, .framer-yWHMR .framer-z1y94w > :first-child, .framer-yWHMR .framer-1ekeycr > :first-child, .framer-yWHMR .framer-1fcm8ep > :first-child, .framer-yWHMR .framer-1nnlgaa > :first-child, .framer-yWHMR .framer-11il4yr > :first-child, .framer-yWHMR .framer-1t1qtoc > :first-child, .framer-yWHMR .framer-ar3npz > :first-child, .framer-yWHMR .framer-1fpdu3a > :first-child, .framer-yWHMR .framer-j6z1rl > :first-child, .framer-yWHMR .framer-76oyo3 > :first-child, .framer-yWHMR .framer-bt3g9x > :first-child { margin-top: 0px; } .framer-yWHMR .framer-qnpyjk > :last-child, .framer-yWHMR .framer-1tsgksm > :last-child, .framer-yWHMR .framer-z1y94w > :last-child, .framer-yWHMR .framer-1ekeycr > :last-child, .framer-yWHMR .framer-1fcm8ep > :last-child, .framer-yWHMR .framer-1nnlgaa > :last-child, .framer-yWHMR .framer-11il4yr > :last-child, .framer-yWHMR .framer-1t1qtoc > :last-child, .framer-yWHMR .framer-ar3npz > :last-child, .framer-yWHMR .framer-1fpdu3a > :last-child, .framer-yWHMR .framer-j6z1rl > :last-child, .framer-yWHMR .framer-76oyo3 > :last-child, .framer-yWHMR .framer-bt3g9x > :last-child { margin-bottom: 0px; } .framer-yWHMR .framer-1tsgksm > *, .framer-yWHMR .framer-z1y94w > *, .framer-yWHMR .framer-1fcm8ep > *, .framer-yWHMR .framer-1nnlgaa > *, .framer-yWHMR .framer-1t1qtoc > *, .framer-yWHMR .framer-ar3npz > *, .framer-yWHMR .framer-j6z1rl > *, .framer-yWHMR .framer-76oyo3 > * { margin: 0px; margin-bottom: calc(30px / 2); margin-top: calc(30px / 2); } .framer-yWHMR .framer-1ekeycr > *, .framer-yWHMR .framer-11il4yr > *, .framer-yWHMR .framer-1fpdu3a > *, .framer-yWHMR .framer-bt3g9x > * { margin: 0px; margin-bottom: calc(20px / 2); margin-top: calc(20px / 2); } }}\"];/**\n * This is a generated Framer component.\n * @framerIntrinsicHeight 3854\n * @framerIntrinsicWidth 1440\n * @framerCanvasComponentVariantDetails {\"propertyName\":\"variant\",\"data\":{\"default\":{\"layout\":[\"fixed\",\"auto\"]},\"J058G67eW\":{\"layout\":[\"fixed\",\"auto\"]},\"fL0RJJ6Dq\":{\"layout\":[\"fixed\",\"auto\"]}}}\n * @framerImmutableVariables true\n * @framerDisplayContentsDiv false\n * @framerComponentViewportWidth true\n * @framerAcceptsLayoutTemplate true\n * @framerResponsiveScreen\n */const FramergpQUQJaMK=withCSS(Component,css,\"framer-yWHMR\");export default FramergpQUQJaMK;FramergpQUQJaMK.displayName=\"Car Finance / Personal Contract Purchase / Balloon Payments Pcp Finance\";FramergpQUQJaMK.defaultProps={height:3854,width:1440};addFonts(FramergpQUQJaMK,[{explicitInter:true,fonts:[{family:\"Open Sans\",source:\"google\",style:\"normal\",url:\"https://fonts.gstatic.com/s/opensans/v40/memSYaGs126MiZpBA-UvWbX2vVnXBbObj2OVZyOOSr4dVJWUgsjZ0C4iY1M2xLER.woff2\",weight:\"400\"},{family:\"Open Sans\",source:\"google\",style:\"normal\",url:\"https://fonts.gstatic.com/s/opensans/v40/memSYaGs126MiZpBA-UvWbX2vVnXBbObj2OVZyOOSr4dVJWUgsg-1y4iY1M2xLER.woff2\",weight:\"700\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+0460-052F, U+1C80-1C88, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F\",url:\"https://framerusercontent.com/assets/5vvr9Vy74if2I6bQbJvbw7SY1pQ.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116\",url:\"https://framerusercontent.com/assets/EOr0mi4hNtlgWNn9if640EZzXCo.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+1F00-1FFF\",url:\"https://framerusercontent.com/assets/Y9k9QrlZAqio88Klkmbd8VoMQc.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+0370-03FF\",url:\"https://framerusercontent.com/assets/OYrD2tBIBPvoJXiIHnLoOXnY9M.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+0100-024F, U+0259, U+1E00-1EFF, U+2020, U+20A0-20AB, U+20AD-20CF, U+2113, U+2C60-2C7F, U+A720-A7FF\",url:\"https://framerusercontent.com/assets/JeYwfuaPfZHQhEG8U5gtPDZ7WQ.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+2074, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD\",url:\"https://framerusercontent.com/assets/vQyevYAyHtARFwPqUzQGpnDs.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+1EA0-1EF9, U+20AB\",url:\"https://framerusercontent.com/assets/b6Y37FthZeALduNqHicBT6FutY.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+0460-052F, U+1C80-1C88, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F\",url:\"https://framerusercontent.com/assets/DpPBYI0sL4fYLgAkX8KXOPVt7c.woff2\",weight:\"700\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116\",url:\"https://framerusercontent.com/assets/4RAEQdEOrcnDkhHiiCbJOw92Lk.woff2\",weight:\"700\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+1F00-1FFF\",url:\"https://framerusercontent.com/assets/1K3W8DizY3v4emK8Mb08YHxTbs.woff2\",weight:\"700\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+0370-03FF\",url:\"https://framerusercontent.com/assets/tUSCtfYVM1I1IchuyCwz9gDdQ.woff2\",weight:\"700\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+0100-024F, U+0259, U+1E00-1EFF, U+2020, U+20A0-20AB, U+20AD-20CF, U+2113, U+2C60-2C7F, U+A720-A7FF\",url:\"https://framerusercontent.com/assets/VgYFWiwsAC5OYxAycRXXvhze58.woff2\",weight:\"700\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+2074, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD\",url:\"https://framerusercontent.com/assets/DXD0Q7LSl7HEvDzucnyLnGBHM.woff2\",weight:\"700\"},{family:\"Inter\",source:\"framer\",style:\"normal\",unicodeRange:\"U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+1EA0-1EF9, U+20AB\",url:\"https://framerusercontent.com/assets/GIryZETIX4IFypco5pYZONKhJIo.woff2\",weight:\"700\"},{family:\"Inter\",source:\"framer\",style:\"italic\",unicodeRange:\"U+0460-052F, U+1C80-1C88, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F\",url:\"https://framerusercontent.com/assets/CfMzU8w2e7tHgF4T4rATMPuWosA.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"italic\",unicodeRange:\"U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116\",url:\"https://framerusercontent.com/assets/867QObYax8ANsfX4TGEVU9YiCM.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"italic\",unicodeRange:\"U+1F00-1FFF\",url:\"https://framerusercontent.com/assets/Oyn2ZbENFdnW7mt2Lzjk1h9Zb9k.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"italic\",unicodeRange:\"U+0370-03FF\",url:\"https://framerusercontent.com/assets/cdAe8hgZ1cMyLu9g005pAW3xMo.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"italic\",unicodeRange:\"U+0100-024F, U+0259, U+1E00-1EFF, U+2020, U+20A0-20AB, U+20AD-20CF, U+2113, U+2C60-2C7F, U+A720-A7FF\",url:\"https://framerusercontent.com/assets/DOfvtmE1UplCq161m6Hj8CSQYg.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"italic\",unicodeRange:\"U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+2074, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD\",url:\"https://framerusercontent.com/assets/vFzuJY0c65av44uhEKB6vyjFMg.woff2\",weight:\"400\"},{family:\"Inter\",source:\"framer\",style:\"italic\",unicodeRange:\"U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+1EA0-1EF9, U+20AB\",url:\"https://framerusercontent.com/assets/tKtBcDnBMevsEEJKdNGhhkLzYo.woff2\",weight:\"400\"}]},...BannerRegularCopyFonts,...NavigationSimpleTopbarFullwidthFonts,...LandingPageHeaderFonts,...CheckIconFonts,...FooterAFonts,...getFontsFromSharedStyle(sharedStyle.fonts),...getFontsFromSharedStyle(sharedStyle1.fonts),...getFontsFromSharedStyle(sharedStyle2.fonts),...getFontsFromSharedStyle(sharedStyle3.fonts),...getFontsFromSharedStyle(sharedStyle4.fonts)],{supportsExplicitInterCodegen:true});\nexport const __FramerMetadata__ = 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}