{
  "version": 3,
  "sources": ["ssg:https://framerusercontent.com/modules/bCLzr2XKfTG0BXCx5D6n/7zGUwVToGZ8SGx7BN2kh/ZTrbVBFKv-9.js"],
  "sourcesContent": ["import{jsx as e,jsxs as t}from\"react/jsx-runtime\";import{Link as i}from\"framer\";import{motion as n}from\"framer-motion\";import*as a from\"react\";export const richText=/*#__PURE__*/t(a.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[\"One of the aspects that usually stops many people from starting their own business is the \",/*#__PURE__*/e(\"strong\",{children:\"financial issue\"}),\", and the first few months are the toughest of all.\"]}),/*#__PURE__*/t(\"p\",{children:[\"It\u2019s during this initial period that \",/*#__PURE__*/e(\"strong\",{children:\"more capital and liquidity are usually required\"}),\", and in many cases, these are the most scarce monetary funds.\"]}),/*#__PURE__*/t(\"p\",{children:[\"This type of problem \",/*#__PURE__*/e(\"strong\",{children:\"also affects already consolidated companies\"}),\" when there are other economic risk factors present, such as inflation.\"]}),/*#__PURE__*/t(\"p\",{children:[\"If you\u2019re going through any of these cases and you are not yet aware of the way in which \",/*#__PURE__*/e(\"strong\",{children:\"financial factoring \"}),\"can help you, it\u2019s about time you learn about it.\"]}),/*#__PURE__*/t(\"p\",{children:[\"It\u2019s one of the financial alternatives that allows any type of company to \",/*#__PURE__*/e(\"strong\",{children:\"have the necessary liquidity to keep its business afloat.\"})]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"So... What is financial factoring?\"})}),/*#__PURE__*/e(\"p\",{children:\"Financial factoring is a tool that allows companies to obtain immediate liquidity from their uncollected invoices.\"}),/*#__PURE__*/t(\"p\",{children:[\"In essence, financial factoring involves \",/*#__PURE__*/e(\"strong\",{children:\"the sale of invoices to a factoring company,\"}),\" which is responsible for collecting the amount of the invoice from the company's customer and, in exchange, advances a portion of the invoice amount to the company that issued the invoice.\"]}),/*#__PURE__*/t(\"p\",{children:[\"In other words, it is a process in which \",/*#__PURE__*/e(\"strong\",{children:\"a third-party company is used to provide financing\"}),\" for those customer invoices that are not paid immediately.\"]}),/*#__PURE__*/e(\"p\",{children:\"In these cases, it is very true that you may find yourself in a situation in which your business lacks liquidity since you will have to wait for your customers to pay before receiving money again.\"}),/*#__PURE__*/t(\"p\",{children:[\"That\u2019s why financial factoring has become \",/*#__PURE__*/e(\"strong\",{children:\"a very popular financing alternative for small and medium-sized companies.\"})]}),/*#__PURE__*/e(\"p\",{children:\"It allows them to improve their cash flow and obtain working capital without having to resort to traditional bank loans or having to change their collection methodologies.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How does financial factoring work?\"})}),/*#__PURE__*/e(\"p\",{children:\"Now, we know that at first, the definition may be somewhat complicated to understand, especially if it\u2019s the first time you read about this topic.\"}),/*#__PURE__*/t(\"p\",{children:[\"Therefore, in order for you to better understand how this alternative works, \",/*#__PURE__*/e(\"strong\",{children:\"we will explain the steps involved:\"})]}),/*#__PURE__*/t(\"ol\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"Your company issues an invoice for a good or service it has provided to a customer.\"})})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"You sell that invoice\"}),\" to a factoring company in exchange for a cash advance, which is usually around 80% of the invoice value.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"The factoring company\"}),\" then becomes responsible for collecting the invoice from the company's customers.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"When the client pays\"}),\" the invoice, the factoring company retains a percentage as a commission for its services and transfers the rest of the money to your company.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Your company receives\"}),\" the remaining money, which is usually around 20% of the invoice value after deducting the factoring company's commission.\"]})})]}),/*#__PURE__*/t(\"p\",{children:[\"Thanks to this mode of operation, \",/*#__PURE__*/e(\"strong\",{children:\"it has become a very effective solution\"}),\" for companies that need immediate working capital and do not want to wait for their customers to pay their invoices.\"]}),/*#__PURE__*/e(\"p\",{children:\"In addition, financial factoring can reduce the company's administrative burden by outsourcing everything to a third party that has to do with collection management and invoicing.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What are the types of financial factoring?\"})}),/*#__PURE__*/e(\"p\",{children:\"Of course, it should not be overlooked that the financial needs of one company may be very different from those of another.\"}),/*#__PURE__*/e(\"p\",{children:\"That\u2019s why there\u2019s not just one type of financial factoring, but several, since each one seeks to satisfy different types of business needs.\"}),/*#__PURE__*/t(\"p\",{children:[\"In order to give you a better idea of \",/*#__PURE__*/e(\"strong\",{children:\"how each of them works\"}),\", we will tell you a little about them below:\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Non-recourse financial factoring.\"})}),/*#__PURE__*/e(\"p\",{children:\"When working with invoices that customers can pay later, there is always the risk of non-payment.\"}),/*#__PURE__*/t(\"p\",{children:[\"Well, when we talk about non-recourse factoring, we are dealing with an alternative in which \",/*#__PURE__*/e(\"strong\",{children:\"the factoring company assumes all the risk\"}),\" \",/*#__PURE__*/e(\"strong\",{children:\"of non-payment\"}),\" by the customer of the company that issued the invoice.\"]}),/*#__PURE__*/e(\"p\",{children:\"In other words, if the customer does not pay the invoice for the product purchased from your business, the factoring company cannot reclaim the money from your company.\"}),/*#__PURE__*/t(\"p\",{children:[\"Of course, this type of financial factoring is usually one of the most expensive, since the risk that must be assumed, \",/*#__PURE__*/e(\"strong\",{children:\"the commissions for the service are higher.\"})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Financial factoring with recourse\"})}),/*#__PURE__*/e(\"p\",{children:\"Factoring with recourse is the opposite of the type explained above.\"}),/*#__PURE__*/t(\"p\",{children:[\"In this case,\",/*#__PURE__*/e(\"strong\",{children:\" the company that has issued the invoice\"}),\" assumes the risk of non-payment by your client.\"]}),/*#__PURE__*/e(\"p\",{children:\"If your client does not pay the invoice, the factoring company will have every right to claim the money from you and you will be obliged to give it to them, even if the client has not paid you.\"}),/*#__PURE__*/t(\"p\",{children:[\"As you can imagine, this type of financial factoring \",/*#__PURE__*/e(\"strong\",{children:\"is usually more accessible\"}),\" than non-recourse factoring and this is due to the lower risk assumed by the factoring company in question.\"]}),/*#__PURE__*/e(\"p\",{children:\"Therefore, if you want to resort to this type of solution, you must be certain that your customers are reliable and will always pay.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. International Financial Factoring\"})}),/*#__PURE__*/e(\"p\",{children:\"So far, all this sounds wonderful to you, but wait, because there\u2019s still more.\"}),/*#__PURE__*/t(\"p\",{children:[\"It turns out that there is also international factoring, which can be used by companies that issue invoices to \",/*#__PURE__*/e(\"strong\",{children:\"customers abroad.\"})]}),/*#__PURE__*/e(\"p\",{children:\"In these cases, the factoring company will handle payments and transactions in different currencies and may even offer additional services such as exchange rate insurance.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"4. Export financial factoring\"})}),/*#__PURE__*/e(\"p\",{children:\"Last but not least, there is export factoring.\"}),/*#__PURE__*/t(\"p\",{children:[\"This is when \",/*#__PURE__*/e(\"strong\",{children:\"the main company exports goods or services\"}),\" to customers abroad.\"]}),/*#__PURE__*/e(\"p\",{children:\"In this case, the factoring company can offer additional services such as financing transportation and handling the necessary export documents.\"}),/*#__PURE__*/t(\"p\",{children:[\"So, if \",/*#__PURE__*/e(\"strong\",{children:\"international sales\"}),\" are one of your company's objectives, you should know that thanks to the alliance with a financial factoring company you will be able to achieve it.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Advantages and disadvantages of financial factoring\"})}),/*#__PURE__*/t(\"p\",{children:[\"However, it\u2019s important to keep in mind that, just like any other type of financial solution, \",/*#__PURE__*/e(\"strong\",{children:\"factoring can be both beneficial and risky.\"})]}),/*#__PURE__*/e(\"p\",{children:\"That\u2019s why, before you decide to hire the services of such a company, you should be aware of its positive and negative aspects:\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"Pros\"})}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Improved cash flow:\"}),\" because companies obtain immediate working capital, their cash flow will improve and they will be able to meet their expenses and financial obligations without having to wait so long.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Access to working capital without debt: \"}),\"it\u2019s an option that allows businesses to obtain working capital without having to resort to traditional bank loans, thus avoiding the accumulation of debt.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Reduced risk of non-payment: \"}),\"it also helps to reduce the risk of non-payment of invoices, since the factoring company takes care of collection management and invoicing, thus relieving the main company of these tasks.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Financial flexibility:\"}),\" this is a flexible solution that adapts to the needs and circumstances of each company, as it can be used on an ad hoc basis only at certain times or on a regular basis.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Improved collection management:\"}),\" since the factoring company is in charge of collection management and invoicing, the administrative burden on the main company is reduced.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Improved customer relationships:\"}),\" By offering your customers longer and more flexible payment terms, you can improve your relationship with them, which will also positively influence their purchasing decisions.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Increased competitiveness: \"}),\"Financial factoring allows companies to access working capital more quickly, which can improve their ability to compete in the marketplace against other businesses and take advantage of growth opportunities.\"]})})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"Cons\"})}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Cost and commissions:\"}),\" of course, this option can be more expensive than other forms of financing, since the factoring company charges a commission for its services and may set higher interest rates than some banks.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Loss of control:\"}),\" by using financial factoring, the company relinquishes control of collection management and invoicing to the factoring company, which may affect the company's image with its customers.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Eligibility requirements:\"}),\" companies must meet certain requirements to be eligible for this option, such as having verifiable commercial invoices and solvent clients; requirements that may limit access to financial factoring for some companies.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Potential impact on the company's \"}),/*#__PURE__*/e(i,{href:\"https://www.thepowermba.com/en/blog/credit-score-what-is-it\",motionChild:!0,nodeId:\"ZTrbVBFKv\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(n.a,{children:/*#__PURE__*/e(\"strong\",{children:\"creditworthiness\"})})}),/*#__PURE__*/e(\"strong\",{children:\": \"}),\"Financial factoring can have a negative impact on the company's creditworthiness if it\u2019s used imprudently or excessively. If the company relies too heavily on financial factoring, it may end up selling too many invoices and become overly dependent on this type of financing.\"]})})]}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"img\",{alt:\"Advantages and disadvantages of financial factoring\",className:\"framer-image\",height:\"377\",src:\"https://framerusercontent.com/images/2YfJmHHMj9oSxYVLqG9oEPvUYI.jpg\",style:{aspectRatio:\"1024 / 755\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/t(\"strong\",{children:[/*#__PURE__*/e(\"br\",{}),\"What are the requirements to use financial factoring?\"]})}),/*#__PURE__*/t(\"p\",{children:[\"As we mentioned in one of the disadvantages of this topic, in order to use financial factoring \",/*#__PURE__*/e(\"strong\",{children:\"you must comply with some mandatory requirements.\"})]}),/*#__PURE__*/e(\"p\",{children:\"That\u2019s why it\u2019s possible that many businesses don\u2019t have what\u2019s necessary to access this financing service.\"}),/*#__PURE__*/e(\"p\",{children:\"In addition, it\u2018s quite likely that the requirements will change depending on the company and the specific type of factoring service you are going to hire.\"}),/*#__PURE__*/t(\"p\",{children:[\"So, in order for you to be aware of whether your company complies with what is requested, below \",/*#__PURE__*/e(\"strong\",{children:\"we will talk about the most common requirements:\"})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Working with commercial invoices\"})}),/*#__PURE__*/e(\"p\",{children:\"One of the most requested requirements is that the company must issue commercial invoices to its customers in order to be able to use this financing tool.\"}),/*#__PURE__*/t(\"p\",{children:[\"Note that \",/*#__PURE__*/e(\"strong\",{children:\"the invoices must be verifiable \"}),\"and must not be subject to disputes or controversies.\"]}),/*#__PURE__*/e(\"p\",{children:\"If you don\u2019t work with this type of invoice, it\u2019s very unlikely that any factoring company will consider you suitable for the service.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Having the necessary invoicing volume\"})}),/*#__PURE__*/e(\"p\",{children:\"Similarly, companies are usually required to have a minimum invoicing volume to be able to access this type of financing.\"}),/*#__PURE__*/t(\"p\",{children:[\"However, \",/*#__PURE__*/e(\"strong\",{children:\"the percentage of volume required may vary \"}),\"depending on the factoring company and the type of factoring you are looking to hire.\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Having solvent clients\"})}),/*#__PURE__*/e(\"p\",{children:\"As you can imagine, another essential requirement is that you have solvent and reliable customers who pay their invoices on time and on budget.\"}),/*#__PURE__*/t(\"p\",{children:[\"Keep in mind that factoring companies usually\",/*#__PURE__*/e(\"strong\",{children:\" perform a risk assessment of the main company's clients\"}),\" to ensure that this point is met.\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"4. Signing the factoring contract\"})}),/*#__PURE__*/t(\"p\",{children:[\"Finally, if you wish to have this service, \",/*#__PURE__*/e(\"strong\",{children:\"you are required to sign a factoring contract\"}),\" with the company specifying the terms and conditions of the agreement, including commissions and payment terms.\"]}),/*#__PURE__*/e(\"p\",{children:\"This is not a service that is free of formalities and you must agree to them.\"}),/*#__PURE__*/e(\"img\",{alt:\"What are the requirements for using financial factoring?\",className:\"framer-image\",height:\"317\",src:\"https://framerusercontent.com/images/7mtidz8rnPYfVQM3eTguuOx0aBI.jpg\",style:{aspectRatio:\"1024 / 635\"},width:\"512\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"In conclusion...\"})}),/*#__PURE__*/t(\"p\",{children:[\"Financial factoring is a very useful tool for companies that \",/*#__PURE__*/e(\"strong\",{children:\"need immediate working capital \"}),\"and do not want to resort to traditional bank loans full of requirements and a long waiting time.\"]}),/*#__PURE__*/e(\"p\",{children:\"Thanks to the various benefits it offers, companies that resort to this method will be able to stay afloat without any problems.\"}),/*#__PURE__*/e(\"p\",{children:\"Just remember to evaluate the requirements and fees carefully to determine if it\u2019s really something that\u2019s right for you.\"}),/*#__PURE__*/t(\"p\",{children:[\"Also, if you have any questions about \",/*#__PURE__*/e(\"strong\",{children:\"financial factoring\"}),\", feel free to leave them in the comments so that we can answer them.\"]})]});export const richText1=/*#__PURE__*/t(a.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[\"There is no doubt that \",/*#__PURE__*/e(\"strong\",{children:\"economics is the basis of our world today \"}),\"and, although we do not stop to think about all the economic studies that are performed every day, their presence is undeniable.\"]}),/*#__PURE__*/e(\"p\",{children:\"We are well aware that topics of this style tend to be tedious for those who are not fans of mathematics, but don't worry, this is understandable.\"}),/*#__PURE__*/e(\"p\",{children:\"That\u2019s why if you want to start getting involved in this field or if you want to be aware of how some economic processes work, you should start by familiarizing yourself with some terms.\"}),/*#__PURE__*/t(\"p\",{children:[\"One that is rarely talked about \",/*#__PURE__*/e(\"strong\",{children:\"is econometrics.\"}),\" It doesn't ring a bell, does it?\"]}),/*#__PURE__*/e(\"p\",{children:\"It's unfortunate that it\u2019s given so little importance considering how relevant it is.\"}),/*#__PURE__*/t(\"p\",{children:[\"But don't worry, we'll explain \",/*#__PURE__*/e(\"strong\",{children:\"what it's all about, where it comes from, what it's for and why \"}),\"we say it's so important:\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Definition of econometrics\"})}),/*#__PURE__*/t(\"p\",{children:[\"It\u2019s true that \",/*#__PURE__*/e(\"strong\",{children:\"economics as a discipline has existed for several centuries\"}),\", but the various branches of this specialty have emerged over time.\"]}),/*#__PURE__*/e(\"p\",{children:\"According to the economic needs of a specific historical moment, analytical techniques have been created to better understand the changes in the economy.\"}),/*#__PURE__*/e(\"p\",{children:\"That\u2019s why econometrics is presented as a branch of economics that uses statistical and mathematical methods to analyze and quantify economic relationships.\"}),/*#__PURE__*/t(\"p\",{children:[\"Therefore, it\u2019s a discipline whose main objective is to model and analyze the relationship between economic variables, which allows economists to \",/*#__PURE__*/e(\"strong\",{children:\"make predictions about the future behavior of these variables.\"})]}),/*#__PURE__*/e(\"p\",{children:\"Therefore, through econometrics, it\u2019s possible to analyze variables such as economic growth, inflation, employment, and international trade, among others.\"}),/*#__PURE__*/e(\"p\",{children:\"This, at the same time, allows us to evaluate the impact of public policies, such as fiscal stimulus programs, monetary policies, and government regulations.\"}),/*#__PURE__*/t(\"p\",{children:[\"This means that econometrics is behind all the \",/*#__PURE__*/e(\"strong\",{children:\"economic hypotheses and predictions \"}),\"currently being made.\"]}),/*#__PURE__*/e(\"p\",{children:\"And the reason why many of these inferences end up being fulfilled to the letter is that it\u2019s always studied based on real variables.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"A review of its origins...\"})}),/*#__PURE__*/t(\"p\",{children:[\"Now, it should be noted that the term econometrics itself \",/*#__PURE__*/e(\"strong\",{children:\"began to be used in 1910\"}),\" by a number of economists who began to include mathematical statistics in the study of economics.\"]}),/*#__PURE__*/e(\"p\",{children:\"However, the idea of including both sciences is something that has been proposed since the nineteenth century, but it was not until the twentieth century that it began to be a palpable reality.\"}),/*#__PURE__*/t(\"p\",{children:[\"Thus, the analysis of economics in conjunction with statistics and mathematics became a reality \",/*#__PURE__*/e(\"strong\",{children:\"and began to generate various changes.\"})]}),/*#__PURE__*/e(\"p\",{children:\"From then until today, many theoretical and practical advances in the study of the global economy began to be noticed, which has prepared many governmental systems better to face possible economic crises.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What are the objectives of econometrics?\"})}),/*#__PURE__*/t(\"p\",{children:[\"In order to understand in depth what econometrics is all about, it\u2019s necessary that we take a minute to know the\",/*#__PURE__*/e(\"strong\",{children:\" main objectives of this branch of study.\"})]}),/*#__PURE__*/e(\"p\",{children:\"Although it\u2019s true that this branch is currently used for various types of work and analysis, its fundamental objectives can be reduced to two.\"}),/*#__PURE__*/t(\"p\",{children:[\"On the one hand, there is \",/*#__PURE__*/e(\"strong\",{children:\"the projection of the possible economic future\"}),\", since it\u2019s through econometrics that forecasts of the different macroeconomic variables of a country can be made.\"]}),/*#__PURE__*/e(\"p\",{children:\"Such is the case of the inflation rate, interest rate increases, and GDP.\"}),/*#__PURE__*/t(\"p\",{children:[\"In the same way, econometrics is used to \",/*#__PURE__*/e(\"strong\",{children:\"estimate causal relationships\"}),\", but what is this?\"]}),/*#__PURE__*/e(\"p\",{children:\"It\u2019s all the studies through which a quantitative and qualitative analysis of the variables that interfere in an economic phenomenon is carried out.\"}),/*#__PURE__*/e(\"p\",{children:\"This is how studies can be carried out on variables that could have a positive impact on the economy of a country and determine the steps to follow for its correct implementation.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What is econometrics for?\"})}),/*#__PURE__*/e(\"p\",{children:\"The whole theory of econometrics is undoubtedly very interesting, but its practice is even more interesting.\"}),/*#__PURE__*/t(\"p\",{children:[\"Although an ordinary citizen does not pay much attention to it, it\u2019s true that it\u2019\",/*#__PURE__*/e(\"strong\",{children:\"s a style of analysis that has several functions \"}),\"in the world we live in today.\"]}),/*#__PURE__*/e(\"p\",{children:\"And the best of all is that such functions always prove to be of great help and preparation to face possible economic problems.\"}),/*#__PURE__*/t(\"p\",{children:[\"So, in order for you to understand \",/*#__PURE__*/e(\"strong\",{children:\"what econometrics is for today\"}),\", we are going to talk about the different analyses in which it\u2019s applied:\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Evaluation of public policies\"})}),/*#__PURE__*/e(\"p\",{children:\"It\u2019s no surprise to anyone that political decisions made in a country can interfere with the country's economy.\"}),/*#__PURE__*/e(\"p\",{children:\"That\u2019s why many economists work on the impact of public policies on the economy.\"}),/*#__PURE__*/t(\"p\",{children:[\"In this area, econometrics is quite useful for assessing \",/*#__PURE__*/e(\"strong\",{children:\"the impact of fiscal and monetary policies on the economy\"}),\", as well as for analyzing the impact of regulatory policies on industry.\"]}),/*#__PURE__*/e(\"p\",{children:\"In addition, in exceptional political cases, economists who focus on this branch also conduct their analyses to look for possible solutions to problems.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Market analysis\"})}),/*#__PURE__*/e(\"p\",{children:\"On the other hand, within the national and international markets, econometrics also plays an important role.\"}),/*#__PURE__*/t(\"p\",{children:[\"Through econometrics, \",/*#__PURE__*/e(\"strong\",{children:\"market behavior can be analyzed \"}),\"and future market trends can be predicted.\"]}),/*#__PURE__*/t(\"p\",{children:[\"For example, economists can use econometrics to analyze the behavior of prices of goods and services and p\",/*#__PURE__*/e(\"strong\",{children:\"redict how they will change in the future.\"})]}),/*#__PURE__*/e(\"p\",{children:\"In fact, this is something that was widely used during the pandemic era, when they began to predict the fall in real estate sales, which led to a reduction in real estate prices.\"}),/*#__PURE__*/e(\"p\",{children:\"When their costs became very low (and the pandemic was passing), economists were also able to predict in time that sales would increase again, which would also start to increase the prices of goods.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Academic Research\"})}),/*#__PURE__*/e(\"p\",{children:\"At the end of the day, economics is a science that is constantly changing and advancing.\"}),/*#__PURE__*/t(\"p\",{children:[\"That\u2019s why a branch such as econometrics is also of great help in \",/*#__PURE__*/e(\"strong\",{children:\"conducting academic research to develop new theories\"}),\", formulas or ways to study the economy.\"]}),/*#__PURE__*/e(\"p\",{children:\"All this is thanks to the analysis of economic data that always drives the development of theoretical models in this field.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"4. Business decision making\"})}),/*#__PURE__*/e(\"p\",{children:\"Last but not least, econometrics is also used in the business sector.\"}),/*#__PURE__*/t(\"p\",{children:[\"At the end of the day, economics is one of the aspects that has the greatest impact on \",/*#__PURE__*/e(i,{href:\"https://www.thepowermba.com/en/blog/profit-and-loss-marketing-economics-for-marketers\",motionChild:!0,nodeId:\"ZTrbVBFKv\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(n.a,{children:/*#__PURE__*/e(\"strong\",{children:\"business decision-making\"})})}),\", as it\u2019s directly related to the available capital to be invested.\"]}),/*#__PURE__*/e(\"p\",{children:\"Thus, a company's economists can apply this branch to analyze company data and make predictions about the company's future behavior.\"}),/*#__PURE__*/e(\"p\",{children:\"This, in turn, can help companies make well-informed decisions about production, marketing, and finance.\"}),/*#__PURE__*/e(\"img\",{alt:\"What is econometrics for?\",className:\"framer-image\",height:\"317\",src:\"https://framerusercontent.com/images/4nzbEbszY78AcRiPcVhTBlX8.jpg\",style:{aspectRatio:\"1024 / 635\"},width:\"512\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How does the branch of econometrics work?\"})}),/*#__PURE__*/e(\"p\",{children:\"Now, we have already gone over enough about the theoretical aspects of this science.\"}),/*#__PURE__*/t(\"p\",{children:[\"So it\u2019s time to talk essentially about \",/*#__PURE__*/e(\"strong\",{children:\"how it actually works.\"})]}),/*#__PURE__*/e(\"p\",{children:\"We are well aware that all of this is laid out in theory, but for econometrics to give good results, it must always be applied correctly.\"}),/*#__PURE__*/t(\"p\",{children:[\"Therefore, it\u2019s necessary to know briefly w\",/*#__PURE__*/e(\"strong\",{children:\"hat is the methodology through which econometrics works:\"})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. An initial economic hypothesis\"})}),/*#__PURE__*/t(\"p\",{children:[\"The first step of all is to establish the economic hypothesis on \",/*#__PURE__*/e(\"strong\",{children:\"which the whole analysis will be based\"}),\" in order to determine what the object of study will be and which variables will be taken into account for the study.\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. The formulation of the econometric model\"})}),/*#__PURE__*/e(\"p\",{children:\"Next, it\u2019s time to establish the econometric model to be implemented.\"}),/*#__PURE__*/e(\"p\",{children:\"Depending on the case and the variables to be studied, the model in question may vary.\"}),/*#__PURE__*/t(\"p\",{children:[\"On this point, two types of models can be recognized: \",/*#__PURE__*/e(\"strong\",{children:\"the dependent and the independent.\"})]}),/*#__PURE__*/e(\"p\",{children:\"In the first one, the variables will depend on each other and in the second one the variables are unique and individual.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Estimating the unknown parameters\"})}),/*#__PURE__*/e(\"p\",{children:\"Now it\u2019s time to estimate the unknown parameters that may interfere with the economic phenomenon under study.\"}),/*#__PURE__*/t(\"p\",{children:[\"In order to establish them, it will be necessary to work with\",/*#__PURE__*/e(\"strong\",{children:\" estimation methods and resort to empirical data.\"})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"4. Validate and apply the model\"})}),/*#__PURE__*/e(\"p\",{children:\"After all this, the econometric model needs to be validated, otherwise, it will not be possible to move forward with the analysis.\"}),/*#__PURE__*/t(\"p\",{children:[\"At this point, \",/*#__PURE__*/e(\"strong\",{children:\"statistical inference\"}),\" must be applied to decide whether the model can be applied to the economic hypothesis or not.\"]}),/*#__PURE__*/e(\"p\",{children:\"If yes, then the exploitation of the model should be carried out to start with the analysis as such.\"}),/*#__PURE__*/e(\"p\",{children:\"Once this is done, a series of data will be available as results that should be used for the predictions to be made about the variables.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"5. Applying the results from an analytical perspective\"})}),/*#__PURE__*/e(\"p\",{children:\"Finally, it will all be a matter of correctly applying the results to perform the analysis and prediction of the possible economic changes that will take place.\"}),/*#__PURE__*/t(\"p\",{children:[\"It\u2019s in this way that econometrics works to \",/*#__PURE__*/e(\"strong\",{children:\"anticipate everything that can happen\"}),\" in the different areas in which economics is applied.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What is the importance of econometrics today?\"})}),/*#__PURE__*/t(\"p\",{children:[\"Now that you have a complete idea of what econometrics is, what it is for, and how it works, \",/*#__PURE__*/e(\"strong\",{children:\"you will have no doubt about how important it is.\"})]}),/*#__PURE__*/e(\"p\",{children:\"Without it, it would be impossible to predict the future behavior of the economy and evaluate the impact of public policies on the economy.\"}),/*#__PURE__*/e(\"p\",{children:\"In addition, we must not forget how fundamental this branch is also for the business sector and the preparation that companies have when it comes to managing the economic aspect.\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"The impact of this type of analysis\"}),\" is so great that it can even help companies make informed decisions about production, marketing, and finance.\"]}),/*#__PURE__*/e(\"p\",{children:\"All this and much more makes econometrics so applied and so important to the world we live in today.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What are the concepts to be handled when working with econometrics?\"})}),/*#__PURE__*/t(\"p\",{children:[\"Since this branch brings together economic, statistical, and mathematical aspects, it\u2019s not surprising that it brings together \",/*#__PURE__*/e(\"strong\",{children:\"a wide variety of concepts \"}),\"that must be clear for the development of these analyses.\"]}),/*#__PURE__*/e(\"p\",{children:\"Of course, if you are a beginner in this field, you need these terminologies to be able to understand the internal processes of econometrics.\"}),/*#__PURE__*/t(\"p\",{children:[\"So, we recommend that you familiarize yourself with the following list of \",/*#__PURE__*/e(\"strong\",{children:\"econometric terms:\"})]}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Linear regression.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Endogenous and exogenous variables.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Discrete choice models.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Time series analysis.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Hypothesis testing.\"})})]}),/*#__PURE__*/t(\"p\",{children:[\"Now that you have a more complete perception of \",/*#__PURE__*/e(\"strong\",{children:\"econometrics\"}),\", you are ready to understand in depth everything that is done with it.\"]}),/*#__PURE__*/e(\"p\",{children:\"Moreover, its presence in areas as important as business is often the basis of many processes, since you must be prepared for possible changes that can be made in terms of the economy.\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"And you, did you already know what econometrics is?\"}),\" If so, is everything clear to you? In the comments section, you can leave us your opinion, it\u2019s of great interest to us.\"]})]});export const richText2=/*#__PURE__*/t(a.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[\"How many times have you been confused by all the elements in a program? Surely many times, and now with us you will understand a little more about it. It's time for you to see \",/*#__PURE__*/e(\"strong\",{children:\"what a dynamically linked library is.\"})]}),/*#__PURE__*/t(\"p\",{children:[\"In a few words, it\u2019s the one used to\",/*#__PURE__*/e(\"strong\",{children:\" load a program\"}),\", no more and no less. Now your code will be located only when the platform is loaded for the first time and they are exclusive to Windows, so you will not get them in any other system.\"]}),/*#__PURE__*/e(\"p\",{children:\"Get comfortable and find out how you can get the most out of it:\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What is a dynamically linked library?\"})}),/*#__PURE__*/e(\"p\",{children:\"Let's start by defining what is a dynamically linked library. It\u2019s the process by which libraries are copied into the executable file during a specific time. In this way, the operating system loads only the documents that are needed into memory when the program is running.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Differences between dynamic and static linked library\"})}),/*#__PURE__*/t(\"p\",{children:[\"Static linking \",/*#__PURE__*/e(\"strong\",{children:\"copies all the libraries that are needed \"}),\"from the program to send them to the executable file through a linker, something that is done at the end of the compilation process.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Let's look at some of the differences between dynamic and static linking below:\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Speed\"})}),/*#__PURE__*/t(\"p\",{children:[\"First of all, \",/*#__PURE__*/e(\"strong\",{children:\"we have to start with speed\"}),\". When we work with static linking we rely on libraries that are statically linked as opposed to \",/*#__PURE__*/e(\"strong\",{children:\"libraries that are dynamically shared.\\xa0\"})]}),/*#__PURE__*/t(\"p\",{children:[\"Static ones tend to \",/*#__PURE__*/e(\"strong\",{children:\"load faster\"}),\" and are significantly more portable because the linkers copy into memory and are \",/*#__PURE__*/e(\"strong\",{children:\"not required to be present at execution time.\\xa0\"})]}),/*#__PURE__*/t(\"p\",{children:[\"Meanwhile, with dynamic links,\",/*#__PURE__*/e(\"strong\",{children:\" only the names are stored in memory\"}),\" and their linking process occurs at runtime, which means that it loads both the memory and the files of the shared libraries.\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Compatibility\"})}),/*#__PURE__*/t(\"p\",{children:[\"On the other hand, with static linking, we will \",/*#__PURE__*/e(\"strong\",{children:\"not have any compatibility problems\"}),\" if we modify some of the program's libraries because all the code is in one of the program's libraries.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"However, with dynamic linking, if a library \",/*#__PURE__*/e(\"strong\",{children:\"requires an immediate update\"}),\", it\u2019s no longer compatible with the others and in many cases, we will have to redo the app to make it work perfectly.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. External libraries\"})}),/*#__PURE__*/t(\"p\",{children:[\"On the other hand, if any of the external libraries of a\",/*#__PURE__*/e(\"strong\",{children:\" static linking program\"}),\" are modified, it will not affect the final result unless it has been recompiled and relinked from scratch.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"However, if you have dynamic linking, the moment you make any \",/*#__PURE__*/e(\"strong\",{children:\"modification to the shared libraries\"}),\" you will only have to fix that one, so you will not have to recompile the whole project.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"4. Memory\"})}),/*#__PURE__*/e(\"p\",{children:\"Fourthly we have memory since static linking files take up more space because each external program becomes an executable file, so each one takes up the memory of the operating system in question.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"On the other hand, dynamically linked programs take up much less disk space because they only have a copy of the shared libraries in the executable.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Advantages of a dynamically linked library\"})}),/*#__PURE__*/e(\"p\",{children:\"There are several advantages offered by dynamic linking. Some of them are:\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Faster loading times\"})}),/*#__PURE__*/t(\"p\",{children:[\"Loading times with dynamic linking are much faster because \",/*#__PURE__*/e(\"strong\",{children:\"the components are only loaded when the program needs them\"}),\", which translates into optimization of resources.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Scalability\"})}),/*#__PURE__*/t(\"p\",{children:[\"Secondly, \",/*#__PURE__*/e(\"strong\",{children:\"we have scalability\"}),\", which is improved compared to static linking.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"It should be noted that the \",/*#__PURE__*/e(\"strong\",{children:\"modules are loaded only on demand\"}),\", so the program can grow as circumstances arise, allowing us to adapt it to different operating systems and equipment.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Easy maintenance\"})}),/*#__PURE__*/t(\"p\",{children:[\"With this type of linking, if we want to change the code we only need to \",/*#__PURE__*/e(\"strong\",{children:\"update the individual components\"}),\" without the need to recompile the project from scratch.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Go on, feel free to make the changes you deem necessary because you won't have to work from scratch.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"4. Code Separation\\xa0\"})}),/*#__PURE__*/e(\"p\",{children:\"The code components that are part of the dynamic linking can be developed by different groups individually.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"6. Fewer memory requirements\"})}),/*#__PURE__*/e(\"p\",{children:\"One of the great advantages of dynamic library linking is that with fewer resources you will be able to run the program you want, which will allow you to store more and more information.\\xa0\"}),/*#__PURE__*/e(\"img\",{alt:\"\\xa0Advantages of a dynamically linked library\",className:\"framer-image\",height:\"256\",src:\"https://framerusercontent.com/images/kAWdCiv9vJ9jizRQfNdVYvSM.jpg\",style:{aspectRatio:\"1024 / 513\"},width:\"512\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Disadvantages of dynamic linking\"})}),/*#__PURE__*/t(\"p\",{children:[\"No, not everything is perfect. Just as dynamic linking \",/*#__PURE__*/e(\"strong\",{children:\"has positive things\"}),\", it also has some details that you should evaluate before making the final decision.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Let's see:\\xa0\"}),/*#__PURE__*/t(\"h3\",{children:[/*#__PURE__*/e(\"strong\",{children:\"1. Fragility\"}),\"\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"First of all, we have to talk about fragility. Considering the modular nature of dynamic linking, any change we execute in the program \",/*#__PURE__*/e(\"strong\",{children:\"will cause the components not to load correctly\"}),\", which will bring problems immediately.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Security risks\"})}),/*#__PURE__*/t(\"p\",{children:[\"On the other hand, we also have \",/*#__PURE__*/e(i,{href:\"https://www.thepowermba.com/en/blog/find-out-what-social-engineering-is-and-how-hackers-apply-it\",motionChild:!0,nodeId:\"ZTrbVBFKv\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(n.a,{children:\"security risks\"})}),\", since \",/*#__PURE__*/e(\"strong\",{children:\"depending on external libraries\"}),\" increases the risk of adding malicious code to the system.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Dependency problems\"})}),/*#__PURE__*/t(\"p\",{children:[\"Thirdly, when links break due to lack of dependencies they can produce\",/*#__PURE__*/e(\"strong\",{children:\" real-time execution problems\"}),\", something that is much more difficult to solve.\\xa0\"]}),/*#__PURE__*/e(\"img\",{alt:\"Disadvantages of a dynamically linked library\",className:\"framer-image\",height:\"321\",src:\"https://framerusercontent.com/images/DZ4tMvKnr3iHbj3Zy8vsjhzQm0.jpg\",style:{aspectRatio:\"1024 / 643\"},width:\"512\"}),/*#__PURE__*/t(\"p\",{children:[\"There\u2019s no doubt: a dynamically linked library is a fundamental element for optimizing an application and \",/*#__PURE__*/e(\"strong\",{children:\"getting the most out of it.\\xa0\"})]}),/*#__PURE__*/e(\"p\",{children:\"We hope that with this information you can make the best of this technique so that you can use what will help you reduce the size of the files and meet the objectives you set out.\"})]});export const richText3=/*#__PURE__*/t(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Have you ever made a decision to change something in your company based purely on intuition? If so, we hope it worked out well for you.\"}),/*#__PURE__*/t(\"p\",{children:[\"But \",/*#__PURE__*/e(\"strong\",{children:\"what if we told you \"}),/*#__PURE__*/e(i,{href:\"https://www.thepowermba.com/en/blog/web-analytics-understanding-your-data\",motionChild:!0,nodeId:\"ZTrbVBFKv\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(n.a,{children:/*#__PURE__*/e(\"strong\",{children:\"that you can turn to statistics for this?\"})})}),\" That's right, today we want to talk to you about descriptive statistics and their usefulness in market analysis.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Don't worry, you don't have to be scared, you won't have to deal with too many numbers, but rather with data, so calm down, take a breath and read on to find out more.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Let's define descriptive statistics\"})}),/*#__PURE__*/t(\"p\",{children:[\"Descriptive statistics, as you may have figured out from its name, focuses on description, and is able to \",/*#__PURE__*/e(\"strong\",{children:\"show and summarize the basic characteristics of a data set \"}),\"found in a given study, presented in a summary that describes the data sample and its measurements.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"We can say that it helps analysts to better understand the data, since descriptive statistics represent the available data sample and \",/*#__PURE__*/e(\"strong\",{children:\"do not include theories, inferences, probabilities or conclusions.\\xa0\"})]}),/*#__PURE__*/e(\"p\",{children:\"This is a job for inferential statistics, but we will talk about that in another article that you may be interested in.\"}),/*#__PURE__*/e(\"p\",{children:\"Let's get back on topic, descriptive statistics are useful when dealing with populations that are too large and extensive for specific and detailed measurements.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Remember that statistics are crucial for drawing general conclusions\"}),\" related to a data set from a sample of data.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Examples of descriptive statistics\"})}),/*#__PURE__*/e(\"p\",{children:\"If you want a good example of what descriptive statistics are, you need look no further than a student's grade point average. Why? It's simple...\"}),/*#__PURE__*/t(\"p\",{children:[\"A GPA collects data points created across \",/*#__PURE__*/e(\"strong\",{children:\"a large selection of grades, classes, and exams\"}),\", then averages them and presents an overall picture of a student's average academic performance.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"Note that the GPA does not predict future performance or present any conclusions. Instead, \",/*#__PURE__*/e(\"strong\",{children:\"it provides a straightforward summary of the academic success of students\"}),\" or, in this example, a student, based on values extracted from the data.\"]}),/*#__PURE__*/t(\"p\",{children:[\"Perhaps that sounded a bit confusing, let's look at an even simpler example. Suppose a data set of 2, 3, 4, 5, and 6 equals a sum of 20. \",/*#__PURE__*/e(\"strong\",{children:\"The average of the data set is 4\"}),\", which is arrived at by dividing the sum by the number of values (20 divided by 5 equals 4). This is simple mathematics.\"]}),/*#__PURE__*/e(\"p\",{children:\"Analysts often use tables and graphs to present descriptive statistics, but let's look at another example.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"If you stand outside a movie theater and ask 50 audience members if they liked the movie they saw and then put your findings on a pie chart, \",/*#__PURE__*/e(\"strong\",{children:\"that would be descriptive statistics.\"}),\"\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"In this example, descriptive statistics measure the number of yes and no responses and show how many people in this specific theater did or did not like the movie.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"If you tried to draw other conclusions, \",/*#__PURE__*/e(\"strong\",{children:\"we would be wandering in the territory of inferential statistics\"}),\", well, it seems that we cannot forget about them, we will give them their space.\"]}),/*#__PURE__*/t(\"p\",{children:[\"Finally, \",/*#__PURE__*/e(\"strong\",{children:\"the political survey is considered a descriptive statistic\"}),\", as long as it only presents hard facts, such as respondents' answers, without drawing any conclusions.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:'Polls are fairly straightforward: \"Who did you vote for president in the recent election?\"'}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What types of descriptive statistics are there?\"})}),/*#__PURE__*/t(\"p\",{children:[\"Although this territory might be a bit more\u2026problematic? It should be mentioned. And the fact is that there are different types of descriptive statistics, although experts on the subject do not agree with each other,\",/*#__PURE__*/e(\"strong\",{children:\" since while some claim that there are 4, others simplify them to 2.\\xa0\"})]}),/*#__PURE__*/e(\"p\",{children:\"It can be somewhat complicated, yes, but it is worth mentioning the most recognized ones:\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Frequency distribution.\"})}),/*#__PURE__*/t(\"p\",{children:[\"This type of descriptive statistics is used to obtain qualitative and quantitative data since it allows the presentation of the frequency and/or \",/*#__PURE__*/e(\"strong\",{children:\"the count of various results according to a group of samples.\"})]}),/*#__PURE__*/t(\"p\",{children:[\"They can be represented in a simple way through a table or a graph. Each entry in the graph \",/*#__PURE__*/e(\"strong\",{children:\"will be shown next to the count or frequency of the values presented,\"}),\" giving a specific range, interval, or group.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"Since these frequencies present a summary of the grouped data, this allows\",/*#__PURE__*/e(\"strong\",{children:\" the data to be grouped in a more organized manner.\"}),\" The most common graphing methods are bar charts, histograms, pie charts, and line graphs.\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Central tendency\"})}),/*#__PURE__*/t(\"p\",{children:[\"When we speak of central tendency in descriptive statistics we refer to a set of data that \",/*#__PURE__*/e(\"strong\",{children:\"is used as a single value \"}),\"and that reflects the center of distribution of the other data.\"]}),/*#__PURE__*/t(\"p\",{children:['They are also known as \"measures of central location\" and it\u2019s here when we talk about ',/*#__PURE__*/e(\"strong\",{children:'\"The mean\", \"the median\" and \"the mode\"'}),\", since they are considered measures of central tendency.\"]}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"The mean:\"}),\" is the most popular central tendency, the average or common value of the data obtained.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"The median:\"}),\" is the midpoint of the data sets obtained in ascending order.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"The mode:\"}),\" it is the most frequent score of all data sets.\",/*#__PURE__*/e(\"strong\",{children:\"\\xa0\"})]})})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Variability\"})}),/*#__PURE__*/e(\"p\",{children:\"To finish with the types of descriptive statistics, we have variability, which reflects the level of dispersion that a sample has. These are determined around the distance with the data points shown with respect to the center of the graph.\"}),/*#__PURE__*/e(\"p\",{children:\"Both dispersion and variability refer to and show the range and amplitude of how the values of the data sets are distributed.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"It uses range, standard deviation, and variance to represent the components and aspects of dispersion.\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Range:\"}),\" the degree of dispersion between the highest and lowest values of the data sets.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Standard deviation:\"}),\" is used in order to determine the average variance over the data set, which allows one to have a perspective of the distance of the data set and the mean value.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Variance:\"}),\" reflects the level of dispersion and is the mean of deviations in the table.\"]})})]}),/*#__PURE__*/e(\"img\",{alt:\"What types of descriptive statistics are there_\",className:\"framer-image\",height:\"338\",src:\"https://framerusercontent.com/images/Oz7mypnSXVQs2emLbvoNNxTkyw.jpg\",style:{aspectRatio:\"1024 / 677\"},width:\"512\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What is the main purpose of descriptive statistics?\"})}),/*#__PURE__*/e(\"p\",{children:\"If we had to summarize the usefulness of descriptive statistics, we could do it according to 2 aspects:\"}),/*#__PURE__*/t(\"ol\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"To provide basic information about the variables in a data set.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"To highlight possible relationships between variables.\\xa0\"})})]}),/*#__PURE__*/e(\"p\",{children:\"Graphical and/or pictorial methods are measures of the three most common descriptive statistics that can be displayed graphically or pictorially and are used to summarize data.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"Descriptive statistics \",/*#__PURE__*/e(\"strong\",{children:\"only make statements about the data set used to calculate them\"}),\"; they never go beyond the information you have.\"]}),/*#__PURE__*/e(\"p\",{children:\"Therefore, we can say that the main purpose is to convey information quickly to businesses.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Suppose you are an entrepreneur and you receive the information.\"}),\" You may not have the time or the skills to analyze that data.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"That's one reason why data analysts take complex information and reduce it to something more digestible for managers or decision-making groups.\"}),/*#__PURE__*/e(\"p\",{children:\"A management team can take descriptive statistics into account when considering changes in a company's strategy.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"These statistics allow managers to understand whether the current plan\"}),\" is meeting objectives and whether course corrections are needed to improve and/or enhance it.\"]}),/*#__PURE__*/t(\"p\",{children:[\"Investors often use descriptive statistics to get a sense of a company's financials, performance, value, and growth potential. \",/*#__PURE__*/e(\"strong\",{children:\"Researchers can use descriptive statistics \"}),\"to understand and communicate the details of the data set they are using.\"]}),/*#__PURE__*/e(\"img\",{alt:\"What is the main purpose of descriptive statistics_\",className:\"framer-image\",height:\"226\",src:\"https://framerusercontent.com/images/6ymN75S1IFB09Ets3LqJuSNB3o.jpg\",style:{aspectRatio:\"1024 / 452\"},width:\"512\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Importance of descriptive statistics\"})}),/*#__PURE__*/e(\"p\",{children:\"Descriptive statistics facilitate data visualization by allowing data to be presented in a meaningful and understandable way, which, in turn, allows a simplified interpretation of the data set in question.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"Raw data would be difficult to analyze, and determining trends and patterns can be even more difficult to perform. In addition, \",/*#__PURE__*/e(\"strong\",{children:\"raw data makes it difficult to visualize what the data shows.\"})]}),/*#__PURE__*/e(\"p\",{children:\"Let's look at an example:\"}),/*#__PURE__*/t(\"p\",{children:[\"Suppose there are 100 students enrolled for a particular module. To \",/*#__PURE__*/e(\"strong\",{children:\"find out the overall performance of the students taking the module\"}),\" and the distribution of marks, you should use descriptive statistics.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"Since it allows you to obtain the marks as raw data, it would show that \",/*#__PURE__*/e(\"strong\",{children:\"determining the overall performance and distribution\"}),\" of marks would be challenging.\"]}),/*#__PURE__*/t(\"p\",{children:[\"In addition, descriptive statistics allow you to summarize and present a set of data through a \",/*#__PURE__*/e(\"strong\",{children:\"combination of tabular and graphical descriptions\"}),\", plus a discussion of the results found.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"In summary, descriptive statistics can be used to summarize complex quantitative data, which facilitates the interpretation and analysis of the data, but this becomes the task of inferential statistics.\"}),/*#__PURE__*/t(\"h2\",{children:[/*#__PURE__*/e(\"strong\",{children:\"What is the difference between descriptive and \"}),/*#__PURE__*/e(i,{href:\"https://www.thepowermba.com/en/blog/what-is-the-main-objective-of-inferential-statistics\",motionChild:!0,nodeId:\"ZTrbVBFKv\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(n.a,{children:/*#__PURE__*/e(\"strong\",{children:\"inferential\"})})}),/*#__PURE__*/e(\"strong\",{children:\" statistics?\"})]}),/*#__PURE__*/e(\"p\",{children:\"We were late in arriving... And the fact is that in order to take the next step when you have already collected all the data, you have to apply inferential statistics.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"If we had to define it simply, it would be as follows: While descriptive statistics describe a set of data; \",/*#__PURE__*/e(\"strong\",{children:\"inferential statistics infer what the data says.\"})]}),/*#__PURE__*/t(\"p\",{children:[\"Imagine you have a Ford Mustang car on the starting line of a drag race. Descriptive statistics, as the name implies, describe it:\",/*#__PURE__*/e(\"strong\",{children:\" color, and characteristics such as engine and horsepower.\"})]}),/*#__PURE__*/t(\"p\",{children:[\"Now, it\u2019s possible to make inferences about such a car, but from looks you can't see yet. Since it\u2019s a racing car, \",/*#__PURE__*/e(\"strong\",{children:\"we could infer that it\u2019s fast\"}),\", otherwise, it would not be in the competition, would it?\"]}),/*#__PURE__*/e(\"p\",{children:\"The difference between descriptive and inferential statistics is quite similar, but you have to look at it with an example related to the world of work.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"Suppose you have a company that will bring out a new line of toys, \",/*#__PURE__*/e(\"strong\",{children:\"but before you launch it to the country's market\"}),\", you want to do a test, so you decide to do it in one state first.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"After a few months, you gather sales, acceptance, and popularity data to graph. In the event that it has been a success, you could, based on \",/*#__PURE__*/e(\"strong\",{children:\"the data obtained from 10,000 units sold, \"}),\"make a guess as to how it would do on a larger scale.\"]}),/*#__PURE__*/t(\"p\",{children:[\"Inferential statistics help provide information about the probability that a \",/*#__PURE__*/e(\"strong\",{children:\"descriptive statistic represents the population being estimated\"}),\". Inferential statistics are important in research studies when scientists conduct hypothesis testing.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Descriptive statistics as a business strategy\"})}),/*#__PURE__*/e(\"p\",{children:\"As you can see, descriptive statistics can help you to carry out a market analysis later on, so it\u2019s a strategy that you should take into account to carry out studies about your target customers.\"}),/*#__PURE__*/e(\"p\",{children:\"And you can know the data of a group of the population you want to satisfy, to know if you will have a better result, but remember, for this you must also resort to inferential statistics.\"}),/*#__PURE__*/e(\"p\",{children:\"Would you be willing to give a chance to these types of statistics to see the results you can achieve in your business?\"}),/*#__PURE__*/e(\"p\",{children:\"Don't hesitate to tell us the details in the comments!\"})]});export const richText4=/*#__PURE__*/t(a.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"A credit score is a requirement\"}),\" and a tool of financial institutions, a tool that can open up a world of credit, investment and financing opportunities.\"]}),/*#__PURE__*/e(\"p\",{children:\"It\u2019s also a decisive factor for your personal economy and the growth of your business, both for your credits and for the financing of your projects.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"What if we told you that maintaining a good credit score \",/*#__PURE__*/e(\"strong\",{children:\"is not as difficult as many might assume?\\xa0\"})]}),/*#__PURE__*/e(\"p\",{children:\"In this article, we will not only tell you what a credit score is and what factors affect it. We'll also tell you what numbers you should aim for to get a good score and give you practical tips on how to achieve it.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What exactly is credit scoring?\"})}),/*#__PURE__*/e(\"p\",{children:\"Let's get technical.\"}),/*#__PURE__*/t(\"p\",{children:[\"By definition, a credit score is an\",/*#__PURE__*/e(\"strong\",{children:\" indicator used by financial institutions, banks, and lenders\"}),\" to evaluate your credit responsibility.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"This indicator will be a tool for them to know how likely you are to comply with the credits they may grant you.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"This is the main requirement to apply for all types of credits and loans, from \",/*#__PURE__*/e(i,{href:\"https://www.thepowermba.com/en/blog/business-credit-cards\",motionChild:!0,nodeId:\"ZTrbVBFKv\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(n.a,{children:\"credit cards\"})}),\", business cards, and financing to mortgages.\"]}),/*#__PURE__*/t(\"p\",{children:[\"This score is calculated by credit bureaus such as \",/*#__PURE__*/e(\"strong\",{children:\"Experian, Equifax and TransUnion\"}),\", 3 of the most important -but not the only ones- worldwide.\"]}),/*#__PURE__*/e(\"p\",{children:\"In addition, there are two globally accepted and used credit scores:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"FICO Score.\"})})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"VantageScore.\\xa0\"})})})}),/*#__PURE__*/e(\"p\",{children:\"Now, this percentage varies according to your financial operations, among many other factors. And for that reason, you don't need a perfect score in most cases, just one high enough to be considered excellent.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How does it work and what factors can influence your score?\"})}),/*#__PURE__*/e(\"p\",{children:\"To understand how this score works, you need to understand what factors influence it.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Each score has different parameters\"}),\", so your scoring criteria are different as well. However, the vast majority of credit scores are based on the following factors:\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Payment history\"})}),/*#__PURE__*/t(\"p\",{children:[\"Perhaps \",/*#__PURE__*/e(\"strong\",{children:\"the most important factor\"}),\" when calculating your credit score.\"]}),/*#__PURE__*/e(\"p\",{children:\"Here, not only are the payments you have made throughout your history evaluated, but also payment times, timeliness in paying off debts and past due dates, among other criteria.\"}),/*#__PURE__*/t(\"p\",{children:[\"Punctual payments are fundamental \",/*#__PURE__*/e(\"strong\",{children:\"when it comes to increasing your credit percentage\"}),\". If you have no late payments in your history, your chances of obtaining better credit and financing opportunities are quite high.\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Number of accounts\"})}),/*#__PURE__*/t(\"p\",{children:[\"Some algorithms and formulas take into account the number of credit accounts you have to \",/*#__PURE__*/e(\"strong\",{children:\"check your experience and comfort with credit,\"}),\" as well as your number of debts according to your accounts.\"]}),/*#__PURE__*/e(\"p\",{children:\"Of course, users who have multiple credit accounts but have no delinquencies or issues on their record have better scores.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Level of indebtedness\"})}),/*#__PURE__*/t(\"p\",{children:[\"This includes your \",/*#__PURE__*/e(\"strong\",{children:\"balance of used credit and available credit\"}),\". And of course, the status and amount of your debt.\"]}),/*#__PURE__*/t(\"p\",{children:[\"If your debts are well below your available credit level, your score will be much higher. On the other hand, a high level of debt \",/*#__PURE__*/e(\"strong\",{children:\"compared to your creditworthiness\"}),\" will have a very negative impact on your score and credit history.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"4. New credit applications\"})}),/*#__PURE__*/e(\"p\",{children:\"Every credit application puts you under the radar of the credit bureaus and their scores, especially if you apply for large amounts. Too many applications in a short period of time can raise suspicions about the state of your finances.\"}),/*#__PURE__*/t(\"p\",{children:[\"As a result, your scores may drop and \",/*#__PURE__*/e(\"strong\",{children:\"lenders may assume you can handle it.\\xa0\"})]}),/*#__PURE__*/t(\"p\",{children:[\"However, \",/*#__PURE__*/e(\"strong\",{children:\"this rule does NOT always apply\"}),\". If you have many low credit transactions, for example, because you use your credit card too often but can prove your creditworthiness, your score will not be affected.\\xa0\"]}),/*#__PURE__*/e(\"img\",{alt:\"What factors can influence your credit score_\",className:\"framer-image\",height:\"298\",src:\"https://framerusercontent.com/images/t4bfy3OBQuk04RVC6zJd4vVwknM.webp\",style:{aspectRatio:\"1024 / 597\"},width:\"512\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Factors that do not affect you\"})}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Type of employment\"})}),/*#__PURE__*/t(\"p\",{children:[\"And here's a common confusion: credit reports \",/*#__PURE__*/e(\"strong\",{children:\"take into account your financial solvency\"}),\" to manage your debts, but not your type of job.\"]}),/*#__PURE__*/e(\"p\",{children:\"In other words, you may have an average salary, but if you demonstrate credit responsibility, punctuality with your payments and low levels of debt, your score will be quite high.\"}),/*#__PURE__*/e(\"p\",{children:\"On the other hand, if you have an excellent job but high levels of debt, late payments and defaults, your score will not look so good.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Age\"})}),/*#__PURE__*/t(\"p\",{children:[\"Age is not as relevant a factor as many assume. What IS relevant is\",/*#__PURE__*/e(\"strong\",{children:\" your credit history\"}),\". The longer your credit history, the more variables are in play.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"It's not that credit reports will give you a good or bad score because of your age. \",/*#__PURE__*/e(\"strong\",{children:\"It's the age of your history\"}),\" that influences you, as well as the factors already mentioned.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"The higher the average age of your credit accounts, the higher your scores will be, as long as your history remains in order.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Immigration status and marital status\"})}),/*#__PURE__*/e(\"p\",{children:\"In general, demographics do not affect your credit scores. Your immigration status will never trump your credit history.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Also, if you have no credit history, it will not affect your immigration status or prevent you from obtaining credit cards.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"However, a credit score \",/*#__PURE__*/e(\"strong\",{children:\"is a mandatory requirement to qualify for financing\"}),\", so not having one will prevent you from applying for credit.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"On the other hand, a bad credit score can affect your immigration status, especially when applying for visas.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Score range: What is a good credit score?\"})}),/*#__PURE__*/e(\"p\",{children:\"Thinking back, the two most widely used scores worldwide are the FICO Score and the VantageScore.\"}),/*#__PURE__*/e(\"p\",{children:\"And while they are not exactly the same, they do have the same price range. Both use a score ranging from 300 to 850 points. Now, the credit ranges work as follows:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"A score of \",/*#__PURE__*/e(\"strong\",{children:\"720\"}),\" or higher is considered an excellent score overall.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"A score of\",/*#__PURE__*/e(\"strong\",{children:\" 690 to 719\"}),\" is a very good score.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"A score from \",/*#__PURE__*/e(\"strong\",{children:\"630 to 689 \"}),\"is considered fair, average, but not exactly good.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"629 or less\"}),\" is considered a very bad score and can cause you many limitations.\\xa0\"]})})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"Average credit score\"})}),/*#__PURE__*/e(\"p\",{children:\"According to Equifax:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"The average FICO score in the U.S. is \",/*#__PURE__*/e(\"strong\",{children:\"714\"}),\", which is considered a good score.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"The average VantageScore nationwide is \",/*#__PURE__*/e(\"strong\",{children:\"701\"}),\", which is still considered a fairly acceptable score.\"]})})]}),/*#__PURE__*/e(\"p\",{children:\"As you can see, the U.S. population is generally considered to have a good credit score. However, averages also vary by agency, specific scores and other factors such as geographic location and age of the population.\"}),/*#__PURE__*/e(\"p\",{children:\"If your credit score is above these numbers, your chances of getting the best financing will be very high.\"}),/*#__PURE__*/e(\"p\",{children:\"However, remember that the credit score is not the only factor that is taken into account when you apply for financing.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"In these cases, your immigration status and nationality are also taken into account. But above all, your finances, registered accounts and credit history, as well as your creditworthiness and credit capacity.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How can I check my credit score?\"})}),/*#__PURE__*/e(\"p\",{children:\"You can check directly through your bank account. Many banks offer the option of calculating your credit score, either through their websites or mobile apps.\"}),/*#__PURE__*/e(\"p\",{children:\"For added security, you can pay any of the 3 agencies in the United States to receive your credit score. You can also get your score through any other agency, as long as it is based on the FICO score or VantageScore.\"}),/*#__PURE__*/e(\"p\",{children:\"You can also check your score through a website. There are many platforms that can help you calculate your score for free. However, these do not offer the same security as the credit bureaus.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"Credit Reports\"})}),/*#__PURE__*/t(\"p\",{children:[\"Now, \",/*#__PURE__*/e(\"strong\",{children:\"credit reports do NOT reflect your scores. \"}),\"Many believe that by requesting a report, they will also receive their total scores, but these must be requested separately.\"]}),/*#__PURE__*/e(\"p\",{children:\"That said, the reports are vital to check and contrast your finances against your credit scores, especially in cases of disputes or issues.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"The reports will help you verify that everything is in order and will help you detect possible mistakes in your history.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"Why do I have multiple scores?\"})}),/*#__PURE__*/e(\"p\",{children:\"Scores vary and differ depending on the credit bureau you choose. However, in these cases, the safest bet is to check the FICO Score and VantageScore directly.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How to improve your score? Tips to raise your score\"})}),/*#__PURE__*/e(\"p\",{children:\"Finally, here are some tips that will help you raise your score:\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Keep up with your payments and debts\"})}),/*#__PURE__*/e(\"p\",{children:\"Remember, payment history is one of the most important factors when it comes to credit scores. If you can pay on time and avoid accumulating debt, you can increase your score without even noticing it.\"}),/*#__PURE__*/t(\"p\",{children:[\"And if you can pay well before the due dates, this will have a very positive impact on your credit history. Also, \",/*#__PURE__*/e(\"strong\",{children:\"be sure to keep up with your utility payments.\"})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Reduce your debt\"})}),/*#__PURE__*/t(\"p\",{children:[\"Hand in hand with the previous point, try to keep your credit card balances as low as possible. The lower the percentage of your credit limit,\",/*#__PURE__*/e(\"strong\",{children:\" the better your score will be.\\xa0\"})]}),/*#__PURE__*/e(\"p\",{children:\"And if you can pay off your credit immediately, so much the better; not to mention that this will lower your interest rates, which means lower credit payment expenses in the long run.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Check your credit report regularly\"})}),/*#__PURE__*/e(\"p\",{children:\"You can request your credit report every year, or even every six months. If you find an error on your reports, contact your credit bureau to solve it. That way, you won't have to deal with mistakes in your final score.\"}),/*#__PURE__*/e(\"p\",{children:\"Plus, your records will remain spotless, which will make a good impression on creditors and lenders.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"4. Keep your old accounts open\"})}),/*#__PURE__*/e(\"p\",{children:\"(Especially if they have a positive history).\"}),/*#__PURE__*/e(\"p\",{children:\"Having different types of credit, such as cards, loans and mortgages can show your creditors that you know how to handle credit properly, as long as you handle these credits correctly. Especially if we are talking about old accounts with a long history.\"}),/*#__PURE__*/e(\"p\",{children:\"On the other hand, closing an account can draw the attention of your creditors, so avoid closing credit accounts and cards impulsively.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"5. Limit your credit inquiries\"})}),/*#__PURE__*/e(\"p\",{children:\"Each inquiry equals one inquiry on your credit report. Too many inquiries can be taken as a red flag on your history.\"}),/*#__PURE__*/e(\"p\",{children:\"In other words, too many credit inquiries in a short period of time can reflect a large imbalance in your accounts, even if your finances are in perfect order.\"}),/*#__PURE__*/t(\"p\",{children:[\"And of course, use your credit responsibly. And don't forget that the score is not everything when applying for credit, especially if we are talking about \",/*#__PURE__*/e(\"strong\",{children:\"business loans and project finance.\\xa0\"})]}),/*#__PURE__*/e(\"img\",{alt:\"Tips for raising your credit points\",className:\"framer-image\",height:\"287\",src:\"https://framerusercontent.com/images/pZMfdloLzdd6bgiI7tnJjBfZo.jpg\",style:{aspectRatio:\"1024 / 574\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Good management of your credit accounts is your best weapon when it comes to improving your credit score and credit history. If you can keep your accounts in order, avoid accumulating debt and demonstrate a solid credit history, your credit scores will be formidable.\"}),/*#__PURE__*/t(\"p\",{children:[\"And the better your scores, the better your chances of getting credit limit increases, \",/*#__PURE__*/e(\"strong\",{children:\"as well as business and mortgage financing.\"})]}),/*#__PURE__*/e(\"p\",{children:\"What has been your experience with credit scoring and do you have any tips on how to manage credit? If so, feel free to share it in the comments.\"}),/*#__PURE__*/e(\"p\",{children:\"\\xa0\"})]});export const richText5=/*#__PURE__*/t(a.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[\"Staying safe is a basic need of any living being. And security is involved in every possible area, and cl\",/*#__PURE__*/e(\"strong\",{children:\"early even in Internet security.\"}),\"\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"However, maintaining a stable and \",/*#__PURE__*/e(\"strong\",{children:\"reliable level of security in the digital world is not an easy task\"}),\". For this, there are professionals in charge of computer security, who in addition to offering their services to a company, can also do it privately.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"But is there any kind of career or training in computer security? More than a career, a \",/*#__PURE__*/e(\"strong\",{children:\"certification of great prestige\"}),\" as it is the\",/*#__PURE__*/e(\"strong\",{children:\" CISM\"}),\".\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"And what exactly is the CISM? Well, if this is of interest to you, then you can't miss the following informative article. You will leave here with more knowledge and, perhaps, with the desire to become\",/*#__PURE__*/e(\"strong\",{children:\" certified in computer security\"}),\".\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Are you interested? Let's get started!\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What is CISM?\\xa0\"})}),/*#__PURE__*/t(\"p\",{children:[\"CISM is the acronym for \",/*#__PURE__*/e(\"em\",{children:/*#__PURE__*/e(\"strong\",{children:\"Certified Information Security Manager\"})}),\". And it\u2019s a rather unique certificate, as it d\",/*#__PURE__*/e(\"strong\",{children:\"emonstrates the ability of a professional in the area of information security \"}),\"in any work environment.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"This certification is offered by a non-profit information and risk management corporation called ISACA.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"The certification offered by the Information \",/*#__PURE__*/e(\"strong\",{children:\"Systems Audit and Control Association\"}),\" is recognized worldwide.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"For this, there are many people who, every year, demonstrate their interest in \",/*#__PURE__*/e(\"strong\",{children:\"participating in this test \"}),\"to demonstrate their worth and their knowledge in the practice.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"But what does this certificate actually prove? Or rather, what kind of knowledge or preparation is it that is endorsed in the person who manages to achieve the title?\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Well, nothing more and nothing less than:\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The ability to be able to design, implement and manage any type of information security program or activity.\\xa0\"})})}),/*#__PURE__*/e(\"p\",{children:\"In other words, the ultimate goal of this certificate is applied, of course, in the most effective way possible to maximize results.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What are the benefits of becoming CISM certified?\\xa0\"})}),/*#__PURE__*/t(\"p\",{children:[\"Beyond the knowledge that this certificate offers, which is already many and with a lot of merits, this certificate offers, in turn, \",/*#__PURE__*/e(\"strong\",{children:\"a lot of benefits at personal\"}),\", work, and professional levels.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Revalues your work as a professional\"})}),/*#__PURE__*/t(\"p\",{children:[\"One of the most outstanding benefits of this certificate is that y\",/*#__PURE__*/e(\"strong\",{children:\"our value as a professional in the tech world\"}),\" will grow like never before.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Companies are constantly looking for personnel trained in IT security issues, so they will not hesitate to hire people trained in this area.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"And when it comes to CISM certification, this triples. Not just anyone can create and \",/*#__PURE__*/e(\"strong\",{children:\"implement a new software security architecture\"}),\", so if you are capable, you will be highly valued in the area.\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Secured Security System Skills\\xa0\"})}),/*#__PURE__*/e(\"p\",{children:\"The CISM certification is not only about passing a test, which in itself is complicated and you must demonstrate what you know in the subject.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"It also involves a development process and\",/*#__PURE__*/e(\"strong\",{children:\" work experience of up to 5 years\"}),\", as if it were a university degree.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"So, the moment you receive your certification, it\u2019s because you will be in full capacity to demonstrate an impeccable ability in security systems.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"You can almost assure any company that they are hiring a staff of great commercial and professional value.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What elements make up a CISM education?\\xa0\"})}),/*#__PURE__*/t(\"p\",{children:[\"One of the most common questions regarding\",/*#__PURE__*/e(\"strong\",{children:\" this training is about its curriculum\"}),\" and what you will learn in it.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"And although it\u2019s quite clear that it\u2019s \",/*#__PURE__*/e(\"strong\",{children:\"a certification in computer security\"}),\", it\u2019s never too much to know in more detail what you will learn.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"So, within the elements that make up the CISM training, you'll find:\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"Information security governance\"})}),/*#__PURE__*/t(\"p\",{children:[\"This main element of the CISM refers to the imperative need to cover and \",/*#__PURE__*/e(\"strong\",{children:\"secure the members of a society from possible attacks\"}),\" to its integrity through digital security.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"For this reason, through this department, the necessary knowledge will be implemented so that the student in question can prepare himself for his functions in security strategies.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"In this first syllabus, you will start with a learning-oriented to:\\xa0\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Implementation of security strategies.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Construction of a frame of reference on which the security program programmed to be applied is based.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The union of the governments conformed by the corporate or managerial personnel, and the security personnel to be able to devise strategies that successfully realize the concretion of objectives.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The evaluation of all the factors of the workspace, both internal and external, in correlation with the assets of a corporation in order to elaborate and implement security strategies successfully.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The roles of each member trained in security matters, in addition to including some necessary responsibilities in the work team to protect the integrity of the company's data and personal data.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Enabling the learner to engage all members of a company in the achievement of the objectives. It also takes into account those who are most interested in the project.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The effectiveness indicators of the security program in question.\"})})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"Information risk management\\xa0\"})}),/*#__PURE__*/t(\"p\",{children:[\"At this point of the training, the aim is to learn everything related to \",/*#__PURE__*/e(\"strong\",{children:\"the care and protection of company and customer information\"}),\". The aim of the module is to avoid taking any risks that are not necessary or not worth taking.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"To exemplify this point more explicitly, the following characteristics or elements can be determined:\\xa0\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Information assets are of great importance and are therefore identified and classified in order to protect and secure them as well as possible.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Every organization, corporation, or company has legal obligations before the law. It\u2019s for this reason that a CISM certificate must contain all the knowledge necessary to identify that the company in question is complying with all the standards required to work legally and securely.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Periodically, a CISM professional must perform a risk assessment, analyzing all types of mitigation measures in addition to the vulnerabilities that the company or client may be suffering in their project.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"All risk management should also be integrated into the negotiation and information technology processes. This, with the purpose of ensuring that the company is as safe as possible at all times and does not suffer any type of hacking that compromises its integrity and that of its clients.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"It must have a plan of anticipated response to possible problems or risk situations that have been identified in the evaluation of the status.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Each risk that has been identified must be constantly monitored to identify any type of change that may occur.\"})})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"IT security program development and management\\xa0\"})}),/*#__PURE__*/t(\"p\",{children:[\"The next point to be addressed has to do with\",/*#__PURE__*/e(\"strong\",{children:\" the execution of the \"}),/*#__PURE__*/e(i,{href:\"https://www.thepowermba.com/en/blog/find-out-what-social-engineering-is-and-how-hackers-apply-it\",motionChild:!0,nodeId:\"ZTrbVBFKv\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(n.a,{children:/*#__PURE__*/e(\"strong\",{children:\"computer security\"})})}),/*#__PURE__*/e(\"strong\",{children:\" program \"}),\"and how it is managed to meet the objectives.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Several aspects of great importance will be taken into consideration, such as the following:\\xa0\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The security action program will need to be aligned with the company's objectives. For this, it will be necessary for the CISM professional to carry out a previous study of those objectives and to build an action program based on those objectives.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The program should also be developed according to the company's available resources, in order to avoid obstacles that may arise due to lack of resources.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The company's software architecture must be stable and the software itself must have been previously maintained. This will make the execution of the program much cleaner and more efficient.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The established computer security program must comply with the policy required and learned during the years of training of the CISM. In this sense, the CISM professional must define if these requirements are being fulfilled in the procedures.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Defining the training plan and creating awareness in the work team about the importance of information security.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Integrating the security requirements for the implementation of the action plan.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Integrating in turn, the security requirements to third parties that have access to the company's information.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Monitoring at all times that the security program is being executed successfully and is delivering the expected results.\\xa0\"})})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"Management of identified incidents\\xa0\"})}),/*#__PURE__*/t(\"p\",{children:[\"Once the information security action program has been implemented and is under development, the \",/*#__PURE__*/e(\"strong\",{children:\"monitoring process\"}),\" must be carried out. So you will be in the final phase of your work as a CISM professional.\\xa0\"]}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Define if there are any problems or any type of information security vulnerability. Once identified, they are classified and communicated to the work team to provide the required follow-up.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"It \u2018s time to apply the response plan to possible incidents that were developed in the previous point of study.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The first step is to identify incidents that may be present in the program.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"In the event that incidents are identified in the program, a thorough investigation should also be conducted to identify their causes. Basically, comply with the CISM legal statute.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The incident action plan should have an incident awareness talk so that the team is not only aware of incidents but also works towards their resolution.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Monitor and evaluate whether the follow-up given to incidents is proving to be effective and therefore, the problems are being solved.\\xa0\"})})]}),/*#__PURE__*/e(\"img\",{alt:\"What does the CISM certificate curriculum include?\",className:\"framer-image\",height:\"333\",src:\"https://framerusercontent.com/images/ApvSrSOuBztW20iOrAT6GA0IrBM.jpg\",style:{aspectRatio:\"1024 / 667\"},width:\"512\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How to obtain the CISM certificate?\\xa0\"})}),/*#__PURE__*/t(\"p\",{children:[\"Now that you know all the necessary requirements you will need to learn in order to fully master this type of work and its methodology, it\u2019s time for you to learn about \",/*#__PURE__*/e(\"strong\",{children:\"the process of obtaining it.\\xa0\"})]}),/*#__PURE__*/e(\"p\",{children:\"The CISM certification exam consists of 150 questions, which must be answered in a period of 4 hours.\\xa0\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Twenty-four percent of these questions refer to the first governance domain.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"30% pertain to risk management.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"27% will be oriented towards the development and management of the program established.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"And the remaining 19% will obviously be questions related to the management of identified incidents.\"})})]}),/*#__PURE__*/t(\"p\",{children:[\"It\u2019s also important to note that in addition to the CISM certification exam, it\u2019s also necessary for the professional in question to \",/*#__PURE__*/e(\"strong\",{children:\"have accumulated at least 5 years of experienc\"}),\"e in the area of information security.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"These 5 years of IT security management must also comply with at least 3 of the 4 established CISM domains.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"You may be able to validate only two years of work experience if you can demonstrate experience through other certifications or diplomas.\"}),/*#__PURE__*/e(\"p\",{children:\"Once you meet all these requirements, and successfully pass the CISM assessment, you will be able and you will deserve to receive your CISM certificate.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"This certificate has an international recognition\"}),\" that endorses you as a professional in development and management of computer security programs.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"This means that you will have a competitive advantage with respect to other applicants or contestants for your same job option.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"In addition, this certificate contributes as an extra and necessary training if you are planning to pursue studies in computer security or IT.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"What are you waiting for? It's time to \",/*#__PURE__*/e(\"strong\",{children:\"get certified in CISM\"}),\"!\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"If you found this information useful and it has clarified this topic for you, don't forget to \",/*#__PURE__*/e(\"strong\",{children:\"share it \"}),\"so that more people can learn about this important knowledge.\"]})]});export const richText6=/*#__PURE__*/t(a.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[\"If you have a business or are thinking about starting one, it\u2019s important that you know about all the \",/*#__PURE__*/e(\"strong\",{children:\"financial options\"}),\" available to you.\"]}),/*#__PURE__*/t(\"p\",{children:[\"One of the most useful \",/*#__PURE__*/e(i,{href:\"https://www.thepowermba.com/en/blog/best-social-media-management-tools\",motionChild:!0,nodeId:\"ZTrbVBFKv\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(n.a,{children:\"tools for businesses\"})}),\" is \",/*#__PURE__*/e(\"strong\",{children:\"business credit cards\"}),\", which offer a wide variety of benefits that can help you keep your business on track.\"]}),/*#__PURE__*/e(\"p\",{children:\"We\u2019re well aware that not everyone knows about them and the truth is that, at certain times, they are of enormous help.\"}),/*#__PURE__*/t(\"p\",{children:[\"That\u2019s why we\u2019ve made it our mission to explain \",/*#__PURE__*/e(\"strong\",{children:\"what they are, how they work, and how to apply for them\"}),\"\\xa0so that you can resort to this financial option if you need it.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What are business credit cards?\"})}),/*#__PURE__*/e(\"p\",{children:\"When we talk about business or corporate credit cards, we\u2019re talking about one of the financial products that banks offer to entrepreneurs and business owners.\"}),/*#__PURE__*/e(\"p\",{children:\"It arises as a response to a problem that is undoubtedly present among many entrepreneurs.\"}),/*#__PURE__*/t(\"p\",{children:[\"Many people tend to use \",/*#__PURE__*/e(\"strong\",{children:\"their personal credit card to invest in improvements for their company or store\"}),\", and this is something that should not be done.\"]}),/*#__PURE__*/e(\"p\",{children:\"As you can imagine, mixing personal money with business money is not good at all and later on it can cause problems when it comes to making numbers.\"}),/*#__PURE__*/t(\"p\",{children:[\"Faced with this situation, banks started to offer credit cards that are specially \",/*#__PURE__*/e(\"strong\",{children:\"designed for entrepreneurs.\"})]}),/*#__PURE__*/e(\"p\",{children:\"In addition, they usually have their own characteristics and a series of extra benefits, unlike ordinary credit cards.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Defining Characteristics of Business Credit Cards\"})}),/*#__PURE__*/t(\"p\",{children:[\"Before going any further, it\u2019s necessary to be clear about \",/*#__PURE__*/e(\"strong\",{children:\"the characteristics\"}),\" of business credit cards.\"]}),/*#__PURE__*/e(\"p\",{children:\"Thus, if you have any doubts about their definition, this list will help you clarify them:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The credit limit can be adjusted to the specific needs of the company and the interest rates are not so frightening.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"It allows businessmen to closely follow all the transactions made with the card.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"It\u2019s a great help to have better control of corporate expenses.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Among some of the extra services that the bank can offer you is purchase protection and insurance.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Some cards of this style allow you to accumulate points that can be exchanged for other benefits (this may vary depending on the bank).\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"They are characterized by great flexibility in payments.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You can receive detailed reports on the expenses you make with the card.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"It will help you improve your credibility with your company's suppliers.\"})})]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How does such a card work?\"})}),/*#__PURE__*/t(\"p\",{children:[\"Now, as far as the operation of this type of card is concerned, it should be clear that it\u2019\",/*#__PURE__*/e(\"strong\",{children:\"s quite similar to personal ones.\"})]}),/*#__PURE__*/e(\"p\",{children:\"That is to say, you will receive an amount of money that will be offered as a credit that you will have to pay back within a specific period of time.\"}),/*#__PURE__*/e(\"p\",{children:\"Of course, you will receive a card that you will be able to swipe in all kinds of establishments, and that will allow you to pay your suppliers without any problem.\"}),/*#__PURE__*/t(\"p\",{children:[\"In addition, \",/*#__PURE__*/e(\"strong\",{children:\"you will be able to enjoy immediate liquidity \"}),\"so you can start making the economic changes you need from the minute you leave the bank.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Benefits of applying for a business credit card\"})}),/*#__PURE__*/t(\"p\",{children:[\"Without a doubt, \",/*#__PURE__*/e(\"strong\",{children:\"the benefits business owners receive\"}),\" with this card are varied and eye-catching.\"]}),/*#__PURE__*/e(\"p\",{children:\"If they weren't, no one would be applying for them and we probably wouldn't even be writing this article.\"}),/*#__PURE__*/e(\"p\",{children:\"So, if you are still not convinced that applying for this credit card is a good idea, you need to be aware of its main advantages:\\xa0\\xa0\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"They work as a means of payment for all types of transactions.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"They have a high level of security to take care of the money you are borrowing.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You can even use it to cover the expenses of a business trip.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You will have the opportunity to use it to deduct tax expenses.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You will have a means of payment that is better than checks or cash.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You will not have to worry about limits and interest since they are easy to manage.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You will have efficient control of the money you receive.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You will be able to save a lot of time when it comes to making the necessary payments.\\xa0\"})})]}),/*#__PURE__*/e(\"img\",{alt:\"Benefits of applying for a business credit card.\",className:\"framer-image\",height:\"349\",src:\"https://framerusercontent.com/images/NzxLxwnSQ2hgPLTdrd0qz59co.jpg\",style:{aspectRatio:\"1024 / 698\"},width:\"512\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Business credit card vs. personal credit card\"})}),/*#__PURE__*/e(\"p\",{children:\"We know that terminology-wise, right now you may still think that you can and should use a personal credit card for this kind of thing.\"}),/*#__PURE__*/t(\"p\",{children:[\"Because of course, if you already have it, \",/*#__PURE__*/e(\"strong\",{children:\"why go through a new banking process?\"})]}),/*#__PURE__*/e(\"p\",{children:\"Yes, we know that this kind of process can be tedious, but seriously, it\u2019s better to have this kind of card as well.\"}),/*#__PURE__*/t(\"p\",{children:[\"In case the reasons are still not clear to you, you should understand \",/*#__PURE__*/e(\"strong\",{children:\"the differences between both types of cards:\"})]}),/*#__PURE__*/t(\"ol\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"The use that can be given to it:\"}),\" while a personal one is used for personal purchases and everyday expenses, a business one should be used for business-related expenses.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Expense tracking:\"}),\" you can use business credit cards as an expense tracking and control tool that can help your company have better financial control, which you would not do as well with a personal one.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"The credit limit:\"}),\" In most cases, the credit limit on a business credit card is usually higher than on a personal credit card, since business expenses can be higher.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Bank rewards programs:\"}),\" Business credit cards have rewards programs that are often designed to offer benefits and discounts on business-related products and services.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Purchase protection:\"}),\" These types of cards often include additional protections on purchases made with the card, such as insurance and extended warranties.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"The level of liability:\"}),\" with a personal credit card, the responsibility for debt repayment rests with the cardholder, while with a business credit card, the liability may rest with the company or the cardholder, depending on the terms and conditions of the contract.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Application requirements:\"}),\" On this point, business cards usually require a greater number of documents and additional requirements for processing, such as a company registration, financial and tax information.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Impact on credit history:\"}),\" Responsible use of a business credit card can help build a credit history for the company, while responsible use of a personal credit card can help build a personal one.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Tax benefits:\"}),\" Business expenses incurred with a business credit card may be tax deductible, which can offer many tax benefits to the company.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Customer support:\"}),\" While business credit cards offer customer support focused on your business needs, personal credit cards typically offer general customer support.\"]})})]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How do I get a business credit card?\"})}),/*#__PURE__*/e(\"p\",{children:\"If you are now interested in applying for this credit card for your business, you are probably wondering what you have to do to obtain it.\"}),/*#__PURE__*/t(\"p\",{children:[\"The first thing you should know is that this \",/*#__PURE__*/e(\"strong\",{children:\"may vary according to each bank and the country you are in.\"})]}),/*#__PURE__*/e(\"p\",{children:\"However, in most cases, the steps to follow are usually similar.\"}),/*#__PURE__*/t(\"p\",{children:[\"Of course, the first thing to do is to \",/*#__PURE__*/e(\"strong\",{children:\"choose the bank you want to do the procedure with\"}),\", after having evaluated the options available in your region.\"]}),/*#__PURE__*/e(\"p\",{children:\"Once this is done, you must go to the bank with the necessary requirements for the credit score review.\"}),/*#__PURE__*/t(\"p\",{children:[\"This is a kind of \",/*#__PURE__*/e(\"strong\",{children:\"bank evaluation\"}),\" to determine how good a customer you are and to verify that you do not have any type of current debt.\"]}),/*#__PURE__*/e(\"p\",{children:\"So, the better habits you maintain with your bank accounts, the better your credit score will be.\"}),/*#__PURE__*/t(\"p\",{children:[\"If you get the bank's approval, it will be time to \",/*#__PURE__*/e(\"strong\",{children:\"send the application\"}),\" and formalize the process to get your business credit card.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What are the most common requirements?\"})}),/*#__PURE__*/e(\"p\",{children:\"Again, the answer to this question will vary from bank to bank and country to country.\"}),/*#__PURE__*/e(\"p\",{children:\"Therefore, we cannot give you a single answer that will work for all cases.\"}),/*#__PURE__*/t(\"p\",{children:[\"However, we can shed some light on the most commonly \",/*#__PURE__*/e(\"strong\",{children:\"requested documents\"}),\":\"]}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Personal identification documents.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Business tax identification documents.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Bank reference.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The company's articles of incorporation.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The card application form.\"})})]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Tips for choosing a business credit card\"})}),/*#__PURE__*/t(\"p\",{children:[\"As you can imagine, when you start researching \",/*#__PURE__*/e(\"strong\",{children:\"which banks offer business credit cards, you will find many.\"})]}),/*#__PURE__*/e(\"p\",{children:\"Of course, while they will all serve the same purpose, the features, benefits, and requirements vary from bank to bank.\"}),/*#__PURE__*/t(\"p\",{children:[\"So, \",/*#__PURE__*/e(\"strong\",{children:\"how can you be sure to choose the best option for your company?\"})]}),/*#__PURE__*/e(\"p\",{children:\"To help you with this, here are some tips to follow before applying for a business credit card:\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Review all available options\"})}),/*#__PURE__*/e(\"p\",{children:\"Undoubtedly, the first thing you should do is review all the banking options available to you.\"}),/*#__PURE__*/e(\"p\",{children:\"If you already know which banks are in your city, you should find out if they have business credit cards.\"}),/*#__PURE__*/t(\"p\",{children:[\"Luckily, this is something you can do without leaving home since almost \",/*#__PURE__*/e(\"strong\",{children:\"all banks have websites\"}),\" where you can find all the information you need to know.\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Read about the card's features\"})}),/*#__PURE__*/t(\"p\",{children:[\"Now, for each option that catches your attention, you should verify the \",/*#__PURE__*/e(\"strong\",{children:\"characteristics of the business credit card they offer.\"})]}),/*#__PURE__*/e(\"p\",{children:\"That is to say, research about the requirements, interest rate, credit limit, customer service, payment flexibility, additional costs, etc.\"}),/*#__PURE__*/t(\"p\",{children:[\"Always keep in mind that \",/*#__PURE__*/e(\"strong\",{children:\"these are points that vary from bank to bank.\"})]}),/*#__PURE__*/e(\"p\",{children:\"Therefore, taking into account the differences between each one of them will allow you to establish a ranking of the best options.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Compare the options with each other\"})}),/*#__PURE__*/e(\"p\",{children:\"At this point, you should already have with you all the information you need to know about this type of card in the banks in your city.\"}),/*#__PURE__*/t(\"p\",{children:[\"It\u2019s then that you should sit down and \",/*#__PURE__*/e(\"strong\",{children:\"analyze which bank is the best one for you to work with.\"})]}),/*#__PURE__*/e(\"p\",{children:\"Believe it or not, even if the difference in interest is minimal, you will be able to notice it when you have to pay back the money.\"}),/*#__PURE__*/e(\"p\",{children:\"In addition, although aspects such as attention or bank rewards may not seem entirely relevant, the truth is that when you become a customer of that bank, you will be grateful for having chosen the best of all.\"}),/*#__PURE__*/e(\"p\",{children:\"That's why you should take all the time you need in this step so that you can be sure of making a good decision.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"4. Choose the best one for your business and contact the bank to clarify doubts.\"})}),/*#__PURE__*/t(\"p\",{children:[\"After you have spent time comparing options, you will be ready to \",/*#__PURE__*/e(\"strong\",{children:\"make a final decision\"}),\" and you can rest assured that you have chosen the option that best suits your business.\"]}),/*#__PURE__*/e(\"p\",{children:\"At the end of the day, the aspect that you should always keep in mind throughout this process is to think about the stability of your company.\"}),/*#__PURE__*/e(\"p\",{children:\"Even if it\u2019s a small business, this type of financial option can help you grow.\"}),/*#__PURE__*/e(\"img\",{alt:\"Tips for choosing a business credit card\",className:\"framer-image\",height:\"293\",src:\"https://framerusercontent.com/images/KTMXe3ZCVfLz6pCm7BgzpoDx5g.jpg\",style:{aspectRatio:\"1024 / 587\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Choose the best one for your business and contact the bank to clarify doubts.\"}),/*#__PURE__*/t(\"p\",{children:[\"Undoubtedly, in complicated economic situations or even to get a business off to a good start,\",/*#__PURE__*/e(\"strong\",{children:\" it\u2019s very useful to have a card of this type.\"})]}),/*#__PURE__*/e(\"p\",{children:\"That\u2019s why we invite you to evaluate if it\u2019s an alternative that can be of help to you so that you do not hesitate to resort to it and start enjoying all the benefits offered by a business credit card.\"}),/*#__PURE__*/e(\"p\",{children:\"If you are interested in learning more about this type of topic, remember that our blog is full of articles that will surely help you have a better professional future.\"}),/*#__PURE__*/e(\"p\",{children:\"\\xa0\"})]});export const richText7=/*#__PURE__*/t(a.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[\"Azure \",/*#__PURE__*/e(\"strong\",{children:\"AZ-900 certification\"}),\", Microsoft's cloud computing service, continues to gain ground in the market. In fact, it\u2019s one of the few tools capable of \",/*#__PURE__*/e(\"strong\",{children:\"threatening the hegemony of \"}),/*#__PURE__*/e(i,{href:\"https://www.thepowermba.com/en/blog/what-are-aws-certifications-the-4-certifications-you-can-choose-from\",motionChild:!0,nodeId:\"ZTrbVBFKv\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(n.a,{children:/*#__PURE__*/e(\"strong\",{children:\"AWS\"})})}),/*#__PURE__*/e(\"strong\",{children:\" in this area.\"})]}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"AZ-900 is the first Azure certification\"}),\", which ensures that you have the basic knowledge of cloud computing and the platform to get the most out of it.\"]}),/*#__PURE__*/e(\"p\",{children:\"If you\u2019re a computer professional and want to validate your cloud computing skills, this certification will work well for you.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"And if you want to know what this exam consists of, \",/*#__PURE__*/e(\"strong\",{children:\"how much time you need to prepare for it, and what kind of questions you will face\"}),\", this article is for you. Here we will tell you everything you need to know for the preparation of the exam and you\u2019ll multiply your chances of passing it.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What does the AZ-900 exam consist of?\"})}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"This exam by itself lasts \",/*#__PURE__*/e(\"strong\",{children:\"45 minutes,\"}),\" 65 minutes in total taking into account the seat time.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"The exam consists of \",/*#__PURE__*/e(\"strong\",{children:\"40-60\"}),\" questions in total.\\xa0\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"To pass, you have to obtain \",/*#__PURE__*/e(\"strong\",{children:\"700 points\"}),\" out of the 1000 points available on the exam. In other words, you must pass 70% of the exam.\"]})})]}),/*#__PURE__*/e(\"p\",{children:\"As for the skills evaluated, the scoring works as follows:\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"110\",src:\"https://framerusercontent.com/images/HBm7yfHKrkdugS25JnXdvZjeY.png\",style:{aspectRatio:\"1052 / 220\"},width:\"526\"}),/*#__PURE__*/e(\"p\",{children:\"The exam is not only available in English. If you prefer to take it in another language, these are the options available:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Chinese (simplified).\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Chinese (traditional).\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Japanese.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Korean.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Spanish.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"German.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"French.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Indonesian.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Arabic (Saudi).\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Portuguese.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Italian.\"})})]}),/*#__PURE__*/t(\"p\",{children:[\"Please note that Microsoft will always prioritize the exam in English. Therefore, if Microsoft updates the exam questions, you will have to wait about \",/*#__PURE__*/e(\"strong\",{children:\"8 weeks for any of the other language versions.\"})]}),/*#__PURE__*/e(\"p\",{children:\"On the other hand, the safest bet will always be to submit the exam in English to avoid translation problems -especially if we\u2019re talking about technical IT and cloud computing concepts that could generate confusion-.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"How much does it cost to take the AZ-900 exam?\"})}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"$99. \"}),\"Keep in mind that if you get 70%, you will not have to take the exam again or renew your certification. So it can be considered a good investment, as long as you have the necessary preparation to pass on the first try.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"However, Microsoft Azure has many other certificates, but the price varies depending on each test.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Who is the AZ-900 for?\"})}),/*#__PURE__*/e(\"p\",{children:\"This exam is designed for candidates in their first steps into the world of cloud computing as well as its services. It\u2019s also for professionals who are new to Azure.\"}),/*#__PURE__*/e(\"p\",{children:\"This certification is perfect for demonstrating your basic knowledge in both cloud computing and Microsoft Azure.\"}),/*#__PURE__*/t(\"p\",{children:[\"You can take this exam from scratch, but ideally, you should already have skills and experience in \",/*#__PURE__*/e(\"strong\",{children:\"IT, Data Science, and Software Development.\"})]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How long does the Azure certification take?\"})}),/*#__PURE__*/e(\"p\",{children:\"Forever.\"}),/*#__PURE__*/e(\"p\",{children:\"Unlike other Microsoft certifications, AZ-900 has no expiration date. You will not have to renew it on an annual basis like most of their certifications.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"However, you can retake the exam in case you passed it and want to improve your score.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"What if I don't pass?\"})}),/*#__PURE__*/e(\"p\",{children:\"Results are delivered 46 to 48 hours after you have submitted the exam. If you did not pass, you can always reschedule your exam and start the process from scratch again.\"}),/*#__PURE__*/e(\"p\",{children:\"However, this means that you will have to pay another $99, and so on until you get the 700 points needed to pass the exam.\"}),/*#__PURE__*/e(\"p\",{children:\"However, Microsoft offers some alternatives to take the exam for free.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How to do it for free?\"})}),/*#__PURE__*/e(\"p\",{children:\"Very simple:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Sign up for Azure Virtual Training Days training (they are free).\"})})}),/*#__PURE__*/t(\"p\",{children:[\"If you complete the training program, the \",/*#__PURE__*/e(\"strong\",{children:\"Microsoft Certification Center\"}),\" will assign an exam to your email completely free of charge. With the voucher you will receive, you will have a free pass to take the exam of the training you chose -in this case, Azure-.\"]}),/*#__PURE__*/e(\"p\",{children:\"Please note that this voucher cannot be used for other training exams, only the AZ-900.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How to prepare for the AZ-900?\"})}),/*#__PURE__*/e(\"p\",{children:\"Let's take a look at some of the best Microsoft resources to prepare you for the exam and polish your knowledge and skills:\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Microsoft Azure Fundamentals.\"})}),/*#__PURE__*/e(\"p\",{children:\"You can find this course on Microsoft Learn. This is the learning platform offered by Microsoft, and here you will find a wide variety of free resources to prepare for your exam.\"}),/*#__PURE__*/e(\"p\",{children:\"Their Microsoft Azure Fundamentals course will be a great help to get you started. The course is structured as follows:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Introduction to Microsoft Azure Fundamentals.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Introduction to cloud computing.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"What is cloud computing.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Description of the shared responsibility model.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Definition of cloud models.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Description of the consumption-based model.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Knowledge check.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Summary.\"})})]}),/*#__PURE__*/e(\"p\",{children:\"In total, the course has 50 minutes of video and you can finish it in about 4-6 hours.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Microsoft Learn\"})}),/*#__PURE__*/e(\"p\",{children:\"Right on the platform where you will find the Microsoft Azure Fundamentals course, you will find other courses related to both Azure and cloud computing and Information Technology in general.\"}),/*#__PURE__*/e(\"p\",{children:\"Here we recommend you get all the juice you can out of Microsoft's materials and spend as much time as you need.\"}),/*#__PURE__*/e(\"p\",{children:\"But how much exactly?\"}),/*#__PURE__*/e(\"p\",{children:\"Let's take a look below:\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"How long do I need to study to get the certification?\"})}),/*#__PURE__*/e(\"p\",{children:\"That will depend on several factors, such as your prior knowledge, your cloud computing experience, and your knowledge of tools like Microsoft Azure.\"}),/*#__PURE__*/t(\"p\",{children:[\"If you are taking your first steps in cloud computing: \",/*#__PURE__*/e(\"strong\",{children:\"1 month or so.\"})]}),/*#__PURE__*/e(\"p\",{children:\"This will be enough time to thoroughly research, solidify your knowledge and put it into practice within Microsoft Azure.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"The exam is easier than most would assume. However, we recommend you prepare as well as possible to improve your chances of success.\"}),/*#__PURE__*/t(\"p\",{children:[\"This test seeks to validate your basic knowledge, as well as your good command of Azure. Therefore, while the test may be comprehensive, \",/*#__PURE__*/e(\"strong\",{children:\"its questions will not be that difficult\"}),\", but they can become challenging without the right preparation.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Advantages of AZ-900 Certification\"})}),/*#__PURE__*/e(\"p\",{children:\"Hesitant about taking this exam? Then let's take a look at the benefits that the exam and its certificate can offer you.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Azure and cloud computing knowledge\"})}),/*#__PURE__*/e(\"p\",{children:\"Azure is a versatile and quite comprehensive tool, but it can also be complex and challenging without good preparation.\"}),/*#__PURE__*/t(\"p\",{children:[\"The exam will not only give you a lifetime certificate, but it will also help you lay the foundation you need to exploit the full potential of the platform. It will also help you dabble in other cloud computing tools, such as \",/*#__PURE__*/e(\"strong\",{children:\"AWS and Google Cloud\"}),\", among others.\"]}),/*#__PURE__*/e(\"p\",{children:\"It\u2019s also a first step towards becoming a high-octane cloud developer, administrator, or architect.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Exclusive access to Azure material\"})}),/*#__PURE__*/t(\"p\",{children:[\"The AZ-900 certificate is focused on basic cloud computing skills, so it won't automatically multiply your job opportunities. However, \",/*#__PURE__*/e(\"strong\",{children:\"it WILL give you access to more advanced certificates, materials, and resources.\"})]}),/*#__PURE__*/e(\"p\",{children:\"In other words, this exam will be the first step towards advanced and exclusive material that will help you boost your professional profile.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. A Power Up to your profile\"})}),/*#__PURE__*/e(\"p\",{children:\"Professionals specialized in Azure are very, very much in demand in today's job market. And as this is the first step to certifying your knowledge within the platform, it\u2019s also the first step towards better job opportunities.\"}),/*#__PURE__*/t(\"p\",{children:[\"To give you an idea, according to Glassdoor, an Azure specialist can earn on average around \",/*#__PURE__*/e(\"strong\",{children:\"$104k per year\"}),\". And according to ZipRecruiter, this role can average around \",/*#__PURE__*/e(\"strong\",{children:\"$116k annually.\"})]}),/*#__PURE__*/e(\"img\",{alt:\"Advantages of AZ-900 Certification\",className:\"framer-image\",height:\"324\",src:\"https://framerusercontent.com/images/NXyyr4gJqMmc0odHswvLqp58nE.png\",style:{aspectRatio:\"980 / 648\"},width:\"490\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Tips and tricks to pass the exam\"})}),/*#__PURE__*/e(\"p\",{children:\"Before we finish, we'll give you some tips that will help you pass your exam. But they will also help you continue to grow as a cloud computing specialist.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Take advantage of Microsoft resources\"})}),/*#__PURE__*/e(\"p\",{children:\"And we must emphasize, Microsoft already has a wide range of resources to prepare for your exam. Therefore, the best way to start polishing your skills is to take advantage of Microsoft's resources.\"}),/*#__PURE__*/e(\"p\",{children:\"We suggest you start with Microsoft Learn, specifically Microsoft Azure Fundamentals. However, these are not the only Microsoft resources you can take advantage of.\"}),/*#__PURE__*/t(\"p\",{children:[\"And we certainly \",/*#__PURE__*/e(\"strong\",{children:\"recommend you explore Azure and its wide variety of options.\"}),\" It will be very helpful to prepare for your exam directly on the platform and put everything you learn into practice.\"]}),/*#__PURE__*/e(\"p\",{children:\"You can also explore what does not appear in the lessons. For example functions, combinations, or advanced functionalities. You can also check the platform's help resources.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Explore other training, materials, and resources\"})}),/*#__PURE__*/e(\"p\",{children:\"Although Azure has a lot of material, it\u2019s best to complement your resources with other materials. To do so, you can take a look at our tools section.\"}),/*#__PURE__*/e(\"p\",{children:\"To make it simple, the better your cloud computing knowledge, the more likely you are to pass. Not to mention that Microsoft resources will be much easier to understand.\"}),/*#__PURE__*/e(\"p\",{children:\"And if you plan to continue training as an Azure and cloud specialist, check out our boot camps and specialized training.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"But be warned:\"}),\" you'll learn a lot more than just the basics of cloud computing.\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Join IT communities\"})}),/*#__PURE__*/e(\"p\",{children:\"The best way to get direct help, besides training, is to find the right communities.\"}),/*#__PURE__*/e(\"p\",{children:\"As one of the most in-demand tools on the market today, Azure has a huge community with specialists of all kinds, not just in cloud computing. And in the technology world, active communities are a real gold mine.\"}),/*#__PURE__*/t(\"p\",{children:[\"They will not only help you solve questions, they will also help you \",/*#__PURE__*/e(\"strong\",{children:\"build and expand your network of contacts.\"}),\" And they may even lead to career opportunities.\"]}),/*#__PURE__*/e(\"img\",{alt:\"Tips and tricks to ace the exam.\",className:\"framer-image\",height:\"318\",src:\"https://framerusercontent.com/images/Y3IqrVM3UtiTavWYDrpR1w4uMc.jpg\",style:{aspectRatio:\"1024 / 637\"},width:\"512\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Related certifications according to each profile\"})}),/*#__PURE__*/e(\"p\",{children:\"The AZ-900 is just the first of many certifications you can earn as an Azure specialist and cloud computing professional.\"}),/*#__PURE__*/e(\"p\",{children:\"If you want to go beyond this certification and become a full-fledged Azure expert, you can opt for the following certifications according to the area of specialization you choose.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"If you are a student:\"})}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Security, Compliance, and Identity Fundamentals (SC-900).\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Azure AI Fundamentals (AI-900).\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Azure Data Fundamentals (DP-900).\"})})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"If you are or are looking to become an administrator:\"})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"AZ-900.\"})})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"For Specialty certification:\"})}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Azure for SAP Workloads Specialty (AZ-120).\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Azure Virtual Desktop Specialty (AZ-140).\"})})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"If you have a Business User profile:\"})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Security, Compliance, and Identity Fundamentals (SC-900).\"})})}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"If you are a developer:\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"For Fundamentals certification:\"})}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Azure AI Fundamentals (AI-900).\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Azure Data Fundamentals (DP-900).\"})})]}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"For Specialty certification:\"})}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Azure IoT Developer Specialty (AZ-220).\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Azure Cosmos DB Developer Specialty (DP-420).\"})})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"For Technology Manager\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"For Fundamentals:\"})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Azure AI Fundamentals (AI-900).\"})})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"For Associate certification:\"})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Windows Server Hybrid Administrator Associate (AZ-800, A801).\"})})}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Ready to go for your AZ-900 certification?\"})}),/*#__PURE__*/e(\"p\",{children:\"AZ-900 is the first step to becoming a heavyweight in Azure and cloud computing.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"This certification will help you lay the foundation you need to dive into the world of cloud computing. \",/*#__PURE__*/e(\"strong\",{children:\"It will also familiarize you with all kinds of cloud-related development and architecture tools.\"})]}),/*#__PURE__*/t(\"p\",{children:[\"And if you want to go further, you can opt for the more advanced Azure certificates. But don't forget that you can also \",/*#__PURE__*/e(\"strong\",{children:\"complement Microsoft certifications\"}),\" with additional training.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Don't forget to share any insights about the course or ask us questions, feel free to leave us your comment. Also, you can share it in your networks for your friends and colleagues interested in specializing in cloud computing.\"})]});export const richText8=/*#__PURE__*/t(a.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[\"Would you like to take a leap in your professional life and \",/*#__PURE__*/e(\"strong\",{children:\"acquire new knowledge\"}),\" in a \",/*#__PURE__*/e(i,{href:\"https://www.thepowermba.com/en/blog/what-is-web-programming\",motionChild:!0,nodeId:\"ZTrbVBFKv\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(n.a,{children:\"programming language\"})}),\"? Well, the time has come for you to take a look at Abap.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"It\u2019s a language that aims to \",/*#__PURE__*/e(\"strong\",{children:\"program most of a company's products\"}),\", so we\u2019ll say that you could become a specialist in the creation of computer products.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"Get ready to give new\",/*#__PURE__*/e(\"strong\",{children:\" functionalities to the products\"}),\" your company sells and be a fundamental part of the company. Are you up for it?\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What is ABAP?\"})}),/*#__PURE__*/t(\"p\",{children:[\"Abap is a programming language \",/*#__PURE__*/e(\"strong\",{children:\"considered the fourth generation\"}),\" that is owned by the SAP company and uses Open SQL statements to connect to any database.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"Inside it, there are thousands of functions for \",/*#__PURE__*/e(\"strong\",{children:\"managing databases\"}),\", dates, and files and it gives you the ability to generate connections to connect to all systems with another platform.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"The project was thought of as a programming language that has the purpose of allowing \",/*#__PURE__*/e(\"strong\",{children:\"users to manipulate the information\"}),\", but at the end of the day, the appearance of expert programmers was necessary to execute its developments.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"In this sense, Abap remained as the development language for the following \",/*#__PURE__*/e(\"strong\",{children:\"client server versions of Sap R/3\"}),\" that were implemented in the market in 1992, where practically the whole system except the basics was written in Abap.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"However, in 1999 Sap released an object-oriented extension called Abap Objects.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What is ABAP for?\"})}),/*#__PURE__*/t(\"p\",{children:[\"Abap has the particularity of providing you with executable code for other programs \",/*#__PURE__*/e(\"strong\",{children:\"that are not executed independently\"}),\".\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"In this way, the system identifies two types of programs:\\xa0\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Reports.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Module pool.\"})})]}),/*#__PURE__*/t(\"p\",{children:[\"Reports follow a simple structure in which the user \",/*#__PURE__*/e(\"strong\",{children:\"adds a set of parameters\"}),\" and the program uses them to generate a report in the form of an interactive list. This concept can be misleading since reports can be designed \",/*#__PURE__*/e(\"strong\",{children:\"to modify data\"}),\" because they have this name due to the oriented list they produce as output.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"On the other hand, module pools determine \",/*#__PURE__*/e(\"strong\",{children:\"more complex interaction patterns\"}),\" through a collection of screens, i.e., what users can actually see.\"]}),/*#__PURE__*/t(\"p\",{children:[\"Therefore, each screen \",/*#__PURE__*/e(\"strong\",{children:\"has an implicit Abap code\"}),\" that is invoked by the screens and each has its logical flow that is divided into PBO and PAL. Among the types of non-executable programs that we find today, we have:\\xa0\"]}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Include Modules.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Subroutine pools.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Function groups.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Object classes.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Interfaces.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Type pools.\\xa0\"})})]}),/*#__PURE__*/t(\"p\",{children:[\"An include module includes at generation time in the calling unit, which is often used to \",/*#__PURE__*/e(\"strong\",{children:\"divide very long programs.\"}),\" On the other hand, subroutine pools contain Abap subroutines and function groups are function module libraries.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"On the other hand, object classes and interfaces \",/*#__PURE__*/e(\"strong\",{children:\"are very similar to Java interfaces\"}),\" and the former determines methods and attributes, while the latter has the definition of the methods.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Abap Work Platform\\xa0\"})}),/*#__PURE__*/e(\"p\",{children:\"The Abap worksite has different alternatives to edit programs. Some of them are:\\xa0\"}),/*#__PURE__*/t(\"ol\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"Editor for writing reports \",/*#__PURE__*/e(\"strong\",{children:\"includes module pools \"}),\"and subroutine pools.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"Database dictionary that allows you to process table definitions and \",/*#__PURE__*/e(\"strong\",{children:\"retrieve global types.\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"Menu Painter, which gives you the possibility of designing the user interface, from menu bars, \",/*#__PURE__*/e(\"strong\",{children:\"key assignments, and applications.\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Screen painter for designing everything related to logical flows and designing screens.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Function builder for function modules.\"})})]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Abap Versions\"})}),/*#__PURE__*/t(\"p\",{children:[\"Abap has different versions that you can \",/*#__PURE__*/e(\"strong\",{children:\"choose from depending on the needs you have\"}),\" at that moment. Let's see some of them below:\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Abap Sap\"})}),/*#__PURE__*/t(\"p\",{children:[\"This version offers all kinds of courses and lessons on everything related to classic Abap application programming. Here they are used in the \",/*#__PURE__*/e(\"strong\",{children:\"Sap ERP\"}),\", which is perfect for consultants or developers who want to learn to program in this language from scratch.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Abap 1.4\"})}),/*#__PURE__*/t(\"p\",{children:[\"In second place we have \",/*#__PURE__*/e(\"strong\",{children:\"Abap 1.4,\"}),\" which are articles and posts that are aimed at programmers who have already \",/*#__PURE__*/e(\"strong\",{children:\"had approaches to the features of Abap\"}),\" and have the goal of learning a new language.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"These articles and posts are specifically designed\",/*#__PURE__*/e(\"strong\",{children:\" for programmers who have already been exposed\"}),\" to Abap topics and have the objective of understanding the language syntax.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"4. Abap On Hana\"})}),/*#__PURE__*/t(\"p\",{children:[\"Meanwhile, this version is developed for those programmers \",/*#__PURE__*/e(\"strong\",{children:\"who have advanced knowledge\"}),\" in this programming language and aim to develop with the HANA database engine.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Meanwhile, this version is intended for developers who have significant knowledge of the language and are looking to create new projects with the HANA database engine.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"5. Abap On Cloud\"})}),/*#__PURE__*/t(\"p\",{children:[\"Finally, we have \",/*#__PURE__*/e(\"strong\",{children:\"Abap on the cloud\"}),\", which is a series of tutorials that are aimed at consultants who know how to program in Abap in an advanced way.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Abap Features\"})}),/*#__PURE__*/t(\"p\",{children:[\"The main characteristic of Abap is that it\u2019s a \",/*#__PURE__*/e(\"strong\",{children:\"fourth-generation language\"}),\", which means that it\u2019s a language that has prefabricated sentences that emulate English and it\u2019s far away from being a \",/*#__PURE__*/e(\"strong\",{children:\"low-level language.\\xa0\"})]}),/*#__PURE__*/t(\"p\",{children:[\"In this sense, the platform has different tools that \",/*#__PURE__*/e(\"strong\",{children:\"allow the construction of different types\"}),\" \",/*#__PURE__*/e(\"strong\",{children:\"of objects\"}),\" that belong to the repository. In turn, SAP, the owner company, provides tools organized through transactions that allow us to identify the type of object we want to build.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Some of these tools are:\\xa0\"}),/*#__PURE__*/t(\"ol\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"The source-code editor\"}),\" can be executed with transaction SE38.\\xa0\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"Availability of a database that allows you to \",/*#__PURE__*/e(\"strong\",{children:\"develop different objects\"}),\" such as data elements, structures, tables, and finding aids.\\xa0\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"Screen builder that gives you the possibility of\",/*#__PURE__*/e(\"strong\",{children:\" building user interfaces.\"}),\"\\xa0\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Exception builder.\"})})]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Advantages of ABAP programming\"})}),/*#__PURE__*/e(\"p\",{children:\"There are many advantages that Abap programming offers you. Some of them are:\\xa0\"}),/*#__PURE__*/t(\"ol\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"It contains programming statements that group different instructions.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Short coding times.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You can learn a lot in a short time thanks to the simplicity of its platform.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Low code writing.\"})})]}),/*#__PURE__*/e(\"img\",{alt:\"Advantages of Abap programming\",className:\"framer-image\",height:\"379\",src:\"https://framerusercontent.com/images/6jsxMhvaeGvqoBNilkikCnU8GQ.jpg\",style:{aspectRatio:\"1024 / 759\"},width:\"512\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Abap Layers\"})}),/*#__PURE__*/e(\"p\",{children:\"It's time to take a look at Abap layers. Pay close attention and take note:\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Database layer.\"})}),/*#__PURE__*/t(\"p\",{children:[\"It\u2019s a database where all data sets are \",/*#__PURE__*/e(\"strong\",{children:\"stored and installed on a server\"}),\" that is dedicated to data management.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. Application layer\"})}),/*#__PURE__*/t(\"p\",{children:[\"The application layer is the Abap virtual machine on which most of the programs are executed. It\u2019s characterized by the fact that this layer\",/*#__PURE__*/e(\"strong\",{children:\" can be sent\"}),\" through different application servers that are installed on different computers where it\u2019s not mandatory that the operating systems are the same.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Presentation layer\"})}),/*#__PURE__*/t(\"p\",{children:[\"Finally, we have the so-called presentation layer, which is the user interface and it\u2019s where the Sap screens are loaded, where \",/*#__PURE__*/e(\"strong\",{children:\"the client interacts with the system.\\xa0\"})]}),/*#__PURE__*/t(\"p\",{children:[\"There is no doubt that Abap is an ideal programming language for those who want to create products with SAP and who \",/*#__PURE__*/e(\"strong\",{children:\"already have knowledge about it\"}),\". However, if you are a beginner you can quickly learn how to develop objects with one of the languages that has had more growth in recent times.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Are you up for the challenge of joining the new trend?\"})]});export const richText9=/*#__PURE__*/t(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Nowadays we find ourselves with an endless number of tools that make our lives easier.\"}),/*#__PURE__*/e(\"p\",{children:'That\u2019s why the phrase \"Adapt or perish\" makes more and more sense because as time goes by, the more actions we can do digitally.'}),/*#__PURE__*/t(\"p\",{children:[\"Within this virtual world, we have many job opportunities, and \",/*#__PURE__*/e(\"strong\",{children:\"having a website or developing applications \"}),\"are some of them.\"]}),/*#__PURE__*/t(\"p\",{children:[\"If you work in this field, you should know that \",/*#__PURE__*/e(\"strong\",{children:\"plugins\"}),\" are one of the fundamental tools for users of various digital platforms.\"]}),/*#__PURE__*/t(\"p\",{children:[\"So, if you still don\u2019t know what they are and how to take advantage of them, we will explain \",/*#__PURE__*/e(\"strong\",{children:\"what a plugin\"}),\" is and which are the most useful today.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"But first... What is a plugin?\"})}),/*#__PURE__*/e(\"p\",{children:\"Let's start with the most basic thing of all, which is the definition of a plugin, because we know that there may be readers who are very new to all this.\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"A plugin is an extra tool\"}),\" that is added to an application or digital platform to extend its functionalities.\"]}),/*#__PURE__*/t(\"p\",{children:[\"In other words, it\u2019s an add-on that is installed on software in order to \",/*#__PURE__*/e(\"strong\",{children:\"enhance, customize or add new features\"}),\" to that application.\"]}),/*#__PURE__*/e(\"p\",{children:\"Plugins are used in a wide variety of digital platforms, such as web browsers, websites, text editors, image and video editing programs, among others.\"}),/*#__PURE__*/t(\"p\",{children:[\"Thus, they are tools that arise \",/*#__PURE__*/e(\"strong\",{children:\"as answers to the needs that a program already created may have.\"})]}),/*#__PURE__*/e(\"p\",{children:\"Hence, plugins are always created by third parties who, for the most part, are users who feel the shortcomings of the platforms and, since they are developers, they take the solution into their own hands.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"So... How useful are plugins?\"})}),/*#__PURE__*/e(\"p\",{children:\"The level of functionality that plugins can have is undeniable and as soon as you start using some of them you will realize it.\"}),/*#__PURE__*/t(\"p\",{children:[\"Keep in mind that \",/*#__PURE__*/e(\"strong\",{children:\"nowadays there are plugins for almost any extra action\"}),\" you need.\"]}),/*#__PURE__*/e(\"p\",{children:\"For example, to better manage the SEO of web articles, edit images faster, and translate websites to another language, among others.\"}),/*#__PURE__*/e(\"p\",{children:\"The variety is incredible and the best of all is that every day new plugins are created for different programs and platforms.\"}),/*#__PURE__*/t(\"p\",{children:[\"Therefore, as time goes by, there will be more and \",/*#__PURE__*/e(\"strong\",{children:\"more tools that we will be able to use to our advantage.\"})]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What are the best plugins today?\"})}),/*#__PURE__*/e(\"p\",{children:\"Now that you have a clearer idea of what plugins are and the type of functions they can have, it's time to move on to the main topic of the article.\"}),/*#__PURE__*/t(\"p\",{children:[\"Our intention is that you know about\",/*#__PURE__*/e(\"strong\",{children:\" the most used plugins today \"}),\"so that you too can take advantage of them when necessary.\"]}),/*#__PURE__*/e(\"p\",{children:\"Of course, as we have mentioned, there are plugins for different types of platforms.\"}),/*#__PURE__*/t(\"p\",{children:[\"So, in order for you to get complete information, we will tell you about \",/*#__PURE__*/e(\"strong\",{children:\"the best plugins on various platforms:\"})]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"Plugins for web browsers.\"})}),/*#__PURE__*/t(\"p\",{children:[\"Since web browsers are what we use the most in our daily lives, \",/*#__PURE__*/e(\"strong\",{children:\"we\u2019re going to talk about the plugins that can be applied to them.\"})]}),/*#__PURE__*/e(\"p\",{children:\"Although at first they may seem unnecessary, as you read about them you will realize how useful they can be, especially if you work over the Internet.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. Adblock Plus\"})}),/*#__PURE__*/t(\"p\",{children:[\"This plugin is one of the most popular plugins for web browsers, as it allows you to \",/*#__PURE__*/e(i,{href:\"https://www.thepowermba.com/en/blog/top-7-best-online-ad-blockers\",motionChild:!0,nodeId:\"ZTrbVBFKv\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(n.a,{children:/*#__PURE__*/e(\"strong\",{children:\"block annoying advertisements \"})})}),\"and improve the loading speed of web pages.\"]}),/*#__PURE__*/e(\"p\",{children:\"We know that when visiting many web pages on a daily basis, the intrusion of ads can make our experience as an Internet user a negative one.\"}),/*#__PURE__*/t(\"p\",{children:[\"Especially with \",/*#__PURE__*/e(\"strong\",{children:\"those websites that are full of invasive ads \"}),\"that even interrupt the reading of the information.\"]}),/*#__PURE__*/e(\"p\",{children:\"So, there\u2019s nothing better than Adblock Plus to say goodbye to them for good.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"2. LastPass\"})}),/*#__PURE__*/t(\"p\",{children:[\"On the other hand, we find LastPass, a plugin that allows you to store and securely manage all your passwords online, which will help you\",/*#__PURE__*/e(\"strong\",{children:\" protect your accounts\"}),\" and save time by not having to remember all your passwords.\"]}),/*#__PURE__*/e(\"p\",{children:\"That way, every time you log in to any platform, you can select your account from the plugin and it will automatically fill in the text field where the password goes.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"3. Grammarly\"})}),/*#__PURE__*/t(\"p\",{children:[\"In third place is Grammarly, this plugin is ideal for those who need to \",/*#__PURE__*/e(\"strong\",{children:\"write texts in English regularly.\"})]}),/*#__PURE__*/t(\"p\",{children:[\"It \",/*#__PURE__*/e(\"strong\",{children:\"corrects grammatical and spelling mistakes\"}),\", as well as suggesting improvements in the writing.\"]}),/*#__PURE__*/e(\"p\",{children:\"That\u2019s why it\u2019s so helpful for people who work with English-speaking clients or even for those who are interested in improving their English level by always writing in this language.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"4. Dark Reader\"})}),/*#__PURE__*/t(\"p\",{children:[\"Now, if you are one of those people who must read a lot on the Internet, either for academic or for work reasons, \",/*#__PURE__*/e(\"strong\",{children:\"Dark Reader will help you preserve the well-being of your vision.\"})]}),/*#__PURE__*/e(\"p\",{children:\"As its name suggests, it\u2019s a plugin that will make all the websites you visit become dark.\"}),/*#__PURE__*/e(\"p\",{children:\"The best of all is that this is not its only function, since you will also be able to reduce the brightness, use a sepia tone or reduce the intensity of the colors of the websites.\"}),/*#__PURE__*/e(\"p\",{children:\"You can choose the option that suits you best to run immediately with each website or make manual changes with the options.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"5. Click&Clean\"})}),/*#__PURE__*/e(\"p\",{children:\"Finally, if you are one of those people who are interested in web privacy, but always forget to delete the history or clear the cache, Click&Clean is the ideal plugin for you.\"}),/*#__PURE__*/t(\"p\",{children:[\"Its objective is that, with just one button,\",/*#__PURE__*/e(\"strong\",{children:\" you can delete all this data after you finish browsing.\"})]}),/*#__PURE__*/e(\"p\",{children:\"Thus, it\u2019s presented as an automated option that will help you save time and maintain your privacy at all times.\"}),/*#__PURE__*/e(\"img\",{alt:\"Plugins for web browsers\",className:\"framer-image\",height:\"453\",src:\"https://framerusercontent.com/images/fdaDGZMCSa6gJJhU5FZ1OpoDUg.webp\",style:{aspectRatio:\"1024 / 906\"},width:\"512\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"Plugins for WordPress text editor\"})}),/*#__PURE__*/e(\"p\",{children:\"Now, if you have a website, you will surely work with WordPress to post articles on your site.\"}),/*#__PURE__*/t(\"p\",{children:[\"If you consider that there are certain aspects with which you need help or extra guidance when inside its text editor, you're in luck, because \",/*#__PURE__*/e(\"strong\",{children:\"there are also several WordPress plugins\"}),\" that come in handy:\"]}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"1. 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