{
  "version": 3,
  "sources": ["ssg:https://framerusercontent.com/modules/NEd4VmDdsxM3StIUbddO/bZxrMUxBPAhoXlARkK9C/YouTube.js", "ssg:https://framerusercontent.com/modules/KgKlp8FaPlKVjAbUV4GD/RiRRMAfT4DqKF5qw6gQ3/tnfEF8IP_.js"],
  "sourcesContent": ["import { jsx as _jsx, jsxs as _jsxs } from \"react/jsx-runtime\";\nimport { useReducer, useState } from \"react\";\nimport { ControlType, addPropertyControls } from \"framer\";\nimport { useIsOnCanvas, emptyStateStyle, containerStyles, defaultEvents, useRadius, borderRadiusControl } from \"https://framer.com/m/framer/default-utils.js@^0.45.0\";\nvar PlayOptions;\n(function (PlayOptions) {\n  PlayOptions[\"Normal\"] = \"Off\";\n  PlayOptions[\"Auto\"] = \"On\";\n  PlayOptions[\"Loop\"] = \"Loop\";\n})(PlayOptions || (PlayOptions = {}));\nvar ThumbnailOptions;\n(function (ThumbnailOptions) {\n  ThumbnailOptions[\"High\"] = \"High Quality\";\n  ThumbnailOptions[\"Medium\"] = \"Medium Quality\";\n  ThumbnailOptions[\"Low\"] = \"Low Quality\";\n  ThumbnailOptions[\"Off\"] = \"Off\";\n})(ThumbnailOptions || (ThumbnailOptions = {}));\nvar ThumbnailFormat;\n(function (ThumbnailFormat) {\n  ThumbnailFormat[\"WebP\"] = \"webp\";\n  ThumbnailFormat[\"JPG\"] = \"jpg\";\n})(ThumbnailFormat || (ThumbnailFormat = {})); /**\n                                               * @framerIntrinsicWidth 560\n                                               * @framerIntrinsicHeight 315\n                                               *\n                                               * @framerSupportedLayoutWidth fixed\n                                               * @framerSupportedLayoutHeight fixed\n                                               *\n                                               * @framerComponentPresetProps isRed, borderRadius\n                                               */\nexport function Youtube({\n  url,\n  play,\n  shouldMute,\n  thumbnail,\n  isRed,\n  onClick,\n  onMouseEnter,\n  onMouseLeave,\n  onMouseDown,\n  onMouseUp,\n  ...props\n}) {\n  const onCanvas = useIsOnCanvas();\n  const isAutoplay = play !== PlayOptions.Normal;\n  const showThumbnail = onCanvas || thumbnail !== ThumbnailOptions.Off && !isAutoplay;\n  const [isPreloading, preloadVideo] = useReducer(() => true, false);\n  const [showVideo, startVideo] = useReducer(() => true, !showThumbnail);\n  const [isHovered, setHovered] = useState(false);\n  const borderRadius = useRadius(props);\n  const hasBorderRadius = borderRadius !== \"0px 0px 0px 0px\" && borderRadius !== \"0px\";\n  if (url === \"\") {\n    return /*#__PURE__*/_jsx(Instructions, {});\n  }\n  const parsedURL = parseVideoURL(url);\n  if (parsedURL === undefined) {\n    return /*#__PURE__*/_jsx(ErrorMessage, {\n      message: \"Invalid Youtube URL.\"\n    });\n  }\n  const [videoId, embedURL] = parsedURL; // https://stackoverflow.com/questions/2068344/how-do-i-get-a-youtube-video-thumbnail-from-the-youtube-api\n  const thumbnailURL = getThumbnailURL(videoId, thumbnail, getWebPSupported() ? ThumbnailFormat.WebP : ThumbnailFormat.JPG); // https://developers.google.com/youtube/player_parameters\n  const searchParams = embedURL.searchParams;\n  searchParams.set(\"iv_load_policy\", \"3\");\n  searchParams.set(\"rel\", \"0\");\n  searchParams.set(\"modestbranding\", \"1\");\n  searchParams.set(\"playsinline\", \"1\");\n  if (isAutoplay || showThumbnail) {\n    searchParams.set(\"autoplay\", \"1\");\n  }\n  if (isAutoplay && shouldMute) {\n    searchParams.set(\"mute\", \"1\");\n  }\n  if (play === PlayOptions.Loop) {\n    searchParams.set(\"loop\", \"1\");\n    searchParams.set(\"playlist\", videoId);\n  }\n  if (!isRed) {\n    searchParams.set(\"color\", \"white\");\n  }\n  return /*#__PURE__*/_jsxs(\"article\", {\n    onPointerEnter: () => setHovered(true),\n    onPointerLeave: () => setHovered(false),\n    onPointerOver: preloadVideo,\n    onClick: startVideo,\n    style: {\n      ...wrapperStyle,\n      borderRadius,\n      transform:\n      // Safari sometimes struggles to render border-radius:\n      // - on the canvas when changing from 0 to any other value\n      // - or when rendering an iframe\n      hasBorderRadius && (showVideo || onCanvas) ? \"translateZ(0.000001px)\" : \"unset\",\n      cursor: \"pointer\",\n      overflow: \"hidden\"\n    },\n    children: [isPreloading && /*#__PURE__*/_jsx(\"link\", {\n      rel: \"preconnect\",\n      href: \"https://www.youtube.com\"\n    }), isPreloading && /*#__PURE__*/_jsx(\"link\", {\n      rel: \"preconnect\",\n      href: \"https://www.google.com\"\n    }), /*#__PURE__*/_jsx(\"div\", {\n      style: {\n        ...videoStyle,\n        background: showThumbnail ? `center / cover url(${thumbnailURL}) no-repeat` : undefined\n      }\n    }), showVideo ? /*#__PURE__*/_jsx(\"iframe\", {\n      style: videoStyle,\n      src: embedURL.href,\n      frameBorder: \"0\",\n      allow: \"presentation; fullscreen; accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\",\n      onClick: onClick,\n      onMouseEnter: onMouseEnter,\n      onMouseLeave: onMouseLeave,\n      onMouseDown: onMouseDown,\n      onMouseUp: onMouseUp\n    }) : /*#__PURE__*/_jsx(PlayButton, {\n      onClick: startVideo,\n      isHovered: isHovered,\n      isRed: isRed\n    })]\n  });\n}\nYoutube.displayName = \"YouTube\";\naddPropertyControls(Youtube, {\n  url: {\n    type: ControlType.String,\n    title: \"Video\"\n  },\n  play: {\n    type: ControlType.Enum,\n    title: \"Autoplay\",\n    options: Object.values(PlayOptions)\n  },\n  shouldMute: {\n    title: \"Mute\",\n    type: ControlType.Boolean,\n    enabledTitle: \"Yes\",\n    disabledTitle: \"No\",\n    hidden(props) {\n      return props.play === PlayOptions.Normal;\n    }\n  },\n  thumbnail: {\n    title: \"Thumbnail\",\n    description: \"Showing a thumbnail improves performance.\",\n    type: ControlType.Enum,\n    options: Object.values(ThumbnailOptions),\n    hidden(props) {\n      return props.play !== PlayOptions.Normal;\n    }\n  },\n  isRed: {\n    title: \"Color\",\n    type: ControlType.Boolean,\n    enabledTitle: \"Red\",\n    disabledTitle: \"White\"\n  },\n  ...borderRadiusControl,\n  ...defaultEvents\n});\nconst defaultProps = {\n  url: \"https://youtu.be/smPos0mJvh8\",\n  play: PlayOptions.Normal,\n  shouldMute: true,\n  thumbnail: ThumbnailOptions.Medium,\n  isRed: true\n};\nYoutube.defaultProps = defaultProps;\nfunction parseVideoURL(urlString) {\n  let url;\n  try {\n    url = new URL(urlString);\n  } catch {\n    const embedURL = getEmbedURL(urlString);\n    return [urlString, embedURL];\n  }\n  if (url.hostname === \"youtube.com\" || url.hostname === \"www.youtube.com\" || url.hostname === \"youtube-nocookie.com\" || url.hostname === \"www.youtube-nocookie.com\") {\n    const pathSegments = url.pathname.slice(1).split(\"/\"); // https://www.youtube.com/watch?v=Fop2oskTug8\n    if (pathSegments[0] === \"watch\") {\n      const videoId = url.searchParams.get(\"v\");\n      const embedURL1 = getEmbedURL(videoId);\n      return [videoId, embedURL1];\n    } // https://www.youtube.com/embed/Fop2oskTug8\n    if (pathSegments[0] === \"embed\") {\n      const videoId1 = pathSegments[1];\n      return [videoId1, url];\n    }\n  } // https://youtu.be/Fop2oskTug8\n  if (url.hostname === \"youtu.be\") {\n    const videoId2 = url.pathname.slice(1);\n    const embedURL2 = getEmbedURL(videoId2);\n    return [videoId2, embedURL2];\n  }\n}\nfunction getEmbedURL(videoId) {\n  return new URL(`https://www.youtube.com/embed/${videoId}`);\n}\nfunction getThumbnailURL(videoId, res, format = ThumbnailFormat.JPG) {\n  // https://gist.github.com/a1ip/be4514c1fd392a8c13b05e082c4da363\n  const pre = ThumbnailFormat.WebP ? \"https://i.ytimg.com/vi_webp/\" : \"https://i.ytimg.com/vi/\";\n  const ext = ThumbnailFormat.WebP ? \"webp\" : \"jpg\";\n  switch (res) {\n    case ThumbnailOptions.Low:\n      return `${pre}${videoId}/hqdefault.${ext}`;\n    case ThumbnailOptions.Medium:\n      return `${pre}${videoId}/sddefault.${ext}`;\n    case ThumbnailOptions.High:\n      return `${pre}${videoId}/maxresdefault.${ext}`;\n    default:\n      return `${pre}${videoId}/0.${ext}`;\n  }\n}\nlet _getWebPSupported; // https://stackoverflow.com/a/27232658\nfunction getWebPSupported() {\n  // We're going to default to webp because it's pretty widely supported by now\n  if (!window) {\n    return true;\n  }\n  if (_getWebPSupported !== undefined) {\n    return _getWebPSupported;\n  }\n  const element = document.createElement(\"canvas\");\n  if (!!(element.getContext && element.getContext(\"2d\"))) {\n    // was able or not to get WebP representation\n    return element.toDataURL(\"image/webp\").indexOf(\"data:image/webp\") == 0;\n  } else {\n    // very old browser like IE 8, canvas not supported\n    return false;\n  }\n} // Helper components\nfunction Instructions() {\n  return /*#__PURE__*/_jsx(\"div\", {\n    style: {\n      ...emptyStateStyle,\n      overflow: \"hidden\"\n    },\n    children: /*#__PURE__*/_jsx(\"div\", {\n      style: centerTextStyle,\n      children: \"To embed a Youtube video, add the URL to the properties\\xa0panel.\"\n    })\n  });\n}\nfunction ErrorMessage({\n  message\n}) {\n  return /*#__PURE__*/_jsx(\"div\", {\n    className: \"framerInternalUI-errorPlaceholder\",\n    style: {\n      ...containerStyles,\n      overflow: \"hidden\"\n    },\n    children: /*#__PURE__*/_jsxs(\"div\", {\n      style: centerTextStyle,\n      children: [\"Error: \", message]\n    })\n  });\n}\nfunction PlayButton({\n  onClick,\n  isHovered,\n  isRed\n}) {\n  return /*#__PURE__*/_jsx(\"button\", {\n    onClick: onClick,\n    \"aria-label\": \"Play\",\n    style: buttonStyle,\n    children: /*#__PURE__*/_jsxs(\"svg\", {\n      height: \"100%\",\n      version: \"1.1\",\n      viewBox: \"0 0 68 48\",\n      width: \"100%\",\n      children: [/*#__PURE__*/_jsx(\"path\", {\n        d: \"M66.52,7.74c-0.78-2.93-2.49-5.41-5.42-6.19C55.79,.13,34,0,34,0S12.21,.13,6.9,1.55 C3.97,2.33,2.27,4.81,1.48,7.74C0.06,13.05,0,24,0,24s0.06,10.95,1.48,16.26c0.78,2.93,2.49,5.41,5.42,6.19 C12.21,47.87,34,48,34,48s21.79-0.13,27.1-1.55c2.93-0.78,4.64-3.26,5.42-6.19C67.94,34.95,68,24,68,24S67.94,13.05,66.52,7.74z\",\n        fill: isHovered ? isRed ? \"#f00\" : \"#000\" : \"#212121\",\n        fillOpacity: isHovered ? isRed ? 1 : .8 : .8,\n        style: {\n          transition: \"fill .1s cubic-bezier(0.4, 0, 1, 1), fill-opacity .1s cubic-bezier(0.4, 0, 1, 1)\"\n        }\n      }), /*#__PURE__*/_jsx(\"path\", {\n        d: \"M 45,24 27,14 27,34\",\n        fill: \"#fff\"\n      })]\n    })\n  });\n}\nconst buttonStyle = {\n  position: \"absolute\",\n  top: \"50%\",\n  left: \"50%\",\n  transform: \"translate(-50%, -50%)\",\n  width: 68,\n  height: 48,\n  padding: 0,\n  border: \"none\",\n  background: \"transparent\",\n  cursor: \"pointer\"\n};\nconst wrapperStyle = {\n  position: \"relative\",\n  width: \"100%\",\n  height: \"100%\"\n};\nconst centerTextStyle = {\n  textAlign: \"center\",\n  minWidth: 140\n};\nconst videoStyle = {\n  position: \"absolute\",\n  top: 0,\n  left: 0,\n  height: \"100%\",\n  width: \"100%\"\n};\nexport const __FramerMetadata__ = {\n  \"exports\": {\n    \"Youtube\": {\n      \"type\": \"reactComponent\",\n      \"name\": \"Youtube\",\n      \"slots\": [],\n      \"annotations\": {\n        \"framerSupportedLayoutWidth\": \"fixed\",\n        \"framerSupportedLayoutHeight\": \"fixed\",\n        \"framerIntrinsicHeight\": \"315\",\n        \"framerIntrinsicWidth\": \"560\",\n        \"framerComponentPresetProps\": \"isRed, borderRadius\",\n        \"framerContractVersion\": \"1\"\n      }\n    },\n    \"__FramerMetadata__\": {\n      \"type\": \"variable\"\n    }\n  }\n};\n//# sourceMappingURL=./YouTube.map", "import { jsx as e, jsxs as t } from \"react/jsx-runtime\";\nimport { addPropertyControls as a, ComponentPresetsConsumer as n, ControlType as o, Link as r } from \"framer\";\nimport { motion as i } from \"framer-motion\";\nimport * as s from \"react\";\nimport { Youtube as l } from \"https://framerusercontent.com/modules/NEd4VmDdsxM3StIUbddO/bZxrMUxBPAhoXlARkK9C/YouTube.js\";\nlet d = \"HniB5fC9B\",\n  c = \"XkCcM7aOP\",\n  h = \"dBUcpIEMi\",\n  p = \"I3R5hayo5\",\n  m = \"Hu1XAwXqB\",\n  u = \"WYdAOQuTx\",\n  g = \"DD_ma57A4\",\n  y = \"zrE8juYeI\",\n  f = \"gDLLsb3R6\",\n  w = \"aueIJ4tGY\",\n  b = (e, t) => {\n    if (e && \"object\" == typeof e) return {\n      ...e,\n      alt: t\n    };\n  },\n  v = [{\n    id: \"TKixmQEI0\",\n    [d]: \"Noyo Showcases its Complete Enrollment Technology Solution at InsurTech Connect in Vegas\",\n    [c]: \"noyo-showcases-its-complete-enrollment-technology-solution-at-itc-vegas\",\n    [h]: \"2023-10-30T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/UZROLRdbL84BIjmh9tIwM5e82Do.webp\",\n      srcSet: \"https://framerusercontent.com/images/UZROLRdbL84BIjmh9tIwM5e82Do.webp?scale-down-to=512 512w, https://framerusercontent.com/images/UZROLRdbL84BIjmh9tIwM5e82Do.webp?scale-down-to=1024 1024w, https://framerusercontent.com/images/UZROLRdbL84BIjmh9tIwM5e82Do.webp?scale-down-to=2048 2048w, https://framerusercontent.com/images/UZROLRdbL84BIjmh9tIwM5e82Do.webp 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"\",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"LAS VEGAS, Oct. 30, 2023\\xa0\"\n        }), \"\u2014 Noyo, the leader in benefits data management, will showcase its complete enrollment solution at InsurTech Connect (ITC) held this week, Oct. 31 - Nov. 2, here in Las Vegas. At \u201Cthe world\u2019s largest gathering of insurance innovation,\u201D Noyo will feature its powerful technology suite and advanced capabilities that enable the employee benefits industry to move away from EDI files, portals, paper, and manual data entry toward seamless automation and near real-time visibility.\\xa0\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"\u201CNoyo\u2019s complete enrollment solution is an easy-to-deploy, giant leap forward for the HR and ben-admin software companies that are focused on delivering modern benefits experiences to their users,\u201D said Shannon Goggin, CEO and co-founder of\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"\\xa0Noyo\"\n          })\n        }), \". \u201CConsumers expect the same level of ease and simplicity from their benefits as they expect from other software-driven experiences like shopping online or connecting a bank account to an app. To keep up, the group benefits industry needs better, faster ways to manage data behind the scenes. Noyo is enabling a crucial technology shift by simplifying the enrollment process end-to-end and automating away manual work for all involved: insurance carriers, brokers, ben-admins, HR teams, and members.\u201D\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The magic of Noyo is how the company's technology suite works together, prioritizing data quality and transparency at every step of policy administration. At its\\xa0ITC booth (#2217),\\xa0Noyo is highlighting the core features and functionality of its complete enrollment solution that make it easy for ben-admins to enroll members with virtually any carrier faster and more reliably.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Noyo\u2019s complete enrollment solution includes:\\xa0\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/inside-noyos-new-integration-experience-for-ben-admins\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Fast, easy integration\"\n          })\n        }), \"\\xa0\u2014 Exchanging enrollment and eligibility data with insurance carriers requires ben-admins to invest a lot of resources in managing EDI files, complex direct integrations, and custom, manual processes with each carrier. With Noyo, ben-admins simply build once to the Noyo API and connect to any carrier in the ever-expanding Noyo Carrier Network. Family and coverage information is exchanged using a simple, standard data format that\u2019s the same for every carrier. With a unified experience across every carrier, ben-admins can scale carrier connectivity faster, automate manual work, and power a more seamless experience for customers.\\xa0\\xa0\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/enrollment/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Advanced Enrollment Engine\"\n          })\n        }), \"\\xa0\u2014 Today\u2019s enrollment solutions are slow, manual, and have a high rate of errors. For example, it takes 6-8 weeks to implement an EDI file for a newly sold group, and most ben-admins must rely on carrier error reports (if provided at all) to catch issues that could impact billing or access-to-care. Noyo\u2019s proprietary technology works behind the scenes to continuously clean, audit, and transmit enrollment data to connected insurance carriers, reducing group setup times to mere days. The Enrollment Engine allows Noyo to process member changes in near real-time and use powerful automation to audit the carrier system and prevent coverage issues before they impact members.\\xa0\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/the-noyo-carrier-network-a-universal-api-experience-for-every-carrier\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"The Noyo Carrier Network\"\n          })\n        }), \"\\xa0\u2014 The costs of building direct integrations to every insurance carrier don\u2019t scale. Additionally, most carriers don\u2019t have the API capabilities that ben-admins need to improve the enrollment experience. With Noyo, ben-admins have full access to a broad network of carriers and a unified API experience for every carrier. Noyo has the technology to connect virtually any medical, dental, or vision carrier, enabling a modern API experience on the frontend that eliminates the need for ben-admins to manage each carrier\u2019s files, data schemas, and workflows. Noyo also has proprietary integrations with a wide selection of carriers that enable near real-time capabilities, unmatched in the industry today.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/meet-command-center-the-ui-that-brings-enrollment-data-to-life\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Command Center\"\n          })\n        }), \"\\xa0\u2014 Most carrier systems feel like a black box; it\u2019s easy to submit data but it\u2019s difficult to understand what happened on the other side. Command Center is a first-of-its-kind user interface that gives HR and ben-admin software platforms full visibility and control of all of their enrollment data, all in one easy-to-navigate place. Typically, this data is trapped in siloed EDI files, spreadsheets, email chains, etc. Command Center offers ben-admin operations teams a single source of truth for enrollment in one, central place, making it faster and easier to respond to customer inquiries; proactively identify and resolve data discrepancies; and manage workflows without relying on engineers.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"To learn more about the Noyo data platform and the company\u2019s enrollment technology solution, stop by Booth #2217 at ITC Vegas or\", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/itc-vegas-2023\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"\\xa0reach out here\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"About Noyo\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo is the benefits data platform providing the modern data infrastructure to make frictionless employee benefits possible. Founded by leaders in benefits, insurance, and API technology, Noyo is the first company transforming the underlying infrastructure of the benefits industry through seamless digital connectivity. With Noyo, crucial benefits data is synchronized and made instantly available anywhere it's needed, unlocking new possibilities for how benefits are designed and delivered and enhancing the benefits experience for all. To learn more about how Noyo\u2019s industry-leading technology is powering the next generation of employee benefits, visit\\xa0\", /*#__PURE__*/e(r, {\n          href: \"http://www.noyo.com/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"www.noyo.com\"\n          })\n        }), \".\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"E9kASgfIx\",\n    [d]: \"The Noyo Carrier Network: A universal API experience for every carrier\",\n    [c]: \"the-noyo-carrier-network-a-universal-api-experience-for-every-carrier\",\n    [h]: \"2023-10-30T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/QCmD5W47yxX6h3JKQFdhwiYDPM.webp\",\n      srcSet: \"https://framerusercontent.com/images/QCmD5W47yxX6h3JKQFdhwiYDPM.webp?scale-down-to=512 512w, https://framerusercontent.com/images/QCmD5W47yxX6h3JKQFdhwiYDPM.webp?scale-down-to=1024 1024w, https://framerusercontent.com/images/QCmD5W47yxX6h3JKQFdhwiYDPM.webp?scale-down-to=2048 2048w, https://framerusercontent.com/images/QCmD5W47yxX6h3JKQFdhwiYDPM.webp 2880w\"\n    }, \"\"),\n    [m]: \"Nicole Shelby\",\n    [u]: \"Ben-admins want to offer the right plans, digitize enrollment, and deliver an easier, more automated experience for employers. A single, upfront integration with Noyo lets them do just that! Here's how.\",\n    [g]: \"Product\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Ben-admins want to offer the right plans, digitize enrollment, and deliver an easier, more automated experience for employers. But upgrading the experience with carriers and expanding new connections isn\u2019t easy when there\u2019s so much complexity standing in the way.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Whether dealing with each carrier\u2019s requirements (files, portals, paper) or managing time-consuming, resource-heavy direct integrations, progress is slow.\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Now, there\u2019s a better way! A single, upfront integration with Noyo gives ben-admins full access to our network of carriers and a unified API experience for every carrier.\\xa0\", /*#__PURE__*/e(\"strong\", {\n          children: \"Plus, it's now possible to connect virtually any carrier with Noyo \uD83C\uDF89\"\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The result for ben-admins is they can scale carrier connectivity faster and at a fraction of the cost of building direct integrations. The result for brokers, employers, and other users of ben-admin software is faster, easier, more automated enrollment.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Curious how it works? Read on for all the details.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"One integration, many carriers\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"It\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-to-develop-api-solutions-that-do-more-than-edi/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"takes a lot more than APIs\"\n          })\n        }), \"\\xa0to power a better enrollment experience. Which is why building direct connections to each carrier simply doesn\u2019t scale, especially when carriers have partially built APIs and limited automation.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For ben-admins that have robust EDI operations with carriers, they either have to scale massive operations teams as their book of business grows or push manual work on to customers and third-party vendors. The answer to this dilemma is better standardization and automation across carriers. These are two things that APIs can solve really well, and Noyo has built a universal API experience that can support virtually any carrier.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"We\u2019ve made it easier than ever for ben-admins to\", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/integration-guide\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"\\xa0integrate with Noyo in a short sprint\"\n          })\n        }), \", connect multiple carriers, and streamline enrollment with\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/inside-noyos-new-integration-experience-for-ben-admins/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"a simple, standard data format\"\n          })\n        }), \"\\xa0that supports all use cases. We\u2019ve also built the APIs and tooling to give ben-admin operations teams\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/meet-command-center-the-ui-that-brings-enrollment-data-to-life\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"full visibility and control\"\n          })\n        }), \"\\xa0of their data in one place.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"What sets Noyo apart is that we\u2019ve pioneered measurable standards for the technical and operational requirements of a modern enrollment experience, providing a model for carriers to build to as they improve capabilities over time. We take on all of the work of supporting and improving each carrier connection so our ben-admin partners don\u2019t have to.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Here\u2019s how HR and ben-admin platforms benefit from the Noyo Carrier Network and our enrollment solution as a whole:\\xa0\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-decoration\": \"none\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"One-to-many connectivity.\"\n            }), \"\\xa0Build to Noyo once and unlock full access to a broad network of carriers, reducing the investment to build a comparable carrier network. Ben-admins can use Noyo to connect new carriers in weeks, not 6+ months.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"A unified API experience\"\n            }), \". For every carrier in the Noyo network, get a universal API experience and one, standard data format. This includes unprecedented transparency within the\\xa0\", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/meet-command-center-the-ui-that-brings-enrollment-data-to-life/\",\n              openInNewTab: !1,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"Noyo Command Center\"\n              })\n            }), \"\\xa0and via our GET API endpoints, which can be used to pipe clean, structured data into your own operational tools.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"More accurate, automated connections\"\n            }), \". Noyo\u2019s technology gets members enrolled faster and more accurately, while also equipping ben-admins with the tools to catch and resolve issues before they impact customers.\\xa0\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Proven standards for modern enrollment\"\n            }), \". Noyo has developed a first-of-its-kind framework that sets measurable standards for the modern enrollment experience. In fact, many carriers are using these standards to develop their own APIs!\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Focus resources on higher-impact work.\"\n            }), \"\\xa0For every carrier, Noyo manages all maintenance and upgrades, continually driving innovation at the carrier so your team can focus on other priorities.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Two tiers of connections, same amazing API experience\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"While Noyo leads the market in advanced benefits data technology, most carriers do not have mature APIs available. That's why we've developed a flexible set of options to give you a consistent experience regardless of a carrier's capabilities: Noyo Sync, a premium experience which delivers near real-time automation and transparency; and Noyo Send, which delivers a modern, streamlined experience that integrates seamlessly with a carrier's existing technology.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Noyo Sync connections\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo Sync connections offer\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/the-noyo-sync-standard-what-it-means-to-sync-member-data-and-why-it-matters/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"advanced capabilities\"\n          })\n        }), \"\\xa0unmatched in the market today. Where other solutions function like pipes, merely routing data to the carrier, the magic of a Noyo sync connection is the ability to read data out of the carrier system in near real-time and use that data to automate high-impact workflows like confirming every member change was completed correctly (we call it\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-round-trip-change-confirmation-puts-ben-admins-in-control/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"round-trip confirmation\"\n          })\n        }), \"); tracking detailed enrollment statuses in the Command Center or via API; and routine, automated group data syncs to streamline group setup and renewal. (See a full list in the comparison table below).\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"For every Sync connection, Noyo enforces measurable requirements that ensure a consistent, high-quality experience end-to-end. Here\u2019s how:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-decoration\": \"none\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Comprehensive audit of carrier capabilities.\\xa0\"\n            }), \"Noyo audits each carrier\u2019s capabilities according to 11 use cases and over 60 transaction types.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Gap identification and guided solution support.\"\n            }), \"\\xa0We understand the gaps in each carrier\u2019s solutions design and operational support model, supporting them to automate core enrollment use cases and meet specific SLAs.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Continuous innovation.\"\n            }), \"\\xa0Our proven roadmap helps upgrade carrier systems and improve automation over time. Average automation rates in the industry are often below 80%. Noyo\u2019s top carrier connections are automating over 95% of enrollment transactions end-to-end, while also providing a full suite of tools and support to ben-admin partners.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,N1GJRK58ItIR7HX7ti1kbsPR4k.webp\",\n        \"data-framer-height\": \"460\",\n        \"data-framer-width\": \"1408\",\n        height: \"230\",\n        src: \"https://framerusercontent.com/images/N1GJRK58ItIR7HX7ti1kbsPR4k.webp\",\n        style: {\n          aspectRatio: \"1408 / 460\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Noyo Send connections\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo Send is a flexible solution for connecting any medical, dental, or vision carrier. Noyo is able to quickly plug into the carrier\u2019s existing EDI rails and enable a modern API experience on the front-end that automates the hard work on the backend.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This eliminates the engineering and operations work ben-admins usually take on to configure, test, and maintain files and other manual systems. Additionally, ben-admins don\u2019t need to be fluent in each carrier\u2019s unique data schema and workflows, especially as carriers make changes behind-the-scenes. They can just use our simple Member Snapshot format to manage all enrollment and eligibility change scenarios. Plus, they have access to the Noyo Command Center (and our GET APIs) for monitoring groups, plans, enrollment statuses, change histories, data discrepancies, and more.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Noyo Send connections make it possible for ben-admins to expand carrier connections faster and upgrade the experience. Here\u2019s how:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-decoration\": \"none\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"A modern API experience with virtually any carrier.\\xa0\"\n            }), \"Use Noyo\u2019s API to connect groups, enroll members, and manage changes (submit current and new plan year changes at any time).\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Noyo does the heavy lifting.\\xa0\"\n            }), \"Noyo manages connection setup, maintenance, and upgrades with each carrier.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Better CX, lower OpEx.\"\n            }), \"\\xa0Add new carriers faster and reduce friction for customers with faster, more automated enrollment.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"br\", {\n          className: \"trailing-break\"\n        })\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,lwNxYHKXf31frO3T7M4X8nyEqKk.webp\",\n        \"data-framer-height\": \"803\",\n        \"data-framer-width\": \"1408\",\n        height: \"401\",\n        src: \"https://framerusercontent.com/images/lwNxYHKXf31frO3T7M4X8nyEqKk.webp\",\n        style: {\n          aspectRatio: \"1408 / 803\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Explore the Noyo Carrier Network\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"The Noyo Carrier Network is helping drive new growth for HR and ben-admin software platforms. See who\u2019s in \", /*#__PURE__*/e(r, {\n          href: {\n            webPageId: \"ciaTFeU9P\"\n          },\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"our carrier network here\"\n          })\n        }), \". Have a specific carrier in mind? Or, interested in becoming a Noyo-connected carrier?\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Reach out to our team\"\n          })\n        }), \"!\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"br\", {\n          className: \"trailing-break\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"br\", {\n          className: \"trailing-break\"\n        })\n      })]\n    }),\n    [f]: !0,\n    [w]: !1\n  }, {\n    id: \"PulmvS3G_\",\n    [d]: \"[Webinar replay] Building better benefits technology: A view from the broker\",\n    [c]: \"webinar-replay-building-better-benefits-technology-a-view-from-the-broker\",\n    [h]: \"2023-10-19T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/Xe9Z1mXBhz8PVUQg9MaMgkuj0.png?scale-down-to=4096\",\n      srcSet: \"https://framerusercontent.com/images/Xe9Z1mXBhz8PVUQg9MaMgkuj0.png?scale-down-to=512 512w, https://framerusercontent.com/images/Xe9Z1mXBhz8PVUQg9MaMgkuj0.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/Xe9Z1mXBhz8PVUQg9MaMgkuj0.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/Xe9Z1mXBhz8PVUQg9MaMgkuj0.png?scale-down-to=4096 4096w, https://framerusercontent.com/images/Xe9Z1mXBhz8PVUQg9MaMgkuj0.png 4976w\"\n    }, \"\"),\n    [m]: \"Gary Davis\",\n    [u]: \"Four takeaways from our recent webinar with broker leaders on how ben-admins and carriers on building better benefits technology experiences for their customers.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Whether ben-admin and or carrier, IT or operations, if you\u2019re investing in technology, you need to have the voice of the customer resonating within your organization. Otherwise the solutions you build won\u2019t hit the mark with the brokers, employers, and members using them.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"That\u2019s why it was such a privilege to welcome an expert panel of broker leaders to hear what employers really want from their benefits technology solutions for a recent Noyo webinar, \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/better-benefits-tech-a-view-from-the-broker\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Building better benefits tech: A view from the broker\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Our amazing broker panelists were:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(r, {\n              href: \"https://www.linkedin.com/in/michelle-jukoski-0439914/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: /*#__PURE__*/e(\"strong\", {\n                  children: \"Michelle Jukoski\"\n                })\n              })\n            }), \" - SVP, National Employee Benefit Technology Strategy Leader, Hub International\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(r, {\n              href: \"https://www.linkedin.com/in/john-dammann-b82551215/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: /*#__PURE__*/e(\"strong\", {\n                  children: \"John Dammann\"\n                })\n              })\n            }), \" - Chief Growth Officer, United Producers Group\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(r, {\n              href: \"https://www.linkedin.com/in/scottmneville/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: /*#__PURE__*/e(\"strong\", {\n                  children: \"Scott Neville\"\n                })\n              })\n            }), /*#__PURE__*/e(\"strong\", {\n              children: \" - \"\n            }), \"Director of Technology Applications, United Producers Group\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"From the capabilities and features resonating today to the gaps and opportunities at hand, we covered a lot of ground together. I highly recommend watching the on-demand replay (link at end). But if you\u2019re short on time, here are four of my favorite takeaways from the discussion!\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"1. Convenience is the yardstick\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"While recent years have ushered in a wave of unprecedented benefits technology innovation, there\u2019s still a large gap between the best experiences our industry can offer and the seamless convenience normalized by tech giants such as Amazon, Google, Apple, and more.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CEmployees today have a much higher expectation of what their employer is going to provide them,\u201D said Michelle. \u201CThey really want an experience. So it\u2019s essential that an employer has a very critical, forward-thinking digital strategy in order to help them engage and retain their employees. And help them address things like compliance and reduce risks as well.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\u201CIt\u2019s essential that an employer has a very critical, forward-thinking digital strategy in order to help them engage and retain their employees.\"- Michelle Jukoski, SVP, National Employee Benefit Technology Strategy Leader, Hub International'\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"John agreed, saying that United Producers Group is seeing a huge demand for speed and accuracy. \u201CWe're not really getting compared to other solutions, we're getting compared to Amazon and we're getting compared to industries that are using technology in a way that changes daily life. So these brokers are looking to us going, what can you do to help us?\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CThese expectations aren\u2019t just across industries,\u201D added Scott, \u201Cbut also across group sizes as well. Employers are looking to have their payroll talk to their ben-admin system, their COBRA to talk to their payroll and their cafeteria systems, all the way down to 10 or 15 people in a company. So the expectations have definitely gotten very digital all the way across the board.\u201D\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: /*#__PURE__*/e(\"strong\", {\n            children: \"Related read: \"\n          })\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/9-new-consumer-solutions-getting-modern-insurance-right/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: /*#__PURE__*/e(\"strong\", {\n                children: \"9 new consumer solutions getting modern insurance right\"\n              })\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"2. A differentiated experience starts with better data\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"A stark difference between the benefits industry and other sectors that have cracked the digital transformation code is their approach to data. To deliver on consumer expectations, information must be freed from technology silos and made easily (but securely) accessible to third parties.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CThe fact is, there\u2019s still an inordinate amount of manual eligibility,\u201D said Michelle. \u201CBeing able to use technology and accelerate API connections to eliminate that is key. Because when we do, and the data is flowing through from point of entry to carriers and back, all the billing on the backend will become a non-issue. And discrepancy reports and things like that will be gone.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In addition to mitigating risk and reducing operational inefficiencies, Scott highlighted that better quality data also strengthens the relationships that power the benefits industry. \u201CGetting the data correct upfront, whether from payroll or carrier or both, and combining, auditing, and cleansing it before it goes into a ben-admin system saves everybody. It saves the relationship from the broker to the group to the HR admin who stood up for the ben-admin system, got it into place, and we're supporting them. If the data blows up in everybody's face, it puts a lot of tension on that relationship between the sales team, the brokers, the groups, and down to the employees.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\u201CGetting the data correct upfront, whether from payroll or carrier or both, and combining, auditing, and cleansing it before it goes into a ben-admin system saves everybody.\"- Scott Neville, Director of Technology Applications, United Producers Group'\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: /*#__PURE__*/e(\"strong\", {\n            children: \"Related read: \"\n          })\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/5-ways-cleaner-accessible-data-is-putting-ben-admins-in-control\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: /*#__PURE__*/e(\"strong\", {\n                children: \"5 ways cleaner, accessible data is putting ben-admins in control\"\n              })\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"3. Digitization and integrations are becoming essential\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"When it comes to technology objectives, increased digitization and systems integrations are strategically important to \", /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/reports/quantum-leap\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"68% of employers\"\n          })\n        }), \" \u2014 yet only 19% have seen success to date. That\u2019s a massive gap for ambitious ben-tech solutions to fill and deliver a differentiated experience.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CIntegrations are becoming such a big part of the play,\u201D said Scott. \u201CEverybody expects everything to connect. So the next thing is making that connection easier and faster and making discrepancies easier to see. Much of that is being able to show a very complex thing in a very simple way to the employees and employers and brokers, so that they understand in some capacity what is going on and can be confident that everything's working appropriately.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"What needs to change, reiterated Michelle, is the infrastructure itself. \u201CCarriers really need to continue to invest in API maturity. Today, we're looking at less than 15% of carriers that can even say they're close, so we've got a long way to go and it\u2019s going to happen over time. Ben-admins need to invest in making their systems flexible enough to be able to take in data from multiple sources and merge it together so that if a client has a complex benefit or class or contribution structure, there's a very easy way to funnel.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CWe're not really getting compared to other solutions, we're getting compared to Amazon and we're getting compared to industries that are using technology in a way that changes daily life.\\\"- John Dammann, Chief Growth Officer, United Producers Group\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As Michelle cautioned, though, it\u2019s not just about solving old problems. \u201CTo be able to really have a system that's flexible enough to accommodate a wide variety of different types of benefits, we really have to be thinking about what the shift may be again, such as direct to consumer and voluntary benefits, as we try to move benefits more towards that Amazon shop experience.\u201D\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: /*#__PURE__*/e(\"strong\", {\n            children: \"Related read: \"\n          })\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/build-vs-buy-making-the-shift-to-api-technology-for-benefits-enrollment\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: /*#__PURE__*/e(\"strong\", {\n                children: \"Build vs Buy: Making the shift to API technology for benefits enrollment\"\n              })\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"4. The future lies in easy, accurate, real-time communication\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"If there was one takeaway surfaced by every panelist, it was communication. APIs, integrations, technology investments, consumer expectations\u2026 These things are really about how we, as an industry, can make it easier for historically disconnected parties to converse with each other.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CEvery group expects everything to be integrated. It's the way that our world works. The systems we advise to folks are the ones that talk and partner. They partner together.\u201D- Scott Neville, Director of Technology Applications, United Producers Group\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CWhether it's a ben-admin system's leadership team or it's the carrier's leadership team, it's communication on all sides,\u201D concluded Scott. \u201CYou can have the best ben-admin system in the world, but if it can't talk to the carrier, then it's really of no use anymore. Every group expects everything to be integrated. It's the way that our world works. If carriers think that their portal, that\u2019s a manual place to make adds, terms, and changes, etc. is the best thing in the world, but if it's still manual and the group hears about that, they literally wrinkle their nose. The systems we advise to folks are the ones that talk and partner. They partner together.\u201D\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: /*#__PURE__*/e(\"strong\", {\n            children: \"Related read: \"\n          })\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/getting-to-noyo-ep-2-why-read-capabilities-are-important-in-the-use-of-apis\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: /*#__PURE__*/e(\"strong\", {\n                children: \"Why read capabilities are so important in the use of APIs in benefits\"\n              })\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Give your team the voice of the customer on-demand\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"To use technology better for the benefit of our industry, it\u2019s essential that customers\u2019 needs are front and center as solutions are developed and deployed. We hope this \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/better-benefits-tech-a-view-from-the-broker\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"on-demand replay\"\n          })\n        }), \" makes it a little bit easier to hear the employer and broker voice for ben-admins and carriers!\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !0\n  }, {\n    id: \"I54CKA5uM\",\n    [d]: \"Getting to Noyo Ep. 2: Why read capabilities are important in the use of APIs w/ Daryl Hemeon and Eddie Choi\",\n    [c]: \"getting-to-noyo-ep-2-why-read-capabilities-are-important-in-the-use-of-apis\",\n    [h]: \"2023-10-12T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/wII9Vcl4OvdNXSvB6h3xhNJ0v4.png\",\n      srcSet: \"https://framerusercontent.com/images/wII9Vcl4OvdNXSvB6h3xhNJ0v4.png?scale-down-to=512 512w, https://framerusercontent.com/images/wII9Vcl4OvdNXSvB6h3xhNJ0v4.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/wII9Vcl4OvdNXSvB6h3xhNJ0v4.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/wII9Vcl4OvdNXSvB6h3xhNJ0v4.png 2488w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Why are read capabilities so important in the use of APIs? Find out from Noyo's Directors of Customer Solutions in this episode of Getting to Noyo.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"In today\u2019s modern world, tech can happen anywhere. That's why \u201CGetting to Noyo\u201D is so important as we reach out to learn more about the innovators and entrepreneurs in the benefits industry! Hosted by Gary Davis, National Practice Leader at Noyo, \", /*#__PURE__*/e(r, {\n          href: \"https://youtu.be/9I6Sp19SiVk\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"this YouTube series\"\n          })\n        }), \" explores the leaders and visionaries helping usher in a new era of modern benefits.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"For episode two, Gary welcomed Daryl Hemeon and Eddie Choi, Directors of Customer Solutions at Noyo, for a chat on one of the key capabilities of API technology: reading and writing. From the impact of EDI on brokers and employers, to the opportunities of better automation, this episode explored why real-time communication \", /*#__PURE__*/e(\"em\", {\n          children: \"is\"\n        }), \" benefits innovation.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here\u2019s a recap of their conversation, with the full-length video below:\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"How is the industry navigating the shift to API solutions?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Eddie: \"\n        }), \"\u201CWell, if I could zoom out a little bit and talk a little bit about the industry. I think there's definitely this inertia that is resistant to change. And I would say technology hasn't always been the most important thing when it comes to insurance and benefits administration, right? And so when you think about EDI, you know actually, a number of years ago, I remember I was working for a ben-admin, and my CEO said something like, EDI doesn't sell. It's not glamorous. It's kind of a loaded statement. But one thing I've learned to agree with is connectivity is an expectation. It's table stakes. And so... is EDI bad? No, it accomplishes what it's trying to do. But the problem is that's 30-year-old technology, there's better ways to connect today. And I think that kind of leads my thought into a second place and you know, who has to manage the fallout of EDI? It's brokers, HR administrators. And I think they are the ones that make buying decisions and so, yeah, I just think that times are changing. They are going to want better automation and APIs.\u201D\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"What role is consumer behavior playing in driving change?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Daryl:\"\n        }), \" \u201CWhat I think is changing from the carrier 's perspective is they're really becoming more\\xa0in tune with consumer behavior. Consumer behavior expects a real-time conversation in any transaction, anything that you do. And that's not batching up a file and hoping for the best. That's real-time communication about an action that I take, I expect a response. That comes from e-commerce all the way through everything we interact with today is or could be in near real-time. And I think that's a big shift for me. That idea is trickling now into insurance and really is the reason why people talk about insurtech. Why is there insurtech? It's because they are trying to upend how things have been traditionally done.\u201D\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/t(\"em\", {\n          children: [/*#__PURE__*/e(\"strong\", {\n            children: \"Related article:\"\n          }), \" \"]\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/30-key-stats-on-the-state-of-modern-employee-benefits/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"30 key stats on the state of modern employee benefits\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Why is reading so important in the use of APIs?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Eddie: \"\n        }), \"\u201CI think Daryl and I would agree, fundamentally in a REST API, you should be able to write to it, POST, and then GET, so you can query an endpoint. And that's really important for APIs. So delivering the mail once a week, which is what EDI does, I mean, it has its limitations. It's kind of like you deliver it and you expect it to get there. Will it get there? Who knows. With APIs you can actually track things. So for Noyo, what we use it for, is if we get a member request like a new hire, we can track not only that it was sent, but that it was delivered, it's processing, and then ultimately verify that it got there and it was processed correctly.\u201D\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Daryl:\"\n        }), \" \u201CYeah, I think even from a talk about a why read, to piggyback on that, why reading is important. A fundamental software design and construction of a platform I would say necessitates the ability to send in data and get data back. When you're constructing a platform that's API-first, you don't see a platform in any industry that is one way. You need to be able\\xa0to query that source for data. And for us, why that is so important is that Noyo can become that central place where our customers could query our platform for an aggregated source of data. And that is due to us being able to and our customers being able to read from us.\u201D\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/t(\"em\", {\n          children: [/*#__PURE__*/e(\"strong\", {\n            children: \"Related article:\"\n          }), \" \"]\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/auditing-and-cleaning-enrollment-data-noyo-vs-other-solutions/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Proactively detecting enrollment issues: Noyo vs Other Solutions\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"How does Noyo prevent coverage issues from happening?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Daryl:\"\n        }), \" \u201CActually I would say it's not that complicated. But what we do, right, is when we intake data about a person and say there's some type of change to their profile, we validate that. We basically run code against that data to make sure that it's sound and makes sense. A lot of that is very like... You know, you think about it like when you're filling out a form for anything online and you enter an invalid email address, you get a message back that says \u2018hey, this is wrong, it's not a right email address.\u2019 We do that behind-the-scenes in code. And then that's one layer, the second layer is that we do some more sophisticated validation around business rules to make sure that that data doesn't get to a carrier and creates havoc and all sorts of errors in process. So we run code that stops bad data from coming in.\u201D\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Watch the full conversation\"\n      }), /*#__PURE__*/e(i.div, {\n        className: \"framer-text-module\",\n        style: {\n          \"--aspect-ratio\": \"560 / 315\",\n          aspectRatio: \"var(--aspect-ratio)\",\n          height: \"auto\",\n          width: \"100%\"\n        },\n        children: /*#__PURE__*/e(n, {\n          componentIdentifier: \"module:NEd4VmDdsxM3StIUbddO/bZxrMUxBPAhoXlARkK9C/YouTube.js:Youtube\",\n          children: t => /*#__PURE__*/e(l, {\n            ...t,\n            play: \"Off\",\n            shouldMute: !0,\n            thumbnail: \"Medium Quality\",\n            url: \"https://www.youtube.com/watch?v=ELTc3yptFCU\"\n          })\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Curious to learn more about the benefits data platform powering modern benefits? Check out our solutions for \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/insurance-carriers/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"carriers\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \" and \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/benefits-software-platforms/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"benefits software platforms\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \", or reach out to our team for a \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"demo\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \"!\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"Hjr9YgMBX\",\n    [d]: \"Build vs. Buy: Making the shift to API technology for benefits enrollment\",\n    [c]: \"build-vs-buy-making-the-shift-to-api-technology-for-benefits-enrollment\",\n    [h]: \"2023-10-04T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/Nd8GnXgYPTHvVXn178y5XasJfE.png\",\n      srcSet: \"https://framerusercontent.com/images/Nd8GnXgYPTHvVXn178y5XasJfE.png?scale-down-to=512 512w, https://framerusercontent.com/images/Nd8GnXgYPTHvVXn178y5XasJfE.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/Nd8GnXgYPTHvVXn178y5XasJfE.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/Nd8GnXgYPTHvVXn178y5XasJfE.png 2489w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"This in-depth guide looks at the build versus buy decision from multiple angles to help you navigate the path to API-powered enrollment.\",\n    [g]: \"Guides\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"In a world where consumers see convenience and immediacy as the norm, even the best benefits experiences can feel slow and complex in comparison. This gap between expectations and reality has employers increasing their use of, and investment in, benefits technology:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(r, {\n              href: \"https://www.guardianlife.com/reports/quantum-leap\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"90%\"\n              })\n            }), \" have digitized at least some parts of their benefits enrollment process.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(r, {\n              href: \"https://www.guardianlife.com/reports/quantum-leap\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"80%\"\n              })\n            }), \" expect to increase spend on benefits tech to address their top benefits challenges.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(r, {\n              href: \"https://www.limra.com/siteassets/research/research-abstracts-shared/2021/harnessing-growth-and-seizing-opportunity-the-future-of-workforce-benefits/2021_limra-ey_workforcebenefitsstudy.pdf\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"79%\"\n              })\n            }), \" say a carrier\u2019s digital capabilities play a bigger role in carrier selection.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(r, {\n              href: \"https://hr.ease.com/rs/627-PLV-209/images/2022_OE_ReadinessReport_Generic.pdf\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"75%\"\n              })\n            }), \" of broker agencies pitch benefits technology when going after new business.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As the market consolidates around software that\u2019s easier and faster to use, the method you utilize to clean, structure, and share enrollment data across connected systems becomes even more of a competitive advantage \u2014 and soon, a requirement for every player in the space.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The shift to API-powered data exchange\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"While file-based protocols like EDI still work well to standardize business processes, they can only facilitate one-way communication and are expensive to scale in today\u2019s real-time world. In contrast, APIs offer a standardized way for many different applications to exchange data and when done right, allow data to be used and understood in real-time.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"With APIs, your business can:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Quickly integrate with new partners. \"\n            }), \"Enable plug-and-play infrastructure so that any partner can exchange data in a standardized way.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Power a faster, more automated experience\"\n            }), \". APIs reduce the time it takes to get groups set up and enrolled to days, instead of weeks. They eliminate the need to configure files, key data into portals, and send PDFs or paper.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Enable new levels of transparency\"\n            }), \". APIs send data to the carrier \", /*#__PURE__*/e(\"em\", {\n              children: \"and\"\n            }), \" read data out so you can monitor the status of member changes, confirm they\u2019re completed correctly, and use fresh carrier data to improve other workflows.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Improve data accuracy\"\n            }), \". APIs can enforce granular data validations and business logic, as well as continually audit data, surfacing issues before they impact members.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CEmployers didn't use to care about carrier APIs, but we're starting to see them pay more attention now. They've been able to see those transactional benefits through accurate billing, fewer headaches, and most importantly, covered and protected employees.\\\"- Greg Autuori, Senior Vice President of Operations, Bennie\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Understanding the build vs. buy dilemma\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Adopting modern API solutions and scaling connectivity across a broad network of partners drives growth, but at what cost?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As carriers slowly upgrade systems behind the scenes, benefits software platforms are faced with building complex integrations with each carrier that will need to be managed and upgraded over time. On the other hand, third-party technology partners can offer an established network of connected carriers that gets you to market faster with an improved enrollment experience.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As you might expect, there are many tradeoffs, and there\u2019s no perfect solution. Most players in the market today are experimenting with both build and buy strategies, applying them when they make the most sense.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"This guide looks at the build versus buy decision from multiple angles, including commentary from Greg Autuori, Senior Vice President of Operations at Bennie, and Jake Bendler, Division Vice President - National Accounts and National Partners at Ameritas, from our recent webinar \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/build-buy-api\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Build, Buy, APIs: Powering real-time experiences for benefits administration\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Here\u2019s what we\u2019ll explore:\"\n        })\n      }), /*#__PURE__*/t(\"ol\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Technical and operational considerations (ensuring what you build or buy is better than the status quo)\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Network strategy and time-to-market (how to think about scaling a carrier network and the different approaches in the market)\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Cost considerations (a basic framework for understanding the total cost of ownership at scale [CapEx + OpEx])\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Long-term strategy (understanding how technology should support the business in the long-term)\"\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Ready to read the full guide? \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/build-vs-buy-guide\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Access it here\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \".\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"gKWhBLxDs\",\n    [d]: \"The ShiftShapers Podcast: Enhancing Benefits Experiences with Better Data - w/ Shannon Goggin\",\n    [c]: \"the-shiftshapers-podcast-enhancing-benefits-experience-with-better-data\",\n    [h]: \"2023-10-02T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png\",\n      srcSet: \"https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=512 512w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"In this episode of ShiftShapers Podcast, Noyo CEO Shannon Goggin joins host David Saltzman for a conversation on building better benefits experiences through better data.\",\n    [g]: \"Podcasts\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Do you often find yourself wrestling with the myriad of challenges in benefits administration? Tune into our fascinating conversation with Shannon Goggin, co-founder and CEO of Noyo, as we traverse the landscape of benefits experience enhancement for customers. Shannon shares the inception story of Noyo, a visionary company that simplifies data exchange across divergent systems and how their mission is to enable secure data sharing with the goal of delivering the right information to the right people, at the opportune time.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(r, {\n          href: \"https://www.shiftshapersonline.com/2045524\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Listen to the episode >\"\n          })\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"About ShiftShapers Podcast\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Change either paralyzes or energizes - the choice is yours. ShiftShapers brings you conversations with businesses and entrepreneurs who have become energized and who have profited by shaping the shifts in their markets and practices.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"G8zRDjPYH\",\n    [d]: \"Getting to Noyo Ep. 3: How tech is changing the brokerage industry with John Wiesler, BenefitMall\",\n    [c]: \"getting-to-noyo-ep-3-how-tech-is-changing-the-brokerage-industry-with-john\",\n    [h]: \"2023-09-26T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/CftaionG61NgGmImcn8jmX0Wuj0.png\",\n      srcSet: \"https://framerusercontent.com/images/CftaionG61NgGmImcn8jmX0Wuj0.png?scale-down-to=512 512w, https://framerusercontent.com/images/CftaionG61NgGmImcn8jmX0Wuj0.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/CftaionG61NgGmImcn8jmX0Wuj0.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/CftaionG61NgGmImcn8jmX0Wuj0.png 2488w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"How is the mixing of technology and insurance distribution changing the brokerage industry? Find out from John Wiesler, Vice President, General Agency Sales at BenefitMall, in this episode!\",\n    [g]: \"Industry\",\n    [y]: null,\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"KRKGkAiaw\",\n    [d]: \"Meet Command Center, the UI that brings enrollment data to life\",\n    [c]: \"meet-command-center-the-ui-that-brings-enrollment-data-to-life\",\n    [h]: \"2023-09-20T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/cG6OXUDF5j1bed0ek4NUsxXsKV0.png?scale-down-to=4096\",\n      srcSet: \"https://framerusercontent.com/images/cG6OXUDF5j1bed0ek4NUsxXsKV0.png?scale-down-to=512 512w, https://framerusercontent.com/images/cG6OXUDF5j1bed0ek4NUsxXsKV0.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/cG6OXUDF5j1bed0ek4NUsxXsKV0.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/cG6OXUDF5j1bed0ek4NUsxXsKV0.png?scale-down-to=4096 4096w, https://framerusercontent.com/images/cG6OXUDF5j1bed0ek4NUsxXsKV0.png 4976w\"\n    }, \"\"),\n    [m]: \"Nicole Shelby\",\n    [u]: \"With the Command Center, Noyo is raising the bar for what\u2019s possible with enrollment and eligibility data, empowering ben-admins with the tools they need to streamline daily operations and save their teams hours of work.\",\n    [g]: \"Product\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Every insurance carrier handles member enrollment data in different ways, and the black box nature of their systems means that for those on the outside, getting fast answers to simple questions is much more challenging than it should be. It can take a whole array of processes, EDI files, online portals, error reports, spreadsheets, and email chains just to keep track of enrollments and coverage changes.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The result? HR admins and brokers get frustrated by how long it takes to get information and resolve issues, and enrollment troubleshooting becomes complex and expensive for the ben-admin platforms they rely on. Ben-admins either build complex integrations and tooling with each carrier or rely on decades-old technology. Either way, the costs don\u2019t scale.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Enter Noyo\u2019s complete enrollment solution, a powerful technology suite that\u2019s changing everything about enrollment management. Noyo enables ben-admins to offer a seamless, API-driven enrollment experience with transparency at its core. Ben-admins connect to a wide network of insurance carriers through the Noyo platform, eliminating EDI files and carrier portals from the equation and opening the door to a whole new way of managing groups and members.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,BHFPQkZvWIqi5S7KztVM6yiS9k.png\",\n        \"data-framer-height\": \"612\",\n        \"data-framer-width\": \"1408\",\n        height: \"306\",\n        src: \"https://framerusercontent.com/images/BHFPQkZvWIqi5S7KztVM6yiS9k.png\",\n        style: {\n          aspectRatio: \"1408 / 612\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"One thing that sets Noyo\u2019s enrollment solution apart\u2013and that we\u2019re very excited to unveil today\u2013is our new Command Center, a first-of-its-kind interface designed to make enrollment data easy to find and instantly understand. Never before has it been so easy to look up a member or group, check on an enrollment\u2019s status, or resolve a data discrepancy, all in one thoughtfully designed place.\\xa0\"\n      }), /*#__PURE__*/e(\"h6\", {\n        children: '\u201CSince integrating with Noyo, we have been regularly using the Command Center to check the enrollment status of employees and to request their history. Additionally, I use it to review group configurations and plan information.\"- Senior Software Engineer, Ben-Admin'\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Raising the bar for what\u2019s possible\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Command Center is built on top of the Noyo Enrollment Engine\u2122, our \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/the-noyo-sync-standard-what-it-means-to-sync-member-data-and-why-it-matters/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"proprietary API technology\"\n          })\n        }), \" that works behind the scenes to continuously clean, audit, and transmit enrollment data to carriers. The Enrollment Engine allows Noyo to process member changes in near real-time and prevent coverage issues before they impact members. Our partners can leverage Noyo\u2019s comprehensive API to access structured data and add new capabilities to their existing operations tools, or they can start using Command Center right out of the box.\"]\n      }), /*#__PURE__*/e(i.div, {\n        className: \"framer-text-module\",\n        style: {\n          \"--aspect-ratio\": \"560 / 315\",\n          aspectRatio: \"var(--aspect-ratio)\",\n          height: \"auto\",\n          width: \"100%\"\n        },\n        children: /*#__PURE__*/e(n, {\n          componentIdentifier: \"module:NEd4VmDdsxM3StIUbddO/bZxrMUxBPAhoXlARkK9C/YouTube.js:Youtube\",\n          children: t => /*#__PURE__*/e(l, {\n            ...t,\n            play: \"Off\",\n            shouldMute: !0,\n            thumbnail: \"Medium Quality\",\n            url: \"https://www.youtube.com/watch?v=VbEfIYyMseI\"\n          })\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Unlike other solutions that provide a limited view of enrollment data (due to a dependence on EDI file prep and management), Command Center offers ben-admins a complete picture of each member down to the \", /*#__PURE__*/e(r, {\n          href: \"https://new.noyo.com/announcements/the-new-command-center-is-here\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"granular change level\"\n          })\n        }), \". This is enhanced with rich features that anyone can use, regardless of technical knowledge: discrepancy management, assistance with ticket triage, group connection management, and more. Command Center saves benefits operations teams hours of work and requires no engineering resources to access.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"How ben-admins are using Command Center to save hours of work\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here are six examples of how clean, trusted data through Noyo and full visibility and control within Command Center are streamlining high-impact benefits workflows.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"1. Get a bird\u2019s eye view of enrollment and eligibility\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Get on-demand access to structured, normalized, and organized data for every group and employee across all Noyo-connected carriers.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,ZaudY63PT5KxpHLoBlZlljLsHw.png\",\n        \"data-framer-height\": \"563\",\n        \"data-framer-width\": \"1408\",\n        height: \"281\",\n        src: \"https://framerusercontent.com/images/ZaudY63PT5KxpHLoBlZlljLsHw.png\",\n        style: {\n          aspectRatio: \"1408 / 563\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/t(\"em\", {\n          children: [/*#__PURE__*/e(\"strong\", {\n            children: \"Related read:\"\n          }), \" \"]\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/inside-noyos-new-integration-experience-for-ben-admins\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Inside Noyo\u2019s new integration experience for ben-admins\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"2. Manage discrepancies and prevent coverage issues\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo automatically surfaces mismatches between ben-admin and carrier data that could impact coverage. In the Command Center, you have a view of each discrepancy and all of the information needed to quickly resolve issues. Easily compare the carrier version of data to the record in Noyo\u2019s system side-by-side.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,DoNhMML6BAzSehYL8eOs9n3CDF0.png\",\n        \"data-framer-height\": \"563\",\n        \"data-framer-width\": \"1408\",\n        height: \"281\",\n        src: \"https://framerusercontent.com/images/DoNhMML6BAzSehYL8eOs9n3CDF0.png\",\n        style: {\n          aspectRatio: \"1408 / 563\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/t(\"em\", {\n          children: [/*#__PURE__*/e(\"strong\", {\n            children: \"Related read:\"\n          }), \" \"]\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/auditing-and-cleaning-enrollment-data-noyo-vs-other-solutions/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"How Noyo\u2019s enrollment engine proactively detects enrollment issues\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"3. Respond to issues and inquiries faster\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Have a customer or broker partner on the phone? Find any group or member with a simple search. See a near real-time status for each change that\u2019s being processed through Noyo, plus a detailed history of each change for your own reporting.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,DEtyIM8RkpyLLD76MNHOpKTvwI.png\",\n        \"data-framer-height\": \"563\",\n        \"data-framer-width\": \"1408\",\n        height: \"281\",\n        src: \"https://framerusercontent.com/images/DEtyIM8RkpyLLD76MNHOpKTvwI.png\",\n        style: {\n          aspectRatio: \"1408 / 563\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h6\", {\n        children: '\u201CUtilizing the Command Center allows me to quickly review the enrollment status, as well as any pending transactions, with ease. This has greatly improved resource and time management for our users.\"- Senior EDI Specialist , Ben-Admin Platform'\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"4. Track high priority groups and members\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Have an important group or member that you want to keep a close eye on? Save items or specially filtered lists to the sidebar to track them easily over time.\\xa0\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,VJvhKNCxqkEwBakSHPH0Ds0HAR8.png\",\n        \"data-framer-height\": \"563\",\n        \"data-framer-width\": \"1408\",\n        height: \"281\",\n        src: \"https://framerusercontent.com/images/VJvhKNCxqkEwBakSHPH0Ds0HAR8.png\",\n        style: {\n          aspectRatio: \"1408 / 563\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"5. Empower ops teams with no-code workflows\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Equip your operations teams to do more without engineering support. Connect new groups to coverage, remove groups you\u2019re no longer managing, dive into member change histories, and troubleshoot issues, all with simple no-code workflows. Plus, we make it easy to hide PII for secure, compliant collaboration across teams.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,UzYrH3wiYCI9OGMFrdDqFKtloRY.png\",\n        \"data-framer-height\": \"668\",\n        \"data-framer-width\": \"1407\",\n        height: \"334\",\n        src: \"https://framerusercontent.com/images/UzYrH3wiYCI9OGMFrdDqFKtloRY.png\",\n        style: {\n          aspectRatio: \"1407 / 668\"\n        },\n        width: \"703\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"6. Streamline development with tools for engineers\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Developers can use the Command Center to generate new API keys for sandbox and production testing, check on test groups during the build process, grab JSON payloads with a single click, get carrier-specific specs, and investigate enrollment issues once live.\\xa0\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,rcI8TauRL4bxe37RttFZq0hdR8.png\",\n        \"data-framer-height\": \"563\",\n        \"data-framer-width\": \"1408\",\n        height: \"281\",\n        src: \"https://framerusercontent.com/images/rcI8TauRL4bxe37RttFZq0hdR8.png\",\n        style: {\n          aspectRatio: \"1408 / 563\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"See Command Center in action\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Get a video tour of the new Command Center, or \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"reach out to us directly\"\n          })\n        }), \" if you want to learn how you can start using it \u2014 and Noyo\u2019s entire enrollment solution \u2014 today!\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"br\", {\n          className: \"trailing-break\"\n        })\n      })]\n    }),\n    [f]: !0,\n    [w]: !1\n  }, {\n    id: \"WFP2Ng1ft\",\n    [d]: \"5 ways cleaner, accessible data is putting ben-admins in control\",\n    [c]: \"5-ways-cleaner-accessible-data-is-putting-ben-admins-in-control\",\n    [h]: \"2023-09-20T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/fHFCAqcBWIqZUeZQcbejjIWkMM.png?scale-down-to=4096\",\n      srcSet: \"https://framerusercontent.com/images/fHFCAqcBWIqZUeZQcbejjIWkMM.png?scale-down-to=512 512w, https://framerusercontent.com/images/fHFCAqcBWIqZUeZQcbejjIWkMM.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/fHFCAqcBWIqZUeZQcbejjIWkMM.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/fHFCAqcBWIqZUeZQcbejjIWkMM.png?scale-down-to=4096 4096w, https://framerusercontent.com/images/fHFCAqcBWIqZUeZQcbejjIWkMM.png 4976w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Carrier systems are like a black box \u2014 information can flow in, but it's difficult to peer inside and understand the state of coverage for a group or member. Here\u2019s how ben-admin teams benefit from moving enrollment management to a unified solution. \",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Carrier systems are like a black box \u2014 information can flow in, but it's difficult to peer inside and understand the state of coverage for a group or member.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Without a single source of truth for enrollment data across carriers and lines of coverage, ben-admin enrollment specialists end up jumping between files, portals, and email chains to manage groups and look for the answers brokers and group admins need. It\u2019s time-consuming, expensive, and most importantly, doesn\u2019t scale.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"A new and more efficient way of working is emerging as enrollment solutions like \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/inside-noyos-new-integration-experience-for-ben-admins/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo\"\n          })\n        }), \" are making it possible for ben-admins to have full visibility and control over their enrollment and eligibility data. The result? A better customer experience and hours of saved work.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here\u2019s how ben-admin teams benefit from moving enrollment management to a unified solution:\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"1. A bird\u2019s eye view of enrollments\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Old way:\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"To find information on a group, individual enrollment, or member change, ben-admins must be fluent in all the custom portals and data formats for every carrier an employee might have coverage with. Since so much necessary data is trapped in siloes, ben-admins either build their own complex integrations and tools to accommodate the nuances of each carrier or they rely on decades-old technology that\u2019s slow, manual, and expensive to manage behind the scenes.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"New way:\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"All carrier connections are managed on a \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/inside-noyos-new-integration-experience-for-ben-admins/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"single platform like Noyo\"\n          })\n        }), \". Ben-admin teams have on-demand access to organized plan, demographic, and change information for every group, employee, and carrier, along with automated systems behind the scenes that keep that data in sync with the carrier system. This data can be plugged into existing operational tools and software, or it\u2019s all available in an easy-to-navigate interface like the Noyo Command Center.\"]\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,ZaudY63PT5KxpHLoBlZlljLsHw.png\",\n        \"data-framer-height\": \"563\",\n        \"data-framer-width\": \"1408\",\n        height: \"281\",\n        src: \"https://framerusercontent.com/images/ZaudY63PT5KxpHLoBlZlljLsHw.png\",\n        style: {\n          aspectRatio: \"1408 / 563\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"2. Automatically catching and resolving discrepancies\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Old way:\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When ben-admins are dependent on carriers to report issues, it\u2019s incredibly hard to catch things that might impact a member\u2019s access to care or lead to a major claims issue in time. That\u2019s because the auditing process is only as reliable as the carrier\u2019s ability to report data out of their system, usually in the form of an error report. These error reports are often unpredictable; they might arrive on a regular schedule, contain all the issues, and come in a human-readable format \u2014 or they might not.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"New way:\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Discrepancies that could impact coverage for a member or family are \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-round-trip-change-confirmation-puts-ben-admins-in-control/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"automatically surfaced \"\n          })\n        }), \"as they happen and displayed for prioritization in an interface like the Command Center. Each discrepancy lists out the mismatches between carrier and ben-admin data, putting both versions side by side for easy troubleshooting.\"]\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,DoNhMML6BAzSehYL8eOs9n3CDF0.png\",\n        \"data-framer-height\": \"563\",\n        \"data-framer-width\": \"1408\",\n        height: \"281\",\n        src: \"https://framerusercontent.com/images/DoNhMML6BAzSehYL8eOs9n3CDF0.png\",\n        style: {\n          aspectRatio: \"1408 / 563\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"3. Supercharged customer support\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Old way:\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Ticket triage is a highly manual process on top of EDI workflows because there\u2019s no way for ben-admins to have visibility into the status of each member change. Support Specialists must reference error reports or log into carrier portals which can take hours, if not days to respond to a single inquiry. Meanwhile, the only way to know if an error has been resolved is to wait for the next EDI file to be received.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"New way:\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"After receiving a support ticket, Support Specialists can simply search for any group or member and pull up a page with all of their details \u2014 including the coverages an employee and any dependents are enrolled in along with the effective dates and near real-time statuses for any pending member changes. A detailed history of each member change is available on-demand, all in an intuitive interface like Command Center.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,DEtyIM8RkpyLLD76MNHOpKTvwI.png\",\n        \"data-framer-height\": \"563\",\n        \"data-framer-width\": \"1408\",\n        height: \"281\",\n        src: \"https://framerusercontent.com/images/DEtyIM8RkpyLLD76MNHOpKTvwI.png\",\n        style: {\n          aspectRatio: \"1408 / 563\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"4. Seamless collaboration across departments\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Old way:\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Tracking important members and groups gets inefficient, fast, when ben-admins must jump between many different internal tools and lengthy email chains to monitor groups and members (all while being sure to stay compliant on PII). Too many silos also complicates collaboration with other departments, such as engineering, since relevant information must be searched for and found anew every time it\u2019s needed, and engineers may not have the full context of a group, member, or carrier.\\xa0\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"New way:\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Support Specialists can easily monitor important groups or members in one place with a tool like Command Center that allows for saved views, toggling of PII, and copy/paste of easily accessible JSON. Plus, a suite of developer tools lets engineers generate API keys for sandbox and production testing, check on test groups during the build process, and investigate enrollment issues. Engineers also have access to the same standardized data as Support Specialists, so they know exactly what to look for or do in the code to fix issues when necessary.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,VJvhKNCxqkEwBakSHPH0Ds0HAR8.png\",\n        \"data-framer-height\": \"563\",\n        \"data-framer-width\": \"1408\",\n        height: \"281\",\n        src: \"https://framerusercontent.com/images/VJvhKNCxqkEwBakSHPH0Ds0HAR8.png\",\n        style: {\n          aspectRatio: \"1408 / 563\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"5. No-code workflows that empower operations teams\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Old way:\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Initiating new carrier connections and adding new groups to coverage are often time-consuming, tedious workflows that consume a lot of engineering and operations resources \u2014 resources that could otherwise be focused on improving the product experience.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"New way:\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When ben-admins have full access to a broad network of carriers, all connected in the same, standardized way, it saves significant engineering and operational resources that would otherwise need to build and maintain each individual carrier integration. Complex, time-consuming workflows such as initiating a new carrier connection, adding or removing groups, and troubleshooting issues can all be easily managed by non-technical teams using no-code workflows in an interface like the Command Center with Noyo.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,UzYrH3wiYCI9OGMFrdDqFKtloRY.png\",\n        \"data-framer-height\": \"668\",\n        \"data-framer-width\": \"1407\",\n        height: \"334\",\n        src: \"https://framerusercontent.com/images/UzYrH3wiYCI9OGMFrdDqFKtloRY.png\",\n        style: {\n          aspectRatio: \"1407 / 668\"\n        },\n        width: \"703\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Curious what else you could do with cleaner, accessible data?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Today\u2019s consumers expect real-time answers and ben-admins should be able to deliver. That\u2019s why we built the Noyo Command Center, a first-of-its-kind interface serving ben-admins with full visibility and control of their enrollment data, all in one easy-to-navigate place. Command Center is powered by the Noyo Enrollment Engine\u2122 and is part of Noyo\u2019s complete enrollment solution.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"To learn how the Command Center can help you streamline daily operations and save your teams hours of work, check out the \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/meet-command-center-the-ui-that-brings-enrollment-data-to-life\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"announcement blog\"\n          })\n        }), \" or watch the \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/command-center-demo-recording\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"video walkthrough\"\n          })\n        }), \".\"]\n      })]\n    }),\n    [f]: !0,\n    [w]: !1\n  }, {\n    id: \"GJw2YEJFP\",\n    [d]: \"Noyo Unveils Command Center for Benefits Software Platforms\",\n    [c]: \"noyo-unveils-command-center-for-benefits-software-platforms\",\n    [h]: \"2023-09-20T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png\",\n      srcSet: \"https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=512 512w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Noyo, the leader in benefits data management, today launched the Command Center, a first-of-its-kind interface that gives HR and ben-admin software platforms full visibility and control of their enrollment data, all in one easy to navigate place.\",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"SAN FRANCISCO,\\xa0Sept. 20, 2023\\xa0/PRNewswire/ -- Noyo, the leader in benefits data management, today launched the Command Center, a first-of-its-kind interface that gives HR and ben-admin software platforms full visibility and control of their enrollment data, all in one easy to navigate place. Typically, this data is trapped in siloed EDI files, spreadsheets, email chains, and black box insurance systems that make it difficult to access key information about an employee or group's insurance coverage.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"With the Command Center, ben-admin operations teams have a single source of truth for enrollment in one, central place, making it faster and easier to respond to customer inquiries; proactively identify and resolve data discrepancies; and manage technical processes without relying on engineers. Unlike other solutions that provide a limited view of enrollment data, the Command Center offers ben-admins a complete picture of every group, employee, and their coverages \u2014 including real-time enrollment statuses and member change histories.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Whether ben-admins are looking to improve existing operations tools or need a solution out-of-the-box, Command Center delivers new capabilities and insights with enrollment data.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The Command Center is powered by the Noyo Enrollment Engine\u2122, which continuously cleans, audits, and transmits member data so it stays up to date between ben-admin and carrier systems. While ben-admin platforms have always been able to access Noyo data to power their own tools and product experiences, with the Command Center they can now get a powerful suite of tools right out of the box \u2014 no code required.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\"With the Command Center, benefits software platforms have everything they need at their fingertips to manage enrollments with full transparency and control,\" said\\xa0Shannon Goggin, CEO and co-founder of Noyo. \"No more wasted time sorting through portals, spreadsheets, and email chains. Just a single source of truth that lets anyone get a detailed, near real-time view of every member enrollment, regardless of their technical skills. It\\'s a fantastic example of how Noyo is using technology \u2014 and great design \u2014 to solve the benefits industry\\'s toughest challenges in an elegant, accessible way.\"'\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The Command Center is part of Noyo's complete enrollment solution, a technology suite that enables ben-admins to offer a seamless enrollment experience, quickly expand their carrier network, and automate manual work.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here's how ben-admins are using the Command Center today:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"A bird's eye view of all enrollment data\"\n            })\n          }), /*#__PURE__*/e(\"p\", {\n            children: \". The Command Center provides on-demand access to normalized plan, demographic, and change information for every group and employee across all connected carriers.\"\n          })]\n        }), /*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"Discrepancy management and issue prevention.\"\n            })\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"\\xa0Noyo automatically surfaces mismatches between ben-admin and carrier data; the Command Center then displays each discrepancy with all the information needed to resolve issues.\"\n          })]\n        }), /*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"Streamlined ticket triage.\"\n            })\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"\\xa0Any group or member can be found through a simple search, as well as near real-time statuses for every change that's being processed through Noyo. Detailed change histories provide further detail on any issues with open tickets.\"\n          })]\n        }), /*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"Track high-priority groups and members.\"\n            })\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"\\xa0Important groups, members, or filtered lists can be saved as items to the sidebar in the Command Center for quick access.\\xa0\"\n          })]\n        }), /*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"No-code workflows.\"\n            })\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"\\xa0\"\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"Operations teams can do more without engineering support, including connecting groups to new coverage, removing groups no longer being managed, and troubleshooting issues, all with simple, no-code workflows.\"\n          })]\n        }), /*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"Developer tools.\\xa0\"\n            })\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"Engineers can use the Command Center to generate new API keys for sandbox and production testing, check on test groups during the build process, and investigate enrollment issues once live.\"\n          })]\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"With the Command Center, Noyo is raising the bar for what's possible with enrollment and eligibility data, empowering ben-admins with the tools they need to streamline daily operations and save their teams hours of work. To learn more, read the\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3973872-1&h=823631911&u=https%3A%2F%2Fwww.noyo.com%2Fblog%2Fmeet-command-center-the-ui-that-brings-enrollment-data-to-life&a=blog+announcement\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"blog announcement\"\n          })\n        }), \"\\xa0or\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3973872-1&h=1866000380&u=https%3A%2F%2Finfo.noyo.com%2Fcommand-center-demo&a=explore+the+demo\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"explore the demo\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"About Noyo \"\n        }), \"Noyo is the benefits data platform providing the modern data infrastructure to make frictionless employee benefits possible. Founded by leaders in benefits, insurance, and API technology, Noyo is the first company transforming the underlying infrastructure of the benefits industry through seamless digital connectivity. With Noyo, crucial benefits data is synchronized and made instantly available anywhere it's needed, unlocking new possibilities for how benefits are designed and delivered and enhancing the benefits experience for all. To learn more about how Noyo's industry-leading technology is powering the next generation of employee benefits, visit\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3973872-1&h=604543491&u=https%3A%2F%2Fwww.noyo.com%2F&a=www.noyo.com\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"www.noyo.com\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Media:\"\n        }), \"\\xa0Mardi Larson, Amendola for Noyo,\\xa0\", /*#__PURE__*/e(r, {\n          href: \"mailto:mlarson@acmarketingpr.com\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"mlarson@acmarketingpr.com\"\n          })\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"VqQ0v9ijt\",\n    [d]: \"Getting to Noyo Ep. 1: What is Noyo? featuring Shannon Goggin\",\n    [c]: \"getting-to-noyo-ep-1-what-is-noyo-with-shannon-goggin\",\n    [h]: \"2023-07-31T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/Ki8sNmEuiFOZJr9lgbsL8WqIyVE.png\",\n      srcSet: \"https://framerusercontent.com/images/Ki8sNmEuiFOZJr9lgbsL8WqIyVE.png?scale-down-to=512 512w, https://framerusercontent.com/images/Ki8sNmEuiFOZJr9lgbsL8WqIyVE.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/Ki8sNmEuiFOZJr9lgbsL8WqIyVE.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/Ki8sNmEuiFOZJr9lgbsL8WqIyVE.png 2488w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Where does the name Noyo come from and what does Noyo do? Find out from our CEO and co-founder in this episode of Getting to Noyo!\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"In today\u2019s modern world, tech can happen anywhere. That's why \u201CGetting to Noyo\u201D is so important as we reach out to learn more about the innovators and entrepreneurs in the benefits industry! Hosted by Gary Davis, National Practice Leader at Noyo, \", /*#__PURE__*/e(r, {\n          href: \"https://youtu.be/9I6Sp19SiVk\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"this YouTube series\"\n          })\n        }), \" explores the leaders and visionaries helping usher in a new era of modern benefits.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For our first episode, Gary welcomed Shannon Goggin, CEO and Co-Founder at Noyo, for a fireside chat on the origin of Noyo and the role we play in the growing benefits technology ecosystem. From serving employees better through technology, to the trends to watch in the coming years, this episode celebrated all things benefits tech.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here\u2019s a recap of their conversation, with the full-length video below:\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Where does the name Noyo come from?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Shannon: \"\n        }), \"\u201CThe irony of using \u2018Getting to Noyo\u2019 as a pun name for this show and another beloved tradition that we have inside our company, is that the name started as a pun. Which was, know your technology, know your benefits, and we used it originally as a placeholder when we were getting the company started and just brainstorming, what are we trying to do. And I personally was getting stuck on calling it Newco or TBD and I just needed something. So we used Noyo as our joke shorthand and we grew to love it and it stuck.\u201D\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"What really good idea was Noyo founded on?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Shannon:\"\n        }), \" \u201CIt\u2019s pretty simple. Benefits are really important, they\u2019re extremely complicated, they\u2019re very expensive, and technology can solve a lot of those problems. And what we try to do at Noyo is focus on making it possible to give much much better consumer experiences around benefits. So people who get their insurance through their jobs can go to the doctor and get coverage and not have to worry about a big scary bill or seeing the wrong person and it\u2019s just so difficult today. So what Noyo does is, we build all the plumbing under the hood to make the right information available at the right time at the right place. Ultimately, we do it for the consumer experience.\u201D\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"What technology trends will serve benefits customers better in the coming years?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Shannon:\"\n        }), \" \u201CA big piece of it is helping people know what the right thing is for them at the right time. Everyone\u2019s family is different, everyone\u2019s health needs are different, everyone\u2019s risk aversion is different. It\u2019s pretty challenging when you take a new job to look at your options and figure out which thing is right for you and how much coverage you need. Not just from the things in your job, but what do you put in your 401(k) versus in your health savings account versus your cash savings. These are the decisions families talk about every day and they\u2019re really complicated. I think that\u2019s a big place where technology can help people understand what is your coverage, what are your options here, and map that against what you need.\u201D\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Related read: \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/four-key-benefits-trends-to-watch-in-2023\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Four key benefits trends to watch in 2023\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"What\u2019s next for Noyo?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Shannon: \"\n        }), \"\u201COne thing I\u2019m really excited about is we work on a very complicated part of the business. We work as close to the metal as possible, as they say, which is we\u2019re building the infrastructure underneath a whole bunch of other applications. And what that means for Noyo is we have spent years building really complicated software, really complicated systems, and it\u2019s like building the engine to an extremely powerful car. And that is incredibly difficult, it takes a lot of R&D, it takes a lot of collaboration. We have a really talented product and engineering team who are here, who have been creating this really powerful engine. What we\u2019re going to do this year is start building at a really rapid clip a bunch of the features and the tools on top of that engine that people can start to use. So what are our customers can expect from us and what I\u2019m excited about is we\u2019re going to start churning out really quickly a bunch of magic features that people who have been excited for from Noyo \u2014 you know, where\u2019s my coverage, what\u2019s included, notice things that are wrong before they become problems, we\u2019ve got a whole bunch of things in the queue that are going to start popping out quickly and I\u2019m really excited about that.\u201D\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/t(\"em\", {\n          children: [/*#__PURE__*/e(\"strong\", {\n            children: \"Related read:\"\n          }), \" \"]\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/inside-noyos-new-integration-experience-for-ben-admins\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"It\u2019s now easier than ever for ben-admins to offer a seamless enrollment experience\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Watch the full conversation\"\n      }), /*#__PURE__*/e(i.div, {\n        className: \"framer-text-module\",\n        style: {\n          \"--aspect-ratio\": \"560 / 315\",\n          aspectRatio: \"var(--aspect-ratio)\",\n          height: \"auto\",\n          width: \"100%\"\n        },\n        children: /*#__PURE__*/e(n, {\n          componentIdentifier: \"module:NEd4VmDdsxM3StIUbddO/bZxrMUxBPAhoXlARkK9C/YouTube.js:Youtube\",\n          children: t => /*#__PURE__*/e(l, {\n            ...t,\n            play: \"Off\",\n            shouldMute: !0,\n            thumbnail: \"Medium Quality\",\n            url: \"https://www.youtube.com/watch?v=9I6Sp19SiVk&embeds_referring_euri=https%3A%2F%2Fwww.noyo.com%2F&source_ve_path=OTY3MTQ&feature=emb_imp_woyt\"\n          })\n        })\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"Kc4tzn9_L\",\n    [d]: \"It\u2019s now easier than ever for ben-admins to offer a seamless enrollment experience\",\n    [c]: \"inside-noyos-new-integration-experience-for-ben-admins\",\n    [h]: \"2023-07-23T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/44fthlYBfyMeklq0BMILEdnr1k.png?scale-down-to=4096\",\n      srcSet: \"https://framerusercontent.com/images/44fthlYBfyMeklq0BMILEdnr1k.png?scale-down-to=512 512w, https://framerusercontent.com/images/44fthlYBfyMeklq0BMILEdnr1k.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/44fthlYBfyMeklq0BMILEdnr1k.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/44fthlYBfyMeklq0BMILEdnr1k.png?scale-down-to=4096 4096w, https://framerusercontent.com/images/44fthlYBfyMeklq0BMILEdnr1k.png 4976w\"\n    }, \"\"),\n    [m]: \"Nicole Shelby\",\n    [u]: \"Introducing our new integration experience for ben-admins! It\u2019s now even faster and easier to plug in to Noyo, connect multiple carriers, and activate a best-in-class enrollment experience.\",\n    [g]: \"Product\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Meeting market demand for faster, more automated benefits has ben-admins investing in a more modern enrollment experience \u2014 starting with how they manage enrollment and eligibility data with insurance carriers.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"But with most carriers still using decades-old technology, improving the enrollment experience requires building long, resource-intensive direct integrations with each one. This takes six to twelve months (or more) and in many cases, the result isn\u2019t better than the status quo.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"That\u2019s why we\u2019ve invested in making it easier for ben-admins to get up and running with Noyo. Our new integration experience lets benefits software platforms make the transition from EDI and other manual systems to modern enrollment and eligibility technology in dramatically less time.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Build to Noyo once, connect multiple carriers, and activate a best-in-class experience that\u2019s consistent across every carrier in our network. Here\u2019s how it works.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"One simple build that accelerates carrier connectivity\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Building direct to carriers usually requires managing both the\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-to-develop-api-solutions-that-do-more-than-edi\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"technical limitations\"\n          })\n        }), \"\\xa0and nuances of each carrier system; meanwhile, even the most advanced carriers struggle to automate many enrollment use cases. Noyo abstracts away this complexity, providing a simple way to connect carriers and exchange data in a single, standard format for all carriers and lines of coverage.\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"No EDI testing and configuration or navigating partially-built carrier APIs. Just an intuitive process that easily plugs into existing workflows:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-decoration\": \"none\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"A single data structure sent to a single API endpoint for all types of member changes (new hire, qualifying life event, demographic, termination, etc.).\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"The same, standardized format to communicate all family and coverage information to Noyo. We call each payload a \u201Cmember snapshot.\u201D\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"A data shape similar to EDI but designed for real-time, so it feels familiar and easy to understand.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Data validation, processing, confirmation, and issue detection provided automatically by Noyo.\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Whether a long-established software company used to building EDI files or an up-and-coming solution with developers who aren\u2019t familiar with the ins and outs of benefits administration, our new method makes a Noyo integration accessible to anyone.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: /*#__PURE__*/e(\"strong\", {\n            children: \"Related read:\\xa0\"\n          })\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/auditing-and-cleaning-enrollment-data-noyo-vs-other-solutions/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: /*#__PURE__*/e(\"strong\", {\n                children: \"How Noyo proactively detects enrollment issues before they become problems\"\n              })\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Modern data management made easy\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"At the heart of our new integration process is how we accept enrollment data from ben-admins, including member, dependent, demographic, and coverage changes. We call this format a member snapshot and it feels similar to how most ben-admins already structure enrollment information, but our format is designed for real-time data exchange.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"No matter the enrollment or eligibility scenario, the answer is always the same: update the member snapshot and send it to Noyo. To make one or multiple enrollment changes, all ben-admins have to do is pull the full state of a family\u2019s enrollments from their database and slot the data into our simple format.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo takes care of validating the data upfront, processing changes at each carrier, confirming success, and surfacing any issues as they occur. Our enrollment engine handles all of this automatically, providing full visibility into each step. It\u2019s like tracking an online order to your door.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"The flexibility of our format means it can be used for all common uses cases, including:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-decoration\": \"none\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Enrolling new hires\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Handling qualifying life events\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Sending open enrollment elections\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Making changes that aren\u2019t easily categorizable, like adjusting employment dates or amending previous data\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Plus, there are no timing restrictions like the once-a-week schedules common with EDI. Ben-admins can send new member snapshots whenever they detect a change event in their system, which means a member\u2019s elections get processed sooner and Noyo can catch potential issues faster. Even if a member makes an election one day and changes their mind the next, our technology can handle it seamlessly.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The member snapshot format has also allowed us to design a better process for matching members between the ben-admin\u2019s system and the carrier\u2019s. Traditionally, this has been done by carriers matching SSNs. But what happens if an SSN needs editing, or is just plain missing? You get dropped changes, duplicate members, and more work for everyone. With Noyo, ben-admins simply pass along their existing member ID and we ensure that it\u2019s used to reference that member for any change \u2014 including edits to SSNs \u2014 in the future.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Onboarding support and documentation to guide the way\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"With Noyo, ben-admins can get to market in a fraction of the time it typically takes to build a direct, API-based connection with a single carrier. Once live, it only takes a week or two to turn on new connections with Noyo carrier partners.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Our\\xa0\"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/integration-guide\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"Integration Guide\"\n            })\n          })\n        }), /*#__PURE__*/e(\"strong\", {\n          children: \"\\xa0goes into the details, but here\u2019s what the process of getting started with Noyo looks like at a glance:\"\n        })]\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-decoration\": \"none\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Scoping and project planning guided by our onboarding team.\\xa0\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Robust documentation and example scenarios to help the build.\\xa0\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"4-6 sprints of development that enable a new partner to connect groups, send member changes, and get carrier data and statuses back from our platform.\\xa0\\xa0\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Thorough testing against our set of group connection and member enrollment scenarios.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Consultation on incorporating Noyo into existing automated and operational processes behind the scenes.\\xa0\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"An initial go-live with select groups before expanding widely across carriers.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Get started today\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"With the upgrades we\u2019ve made to our integration process, it\u2019s now easier than ever to move away from decades-old technology (like file feeds, portals, or PDFs) and get started with modern enrollment. And while our complete API documentation is only available by request for now, you can learn more in our integration guide or by\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"requesting a demo\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"br\", {\n          className: \"trailing-break\"\n        })\n      })]\n    }),\n    [f]: !0,\n    [w]: !1\n  }, {\n    id: \"JDG9UYgmm\",\n    [d]: \"Noyo Debuts Simpler, Faster Integration Experience for Benefits Software Platforms\",\n    [c]: \"noyo-debuts-simpler-faster-integration-experience-for-benefits-software\",\n    [h]: \"2023-07-12T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png\",\n      srcSet: \"https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=512 512w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Benefits software platforms can now get to market with a leading enrollment experience in dramatically less time than it typically takes to build direct or EDI-based connections with a single insurance carrier.\",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"SAN FRANCISCO,\\xa0July 12, 2023\\xa0/PRNewswire/ -- Noyo, the leader in benefits data management, today announced its new integration experience for benefits software platforms. This launch makes it easier than ever to scale real-time connectivity with insurance carriers through a single API connection. Benefits software platforms can now get to market with a leading enrollment experience in dramatically less time than it typically takes to build direct or EDI-based connections with a single insurance carrier.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\"Noyo is committed to providing simple solutions that allow any benefits software company to build dynamic, user-centric benefits experiences. In service of our commitment to simplicity, we saw an opportunity to further remove complexity for our users with our new APIs,\" said\\xa0Shannon Goggin, CEO and co-founder of Noyo. \"Now, any company can take advantage of our enhanced capabilities to connect with insurance carriers and power their business with live benefits data, regardless of whether they\\'re established or new to our space.\"\\xa0'\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"At the heart of the new process is how Noyo accepts data from benefits software partners, including member, dependent, demographic, and coverage changes. Named the 'member snapshot' method, this upgrade makes sending member changes even faster for benefits software platforms. No matter the enrollment scenario, the answer is always to send a member snapshot. Doing so is intuitive, as connected partners simply send the full state of a family's enrollments from their database and let Noyo handle the rest.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This simplicity makes a Noyo integration accessible to anyone, whether a long-established software company used to building EDI files or an up-and-coming solution with developers who aren't familiar with the ins and outs of benefits administration.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The new format also unlocks a rich set of capabilities beyond processing enrollments, like immediately amending data, making member changes that aren't easily categorizable, automatic detection of changes being requested, and detailed and trackable statuses for each change.\\xa0\\xa0\\xa0\\xa0\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo continues to address the significant market need for a standardized, repeatable way to connect and exchange data with insurance carriers. Benefits software platforms also enjoy peace of mind knowing that Noyo validates changes against its own checks and the carrier's business logic (in addition to providing\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3917106-1&h=2685072683&u=https%3A%2F%2Fwww.noyo.com%2Fblog%2Fhow-round-trip-change-confirmation-puts-ben-admins-in-control%2F&a=round-trip+confirmation\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"round-trip confirmation\"\n          })\n        }), \"\\xa0to catch discrepancies), and provides intuitive tools for managing connected groups.\\xa0\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"To learn more about the integration experience for ben-admins, read the\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3917106-1&h=2551812974&u=https%3A%2F%2Fwww.noyo.com%2Fblog%2Finside-noyos-new-integration-experience-for-ben-admins&a=blog+announcement\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"blog announcement\"\n          })\n        }), \"\\xa0or download the\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3917106-1&h=4043425501&u=https%3A%2F%2Finfo.noyo.com%2Fintegration-guide&a=Integration+Guide.\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Integration Guide.\"\n          })\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"ZbjgLUZN6\",\n    [d]: \"HR Gazette: How APIs are Transforming Employee Benefits Enrollment\",\n    [c]: \"hr-gazette-how-apis-are-transforming-employee-benefits-enrollment\",\n    [h]: \"2023-06-29T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Why are APIs better for benefits enrollment? Noyo's Director of Customer Solutions, Eddie Choi, breaks it down for HR pros.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"This piece originally appeared in \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://hr-gazette.com/how-apis-are-transforming-employee-benefits-enrollment/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"HR Gazette\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \".\"\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"HR professionals generally have an idea of the pros and cons of their own software systems; the functions they can and cannot perform, how well the systems are able to do some tasks, and how poorly they perform others.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"What\u2019s less understood by users are the ins and outs of technology\u2019s limitations \u2013 the why behind their inability to\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://hr-gazette.com/hrchat-interview-with-chris-bjorling-people-and-performance-podcast-season-5-preview/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"perform better\"\n          })\n        }), \". Even the least tech-savvy administrator is aware that HR software, particularly for benefits enrollment, trails behind that used in other business functions, even in the departments serviced by HR, such as Sales, Marketing and Logistics.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The good news for HR administrators is that benefits enrollment tech is catching up, thanks to the introduction of more modern capabilities enabled by the switch from paper, PDFs, and EDI to APIs for data transfer and management.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"How APIs compare to EDIs\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"By way of a digital handshake, an API, or application programming interface, allows one system to communicate with another much the way we all communicate today. This allows for two categories of communication: forwarding a request and checking for information. APIs are safe, proven and secure and are used in everyday applications like smartphones, online shopping, and order tracking.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Electronic data interchange (EDI) is an older technology used to exchange business information between two organizations. It comes in different forms, but it\u2019s essentially extracting information in one system to share with another. Common uses in HR are batching up payroll changes for payroll runs.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For the sake of comparison, EDI is like dropping off mail to have it delivered once a week. API happens in real time with capabilities for tracking and confirmation of delivery. More and more, systems are being connected with seamless integrations using the power of APIs. This is great news for HR teams as the industry embarks on the journey of upgrading digital connectivity.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Also, APIs provide the pipes to power innovative products, solutions, processes and approaches in benefits development and delivery for HR departments.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Why APIs are better for benefits enrollment\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"While some benefits enrollment processes still use portals, PDFs and paper forms, most programs rely on EDI to deliver information.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"But this is starting to change. Just as EDI has largely replaced paper and PDF, API is supplanting EDI. Modern HR software platforms use API-enabled software because it\u2019s faster, more flexible and provides a frictionless experience for all system users: HR teams, employee/members, insurance carriers and brokers.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Benefits programs are no longer once-a-year engagements. It\u2019s not just connecting benefit platforms to HR and payroll. Platforms are using integrated software to support a digital experience for benefits like mental health, tuition assistance, telehealth, and financial programs.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The same digital revolution that has transformed consumer experiences in so many areas is coming to the world of insurance benefits. Consumers expect greater access to their information, to enroll with a minimum of effort, make life-change updates, and to have a seamless, connected experience from end-to-end. Also, benefits are more frequently being joined with other HR services, such as payroll and employee performance tools. EDI is no longer up to the task, but API tech makes this all-in-one solution possible.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"According to\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/reports/quantum-leap\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Guardian\u2019s 12th Annual Workplace Benefits Study\"\n          })\n        }), \", employers with API integrations supporting plan member data rank their employee experience higher and with less administrative burden compared to those still using a paper-based system.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Those employers see immediate and significant gains in efficiency, saving hundreds of hours in manual administration each year. Among the efficiencies:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Plan set-up can be reduced from an average of 46 hours over 6-12 weeks to just 10 minutes.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Exchanging member data goes from 5 hours over 1-2 weeks to less than 1 minute.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Completion and tracking of evidence of insurability is cut from 7 hours over 1-4 weeks to less than 1 minute.\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Those results are stunning and it\u2019s no wonder since the stats compare API-enabled digital transformation to paper-based systems. It\u2019s important to note that many HR teams and their benefits administration partners continue to use legacy technology such as paper forms, PDFs, and manual data entry, as well as EDI.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Those that make the necessary investments in APIs to provide these services and experiences will reap the benefits and thrive, while those that delay will be left behind. Carriers and benefit administration companies can build their own API-powered benefits enrollment software, but many buy because it\u2019s easier on their IT department and engineering teams and the plug-and-play nature of APIs makes it easy to integrate into existing systems.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Making APIs simple and effective\\xa0\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Robust technology partners\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://noyo.com/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"like Noyo\"\n          })\n        }), \"\\xa0now make it possible for carriers and benefits software platforms to use a suite of APIs to simplify benefits administration, from installation to enrollment to renewal. This means tech-enabled experiences for\\xa0HR\\xa0professionals and brokers alike, like hands-free automation, greater accuracy, and the ability to track member changes every step of the way as they travel between ben-admins and carriers.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Benefits enrollment no longer needs to be difficult for\\xa0HR\\xa0teams, members, and carriers. API technology removes most of the potential for\\xa0human\\xa0error by automating processes and making it possible for critical insurance and benefits data to flow seamlessly between connected systems.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What is your benefits administration partner using?\\xa0\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"APIs are here. To learn more about how this technology can help streamline benefits enrollment, explore the latest\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/the-annual-noyo-open-enrollment-report/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo Open Enrollment Report\"\n          })\n        }), \".\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"NSvvEOow6\",\n    [d]: \"Inside Noyo: Learning and improving together\",\n    [c]: \"inside-noyo-learning-and-improving-together\",\n    [h]: \"2023-06-23T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/bPCnrZfBpmAfmpXHSunS8uFvKQ.png\",\n      srcSet: \"https://framerusercontent.com/images/bPCnrZfBpmAfmpXHSunS8uFvKQ.png?scale-down-to=512 512w, https://framerusercontent.com/images/bPCnrZfBpmAfmpXHSunS8uFvKQ.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/bPCnrZfBpmAfmpXHSunS8uFvKQ.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/bPCnrZfBpmAfmpXHSunS8uFvKQ.png 2488w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Go Inside Noyo with Amy Sowash, backend engineer and former Olympic-level athlete, on what she loves best about her role, her team, and the Noyo culture.\",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"No one likes reaching a skill ceiling that stunts their professional talents. Learning new concepts and solving new problems allows an individual to not only refine their craft, but also become a better person. Without progress, there is only stagnation. At Noyo, we operate under the belief that every team member is a work-in-progress who improves day by day. An ever-evolving industry such as benefits is bound to spawn surprises that throw off even the most seasoned veterans. Noyo\u2019s environment of learning allows us to celebrate these challenges and the variety of ways to tackle them while simultaneously promoting the pursuit of mastery as we all learn from new experiences. We are all teachers and students to one another, and we all benefit from creating cutting-edge solutions.\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Noyo engineer Amy Sowash (she/her) experiences opportunities for growth every day since she joined the team in February 2022. As part of the muscle behind Noyo\u2019s carrier integrations, Amy flourishes in the programming discussions she and her colleagues share that push the entire team to greater heights.\"\n        })\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What is your role at Noyo and what's an exciting, challenging problem you're solving?\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I\u2019m a backend engineer on the core enrollments team. We work to integrate new carriers with the Noyo API, so every new carrier brings a different kind of challenge. I\u2019d say the most challenging part of my role is accommodating the nuances of the insurance industry in an elegant way.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What did your path to Noyo look like?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I worked in a couple of industries before Noyo: shopper metrics, oil and gas, and banking. Each one helped me better understand what I wanted to focus on as a software engineer. I was previously an Olympic-level athlete and knew I enjoyed solving hard problems with lots of details. I\u2019ve worked at small and large companies as well, but I find that the culture of the team I'm on makes the biggest difference. I love working with my current team.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What excites you most about our industry, our product, or your role in general?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I love that we are trying to solve an incredibly complex problem. In many ways, the insurance industry hasn\u2019t updated how it moves and manages data in a long time. We\u2019re bringing fresh eyes and great technology to simplify the lives of everyday people. That\u2019s a really big deal.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"How would you describe the culture at Noyo?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Our culture is calm and curious. I see people at all levels in the company asking questions, because there is no such thing as a dumb question here. It\u2019s very encouraging when you\u2019re learning a new industry! I think we do an amazing job taking on problems one step at a time.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What have you felt good about accomplishing in your job and in your time here?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I came onto the team in the middle of a new carrier integration and was able to help get it across the finish line. It felt great to know we completed the project and it will go live soon. At a small company, you can clearly see your work\u2019s impact.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What do you look forward to most when you come to work every day?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I look forward to learning more about our code base and how we can better serve our customers. There are a lot of moving pieces to figure out and I enjoy how open everyone is to teaching and learning from each other. I like knowing that with every code discussion, I become a better engineer.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"#suburbia or #urbia?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"#urbia! I love living in Houston. We have everything: amazing food, great art, tons of green space, live music, etc. There\u2019s always something going on, and the people are friendly. Noyo is definitely a place that embraces WFH as a strength, so I\u2019m lucky to have coworkers all across the country.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Are you an inquisitive person who enjoys building a growing skillset in a team environment? Do you love to continually overcome new challenges and learn from them? Noyo is just for you! See our openings \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/careers\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"here\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \".\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"s2fUvX3T7\",\n    [d]: \"Welcoming Kaiser Permanente to the Noyo carrier network\",\n    [c]: \"welcoming-kaiser-permanente-to-the-noyo-carrier-network\",\n    [h]: \"2023-06-07T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/7MhMpUMyuUXZi6SpQ9FhSPxWz4.png\",\n      srcSet: \"https://framerusercontent.com/images/7MhMpUMyuUXZi6SpQ9FhSPxWz4.png?scale-down-to=512 512w, https://framerusercontent.com/images/7MhMpUMyuUXZi6SpQ9FhSPxWz4.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/7MhMpUMyuUXZi6SpQ9FhSPxWz4.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/7MhMpUMyuUXZi6SpQ9FhSPxWz4.png 2489w\"\n    }, \"\"),\n    [m]: \"Ty Gowen\",\n    [u]: \"Kaiser is joining the Noyo carrier network as a Sync carrier\u2122, offering the full capabilities of Noyo\u2019s enrollment solution. Benefits software platforms can now use Noyo to manage each step of policy administration for Kaiser-supported health plans.\",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"We are pleased to announce that Noyo now offers Kaiser Permanente on our carrier network. Kaiser Permanente is the nation\u2019s largest medical benefits provider, now serving over 12.7 million members. Kaiser is joining the Noyo carrier network as a \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/sync/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Sync carrier\u2122\"\n          })\n        }), \", offering the full capabilities of Noyo\u2019s enrollment technology like faster group setup times, proactive issue detection, and confirmed member changes.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"HR and ben-admin software platforms can use \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/enrollment/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo\u2019s enrollment solutions\"\n          })\n        }), \" to manage each step of policy administration for Kaiser supported health plans (medical, dental, and vision). This includes enrolling members, managing ongoing eligibility, and completing open enrollment and renewal. Integrating with Noyo eliminates the need for EDI files and other manual enrollment systems, reducing high-impact operational work behind-the-scenes.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"To learn more, we've put together \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/noyo-kaiser-permanente-connection-guide\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"a connection guide\"\n          })\n        }), \" that covers the key benefits of connecting to Kaiser with Noyo, frequently asked questions, and how to get started.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"publishedShannon Quote for Kaiser Permanente Blog\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Kaiser Permanente will join a growing number of tech-forward insurance carriers prioritizing real-time benefits data and modern user experiences with Noyo, including Ameritas, Beam, Guardian, Humana, Unum, and more.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Some of the benefits of using Noyo\u2019s enrollment solution to connect carriers and streamline policy administration include:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Fast, easy integration:\"\n            }), \" Quickly activate a leading API experience that's consistent across all carriers on the Noyo network. Exchange data in a simple, standard format that supports all types of member changes (new hire, QLE, demographic, terms, retros, etc).\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Faster coverage:\"\n            }), \" Noyo reduces the time to get groups connected and enrolled in coverage to days, not weeks. 95 percent of member enrollment changes sent through Noyo reach the carrier within fifteen minutes; most are completed instantly.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Fewer coverage issues\"\n            }), \": Noyo prevents bad data from reaching the carrier. Additionally, automated features like \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/how-round-trip-change-confirmation-puts-ben-admins-in-control\",\n              openInNewTab: !1,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"round-trip confirmation\u2122\"\n              })\n            }), \" and \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/auditing-and-cleaning-enrollment-data-noyo-vs-other-solutions\",\n              openInNewTab: !1,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"proactive auditing\u2122\"\n              })\n            }), \" detect issues before they impact billing or access-to-care.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"High automation rates\"\n            }), \": Noyo\u2019s top-performing carriers automate 90% of member transactions end-to-end, reducing work for ops teams and brokers. Imagine if the majority of work during open enrollment season was automated.\"]\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Today, \", /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/reports/quantum-leap\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"89% of mid-sized employers\"\n          })\n        }), \" are using a digital platform to manage enrollment, and \", /*#__PURE__*/e(r, {\n          href: \"https://hr.ease.com/rs/627-PLV-209/images/2022_OE_ReadinessReport_Generic.pdf\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"75% of broker agencies\"\n          })\n        }), \" are pitching benefits technology when going after new business. Both employers and brokers are prioritizing benefits products that connect to modern software and offer a faster, easier, more automated experience.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo is proud to support Kaiser Permanente and other industry-leading carriers with technology that delivers the modern, real-time benefits experiences the market expects.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"RWosEpyRm\",\n    [d]: \"InsideBIGDATA: The Importance of Data Quality in Benefits\",\n    [c]: \"the-importance-of-data-quality-in-benefits\",\n    [h]: \"2023-06-06T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Here\u2019s a breakdown of the industry\u2019s data quality roadblocks and opportunities \u2014 and some of the most interesting data innovations will soon be happening in benefits.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"This piece originally appeared in \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://insidebigdata.com/2023/06/06/the-importance-of-data-quality-in-benefits/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"insideBIGDATA\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \". Reprinted with permission.\"\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Employer-sponsored benefits play an essential role in American life, providing over\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.ahip.org/resources/coverage-that-works-for-americans\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"180 million people\"\n          })\n        }), \"\\xa0with healthcare. Yet inefficiencies abound in their administration and management, due in large part to a lack of transparency and coordination between ecosystem players: Insurance carriers, benefits software, brokers, and employers. With so many business models in varying states of modernization, it\u2019s no surprise that data quality issues are a persistent and widespread problem.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Yet data quality is the linchpin upon which each of these players\u2019 success rests. For consumers, frictions such as access-to-care issues, surprise bills, or coverage delays simply shouldn\u2019t exist in a world where they can checkout with same-day shipping from Amazon. They want to be able to understand, access, and use their benefits when they need them most.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"To make that happen, the benefits industry must turn its attention alongside other digital transformation efforts to solving its data quality. Here\u2019s a breakdown of the industry\u2019s roadblocks and opportunities \u2014 and why I believe some of the most interesting data innovations will soon be happening in benefits.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Many Players, Many Layers\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Like many complex and traditional sectors, the benefits industry suffers from a severe lack of interoperability. In addition to the insurance carriers who provide health, life, AD&D, and disability insurance coverages that make up the benefits products, the ecosystem also includes the software that employers rely on to manage and administer their benefits programs. Many of these different systems are not connected with each other. To add to the complexity, it\u2019s not uncommon for additional silos to exist within a single organization \u2014 e.g. a carrier might have disparate systems for managing benefit groups of varying sizes, one for groups with 150+ employees and one for smaller groups.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In addition to connectivity challenges, there is a scarcity of standardization in integration and file format. Electronic data interchange (EDI) remains the most common method for collecting enrollment and eligibility data in benefits. But since it is a one-way, batch method, many companies have had to learn how to work around its limitations. One such adaptation is the reconciliation period between benefits software and carriers, which lets two entities reconcile differences in enrollment data and get things into sync group by group. (In insurance, a group is a company who has bought insurance from a carrier, but manages their benefits, payroll, and more through a separate software.) This process is still largely file-based, with benefits software responsible for generating a file in the carrier\u2019s preferred format. Since each carrier has different preferences, this frequently varies from carrier to carrier. Once the file is received, the carrier ingests and validates the data and returns the differences.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Pairing APIs with ETL for Success\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This is beginning to change with growing adoption of API-enabled data exchange. Since APIs provide the ability to connect software that would otherwise be unable to interact with each other, they are an elegant solution for the benefits industry as ecosystem players navigate highly individualized paths to digital connectivity. While some carriers have already taken the plunge by building their own suite of APIs, a growing category of benefits technology providers are making it way less work for carriers and benefits software to connect seamlessly over APIs. These third-party solutions are leading the way with modern ETL capabilities that also clean and standardize benefits data on top of faster connections.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"In parallel, a persuasive cohort of forward-thinking benefits companies are embracing data standardization, specifically\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/why-data-standards-are-so-important-for-employee-benefits/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"LIMRA\u2019s Data Exchange Standards\\xae\"\n          })\n        }), \"\\xa0(LDEx), to help reduce the problems associated with a lack of standard formatting. LDEx currently supports almost all group insurance lines of coverage across medical, ancillary, worksite, and flex spending \u2013 and recently extended over to Employee Assistance Program (EAP) and leave management as well. Implementation solutions come as XML Structured File or Batch API (JSON or XML). Last year saw releases including Benefits Configuration Management (spanning plan rules, rates, and details) that integrate with benefits software and an upgrade of all connection transmission types to a REST API, which brings near real-time eligibility, micro services, and enrollment member transactions to finally replace weekly full batch files.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Replacing labor-intensive data exchange processes with standardized formats and API-powered connectivity is key to freeing the industry\u2019s data and using it to deliver\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.benefitspro.com/2023/01/30/2023-employee-benefits-workplace-predictions-this-years-must-have-benefits/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"modern benefits experiences\"\n          })\n        }), \". With an eye on both speed and accuracy, e.g. APIs and ETL, the benefits industry can drastically reduce the number of coverage-impacting issues for members and open up new pathways for innovation.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Looking Ahead\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"None of this work is easy. If it was, it\u2019d already be done, which is why I think the benefits industry is on the cusp of an exciting period of data innovation \u2014 much like the financial services industry ten years ago. Increasing participation in current insurance products alone represents a\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/siteassets/research/research-abstracts-shared/2021/harnessing-growth-and-seizing-opportunity-the-future-of-workforce-benefits/2021_limra-ey_workforcebenefitsstudy.pdf\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"$70 billion\"\n          })\n        }), \"\\xa0opportunity \u2013 meanwhile McKinsey predicts digital insurance ecosystems could encompass\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.mckinsey.com/industries/financial-services/our-insights/creating-value-finding-focus-global-insurance-report-2022\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"$60 trillion\"\n          })\n        }), \"\\xa0in revenue by 2030. To help the industry realize these opportunities, the most successful data solutions will meet carriers and benefits software where they are today. The rest of this notoriously risk-averse industry will follow once the value is apparent, ushering in a new world of frictionless benefits.\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"uOwMMiU57\",\n    [d]: \"4 learnings from building vs buying API technology for benefits enrollment\",\n    [c]: \"4-learnings-from-building-vs-buying-api-technology-for-benefits-enrollment\",\n    [h]: \"2023-05-16T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/Nd8GnXgYPTHvVXn178y5XasJfE.png\",\n      srcSet: \"https://framerusercontent.com/images/Nd8GnXgYPTHvVXn178y5XasJfE.png?scale-down-to=512 512w, https://framerusercontent.com/images/Nd8GnXgYPTHvVXn178y5XasJfE.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/Nd8GnXgYPTHvVXn178y5XasJfE.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/Nd8GnXgYPTHvVXn178y5XasJfE.png 2489w\"\n    }, \"\"),\n    [m]: \"Gary Davis\",\n    [u]: \"To build or buy API solutions for modern benefits enrollment? Experts from Bennie and Ameritas discuss how to navigate the shift. \",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"Delivering a modern enrollment experience that delights consumers and empowers brokers is no longer a pipe dream. The \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-to-develop-api-solutions-that-do-more-than-edi\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"technology now exists\"\n          })\n        }), \" that lets industry players do benefits administration with much more efficiency and accuracy than the status quo.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"But understanding the opportunity and realizing its full potential are two different things. To hear how leading organizations are navigating the path to building versus buying API technology for benefits enrollment, I welcomed Jake Bendler, VP of National Accounts and National Partners at Ameritas, and Greg Autuori, Senior VP of Operations at Bennie, for a Noyo webinar.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"While I highly recommend \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/build-buy-api\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"watching the replay\"\n          })\n        }), \", here are four takeaways from our discussion:\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"1. Build versus buy is not an either/or decision\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"It\u2019s easy to get trapped in binary thinking. But as Greg and Jake called out from their own experiences at Bennie and Ameritas, most organizations won\u2019t commit wholly to one strategy. It\u2019s a nuanced decision, shaped by parameters such as budget, business goals, and the complexities and timelines of integrations \u2014 especially since for most carriers, it\u2019s not feasible to build to every partner across a broad network, so both approaches are necessary.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"publishedBuild vs buy: Creating a leading enrollment experience\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CI've really learned that there's no single correct answer,\u201D said Greg. \u201CRather the path that you choose needs to align with your business goals. If it\u2019s speed and accessing as many carriers as possible quickly, then it makes the most sense to buy. But if you have the luxury of having a little more time to figure it out and you might be able to influence a significant piece of your operation by building an integration and going deep in one direction, then maybe that's the path you take.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CWe get the question all day long of, can you just build to every partner? And in the short term, the answer is probably just not right now,\u201D said Jake. \u201CI believe legacy platforms, new all-in-ones, and even, dare I say, middleware layers would probably say the same. Because you've got contract negotiations, you've got security and tech due diligence. You've got that architecture infrastructure and database layer as well. All of that has to be discussed before we can get into the meaningful stuff. And in most cases, the scale required by our best distributors, that well dries up. It's probably the leading rationale behind the build versus buy conundrum.\u201D\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Realizing the network effect\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When it comes to building or buying in the benefits space, who you connect influences how you connect. Here are three different approaches Jake, Greg, and I discussed for using APIs to support more connections, grow lives supported, and drive greater adoption of products.\"\n      }), /*#__PURE__*/t(\"ol\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Build and compel\"\n            }), \". When you build or acquire proprietary API technology and compel partners to build to those specs.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Partner and steer\"\n            }), \". When you establish direct connections with a strategic set of partners and steer the relationship over time. This is how many companies get started on their API journey.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Plug and play.\"\n            }), \" This typically involves a one-to-many technology partner that enables a consistent, repeatable connection experience on both sides.\"]\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: /*#__PURE__*/e(\"strong\", {\n            children: \"Related article: \"\n          })\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/the-evolution-of-employee-benefits-from-carrier-centricity-to-consumer-first/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"How to facilitate a modern enrollment experience that meets consumers where they are\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"2. Good data in, better benefits out\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"The \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/comparing-edi-vs-api-health-insurance-industry/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"beauty of APIs\"\n          })\n        }), \" is that they can eliminate the need for files and other manual systems of exchanging data, allowing member information to be processed in real-time. They also enable new levels of transparency, making it easier to track member changes and prevent issues. But as Jake, Greg, and I discussed, APIs alone aren\u2019t enough. In fact, without the right automation in place, APIs can just move bad data faster. So it\u2019s really about assessing from all angles.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CYou can model out scenarios left and right, but until it's actually live and you see it in action, it's really tough to see exactly how that's going to impact your operational staffing plan,\u201D said Greg. \u201CAs a baseline, capture tasks that exist today, how many folks are needed to manage them, and how much time that takes. Then, gradually layer on assumptions on top of that to figure out how it affects the initial scenario. You still have the operational considerations of making sure that the right data is put into the system. Whether it's done manually or whether it's done through an integration, if you've got bad data in, you're not going to have a good solution on the other side.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CFrom the carrier's perspective, especially right now, it's all about a very conscious and methodical scale. Our best agency partners, especially those that have large employer blocks, that have a vested interest in our operational efficiency, they're really driving our integration strategy. It\u2019s easy to say, if you've got clean data in, you've got a better experience out and less enrollment friction, improved persistency,\u201D said Jake. \u201CWe're pulling an employee through a buying and enrolling experience, not pushing them through. And that improves participation.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"publishedPutting it all together: Pros and Cons of Build vs Buy\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Going beyond core capabilities\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As both speakers called out, one of the more difficult things to project with a build versus buy decision is how much time and energy an integration will save once it\u2019s live. While a connection rally has to be utilized before it can show value, it\u2019s still critical to model scenarios for planning.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Additional considerations our panel discussed:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Ease of use for customers, no matter who the customer is.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Time to market, to minimize the risk of things changing down the road.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Scalability, to meet partners\u2019 distribution demands.\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"3. Be ready to measure the health of a connection\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"An important piece of the puzzle often overlooked in the build vs. buy discussion is \u2014 how to measure the success of the connections created? This is a major challenge that a lot of the industry is just starting to think about. As Greg, Jake, and I explored, the end should be meaningfully better than what existed before and this can make for the best north star.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CI think OpEx reduction is still kind of the holy grail,\u201D said Jake. \u201CAs a carrier, we have to be nimble enough to manage change, especially given the economic environment and the heavy amount of mergers and acquisitions we see with our agency partners. With heavy M&A comes potential consolidation of carriers for those lines of coverage. And you've got the requisite enrollment data that they house. All of this has to transition quickly and without errors that disrupt the typical sales and the implementation cycle. We as carriers are really the party that's responsible for making that agency's transition pretty seamless.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CTroubleshooting enrollment issues is not the reason that a customer signs up with us,\u201D said Greg. \u201CSo if we can figure out a way to enable our team to focus on those higher impact things, that's a success. We measure that through very high level information. Customer NPS, customer retention, when we do our internal employee survey. If those scores are better now than they were before, then that means our employees enjoy their jobs better because they don't have to do quite as much of the transactional work.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"publishedMeasuring success of an API integration\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Trends to track\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"One of the most valuable ways to measure success of a new integration is to track automation at a granular level and benchmark it to your peers. Automation rates directly translate to OpEx reduction and as automation increases, so does adoption and thus premium.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Our discussion also surfaced the following feedback loops:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Customer NPS, customer retention, and internal employee surveys\"\n            }), \" \u2014 if these improve from pre-integration levels, you know you\u2019re onto something valuable.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Error reduction, OpEx, persistency\"\n            }), \" \u2014 lower administrative costs ultimately lead to more competitive product pricing, while persistency gains confirm product quality.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: '4.\\xa0 Understand whether your strategic advantage is \"the pipes\" or what you build with the data'\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Last but not least, it\u2019s important to understand whether the technology solution you need is going to be a core competency, something you expect to own and develop into \u201Ca secret sauce\u201D over time, or a means to a greater business objective. Put another way, is focusing on the connection \u2014 or what you can do with the data \u2014 more important?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CFrom our perspective, focusing on the connection is the cornerstone of the carrier platform and employment of its agency right now,\u201D said Jake. \u201CAnd building that is pretty vital for trust. Focusing on the data, not necessarily owning the data, but using that data, builds employer-employee credit. Now you've got the pipes to cross-validate information with multiple sources in a clean fashion and the ability to allow the focus to be right back at the consumer. With a utilization benefit like dental and vision, that scalable data represents a lot of things\u2026 but mostly cost savings and, of course, persistency.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CMost important to me is not showcasing the fact that we have an integration or just being able to facilitate the data flow,\u201D said Greg. \u201CThat's great. But most important is how I can enable my team to focus on higher value work for our customers, because they don't have to think about the transactional pieces of the puzzle. Troubleshooting enrollment issues is not the reason that a customer signs up with us. And so if we can figure out a way to enable our team to focus on those higher impact things, then that's a success.\u201D\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/t(\"em\", {\n          children: [/*#__PURE__*/e(\"strong\", {\n            children: \"Related article:\"\n          }), \" \"]\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/auditing-and-cleaning-enrollment-data-noyo-vs-other-solutions/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Proactively detecting enrollment issues: Noyo vs Other Solutions\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Building better benefits together\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In today\u2019s evolving benefits ecosystem, every ben-admin, carrier, broker, and insurtech has an important role to play in using technology to be more effective for their customers. To hear more actionable tips from our experts on navigating this shift, check out the webinar recording below!\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"SBBAmEvyZ\",\n    [d]: \"Harris Poll Reveals Consumer Impact of Bad Data in Employee Benefits\",\n    [c]: \"harris-poll-reveals-consumer-impact-of-bad-data-in-employee-benefits\",\n    [h]: \"2023-05-10T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png\",\n      srcSet: \"https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=512 512w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"New Open Enrollment Report finds Noyo's benefits data platform proactively addresses data quality with fewer issues reaching consumers, impacting healthcare and other benefits.\",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"SAN FRANCISCO,\\xa0May 10, 2023\\xa0/PRNewswire/ -- Over\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3861488-1&h=2383409470&u=https%3A%2F%2Fwww.ehealthinsurance.com%2Fresources%2Fsmall-business%2Fhow-many-americans-get-health-insurance-from-their-employer&a=half+of+Americans\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"half of Americans\"\n          })\n        }), \"\\xa0today rely on employer-sponsored insurance benefits to access essential services like healthcare for themselves and their families. Yet a recent Noyo-commissioned Harris Poll found that 48% of employed Americans who have these benefits have experienced frustration using their benefits because they are hard to understand. In addition, around two in five say they have been negatively impacted by errors with their benefits in some way, whether in the form of inaccurate bills (42%), access-to-care issues (41%), or coverage delays (37%).\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\"Experiences like these are the direct result of bad benefits data,\" said\\xa0Shannon Goggin, CEO and co-founder of Noyo. \"Outdated systems behind-the-scenes make it hard for the benefits industry to keep information in sync between insurance carriers, benefits software, brokers, and employers. As a result, seemingly small discrepancies frequently lead to big problems. We created Noyo to address these challenges head on with our benefits data platform that standardizes and enriches data across many systems and uses it to solve a broad set of needs.\"'\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Better Data, Better Benefits \"\n        }), \"The line between data quality and consumer experience is clearest during the open enrollment season. That's because this busy time of year frequently pushes traditional systems and workflows to the breaking point, resulting in an unacceptably high rate of issues for members.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: ['\"No two systems in benefits are alike, which makes for inconsistent processes and data structures. Since open enrollment brings such a high volume of changes, slow processing times and delays in coverage are almost a guarantee,\" said Goggin. \"Noyo is helping to change all that with API solutions that manage the season\\'s complexity. This year\\'s\\xa0', /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3861488-1&h=797009532&u=https%3A%2F%2Fwww.noyo.com%2Flibrary%2Fthe-annual-noyo-open-enrollment-report%2F&a=Open+Enrollment+Report\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Open Enrollment Report\"\n          })\n        }), '\\xa0highlights the role of clean data in dramatically improving the consumer experience.\"']\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"During the 2022 open enrollment season, Noyo detected and addressed enrollment issues that would have negatively impacted thousands of families' insurance coverage if they had gone unnoticed. This critical protection ensures members can use their coverage when they need it most. Noyo does this all with highly tuned and powerful software: More than 92% of all enrollment changes and issue resolutions are handled without any human intervention required.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\"Noyo\\'s platform enables a new era of tech-forward benefits design and delivery,\" said\\xa0Elaina O\\'Mahoney, VP of Product for Noyo. \"By surfacing potential data mismatches between benefits software and carriers, Noyo is uniquely positioned to help the industry reduce access-to-care issues, address missed enrollments, and save valuable time for people across the ecosystem.\"'\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Noyo Product Set \"\n        }), \"Solutions powered by Noyo include the flagship Member Enrollment product, which supports the full lifecycle of policy administration activities and enables the seamless collection, cleaning, and transmission of member enrollment and eligibility data. Member Enrollment also includes access to tools that simplify group management, such as an advanced data-mapping interface and visualizations of all active groups, members, and dependents.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Benefits software companies and insurance companies building with Noyo get access to a broad network of connected benefits software and carrier partners. With critical enrollment and eligibility data flowing seamlessly and securely through Noyo, users get a trusted view of who's enrolled in what coverage at any given time, while periodic Noyo-driven audits surface coverage-impacting issues as changes occur.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Real-World Results \"\n        }), \"A single upfront integration with Noyo takes just three months; after the initial integration is complete, turning on new connections with existing Noyo partners can be done in mere weeks. Once integrated, Noyo's partners can get groups connected to their lines of coverage at the carrier and start enrolling members in just three days or less, compared to 8-12 weeks or more with EDI and other direct solutions.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo's partners include benefits software companies who are innovating to make benefits simpler to understand and use, such as firms like\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3861488-1&h=1274097906&u=https%3A%2F%2Fgusto.com%2F&a=Gusto\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Gusto\"\n          })\n        }), \", as well as leading insurance carriers\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3861488-1&h=457636019&u=https%3A%2F%2Fwww.noyo.com%2Flibrary%2Fameritas-delivers-modern-insurance-technology-with-noyo&a=Ameritas\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Ameritas\"\n          })\n        }), \",\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3861488-1&h=651886656&u=https%3A%2F%2Fwww.noyo.com%2Flibrary%2Fnoyo-and-guardian-life-expand-partnership-to-broaden-their-network&a=Guardian+Life\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Guardian Life\"\n          })\n        }), \",\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3861488-1&h=3221863879&u=https%3A%2F%2Fwww.noyo.com%2Flibrary%2Fbeam-and-noyo-putting-technology-first%2F&a=Beam+Benefits\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Beam Benefits\"\n          })\n        }), \", and\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3861488-1&h=3879848065&u=https%3A%2F%2Fwww.noyo.com%2Flibrary%2Fthe-standard-partners-with-noyo-to-modernize-the-customer-experience%2F&a=The+Standard\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"The Standard\"\n          })\n        }), \", among others.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"About Noyo \"\n        }), \"Noyo is the benefits data platform providing the modern data infrastructure to make frictionless employee benefits possible. Founded by leaders in benefits, insurance, and API technology, Noyo is the first company transforming the underlying infrastructure of the benefits industry through seamless digital connectivity. With Noyo, crucial benefits data is synchronized and made instantly available anywhere it's needed, unlocking new possibilities for how benefits are designed and delivered and enhancing them for all. To learn more about how Noyo's industry-leading technology is powering the next generation of employee benefits, visit\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3861488-1&h=1821770076&u=http%3A%2F%2Fwww.noyo.com%2F&a=www.noyo.com\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"www.noyo.com\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"About the Survey \"\n        }), \"This survey was conducted online within\\xa0the United States\\xa0by The Harris Poll on behalf of Noyo from\\xa0February 28\\xa0\u2013\\xa0March 2, 2023, among 2,053 adults ages 18 and older, of which 1,106 have employer-sponsored benefits. Results were weighted for age within gender, region, race/ethnicity, household income, education, marital status and size of household where necessary to align them with their actual proportions in the population.\\xa0 Propensity score weighting was also used to adjust for respondents' propensity to be online.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Respondents for this survey were selected from among those who have agreed to participate in Harris Poll surveys. The sampling precision of Harris online polls is measured by using a Bayesian credible interval. For this study, the sample data is accurate to within + 2.8 percentage points using a 95% confidence level. This credible interval will be wider among subsets of the surveyed population of interest.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"All sample surveys and polls, whether or not they use probability sampling, are subject to other multiple sources of error which are most often not possible to quantify or estimate, including, but not limited to coverage error, error associated with nonresponse, error associated with question wording and response options, and post-survey weighting and adjustments.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Media:\\xa0Mardi Larson, Amendola for Noyo,\\xa0\", /*#__PURE__*/e(r, {\n          href: \"mailto:mlarson@acmarketingpr.com\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"mlarson@acmarketingpr.com\"\n          })\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"Zw6FYbTNR\",\n    [d]: \"TechLeadersPOV: Frictionless Employee Benefits with Noyo\",\n    [c]: \"tech-leaders-pov-frictionless-employee-benefits-with-noyo\",\n    [h]: \"2023-05-09T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"As part of their Executive Spotlight Series, TechLeadersPOV spoke with Shannon Goggin, the CEO and co-founder of Noyo about the role technology plays with employee benefits.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"This article originally appeared on \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://techleaderspov.com/2023/05/09/frictionless-employee-benefits-with-noyo/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"TechLeadersPOV\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \".\"\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"As part of our\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://techleaderspov.com/category/executive-spotlight/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Executive Spotlight\"\n          })\n        }), \"\\xa0Series,\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://techleaderspov.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"TechLeadersPOV\"\n          })\n        }), \"\\xa0spoke with\\xa0Shannon Goggin, the CEO and co-founder of\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo\"\n          })\n        }), \"\\xa0about the role technology plays with employee benefits. Before starting Noyo, Goggin was a product manager, building benefits software that showed off the powerful role technology can play in improving people\u2019s experience with their benefits.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Can you tell us a story about what brought you to your business?\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"I started my journey to Noyo as a product manager at\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.zenefits.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Zenefits\"\n          })\n        }), \", the HR tech startup. I joined right after the product caught fire in the market and the company was entering a period of hypergrowth. During my time there, I got to work closely with the company\u2019s incredible founding team and observe up close what it takes to bring new products to life while building a company.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"After Zenefits, I was eager to experience an earlier-stage startup. But as I refined product ideas I\u2019d enjoy working on, I felt pulled towards starting something myself. Ultimately, I couldn\u2019t ignore a persistent need I saw in the benefits space \u2014 the industry\u2019s lack of trusted, structured data. I had the domain expertise, the relationships, and the founding team to pursue it, and the timing was right. So, we took the plunge.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Can you share the most interesting story that happened to you since you began your career?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"One of the most rewarding things about founding Noyo has been to bear witness to how quickly (and at times, how slowly) the benefits industry is changing. This is a highly complex space, made up of an interconnected ecosystem of benefits software platforms, insurance carriers, brokers, and employers. Every company is on its own modernization journey, so the tipping point for the adoption of new technology and systems is very different from other change-averse industries, such as finance. We have a strong vision of where we believe the ecosystem will go and we\u2019re building the data infrastructure to support it.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For example, we\u2019ve already accomplished things that just a few years ago, smart people from our industry told me were impossible. We\u2019ve barely scratched the surface of all Noyo can do, and that\u2019s a really exciting place to be \u2014 particularly when I reflect on how far we\u2019ve come in just a few short years.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Can you share a story about a business issue you had to handle and what you learned from that experience?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When we started Noyo, I was not well connected in the venture capital world. But I was fortunate to have friends who were experienced and gracious enough to help coach me through the process. It took us a few months before we were ready to raise, but after we crystallized our product and vision, we were able to raise a seed round pretty quickly. Since then, we\u2019ve also successfully raised our Series A and B. None of that would have been possible if I didn\u2019t know when to ask for help.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This experience taught me the value of knowing my own strengths and weaknesses. Nobody can know all the answers all the time, so the sooner you get comfortable asking for help when appropriate, the easier it will be to direct your energy where it will yield the best results. For example, I could have spun my wheels trying to break into the venture world. But I achieved my goals way faster by focusing on refining Noyo\u2019s story and initial product offering while leaning on other professionals in my network to mentor and guide me on fundraising.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Do you have any words of\"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://techleaderspov.com/category/leadership/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"\\xa0leadership\"\n            })\n          })\n        }), /*#__PURE__*/e(\"strong\", {\n          children: \"\\xa0advice for others about building their business?\"\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Know when to hand off areas of the business \u2014 but learn them inside-out before you do. There are so many great resources out there with best practices and tactical advice from others who have gone through it before. That being said, it truly is a force multiplier to have someone who is deeply aligned with your cultural values and brings a wealth of experience to their role. Be sure to hire people you can see yourself learning from as you work together.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Can you describe the impact technology is making on your industry?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Like many other industries right now, the benefits industry is being asked to do more with less. Technology like the innovations we build at Noyo is enabling this shift from human-heavy workflows to leaner, more automated processes. What this means more broadly is transformation at the infrastructure level \u2014 with key benefits-related activities already showing drastic improvements in time-to-completion, enhanced data accuracy, exciting innovations, and more.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As part of the new generation of benefits technology helping to solve the industry\u2019s toughest challenges, Noyo is boldly reimagining a different future where we can co-create solutions that deliver better outcomes. For example, helping people better understand their benefits and using them, by making important information easily available between stakeholders. Our mission is to power modern benefits that are easy to use, easy to understand, and keep up with people\u2019s evolving needs. We\u2019re making this possible through powerful automation, clean trusted benefits data, and more.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"How has technology impacted your business or team?\\xa0\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As a SaaS platform serving benefits software and insurance carriers with modern data infrastructure, technology is why we exist! The rise of APIs in the benefits industry in particular has been a necessary catalyst for change across all corners. At Noyo, we\u2019re focused on a very specific slice of the ecosystem \u2014 making enrollment and eligibility data easily available and using it to solve a broad set of needs \u2014 and growing our connected network of partners across the benefits ecosystem.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What are your \u201C3 takeaways or tips\u201D you can share with our readers about today\u2019s employee benefits? \\xa0\\xa0\"\n        })\n      }), /*#__PURE__*/t(\"ol\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Benefits have become even more important to workers and their families in the face of economic uncertainty. By helping our partners automate key benefits workflows, we\u2019re taking pressure off operations teams so they can focus on improving the member experience and reduce expenditure in areas where it matters most.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Empowering people to understand their benefits helps them make better decisions. Noyo makes it possible for accurate, trusted, and usable benefits data to be in the right place at the right time. This is new for much of the industry, and we\u2019re excited to be at the forefront of pioneering how modern data management can really make an impact on people\u2019s health and wellness.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"The power of technology can profoundly change the way an entire industry operates over a relatively short amount of time. Realizing a modern, frictionless benefits model will revolutionize the way people experience their benefits daily. Noyo provides the underlying infrastructure insurance carriers and benefits software platforms can build on to make this vision a reality. We\u2019re just getting started, and I\u2019m excited for the world to see where we go next.\"\n          })\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"ctCpjOrah\",\n    [d]: \"Inside Noyo: Advocating for the customer's voice\",\n    [c]: \"inside-noyo-advocating-for-the-customers-voice\",\n    [h]: \"2023-04-19T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/zsj3I440NV1ecSTvJeIOmTviqg.png\",\n      srcSet: \"https://framerusercontent.com/images/zsj3I440NV1ecSTvJeIOmTviqg.png?scale-down-to=512 512w, https://framerusercontent.com/images/zsj3I440NV1ecSTvJeIOmTviqg.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/zsj3I440NV1ecSTvJeIOmTviqg.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/zsj3I440NV1ecSTvJeIOmTviqg.png 2509w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Noyo\u2019s CX Associate, Lauren Granada (she/her) bridges the feedback gap by providing our users with the resources they need to have their questions answered and their voices heard. Here's a look at her experience at Noyo.\",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Clear communication between developers and users is an important aspect of successful software. The back end needs to understand the pain points of the front end to create the best experience possible.\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"But between programmers and users lies a wide technical divide \u2014 and questions and concerns can easily get lost when pushing the next big update. Inaccessibility, resources, and even timeliness can mitigate both the quantity and the quality of feedback that makes its way back to dev-ops teams. Designating a mediator that understands both sides of the development equation goes a long way in making sure the final product stays effective for everyone.\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Noyo\u2019s CX Associate, Lauren Granada (she/her) bridges the feedback gap by providing our users with the resources they need to have their questions answered and their voices heard. Lauren has been an integral part of our team since December 2021 and continues to establish herself as a trusted partner and representative for all Noyo users.\"\n        })\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What is your role at Noyo and what's an exciting, challenging problem you're solving?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I am part of the Customer Operations team at Noyo and I work as a liaison between our internal teams and external customers. I communicate with our customers daily and provide solutions to any issues and questions. I also work closely with our Operations, Engineering, and Product teams to advocate for our customer\u2019s voice.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What did your path to Noyo look like?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I\u2019ve actually just reached my one year anniversary with Noyo. And during that time, I\u2019ve been able to build relationships across all our medical carriers, platforms, and self-billing partners. I\u2019ve also been able to collaborate with our internal teams on various projects and process improvements.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What excites you most about our industry, our product, or your role in general?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I am most excited about delivering solutions to our clients. It's exciting to be part of a technology enterprise that makes a significant impact in the insurance industry.\\xa0\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What is something unique that Noyo does in how we work together?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I love that Noyo fosters a collaborative and empowering environment. Questions are always encouraged. I also feel that I can freely express my ideas and collaborate with anyone within Noyo.\\xa0\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"How have you personally, or professionally, grown at Noyo?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This role has allowed me to grow professionally in many ways. My leadership promotes career growth and empowers me to align my interests in my daily duties. I\u2019ve been able to collaborate on technical and leadership projects. I was also able to take the \u201CSQL for Data Science\u201D course with other Noyo-nauts and achieve a certificate with Noyo\u2019s sponsorship.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What\u2019s your favorite Slack channel?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We have a \u201CKids of Noyo\u201D Slack channel, and it\u2019s my favorite! I love seeing everyone\u2019s kiddos throughout the seasons of the year and locations across the world. I am also a proud mom and it\u2019s just so relatable! I love collaborating with other Noyo-nauts and being able to connect as a parent.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Want to have a hand in enabling insurance ecosystems that bring all players closer together for better outcomes? Check out our openings \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/careers\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"here\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \" \u2013 we want to hear from you!\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"YJhf36ATA\",\n    [d]: \"Noyo's Benefits Data Platform Extends SOC and HIPAA Compliance with Robust Third-Party Audits\",\n    [c]: \"noyos-extends-soc-and-hipaa-compliance\",\n    [h]: \"2023-04-18T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png\",\n      srcSet: \"https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=512 512w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Noyo, the leader in benefits data management, today outlined its extensive data security accreditations, protocols, and processes for the Noyo benefits data platform, which includes SOC 2 Type II and HIPAA compliance, and third-party audits. \",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"SAN FRANCISCO,\\xa0April 18, 2023\\xa0/PRNewswire/ -- Noyo,\\xa0the leader in benefits data management, today outlined its extensive data security accreditations, protocols, and processes for the Noyo benefits data platform, which includes SOC 2 Type II and HIPAA compliance, and third-party audits.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"SOC 2 Type II compliance includes the most comprehensive security standards within the\\xa0Systems and Organization Controls (SOC) framework to demonstrate how effectively and consistently a service organization handles sensitive information. These audits evaluate both the suitability of a company's security controls, in addition to confirming if they remain implemented successfully over an extended period.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"It's important to Noyo to work with reputable IT auditing firms, such as,\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3840493-1&h=1831787665&u=https%3A%2F%2Flinfordco.com%2F&a=Linford+%26+Company\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Linford & Company\"\n          })\n        }), \", to conduct annual SOC 2 Type II assessments and obtain trusted feedback on its information security program.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"With a similar approach, Noyo also ensures its business processes and security controls align with the Health Insurance Portability and Accountability Act (HIPAA) standards designed to protect the privacy and security of people's health information. To assess its ability to follow the HIPAA Security Rule, the company engages third-party auditor\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3840493-1&h=1632049967&u=https%3A%2F%2Ftechumen.com%2F&a=%C2%A0Techumen\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"\\xa0Techumen\"\n          })\n        }), \". While such audits are not required in the insurance benefits industry, the added measure helps ensure that all core and related security controls align with the HIPAA Rule, that customer data is continuously protected, and that any tools employed by the company are configured to minimize exposure.\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\"Bringing in external auditors to objectively assess our security practices is a considerable investment and one that most vendors in this market do not make,\" said\\xa0Shannon Goggin, CEO and co-founder of Noyo. \"Our customers, whether they are benefits software providers or insurance carriers, have built their businesses on trust, and they must rely on Noyo to manage their most sensitive data assets. We take compliance with data security protocols and processes very seriously and will continue to lead the way by setting a high bar.\"'\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In addition to these two compliance areas and auditing practices, Noyo continues to raise the security bar with safeguards, including:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Short-lived API (Application Programming Interface) tokens\"\n            }), \". An API token is a form of access control used by applications or services to authenticate and authorize certain levels of access to their APIs. Unlike the tokens generated by legacy systems, Noyo uses the \", /*#__PURE__*/e(r, {\n              href: \"https://c212.net/c/link/?t=0&l=en&o=3840493-1&h=3942819223&u=https%3A%2F%2Foauth.net%2F2%2F&a=OAuth+2.0+protocol\",\n              openInNewTab: !1,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"OAuth 2.0 protocol\"\n              })\n            }), \"\\xa0to generate tokens that only remain valid for 10 minutes -- greatly reducing the window of opportunity should the tokens fall into the wrong hands.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Highly granular data access protocols. \"\n            }), \"The sheer volume of data shared throughout the benefits ecosystem amplifies the likelihood of human error. Noyo minimizes the potential impact of unauthorized access with a unified data access model, a cloud infrastructure with searchable logs, and an authentication system for all employees to show who accesses what and when.\\xa0\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Data encryption both at rest and in transit. \"\n            }), \"Customer data is protected 24/7, whether it's being stored or transmitted. At-rest data encryption using the 256-bit AES algorithm protects information from being exposed without the decryption key. For in-transit data encryption, Noyo uses the TLS 1.2+ encryption protocol to protect against eavesdropping, tampering, and other forms of interception.\"]\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"To learn more about how Noyo's benefits data platform powers great benefits administration experiences, visit the\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3840493-1&h=1341908871&u=https%3A%2F%2Fwww.noyo.com%2Fbenefits-software-platforms%2F&a=Benefits+Software+resource+page\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Benefits Software resource page\"\n          })\n        }), \". For more information on how carriers can activate fast, accurate, and secure data exchange with ben-admin partners, visit the\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3840493-1&h=2013551323&u=https%3A%2F%2Fwww.noyo.com%2Finsurance-carriers%2F&a=CarriBeners+page\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Carriers page\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"About Noyo\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo is the benefits data platform providing the modern data infrastructure to make frictionless employee benefits possible. Founded by leaders in benefits, insurance, and API technology, Noyo is the first company transforming the underlying infrastructure of the benefits industry through seamless digital connectivity. With Noyo, crucial benefits data is synchronized and made instantly available anywhere it's needed, unlocking new possibilities for how benefits are designed and delivered and enhancing the benefits experience for all. To learn more about how Noyo's industry-leading technology is powering the next generation of employee benefits, visit\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3840493-1&h=2323481244&u=http%3A%2F%2Fwww.noyo.com&a=www.noyo.com\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"www.noyo.com\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Media\"\n        }), \":\\xa0Mardi Larson, Amendola for Noyo,\\xa0\", /*#__PURE__*/e(r, {\n          href: \"mailto:mlarson@acmarketingpr.com\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"mlarson@acmarketingpr.com\"\n          })\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"ChbtF31jF\",\n    [d]: \"Insurance Thought Leadership: Benefits are ripe for a tech upgrade\",\n    [c]: \"benefits-are-ripe-for-a-tech-upgrade\",\n    [h]: \"2023-04-12T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Taking a tech-first approach that prioritizes modern data management will boost efficiency and help create enhanced, frictionless benefits experiences for all. Here's why.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"While the insurance industry as a whole has made some strides in deploying technology to achieve efficiencies, the area of employee benefits is underserved. Generally, employee benefits remain mired in traditional low- or legacy-tech ways of administering these all-important amenities, hindering the industry\u2019s ability to create much-desired modern solutions and elevate experiences to levels we are all accustomed to across banking, ecommerce, entertainment and more.\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Employee-sponsored benefits such as health insurance and retirement plans\\xa0 play an essential role in American life, yet they are hard to access and use. Just\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://hrexecutive.com/heres-how-much-employees-hate-making-benefits-decisions/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"9% of employees\"\n          })\n        }), \"\\xa0understand benefits terms like coinsurance; meanwhile, choosing the wrong health plan can be a\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.marketwatch.com/story/picking-the-wrong-health-insurance-is-a-2-000-mistake-11605021943\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"$2,000\"\n          })\n        }), \"\\xa0mistake.\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"A recent Harris Poll consumer survey of 2,000 employed adults with employer-sponsored insurance benefits reported that nearly half the respondents cited frustration when using their insurance benefits because they are hard to understand. Meanwhile, two in five indicated they have received inaccurate bills, been unable to access care or been harmed to delays because of errors in their insurance coverage.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In an era when consumers expect a seamless experience across the board, insurance carriers must focus on elevating the customer experience to keep pace. This shift is forcing stakeholders to apply more \u201Chands and heartbeats\u201D to achieve that experience \u2013 when much of that work should be automated and streamlined, and personal touches could be better applied to functions that truly require and benefit from human intervention and care.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(r, {\n          href: \"https://www.insurancethoughtleadership.com/commercial-lines/benefits-are-ripe-tech-upgrade\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Read the full article >\"\n          })\n        })\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"K6JSTWYqr\",\n    [d]: \"Forbes Tech Council: How To Deliver A Frictionless Benefits Experience For Employees\",\n    [c]: \"forbes-tech-council-how-to-deliver-a-frictionless-benefits-experience-for\",\n    [h]: \"2023-03-30T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"What Fulfillment by Amazon has in common with the modern benefits experiences of the future as well as how organizations can start delivering a frictionless experience for their employees today.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"Over\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.nasdaq.com/articles/convenience-is-priority-for-consumers:-survey-2020-01-15\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"nine in 10 shoppers\"\n          })\n        }), \"\\xa0now choose retailers based on convenience, and\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://assets.ey.com/content/dam/ey-sites/ey-com/en_gl/topics/banking-and-capital-markets/ey-global-fintech-adoption-index.pdf\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"60% of consumers\"\n          })\n        }), \"\\xa0prefer to transact with financial institutions that provide a single platform. Meeting customers where, when and how they want has become table stakes for modern business, justifying investment in the technology that supports it.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Now, it's the benefits industry's turn.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Almost\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.ehealthinsurance.com/resources/small-business/how-many-americans-get-health-insurance-from-their-employer\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"half of Americans\"\n          })\n        }), \"\\xa0rely on employer-sponsored benefits to access healthcare for themselves and their families. However, traditional benefits models struggle to keep up with their evolving needs. People deserve modern, frictionless benefits that are flexible, relevant, personalized and easy to understand and use.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"To get there, the benefits industry will need to take a page from the leader in unified, convenient customer journeys: Amazon and its Fulfillment by Amazon (FBA) service. Here's what this data-powered approach has in common with the modern benefits experiences of the future as well as how organizations can start delivering a frictionless experience for their employees today.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Tech-Enabled Simplicity\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"With FBA, third-party sellers leverage the company's global fulfillment network to build trust with customers and grow their business. Sellers simply ship their inventory to the nearest fulfillment center, and Amazon takes care of the rest\u2014packing, shipping, delivery, customer service and returns. All buyer and seller data is kept in sync by the Amazon platform.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(r, {\n          href: \"https://www.forbes.com/sites/forbestechcouncil/2023/03/30/how-to-deliver-a-frictionless-benefits-experience-for-employees/?sh=2358bf95496f\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Read the full article >\"\n          })\n        })\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"nDUOzqjt4\",\n    [d]: \"Norwest Venture Partners: Shannon Goggin's Journey from Product Manager to CEO\",\n    [c]: \"norwest-venture-partners-shannon-goggin-from-product-manager-to-ceo\",\n    [h]: \"2023-03-23T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"In this feature on Norwest Venture Partners's blog, Noyo CEO Shannon Goggin explores her journey from product manager to founder.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"As CEO and co-founder of\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/%E2%80%9D\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo\"\n          })\n        }), \", I get to work with an incredibly talented team who are dedicated to fulfilling one of the benefits industry\u2019s biggest needs: trusted, usable benefits data. When that data is available, it dramatically improves how people experience their benefits.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"It\u2019s gratifying to know that we\u2019ve already accomplished things that just a few years ago, smart people from our industry told me were impossible. We\u2019ve barely scratched the surface of all Noyo can do and that\u2019s a really exciting place to be \u2014 particularly when I reflect on the career path that led me here.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For you fellow entrepreneurs who have an idea germinating for your first business, here are a few of the lessons I\u2019ve learned on my journey from product manager to CEO.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"1. If The Product You Need Doesn\u2019t Exist, Build It\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The spark of the idea that eventually became Noyo happened while I was a product manager at Zenefits, the HR tech startup. I had joined right after the product caught fire in the market and the company was entering a period of hypergrowth. During that time, I got to work closely with the company\u2019s incredible founding team, which provided many opportunities to observe what it takes to bring new products to life while building a company at the same time.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"By the end of my tenure there, I was eager to go even earlier stage and help a startup find its footing. But as I shortlisted product ideas I\u2019d enjoy working on \u2013 which included drones and farmtech, among other things \u2013 I kept wondering what it might be like to start something myself. I cycled through many different ideas, but couldn\u2019t ignore a persistent need I saw in the benefits space \u2014 the industry\u2019s lack of trusted, structured data. I had the domain expertise, the relationships, and the founding team to pursue it, and ultimately, the timing was right. So we took the plunge.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(r, {\n          href: \"https://www.nvp.com/blog/product-manager-to-ceo-5-lessons-learned/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Read the full article >\"\n          })\n        })\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"dyG8tUE8T\",\n    [d]: \"Go beyond sending the mail: How to develop API solutions that do more than EDI\",\n    [c]: \"how-to-develop-api-solutions-that-do-more-than-edi\",\n    [h]: \"2023-03-23T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/SoMrrr2lAOZClNVMDdfj3Dmes5c.png\",\n      srcSet: \"https://framerusercontent.com/images/SoMrrr2lAOZClNVMDdfj3Dmes5c.png?scale-down-to=512 512w, https://framerusercontent.com/images/SoMrrr2lAOZClNVMDdfj3Dmes5c.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/SoMrrr2lAOZClNVMDdfj3Dmes5c.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/SoMrrr2lAOZClNVMDdfj3Dmes5c.png 2488w\"\n    }, \"\"),\n    [m]: \"Eddie Choi\",\n    [u]: \"Connectivity has gotten more efficient and better for benefits software and insurance carriers, thanks to the ability to share information over APIs. Yet APIs only provide a framework, so a goal is essential. Here's how the industry can do more with APIs.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"For decades, benefits software platforms and brokers have settled for electronic data interchange (EDI), spreadsheets, and forms to submit data to the carrier. These systems can only \u201Cdeliver the mail,\u201D i.e. send data to the carrier with limited transparency about how and when it\u2019s processed.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Today, connectivity can happen in near real-time thanks to the ability to share information over application programming interfaces (APIs). I would argue, however, that APIs only provide a framework to move data \u2014 so unless you have the right systems in place, APIs won\u2019t deliver an experience that\u2019s better than EDI, in fact you may end up moving bad data faster.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here is a look at how we can do more with APIs as an industry.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Not just an EDI replacement\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Replacing\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/comparing-edi-vs-api-health-insurance-industry/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \" EDI with APIs\"\n          })\n        }), \" is good, because APIs deliver information faster. But there\u2019s more to it than just replacing EDI. A complete set of APIs allow for the ability to read in addition to the ability to write. The ability to read (i.e. query) unlocks many more possibilities to craft modern enrollment experiences for users.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Some examples of being able to read:\"\n        })\n      }), /*#__PURE__*/t(\"ol\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"Querying plan and group structure rather than relying on emailed PDF docs and spreadsheets. Especially helpful during \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/how-benefits-software-can-win-at-open-enrollment-with-noyo\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"open enrollment\"\n              })\n            }), \"!\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Pulling a member and dependent roster for a particular group for auditing purposes whenever necessary.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Capturing the exact status of an enrollment and knowing if it was successful and displaying directly to the member.\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"When to push\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"The ability to read and write is what separates an API (\", /*#__PURE__*/e(r, {\n          href: \"https://www.ibm.com/topics/rest-apis#:~:text=An%20API%2C%20or%20application%20programming,representational%20state%20transfer%20architectural%20style.\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"REST\"\n          })\n        }), \") from traditional EDI. But having that ability poses a question \u2014 when should you use push and when should you use pull? This can be a hotly debated topic, but my honest opinion is that push (POST/PUT) should be used when the expected outcome is to \u201Cwrite.\u201D For querying, it only makes sense to pull (GET).\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Here is why:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"With push updates, a benefits software knows exactly when information was passed to a carrier (hopefully close to real-time). Push updates natively receive an instant response from an endpoint as to whether the update was successful or contains some sort of error (HTTP responses).\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"If you rely on a pull (sometimes in the form of a webhook), you would not receive an instant response or have control over when a carrier retrieves the information (e.g. \u201Cit\u2019s not real-time\u201D). There also needs to be some sort of feedback communication setup if bad data causes the retrieval to blow up. This adds steps and in some ways makes it more confusing than EDI.\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"When to pull\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Pull should be considered when you want to query information when you need it. Pulls are great for gathering quotes, plan and group structure, and downloading a full member roster. They\u2019re also perfect for displaying statuses for enrollment and evidence of insurability (EOI) statuses to the member.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Bringing it all together\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When you bring together the possibilities of being able to read and write from a carrier\u2019s system, you can craft an experience for customers that you control and define.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Imagine being able to show a new hire a status tracker for their coverage at the carrier. Also, imagine a broker having peace of mind knowing exactly when open enrollment elections for a group have been accepted and processed. These visions can become a reality with the use of APIs.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Working with Noyo\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"At the end of the day, a set of APIs is only a blank canvas of possibilities. When you work with Noyo, whether a benefits platform or carrier, we provide a complete API experience for your brokers and members. This includes push button group connection setup, \", /*#__PURE__*/e(r, {\n          href: \"https://new.noyo.com/announcements/just-launched-more-detailed-statuses-for-member-changes\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"member enrollment updates with detailed processing statuses\"\n          })\n        }), \", programmatic auditing (\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-round-trip-change-confirmation-puts-ben-admins-in-control\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"round-trip confirmation\"\n          })\n        }), \"), and \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/modern-open-enrollment-apis\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"open enrollment automation.\"\n          })\n        }), \"\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Our vision is to bring the modern enrollment experience to the industry through our network of benefits platforms and carriers. To learn more, reach out for a call \u2014 I\u2019d be happy to answer your questions.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"y3py70gcQ\",\n    [d]: \"What is embedded insurance? A guide for benefits software and insurance carriers\",\n    [c]: \"what-is-embedded-insurance-a-guide-for-benefits-software-and-insurance\",\n    [h]: \"2023-03-17T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/wbCo50mbTUsykOwRiMm0oPvgT6w.png\",\n      srcSet: \"https://framerusercontent.com/images/wbCo50mbTUsykOwRiMm0oPvgT6w.png?scale-down-to=512 512w, https://framerusercontent.com/images/wbCo50mbTUsykOwRiMm0oPvgT6w.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/wbCo50mbTUsykOwRiMm0oPvgT6w.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/wbCo50mbTUsykOwRiMm0oPvgT6w.png 2488w\"\n    }, \"\"),\n    [m]: \"Mary Cvetan\",\n    [u]: \"Embedded insurance represents a $3 trillion market opportunity for the global insurance industry. Here's  an overview of the benefits, drawbacks, and future outlook for benefits software and insurance carriers.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"As employers seek ways to adapt their benefits program to engage a hybrid post-pandemic workforce, the need for flexible health and life coverage is more vital than ever. Meanwhile, insurance carriers who can partner with brands outside of the life and health sector will gain unprecedented access to relevant\\xa0customer data. More robust data means more precise risk analysis and, thus, more accurate \u2014 and competitive \u2014 pricing.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"When individuals can easily purchase coverage, relevant to their needs, at the right price, they are more likely to do so. That\u2019s also true when their insurance company rewards them for reducing risky behaviors. Enter embedded insurance, a concept representing a \", /*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/pulse/embedded-insurance-3-trillion-market-opportunity-could-simon-torrance/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"$3 trillion\"\n          })\n        }), \" market opportunity for the global insurance industry.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"To help our partners understand how embedded insurance applies to employee benefits, here\u2019s an insider\u2019s look at how it works, as well as an overview of the benefits, drawbacks, and future outlook for benefits software and insurance carriers.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What is embedded insurance?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Until recently, insurers have sold coverage via two methods: As standalone products or through brokers and agents. When insurance is embedded, the customer purchases coverage for a product or service as part of the online buying process.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"As an insurtech strategy, embedded insurance has grown rapidly with the advent of cloud-based platforms, APIs, and automation. In fact, this innovative approach is expected to create\", /*#__PURE__*/e(r, {\n          href: \"https://www.prnewswire.com/news-releases/embedded-insurance-distribution-could-exceed-70-billion-in-premium-in-the-us-by-2030-301718454.html\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \" market value in excess of $70 billion in the US by 2030\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"How does embedded insurance work?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Insurance companies offer embedded insurance at the point of purchase in three ways:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Opt-in.\"\n            }), \" A customer is given the opportunity to add an insurance product to their cart at the checkout. For example, a customer buying a plane ticket online sees prompts to add coverage for travel delay or lost baggage.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Opt-out.\"\n            }), \" In this scenario, customers must complete an action to remove insurance when purchasing a product or service. Extended warranties automatically \u201Cbaked into\u201D the shopping cart flow are a common example.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Non-optional. \"\n            }), \"The customer pays for the coverage, often without knowing, as part of the shopping experience. For example, when individuals book transportation on a rideshare app, they buy coverage for themselves, other passengers, and the driver as an embedded percentage of the total cost.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"How can embedded insurance be used for health insurance?\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"To date, property and casualty carriers make up the majority of insurers adding embedded insurance to their product suite. That\u2019s because life and health coverage tends to be complex and highly regulated. One key regulation, \", /*#__PURE__*/e(r, {\n          href: \"https://www.cdc.gov/phlp/publications/topic/hipaa.html\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"The Health Insurance Portability and Accountability Act of 1996 (HIPAA)\"\n          })\n        }), \", forbids health care providers and insurers from disclosing a patient\u2019s health data without their consent or knowledge.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This type of coverage is thus more difficult to transition from traditional distribution models and legacy platforms. However, there are many ways the life and health sector might embrace the opportunity over the coming decade.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"One early adopter is \", /*#__PURE__*/e(r, {\n          href: \"https://www.beambenefits.com/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Beam Benefits\"\n          })\n        }), \", whose members may opt to track dental care behaviors via a proprietary smart toothbrush. Groups who collectively meet the requirements for good oral hygiene may earn discounts on policy pricing.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3411382-1&h=1519264342&u=https%3A%2F%2Fwww.getmybubble.com%2F&a=Bubble\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Bubble\"\n          })\n        }), \" pairs the purchase of home and life insurance via a speedy, highly customized online tool. Real estate and mortgage companies partner with Bubble to embed digital homeowner's and life insurance seamlessly into real estate transactions.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"3 potential applications of embedded insurance for health and life\"\n      }), /*#__PURE__*/t(\"ol\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Collecting and using an individual\u2019s health data within the confines of HIPAA through wearable devices\"\n            }), \". These offer an opportunity for policyholders to opt-in to this kind of data sharing. When connected to API feeds from a customer\u2019s wearable device, health carriers can use customer data to reward positive behavior, suggest medical testing, and help a customer lower their risk of obesity, falls, sleep-related disorders, and other adverse events.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Decision support embedded into the employee experience using individual variables and AI.\"\n            }), \" As benefits administrators know, employees \", /*#__PURE__*/e(r, {\n              href: \"https://plansource.com/resources/guides-reports/2022-benefit-trends-report/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"spend an average of 18 minutes \"\n              })\n            }), \"researching and enrolling in their employee benefits each year. As product designers find new ways to integrate API feeds with major medical and voluntary health insurance products, \u201Cbenefits 101\u201D support could be embedded into the employee experience. For example, AI prompts could guide an employee\u2019s research and decision-making based on individual variables, such as health risk factors, job-related risks, literacy, past purchases, UX preferences, gamification, and more.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Partnerships with integrated delivery systems and employers.\"\n            }), \" Integrated delivery systems, comprising hospitals, other providers, and insurance subsidiaries under one umbrella organization, are a common model in the US. These entities could partner with employers that do not offer major medical insurance and embed the sale of voluntary health coverage, such as accident or short-term disability products, into the onboarding process for targeted audiences, such as uninsured retail, temporary, or contract workers.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What companies offer embedded insurance?\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"China\u2019s \", /*#__PURE__*/e(r, {\n          href: \"https://group.pingan.com/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Ping An Insurance Group\"\n          })\n        }), \" offers an intriguing illustration of health insurance connected to, and embedded within, an ecosphere of services. The company operates a wide portfolio of interconnected businesses, from telemedicine to hospitals to healthcare information technology services, and integrates its data and insurance offerings among these platforms.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"In the US, the majority of brands use embedded property and casualty coverage. For example, \", /*#__PURE__*/e(r, {\n          href: \"https://www.tesla.com/insurance\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Tesla offers insurance\"\n          })\n        }), \" (with underwriting partner State National) that covers its vehicles in several US states. Tesla cars monitor the driver\u2019s behavior and adjust insurance premiums based on that data.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"UK-based \", /*#__PURE__*/e(r, {\n          href: \"https://cybersmart.co.uk/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Cybersmart\"\n          })\n        }), \" offers another illustration of tracking and rewarding lower-risk behavior. The company administers cyber security training and certification. Individuals and businesses who earn the certification are invited to purchase Cybersmart coverage against cyber threats.\\xa0\\xa0\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"As the general public has embraced smart home technology, companies like \", /*#__PURE__*/e(r, {\n          href: \"https://www.hippo.com/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Hippo\"\n          })\n        }), \" smart home insurance have made the next logical step. Hippo monitors tech-equipped homes for hazards such as water leaks and smoke. The company offers premium discounts to home insurance policyholders who agree to monitoring.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What are the technology requirements for embedded insurance?\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Embedded insurance is supported by technology platforms that use \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/why-apis-solution-for-benefits-administration-insurance-carriers/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"application programming interfaces\"\n          })\n        }), \", known as \u201CAPIs.\u201D APIs allow software applications, servers, platforms, and devices to seamlessly communicate with each other.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"APIs push and pull data among a variety of data partners, from airline baggage feeds to electronic health record providers to rideshare apps. APIs connect, or embed, insurance data into the purchase of a third-party service or product.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What are the benefits of embedded insurance?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For insurers, the promise of embedded insurance is significant, as reflected in the $70B market prediction. That\u2019s because the technology offers unprecedented opportunities to create new revenue streams, lower distribution costs, and seamlessly collaborate with partners who offer large customer pools.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Insurers seek ways to work more effectively in a customer-first, digital-first market. Embedded insurance helps carriers to gain richer, more accurate customer data and offer more tailored\\xa0 pricing.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"That leads to higher customer engagement and satisfaction.\\xa0\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What are the downsides of embedded insurance?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The insurance sector has been slow to innovate for a reason. When bringing new products to market, insurers must consider all legal and regulatory requirements across states and countries. As they experiment with this expansive technology, carriers will need to work within about these restrictions.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Many organizations are still transitioning from legacy to cloud-based platforms. Embedded insurance offers lightning-fast convenience to the customer because it runs within a speedy, streamlined technology ecosystem.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For that reason, more than ever, insurers must be vigilant about the quality of their data and their technology providers. In addition, the industry is also seeing a rise in new technologies like Noyo that deliver an API platform to connect insurance ecosystems in near real-time. With quality data and connections, group benefits experiences can be embedded in new ways.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Clean, trusted data is a must\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As the rapid adoption of embedded insurance reveals, better data leads to better products, better software, and new possibilities. Noyo is the leading data platform connecting the group benefits ecosystem in near real-time.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As carriers seek to expand connectivity with HR and benefits software, Noyo delivers a single, safe platform to clean, structure, and transmit benefits data so it can be used and understood in new ways.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Our API technology is enabling a future where modern benefits experiences can be embedded in the software employers and employees use everyday.\\xa0\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Curious what powerful automation and clean, trusted data can do for you? Reach \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"out to our team\"\n          })\n        }), \" for a demo today.\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"bIsRxr7OO\",\n    [d]: \"6 ways Noyo is raising the bar for data security\",\n    [c]: \"6-ways-noyo-keeps-data-secure\",\n    [h]: \"2023-03-13T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/uFxJ9GwdEuySUcKeMBldJNcVBM.png\",\n      srcSet: \"https://framerusercontent.com/images/uFxJ9GwdEuySUcKeMBldJNcVBM.png?scale-down-to=512 512w, https://framerusercontent.com/images/uFxJ9GwdEuySUcKeMBldJNcVBM.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/uFxJ9GwdEuySUcKeMBldJNcVBM.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/uFxJ9GwdEuySUcKeMBldJNcVBM.png 2488w\"\n    }, \"\"),\n    [m]: \"Ashley Medina\",\n    [u]: \"At Noyo, we help our customers maintain the trust they\u2019ve worked so hard to build by providing them with industry-leading data security protocols, processes, and most importantly, partnership. Here are 6 ways we keep their most sensitive data safe.\",\n    [g]: \"Product\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Whether you work for an insurance carrier, a benefits platform, or a brokerage, you know it takes years to build trust with partners and customers.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"At Noyo, we help our customers maintain the trust they\u2019ve worked so hard to build by providing them with industry-leading data security protocols, processes, and most importantly, a partnership.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here are six reasons why our partners trust Noyo with their most sensitive data.\\xa0\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"1. We\u2019re SOC 2 Type II audited\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"SOC 2 Type II reports include the most comprehensive security compliance standards within the \", /*#__PURE__*/e(r, {\n          href: \"https://www.aicpa.org/resources/landing/system-and-organization-controls-soc-suite-of-services\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Systems and Organization Controls\"\n          })\n        }), \" (SOC) framework to demonstrate how effectively and consistently a service organization handles sensitive information. These audits evaluate both the suitability of a company's security controls, in addition to confirming if they remain implemented successfully over an extended period of time.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"At Noyo, we go a step further by having a respected, well-recognized third-party audit firm \", /*#__PURE__*/e(r, {\n          href: \"https://linfordco.com/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Linford & Company\"\n          })\n        }), \" perform annual evaluations and provide feedback on our performance in three important areas.\"]\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Security\"\n            }), \": External auditors use a top-down approach to assess leadership\u2019s effectiveness in establishing, communicating, and maintaining a compliance program, supported by information security policies and ethical standards for personnel. They look at how this permeates throughout the organization, including various technical controls around IT, engineering, and HR processes, even those involving how we recruit new talent to join Noyo. Other areas assessed include network security design, incident processes, vulnerability mitigation, and risk management.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Confidentiality\"\n            }), \": Considering the amount of protected health information (\", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/why-apis-solution-for-benefits-administration-insurance-carriers/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"PHI\"\n              })\n            }), \") and personally identifiable information (PII) that flows through our system, we rely heavily on a third-party to ensure all our policies and processes effectively maintain the confidentiality of this highly sensitive data.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Availability\"\n            }), \": Ensuring our system maintains industry standards for operational uptime is vital to serving our customers and partners. External auditors help validate our business continuity plans and disaster preparedness. This is further assessed by demonstrating our ability to monitor the health of our system and respond to incidents in a timely manner.\"]\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Bringing in auditors to evaluate our practices in an objective manner is a significant investment \u2014 one that many competitors don\u2019t make. At Noyo, our \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/what-three-lessons-are-most-important-to-noyos-new-vp-of-product/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"product philosophy\"\n          })\n        }), \" leverages these annual audits to ensure we\u2019re always learning and investing in continuous security improvements.\"]\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,1TbNqXsddvW62NOLpGZXya5OVg.png\",\n        \"data-framer-height\": \"425\",\n        \"data-framer-width\": \"1407\",\n        height: \"212\",\n        src: \"https://framerusercontent.com/images/1TbNqXsddvW62NOLpGZXya5OVg.png\",\n        style: {\n          aspectRatio: \"1407 / 425\"\n        },\n        width: \"703\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"2. We go beyond standard HIPAA compliance\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Similar to our approach to SOC 2 Type II compliance auditing, we also go the extra mile in ensuring our business processes and security controls align with HIPAA. We engage \", /*#__PURE__*/e(r, {\n          href: \"https://techumen.com/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Techumen\"\n          })\n        }), \", a third-party auditor, to perform an assessment of our ability to understand and follow the \", /*#__PURE__*/e(r, {\n          href: \"https://www.hhs.gov/hipaa/for-professionals/security/index.html\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"HIPAA Security Rule\"\n          })\n        }), \".\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"By engaging in one we ensure:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"All our core and related security controls align with the Rule.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"We execute business associate agreements (BAAs) for any suppliers that handle our customers\u2019 data.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"\\xa0Any tools that support our operations (e.g., our customer support ticketing tool) are configured to minimize data exposure.\\xa0\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"HIPAA audits typically apply only to certain health organizations like hospitals and integrated delivery networks. At Noyo, we go one step beyond by voluntarily engaging an auditor to look specifically at the HIPAA controls that apply to us. It\u2019s an added measure and a great way for us to get additional feedback we can leverage in our commitment to continuous improvement.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"According to the 2022 HIPAA Gap Assessment conducted by Techumen, Noyo is in the top five of organizations in our class in implementing the HIPAA Security Rule.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,XFuA6PNFeesB4lEYKZxNza5PM.png\",\n        \"data-framer-height\": \"433\",\n        \"data-framer-width\": \"1408\",\n        height: \"216\",\n        src: \"https://framerusercontent.com/images/XFuA6PNFeesB4lEYKZxNza5PM.png\",\n        style: {\n          aspectRatio: \"1408 / 433\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"3. We use short-lived API tokens\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"An API token is a form of access control that\u2019s similar to the username-and-password combination most of us use every day for email and other applications. API tokens work in a similar way, but they\u2019re used by applications or services to authenticate and authorize certain levels of access to their \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/noyo-101-for-benefits-software-platforms/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"APIs\"\n          })\n        }), \" (application programming interfaces).\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Unlike the tokens generated by \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/noyo-101-for-benefits-software-platforms/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"legacy systems\"\n          })\n        }), \", Noyo uses the \", /*#__PURE__*/e(r, {\n          href: \"https://oauth.net/2/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"OAuth 2.0 protocol\"\n          })\n        }), \" to generate tokens that only remain valid for 10 minutes. So, if any of these \u201Cshort-lived\u201D tokens were to fall into the wrong hands, the attacker would have a significantly smaller window in which to do damage.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"No system is completely impervious to external threats. But those built on \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/comparing-edi-vs-api-health-insurance-industry/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"EDI connections\"\n          })\n        }), \" or API solutions with indefinite tokens significantly expand the surface area for any attacks. That\u2019s why our short-lived API tokens give customers such peace of mind.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"4. We apply highly granular data access protocols\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The sheer amount of data being shared across multiple touchpoints within the benefits ecosystem (e.g., carriers, HR teams, platform administrators, etc.) implies a certain amount of risk. The more people accessing the data, the greater the likelihood for human error.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"We\u2019re very proud of the fact that Noyo has never experienced a security breach. However, in the event of a security incident, we implement layers of controls to minimize the impact of unauthorized access. The \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/why-apis-solution-for-benefits-administration-insurance-carriers/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"highly granular infrastructure and protocols\"\n          })\n        }), \" we have in place would allow us to act swiftly and accurately on our customers\u2019 behalf.\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Our data access protocols include:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"A unified data access model that allows all elements within our system to be tied back to clear owners and users.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"A cloud infrastructure that deploys and continuously maintains searchable logs that allow us to reconstruct a complete picture of who accessed what and when.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"An authentication system for all Noyo employees that automatically creates an audit trail and lowers the risk associated with unintentionally pushing out changes that could compromise customer data.\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"5. We ensure data is encrypted both at rest and in transit\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo protects our customers\u2019 data 24/7, whether it\u2019s being stored (i.e., at rest) or being transmitted (i.e., in transit). At-rest data encryption ensures data is secure when it\u2019s stored on disks, servers or other storage technologies. Our use of the 256-bit AES encryption algorithm protects information from being exposed without the decryption key.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In addition to the automatic encrypting done by our cloud platform, we also encrypt our databases, backups of those databases, and any objects in storage, such as CSV files. We always protect login information by storing passwords in a hashed ciphertext with added \u201Csalt,\u201D (i.e., adding random characters) to prevent anyone, even Noyo personnel, from viewing an end-user\u2019s password.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In-transit data encryption refers to the process of securing data as it\u2019s being transmitted through the internet, a private network, or other avenues. This is important because when data is in transit, it can be intercepted and read by unauthorized parties who have access to the network transmission. Noyo uses the TLS 1.2+ encryption protocol to protect against eavesdropping, tampering, and other forms of interception while data is in transit.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Additional Noyo encryption safeguards include:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"The use of an internal monitoring tool that provides administrators with real-time alerts if there\u2019s an encryption failure.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"A feature within our cloud platform that alerts us to security misconfigurations and vulnerabilities not only within our cloud environment, but also within our workspace collaboration tools (e.g., email and shared drives).\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"6. We work with carriers to meet their unique needs\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Finally, the greatest value Noyo provides in terms of data security has nothing to do with our technology or protocols. Rather, it\u2019s our approach \u2014 specifically our commitment to partnering with carriers to meet their unique needs.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Over the years, we\u2019ve learned that each carrier is different. Each has their own technical capabilities. Their systems behave differently. Some have higher security tolerance in areas where other carriers\u2019 tolerances are lower. Each must satisfy certain requirements when selecting a vendor to ensure they stay compliant in certain domains.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"When it comes to security, we know that carriers place a tremendous amount of trust in vendors like us. They\u2019re allowing data to flow in and out of their systems, so they\u2019re very aware of how much risk they\u2019re exposing themselves to. And once that trust is established, it \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/solutions/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"unlocks innovation\"\n          })\n        }), \" that otherwise wouldn\u2019t be possible.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Curious what else sets Noyo apart?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Schedule \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"a call with our team\"\n          })\n        }), \" or explore our \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"latest customer stories\"\n          })\n        }), \".\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !0\n  }, {\n    id: \"uEKlSV232\",\n    [d]: \"Inside Noyo: Building smarter, not harder\",\n    [c]: \"inside-noyo-smarter-not-harder\",\n    [h]: \"2023-03-09T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/oSVOJV65xIxV1lpPwVJkN8Ljk.png\",\n      srcSet: \"https://framerusercontent.com/images/oSVOJV65xIxV1lpPwVJkN8Ljk.png?scale-down-to=512 512w, https://framerusercontent.com/images/oSVOJV65xIxV1lpPwVJkN8Ljk.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/oSVOJV65xIxV1lpPwVJkN8Ljk.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/oSVOJV65xIxV1lpPwVJkN8Ljk.png 2488w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"In a world as complex as benefit administration, it can be easy to get lost in technicalities and detailed processes. Here's how Noyo Engineer Frankie Woods helps make partner connections as easy as possible through her work on the Sync team.\",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"In a world as complex as benefit administration, it can be easy to get lost in technicalities and detailed processes. That\u2019s why it\u2019s the duty of Noyo engineers to make partner connections as easy as possible for benefits software and insurance carriers with modern infrastructure powered by APIs and best-in-class data features.\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Traditionally, benefits software have to establish one connection with carriers at a time. But this approach is time-consuming and highly manual; modern needs call for modern solutions. Carrier changes need to be transmitted and processed instantly to complement the fast-paced world we live in. Human hands can\u2019t possibly accomplish this feat.\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Thankfully, the task of making accurate carrier changes in near real-time is now a reality with APIs that automatically build and maintain vast networks of connections between ben-admins and carriers. An API not only manages new connections, but also processes data exchange quickly, allowing for benefits that are more adaptive and customizable than ever \u2013 no supervision required. Automation is clearly the cornerstone for a brighter, tech-enabled experience.\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Noyo Engineer Frankie Woods (she/her) works with a team of talented developers to keep Noyo\u2019s automation capabilities at the forefront of innovation. On the job since January 2022, Frankie finds new ways to make Noyo more efficient every day, smoothing out the wrinkles of the benefits landscape with each update.\"\n        })\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What is your role at Noyo and what's an exciting, challenging problem you're solving?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"I\u2019m a member of the \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/the-noyo-sync-standard-what-it-means-to-sync-member-data-and-why-it-matters/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Sync team\"\n          })\n        }), \". We\u2019re focused mostly on the interaction of other internal teams with the data that we house and carrier updates to beneficiaries. Right now, we\u2019re building out more automation around carrier updates that we receive. Specifically, I\u2019m part of a smaller team of developers collaborating with Ops team members to build out logic that can automatically accept certain types of changes from carriers. It\u2019s exciting to measure the progress in the number of items that Ops no longer has to review.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What did your path to Noyo look like?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I have about eight years of experience in software and web development across different industries. Over time, I\u2019ve found myself more and more drawn to automation. Building automated processes requires a clear understanding of the data involved and the schedule expected. Earlier in my career, web scraping was the answer that worked for the projects we were working on, but it was very clear how fragile and time intensive developing these solutions was. After that experience, I was specifically interested in RESTful APIs. In the years prior to joining Noyo, I sought out roles that would allow me to work with this specific skill set. I heard about this role at Noyo in Carrier Sync and had a chance to talk to other engineers during the interview process. From talking about the types of projects and understanding the microservices architecture here, I was excited to join the team and help.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What excites you most about our industry, our product, or your role in general?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I like my role chiefly because of the people I work with. People in this company are great at collaborating: scheduling a call with another engineer is very easy, or reaching out to another member of a different team on Slack for asynchronous communication works great.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"On the other side of the coin, I love the chance to dig into a specific area of code or a particular issue we\u2019re looking to solve. My manager is good at giving people autonomy to figure out workable solutions, and giving reasonable timeframes to do it. Beyond immediate management, I was so excited to join a company with a woman as the CEO. I\u2019ve worked in several roles where there were few women, or some managers who were women in other departments. But it\u2019s amazing to be a part of such a successful team that\u2019s headed by a woman, and a year later, I\u2019m still excited and proud to be part of this company!\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What is something unique that Noyo does in how we work together?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I\u2019ve never worked at a company that was completely distributed before. I\u2019ve certainly had experience at places where there were a few offices across time zones, but this is different. Noyo has a great way of finding people who are interested in doing the work, and doesn\u2019t let geography get in the way. I feel that allowing people to work where they are is a really inclusive policy. There are so many ways to get in touch with your coworkers, and I appreciate that the company has set some guidelines for reasonable communication. This includes things like suggestions on how to determine which method (email, Slack, Zoom call) is appropriate for what you need. I really appreciate that the company can do this kind of level-setting for everyone in a way that\u2019s not heavy-handed.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"How have you personally, or professionally, grown at Noyo?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"One of the things I was excited about when joining was the chance to work with a microservice architecture. This is the first time I\u2019ve really had the chance to work with a more distributed model, and I\u2019ve enjoyed learning the process. There are some interesting ways we\u2019ve organized our data, and getting used to different databases and modes of storage has been a new perspective. I\u2019ve learned more about Google Cloud services as well, and I like how we try to maximize the analytical power of this platform. I think our microservices combined with cloud services are a really great solution for speeding up workflows and allowing us insight into our own data.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What\u2019s your favorite Slack channel?\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"My favorite slack channel is probably #kids-of-noyo. It\u2019s a mix of coworkers, some who are parents and some who aren\u2019t. The channel has cute anecdotes for those wild things kids say, and people share their kids\u2019 photos or artwork. I love that this channel is active. The posts people make in there brighten my day, and I feel that I have a connection to other people on a different level from just, \u201CWhat project are we working on right now?\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo is a great place to work, and I appreciate that the leadership encourages people to share things that are special to them on a personal level. There are plenty of other focused Slack channels, but this one really resonates with me as such a warm place to share.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Excited about a world of benefits fueled by automation? Want to join a team that\u2019s making that dream a reality? Take a look at our current openings \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/careers\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"here\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \"!\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"JLxMkzcQ1\",\n    [d]: \"The annual Noyo open enrollment report\",\n    [c]: \"the-annual-noyo-open-enrollment-report\",\n    [h]: \"2023-03-02T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/E9MCuQGjaUtcppV9Qcz5GZju3C8.png\",\n      srcSet: \"https://framerusercontent.com/images/E9MCuQGjaUtcppV9Qcz5GZju3C8.png?scale-down-to=512 512w, https://framerusercontent.com/images/E9MCuQGjaUtcppV9Qcz5GZju3C8.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/E9MCuQGjaUtcppV9Qcz5GZju3C8.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/E9MCuQGjaUtcppV9Qcz5GZju3C8.png 2488w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"What's the value of a tech-forward approach for open enrollment? Here\u2019s how Noyo\u2019s team and technology came together in 2022 to deliver a seamless season for our benefits software and insurance carrier partners.\",\n    [g]: \"Guides\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Every year, open enrollment brings a flurry of complexity and stress for everyone. Long wait times, chaotic internal processes, and an unacceptably high rate of issues for members frequently push traditional workflows and systems to the breaking point.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo is helping to change that with \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/how-open-enrollment-works-with-noyo/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"API solutions to manage OE complexity\"\n          })\n        }), \" across carriers and lines of coverage. Our growing network of partners use Noyo to automate enrollment workflows, eliminate file-based work, and enable real-time transparency for every member change.\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here\u2019s how our team and technology came together in 2022 to deliver a seamless transition into the new plan year.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"OE 2022 in review\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Last year, the Noyo platform and team processed over 113k current and new plan year member changes during the OE period via API (no files or blackout periods), representing a 4x increase in volume compared to the previous year. Our carrier and benefits software partners are choosing to scale with Noyo because our technology offers a faster, more reliable, and more transparent experience that's far less work for their teams.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here's what open enrollment looked like this year:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Clean, trusted data:\"\n            }), \" During the OE period, Noyo \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/how-round-trip-change-confirmation-puts-ben-admins-in-control/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"round-trip confirmation\"\n              })\n            }), \" automatically identified 2,417 potential mismatches between the carrier and ben-admin systems that could impact member coverage. Many of these would have otherwise gone undetected.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Faster change processing:\"\n            }), \" Despite catching and resolving a high volume of issues, Noyo completed 96% of member changes within 7 business days with the majority of enrollments completed almost instantly. On average, 95% of transactions reach the carrier within 15 minutes.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Less work:\"\n            }), \" Our records show that 92% of changes were processed and confirmed by Noyo without any intervention from our connected partners. Our partners only needed to be involved in a small percentage of their total OE volume on the Noyo platform.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,l0xRjl9VASPymVRkQ7OA0Mm7xM.png\",\n        \"data-framer-height\": \"193\",\n        \"data-framer-width\": \"1408\",\n        height: \"96\",\n        src: \"https://framerusercontent.com/images/l0xRjl9VASPymVRkQ7OA0Mm7xM.png\",\n        style: {\n          aspectRatio: \"1408 / 193\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,Uo6kVro8NP7ijLzXgDFQQnDnkpE.png\",\n        \"data-framer-height\": \"193\",\n        \"data-framer-width\": \"1408\",\n        height: \"96\",\n        src: \"https://framerusercontent.com/images/Uo6kVro8NP7ijLzXgDFQQnDnkpE.png\",\n        style: {\n          aspectRatio: \"1408 / 193\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,ZYLhOObJsq8kXGT8amPR5UuErMo.png\",\n        \"data-framer-height\": \"193\",\n        \"data-framer-width\": \"1408\",\n        height: \"96\",\n        src: \"https://framerusercontent.com/images/ZYLhOObJsq8kXGT8amPR5UuErMo.png\",\n        style: {\n          aspectRatio: \"1408 / 193\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,wYM3eS2u05kWlZiIPjaEzD3BlE.png\",\n        \"data-framer-height\": \"193\",\n        \"data-framer-width\": \"1408\",\n        height: \"96\",\n        src: \"https://framerusercontent.com/images/wYM3eS2u05kWlZiIPjaEzD3BlE.png\",\n        style: {\n          aspectRatio: \"1408 / 193\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Preparing our partners for success\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Strong collaboration with our partners is very important to Noyo. Here\u2019s how we supported our benefits software and carrier partners during open enrollment in 2022 before, during, and after the season.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Before open enrollment\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Proactive engagement. \"\n            }), \"We held an OE kickoff with each one of our benefits software partners to align on workflows, review important policies, set expectations on carrier turnaround time during this high volume time period, review enhancements to reporting packages, and check in on active initiatives underway.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"A clean slate for groups.\"\n            }), \" Prior to the OE period, Noyo proactively audited each group to identify issues that could impact coverage or cause friction going into open enrollment. This ensured every group was up to date, limiting the number of issues that could occur as enrollment volumes spiked. To do this, the Noyo platform \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/the-noyo-sync-standard-what-it-means-to-sync-member-data-and-why-it-matters/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"triggered a full sync\"\n              })\n            }), \" with the carrier, pulling down the current state of enrollments and comparing that fresh data to the expected enrollments from the ben-admin system. We then surfaced the issues we uncovered so ben-admins could quickly review and resolve them.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Automatic plan updates. \"\n            }), \"Traditionally, ben-admins have to keep track of many plan details, timelines, and requirements for every carrier in the lead-up to open enrollment. The Noyo data platform streamlines this work. Ben-admins communicate group plan decisions in advance of OE and since Noyo has direct access to the carrier system, we're able to check the carrier daily and automatically notify platforms when plans are set up and groups are ready for enrollment to begin.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"During open enrollment\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Simple, automated workflows: \"\n            }), \"Instead of spending weeks configuring files for each group, benefits software platforms used \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/noyo-101-for-benefits-software-platforms/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"the Noyo API\"\n              })\n            }), \" to manage current year changes and submit enrollments for the new plan year. This delivered a simple, standardized workflow across carriers and lines of coverage. No messy files or blackouts.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Group health monitoring:\"\n            }), \" Noyo internal tooling monitored the health of each group managed on our platform and the efficiency of each data connection between the ben-admin and carrier. This monitoring meant we could pass insights to our partners and help them better manage open enrollment volume. It also let us identify areas of friction before they became problems.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Round-trip confirmation:\"\n            }), \" We provided an \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/how-round-trip-change-confirmation-puts-ben-admins-in-control/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"automatic feedback loop\"\n              })\n            }), \" for every enrollment change, directly from the carrier system. This ensured enrollment changes were successfully completed at the carrier to prevent downstream billing and access-to-care issues.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"After open enrollment\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"No last-minute surprises\"\n            }), \": Our benefits platform users were able to monitor all transaction statuses for current year and new plan year changes in the Noyo dashboard with near real-time data direct from the carrier.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Group offboarding\"\n            }), \": After open enrollment, sometimes a group changes carriers or ben-admin solutions, or doesn\u2019t pay their invoice, which can be hard for ben-admins to track traditionally. Noyo made it possible for our ben-admin partners to be proactive by tracking these changes.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h6\", {\n        children: \"\u201CA quiet open enrollment season is a successful open enrollment season. We love knowing that during our partners\u2019 hardest time of year, things were less stressful because of Noyo.- Brooke Connelly, Senior Manager, Operations, Noyo\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"A direct impact on the member experience\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Better data leads to better outcomes, especially when that data is in the right place at the right time. Here are two stories from our 2022 open enrollment season that illustrate how the Noyo platform can have a direct impact for our customers and their members\u2019 lives.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Catching an EOI discrepancy before it impacted members\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Due to a miscommunication between a leading benefits software and life insurance carrier, employees were allowed to elect or increase voluntary life coverage without evidence of insurability \u2014 despite the carrier requiring one to process member changes.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo identified this discrepancy in our round-trip confirmation process and flagged it as an issue to resolve for both parties. This was promptly done, preventing friction for thousands of members and ensuring coverage was accurately enrolled for the group in everyone\u2019s systems.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Alerting the ben-admin of group number changes\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For a leading benefits software platform, Noyo automatically identified that a handful of groups that were expected to be set up in the carrier system were not present. Upon surfacing this discrepancy, the benefits software found out they had these groups set up under the wrong group number because they had moved states.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo was able to correct this issue before the ben-admin platform submitted enrollments for the new plan year, thereby smoothing the way for these groups to go through open enrollment.\"\n      }), /*#__PURE__*/e(\"h6\", {\n        children: '\u201CI used to have to keep track of so many rules for open enrollment... Now, I just let Noyo\u2019s APIs handle it, and I can be confident that everything is done right.\" - Grant Reeves, Director of Customer Operations, Sana'\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The power of a tech-enabled approach\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In 2022, our partners enjoyed new levels of ease, speed, and transparency. Because we handled all interactions with carriers, benefits software were free to focus on better serving their brokers and groups. And because we prepared benefits software to proactively audit and clean their data, carriers were able to reduce the wave of coverage issues and support requests their teams would normally have to manage. The result was a seamless experience for all.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Interested in how cleaner data and faster connectivity could transform your team's enrollment experience? \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Reach out for a call\"\n          })\n        }), \".\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"VbdC8O741\",\n    [d]: \"Proactively detecting enrollment issues: Noyo vs Other Solutions\",\n    [c]: \"auditing-and-cleaning-enrollment-data-noyo-vs-other-solutions\",\n    [h]: \"2023-02-28T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/4h2NMmNkVMEUZR49Tx4DPqXaUG4.png\",\n      srcSet: \"https://framerusercontent.com/images/4h2NMmNkVMEUZR49Tx4DPqXaUG4.png?scale-down-to=512 512w, https://framerusercontent.com/images/4h2NMmNkVMEUZR49Tx4DPqXaUG4.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/4h2NMmNkVMEUZR49Tx4DPqXaUG4.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/4h2NMmNkVMEUZR49Tx4DPqXaUG4.png 2448w\"\n    }, \"\"),\n    [m]: \"Joe Gomez\",\n    [u]: \"The industry is well aware that data discrepancies between the ben-admin, broker, and carrier frequently cause billing and access-to-care issues. Here are main differences of how Noyo is making it easier to proactively identify and resolve them.\",\n    [g]: \"Product\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"The industry is well aware that data discrepancies between the ben-admin, broker, and carrier frequently cause billing and access-to-care issues.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"How widespread are these coverage issues? Here\u2019s what we found:\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"After connecting a sample of groups to coverage at the carrier, Noyo\u2019s sync technology found an average of 44 issues per group that could directly impact member coverage, with 95% of groups having at least one coverage-impacting error eg missing enrollment, invalid SSN, incorrect effective date, missed termination etc.\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In this article we\u2019ll highlight the main differences of how the Noyo data platform is making it easier to proactively identify and resolve enrollment issues compared to other API solutions. We\u2019ll look at the design and capabilities of each solution, as well as real-life workflows.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Our view is that better enrollment experiences don\u2019t result from just having better pipes (eg API vs EDI), the right automated systems need to be in place to clean data, keep it in sync, and provide transparency. Without these systems, bad data can just move more efficiently.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Here are the main takeaways:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"Noyo is different because our technology can read data from the carrier system in near real-time. This capability enables powerful, automated features that prevent errors and make enrollment data more useful.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"Only Noyo audits the carrier system directly to confirm every member change is processed correctly, providing automatic feedback if there's an issue.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"Noyo enables real-time transaction monitoring, just like tracking a package to your door, but for member enrollments.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/t(\"p\", {\n            children: [\"The way Noyo keeps data in sync is very different than other solutions. Noyo schedules frequent, automated syncs direct from the carrier system to proactively identify issues before they can impact members.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {}), \"Read data directly from the carrier system in near real-time\"]\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"Noyo builds and maintains proprietary integrations with insurance carriers that enable read/write access. In other words, Noyo can send data to the carrier, and then look inside the carrier system to see what happened. Other solutions on the market cannot do this without relying on a carrier-generated report or manual workflow.\"\n          }), /*#__PURE__*/e(\"h3\", {\n            children: \"Why does this matter?\"\n          }), /*#__PURE__*/t(\"p\", {\n            children: [\"Here\u2019s a few examples of the features that only Noyo provides because of our unique ability to read data out of the carrier system:\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          }), /*#__PURE__*/t(\"ul\", {\n            style: {\n              \"--framer-text-alignment\": \"start\",\n              \"--framer-text-color\": \"rgb(0, 0, 0)\",\n              \"--framer-text-transform\": \"none\"\n            },\n            children: [/*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/t(\"p\", {\n                children: [/*#__PURE__*/e(\"strong\", {\n                  children: \"Faster group connections:\"\n                }), \" Brokers can click a button and connect a group to coverage at the carrier. Noyo then automatically retrieves the group account structure, plans, and enrollments, reducing group connection times to days.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n                  className: \"trailing-break\"\n                })]\n              })\n            }), /*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/t(\"p\", {\n                children: [/*#__PURE__*/e(\"strong\", {\n                  children: \"Confirm every member change:\"\n                }), \" Automatically confirm changes directly within the carrier system when they\u2019re processed and again on the effective date. Find out immediately if something went wrong. We call it round-trip confirmation.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n                  className: \"trailing-break\"\n                })]\n              })\n            }), /*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/t(\"p\", {\n                children: [/*#__PURE__*/e(\"strong\", {\n                  children: \"Real-time monitoring:\"\n                }), \" Noyo tracks the status of every member change as data is received, processed, and confirmed by the carrier, and then verified again by Noyo. It\u2019s like tracking an order to your door.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n                  className: \"trailing-break\"\n                })]\n              })\n            }), /*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/t(\"p\", {\n                children: [/*#__PURE__*/e(\"strong\", {\n                  children: \"Proactively identify issues:\"\n                }), \" Noyo schedules frequent, automated syncs that surface coverage-impacting discrepancies between the ben-admin and carrier system\u2014catch and resolve issues before they impact members.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n                  className: \"trailing-break\"\n                })]\n              })\n            }), /*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/t(\"p\", {\n                children: [/*#__PURE__*/e(\"strong\", {\n                  children: \"Automate open enrollment:\"\n                }), \" Noyo pulls down new plans and structures from the carrier when they\u2019re available so that platforms know when they can map to the new structure and begin sending enrollments. No more email chains, file scheduling, and finding out there\u2019s an issue when it\u2019s too late.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n                  className: \"trailing-break\"\n                })]\n              })\n            })]\n          }), /*#__PURE__*/t(\"p\", {\n            children: [\"These features are consistent across our carrier integrations, even if carriers do not have APIs in place. We meet carriers where they are and adapt their systems so they can offer an experience that meets \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/the-noyo-sync-standard-what-it-means-to-sync-member-data-and-why-it-matters\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"The Noyo Standard for syncing data\"\n              })\n            }), \".\"]\n          }), /*#__PURE__*/e(\"h3\", {\n            children: \"How are other solutions different?\"\n          }), /*#__PURE__*/t(\"ul\", {\n            style: {\n              \"--framer-text-alignment\": \"start\",\n              \"--framer-text-color\": \"rgb(0, 0, 0)\",\n              \"--framer-text-transform\": \"none\"\n            },\n            children: [/*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/t(\"p\", {\n                children: [/*#__PURE__*/e(\"strong\", {\n                  children: \"Send only:\"\n                }), \" Other solutions can only send data to the carrier, similar to EDI. While APIs may be in place to receive data from the ben-admin, the data is being outputted to the carrier in a method that can\u2019t support read/write capabilities. Put simply, other solutions can send the mail but cannot confirm that it was received.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n                  className: \"trailing-break\"\n                })]\n              })\n            }), /*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/t(\"p\", {\n                children: [/*#__PURE__*/e(\"strong\", {\n                  children: \"Dependent on carrier to report issues:\"\n                }), \" Other solutions must rely on the carrier to audit their own data, typically by providing an error report (XML/CSV). In some cases, the middleware solution may periodically receive census files that get diffed with records from the ben-admin to surface issues. In either case, the auditing process is only as reliable as the carrier's ability to report data out of their system.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n                  className: \"trailing-break\"\n                })]\n              })\n            })]\n          }), /*#__PURE__*/t(\"p\", {\n            children: [\"Relying on the carrier to produce reports presents a few challenges:\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          }), /*#__PURE__*/t(\"ol\", {\n            style: {\n              \"--framer-text-alignment\": \"start\",\n              \"--framer-text-color\": \"rgb(0, 0, 0)\",\n              \"--framer-text-transform\": \"none\"\n            },\n            children: [/*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/t(\"p\", {\n                children: [\"Many carriers struggle to generate error reports quickly and reliably (or at all!). This means the process will be inconsistent across connections.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n                  className: \"trailing-break\"\n                })]\n              })\n            }), /*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/t(\"p\", {\n                children: [\"Relying on carriers to provide census files and error reports persists existing shortcomings with EDI. Carriers may not identify or accurately communicate all issues, and humans are often required to initiate reports and/or interpret them.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n                  className: \"trailing-break\"\n                })]\n              })\n            }), /*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/e(\"p\", {\n                children: \"Ingesting carrier reports and posting the results to an API\u2013no matter how optimized\u2013still adds another bottleneck where more issues and errors can occur.\"\n              })\n            })]\n          }), /*#__PURE__*/e(\"h2\", {\n            children: \"Automatically confirm every member change without relying on the carrier\"\n          }), /*#__PURE__*/t(\"p\", {\n            children: [\"Where other solutions wait for the carrier to provide a report and then translate that report through a combination of human and machine-led processes, Noyo simply checks the carrier system directly.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          }), /*#__PURE__*/t(\"p\", {\n            children: [\"There are two types of automated audits that Noyo runs for every member change across all of our carrier connections:\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          }), /*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"1. Data validation and carrier business rules\"\n            })\n          }), /*#__PURE__*/t(\"p\", {\n            children: [\"Before data even reaches the carrier, Noyo ensures every request conforms to standard data validations eg valid carrier ID, SSN/DOB formatted correctly, no duplicate enrollments etc. For every carrier, we embed hundreds of carrier-specific rules to check data against eg eligible zip codes and plans, classification/bill groups, and coverage windows. If there\u2019s an issue, the Noyo API provides an immediate response in an intuitive, human readable format.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          }), /*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"2. Round-trip confirmation\"\n            })\n          }), /*#__PURE__*/t(\"p\", {\n            children: [\"After a request meets the above validations, Noyo will automatically run a second series of checks. First, Noyo checks the carrier system shortly after a request is accepted by the carrier to see if it was processed and also to update its status (more about real-time statuses below). Second, Noyo will check the carrier system again on the change\u2019s effective date as an added failsafe just to confirm everything was processed as expected. At any point, if there\u2019s an issue, Noyo either resolves it internally or works with the ben-admin to get it resolved quickly.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          }), /*#__PURE__*/e(\"img\", {\n            alt: \"\",\n            className: \"framer-image\",\n            \"data-framer-asset\": \"data:framer/asset-reference,y0RUCgd5HINl4vgxY8mGydyAbQY.png\",\n            \"data-framer-height\": \"952\",\n            \"data-framer-width\": \"1970\",\n            height: \"476\",\n            src: \"https://framerusercontent.com/images/y0RUCgd5HINl4vgxY8mGydyAbQY.png\",\n            style: {\n              aspectRatio: \"1970 / 952\"\n            },\n            width: \"985\"\n          })]\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In summary, Noyo is continuously cleaning data, first, before member changes even reach the carrier system, and second, as those changes are being processed. These automated workflows are enabled across all of Noyo\u2019s sync carrier connections.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"How are other solutions different?\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Limited carrier business rule validations: \"\n            }), \"Other solutions do not embed custom business rules from each carrier to check data against. Without these upfront validations, brokers and ben-admins have to deal with the fallout when bad data enters the carrier system.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"No direct confirmation:\"\n            }), \" Other solutions rely on inferred logic to confirm member changes. For example, if a change is accepted by the carrier without flagging an issue, the middleware will label it as \u201Csynced\u201D. This is very different than Noyo looking inside the carrier system twice to see what actually happened and instantly reporting the results.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Why is direct confirmation so important?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We find that carriers frequently accept changes without completing them as intended. For example, during this past open enrollment period, Noyo round-trip confirmation automatically surfaced nearly 2,500 discrepancies that could impact member coverage.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"These were enrollment issues that had been received by the carrier. Additionally, for the majority of these issues, Noyo was able to resolve them without any intervention from the ben-admin.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"This article explains the impact and functionality of \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-round-trip-change-confirmation-puts-ben-admins-in-control\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo round-trip confirmation\"\n          })\n        }), \" in detail.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Real-time monitoring within a complete dashboard experience\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Every member change submitted through Noyo can be tracked to completion in near real-time. We think of this service like tracking an order to your door, but for enrollments. Transaction statuses can be monitored via API GET request or within a dashboard experience.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,DEtyIM8RkpyLLD76MNHOpKTvwI.png\",\n        \"data-framer-height\": \"563\",\n        \"data-framer-width\": \"1408\",\n        height: \"281\",\n        src: \"https://framerusercontent.com/images/DEtyIM8RkpyLLD76MNHOpKTvwI.png\",\n        style: {\n          aspectRatio: \"1408 / 563\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"If a customer were to reach out with an escalation, understanding the issue is as easy as searching the member\u2019s name in the Noyo dashboard. Ben-admins and brokers have a centralized way to manage issues across carriers, as well as API endpoints to develop their own internal tools if needed.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Here\u2019s a breakdown of \", /*#__PURE__*/e(r, {\n          href: \"https://new.noyo.com/announcements/just-launched-more-detailed-statuses-for-member-changes\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"end-to-end transaction statuses\"\n          })\n        }), \". Each status includes a timestamp. Additionally, a historical log of statuses for each change can be accessed via API.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"noyo_acceptedWe\u2019ve confirmed receipt of the member change requestcarrier_acceptedThe carrier has accepted the changecarrier_processingThe carrier is processing the changecarrier_completedWe\u2019ve confirmed that the changes were made by the carriernoyo_verifiedRound-trip confirmation shows that the change was made successfully on its effective date\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"And if there\u2019s an issue, Noyo makes it clear what happened, where it happened, and what the next step is.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"carrier_rejectedThe transaction failed because the carrier did not accept the changes requested and could not be resolvedcarrier_reviewIndicates a transaction is stuck and the carrier owns the next stepnoyo_reviewIndicates a transaction is stuck and Noyo owns the next stepcanceledThe transaction was canceled by the ben-admin platform\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Understanding the status of a change is critical, but so is completing the transaction quickly.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Where other solutions do not share how fast they can process data at the carrier, Noyo processes and confirms member changes within 4 days or less; 95% of transactions are received by the carrier within 15 minutes, and the majority of transactions are completed almost instantly.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"How are other solutions different?\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"No real-time tracking:\"\n            }), \" Other solutions do not provide detailed statuses or \u201Corder tracking\u201D directly from the carrier system. There is no automation in place to detect issues as they occur. Instead, other solutions focus on reporting errors after the carrier identifies them (if at all) by ingesting error reports and serving the data over API. Brokers and ben-admins are expected to understand and fix the problems.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"No central dashboard experience:\"\n            }), \" No user interface is provided to monitor transactions or reconcile issues. Ben-admins and brokers must build their own tools to handle these workflows.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Proactively audit group data at the carrier to catch issues before they become problems\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"One of the most powerful capabilities of having read/write integrations with carriers is the ability to automatically refresh group data, a feature that Noyo has pioneered in our space.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo schedules automated syncs with each carrier. This proactively surfaces mismatches between what the ben-admin expects and what\u2019s actually in the carrier system. The discrepancies that Noyo identifies are typically issues related to effective dates, missing enrollments, coverage differences, and critical demographic data like incorrect SSN or DOB.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,DoNhMML6BAzSehYL8eOs9n3CDF0.png\",\n        \"data-framer-height\": \"563\",\n        \"data-framer-width\": \"1408\",\n        height: \"281\",\n        src: \"https://framerusercontent.com/images/DoNhMML6BAzSehYL8eOs9n3CDF0.png\",\n        style: {\n          aspectRatio: \"1408 / 563\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When Noyo discovers potential coverage issues, we first try to resolve them automatically, and if input is needed, our team works with stakeholders to get them resolved quickly.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"During this past open enrollment period, where we saw a roughly 4x increase in transaction volume, 92% of member changes were automated without any involvement from our customers. Because Noyo is continually auditing and resolving issues, our connected partners only need to pay attention to a small percentage of their total volume.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Additionally, Noyo not only surfaces potential issues but also exposes the group account structure, plans, and enrollments after each sync with the carrier. Platforms are able to GET an up-to-date view of the carrier\u2019s data to power other workflows.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"How are other solutions different?\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Not fully automated or proactive:\"\n            }), \" Other solutions ingest group data via a file or census report from the carrier and compare it to records from the ben-admin. The \u201Cdiffing\u201D process can be automated to varying degrees, but it still requires the carrier to report data out of their system, which means the inputs are often slow, manual, and inconsistent across connections. Brokers and ben-admins are often required to send a request every time they want to run a reconciliation on a group.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Limited capabilities:\"\n            }), \" Other solutions do not expose the group account structure, plans, and enrollments after each sync. Noyo round-trip confirmation also compliments Noyo's proactive auditing capabilities so ben-admins have multiple ways to catch issues: 1. as they're being processed 2. During continuous, automated syncs. Other solutions do not offer these comprehensive checks together.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Looking forward\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo is more than middleware. We are building toward a future where member data can be used and understood in new ways. The pipes (API, EDI, or APIs on EDI rails) won't solve data quality issues alone. Clean, trusted data requires the right systems in place.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"If you\u2019re thinking about the automation that\u2019s needed to audit and clean enrollment data, \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"don\u2019t hesitate to reach out\"\n          })\n        }), \". Noyo is scaling these systems today for ben-admins and carriers of all shapes and sizes.\"]\n      })]\n    }),\n    [f]: !0,\n    [w]: !0\n  }, {\n    id: \"XPo1y4YDv\",\n    [d]: \"HRchat Podcast: Benefits Innovations with Karen Gustin, Ameritas\",\n    [c]: \"hrchat-podcast-benefits-innovations-with-karen-gustin-ameritas\",\n    [h]: \"2023-02-13T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png\",\n      srcSet: \"https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=512 512w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"In this episode of the HRchat show, listen to a benefits innovation story from Ameritas about using technology to deliver a positive customer experience.\",\n    [g]: \"Podcasts\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"A well-designed benefits program can help employees manage their health and financial wellbeing, which can improve their overall wellness and quality of life.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"When employees have a clear understanding of their benefits and can utilize them effectively, it can lead to increased productivity, reduced absenteeism, and lower healthcare costs. A positive employee benefits experience is important to an employer because it can have a helpful impact on employee morale, job satisfaction, and overall engagement with the company. This, in turn, can have a significant impact on the bottom line. In this episode of the HRchat show, listen to a benefits innovation story from \", /*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/in/karen-gustin-b291853/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Karen Gustin\"\n          })\n        }), \", Executive VP - Group Division at\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.ameritas.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Ameritas Life Insurance Corp\"\n          })\n        }), \"., one of\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo\"\n          })\n        }), \"\u2019s carrier customers who is reaping the rewards of Noyo\u2019s data platform, which is allowing Ameritas to unlock the power of its once-siloed benefits data to deliver an enhanced benefits experience for all involved: employers, employees, Ameritas staff, as well as its broker partners. \", /*#__PURE__*/e(\"strong\", {\n          children: \"Questions For Karen Include:\"\n        })]\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"You\u2019ve said an API strategy is the great equalizer in the insurance industry \u2013 tell us more\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"When was the moment you realized that partnering with a data platform specializing in API connections was the right path forward for Ameritas?\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"How have you managed Ameritas's API strategy and why did you make the choices that you did?\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Was it hard setting the strategy within your organization? And how did you go about finding the right partner?\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Ameritas was an early adopter of the Noyo platform and API-powered data exchange. What's been the impact over the years? Any success metrics you can share?\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"For other insurance carriers looking to innovate their data strategies, the choice often comes down to heavily investing resources to build in-house connections or partnering with an external resource. As we\u2019ve mentioned earlier before, Ameritas chose to partner with Noyo. What would be your advice to other benefits carriers now faced with the same choice, and why?\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(r, {\n          href: \"https://www.buzzsprout.com/65006/12186216-benefits-innovations-with-karen-gustin-ameritas\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Listen to the episode >\"\n          })\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"About HRchat Podcast:\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Listen to the HRchat podcast from\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://hr-gazette.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"HR Gazette\"\n          })\n        }), \"\\xa0to get insights, strategies, and anecdotes to help you gain more from the world of work. Show topics include HR Tech, Leadership, Talent, Recruitment, Employee Engagement, Recognition, Wellness, DEI, and Company Culture. Hosted by Bill Banham and other HR enthusiasts, the HRchat show publishes interviews with influencers, leaders, analysts, and those in the HR trenches. New episodes go live 2-4 times each week and shows are typically 15 to 30 minutes.\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"LPniPbt3J\",\n    [d]: \"The Benefits Influencer Podcast: The Hidden Cost of Bad Benefits Data w/ Shannon Goggin\",\n    [c]: \"the-benefits-influencer-podcast-the-hidden-cost-of-bad-benefits-data\",\n    [h]: \"2023-02-08T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png\",\n      srcSet: \"https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=512 512w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Bad data quality prevents the benefits industry from delivering the modern experiences consumers want. Here's how addressing these challenges at the carrier and ben-admin level with clean, always updated enrollment data removes friction for members.\",\n    [g]: \"Podcasts\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"In this episode of Benefits Influencer podcast, host Dennis Carlson chats with our CEO and Co-Founder, Shannon Goggin, on the hidden cost of bad benefits data.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Listen as they discuss how poor data quality prevents the benefits industry from delivering the modern experiences today\u2019s consumers want. Addressing these challenges at the carrier and ben-admin level with clean, always updated enrollment data lets HR professionals and brokers truly remove friction for members \u2014 while paving the way for frictionless benefits that are easy to understand and easy to use.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"About Benefits Influencer podcast\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Every week, hear from the leaders that are impacting, innovating, and elevating Employee Benefits and HR on The Benefits Influencer podcast. If you're looking for actionable insights for your business or your clients, you'll find them here.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(r, {\n          href: \"https://open.spotify.com/episode/4TYcaZKNMAnIDZOKBBYRbg\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"Listen to the podcast >\"\n            })\n          })\n        })\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"MZoiJ_XZu\",\n    [d]: \"PlanSource and Ameritas are putting customers first with Noyo\",\n    [c]: \"plansource-and-ameritas-are-putting-customers-first-with-noyo\",\n    [h]: \"2023-01-30T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/dOe2pRYqTL30YzPZnjLBmTmoXE.png?scale-down-to=4096\",\n      srcSet: \"https://framerusercontent.com/images/dOe2pRYqTL30YzPZnjLBmTmoXE.png?scale-down-to=512 512w, https://framerusercontent.com/images/dOe2pRYqTL30YzPZnjLBmTmoXE.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/dOe2pRYqTL30YzPZnjLBmTmoXE.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/dOe2pRYqTL30YzPZnjLBmTmoXE.png?scale-down-to=4096 4096w, https://framerusercontent.com/images/dOe2pRYqTL30YzPZnjLBmTmoXE.png 10365w\"\n    }, \"\"),\n    [m]: \"Ty Gowen\",\n    [u]: \"Ameritas and PlanSource are prioritizing digital connectivity to help customers meet shifting demands. Here\u2019s how these two partners are elevating the member experience with clean, transparent data and faster change processing on top of the Noyo platform.\",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"Recent years have been a rollercoaster for employers. As a result, planning for the future has been like trying to hit a constantly moving target. Yet the need to deliver personalized, dynamic benefits experiences for employees remains constant. No wonder \", /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/s3fs-public/2021-01/Digital%20Overdrive%20Report_0.pdf?bR7us\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"HR tech adoption\"\n          })\n        }), \" has exploded. Seven in 10 employers have digitized their benefits enrollments; meanwhile, they use an average of 2 to 3 external vendors to help administer their benefits programs.\\xa0\\xa0\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Appreciating this drive to innovate, \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/why-apis-are-the-future-of-benefits-ameritas-plansource/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Ameritas and PlanSource are prioritizing digital connectivity\"\n          })\n        }), \" and clean data to help their customers meet these shifting demands. Here\u2019s how these two partners are elevating the member experience with best-in-class connectivity, clean data, and modern technology from Noyo.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Prioritizing customers\u2019 needs with service and technology\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"For the past five years, PlanSource has been reshaping the way customers think about their benefits with the advent of their successful \", /*#__PURE__*/e(r, {\n          href: \"https://plansource.com/partners/boost/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"PlanSource Boost program\"\n          })\n        }), \". Focusing on enhancing the customer experience by offering modern application programming interfaces (APIs) and more, PlanSource is simplifying the way benefits are delivered for administrators and employees alike.\\xa0\"]\n      }), /*#__PURE__*/e(\"h6\", {\n        children: \"The ability to deliver a familiar and engaging customer experience is mission critical. PlanSource is deeply committed to developing and deploying innovative technology-based solutions that provide a vastly improved customer experience.\u201D - David Goodrich\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Boasting one of the largest dental networks in the nation, Ameritas is likewise focused on delivering exceptional service to their more than 11 million customers. Since 1959, they have prioritized delivering quality insurance and are now taking it to the next level. As an early adopter of the Noyo platform for frictionless, modern benefits, Ameritas has connected to PlanSource to participate in their Boost program.\"\n      }), /*#__PURE__*/e(\"h6\", {\n        children: 'Ameritas is thrilled to announce the next deployment of innovation with PlanSource via our enrollment API. Simplicity and trust is the driver for better member experiences; PlanSource Boost offers a trusted ecosystem that is complemented by our products.\" -Jake Bendler'\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"How clean, trusted data makes life better for customers\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Making fast, clean connections allows companies like Ameritas and PlanSource to communicate benefits information quickly, safely, and without error. Putting their customers' needs first, both of these companies respect how important it is for benefits information to be correct, every time. Not only does this create satisfied customers and positive benefits experiences, it decreases the administrative tasks and manual work that used to be common between carriers and platforms. By automating their benefits strategies through Noyo, PlanSource and Ameritas are also freeing their brokers from the manual work of setting up and testing EDI files, so they can focus on what truly matters: delivering great benefits experiences.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"publishedHBR Bad Data Stat\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"To combat the frustrations caused by bad data, Noyo\u2019s priority is not just to send information quickly between companies, but to ensure that \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/the-noyo-sync-standard-what-it-means-to-sync-member-data-and-why-it-matters/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"it is correct and ready for use\"\n          })\n        }), \". Clean data is just as important as creating fast connections, which is why Noyo places such high priority on understanding and integrating carrier and ben-admin platform business rules. \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-round-trip-change-confirmation-puts-ben-admins-in-control/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Monitoring discrepancies and flagging them before they become problems\"\n          })\n        }), \" help streamline key enrollment and eligibility processes. The result is less time spent on benefits tasks for HR teams and better access to benefits for employees.\\xa0\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Embracing technology to deliver modern benefits solutions\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When it comes to making better employee benefits decisions, a growing number of HR professionals want better comparison and analysis tools and data. They want to spend less time on the manual tasks that go into managing and administering their benefits plans.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Seamless two-way data transfer between Ameritas and PlanSource via Noyo helps each partner deliver this for their customers:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Ameritas \"\n            }), \"helps employers uplevel their offerings by giving brokers the data and insights they need to deliver personalized dental and vision benefits \u2014 enabled by data analysis of customer data, plan design elements, and utilization trends over time.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"PlanSource\"\n            }), \" removes the manual work of EDI file testing for brokers and lets customers focus on selecting and using their benefits \u2014 enabled by streamlined enrollment processes, up-to-date employee data, and quick, accurate coverage setup/maintenance.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h6\", {\n        children: '\"With Noyo, partnering with the software platforms our customers love is easier than ever.\u201D Drew Flemming'\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Behind-the-scenes, Noyo flags data issues, confirms member changes, and enables proactive auditing between PlanSource\u2019s and Ameritas\u2019s systems. If issues are identified, Noyo delivers standardized, easy-to-use reconciliation reports \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/ameritas-delivers-modern-insurance-technology-with-noyo/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"in as little as one hour\"\n          })\n        }), \".\\xa0\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Working with companies who put customers first\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"PlanSource, Ameritas, and Noyo are united in prioritizing the needs of customers through quality data, seamless connections, and top-tier service. With this focus, it\u2019s easy to see why millions of Americans have chosen to get their vision and dental insurance through Ameritas over the past half century, and why so many insurance carriers choose PlanSource as their premiere platform. If you\u2019re interested in working with \", /*#__PURE__*/e(r, {\n          href: \"https://explore.ameritas.com/integrations/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Ameritas\"\n          })\n        }), \", \", /*#__PURE__*/e(r, {\n          href: \"https://plansource.com/contact/demo/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"PlanSource\"\n          })\n        }), \", or \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo\"\n          })\n        }), \", follow these links to learn more.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"About:\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"PlanSource is a technology company that automates and simplifies every aspect of employee benefit programs, so employees and HR teams can make smarter, more confident benefits decisions. We believe the easier benefits are to understand, use and manage, the more value people get out of them.\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Ameritas is a marketing name for Ameritas Mutual Holding Company and its affiliated subsidiary companies, including Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York. Founded in 1887, Ameritas offers a wide range of insurance and financial products and services to individuals, families and businesses. These products and services include life insurance; annuities; individual disability income insurance; group dental, vision and hearing care insurance; retirement plans; investments; asset management; and public finance. Securities offered through affiliate Ameritas Investment Company LLC, member FINRA/SIPC and investment advisory services offered through Ameritas Advisory Services, LLC. For more information, visit \"\n        }), /*#__PURE__*/e(r, {\n          href: \"http://www.ameritas.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"ameritas.com\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \".\"\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Noyo is the modern data infrastructure making frictionless employee benefits possible. Founded by leaders in benefits, insurance, and API technology, Noyo is the first company transforming the underlying infrastructure of the benefits industry through seamless digital connectivity. With Noyo, crucial benefits data is synchronized, scrubbed, and made instantly available anywhere it's needed, unlocking new possibilities for how benefits are designed and delivered.\"\n        })\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"paoRcrygY\",\n    [d]: \"Inside Noyo: Shaping the customer journey\",\n    [c]: \"inside-noyo-shaping-the-customer-journey\",\n    [h]: \"2023-01-27T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/As4j456PlmjKsfsnTe7AFeP0E6Y.png\",\n      srcSet: \"https://framerusercontent.com/images/As4j456PlmjKsfsnTe7AFeP0E6Y.png?scale-down-to=512 512w, https://framerusercontent.com/images/As4j456PlmjKsfsnTe7AFeP0E6Y.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/As4j456PlmjKsfsnTe7AFeP0E6Y.png 1808w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"\",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Every customer embarks on an adventure when they enlist new software solutions to supercharge their operations. With Noyo\u2019s API, we want this journey to be streamlined, effective, and above all, exciting.\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Sharing our own enthusiasm with our customers is an important stage of the onboarding process. Noyo contains the power to revolutionize the way traditional benefits are handled, and each new user should receive a warm welcome when they decide to upgrade their systems to the age of modern insurance. Planning a customer route that provides the full picture of our API\u2019s value is an aspect of our process that is both beneficial for a smooth transition and ever close to our hearts.\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Noyo\u2019s Senior Associate of Customer Onboarding Terrance Bortell (he/him) takes great pleasure showcasing the ins and outs of Noyo\u2019s product to new customers. Terrance has been with Noyo since February 2022 and is passionate about ensuring a user\u2019s first steps with our benefits data platform are steady and comfortable. By keeping the lanes clear of confusion and ambiguity, Terrance guides our customers across wide and level roads to success.\"\n        })\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What is your role at Noyo and what's an exciting, challenging problem you're solving?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"My role at Noyo is a Senior Associate on the Customer Onboarding team. Our team leads the onboarding/implementation phase of a customer\u2019s journey to making benefits frictionless. I work closely with multiple teams across the Noyo organization to ensure that our customers and their own teams see the value that Noyo provides quickly and efficiently.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"One of the most exciting yet challenging problems I am solving is modernizing an ecosystem that has been around for many years. Technology has advanced so quickly that the benefits industry has struggled to keep up with it. That\u2019s why I was excited to join Noyo: to help revolutionize the industry!\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What did your path to Noyo look like?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"My path to Noyo started on LinkedIn. I spent many years working in the payroll and benefits industry for companies like \", /*#__PURE__*/e(r, {\n          href: \"https://www.paylocity.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Paylocity\"\n          })\n        }), \" and \", /*#__PURE__*/e(r, {\n          href: \"https://www.proliant.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Proliant\"\n          })\n        }), \". A recruiter for Noyo reached out to me, and after a few hours of researching Noyo and its mission, I was pumped to be a part of reshaping the insurance/benefits industry.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What excites you most about our industry, our product, or your role in general?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"What excites me most about our product is that we are solving a decades-old problem with our API infrastructure. As someone who has personally experienced an access-to-care issue, I know how valuable our product is. I have heard so many stories about people seeking care for themselves or their families before being turned away because the outdated technology behind their enrollments didn\u2019t process soon enough.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The Customer Onboarding team is one of the most exciting roles in the company. I get the opportunity to help shape the future for each of our customers and guide them through an incredible onboarding journey.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What have you felt good about accomplishing in your job and in your time here?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"There are so many things that I have felt good about accomplishing at Noyo. One of the most impactful has been helping shape the customer onboarding process. When I joined Noyo, I was hired for the Customer Onboarding & Operations role. Shortly after joining the team, we realized that Customer Onboarding needed to become its own role to provide our customers greater attention to detail and the time they deserve.\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Over the last several months we have mapped out the customer journey from end-to-end. With input from teams across the organization, feedback from customers, and support from leadership, we have created an experience that makes our customers not only feel valued, but also quickly see the value \", /*#__PURE__*/e(\"em\", {\n          children: \"Noyo\"\n        }), \" offers.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What are the top 3 reasons you stay at Noyo?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"It\u2019s simple:\"\n      }), /*#__PURE__*/t(\"ol\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"I feel valued, respected, and appreciated by my peers and leadership.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"The leadership team has built a culture of openness and transparency.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"I am helping to solve an important, real world problem.\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"As a distributed company, Noyo has team members working across the United States. What's your favorite way to stay connected with your coworkers since we're in different locations?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"One of my favorite ways to stay connected with coworkers is at our \u201CGNC: Getting to Noyo Coworkers\u201D sessions. This is a bi-weekly presentation led by a coworker with only one rule: it can\u2019t be about work. Some of my favorite topics were:\\xa0\"\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Ghost Hunting: Ty Gowen edition. \"\n            }), \"Who doesn\u2019t love a good haunting!?\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"do u even lift bro?\"\n            }), \" I learned SO much about crossfit in this 30-minute session!\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Beware of bears.\"\n            }), \" One of our coworkers hiked the Appalachian trail!\"]\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Noyo is on the lookout for more passion-fueled talent just like Terrance. If working to eliminate the age-old frustrations of insurance experiences sounds right up your alley, we want to hear from you! Check out our current openings \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/careers\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"here\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \".\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"TbyuCTL02\",\n    [d]: \"Noyo Automated Billing: A powerful solution for recapturing revenue\",\n    [c]: \"noyo-automated-billing-a-powerful-solution-for-recapturing-revenue\",\n    [h]: \"2023-01-26T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/nOH8QmSEoe4Ct7MZXicxyAM.png?scale-down-to=4096\",\n      srcSet: \"https://framerusercontent.com/images/nOH8QmSEoe4Ct7MZXicxyAM.png?scale-down-to=512 512w, https://framerusercontent.com/images/nOH8QmSEoe4Ct7MZXicxyAM.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/nOH8QmSEoe4Ct7MZXicxyAM.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/nOH8QmSEoe4Ct7MZXicxyAM.png?scale-down-to=4096 4096w, https://framerusercontent.com/images/nOH8QmSEoe4Ct7MZXicxyAM.png 5182w\"\n    }, \"\"),\n    [m]: \"Sarah Wallace\",\n    [u]: \"Using clean, structured data and automated workflows, Noyo's Automated Billing solution simplifies the billing process to help carriers reduce errors and generate accurate bills with less work. Here's how it works.\",\n    [g]: \"Product\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"There aren\u2019t many businesses that allow customers to determine how much they pay for goods or services. Yet that\u2019s often the case with self-billing for life, AD&D, and disability coverages.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Why? Because employee eligibility data for these types of coverages often lives in disconnected systems, such as payroll solutions, HCM platforms, or even spreadsheets. So insurance carriers must rely on their customer or a broker to sift through the data and generate monthly bills.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As a result, self-billing frequently leads to friction for customers and carriers:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Late payments and inaccurate bills\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Overly expensive administrative burden\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"A highly manual process for customers\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Estimated $1.4B in loss for carriers annually\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"That\u2019s not a great experience for anyone, which is why Noyo\u2019s Automated Billing solution exists. Using clean, structured data and automated workflows, we simplify the billing process to help carriers reduce errors and generate accurate bills with less work. The result is a first-class customer experience and recaptured revenue. Here\u2019s how it works.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"What is self-billing and why is it used?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Originally created as a way to make things simpler for the customer, self-billing is an invoicing method where the customer calculates and pays their own bill. It\u2019s only used for coverages where full employee eligibility is not required, like disability and life. Since group administrators typically have the most up-to-date information, they\u2019re usually best positioned to create the bill.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"To create a self-bill, a customer must access at least two systems of record. While there is no standard process, a workflow might include:\\xa0\"\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"HR administrator processes elections to the ben-admin\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Ben-admin submits files to the carrier and census to the broker\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Billing worksheet is returned to the broker\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Bill is returned to the administrator\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Payment is processed\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"publishedSelf-billing: Old way\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"With so much room for error, late payments and underpaid invoices are a\\xa0 common occurrence. And since billing teams don\u2019t know who is enrolled in what, many carriers find it easier to just audit bills when they suspect a premium leakage of 10% or more \u2014 the rest is written off as a cost of doing business.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Fixing self-billing with better data\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"At the heart of these self-billing challenges is data \u2014 how it\u2019s stored, how it moves between partners, how it\u2019s cleaned for use. Yet current self-billing solutions do nothing to address data quality issues, instead perpetuating the cycle of inaccurate bills and poor customer experiences.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"So how is self-billing managed today? Typically, we see three approaches:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Manual data entry or file submissions.\"\n            }), \" The most popular and error-prone approach. HR teams usually use files because it is so difficult to get funding to integrate existing solutions. Plus, if a team is already in place and bills are being generated on time, very few decision makers have the appetite for investing in new solutions.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Purpose-built billing solutions.\"\n            }), \" These third-party services allow employers to outsource the bill production process. Vendors typically use a file extract from the system of record, compare it to a census file from the carrier, and then get back to the employer regarding what that self-bill should look like. But it\u2019s still slow and unreliable.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Direct connections with ben-admin or HCM.\"\n            }), \" While it\u2019s no secret that HR systems can be disconnected, even when data is pulled directly from a ben-admin system, it\u2019s still expensive to digest it into bills \u2014 thanks to factors such as a lack of standard formatting, custom fields that are difficult to navigate, a high rate of input errors, etc.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Enter the Noyo platform for self-billing\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Only Noyo ingests structured enrollment data directly from the ben-admin and tracks enrollments over time as member changes occur. Our API-powered platform cleans and validates the data, automatically calculating premiums so your customers don\u2019t have to.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"publishedNew way for self-billing with Noyo\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"How Noyo\u2019s Automated Billing solution works\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Available for all lines of coverage and self-billed plans, our solution leverages Noyo\u2019s \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/benefits-software-platforms/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"seamless integrations\"\n          })\n        }), \" with ben-admin, HCM, and HCIS software platforms to generate accurate bills. Because we have direct access to enrollment data \u2014 the source of truth \u2014 we\u2019re able to bypass customer involvement and help carriers offer a list-bill experience for self-billed plans.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"publishedHow Noyo's Automated Billing Solution Works\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here\u2019s how Automated Billing works across the billing process with Noyo:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Step 1. \"\n            }), \"The Noyo platform automatically retrieves and validates billing data from the ben-admin platform using business rules provided by the carrier.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Step 2. \"\n            }), \"The Noyo platform uses this structured data to calculate the invoice, processing any errors and making any retroactive adjustments, before generating the bill in the preferred format.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Step 3.\"\n            }), \" The carrier sends the accurate bill to the customer, who remits it with payment when it\u2019s due. Removing friction from the invoicing process encourages timely payments.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Removing manual work for customers and billing teams lets carriers provide a better experience. And it drastically increases accuracy, helping recapture premium lost to incomplete record-keeping or unaccounted-for retroactive changes.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Real-world example: Preventing overpayments with automation\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When members of a group hit an event that should have changed their premium to a lower amount, the broker did not update this new information until months after \u2014 which meant that those members were overpaying by several thousand dollars. The Noyo platform caught this and our team flagged it with the carrier, making it possible to adjust the group\u2019s bill retroactively.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Seamless billing starts with Noyo\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Ready to delight customers with a streamlined experience and recapture premium dollars with more accurate billing? Learn how Noyo can help from Solutions Architect, Daryl Hemeon, and Solutions Engineer, Chris Kaiser, in our on-demand webinar below.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"CHRYb5ycH\",\n    [d]: \"Noyo's CEO, Shannon Goggin, Accepted into Forbes Technology Council\",\n    [c]: \"noyos-ceo-shannon-goggin-accepted-into-forbes-technology-council\",\n    [h]: \"2023-01-25T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png\",\n      srcSet: \"https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=512 512w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Noyo announces its CEO and Co-Founder is accepted to the Forbes Technology Council, an invitation-only community dedicated to world-class technology leadership.\",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.prnewswire.com/news-releases/noyos-ceo-shannon-goggin-accepted-into-forbes-technology-council-301730163.html\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Originally published on PR Newswire\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \".\"\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"SAN FRANCISCO,\\xa0Jan. 25, 2023\\xa0/PRNewswire/ --\\xa0Noyo, the benefits data infrastructure making frictionless benefits possible, announced today that its co-founder and CEO,\\xa0Shannon Goggin, has been accepted into the Forbes Technology Council, an invitation-only community for technology leaders.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Goggin was vetted and selected by a review committee based on the depth and diversity of her experience; she joins CIOs, CTOs, and other technology executives in this world-class professional network. Criteria for acceptance include a track record of successfully impacting business growth metrics, as well as personal and professional achievements.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\"We are honored to welcome\\xa0Shannon Goggin\\xa0into the community,\" said\\xa0Scott Gerber, founder of Forbes Councils, the collective that includes Forbes Technology Council. \"Our mission with Forbes Councils is to bring together proven leaders from every industry, creating a curated, social capital-driven network that helps every member grow professionally and make an even greater impact on the business world.\"'\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As an accepted member of the Council, Goggin has access to a variety of exclusive opportunities designed to help reach peak professional influence. She will connect and collaborate with other respected leaders in a private forum and will also be invited to work with the Forbes editorial team to share her expert insights in original business articles on Forbes.com, and to contribute to published Q&A panels alongside other experts.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\"I am thrilled to join this high-energy, insightful community to share my points of view across a range of topics impacting the technology arena today, and to learn and grow from other tech leaders,\" said Goggin. \"As a collaborative disruptor advancing the modernization of data practices in the benefits industry through Noyo, I look forward to leveraging this powerful Forbes network as an entrepreneur, leader, and member of an industry on the cusp of digital transformation.\"'\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"About Noyo\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo is the modern data infrastructure making frictionless employee benefits possible. Founded by leaders in benefits, insurance, and API technology, Noyo is the first company transforming the underlying infrastructure of the benefits industry through seamless digital connectivity. With Noyo, crucial benefits data is synchronized and made instantly available anywhere it's needed, unlocking new possibilities for how benefits are designed and delivered and enhancing experiences for all. To learn more about how Noyo's industry-leading technology is powering the next generation of employee benefits, visit\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3765499-1&h=2717612754&u=http%3A%2F%2Fwww.noyo.com%2F&a=www.noyo.com\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"www.noyo.com\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"About Forbes Councils\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Forbes Councils is a collective of invitation-only communities created in partnership with Forbes and the expert community builders who founded Young Entrepreneur Council (YEC). In Forbes Councils, exceptional business owners and leaders come together with the people and resources that can help them thrive.\\xa0For more information about Forbes Technology Council, visit\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3765499-1&h=3531175027&u=https%3A%2F%2Fforbestechcouncil.com%2F&a=forbestechcouncil.com\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"forbestechcouncil.com\"\n          })\n        }), \". To learn more about Forbes Councils, visit\", /*#__PURE__*/e(r, {\n          href: \"https://c212.net/c/link/?t=0&l=en&o=3765499-1&h=3909827878&u=http%3A%2F%2Fforbescouncils.com%2F&a=%C2%A0forbescouncils.com\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"\\xa0forbescouncils.com\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Media:\"\n        }), \"\\xa0Mardi Larson, Amendola for Noyo,\\xa0\", /*#__PURE__*/e(r, {\n          href: \"mailto:mlarson@acmarketingpr.com\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"mlarson@acmarketingpr.com\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"SOURCE Noyo\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"Z0bTTpbd0\",\n    [d]: \"Four key benefits trends to watch in 2023\",\n    [c]: \"four-key-benefits-trends-to-watch-in-2023\",\n    [h]: \"2023-01-19T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/N3pEqCpYssvOuJeewzZLELAEqo.png\",\n      srcSet: \"https://framerusercontent.com/images/N3pEqCpYssvOuJeewzZLELAEqo.png?scale-down-to=512 512w, https://framerusercontent.com/images/N3pEqCpYssvOuJeewzZLELAEqo.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/N3pEqCpYssvOuJeewzZLELAEqo.png 1552w\"\n    }, \"\"),\n    [m]: \"Shannon Goggin\",\n    [u]: \"As we start the new year, our CEO and co-founder highlights four key themes that will have an outsized impact on the benefits industry in 2023.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"From highly personalized benefits experiences to artificial intelligence, our industry evolved at a rapid pace in 2022. Through it all, Noyo was fortunate enough to work with outstanding clients and partners who helped us raise the bar not only for ourselves, but for the industry as a whole.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As we start the new year, I want to highlight the themes that will have an outsized impact on the benefits industry. Here they are in no particular order.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Four ways group benefits will change in 2023\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"A stronger emphasis on benefits\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"The job market is expected to remain relatively strong in an otherwise volatile economy. While the unemployment rate is expected to jump from the current half-century low of \", /*#__PURE__*/e(r, {\n          href: \"https://www.bankrate.com/banking/federal-reserve/economic-indicator-survey-jobs-january-2023/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"3.7% to 4.6%\"\n          })\n        }), \" in 2023, due in part to the Federal Reserve\u2019s rapid rate hikes, an increase of such magnitude would be the lowest of any downturn in history.\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Employee benefits will continue to be an important tool for attracting and retaining talent. In 2023, benefits design and delivery will involve more than the traditional HR leaders and their benefits design partners. I believe we\u2019ll see a significant increase in participation by additional C-level leaders and even more attention paid to employee feedback and input.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As employers focus on allocating tighter budgets to the highest impact areas, measuring the impact of benefits programs will be essential. Now is the time for industry stakeholders to make sure their value is measurable and clearly understood, supported by data that is as robust, complete, and accurate as possible.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Fewer one-size-fits-all benefits structures\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Like it or not, the pandemic continues to reshape work in the U.S. and around the world. In 2022, the Pew Research Center reported \", /*#__PURE__*/e(r, {\n          href: \"https://www.pewresearch.org/social-trends/2022/02/16/covid-19-pandemic-continues-to-reshape-work-in-america/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"60%\"\n          })\n        }), \" of workers want to work from home all or most of the time. And in 2023, employers may even have to \", /*#__PURE__*/e(r, {\n          href: \"https://www.forbes.com/sites/forbeshumanresourcescouncil/2022/12/20/economic-uncertainty-and-hr-five-workplace-predictions-for-2023/?sh=66fcc7107fde\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"deconstruct the very definition of working remotely\"\n          })\n        }), \", as employers see the rise of \u201Cdigital nomads\u201D and scheduling models such as \u201Cworkcations\u201D which allow employees to combine work with travel or time with family.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Benefits packages designed for locally based employees with similar lifestyles simply don\u2019t cut it anymore. To attract and retain valuable talent, savvy employers will consider packages that allow coverage across multiple states and countries that best serve their increasingly distributed workforce.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Evolving demographics also make the case for more flexible benefits structures. Retiring baby boomers will increase the need for elder care benefits while younger generations now expect more support for mental health and financial planning. We\u2019ll also see a rise in fertility-related benefits and pet insurance, among others.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"A faster pace for the industry\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Judging by the advancements seen in 2022, some of which I reference below, I think our industry will continue to accelerate its pace of change. Enabled by the transformation of the underlying infrastructure that drives productivity, we\u2019ll see the time it takes to manage common benefits-related activities be significantly reduced. Our partners are already seeing this on top of the Noyo platform.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Employers who have invested in technology that supports seamless digital connectivity and unified, clean data will see big returns on investment when it comes to processes involving benefits administrators, employees, carriers, and benefits software vendors. Updating employees\u2019 coverage during open enrollment or qualifying life events \u2014 activities that have traditionally relied on paper-based faxing, outdated technology, and manual data entry \u2014 will be counted in hours instead of weeks. While cleaner, faster data will unlock valuable savings and insights for many stakeholders, the real winners are consumers who will have more reliable access to their benefits.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Enhanced benefits experiences\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"We all know that happier employees mean \", /*#__PURE__*/e(r, {\n          href: \"https://www.forbes.com/sites/shephyken/2017/05/27/how-happy-employees-make-happy-customers/?sh=6538580f5c35\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"happier customers\"\n          })\n        }), \". Investing in meaningful employee development, corporate culture, employee recognition and support, and creating a fun work environment are all components of creating what has been known as a great employee experience.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"A top-notch benefits delivery model is a natural extension of delivering that employee experience. Fortunately, technology is standing by to actualize the same positive vibes employees commonly get from their favorite online retailers, financial institutions, and even ride-sharing applications.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Imagine having an app that delivers all the key benefits details: which doctors are in-network, how much has been paid toward the deductible or co-pay, and exactly what services are covered across all benefits, including healthcare, dental, vision, and more. Innovations like these are only possible with easy-to-use, reliable data that can be safely shared across systems. As a result, the all-in-one portals that combine HRIS, payroll, and benefits will continue gaining traction in 2023 and beyond.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Building on past successes to address evolving trends\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"At Noyo, we are fortunate to work with innovative clients and partners who work every day to raise the bar for benefits.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Reflecting on some of Noyo\u2019s accomplishments from 2022\"\n      }), /*#__PURE__*/t(\"ol\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"Together with investors, Noyo \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/letter-from-the-ceo-noyo-series-b-raising-the-bar-for-benefits\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"announced\"\n              })\n            }), \" our \", /*#__PURE__*/e(\"strong\", {\n              children: \"$45 million Series B funding round\"\n            }), \" \u2014 a powerful validation of Noyo\u2019s technology and mission to unite the group benefits ecosystem with trusted data and deliver modern, frictionless benefits experiences.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"Thanks to deep integrations with partners across our network, we monitored health coverage for \", /*#__PURE__*/e(\"strong\", {\n              children: \"hundreds of thousands of families\"\n            }), \". In 2022, we enhanced our pioneering \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/the-noyo-sync-standard-what-it-means-to-sync-member-data-and-why-it-matters\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"Sync technology\"\n              })\n            }), \", which monitors health coverage across multiple systems to detect potential issues before they become a problem. Last year alone, Noyo\u2019s software proactively detected and resolved issues that could have negatively impacted the health coverage of tens of thousands of families.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"We also launched several \", /*#__PURE__*/e(\"strong\", {\n              children: \"industry-first products\"\n            }), \" including \", /*#__PURE__*/e(r, {\n              href: \"https://info.noyo.com/noyo-billing\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"automated billing\"\n              })\n            }), \" for insurance carriers, \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/solutions/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"user-friendly tools\"\n              })\n            }), \" to configure benefits plans, and \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/benefits-software-platforms/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"faster connectivity\"\n              })\n            }), \" across our robust network of insurance carriers.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"Last year we delivered best-in-class \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/enrollment/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"open enrollment\"\n              })\n            }), \" experiences, managing benefits renewals for \", /*#__PURE__*/e(\"strong\", {\n              children: \"250,000+ policies\"\n            }), \" that renewed during the peak of open enrollment while processing more than 95% of enrollment decisions in less than one day.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"The Noyo team also grew in 2022. To best serve our rapidly growing customer base, we \", /*#__PURE__*/e(\"strong\", {\n              children: \"doubled our team\"\n            }), \" and cultivated a diverse, dedicated, and distributed workforce with a presence across 28 states.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"Our customers experienced \", /*#__PURE__*/e(\"strong\", {\n              children: \"substantial operational gains\"\n            }), \" by automating workflows and benefitting from \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/how-benefits-software-can-win-at-open-enrollment-with-noyo\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"cleaner, actionable data\"\n              })\n            }), \". This included processing and verifying member changes in four days or less, as well as delivering substantially faster error resolution through proactive monitoring and turnkey reconciliation reports.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"A renewed focus on better benefits for all\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Reflecting on the last year is always rewarding, especially when so many of these achievements were due to the hard work of many people both inside and outside an organization. I am proud of the collaborative and creative group we work with every day.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In 2023, our partners can count on us to continue to solve the most chronic and deep-seated problem in the benefits industry: a lack of unified, synced, and clean data, which impacts people\u2019s ability to access benefits when they need them the most. Together, we\u2019ll meet this challenge head on.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"g8sUnRCAQ\",\n    [d]: \"BenefitsPro: These 5 trends will define employee benefits in 2023\",\n    [c]: \"benefitspro-these-5-trends-will-define-employee-benefits-in-2023\",\n    [h]: \"2023-01-13T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Challenging conditions will accelerate innovation and investment in the member experience. Here are five trends top of mind for Noyo CEO, Shannon Goggin.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"From the Great Resignation to\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://news.gallup.com/vault/405026/gallup-vault-americans-reaction-record-inflation.aspx\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"record inflation\"\n          })\n        }), \"\\xa0and mass layoffs, 2022 was full of challenging economic conditions for the industry and beyond. Benefits became even more important to workers and their families, and we saw an acceleration of trends like\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.benefitspro.com/2022/01/24/how-employee-benefits-will-change-for-good-in-2022/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"embedded benefits, non-traditional benefits, data transparency, and an evolution of brokers\u2019 roles\"\n          })\n        }), \". Now, new priorities are emerging.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"In the face of economic uncertainty, there\u2019s less appetite for risk. Rising health care costs, a looming recession, and a cooling labor market are just some of the factors already influencing benefits in 2023. Families with employer-sponsored plans now pay\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.commonwealthfund.org/publications/2022/apr/tackling-high-health-care-prices-look-four-purchaser-led-efforts\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"47% higher\"\n          })\n        }), \"\\xa0insurance premiums than a decade ago. But there\u2019s hope on the horizon: Empowering people to understand their benefits helps them make better decisions. That\u2019s why I believe 2023 will see the industry prioritize members even while doing more with less. Technology will play a vital role in paving the way for better outcomes.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"2023: The year of frictionless benefits\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As employers grapple with navigating benefits programs amidst economic downturn, they will require more from their benefits software. This in turn will put greater pressure on insurance companies to modernize their systems and accelerate new partnerships and digital experiences to meet their members where they are.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here are the five trends Noyo's CEO and Co-Founder, Shannon Goggin, thinks will define benefits in 2023.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(r, {\n          href: \"https://www.benefitspro.com/2023/01/13/these-5-trends-will-define-employee-benefits-in-2023/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Read the article >\"\n          })\n        })\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"xqBt8b4c9\",\n    [d]: \"Transparency into every member change: How round-trip confirmation puts ben-admins in control\",\n    [c]: \"how-round-trip-change-confirmation-puts-ben-admins-in-control\",\n    [h]: \"2022-12-15T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/9qTzC2SoyeAoViNx4wWahPqTjc.png\",\n      srcSet: \"https://framerusercontent.com/images/9qTzC2SoyeAoViNx4wWahPqTjc.png?scale-down-to=512 512w, https://framerusercontent.com/images/9qTzC2SoyeAoViNx4wWahPqTjc.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/9qTzC2SoyeAoViNx4wWahPqTjc.png 1528w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Noyo is at the forefront of helping solve the industry's data quality issues with our benefits data platform. Here's how one of our power data sync capabilities works.\",\n    [g]: \"Product\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Today\u2019s technology doesn\u2019t make it easy to understand the real-time status of member enrollment and eligibility data. When benefits software platforms submit member changes to the carrier, they rarely know if those changes were completed as intended. Errors like incorrect employee demographic information (social security number, birth date, etc.), coverage date discrepancies, and missing enrollments are far too common.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This lack of visibility results in poor member experiences and high operational costs as internal teams face a constant stream of billing and coverage issues.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo is at the forefront of using modern technology to catch and resolve data quality issues before they become problems. One of the most powerful features of our \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/the-noyo-sync-standard-what-it-means-to-sync-member-data-and-why-it-matters\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo Sync technology\"\n          })\n        }), \" is round-trip change confirmation, which delivers full visibility into the status and completion of every member change.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"To date, only Noyo offers round-trip confirmation at scale. We\u2019ll dive into the details of how it differs from other solutions, and how it puts brokers and ben-admins in control.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"What is round-trip confirmation?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Round-trip confirmation is a unique feature of our \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/enrollment/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Sync technology\"\n          })\n        }), \". It\u2019s how our platform confirms that a requested member change was processed successfully in the carrier\u2019s system, providing an automatic feedback loop direct from the carrier.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Instead of file-based workflows, ben-admins send member changes to our API endpoints for managing enrollment and eligibility. For every change that\u2019s submitted to \", /*#__PURE__*/e(r, {\n          href: \"https://docs.noyo.com/#noyo-group-benefits-api\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"the Noyo API\"\n          })\n        }), \", round-trip confirmation provides two checks:\"]\n      }), /*#__PURE__*/t(\"ol\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"First, we validate the request up front to enforce carrier eligibility rules and data requirements. Once the carrier has received the change, we'll confirm the status and expose it via API or in our dashboard interface.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Then, we check a second time in the carrier\u2019s system on the change\u2019s effective date and compare the result to what the ben-admin was expecting. If we uncover an issue, it's immediately surfaced for review.\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"br\", {\n          className: \"trailing-break\"\n        })\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,y0RUCgd5HINl4vgxY8mGydyAbQY.png\",\n        \"data-framer-height\": \"952\",\n        \"data-framer-width\": \"1970\",\n        height: \"476\",\n        src: \"https://framerusercontent.com/images/y0RUCgd5HINl4vgxY8mGydyAbQY.png\",\n        style: {\n          aspectRatio: \"1970 / 952\"\n        },\n        width: \"985\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"With Noyo, brokers and ben-admins can process changes within 4 days or less and then receive automatic confirmation that each change was completed correctly.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"No more waiting on the carrier, sifting through hard-to-read EDI error reports, or relying on customer escalations to uncover issues; just a simple, automated step that takes the guesswork out of dealing with black-box carrier systems.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"How does Noyo round-trip confirmation differ from other solutions?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"EDI and other API middleware aren\u2019t able to sync data directly from within the carrier system, and therefore cannot support round-trip confirmation. Noyo is able to do this because of the proprietary integrations we have with insurance carriers, which support near real-time data exchange between the carrier and connected software platforms.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Other solutions may be able to submit and validate member changes over API and confirm that the carrier has accepted the request, but this is not direct confirmation that the request was implemented correctly. While it can be an improvement on EDI, it\u2019s only half the journey and there\u2019s still a lot that can go wrong after a change is accepted by the carrier.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Here are a few examples:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"A change happens on the wrong date because the carrier system has different rules than the benefits software.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"A broker or member makes a change directly with the carrier that the benefits software doesn\u2019t know about.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"A change fails to process after being accepted by the carrier because something went wrong with an internal workflow or issue with their system.\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"How common is this? After onboarding a sample of 332 groups representing 46,000 policies, Noyo\u2019s sync technology found an average of 44 issues per group that could directly impact member coverage, with 95% of groups having at least one coverage-impacting error. We also found that 54% of issues originated in the carrier system. The largest category of issues was a missing employee policy at the carrier, meaning the ben-admin was expecting a policy to exist and Noyo checked back into the carrier system to discover that it didn\u2019t.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,4oUvSbw9KhqFA4z53zw783tn5V4.png\",\n        \"data-framer-height\": \"677\",\n        \"data-framer-width\": \"1288\",\n        height: \"338\",\n        src: \"https://framerusercontent.com/images/4oUvSbw9KhqFA4z53zw783tn5V4.png\",\n        style: {\n          aspectRatio: \"1288 / 677\"\n        },\n        width: \"644\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Once member data is accepted by a carrier, if a ben-admin is relying on EDI or other API middleware, they must wait for the carrier to parse member changes and send an error report for confirmation \u2014 if such a report is provided at all.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This can take days or longer and requires ops personnel to review the report, implement the changes, and submit the data back to the carrier to be processed once again. Meanwhile, affected members are stuck waiting, unable to access their benefits.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"How does round-trip confirmation work?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Every benefits software connected to our network of \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/enrollment/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Sync carriers\"\n          })\n        }), \" is equipped with round-trip confirmation for every member change. This includes the ability to monitor the status of each transaction, as well as tools for issue identification and resolution all in one, easy-to-use dashboard experience.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Round-trip confirmation is made possible by:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Deep carrier connections.\"\n            }), \" When Noyo integrates with insurance carriers to enable data sync capabilities, we build proprietary integrations with their systems. This allows direct read/write access to the carrier\u2019s system of record in near real-time.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Requests broken into sub-operations.\"\n            }), \" When you submit a member request, you\u2019re telling Noyo what successful enrollment looks like. Noyo then does the hard work of structuring the request into smaller transactions or action items that are carried out at the carrier. For example, a New Hire Enrollment member request may result in two member transactions; one to add medical coverage at Carrier A and a second to add dental and vision coverage at Carrier B.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Change monitoring in the Noyo dashboard.\"\n            }), \" Our technology proactively surfaces issues and provides recommendations on how to resolve them in a fast, simple workflow. The Noyo support team is often able to resolve issues as they arise without customer input. If external review is required, every issue is viewable and actionable in the Noyo dashboard.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The benefits of round-trip confirmation\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Round-trip confirmation provides transparency at scale for every member change. With Noyo, ben-admins can deliver a faster, more reliable experience to their clients, and carriers can offer a seamless, differentiated experience to members that\u2019s less work for ben-admins and brokers.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Round-trip confirmation serves everyone in the benefits ecosystem\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Customers: \"\n            }), \"Fewer coverage-impacting issues means employers and employees can access benefits when they\u2019ve been promised, improving customer satisfaction.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Ben-admins: \"\n            }), \"Clean, accurate, and synchronized data puts ben-admins in control of how to respond to issues, reducing workloads for operations teams and automating issue reconciliation.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Brokers: \"\n            }), \"Better data creates better customer experiences, like being able to address enrollment issues with the carrier \u2014 improving renewal cycles for brokers, while helping them keep customer trust.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Carriers: \"\n            }), \"Integrating with Noyo lets carriers process and confirm enrollment and eligibility changes in four days or less. So they can give ben-admins the transparency they need and want.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Ready for transparency into every member change?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"APIs are transforming how the benefits industry exchanges data, but they can\u2019t solve data quality problems alone. Noyo is setting the standard for what it means to keep benefits data in sync, achieving new levels of data quality \", /*#__PURE__*/e(\"em\", {\n          children: \"and\"\n        }), \" speed.\"]\n      })]\n    }),\n    [f]: !0,\n    [w]: !1\n  }, {\n    id: \"hgJ_paLVC\",\n    [d]: \"How To Build The Crucial Infrastructure For Modern Benefits\",\n    [c]: \"how-to-build-the-crucial-infrastructure-for-modern-benefits\",\n    [h]: \"2022-12-14T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"APIs may feel like a buzzword in insurance and benefits circles, but they\u2019re enabling a frictionless, efficient approach for the entire industry. Here\u2019s what the industry can accomplish by building the crucial infrastructure for modern benefits.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Originally published on \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://techrseries.com/employee-wellness/how-to-build-the-crucial-infrastructure-for-modern-benefits/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"HR Tech Series\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Employee benefits are more important than ever, yet inefficiencies abound in their administration and management. Over\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.forbes.com/sites/brucejapsen/2019/10/07/us-health-system-waste-hits-935-billion-a-year/#627122e92f40\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"$900 billion\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\\xa0is lost to healthcare waste every year in the US, due in large part to a lack of transparency and coordination between providers and payers.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"At the heart of these challenges is data \u2014 how it\u2019s stored, how it moves between partners, how it\u2019s cleaned for use. Electronic Data Interchange (EDI) was a great invention three decades ago, but its batch updates and store-and-forward method makes for one-way data communication.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"APIs (Application Programming Interfaces) may feel like a buzzword in insurance and benefits circles, but they\u2019re enabling a frictionless, efficient approach for the entire industry. Here\u2019s what the industry can accomplish by building the crucial infrastructure for modern benefits.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Better Data Quality for Modern Employee Benefits Management\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Data quality is a persistent and industry-wide problem in benefits. With most employee data trapped in silos and exchange taking place via paper-based files or EDI, it\u2019s no surprise how many coverage and billing errors people encounter every day. Entire operations teams exist to tackle these challenges, but coverage errors inevitably trickle down to consumers \u2014 even impacting their access to care.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Technology can solve these problems by collecting, cleaning, and sending data in a standardized way in near real-time. This approach removes the need for manual interventions and provides transparency into every transaction at scale. Robust tech infrastructure also automates key workflows across the policy lifecycle, reducing operational expenditure.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"A Catalyst for Growth and Innovation\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Building API infrastructure for modern benefits unlocks growth and innovation in key ways:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Speed. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Benefits administrators can process transactions and onboard groups faster without ever having to rely on a person to re-enter data; eligibility data is transferred programmatically and can be instantly synced across any connected system.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Automated Accuracy. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Data can be kept in sync between insurance carriers and benefits software. APIs allow for upfront validation that immediately reject requests if something is missing or a business rule is not followed.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"New Levels of Insight. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"APIs are like building blocks enabling one to query and manipulate data for almost any use case, putting new product experiences in reach.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Scaled Connections. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Developers can set up connections between platforms in days, not weeks or months. APIs flexibly integrate with any carrier or benefits software system.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Security and Compliance. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"APIs allow very granular permissions, so it\u2019s possible to create more nuanced, secure systems.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Ecosystems. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"In the future, clean, standardized benefits data will become even more accessible to developers, leading to a new ecosystem of benefits applications.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Frictionless Employee Benefits\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Ultimately, the goal is to enable benefits experiences as convenient and unified as consumers already expect from retail, hospitality, and finance. Imagine having one app to check which doctors are available in your network, how much you\u2019ve spent against your co-pay and deductibles, and what services are covered by your policy so you can make the best decision in the moment. Technology infrastructure is both the foundation and bridge to legacy systems to make it all possible.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"L6V0ZkpIk\",\n    [d]: \"The Noyo Sync standard: What it means to sync member data and why it matters\",\n    [c]: \"the-noyo-sync-standard-what-it-means-to-sync-member-data-and-why-it-matters\",\n    [h]: \"2022-12-08T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/EdXEjtSntwn0RcLNMRbDJJw4Hk.png\",\n      srcSet: \"https://framerusercontent.com/images/EdXEjtSntwn0RcLNMRbDJJw4Hk.png?scale-down-to=512 512w, https://framerusercontent.com/images/EdXEjtSntwn0RcLNMRbDJJw4Hk.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/EdXEjtSntwn0RcLNMRbDJJw4Hk.png 1440w\"\n    }, \"\"),\n    [m]: \"Joe Gomez\",\n    [u]: \"We think about data synchronization as all of the steps needed to structure, clean, process, and exchange data before it can be put to use. Here's how Noyo makes all of these steps seamless.\",\n    [g]: \"Product\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Just like clocks need to stay in sync so everyone can be in the right place at the right time, the same holds true for benefits data as it\u2019s exchanged between multiple connected systems, e.g. ben-admins, brokers, and carriers.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"At Noyo, we think about syncing data as all of the steps needed to clean, structure, and transmit data before it can be put to use, often referred to as Extract Transform Load or ETL for short. We know this process is where the industry feels the most pain, the amount of work that\u2019s required to not just exchange benefits data but make it useful across the entire business.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"The \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/solutions/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo API\"\n          })\n        }), \" is making all of these steps scalable on top of a single, safe platform so benefits software and insurance carriers can exchange enrollment data in near real-time. Unlike other API solutions that can only send data, much like how EDI works today, Noyo enables the ability to look inside the carrier system to confirm changes, audit for issues, and automate other workflows.\\xa0Each stakeholder has a trusted view of who\u2019s enrolled in what coverage at a given time.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Why is it so important to keep benefits data in sync?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Employee\u2019s lives are constantly changing and small discrepancies lead to big (often expensive) problems. Because today\u2019s technology offers limited transparency, issue detection and resolution are a major operational cost for everyone involved.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"After onboarding a sample of 332 groups representing 46,000 policies, Noyo\u2019s sync technology found an average of 44 issues per group that could directly impact member coverage, with 95% of groups having at least one coverage-impacting error. Additionally, we found that 46% of these issues originated from the broker/ben-admin system while 54% originated in the carrier system. That means, without the Noyo platform, over half of these issues would require feedback from the carrier to reconcile.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"And if just one of these errors slips through the cracks, it can take weeks to resolve, not to mention the further downstream consequences that lead to billing errors and claims issues. But the most important cost is the hit to the member experience which has further implications for retention and NPS.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Here are just a few real-life examples that the Noyo platform prevents:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"A digit in a dependent\u2019s social security number gets keyed into a carrier portal incorrectly, creating duplicate records and leading to incorrect payroll deductions.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"An error in a batch file with new enrollment requests prevents new employees from receiving their insurance ID card for weeks, barring them from access to care. Noyo would immediately flag the error for review, allowing all other enrollments to be processed without issue.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"A family shows up to a health provider to find out their HR platform says they\u2019re covered by a plan, but the policy is missing in the carrier\u2019s system, despite the carrier system having previously confirmed the enrollment. The claim gets denied and it takes months to resolve the issue.\"\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"In each of these scenarios, the challenge isn't just identifying the issue but how quickly a ben-admin can understand it and resolve it. Today, Noyo\u2019s \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/sync/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"sync technology\"\n          })\n        }), \" automates much of this work, processing member changes and providing confirmation directly from the carrier system within 4 days or less. Additionally, our technology is able to run frequent data audits at the carrier to surface coverage-impacting discrepancies as changes occur.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Where other middleware rely on carrier reports, inferred logic, and blind faith, Noyo keeps data in sync by having seamless integrations with carriers that allow direct read/write access to the system of record.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"What syncing data looks like today\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"By design, EDI and other manual systems cannot support instant, synchronous data exchange. The adoption of application programming interfaces (APIs) is pushing the industry forward, allowing more granular data validation and enforcement of eligibility rules, as well as easier access to data at the carrier. But, not all API solutions are created equally.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When it comes to syncing data, current solutions struggle with these core issues:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"The Rube Goldberg effect: \"\n            }), \"A lack of standardization creates a patchwork of custom, siloed data connections. To keep data in sync, it must be structured and transmitted in a consistent way so that the process of aggregating and interpreting data doesn\u2019t rely heavily on human inputs.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Flying blind:\"\n            }), \" It\u2019s impossible to address what you can\u2019t detect. Much of the industry relies on lagging error reports and noisy census data to identify issues. In many cases, the amount of effort it takes to clean and structure data is simply too high to allow frequent auditing. Additionally, today\u2019s systems don\u2019t have useful ways to separate trivial discrepancies from more serious issues that can impact billing or coverage.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Lack of confirmation:\"\n            }), \" This is where other API solutions fall short. When a member change is submitted, most middleware rely on the carrier system to validate the request. If the request is approved without issue, then it's treated as confirmation that the change is completed. However, this isn\u2019t the same as looking directly in the carrier system to confirm the change was fulfilled as intended. The carrier may think they executed a request correctly, but without checking what actually resulted at the carrier against the expected outcome, it's impossible to know if it was right. Keeping data in sync requires fast, direct feedback.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Stale data:\"\n            }), \" Member data is in constant change, and it can often be updated in multiple ways, e.g. in a broker system or directly at the carrier. This makes it difficult for ben-admins to know how accurately their view of data matches the carrier system at a given point in time. Noyo programmatically audits data at the carrier on a frequent schedule, comparing records within the carrier system to records at the ben-admin and making the latest state of data readily available. This is how the Noyo API is able to surface issues before they impact customers, as well as automate key workflows like connecting a group to a carrier, mapping data to the carrier\u2019s account structure, and renewing coverage.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The Noyo Sync standard\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The challenge isn\u2019t choosing the right API to improve data quality, it\u2019s choosing the right partner. Noyo provides a roadmap to help benefits companies centralize data operations and transition from sending data via files and other siloed \u201Cpipes\u201D to achieving all the benefits of syncing data across a broad network.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"But APIs alone won't improve data quality. Without the right automated systems in place, APIs can just move bad data faster.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"When we think about the standards required to improve data quality over time, here\u2019s what needs to be true:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"Payloads and endpoints are standardized so data can be exchanged and validated in a single consistent format. This includes normalizing all carrier formats into a standardized data format/payload to return to the platform.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"Data is in sync between the ben-admin and carrier when it is continuously monitored and refreshed at a regular interval. Noyo\u2019s technology programmatically audits and refreshes data directly from the carrier system without relying on error reports or other \u201Cinferred\u201D methods.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"All member changes are validated against carrier business rules on submission and then confirmed again directly in the carrier system on the effective date of the change. Today, only Noyo provides true \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/how-round-trip-change-confirmation-puts-ben-admins-in-control/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"round-trip change confirmation\"\n              })\n            }), \".\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Discrepancies can be automatically detected, prioritized, and addressed through a combination of automated rules and intuitive reconciliation workflows.\"\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Want to see how it works? \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Reach out to our team for a demo\"\n          })\n        }), \"!\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"xyMP0w7f8\",\n    [d]: \"Ameritas delivers modern insurance technology with Noyo\",\n    [c]: \"ameritas-delivers-modern-insurance-technology-with-noyo\",\n    [h]: \"2022-11-03T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/3Gd26ipr3viW367F1gcJAE6BMA.png\",\n      srcSet: \"https://framerusercontent.com/images/3Gd26ipr3viW367F1gcJAE6BMA.png?scale-down-to=512 512w, https://framerusercontent.com/images/3Gd26ipr3viW367F1gcJAE6BMA.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/3Gd26ipr3viW367F1gcJAE6BMA.png 1440w\"\n    }, \"\"),\n    [m]: \"Ty Gowen\",\n    [u]: \"Ameritas is connecting to partners faster and offering brokers and employers a better experience with fewer errors on top of the Noyo platform. Here's how.\",\n    [g]: \"Customer Stories\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Offering dental insurance since 1959 and vision insurance since 1984, Ameritas supports over 11 million people in the US and Mexico with affordable dental, vision, and hearing benefits. Boasting one of the largest dental networks in the nation, a commitment to innovation and customer satisfaction has helped Ameritas rank among top dental providers year after year.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The challenge\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Today\u2019s insurance carriers have more choice in strategic partnerships than ever before. A fast-growing ecosystem of hundreds of benefits technology solutions are now available to employers and brokers, all with a similar goal: to modernize employee administration with digital-first tools. But using outdated forms of data exchange makes it hard for many carriers to integrate quickly with these technology providers and realize a better customer experience.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Driven by a commitment to making benefits less complicated and more fulfilling for its customers, Ameritas wanted to gain the flexibility of application programming interfaces (APIs) without having to overhaul existing systems.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"APIs are widely accepted as the best path forward because they are automated, fast, accurate, and flexible across use cases. However, until APIs are widespread, EDI still remains the main method of data exchange for policy administration. Ameritas\u2019 progressive strategy was to leverage API technology without having to overhaul all of their existing systems.\\xa0 \u201CAn API strategy is the great equalizer,\u201D says Jake Bendler, director of national accounts at Ameritas. \u201CYou get fewer enrollment errors and greater visibility into your data with a one-time integration, plus minimal connection management compared to EDI.\u201D\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The solution\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Backed by deep insights into customer needs, Ameritas chose to partner with Noyo for fast, safe, API-powered integrations. Getting up and running was easy for Ameritas, thanks to our creation of a customer connection that works with the company\u2019s existing system and database. As a result, Ameritas was able to go to market with a full suite of APIs for managing eligibility in just 90 days. Ameritas gained a speed boost in other areas too, with Noyo able to create accurate reconciliation reports in as little as one hour.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Thanks to Noyo\u2019s benefits data platform, Ameritas is able to integrate faster and more easily with partners who might have many different methods or timelines. As a result, customers enjoy less manual work in enrollment and benefits administration, as well as a faster and more accurate experience. And Ameritas saves time and resources.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The impact\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Today, Ameritas manages hundreds of thousands of lives through Noyo with most member changes processed in four days or less. Strong, fast connections with the benefits software their customers love helps Ameritas deliver even more value for employers looking for the best insurance experience. And now that partner integrations and eligibility management are taken care of through Noyo, it\u2019s easier for Ameritas to seamlessly participate in new opportunities like \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/why-apis-are-the-future-of-benefits-ameritas-plansource/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"PlanSource\u2019s innovative Boost Program\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\"We count on reliable, accurate eligibility and policy administration. With Noyo, these processes just work, freeing up our resources to focus on building new products and capabilities.\" -Jake Bendler, Director of National Accounts, Ameritas'\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/sync/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo\u2019s Sync technology\"\n          })\n        }), \" \\xa0flags data issues, confirms member changes, and enables proactive auditing between the ben-admin and Ameritas\u2019 system, so brokers know that member data is accurate and current. If issues are identified, Noyo delivers standardized, easy-to-use reconciliation reports in as little as one hour.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"So what\u2019s next for Ameritas? Looking toward the future, the company is investing heavily in deep analytics and insights about client needs and expectations. These insights will drive product creation, customer service, marketing, and more. Using Noyo\u2019s benefits data platform, Ameritas can leverage the data to measure key aspects of eligibility and enrollment. With Noyo, Ameritas is going to market with a unified API strategy that drives growth and improves the customer experience today \u2014 and paves the way for a whole new level of analytics, insights, and innovation tomorrow.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"hEhbJq63V\",\n    [d]: \"The Standard partners with Noyo to modernize the customer experience\",\n    [c]: \"the-standard-partners-with-noyo-to-modernize-the-customer-experience\",\n    [h]: \"2022-10-20T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png\",\n      srcSet: \"https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=512 512w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Standard Insurance Company, a leading provider of financial protection products and services for employers and individuals, has entered into a strategic partnership with Noyo.\",\n    [g]: \"Partners\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Originally published on \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.standard.com/about-standard/newsroom/press-releases/standard-partners-noyo-modernize-customer-experience\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"The Standard\\'s Newsroom\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Portland, Ore. \u2014 Standard Insurance Company (\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.standard.com/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The Standard\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"), a leading provider of financial protection products and services for employers and individuals, has entered into a strategic partnership with Noyo. This partnership reinforces The Standard\\'s commitment to digital transformation by bridging member enrollment and eligibility data across benefits technology platforms. The solution will enable faster group connection and processing times, as well as decreasing operational overhead for benefits administration.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"By incorporating Noyo\\'s capabilities around handling, standardizing, and transmitting data quickly and accurately, The Standard is making it easier for employers to administer their benefits and employee enrollments and reducing data issues that can disrupt coverage. The partnership will provide an enhanced billing experience and access to data, allowing information to pass quickly and seamlessly between stakeholders.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\\\"The Standard is making a significant investment in our group insurance business to transform the way we connect with and provide service to our customers,\u201D says Jill Schlofer, second vice president of Implementation and Enrollment for The Standard. \u201CWe are investing to deliver a superior outcome for our customers through a unique combination of expertise, caring and digital experience.\u201D\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Key Partnership Benefits\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Streamlines member maintenance updates including open enrollment, new hires, qualifying life events and demographic and termination changes across all group sizes.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Allows brokers to connect clients faster, spend more time advising their clients and less time on administration.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Performs member enrollment data audits to ensure eligibility changes are processed quickly and accurately.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\u201CI am incredibly excited to see an insurance carrier with more than a hundred years of history adopt the technology of the future,\u201D said Shannon Goggin, CEO at Noyo. \u201CWe look forward to transforming the way key benefits data is managed and enabling The Standard to focus on their mission to protect the lifestyles of their customers.\u201D\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"To learn more about how The Standard\u2019s partnership with Noyo can benefit your business, visit our\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.standard.com/financial-professional/insurance-benefits/partnerships\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"strategic partnerships page\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About The Standard\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The Standard is a family of companies dedicated to helping customers achieve financial well-being and peace of mind. In business since 1906, we are a leading provider of financial protection products and services for employers and individuals. Our products include group and individual disability insurance, group life, dental and vision insurance, voluntary (employee-paid) benefits, absence management services, and retirement plans and annuities for employers and individuals. For more information about The Standard, visit\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.standard.com/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"standard.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\\xa0or follow us on\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.facebook.com/TheStandard-318842791935/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Facebook\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\",\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://twitter.com/The_Standard\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Twitter\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\\xa0or\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.linkedin.com/company/the-standard/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"LinkedIn\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The Standard is the marketing name for StanCorp Financial Group, Inc., and its subsidiaries: Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Mortgage Investors, Inc., StanCorp Investment Advisers, Inc., StanCorp Real Estate, LLC, and StanCorp Equities, Inc.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Noyo\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo is the modern data infrastructure that makes frictionless employee benefits possible. Founded by leaders in benefits, insurance and API technology, Noyo is the first company transforming the underlying infrastructure of the benefits industry with seamless digital connectivity. With Noyo, crucial benefits data is instantly available anywhere it\u2019s needed, unlocking new possibilities for how benefits are designed and delivered. To learn more about how Noyo\u2019s industry-leading technology is powering the next generation of employee benefits, visit\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"noyo.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Contact:\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The Standard\\\\nLaura Luthi\\\\n503.341.7785\\\\n\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"mailto:pr@gradybritton.com\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"pr@gradybritton.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo\\\\nNicole Shelby\\\\n\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"mailto:press@noyo.com\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"press@noyo.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"g5noQiOia\",\n    [d]: \"The Standard partners with Noyo for digital transformation\",\n    [c]: \"the-standard-partners-with-noyo-for-digital-transformation\",\n    [h]: \"2022-10-20T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/oApONfH4p343TpRT4GBehBgkZE.png\",\n      srcSet: \"https://framerusercontent.com/images/oApONfH4p343TpRT4GBehBgkZE.png?scale-down-to=512 512w, https://framerusercontent.com/images/oApONfH4p343TpRT4GBehBgkZE.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/oApONfH4p343TpRT4GBehBgkZE.png 1440w\"\n    }, \"\"),\n    [m]: \"Ty Gowen\",\n    [u]: \"From connections to customer service, The Standard is helping lead the pack when it comes to digital transformation. Here's how partnering with Noyo will support the company's ability to delivery the best member experience.\",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"As one of the oldest providers of financial protection products, \", /*#__PURE__*/e(r, {\n          href: \"https://www.standard.com/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"The Standard\"\n          })\n        }), \" proudly covers over 8.5 million people in the US. The company has witnessed many fundamental shifts in the way people purchase and use insurance in its 116 years \u2014 none so important as the digital innovations currently reshaping the way insurance companies manage their business.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"From partnerships to customer service, The Standard is helping lead the pack when it comes to digital transformation. In particular, the company has highlighted group insurance products as a key area in which innovation can play a much larger role.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here\u2019s how our benefits data platform is helping The Standard improve its experience for members, brokers, and benefits administration partners.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Streamlining digital information to increase efficiency for members\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The Standard understands that digital transformation can be costly and time consuming when done alone, which is why it has partnered with Noyo for employee benefits enrollment and eligibility management.\"\n      }), /*#__PURE__*/e(\"h6\", {\n        children: \"\u201CThe Standard is making a significant investment in our group insurance business to transform how we provide service to our customers. We're investing to deliver a superior outcome through a unique combination of expertise, caring, and digital experience.- Jill Schlofer, Second Vice President of Implementation and Enrollment, The Standard,\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Streamlined member maintenance updates\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"With current methods of sharing information between carriers and ben-admin platforms, user changes take too long to send and confirm, which creates a poor user experience and can cause issues with coverage. This is why Noyo is connecting the insurance ecosystem with \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-insurance-carriers-stay-agile-in-the-digital-marketplace\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"application programming interfaces (APIs)\"\n          })\n        }), \", a method of data exchange that features unparalleled speed and accuracy. Member enrollment and eligibility changes will be sent through the Noyo benefits data platform, which validates each change and ensures that it is completed successfully by The Standard.\\xa0\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Quick connections to prospective partners\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"By connecting to Noyo, The Standard is activating a whole new way to connect with different ben-admin systems, benefits software, and HRIS systems. As the understanding of the need for APIs grows, companies are finding that homebrewed connections are costly to create and time-consuming to maintain. With Noyo, one standard integration is all that\u2019s required for a new connection; most partners are connected to each other 5x faster than if they had built custom connections on their own. \\xa0\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Empowering brokers with better data\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The Standard prioritizes the needs of its broker partners, which means making sure that employee benefits data is accurate, so brokers can spend less time on manual work and more time advising their clients. With validated data transferred in real time and member updates in sync across systems, Noyo-powered connections remove the burden of manual administration and make it easy to get clients covered quickly.\\xa0\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Better functionality for The Standard\u2019s customers\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"By incorporating Noyo's capabilities around handling, standardizing, and transmitting data quickly and accurately, The Standard is making it easier for employers to administer their benefits and employee enrollments, while reducing data issues that can disrupt coverage, waste time, or sap budgets.\"\n      }), /*#__PURE__*/e(\"h6\", {\n        children: \"\u201CI'm incredibly excited to see a carrier with more than 100 years of history adopt the technology of the future. We look forward to transforming the way key benefits data is managed and enabling The Standard to focus on protecting their customers.- Shannon Goggin, CEO & Co-Founder, Noyo,\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"With changing the way benefits data is handled from start to finish, Noyo is proud to power The Standard\u2019s efforts to deliver the best benefits experience on the market.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"LW4GrQSa3\",\n    [d]: \"Group structure mapping shouldn\u2019t be so hard! Meet Noyo\u2019s latest tool for ben-admins\",\n    [c]: \"group-structure-mapping-shouldnt-be-so-hard-meet-noyo-tool\",\n    [h]: \"2022-10-05T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/uTXVUMeozBuMEPcSuXO0fjrmk.png\",\n      srcSet: \"https://framerusercontent.com/images/uTXVUMeozBuMEPcSuXO0fjrmk.png?scale-down-to=512 512w, https://framerusercontent.com/images/uTXVUMeozBuMEPcSuXO0fjrmk.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/uTXVUMeozBuMEPcSuXO0fjrmk.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/uTXVUMeozBuMEPcSuXO0fjrmk.png 2400w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Here\u2019s a closer look at how we\u2019re making group structure mapping simpler by helping our benefits software partners get their groups connected and ready for enrollment in three days or less.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Employers want to get their employees enrolled in benefits as fast as possible. But delivering speed and simplicity at this critical step is challenging, especially when relying on manual systems of data exchange like EDI files, PDF forms, and manual data entry.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Nowhere is this more apparent than group structure mapping \u2014 the process of matching a group\u2019s account structure within a ben-admin system to the fields and records within a carrier\u2019s system.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Today, mapping entails large spreadsheet libraries and custom code that still require manually keying data. For most operations teams, these processes are time-consuming, vulnerable to errors, and all too often impact billing or worse, disrupt and delay coverage.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"That\u2019s why we created \", /*#__PURE__*/e(r, {\n          href: \"https://new.noyo.com/announcements/noyo-is-making-mapping-even-better\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"the Noyo Group Structure Mapping tool\"\n          })\n        }), \", the industry\u2019s first UI-based solution for group structure mapping. Currently in beta, our tool helps benefits software replace manual workflows with an API-powered interface that automatically pulls mappable fields from the carrier\u2019s system and places employees in the right bill groups, categories, and classes.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here\u2019s a closer look at how we\u2019re making group structure mapping simpler by helping our partners get their groups connected and ready for enrollment in three days or less.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"What is group structure mapping?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Before a ben-admin can manage enrollment and eligibility for a given group, they must first map their group structures to the carrier so the carrier knows how to interpret member changes when sent. It\u2019s a painstaking process, managed in massive documents listing out employees\u2019 personal details like name, address, SSN, plus the same all over again for dependents and/or spouses.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This tedious step is important because without correct group details, it\u2019s impossible to enroll employees in coverage, manage their eligibility over time, or generate accurate bills. When employees can\u2019t use their benefits when they expect them to be there, it negatively impacts their life in major ways \u2014 ultimately eroding trust in their employers and insurance providers.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"What makes mapping such a hard problem to solve?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Benefits technology providers haven\u2019t been able to solve the group structure mapping problem for many of the same reasons that make it a tough process in the first place. The deep complexity between carriers and platforms inhibits standardization and solutions that scale.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Here are some of factors at play when approaching group structure mapping with technology:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Different terms used by different stakeholders. \"\n            }), \"E.g. plan names shown to employees during plan selection don\u2019t often match internal names in a carrier\u2019s system.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Each carrier has a different system for defining group structures.\"\n            }), \" With each carrier designing plans and billing codes differently, it makes it almost impossible\\xa0 to achieve a single, repeatable process.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Mapping is done on a per-group basis.\"\n            }), \" Each group has a different mix of employee types, classes, geographies, etc., so there\u2019s no way to apply the same rules to everyone.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"With no one place capturing all the variables, it\u2019s been very challenging for new solutions to remove friction from this process. The good news is, the proliferation of modern technology like APIs in the employee benefits space has made it possible for all that to change.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"How Noyo is simplifying mapping\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We knew there had to be a better way for our benefits software partners to get through the group structure mapping step and quickly enroll members in coverage. So we created a UI-based solution to the data mapping problem.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Easy to understand and use, our tool marries clean design with API functionality to make mapping way less work. With it, users can quickly create rule sets that define how members should be identified according to carrier categories like benefit class or bill group.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"HKvC8qoVF\",\n    [d]: \"Let's make open enrollment easier for everyone. It starts with better data.\",\n    [c]: \"how-benefits-software-can-win-at-open-enrollment-with-noyo\",\n    [h]: \"2022-09-28T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/FPTqWE2deiftm4KzpjGWyazgD8.png\",\n      srcSet: \"https://framerusercontent.com/images/FPTqWE2deiftm4KzpjGWyazgD8.png?scale-down-to=512 512w, https://framerusercontent.com/images/FPTqWE2deiftm4KzpjGWyazgD8.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/FPTqWE2deiftm4KzpjGWyazgD8.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/FPTqWE2deiftm4KzpjGWyazgD8.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"For benefits software partnered with Noyo, our API technology works behind the scenes to help give employers, brokers, and carriers a frictionless open enrollment experience. Here's how.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Fall is usually the time to celebrate pumpkin spice everything and sweater weather. But for those of us in the group benefits space, it\u2019s a sign that our busiest time of year is here \u2014 open enrollment.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"For benefits software partnered with Noyo, our API technology works behind the scenes to help give employers, brokers, and carriers a \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/modern-open-enrollment-apis/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"frictionless open enrollment experience\"\n          })\n        }), \". We deliver the right information at the right time with an unparalleled level of transparency into each step of the process.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Here\u2019s how Noyo streamlines open enrollment season for \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/benefits-software-platforms/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"benefit software platforms\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Why open enrollment is usually so stressful\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Current technology like EDI \u2014 the \", /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/s3fs-public/2021-01/Digital%20Overdrive%20Report_0.pdf?bR7us\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"primary method\"\n          })\n        }), \" for exchanging employee data \u2014 is slow and unreliable. This makes open enrollment an especially difficult time of year as data volumes spike.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"3 pitfalls of traditional open enrollment:\"\n        })\n      }), /*#__PURE__*/t(\"ol\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Building and maintaining EDI files.\"\n            }), \" It can take 10-14 weeks to build a new EDI file for each group and an additional 2-3 weeks to process enrollments at the carrier. No wonder insurance cards take weeks to arrive!\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Lack of transparency.\"\n            }), \" There\u2019s no easy way to know when plan decisions have been set up at the carrier, so it\u2019s often unclear when new plan year enrollments can be submitted (or whether the new plans were even installed correctly). Additionally, ben-admins often contend with blackout periods where no files can be sent at all for \", /*#__PURE__*/e(\"em\", {\n              children: \"either\"\n            }), \" plan year, making it extra difficult to track changes over time.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Bad data.\"\n            }), \" No two carrier\u2019s systems are alike, which makes for inconsistent processes and data structures. Add in a high volume of changes and lots of people involved, slow processing and delays in coverage are almost a guarantee.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"How Noyo streamlines open enrollment\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"With Noyo, open enrollment becomes much faster and more efficient because data is free to move bidirectionally between benefits software platforms and insurance carriers. The Noyo API\\xa0 is built to manage open enrollment complexity, automating high-impact workflows, eliminating file-based work, and enabling true change confirmation with near real-time transparency.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What open enrollment feels like with Noyo:\"\n        })\n      }), /*#__PURE__*/t(\"ol\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"No blackout periods.\"\n            }), \" Benefits software can send current year changes and enrollments for the next plan year all via the Noyo API. Our technology automatically validates and confirms member changes within the carrier system in 4 days or less, no more error reports or manual reviews.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Clear change windows.\"\n            }), \" Since Noyo is in sync with the carrier, our system knows to check whether a group is set up so we can automatically notify benefits administrators that enrollment can begin. No more lengthy email chains and long delays.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"No files, no problem. \"\n            }), \"Changes are sent via API, so there\u2019s no file configuring, updating, or testing needed. Noyo keeps group data in sync with the carrier, automatically confirming every member change is processed correctly, as well as running frequent data audits in the background. We'll surface any discrepancies in our reconciliation tool for fast resolution.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CNoyo's APIs are critical for providing our customers a modern, hassle-free experience. Their digital interface with insurance companies solves a major pain point and allows the entire industry to innovate.\u201D- Parker Conrad, CEO, Rippling,\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"How it works: The open enrollment experience with Noyo\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Reimagine open enrollment with powerful automation and clean, trusted data at every step.\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Before open enrollment\"\n            }), \": The season kicks off as usual, with communicating plan decisions to the carrier. But since you\u2019ve also submitted them to Noyo via our \", /*#__PURE__*/e(r, {\n              href: \"https://docs.noyo.com/#renewal-readiness\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"Renewal Readiness\"\n              })\n            }), \" endpoints, we know what to expect and continually check the carrier system until groups are ready for enrollment. When that happens, we automatically notify you.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"During open enrollment:\"\n            }), \" Since you\u2019re using the Noyo API to enroll members and dependents in coverage, all member changes are protected by Noyo thanks to our \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/how-round-trip-change-confirmation-puts-ben-admins-in-control/\",\n              openInNewTab: !0,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"round trip confirmation\"\n              })\n            }), \" and programmatic issue detection features. So if an issue should arise, we\u2019ll flag it in our Reconciliation tool for you to resolve before it impacts members.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"After open enrollment:\"\n            }), \" It\u2019s time to celebrate the end of the season! Still have a few changes trickling in? No worries, you can continue to send current year changes, including new hire, QLE, termination, and demographic changes, via the Noyo API.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CI used to have to keep track of so many rules for open enrollment... Now, I just let Noyo\u2019s APIs handle it, and I can be confident that everything is done right.\u201D- Grant Reeves, Director of Customer Operations, Sana,\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"It\u2019s time to make open enrollment way less work\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Benefits software who use Noyo's data platform are automating the flurry of open enrollment changes faster and more reliably. The result? A better relationship with carrier and broker partners, happier employers who get access to benefits faster, as well as time back to focus on other value-added work.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"gQiy4xUcb\",\n    [d]: \"30 key stats on the state of modern employee benefits\",\n    [c]: \"30-key-stats-on-the-state-of-modern-employee-benefits\",\n    [h]: \"2022-09-14T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/25KNZ2Q3SYiMTlkUsbok6SXnwI.png\",\n      srcSet: \"https://framerusercontent.com/images/25KNZ2Q3SYiMTlkUsbok6SXnwI.png?scale-down-to=512 512w, https://framerusercontent.com/images/25KNZ2Q3SYiMTlkUsbok6SXnwI.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/25KNZ2Q3SYiMTlkUsbok6SXnwI.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/25KNZ2Q3SYiMTlkUsbok6SXnwI.png 2488w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"This guide outlines 30 employee benefits stats from research firms including McKinsey & Co., PwC, and more. Taken together, they paint a picture of increasing demand for convenient, transparent, and functional benefits experiences.\",\n    [g]: \"Guides\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"The past few years have seen a rapid acceleration of digital experiences in employee benefits. Curious how your company stacks up? This guide outlines 30+ employee benefits stats from research firms including McKinsey & Co., Ernst & Young, PwC, LIMRA, and more. Taken together, they paint a picture of increasing demand for convenient, transparent, and functional benefits experiences, while providing context for what\u2019s ahead. Opportunities abound and it\u2019s our hope that this data illuminates the path towards an open, connected ecosystem \u2013 with the ultimate goal being better benefits for all.\"\n      }), /*#__PURE__*/e(\"h6\", {\n        children: \"\u201CIt\u2019s a critical time for the benefits ecosystem. We all need to be doing everything we can to raise the bar for what\u2019s possible \u2014 not just for the health of the industry, but for the sake of everyone who receives care.\u201D- Shannon Goggin, CEO & Co-Founder, Noyo\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Benefits administration is more digital than ever\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"From the great resignation to a looming recession, recent years have been a roller coaster for employers. But one thing has remained consistent \u2014 the pressure to deliver personalized, dynamic benefits experiences. As a result, benefits software are embracing modern technology that can enable seamless, all-in-one HR experiences. We expect investment in connectivity will increase as \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/noyo-101-for-benefits-software-platforms/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"faster, more reliable data\"\n          })\n        }), \" becomes even more of a competitive advantage.\"]\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"7 in 10 employers have digitized their benefits enrollment\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Employers use an average of 2 to 3 vendors to help administer their benefits programs\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"An API-enabled benefits administration process can save as much as 200 hours per year\"\n          })\n        }), /*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: \"Top 3 benefits challenges facing employers:\\xa0\"\n          }), /*#__PURE__*/t(\"ol\", {\n            children: [/*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/e(\"p\", {\n                children: \"Controlling costs\"\n              })\n            }), /*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/e(\"p\", {\n                children: \"Increasing efficiency\"\n              })\n            }), /*#__PURE__*/e(\"li\", {\n              \"data-preset-tag\": \"p\",\n              children: /*#__PURE__*/e(\"p\", {\n                children: \"Ensuring legal compliance\"\n              })\n            })]\n          })]\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Sources: \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/s3fs-public/2021-01/Digital%20Overdrive%20Report_0.pdf?bR7us\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Guardian\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \", \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/benefits-administration/study/digitizing-benefits-delivery\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Guardian\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \", and \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/benefits-administration/infographic\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Guardian\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Connectivity is now king for insurance carriers\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Like retail and hospitality, insurance was forced by the pandemic to accelerate digitization. All that effort wasn\u2019t wasted, though, as consumers eagerly embraced the results. The challenge now is upgrading \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/insurance-carriers-upgrade-legacy-tech-grow-business\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"legacy technology without sacrificing growth\"\n          })\n        }), \". And with big tech and insurtech looking to disrupt the marketplace, the pressure is on to do it faster than ever before. As LIMRA predicts, a holistic experience, ease, and quality will win the day over cost going forward.\"]\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"80% of insurance customers would switch carriers due to lack of user-friendly digital interface\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"1 in 3 employers would recommend switching carriers for real-time connectivity\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"80% of insurance executives say that their organization\u2019s business and technology strategies are becoming inseparable\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Insurance technology budgets are expected to rise 13.7% in 2022\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"66% of employers prefer carriers that connect with their benefits technology platform over those offering the best value product\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"The financial industry has over 2,000 APIs available, insurance companies have access to less than 10% of that\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Only 35% of employers have access to API-enabled data exchange\"\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Sources: \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.pwc.com/us/en/industries/financial-services/library/next-in-insurance-top-issues.html\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"PwC\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \", \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/s3fs-public/2021-01/Digital%20Overdrive%20Report_0.pdf?bR7us\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n   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       children: \", \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/siteassets/research/research-abstracts-shared/2021/harnessing-growth-and-seizing-opportunity-the-future-of-workforce-benefits/2021_limra-ey_workforcebenefitsstudy.pdf\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"LIMRA\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \", \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.pwc.com/us/en/industries/financial-services/library/next-in-insurance-top-issues.html\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"PwC\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \", \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.highwing.io/insights/insurance-apis\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Highwing\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \", and \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/siteassets/research/research-abstracts-shared/2021/harnessing-growth-and-seizing-opportunity-the-future-of-workforce-benefits/2021_limra-ey_workforcebenefitsstudy.pdf\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"LIMRA\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The broker role is expanding to add new value\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"While brokers have long been trusted advisors for employers, their role is rapidly evolving. In addition to matching policies with workforces, brokers are now tasked with helping HR teams with choosing technology, administering plans, boosting utilization, and figuring out how to work additional benefits into packages. Brokers are now bringing added value in helping employers get more out of their investments and by surfacing gaps in the marketplace.\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"46% of all employers and 67% of those that have more than 100 employees expect to rely on their brokers more in five years than they do today\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Employers are most likely to want brokers to be responsible for benefits education (36%) and decision support (39%)\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"While 74% of consumers are happy receiving computer-generated advice, 2/3 still want human interaction when dealing with complex needs and complaints.\"\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Sources: \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/siteassets/research/research-abstracts-shared/2021/harnessing-growth-and-seizing-opportunity-the-future-of-workforce-benefits/2021_limra-ey_workforcebenefitsstudy.pdf\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"LIMRA\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \" and \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.forbes.com/sites/blakemorgan/2017/07/25/how-artificial-intelligence-will-impact-the-insurance-industry/?sh=11149d796531\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Forbes\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Employers want efficiency and convenience\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"One lesson employers learned from the last few years is that every workflow where automation can remove human error should be remediated with software. No wonder digital benefits solutions continue to be attractive investments, especially for modern employers eager to ditch paper-based systems. For younger workers, it\u2019s especially important that an employer\u2019s tools reflect a tech-forward approach. We expect this trend to shape the next generation of benefits software which will prioritize ease and simplicity over legacy and price.\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"50% of brokers cite nonmedical products as a key unmet need for employers and employees\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"66% of employers report their systems are more digital than paper-based\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"75% of employers are using digital platforms to manage benefits enrollment, up 24% in the last 3 years\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"88% of employers believe they understand the needs of employees, yet only 40% of employees believe their employers understand their needs \u201Cvery well\u201D\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"A highly digital benefits experience increases employee satisfaction by 89%\"\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Sources: \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/siteassets/research/research-abstracts-shared/2021/harnessing-growth-and-seizing-opportunity-the-future-of-workforce-benefits/2021_limra-ey_workforcebenefitsstudy.pdf\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"LIMRA\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \" and \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/s3fs-public/2021-01/Digital%20Overdrive%20Report_0.pdf?bR7us\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Guardian\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Employees still struggle to understand and use their benefits\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"The need for accessible and adaptable care became a top priority during the pandemic. But although the rise of telehealth and medical apps somewhat met this need, two major pain points persist for consumers: accessibility and customization of benefits experiences. A \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/9-new-consumer-solutions-getting-modern-insurance-right/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"rising cohort of consumer solutions\"\n          })\n        }), \" are meeting this gap, but there\u2019s still time for established players to get serious about offering more dynamic, personalized benefits and seamless distribution.\"]\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"47% of gig workers say that \u201Clack of access to traditional benefits\u201D is one of the top challenges of gig work\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"53% of employees say their employers don\u2019t communicate well about their health benefits\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"70% of employees feel that today\u2019s healthcare system is difficult to navigate\"\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Sources: \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/siteassets/research/research-abstracts-shared/2021/harnessing-growth-and-seizing-opportunity-the-future-of-workforce-benefits/2021_limra-ey_workforcebenefitsstudy.pdf\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"LIMRA\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \" and \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.maestrohealth.com/resource/poor-healthcare-system-whitepaper/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"MaestroHealth\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Ecosystems are the next big opportunity\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Despite the rising costs of healthcare and impacts of inflation, the outlook for employee benefits is bright. With massive growth being projected for the market over the next decade and companies having much to gain by opting for digital insurance offerings, big opportunities abound within existing products and new. One of the more exciting possibilities on the horizon? Insurance ecosystems, e.g. integrated networks offering interconnected services.\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Digital insurance ecosystems could encompass $60 trillion in revenue by 2030\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Benefits ecosystems increase products per customer from 1.5 to 2.5/3.0 within 24-36 months\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Embedded insurance market value is expected to grow to $70B by 2025\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"$70 billion revenue opportunity from greater levels of participation with existing insurance products alone\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"The payoffs for valued, great customer experiences are tangible: up to a 16% price premium on products and services\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Since 2012, insurtech funding has grown at 64% CAGR, accelerating sharply in 2020 and 2021.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Insurtech funding for the General Health Care category accounted for about 69% of total funding, up 600% from 2020.\"\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Sources: \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.mckinsey.com/industries/financial-services/our-insights/creating-value-finding-focus-global-insurance-report-2022\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"McKinsey\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \", \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://assets.ey.com/content/dam/ey-sites/ey-com/en_gl/topics/insurance/ey-2022-global-insurance-outlook-report.pdf\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Ernst & Young\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \", \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/siteassets/research/research-abstracts-shared/2021/harnessing-growth-and-seizing-opportunity-the-future-of-workforce-benefits/2021_limra-ey_workforcebenefitsstudy.pdf\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"LIMRA\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \", \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.pwc.com/us/en/industries/financial-services/library/next-in-insurance-top-issues.html\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"PwC\"\n            })\n          })\n        }), \", and \", /*#__PURE__*/e(r, {\n          href: \"https://www.bcg.com/publications/2022/insurance-tech-funding-streak-continues\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"BcG Fintech Control Tower\"\n            })\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Data management is key to success\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"All of these findings point to one central truth \u2014 better data leads to better benefits products and software. The current technology behind group benefits keeps important data trapped in silos and antiquated infrastructure. Noyo is the only data platform built for the modern employee benefits experience. Our API technology connects benefits software and HR platforms to insurance carriers, setting a new standard for speed, accuracy, and transparency across every step of benefits administration.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here\u2019s what our customers have achieved with Noyo:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Eliminating file-based work entirely and reducing administrative costs by 85%.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Activating group coverage and processing enrollments in days.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Programmatically auditing data for errors and keeping it in sync across connected partners.\"\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Curious what powerful automation and clean, trusted data can do for you? Reach \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"out to our team\"\n          })\n        }), \" for a demo today!\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"n1OeOCUar\",\n    [d]: \"5 stats to know for customer-centric benefits software\",\n    [c]: \"5-stats-to-know-for-customer-centric-benefits-software\",\n    [h]: \"2022-09-14T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/EsTbx1zdgChHRXDvoCqSrqTxGs.png\",\n      srcSet: \"https://framerusercontent.com/images/EsTbx1zdgChHRXDvoCqSrqTxGs.png?scale-down-to=512 512w, https://framerusercontent.com/images/EsTbx1zdgChHRXDvoCqSrqTxGs.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/EsTbx1zdgChHRXDvoCqSrqTxGs.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/EsTbx1zdgChHRXDvoCqSrqTxGs.png 2488w\"\n    }, \"\"),\n    [m]: \"Sarah Wallace\",\n    [u]: \"The increase in adoption of digital strategies puts modern benefits within reach for carriers and benefits software alike. So how can companies best navigate this shift? Here are five benefits stats from McKinsey, Accenture, LIMRA, and more that can help.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Benefits are a powerful thing. They help employers retain hard-won talent and employees stay physically, mentally, and financially healthy. So it\u2019s no surprise that employers are desperate to deliver the customized, convenient benefits experiences that today\u2019s workforce desires.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"That\u2019s no easy task when so much of the industry still relies on legacy systems. Yet many industry leaders are \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/industry-voices-trailblazing-the-insurance-landscape/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"answering the call\"\n          })\n        }), \" \u2014 embracing innovations like application programming interfaces (APIs) to achieve fast, clean, accurate data exchange. This increase in adoption of digital strategies puts modern benefits within reach for carriers and benefits software alike.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"How can customer-centric benefits software best navigate this industry shift? Here are five benefits stats from McKinsey, Accenture, LIMRA, and more that can help.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"A highly digital benefits experience increases employee satisfaction by 89%\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Research from \", /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/s3fs-public/2021-01/Digital%20Overdrive%20Report_0.pdf?bR7us\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Guardian\"\n          })\n        }), \" confirms that digital benefits experiences can have a massive impact on employee engagement (37% paper vs. 70% highly digital). Yet only 31% of organizations identify as having a high degree of digitalization for their benefits administration.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Key takeaways:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Over 2/3 of employers don\u2019t have the highly digital experiences their employees want\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Winning customer loyalty in the years to come will hinge on helping employers pivot\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"APIs are key for delivering the all-in-one experience employers need to stay competitive\"\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: /*#__PURE__*/e(\"strong\", {\n            children: \"[Related read: \"\n          })\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/noyo-101-for-benefits-software-platforms/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: /*#__PURE__*/e(\"strong\", {\n                children: \"Noyo 101 for benefits software\"\n              })\n            })\n          })\n        }), \"]\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Employers use an average of 2 to 3 vendors to help administer their benefits programs\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"With the benefits marketplace more crowded than ever, it\u2019s no surprise that a different \", /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/benefits-administration/study/digitizing-benefits-delivery\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Guardian\"\n          })\n        }), \" report found employers are using more and more software to manage their benefits programs. Interestingly, employers are looking to vendors for guidance around technology strategies.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Key takeaways:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Employers are overwhelmed with choice, so it\u2019s critical to be clear on differentiators\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Becoming a trusted resource on benefits technology will create value with employers\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Making benefits easier and more rewarding creates a virtuous cycle for your business\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"70% of members feel the healthcare system is difficult to navigate\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Everyone should have access to flexible, relevant benefits that are easy to understand and use. Unfortunately, that\u2019s rarely the case in the US, as this stat from \", /*#__PURE__*/e(r, {\n          href: \"https://www.maestrohealth.com/resource/poor-healthcare-system-whitepaper/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Maestro Health\"\n          })\n        }), \" demonstrates. One way benefits software can help ease the pain is with powerful automation and clean data.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Key takeaways:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Employees just want to be able to understand their benefits and use them without issue\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"The more connected a benefits software is on the backend, the easier it is to deliver\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Benefits data platforms like Noyo are essential to taking the friction out of data exchange\"\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: /*#__PURE__*/e(\"strong\", {\n            children: \"[Related read: \"\n          })\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/why-apis-are-the-future-of-benefits-ameritas-plansource/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: /*#__PURE__*/e(\"strong\", {\n                children: \"Ameritas x PlanSource x Noyo: Why APIs are the future of benefits\"\n              })\n            })\n          })\n        }), \"]\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Digital insurance ecosystems could encompass $60 trillion in revenue by 2030\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"With so much opportunity up for grabs, it\u2019s not surprising big tech and insurtechs are looking for ways to break in and disrupt the benefits industry. Ecosystems, defined by \", /*#__PURE__*/e(r, {\n          href: \"https://www.mckinsey.com/industries/financial-services/our-insights/creating-value-finding-focus-global-insurance-report-2022\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"McKinsey\"\n          })\n        }), \" as an \u201Cinterconnected set of services,\u201D offers benefits software a strategic framework to get ahead.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Key takeaways:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Building networks of carriers, brokers, and more will define modern benefits experiences\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Success with ecosystems is contingent on the ability to turn on new integrations at scale\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"It\u2019s important to choose a benefits data partner who can help build that API infrastructure\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Only 35% of employers have access to API-enabled data exchange\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/siteassets/research/research-abstracts-shared/2021/harnessing-growth-and-seizing-opportunity-the-future-of-workforce-benefits/2021_limra-ey_workforcebenefitsstudy.pdf\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"LIMRA\"\n          })\n        }), \" research shows that 35% of employers currently use APIs from their insurance carrier for employee data exchange, but that half (45%) are less than satisfied \u2014 revealing current solutions from carriers aren't meeting expectations. Meanwhile, 27% of employers who don't have API-enabled data exchange want it. That means in a world where real-time data exchange is transforming virtually every industry, almost 70% of the benefits market are still relying on files, paper, and other manual systems. It's a big opportunity for benefits software to offer a differentiated experience. To succeed, having \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/noyo-101-for-benefits-software-platforms\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"a benefits data platform partner\"\n          })\n        }), \" that delivers clean, structured, and secure data is a must.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Key takeaways:\"\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Employers are saying they\u2019ll rely more on vendor-provided tech in the next five years\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"The biggest areas of opportunity include benefits education and decision support\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Brokers will help support in these areas, so don\u2019t forget them in strategic planning\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Go deeper with the industry\u2019s most relevant stats\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Looking for more takeaways? We\u2019ve combed through the best reports and surveys to find relevant insights across the entire benefits ecosystem in our new ebook, \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/30-key-stats-on-the-state-of-modern-employee-benefits\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"30 key stats on the state of modern employee benefits\"\n          })\n        }), \". Explore the stats today!\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"WjpCPIa_q\",\n    [d]: \"Inside Noyo: Finding the right words to say\",\n    [c]: \"inside-noyo-finding-the-right-words-to-say\",\n    [h]: \"2022-08-24T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/5NYTmqmjFKusvojDe866b6l0bL4.png\",\n      srcSet: \"https://framerusercontent.com/images/5NYTmqmjFKusvojDe866b6l0bL4.png?scale-down-to=512 512w, https://framerusercontent.com/images/5NYTmqmjFKusvojDe866b6l0bL4.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/5NYTmqmjFKusvojDe866b6l0bL4.png 1440w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Clear-cut communication is the cornerstone of good product marketing. Here's how our Senior Product Marketing Manager, Nicole Shelby, helps our solutions shine to current and prospective customers. Plus, what she loves best about working at Noyo!\",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Every marketing team needs people who genuinely care about communicating their message in the most clear, concise, and strategic manner possible.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Clear-cut communication is the cornerstone of good product marketing, whether it involves branding, copywriting, reaching out to the press, or even recruiting prospective hires. But out of all of the skills required to perform these tasks, the ability to pivot and stay agile when confronted with new experiences is perhaps one of the most important.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Marketing is a discipline that can take on many forms. At Noyo, we know that a desire to thoroughly understand the product and all of the moving parts that shape it into a reality can produce an outreach that is effective, elegant, and compelling. Building a team that isn\u2019t afraid to try new things and venture into unknown territory is therefore essential.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Noyo\u2019s Senior Product Marketing Manager Nicole Shelby (she/her) keeps her books open for new experiences every day. She\u2019s been on the job since May 2020, and while she primarily helps us create a product image that resonates with Noyo\u2019s audiences, she truly wears many hats. Here\u2019s her take on her time at Noyo, as well as why she believes API connections are something to get excited about.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What is your role at Noyo and what\\'s an exciting, challenging problem you\\'re solving?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I am the senior Product Marketing Manager, which means that I work with our Product and Sales teams to develop external messaging, market positioning, and sales strategies for Noyo\u2019s products.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"One of the exciting, challenging things I\u2019m working on right now is our developer experience. As an API company, we want to make it as painless as possible for our clients to build to our endpoints, so we are constantly thinking about how to design our documentation and onboarding materials to get customers up and running fast. I\u2019m working with a cross-functional team to examine our current process and make it even better!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What did your path to Noyo look like?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In college, I thought I would be an editor at a big publishing company! I\u2019ve always been a language lover and figured I would work on books for a living. I did actually do that for a while, but then I got the opportunity to project manage a marketing team and that was much more fun. I moved into Product Marketing specifically because I love taking complex problems or concepts and translating them for wider audiences. Really good marketing comes from elegant, efficient use of language, which is an extremely difficult thing to achieve!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What excites you most about our industry, our product, or your role in general?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I love the possibilities that Noyo\u2019s product represents. As we\u2019ve seen in other industries, digital connectivity opens the door to a million other innovations, some of which we can envision now and some of which will be completely surprising. I love that Noyo is at the center of that for employee benefits, so we have the added bonus of helping people access healthcare or financial products that really make a difference in their lives.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What are the top 3 reasons you stay at Noyo?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"My work is interesting and challenging \u2013 and there\u2019s always something new to do! I get to work on lots of different projects with different people and teams, so I\u2019m never bored or wondering what to do next. Some days I might be working with a developer on technical documentation, and another I might be planning the go-to-market strategy with a new client. This also means I have many opportunities to stretch myself and learn new skills, so I feel like I\u2019ve grown a lot as a marketer during the past two years at Noyo.\\xa0\\xa0\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The Noyo marketing team is a fantastic group of people! We\u2019ve been careful with our hiring and have grown the team very intentionally, which has resulted in a cohesive department where we\u2019re each other\u2019s biggest fans. I am constantly impressed by the talent, creativity, thoughtfulness, and kindness of our team, and I\u2019m so grateful to them for all the support and collaboration over the years.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo\u2019s culture is really something special. It\u2019s a relief to work for a company that values its employees as \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"people \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\u2013 this looks like respect for work/life boundaries; concrete policies around inclusivity; openness and transparency at the leadership level; and respect for the very many ways that humans show up in the world. Our People Ops team makes it easy for anyone to be involved in creating the practices that shape our culture, which has led directly to a supportive and positive atmosphere.\\xa0\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"ordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"How have you personally, or professionally, grown at Noyo?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"At Noyo I\u2019ve been lucky enough to get exposure to many different kinds of marketing. Because we\u2019re a small team, I\u2019ve handled event planning, partner marketing, press and media relations, sales enablement, and even employer branding for recruiting. Each of these areas, while technically outside the scope of a Product Marketing role, has helped me grow professionally and given me a deep understanding of how each piece of the marketing puzzle works together to produce results.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What does success look like in your role, what skill set is most useful?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Success for me is all about our customers: are we closing lots of deals and are our customers thrilled with Noyo? At its core, effective product marketing means clearly articulating the value of our products and connecting those messages with the right people. Skills like writing and communication design, creativity, and empathy are all key to understanding how to craft the right message for the person who needs to hear it.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What\u2019s your favorite Slack channel?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"We have a lot of great channels, but I think #watercooler is my favorite because of its unpredictability. It injects some randomness into the day and is especially fun when an unassuming post evolves (devolves?) into an extremely in-depth discussion.\\xa0\\xa0\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Excited about the applications of API connectivity in the insurance space? Want to be part of a fast-growing team that\u2019s trailblazing every day? Check out our openings \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/careers\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"},{\"type\":\"italic\"}],\"value\":\"here\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"S55UJ95lA\",\n    [d]: \"Why crypto payroll? A Q&A with Noyo partner Zebec\",\n    [c]: \"why-crypto-payroll-a-q-and-a-with-noyo-partner-zebec\",\n    [h]: \"2022-08-17T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/u3qtaCQM3vtAPJI4nC1C2oCl0.png\",\n      srcSet: \"https://framerusercontent.com/images/u3qtaCQM3vtAPJI4nC1C2oCl0.png?scale-down-to=512 512w, https://framerusercontent.com/images/u3qtaCQM3vtAPJI4nC1C2oCl0.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/u3qtaCQM3vtAPJI4nC1C2oCl0.png 1440w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Although recent innovations are addressing payroll pain points, what if there was a better way? A growing number of cryptocurrency proponents believe crypto payroll offers the best solution. Find out why in this Q&A with our latest partner, Zebec Protocol.\",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Given that \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.nationalpayrollweek.com/wp-content/uploads/2021/09/2021_Getting_Paid_In_America_survey_results.pdf\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"65% of workers\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" live paycheck to paycheck, nothing is more important to employees as prompt and error-free payroll. It\u2019s no wonder \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.kronos.com/resource/download/20956\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"half of workers\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" would switch jobs after two paycheck errors \u2014 they simply can\u2019t afford to work for an employer who makes mistakes.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Although recent innovations in payroll are addressing these pain points for both employers and employees, what if there was a radically different approach? A growing number of cryptocurrency proponents believe that crypto payroll offers the best solution.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Crypto payroll promises to give employers more control and the ability to pay workers on a per-second basis. All while being more attractive to younger talent who are interested in investing in and using cryptocurrency in their everyday lives.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"To learn more about this trend, we turned to crypto startup and Noyo partner, \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://zebec.io/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"Zebec\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\", for a conversation with Head of Growth, Subash Guatam. Here\u2019s why employers are choosing crypto payroll and how Zebec\u2019s innovative solution is invigorating the payroll scene.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What is crypto payroll?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Subash:\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" In most industries, workers get their salary deposited in their bank account via direct transfer. Hardly anyone gets it in cash. If you get paid on a weekly or monthly basis, you have to wait a week or a month after doing the work to receive the salary. But with crypto, employers can pay their employees much faster. Even if just one hour of work has passed, employees are able to withdraw the money that has been streamed, which they can utilize to buy groceries, pay bills, or do anything else. Instead of receiving your salary in a bank account, you receive it in a wallet address that you control. With Zebec, it happens on a per-second basis.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Who is Zebec and what does the company do?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Subash: \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Zebec is a DeFi protocol based on the Solana blockchain. The core technology of Zebec is a continuous settlement protocol that enables per-second streaming of tokens. Liquidity in crypto is a huge problem, because many funds are locked in smart contracts. Zebec is trying to enable high liquidity of tokens by helping them stream on a per-second basis from one wallet address to another. We\u2019re also creating a crypto payroll system where crypto companies can pay their employees through stable coins on a per-second basis, which can later be withdrawn through a debit card to make everyday purchases.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{\"target\":{\"sys\":{\"id\":\"1U3XNkWDyTxypAtAPK0BhC\",\"type\":\"Link\",\"linkType\":\"Asset\"}}},\"content\":[],\"nodeType\":\"embedded-asset-block\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What are the benefits of crypto payroll over traditional payroll?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Subash: \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"There are many benefits. First, real-time liquidity. You have access to the funds once the streaming has started. Second, control over the funds. The employee has control, not the employer or the bank, because the blockchain is decentralized. Third, you can invest your funds in crypto assets and benefit in the long run. Everyone knows the crypto industry is new and growing, but you cannot buy two or three units of a company\u2019s stocks without large amounts of fiat money. But with crypto, you can invest with whatever you have.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"One of the gaps Zebec is trying to fill is to connect the traditional financial system with the blockchain. We\u2019re trying to do that with a debit card, which means you might hold your salary in crypto on a wallet address, but then you can withdraw those funds in real fiat currencies using the card. That is why we\u2019ve partnered with Visa. In the future, people will be able to directly convert crypto into fiat using debit cards.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Why would an employer want to offer crypto payroll?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Subash: \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"A single word: efficiency. In the blockchain, everything is performed by smart contracts. It is not us who controls the system, but the smart contract that controls the system. Because of this, there will be fewer errors while distributing salary. It will also be much easier to handle disputes and holidays. Zebec also features a pause function that allows the streaming of an employee\u2019s funds to be put on hold and resumed when necessary.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"How do you see crypto payroll growing in the next five years?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Subash: \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Adoption will definitely start from already-existing crypto projects. Most of the crypto projects on the market will be using crypto payroll to disperse salaries to their employees. Once the regulation is a bit more flexible in all parts of the world, I think new startups will be based on crypto tokens. Adoption will begin in the crypto industry and it will likely arise from newer companies rather than the existing ones that are more hesitant to embrace the technology.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Will users be able to pay insurance premiums using crypto?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Subash: \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"It will depend on regulations. In our architecture, we have a digital layer between our software and everything that happens in the bank accounts. In the future, there will be another layer which will be the crypto layer that will completely displace the existing one. There will be an interaction between the software and the crypto layer. Then, through the software, there will be an interaction between the banks and the insurance companies. But for the next five years, all the interactions will be between the traditional system, the software, and the crypto layer.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Why was Noyo the right benefits API solution for Zebec?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Subash: \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Noyo is a company that can integrate data points with insurance carriers. We are new to the industry, so we partnered with Noyo because they provide the best services to integrate any company\u2019s data points with insurance carriers. As the partnership has developed, we have been really pleased with how responsive the Noyo team continues to be. Our team asks repetitive questions, but Noyo is always there to answer them, and that has been really helpful.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What\u2019s one thing you\u2019re most excited about coming up for Zebec?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Subash: \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"The mass adoption! We have a vision and if the industry changes per our vision \u2014 if we can bring our solution to the masses \u2014 that will be really awesome.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"To learn more about the Noyo APIs powering Zebec\u2019s digital-first approach to payroll administration, \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/solutions/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"},{\"type\":\"italic\"}],\"value\":\"explore our solutions\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"hn9ybZc7r\",\n    [d]: \"Inside Noyo: A catalyst for change\",\n    [c]: \"inside-noyo-a-catalyst-for-change\",\n    [h]: \"2022-08-10T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/9d4AvMWOsD9nHhhfZYB7q93lkY.png\",\n      srcSet: \"https://framerusercontent.com/images/9d4AvMWOsD9nHhhfZYB7q93lkY.png?scale-down-to=512 512w, https://framerusercontent.com/images/9d4AvMWOsD9nHhhfZYB7q93lkY.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/9d4AvMWOsD9nHhhfZYB7q93lkY.png 1440w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Uncovering meaningful ways to improve our solutions is everyone's responsibility at Noyo, but our Operations team does it best! Go Inside Noyo with Dionna Jenkins, Operations Specialist, to hear why she loves helping solve customers' problems.\",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Insurance and benefits are closely entwined with the lives of real people. At Noyo, we know that every optimization we integrate into our product has a direct effect on someone\u2019s ability to receive coverage for themselves and their family. No stride forward is insignificant, whether it\u2019s on the back-end for our own team or facing our customers. Everything we do makes a tangible difference out there in the real world.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"In order to make the best impact, our team needs to stay innovative. Our operations need to grow in the right direction as our customers scale to ensure the benefits experience remains the simple, seamless exchange of data we envision it to be. We constantly find ways to improve our product while also supporting our customers as we go, but gathering good insight for upgrades isn\u2019t always straightforward.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Noyo\u2019s Operations Specialist Dionna Jenkins (she/her) has been on the job since March 2022. Dionna undertakes various independent projects alongside our operations team to assist customers with enrollment materials and management, all while keeping an eye out for errors and areas where we can improve our processes and make the biggest impact. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Her specialized perspective provides our product with a strong foundation as we continue to evolve our toolset and make the biggest difference possible in real people\u2019s lives. Here\u2019s a peek at Dionna\u2019s interview process and how she feels about being part of the Noyo team.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What is your role at Noyo and what\\'s an exciting, challenging problem you\\'re solving?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I am an Operations Specialist here at Noyo! I get the unique opportunity to work on several projects as help is needed, but the most exciting thing I\u2019ve worked on so far has been our form service. Carrier needs are unique, and we get to create new solutions as we solve problems.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What did your path to Noyo look like?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"My path to Noyo was definitely a unique experience. Before Noyo, I worked in an unrelated field where I was feeling a need to contribute more and have an active role in making a difference. I started to look into the insurance space because I felt that I could make a difference there and found Noyo via a posting in the #HireBlack Slack channel!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What was the interview process like?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The interview process was amazing! I was given the opportunity to connect with each team member I interviewed with on a professional and personal level. I felt seen and heard beyond what was just on my resume and that made a big difference for me.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What excites you most about our industry, our product, or your role in general?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The space that we are carving out with our APIs excites me. Insurance (and bringing it into a more modern and digital world) can be daunting, especially for underrepresented groups, and we are doing our part to democratize visibility and access.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What are the top 3 reasons you joined Noyo?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I saw I could join a team of fellow hardworking humans to help make a difference.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I felt such a sense of camaraderie with a team that remains in sync despite being remote.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I saw a dedicated and concerted focus towards justice, diversity, equity, and inclusion within the company culture that made me feel proud to be part of Noyo.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"ordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"How would you describe the culture at Noyo?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo\u2019s culture is so very genuine! Everyone cares about what they do and we all want to do it well. Everyone is committed to helping each other so that we all can function together harmoniously.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What\\'s your favorite way to stay connected with your co-workers?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"My favorite way to stay connected is definitely Slack. We have different, fun channels that cater to a lot of different interests. We can get to know each other and bond over shared hobbies or current obsessions even though we are all in different time zones.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Does Noyo\u2019s culture pique your interest? We\u2019re always looking for talented, driven individuals to add to our growing family. Check out our openings \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/careers\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"},{\"type\":\"italic\"}],\"value\":\"here\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"d8fr_GGgX\",\n    [d]: \"Why data standards are so important for employee benefits\",\n    [c]: \"why-data-standards-are-so-important-for-employee-benefits\",\n    [h]: \"2022-07-20T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/3eKRr7VM1Ea9puFDjVDj4D8JI.png\",\n      srcSet: \"https://framerusercontent.com/images/3eKRr7VM1Ea9puFDjVDj4D8JI.png?scale-down-to=512 512w, https://framerusercontent.com/images/3eKRr7VM1Ea9puFDjVDj4D8JI.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/3eKRr7VM1Ea9puFDjVDj4D8JI.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/3eKRr7VM1Ea9puFDjVDj4D8JI.png 2880w\"\n    }, \"\"),\n    [m]: \"Eddie Choi\",\n    [u]: \"Across every industry, establishing standards is essential to accelerating innovation and improving the customer experience. In this article, Noyo Head of Solutions Eddie Choi breaks down the possibilities for everyone in the employer benefits space.  \",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Across every industry, establishing standards is essential to accelerating innovation and improving the customer experience.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Just as \", /*#__PURE__*/e(r, {\n          href: \"https://www.mx.com/ultimate-guides/fintech-data/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"data standardization and APIs\"\n          })\n        }), \" have made it possible to move data seamlessly between banks, lenders, investment accounts, and consumer tech, the same connectivity is emerging today across group benefits. That\u2019s why the work LIMRA is doing with their \", /*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/en/solutions-and-services/data-exchange-standards/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"LIMRA Data Exchange Standards\\xae\"\n          })\n        }), \" to help standardize data exchange for employee benefits is so exciting.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"As Head of Solutions at Noyo (a proud LDEx Committee member), I spend a lot of my time championing LDEx\u2019s benefits to our industry. The opportunity is massive, especially for companies who \", /*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/siteassets/research/research-abstracts-shared/2021/harnessing-growth-and-seizing-opportunity-the-future-of-workforce-benefits/2021_limra-ey_workforcebenefitsstudy.pdf\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"embrace a dynamic, industry-wide ecosystem\"\n          })\n        }), \", where all stakeholders share data seamlessly and in real time.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"This is exactly what Noyo is building and why we\u2019re such strong advocates for data standards like LDEx. Any company interested in adopting LDEx can easily realize the \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/solutions/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"benefits of Noyo\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We realize the path to adopting data standards for employee benefits looks different for every company. To help our partners on the fence, here\u2019s a breakdown of LDEx basics, the impact of standardization, and how it informs our work at Noyo.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"In this article:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"The rise of data standardization in benefits\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Why companies adopt LDEx and alternatives\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"How LDEx informs our work at Noyo\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Unlocking innovation begins with data standards\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The rise of data standardization in benefits\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For a long time, insurance companies and their partners didn\u2019t have a standard way of exchanging information, so carriers often developed their own methods and the rest of the industry did their best to adapt. This approach worked okay with traditional distribution models that relied on legacy systems and EDI files, but as modern software evolved, so did consumer expectations.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,Xe7lnhvjuzkdr0Pixe0lFfoMDM.png\",\n        \"data-framer-height\": \"655\",\n        \"data-framer-width\": \"1408\",\n        height: \"327\",\n        src: \"https://framerusercontent.com/images/Xe7lnhvjuzkdr0Pixe0lFfoMDM.png\",\n        style: {\n          aspectRatio: \"1408 / 655\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Given the high operational costs of legacy systems and the rise in technology-driven benefits software, LIMRA was approached by carrier members to help broker solutions for data standards and how companies communicate key information like coverage elections, eligibility, and ongoing member changes. A large group of industry stakeholders was brought together to make it happen, and thus, LDEx was born after five years of iteration.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What is LIMRA Data Exchange (LDEx)?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"LDEx is a set of published requirements that make it clear for insurance carriers and benefits software platforms to exchange information when it comes to employee benefits, including terms and format, which help ensure consistency and error reduction.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"The business benefits of LDEx include:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Top-line revenue growth\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Faster speed to market\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Fewer bottom-line expenses\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Nimbleness in the face of change\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Why companies adopt LDEx and alternatives\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Many prominent insurance carriers and benefits software platforms have embraced LDEx for the efficiency and cost-savings outlined above. They\u2019ve seen the impact firsthand of having a common language to exchange information.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"There are three main reasons to adopt LDEx for carriers and benefits software:\"\n        })\n      }), /*#__PURE__*/t(\"ol\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"To get ahead of the curve. \"\n            }), \"While the industry is in the \u201Cearly adopters\u201D phase of LDEx Standards, market pressure to adopt will only increase as more companies embrace LDEx. For organizations on the fence, it\u2019s important to ask: How will being left behind impact your bottom line as competitors move forward with consumer-led solutions?\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Return on investment.\"\n            }), \" A single carrier can take months of development. Adopting LDEx means less work dedicated to dozens (if not hundreds) of unique carrier requirements. For example, say you have 10 carriers to connect to, you can cut costs by investing in one standard integration across all 10 rather than 10 unique ones.\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"To drive innovation.\"\n            }), \" As more of the industry comes on board, LDEx will quickly become the de facto standard for how we all share information. This will help speed up the opening up of insurance and employee benefits data to third-party products and solutions, as well as collaboration with new partners outside of the industry.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"The alternative to LDEx\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"If a company decides not to adopt LDEx, they can either choose to code to every insurance carrier\u2019s proprietary requirements (if you\u2019re a benefits platform) or hope every benefits platform adopts their proprietary format.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What LDEx supports now and what\u2019s next\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"LDEx currently supports almost all group insurance lines of coverage across medical, ancillary, worksite, and flex spending. It recently extended over to Employee Assistance Program (EAP) and leave management as well. Implementation solutions come as XML Structured File or Batch API (JSON or XML).\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"There are \", /*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/en/solutions-and-services/data-exchange-standards/ldex-overview/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"two exciting releases\"\n          })\n        }), \" on the horizon. First, Benefits Configuration Management (spanning plan rules, rates, and details) that integrate with the benefits software platform. Second, an upgrade of all connection transmission types to a REST API, which brings near real-time eligibility, micro services, and enrollment member transactions to finally replace weekly full batch files.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"How LDEx informs the work we do at Noyo\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo sits on the LDEx Standards Committee for a few reasons. One, we get to be part of a dedicated group of organizations helping lead the way toward a more open and connected benefits ecosystem. This is an essential part of our mission and \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/letter-from-the-ceo-noyo-series-b-raising-the-bar-for-benefits\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"five-year plan\"\n          })\n        }), \". It allows us to actively participate in discussions while informing and being better informed on the problems the industry is facing.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Second, LDEx allows us to support a standard method of data exchange where there is already broad adoption. This makes it easier for insurance carriers and benefits software platforms to realize the benefits of Noyo\u2019s API solutions \u2014 and it better positions our partners to connect with more of the industry as they grow with us.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"From a product perspective, building on LDEx Standards means we can support any partner, regardless of their system in place today, to accept LDEx files. This is essential for companies looking to modernize behind-the-scenes, while staying competitive with partners and mitigating the risks of investing in new solutions.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Unlocking insurance innovation begins with data standards\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Initially, LDEx aimed to help move data exchange from the status quo to something streamlined. For the first few years, some in the industry were skeptical that there was even a need for another specification for files, and I\u2019m sure there are those who still feel that way.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"But although that\u2019s where LIMRA started, we\u2019re now seeing solutions to market that currently don\u2019t exist. Leave management, case setup, REST APIs \u2014 these are big initiatives that will provide a blueprint for those looking to be innovative with others in the LDEx ecosystem.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In the future, with wide enough adoption from the industry, LDEx will help unlock innovation in an open insurance landscape. External collaborations with fintech, big tech, and more will put new products and customer experiences within reach for legacy players and insurtechs alike.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"With Noyo, insurance companies and benefits software platforms can accept LDEx files with whatever system they have in place today. Curious to learn more? \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Reach out to our team\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \"!\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"Bbh6Ys7_N\",\n    [d]: \"Industry voices: Trailblazing the insurance landscape\",\n    [c]: \"industry-voices-trailblazing-the-insurance-landscape\",\n    [h]: \"2022-07-12T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/rfp43CdZCQlnb407uiXUK5K81A.png\",\n      srcSet: \"https://framerusercontent.com/images/rfp43CdZCQlnb407uiXUK5K81A.png?scale-down-to=512 512w, https://framerusercontent.com/images/rfp43CdZCQlnb407uiXUK5K81A.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/rfp43CdZCQlnb407uiXUK5K81A.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/rfp43CdZCQlnb407uiXUK5K81A.png 2880w\"\n    }, \"\"),\n    [m]: \"Tim Cerimele\",\n    [u]: \"How do industry leaders handle the call to innovate? We've gathered opinions from Ameritas, Guardian, Humana, and more on adapting to the pressures of technological advancement.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"The Industry Voices series features the viewpoints of the nation\u2019s most innovative insurance leaders as they imagine a technology-enabled future for the industry.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"A common thread runs through the spectrum of insurance industry leaders faced with the encroaching pressure of technological advancement: to adapt or not to adapt? At Noyo, we believe the question is not whether to adapt as much as how to adapt. And once again, we are not alone in this thinking.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In the \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/library/industry-voices-momentum-is-building\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"previous edition of Industry Voices\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\", we shared insight from leaders who observed that trending digital solutions and consumer expectations have brought many benefits companies to the breaking point in the management of their digital infrastructure. Now we\\'ve gathered more opinions to clarify one thing: how do industry leaders handle the call to innovate?\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The risk of being left behind\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"It is clear that the insurance industry is moving forward with technological efficiency \u2014 and consumers are driving the charge. With smaller companies now having access to much more powerful tools which level the playing field, digital insurance solutions are seeing the same tech revolution that fintech experienced.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\\\"Our top producers drive the conversation with our platforms,\\\\\" explains Jake Bendler, Director of National Accounts at Ameritas, \\\\\"and while historically the same components of the sales cycle \u2014 quoting, marketing, selling, installing, renewing \u2014 could have tremendous overlap and cost implications, adopting new technologies as a carrier provides a lens to assure our customers who\\'s doing what, and how much they\\'re doing it for.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The consequences of lagging behind, both where business and technology are concerned, are heavy. Profits go down, business shrinks, and market share is gradually captured by other companies who are willing to implement new trends. Technology also becomes irrelevant and outdated, and is unable to interact with newer systems. This fails to serve a critical component in the insurance playing field: growing consumer expectations.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Dean Del Vecchio, CIO and Chief of Operations at Guardian, likens this evolving mindset to the use of everyday technology around the globe.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\\\"Carriers should be thinking about how in just about every aspect of a consumer\\'s life, they are able to easily manage complex tasks from a mobile app on their phone,\\\\\" Del Vecchio points out. \\\\\"Consumers expect and want insurance to be the same way.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Indeed, the desire for simple digital insurance solutions is an enormous consideration for modern buyers: \\\\\"Consumers today expect the ease and speed they experience in retail transactions to be the same when they use their insurance,\\\\\" says Patrick Brassil, Director of Operations at Brella.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Ultimately, error-prone legacy systems are unable to meet the demands fo the industry today. Those who innovate first not only secure their business in more ways than one, but also gain a head-start in the shifting insurance space. MIke Ganoni, Channel Development Lead at Humana, believes quick feet and an open mind are necessary for the changing landscape. \\\\\"Carriers need to be thinking about the future and not simply the trends they are experiencing today,\\\\\" he states. \\\\\"As new generations enter the workforce, they will challenge carriers to rethink routine and carriers need to be ready and able to easily adapt to these new expectations.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The rallying call, then, is that payers, ben-admins, and employers all must make the most of new technology before the industry carries away the opportunities.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Foresight: Keeping up with industry trends\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"More and more, the speed of the changing times requires a near-constant gaze on the future of the industry.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Seeing the need to be proactive by anticipating change, Mike Ganoni further stresses that carriers must be receptive to feedback from their consumers and distributors while being prepared to integrate with partners to meet the shifting demands of payers. \\\\\"In order for carriers to stay ahead of these consumer trends,\\\\\" he says, \\\\\"they need to be agile and look toward other industries to determine what trends to prepare for.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Dean Del Vecchio echoes Mike\\'s thoughts: \\\\\"Forward-thinking insurance carriers are embracing a consumer-centric approach, and customer experience is the key. Leading carriers should work to meet customers where they are and offer solutions that simplify and bring real, tangible value to the relationship.\\\\\" Dean also suggests finding better ways to understand customers, such as connecting and partnering with other industry innovators and dedicating internal teams specifically to find areas to innovate and improve system performances.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Staying quick on your feet \u2014 what is the answer?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\\\"Benefits solutions finally feel like they are entering the digital age,\\\\\" says Daniel Horowitz, CTO and Co-founder of Smylen. \\\\\"Behind the scenes much of this is still managed with duct tape, glue, and EDI, but the backend will eventually catch up and move to API as the consumer demands more speed and functionality.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Patrick Brassil believes the key to meeting modern user expectations is to create a positive insurance experience through the straightforward-yet-powerful interactions APIs provide. \\\\\"The first step is to create simpler insurance products that members want to use,\\\\\" he says. \\\\\"The next step is to build delightful enrollment and claims experiences powered by digital technology. For most insurance companies, that will require investing in integrated or centralized systems that make member data available throughout the member journey.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"If designed correctly, APIs unlock access to high-value member data that was previously trapped in files, spurring product innovation, generating new business insights, and enabling more experimentation. They also increase the speed at which benefits administration workflows can be completed, cut down on coverage-impacting errors, and make it simple for new partners on opposite ends of the ecosystem to interact.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In the end, versatile platforms with seamless multi-way connectivity will have an edge over their competitors. That means businesses on both sides of the insurance spectrum will seek out ways to increase their value and stand out amongst the crowd... but they\\'ll have to be smart when deciding who to partner with and why.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Conclusion: Integration, accessibility, capability\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The statements shared above make one thing clear: in order to keep up with an evolving insurance ecosystem, APIs should be embraced for their invaluable accuracy, efficiency, and versatility. Without them, the age-old practices of the benefits services of yesterday would be unable to match the growing need for fast and personalized benefits programs. APIs act as both the disruptor and the savior for insurance companies everywhere.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"To learn more about how Noyo can help your organization answer the call to innovate, \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://info.noyo.com/get-started\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"start a conversation with our team\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"ViIza21sj\",\n    [d]: \"Noyo\u2019s focus on engineering leveling, titles, and equity\",\n    [c]: \"noyos-focus-on-engineering-leveling-titles-and-equity\",\n    [h]: \"2022-07-06T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/8K6yNTs8fxbbl6V1gPt5ipX8.png\",\n      srcSet: \"https://framerusercontent.com/images/8K6yNTs8fxbbl6V1gPt5ipX8.png?scale-down-to=512 512w, https://framerusercontent.com/images/8K6yNTs8fxbbl6V1gPt5ipX8.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/8K6yNTs8fxbbl6V1gPt5ipX8.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/8K6yNTs8fxbbl6V1gPt5ipX8.png 2880w\"\n    }, \"\"),\n    [m]: \"Peter Nagel\",\n    [u]: \"While many startups typically operate with a \u201Cgrow first, organize later\u201D mindset, paying a lot of attention to recruiting, hiring, and culture early on is critical. We've had a set of documented engineering levels since our earliest days. Here's why.\",\n    [g]: \"Engineering\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"While many startups typically operate with a \u201Cgrow first, organize later\u201D mindset, paying a lot of attention to recruiting, hiring, and culture early on is critical. Formalizing these processes pays massive dividends down the road and helps avoid growing pains as engineering teams expand.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"That\u2019s why at Noyo, engineering has had a set of \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://21255631.fs1.hubspotusercontent-na1.net/hubfs/21255631/Noyo%20Engineering%20Levels.pdf\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"documented levels\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" since the company\\'s earliest days. Not only were they used to create the first offer letter we sent out to an engineer to join the team, they\u2019ve helped us craft every single offer letter since.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"We strongly believe that a documented and transparent leveling framework is critical to building and scaling an engineering team equitably. This philosophy is a natural extension of Noyo\u2019s own commitment to \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/diversity-and-inclusion/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"diversity, equity, and inclusion\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\", which shapes everything the company does.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"But it\u2019s not just our own company that can benefit from this approach; the following principles can be applied to any organization or team. From making offers to guiding career development, here\u2019s a breakdown of the advantages of establishing clear titles and levels.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"How we use engineering levels at Noyo\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"We use our leveling framework to inform decision-making and reduce unconscious bias throughout the hiring and promotion stages. Using levels also helps us grow our engineering team\u2019s capabilities and chart a course with actionable milestones to reach career goals.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"There are three main activities where our engineering levels come into play:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Interviewing.\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" Our leveling framework enables us to clarify how a candidate\\'s success would be measured\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Making an offer.\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" We use our levels when crafting our initial offers for new team members and setting expectations for their role when they start.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Professional development\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\". When facilitating professional development conversations and making decisions about raises and promotions, our levels act as a helpful guide.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Compensation calibration\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\". We want to ensure that each employee is paid the same as someone at the same level.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"ordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"It\u2019s important to note that although our framework has evolved over the course of Noyo and will continue to evolve in the future, our usage of it will remain largely unchanged. It\u2019s our goal to stay flexible so we can accommodate rapid growth.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"How we use our title philosophy at Noyo\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"While levels have existed since the beginning of the company, we didn\u2019t extensively document and use titles in the engineering team until recently. That\u2019s because we wanted to maintain flexibility within our structure and roles until we became a larger and more mature organization.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"It\u2019s also difficult to change or remove titles once they\u2019ve been given to someone. Now that we\u2019ve reached the point at Noyo where titles are appropriate, we\u2019ve taken the time to map the right titles to the right engineering levels that will continue to make sense as Noyo grows.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The benefits of using titles include:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Quicker orientation for new team members.\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" Titles make it easier to understand teammates\u2019 roles, responsibilities, and expectations.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Easier identification of cross-functional counterparts. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Other teams are using a very similar leveling framework, so collaborating across the company is more straightforward.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Clarity for candidates with industry-standard titles.\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" This is especially true at more senior positions, where standardization of titles is important on resumes.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"More visible recognition of accomplishments and growth of Noyo team members.\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" Titles cost nothing, but can mean everything to people when moving up in skill sets.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"How we determine levels at offer stage\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"When a candidate joins Noyo, their initial level is determined by a combination of skill set, experience, and expected impact on the organization. We believe new hires should be able to perform well within their initial level, with room to learn new competencies to reach the next.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Whether an engineer wants to manage people or not shouldn\u2019t impact their career opportunities. To support continued growth, we\u2019ve developed three parallel tracks that let team members scale their impact either as a people manager, technical specialist, or as a subject matter expert.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Technical leadership track:\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" Engineers on this track guide how the Noyo architecture evolves and enjoy working across several projects/teams at a given time.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Makers:\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" Engineers on this track focus deeply on projects and execution and work on high-impact/high-visibility projects.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"People management:\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" Engineers on this track enjoy the people side of engineering, both hiring and growing teams. Their primary focus is on recruitment and retention.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"How we approach progression between levels\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Decisions are made based on the material impact an engineer has had on the team and business, rather than perceived potential. Although we have an expected timeframe for when an engineer should progress through each level, it\u2019s an estimate \u2014 not a hard and fast rule.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"As an organization, we have a growth mindset and it shows in the structures put in place to help engineers acquire the skills they need to move forward, including:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Bi-annual professional development sessions.\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" These consist of 360-degree feedback, self-reflection, and manager review.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Internal growth mindset\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\". We want managers to advocate for their direct reports and help them develop the skills they need to be successful.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Flexible approach to progression.\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" Although we have a progression timeline laid out, it\u2019s possible to progress between levels more quickly or more slowly without penalty.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"At the end of the day, we want Noyo to be a place to grow\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What differentiates us from many other startups is the strong emphasis we place on seeking to continually better ourselves. Our engineers get a lot of exposure to other parts of the business and collaborate closely with product and operations teams.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{\"target\":{\"sys\":{\"id\":\"726PmxPB6TpOOsslAldK27\",\"type\":\"Link\",\"linkType\":\"Entry\"}}},\"content\":[],\"nodeType\":\"embedded-entry-block\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"We\u2019re proud that our engineers span age groups and experience levels. Some have worked at startups before and others have only been at large, publicly traded companies. Some are parents and some aren\u2019t. Some are far along in their careers, while others are just starting out. This is how we strengthen our capabilities, by bringing together diverse perspectives.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"To learn more about Noyo\u2019s open roles on the Engineering team, \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/careers/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"explore our Careers Page\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". We\u2019d love to meet you!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"jMzdzM4zy\",\n    [d]: \"Inside Noyo: Caring for the culture\",\n    [c]: \"inside-noyo-caring-for-the-culture\",\n    [h]: \"2022-06-29T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/6PANJ4NOvxGMxK7rpzbnmpdRi8M.png\",\n      srcSet: \"https://framerusercontent.com/images/6PANJ4NOvxGMxK7rpzbnmpdRi8M.png?scale-down-to=512 512w, https://framerusercontent.com/images/6PANJ4NOvxGMxK7rpzbnmpdRi8M.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/6PANJ4NOvxGMxK7rpzbnmpdRi8M.png 1440w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Healthy company cultures are not mass produced on an assembly line, they are nurtured with deliberate planning. Here's how our People Operations Manager, Julian Damore,  keeps us operating on the same frequency through improved resources and practices.\",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Communication is an integral component for any team to be successful. Every element utilized to establish cleaner coordination amongst Noyo\u2019s employees \u2014 from the messaging tools we use each day to the ways we interact with one another in virtual and physical environments \u2014 is an essential part of our work process. Without the right programs in place to encourage efficient collaboration and enthusiastic discussions that lead to great accomplishments, the company\u2019s core vision blurs and the entire work product suffers as a result.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"But healthy company cultures that support clear communication are not mass produced on an assembly line. Instead, they need to be nurtured with deliberate planning in order to take root and flourish. Noyo\u2019s rich culture holds the team together through thick and thin and keeps the grounds open for inclusion and expression. We maintain a space for every employee that supports the growth, cooperation, and encouragement necessary for great ideas to be born.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Noyo\u2019s People Operations Manager Julian Damore (they/them) has been on the job since July 2021 and is focused on improving the collaborative processes and programs that help our company culture thrive. Julian keeps us operating on the same frequency through improved resources and practices that grow us closer together for an excellent, more efficient end product.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What is your role at Noyo and what\\'s an exciting, challenging problem you\\'re solving?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I\u2019m proud to be Noyo\u2019s first People Operations Manager! At a high level, I\u2019m responsible for building and maintaining the people programs that foster an inclusive, transparent, and engaging company culture. I\u2019m always thinking about how we can better support our incredible team.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo operates in a very complex industry. We recently surpassed the 100 employee mark!\\xa0 As we continue to scale, ensuring that everyone is set up for success from their very first day is going to be imperative for our success.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Therefore, one of Noyo\u2019s quarterly strategic initiatives is to \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Make Everyone a Noyo Expert. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"The goal of this cross-functional project is to ensure that Noyo\u2019s onboarding and learning & development programs provide new (and current) team members with a comprehensive understanding of the business, the landscape, and the company. This will allow all of us to identify problems and opportunities quickly so we can turn our attention towards building or finding a solution.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What did your path to Noyo look like?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"After graduating from Rutgers University in 2015, I started my career as an HR Assistant at a mid-sized financial services firm. Initially, I wasn\u2019t sure that Human Resources was what I actually wanted to be doing, and I started to get restless. In the spring of 2017, I decided to take some time off from work to thru-hike the Appalachian trail, which was a lifelong dream of mine. I quit my job, and spent the next three months living in the woods, soul searching, hiking all day, and having a blast! When I returned home after an ankle injury ended my hike earlier than anticipated, I made the switch to recruiting by taking a role as a Talent Acquisition Specialist.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"After a year of recruiting, I made the decision to move into the tech space, mostly because I was interested in finding out what startups were all about. I spent the next two and a half years working in People Operations for a few different companies in the SaaS (software-as-a-service) space. In the spring of 2021, I started to feel like it was time for another change. I wanted to join an organization that was challenging the status quo. Noyo is working to improve the lives of millions of people by making healthcare more accessible and easier to understand \u2014 something that really resonated with me \u2014 so I applied, and the rest is history. :)\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What was the interview process like?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"It was fantastic! My first conversation was with Liz Graham, Head of People Operations at Noyo. Liz did a great job of articulating Noyo\u2019s mission and vision; she routinely made space for me to ask questions, which helped me gain a better understanding of the company\u2019s culture. Later in the interview process, I had the opportunity to meet with several other members of the team, including some of Noyo\u2019s people managers and the Co-Founders, Dennis and Shannon. Everyone was so welcoming!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What excites you most about our industry, our product, or your role in general?\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo is transforming the way employee benefits are delivered to millions of consumers, and that gets me jazzed! Throughout my career in People Operations, I\u2019ve seen firsthand just how inefficient, complicated, and frustrating benefits enrollment can be for everyone involved. There have been countless instances where I\u2019ve thought to myself, \u201CThere has to be a better way!\u201D It\u2019s so rewarding to be part of a team that is laser-focused on empowering consumers to make the best choices about their care while simultaneously enhancing the benefits enrollment experience.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What are the top 3 reasons you joined Noyo?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Leadership \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\u2014 Noyo\u2019s Co-Founders and Leadership Team operate with a high level of integrity and transparency, and they live our core values each and every day.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Growth opportunities\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \u2014 we are dedicated to solving really challenging problems, and that means challenging yourself and your colleagues to go above and beyond. I feel like I\u2019ve grown so much, personally and professionally, since I joined Noyo.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Incredible vision and product \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\u2014 we are building something that has the potential to positively impact the lives of millions of consumers, and it feels really good to work towards that goal with such a supportive group of people.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"ordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"How would you describe the culture at Noyo?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo is a place where folks can experiment, present new and innovative ideas, and ask questions without the fear of being judged or criticized for not having all the answers. At Noyo, we encourage team members to be themselves. Trust me, we definitely want to hear about your very niche interests, unpopular opinions, and hobbies! There\u2019s a genuine curiosity among team members to get to know one another on a personal level, which I really appreciate, especially in a distributed work environment.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Ultimately, we believe in supporting each other, having a good sense of humor, and giving each other the benefit of the doubt. That said, we own our mistakes and do whatever we can to make amends when things don\u2019t go as planned.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What\\'s one of the most unexpected things you\\'ve learned about one of your coworkers?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"One of my favorite Noyo traditions is called \u201CGetting to Noyo Coworkers\u201D or \u201CGNC\u201D for short. Twice per month, one person from the team presents a topic of their choice that helps others get to know them better. The only rule is that the topic cannot be work-related.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In the past we\\'ve had team members teach us all about rugby, photography, the opera, how to fold a fitted sheet, and even described the time Boston was covered in molasses. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"A few weeks ago, Jordan Hooker (Operations Manager, Customer Advocacy) showed us all just how seriously he takes the art of baking sourdough bread. I felt like I was watching an actual chef on Food Network! He made it look so easy!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Searching for a company culture to call home? Want to be on the frontlines of enhancing benefits administration? At Noyo, a standard of excellence is all you need to succeed. Check out our openings \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/careers\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"},{\"type\":\"italic\"}],\"value\":\"here\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"sHzEjG3OZ\",\n    [d]: \"9 new consumer solutions getting modern insurance right\",\n    [c]: \"9-new-consumer-solutions-getting-modern-insurance-right\",\n    [h]: \"2022-06-13T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/RMNCXhTimYoJuOou9AyTpkDfko.png\",\n      srcSet: \"https://framerusercontent.com/images/RMNCXhTimYoJuOou9AyTpkDfko.png?scale-down-to=512 512w, https://framerusercontent.com/images/RMNCXhTimYoJuOou9AyTpkDfko.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/RMNCXhTimYoJuOou9AyTpkDfko.png 1440w\"\n    }, \"\"),\n    [m]: \"Tim Cerimele\",\n    [u]: \"Consumers are crying for better ways to experience their benefits. Here\u2019s a look at nine innovative, new solutions that we\u2019re excited about at Noyo bringing a fresh perspective and a consumer-first approach to the insurance game.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"We\u2019re always on the lookout for those standout customer experiences. The kind that are so frictionless, that you feel energized to use that product.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Usually, the best experiences are from brands in the retail, finance, food and beverage, or travel spaces who have mastered the art of the omnichannel journey. They let customers purchase however and wherever they like, delivering a simple, quick, and friendly checkout.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"At a time when \", /*#__PURE__*/e(r, {\n          href: \"https://www.statista.com/statistics/806336/mobile-retail-commerce-share-worldwide/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"73% of ecommerce transactions\"\n          })\n        }), \" are done on a mobile device, an astonishing \", /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/s3fs-public/2021-01/Digital%20Overdrive%20Report_0.pdf?bR7us\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"30% of employers\"\n          })\n        }), ' are stuck using paper-based systems to administer benefits while 64% rely on slow, error-prone flat files like EDI 834. The latter represents today\u2019s standard \"best in class\" methods, but all too often fall short of powering the kinds of experiences customers have come to expect.']\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Consumers are crying for better ways to experience their benefits. Meanwhile, insurance providers are scrambling to adopt new technologies to keep up \u2014 usually by investing in modern user experiences and \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/insurance-carriers/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"API infrastructure behind the scenes\"\n          })\n        }), \". Luckily, a new generation of consumer-driven benefits products and providers are moving quickly and showing the market what\u2019s possible with more dynamic, personalized benefits and seamless distribution. They may look, act, and even be insurance carriers, but that\u2019s no longer a requirement to enter and compete.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Here\u2019s a look at some of these innovative, new solutions we\u2019re excited about at \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo\"\n          })\n        }), \" bringing a fresh perspective and a consumer-first approach to the insurance game.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"XP Health\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Founded in 2019, \", /*#__PURE__*/e(r, {\n          href: \"https://www.xphealth.co/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"XP Health\"\n          })\n        }), \" makes it easy for employers to offer high-quality and complete vision care through their seamless online vision platform. Everything from in-person eye exams to buying personalized eyewear online can be managed through their app.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What makes XP Health stand out:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"AI-powered care assessments\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"24/7 concierge team\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"3 benefit credits per year for eyeglasses and contact lenses\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"+72 NPS\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,kKP51oeVdVc06IpUiRCJSNuNw.png\",\n        \"data-framer-height\": \"538\",\n        \"data-framer-width\": \"1408\",\n        height: \"269\",\n        src: \"https://framerusercontent.com/images/kKP51oeVdVc06IpUiRCJSNuNw.png\",\n        style: {\n          aspectRatio: \"1408 / 538\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Sana Benefits\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Founded in 2017, \", /*#__PURE__*/e(r, {\n          href: \"https://sanabenefits.com/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Sana Benefits\"\n          })\n        }), \" offers modern benefits packages for employers that cover a wide array of plans. 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After all, nearly \", /*#__PURE__*/e(r, {\n          href: \"https://www.pwc.com/us/en/industries/financial-services/library/next-in-insurance-top-issues.html\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"80% of employers would switch carriers\"\n          })\n        }), \" because they aren\u2019t user friendly, and \", /*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/siteassets/research/research-abstracts-shared/2021/harnessing-growth-and-seizing-opportunity-the-future-of-workforce-benefits/2021_limra-ey_workforcebenefitsstudy.pdf\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"60% would prefer carriers\"\n          })\n        }), \" who connect to their HR software over price.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"If old systems are holding you back, or the API you already use is limited in one too many ways, \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/get-started\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"talk to our team\"\n          })\n        }), \". We\u2019ve enabled seamless API connectivity for leading insurance carriers and benefits software platforms across the industry and would be happy to help.\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"J400t1see\",\n    [d]: \"Inside Noyo: Balancing the spiritual with the professional during Ramadan\",\n    [c]: \"inside-noyo-balancing-the-spiritual-with-the-professional-during-ramadan\",\n    [h]: \"2022-06-08T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/HHE9nOOQJNRhDvoWlmitgSM2o.png\",\n      srcSet: \"https://framerusercontent.com/images/HHE9nOOQJNRhDvoWlmitgSM2o.png?scale-down-to=512 512w, https://framerusercontent.com/images/HHE9nOOQJNRhDvoWlmitgSM2o.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/HHE9nOOQJNRhDvoWlmitgSM2o.png 1440w\"\n    }, \"\"),\n    [m]: \"Doha Hindi\",\n    [u]: \"Fulfilling spiritual obligations during Ramadan can be challenging for Muslims with rigid 9-5 work schedules. Our Operations Manager, Doha Hindi, shares how Noyo's flexible schedule and inclusive culture empowers employees to participate fully in Ramadan.\",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Ramadan is always a spiritually enlightening and impactful month for Muslims around the world. But like many Muslim professionals who fast during the month, I generally feel some anxiety about the challenges I\\'ll face going into it - particularly when it comes to balancing working full-time and making the most of the month on a spiritual level. Ramadan involves fasting from food and drink from sunrise until sunset. Muslims are also encouraged to participate in nighttime prayers and wake up early in the morning to eat before the fast begins. This typically leads to unusual sleep schedules and lower than normal energy levels during daytime hours.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Prior to working at Noyo, I worked at a company where all members of my department were expected to work a fixed 8-5 schedule. I commuted to and from the office on a daily basis and found Ramadan to be particularly challenging during this time. I reached out to my manager to discuss the potential for me to work through lunch and leave the office an hour early to avoid rush hour traffic. Although she was sympathetic to my cause, she wasn\u2019t able to make exceptions based on my circumstances.\\xa0 I resorted to squeezing in mid-day naps in my car to get me through. By the time I came home, I was exhausted and struggled to participate in the voluntary nighttime prayers that make Ramadan special. I was being tugged between the working schedule of the corporate world and the one I wanted to have as a practicing Muslim.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Although my previous experiences as a Muslim in professional settings have been challenging, they made me all the more grateful for how incredible Ramadan at Noyo has been. Ingrained in the company culture is a mindset of inclusivity that allowed myself and other Muslim teammates to feel empowered to fulfill our spiritual obligations while also bringing our best selves to work. Reminders were sent company-wide leading up to Ramadan, teams were encouraged to be considerate of their fasting colleagues, and Muslims on the team felt empowered to make the most of the month, however they saw fit. Armed with the fuel of an early morning coffee, I worked an adjusted schedule and began my work days right after sunrise. I then had the space to rest for a few hours before logging back on to support my team during our core working hours. This made all the difference in how efficient I was at work and in my personal life.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo has also been immensely foundational in the creation of Moyos (Muslims at Noyo) \u2014 the first Employee Resource Group started at the company. It created a safe space for Muslim coworkers to support one another and share our lived experiences with our colleagues. The culmination of Ramadan is marked by a holiday at the end of the month called Eid. Moyos took this opportunity to distribute Ramadan and Eid treats to the company near the end of the month. It allowed the rest of the team to take part in a celebratory moment for Muslims and led to some fantastic pictures being shared on Slack as different members of the team started receiving their deliveries.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{\"target\":{\"sys\":{\"id\":\"2qTPM2WR5YVJWetUGz9dMZ\",\"type\":\"Link\",\"linkType\":\"Asset\"}}},\"content\":[],\"nodeType\":\"embedded-asset-block\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"As I reflected on the ways that working at Noyo have been refreshing and impactful, it was the first time I realized that working during Ramadan doesn\\'t have to be painful. There is a space for people to practice their beliefs and excel at their jobs \u2014 as long as we consciously create an environment that allows the two to occur simultaneously.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"The best ideas can come from anyone, anywhere. Come bring your idea to life at Noyo! If you have talent, then you can succeed at Noyo. Check out our openings\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/careers\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"},{\"type\":\"underline\"}],\"value\":\"here\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"MyUX1l7K4\",\n    [d]: \"Insider: Noyo, a health insurance tech startup, is seeing more interest for its product with remote working on the rise. It just\u2026\",\n    [c]: \"business-insider-noyo-remote-work-series-b\",\n    [h]: \"2022-05-19T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png\",\n      srcSet: \"https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=512 512w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/Z1SNGN8GNqQxOfzDUZw5C7QzUSU.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Noyo has raised $45 million in Series B funding from investors like Norwest and Gusto. The startup's technology helps benefits providers share data with health insurance companies.\",\n    [g]: \"Features, Company News\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.businessinsider.com/noyo-raises-series-b-norwest-and-gusto-health-benefits-2022-5\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Original article published by Business Insider on May 19th, 2022\"\n            })\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"By Emilia David\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Noyo has raised $45 million in Series B funding from investors like\\xa0Norwest and Gusto.\\xa0\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"The startup's technology helps benefits providers share data with health insurance companies.\\xa0\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Shannon Goggin, Noyo's cofounder, says it's seeing more interest from benefits providers.\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"One startup is looking to help companies deal with the shift to remote work.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo provides an API that helps health insurance companies connect with the companies that use their services. Using this technology, providers remove the need for manual data entry and longer information exchange when figuring out specific benefits plan needs. Noyo also helps insurance companies modernize their systems to meet the increasingly complicated ecosystem of remote work.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The startup just closed $45 million in Series B funding led by Norwest Venture Partners with participation from Workday Ventures, Cap Table Coalition, and other existing investors like Spark Capital and Homebrew.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Shannon Goggin, cofounder and chief executive of Noyo, told Insider that it's seeing more interest from benefits providers that want to offer solutions to make it easier to shift employees into more flexible work arrangements.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\"Companies are trying to use benefits to compete for talent, because people have choice as they should, and they want to work at companies that are going to support them,\" Goggin said.\"Benefits really can\\'t be one size fits all and people need different things at\\xa0different stages of their life, or different things depending on what\\'s important to them.\"\\xa0'\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo's technology makes it easier for benefits providers to change an employee's information when they move around and gives them access to those benefits faster once the changes are made.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: 'One of Noyo\\'s clients is Gusto, who also participated in the Series B funding round, and Goggin said Noyo will deepen its relationship with strategic partners by \"being closer aligned and having a more more formalized relationship.\"\\xa0'\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo's other partnerships include insurers and benefits platforms like Ameritas, Beam, Guardian Life, Humana, Rippling, Unum, and Zenefits.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Goggin said the funding will be used to help add more carriers to its system and add more product lines such as fertility benefits or other packages.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Goggin pointed out that the company, even with its considerable experience with distributed work environments, still has a lot to learn. But it understands that in order to better serve a changing\\xa0workforce, they need to help their clients think out of the box and modernize their systems to meet demand.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\"We certainly haven\\'t figured everything out but we\\'re really focused on getting ahead of issues,\" Goggin said. \"Our teams are kind of right there with them thinking it through and that informs the products that we build as well.\"'\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"br0DITDAS\",\n    [d]: \"Letter from the CEO: Noyo\u2019s Series B and raising the bar for benefits\",\n    [c]: \"letter-from-the-ceo-noyo-series-b-raising-the-bar-for-benefits\",\n    [h]: \"2022-05-19T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/8bhQwGeM9JWhlDQpRVefxwU9IWs.png\",\n      srcSet: \"https://framerusercontent.com/images/8bhQwGeM9JWhlDQpRVefxwU9IWs.png?scale-down-to=512 512w, https://framerusercontent.com/images/8bhQwGeM9JWhlDQpRVefxwU9IWs.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/8bhQwGeM9JWhlDQpRVefxwU9IWs.png 1440w\"\n    }, \"\"),\n    [m]: \"Shannon Goggin\",\n    [u]: \"We believe everyone should have access to flexible, relevant benefits that are easy to understand and easy to use. To make that possible, Noyo builds the foundational technology powering next-generation benefits experiences.\",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"We are excited to share that \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/library/noyo-raises-45m-in-series-b-financing\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo has raised $45M in Series B funding\"\n          })\n        }), \" to power better benefits experiences for everyone. This round was led by Norwest Ventures with participation from Cap Table Coalition, Workday Inc.\u2019s investment arm Workday Ventures, Gusto, and existing investors Costanoa, Homebrew, Spark, and more.\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We believe everyone should have access to flexible, relevant benefits that are easy to understand and easy to use. To make that possible, Noyo builds the foundational technology powering next-generation benefits experiences with relevant, accurate, and transparent data.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This funding round reflects enthusiastic validation of Noyo\u2019s approach to a notoriously complicated and incredibly important industry. I am grateful for our investors\u2019 conviction, our team\u2019s commitment, and our customers\u2019 collaboration that make it possible to collectively raise the bar for what\u2019s possible in benefits every day.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"It\u2019s a critical time for the benefits ecosystem. The COVID-19 pandemic underscored the need for long overdue upgrades to our benefits and healthcare systems. Benefits are now increasingly complex, as companies seek to support an increasingly distributed workforce that spans dozens of different states and needs. At the same time, benefits have become critical to hiring and retaining talent in a tight labor market, as workers demand more flexibility and customization.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"The last year has been a whirlwind for Noyo: we\u2019ve announced \", /*#__PURE__*/e(r, {\n          href: \"https://www.businesswire.com/news/home/20210514005092/en/Noyo-Elevates-Employee-Benefits-with-Seamless-Connectivity\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"major partnerships\"\n          })\n        }), \", released \", /*#__PURE__*/e(r, {\n          href: \"https://new.noyo.com/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"new products\"\n          })\n        }), \", and grown our team by almost 120%. This latest round of funding will fuel even more growth and innovation across our industry partnerships, product development, and the Noyo employee experience. You can learn more about some of these initiatives from our \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-will-noyo-empower-more-of-the-industry-to-meet-the-moment\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Solutions Architect, Daryl Hemeon\"\n          })\n        }), \", \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/what-three-lessons-are-most-important-to-noyos-new-vp-of-product\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"VP of Product, Elaina O'Mahoney\"\n          })\n        }), \", and \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-is-noyo-creating-opportunities-for-diverse-groups\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Head of People Operations, Liz Graham\"\n          })\n        }), \".\\xa0\\xa0\\xa0\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Where are we going next as a business? Today\u2019s news is a happy excuse for me to share more about where Noyo is headed. I am sharing this plan publicly because it\u2019s not just a promise to Noyo\u2019s customers, but to everyone in this ecosystem \u2013 including the American workers who rely on and use their benefits every day.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Here\u2019s where Noyo is focused as we work to change benefits for good:\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"1. Power the complete policy lifecycle\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Until modern technology principles are broadly adopted, people will continue to feel the negative effects in their daily lives: difficult-to-understand coverage, inflated costs, and an overall slow pace of innovation. Noyo structures and enriches data across many systems and uses that data to solve a broad set of needs \u2013 we started with policy administration and enrollments because knowing who was enrolled in what coverage at what time is the source of truth from which everything else cascades: payroll deductions, billing, commissions, claims, and more.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Getting enrollments right and solving core data problems provides a compounding advantage. We\u2019re proud to offer the only technology on the market that makes benefits data usable by programmatically detecting and interpreting changes across systems, creating 85% improvement in processing time over alternative solutions. We\u2019ll continue to extend this technology across the entire benefits stack to enable developers to build truly incredible benefits software.\\xa0\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"2. Connect the entire benefits ecosystem\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The benefits ecosystem today struggles with siloed data that is locked away in flat files, portals, or even paperwork. We\u2019re leaving that behind by making key benefits data available on-demand to the apps and stakeholders who need it. Today, our API engine serves insurance carriers and benefits software platforms, and we are actively expanding our connections further throughout the ecosystem to insurtech solutions, fintech apps, payroll companies, and more.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Soon, Noyo\u2019s technology will be table stakes for every company in the benefits space that wants to activate new partners, build new consumer-facing apps and products, and improve the customer experience.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Imagine if processing premium payments, disbursing broker commissions, and paying out claims all happened seamlessly on top of the same high-quality dataset. Or if finance apps could take benefits choices into account alongside investments, payroll deductions, 401k and HSA contributions, and personal finance data to create a holistic picture of how someone\u2019s benefits are working (or not working) for them. Noyo is architecting the foundational tools and technology that will make all of this possible. \\xa0\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"3. Redefine what\u2019s possible in benefits\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"There are so many new benefits products coming to market \u2013 fertility coverage, caregiving and mental health support, and even home ownership assistance \u2013 that break away from the old one-size-fits-all model in support of highly personalized and highly impactful benefits. The new era of work requires new systems and new ways of thinking, and Noyo will support and power that progress at every turn.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Startups and established carriers alike will be able to design new products on top of our foundational technology, with unprecedented business intelligence drawn from near real-time data on enrollment and utilization. The products themselves will get smarter too, once they\u2019re connected to other benefits that someone may be using (for example, HSA contributions that are automatically adjusted based on changes to someone\u2019s pay).\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Finally, better connectivity means it will be easier to test and scale these new products and get them quickly into the hands of people who might not have tried them otherwise. If it\u2019s no longer a monthslong process to activate coverage, imagine how easy it would be to develop a fully transparent onboarding experience or pilot a product in an emerging market.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In addition to building change for the benefits industry, we knew from the start that we wanted to build Noyo as a different kind of company. We set out to create an environment that invests heavily in our employees and creates opportunities for people of all backgrounds, designing policies and programs around everyone\u2019s continued success. That\u2019s why we chose to be a distributed-first company from day one and focused early on professional development, coaching, and apprenticeship within our team. It\u2019s also why we\u2019ve invested so much time and energy into our JEDI (justice, equity, diversity, and inclusion) and ERG (employee resource group) initiatives.\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"There\u2019s never been a better time to be building in benefits. We are \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/careers/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"hiring across all roles\"\n          })\n        }), \" \u2013 join us!\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"AIMM7ctf6\",\n    [d]: \"How is Noyo creating opportunities for more diverse groups of people?\",\n    [c]: \"how-is-noyo-creating-opportunities-for-diverse-groups\",\n    [h]: \"2022-05-16T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/AQNQK2DMZSrq3bxfpvml00ZWJSU.png\",\n      srcSet: \"https://framerusercontent.com/images/AQNQK2DMZSrq3bxfpvml00ZWJSU.png?scale-down-to=512 512w, https://framerusercontent.com/images/AQNQK2DMZSrq3bxfpvml00ZWJSU.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/AQNQK2DMZSrq3bxfpvml00ZWJSU.png 1440w\"\n    }, \"\"),\n    [m]: \"Liz Graham\",\n    [u]: \"How will our funding create more opportunities for more diverse groups of people? Liz Graham, Head of People Ops, shares three ways.\",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"When it comes to accomplishing great things as a business, it takes diversity of all kinds to succeed. Research continues to demonstrate this, with studies such as \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.mckinsey.com/featured-insights/diversity-and-inclusion/diversity-wins-how-inclusion-matters\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"McKinsey\u2019s latest\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" finding that the most diverse companies outperform the least by 36% in profitability.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Creating an organization that realizes representation at all levels doesn\u2019t happen by chance. It takes accountability, intentionality, and adaptability. Noyo is doubling down on our work of transforming the benefits industry, setting everyone on our team up for success, and creating opportunities for people of all backgrounds. We can\u2019t accomplish any of these goals without the others. At the end of the day, it\u2019s our people who are the future of Noyo.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Below are four things we do to ensure Noyo is a workplace that\u2019s full of opportunities for diverse groups of people.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"1. Intentionally recruit from more diverse applicant pools\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"At Noyo, we strive to advance equity and opportunity while recognizing that although capability and talent are universal, access is not. That\u2019s why we put a higher value on someone\u2019s lived experience over their education, as education often requires financial privilege.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"As such, we have put scalable frameworks in place to combat things like unconscious bias in the hiring, recruiting, and employee development processes. This includes efforts like:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Posting openings via traditional and nontraditional channels to attract the most capable and diverse talent.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Supporting team members to move into different roles with transparency on the decision-making process.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Proactively finding opportunities to educate our team, such as bringing in speakers to share perspectives on different lived experiences.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Contributing to our communities by fundraising money for nonprofits.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Continuously monitoring our internal practices to ensure we\u2019re not contributing to systemic injustice.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In addition, we have a committee of team members who serve as a catalyst for change by challenging the status quo and holding one another accountable. Collectively, we imagine a better future and work together to make it a reality.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"2. Offer competitive, equitable support at work and beyond\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo pays according to the role, not the location in which an employee chooses to live or what they made at previous jobs. This allows us to ensure equal pay for equal work. We regularly audit our pay structure and update our salary ranges to stay competitive with evolving market conditions and ensure no one\\'s salary ever lags behind the appropriate range for their role.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"We also recognize that not everyone wants to manage people and that\u2019s okay. An individual\u2019s career shouldn\u2019t suffer for doing what they love best. That\u2019s why we have career paths for non-management and management tracks. This approach lets people progress without putting the focus on management or gendered traits as the only way to advance. And it helps us grow people into positions of leadership from a more diverse set of backgrounds.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"3. Level the playing field and accelerate careers\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"One \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://learning.linkedin.com/content/dam/me/learning/en-us/pdfs/linkedin-learning-workplace-learning-report-2018.pdf\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"LinkedIn\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" survey found that 94% of respondents said they\u2019d stay at a company longer if it invested in their career development. Not only is learning and development useful for building employee engagement and loyalty, it\u2019s also a key component of successful DEI programs. That\u2019s because it helps level the playing field and democratizes accessibility to information.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"One way we offer continuous learning is through our #GrowAtNoyo sessions, where we bring in speakers to discuss particular subjects. Previous topics include: Accessible Design, Gender & Gender Identity, Giving & Receiving Impactful Feedback, Interview Training, Understanding Stock Options, and most recently, Addressing the Impact of Racism on Health.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"We also provide learning and development opportunities for all full-time employees related to their role. Different types of activities include: online learning, workshops, trainings, conferences, books, and subscriptions. Ultimately, we are investing in nurturing our team\u2019s development that extends past our team time at Noyo.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"4. Lead by example and create our own standard\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"We aren\u2019t afraid to dream big or challenge each other to think outside the box. With this mindset, we can continue to embed inclusion and equity principles into our hiring processes, test new models for PTO that encourage rest \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"and\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" community involvement, and explore exciting new benefit options like fertility coverage, expanded parental and caregiver leave, mental health support, and more.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo\u2019s Employee Resource Groups (ERGs) in particular are vital to creating a work environment that\u2019s more inclusive for all. Yet many organizations do not compensate ERG leads. We pay ours for the additional work they do and provide a budget for every ERG to pursue their goals. Each group has an exec sponsor and a specific charter to ensure that they\\'re accomplishing their goals to support building a more inclusive, equitable, and diverse team.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Last, but not least, our employees are directly contributing to a better future with the technology they build. Historically, most benefits products and infrastructures were built by, and resourced for, wealthy white people. We\u2019re inviting more voices to shape what the next generation of solutions should be.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Last thought: The future of benefits is bright\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"As Head of People Ops at Noyo, I\u2019m excited about what a more modern, connected future means for the benefits industry as a whole. I am energized by the technology Noyo is building that makes it easier than ever for consumers to interact with, and understand, their benefits.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I look forward to more benefits customization that will give employers the flexibility to curate specific physical, mental, and well-being benefit options that employees can choose from that best fit their needs. And, as a technology expert in the benefits space, I\u2019m excited for us to capitalize on our knowledge in a way that continues innovating internally: providing more flexible benefits and a better employee experience for our own employees. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"A0_Ao9B2I\",\n    [d]: \"What three lessons are most important to Noyo\u2019s new VP of Product?\",\n    [c]: \"what-three-lessons-are-most-important-to-noyos-new-vp-of-product\",\n    [h]: \"2022-05-16T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/cmgE2uOlBESOQgDwv2F9KPdHHg.png\",\n      srcSet: \"https://framerusercontent.com/images/cmgE2uOlBESOQgDwv2F9KPdHHg.png?scale-down-to=512 512w, https://framerusercontent.com/images/cmgE2uOlBESOQgDwv2F9KPdHHg.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/cmgE2uOlBESOQgDwv2F9KPdHHg.png 1440w\"\n    }, \"\"),\n    [m]: \"Elaina O'Mahoney\",\n    [u]: \"Three key lessons are guiding me as I create a strategic plan for the evolution of the Noyo product. \",\n    [g]: \"Product\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"As Noyo\u2019s brand new (and first ever!) VP of Product, I\u2019m thrilled to be joining the organization at \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/blog/letter-from-the-ceo-noyo-series-b-raising-the-bar-for-benefits\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"such an exciting time\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". Not only does Noyo have an impressive roster of customers who are eager to modernize benefits and a set of investors who truly understand the company vision, the company has also built an incredible team of smart, driven people from a wide range of backgrounds and experiences. This is my favorite time to join a company because I get to help continue innovation and to lead the Product team through a rapid growth phase.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In fact, this will be the fourth time I\u2019ve led a Product team through a high-growth period. Throughout my career, I\u2019ve seen how many different ways there are to achieve success. Not all hyper-successful companies use the same formula, but there are clear ways to get it \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"wrong\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\": \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Failing to put the customer at the center of everything. Companies that lose customer centricity end up building products that don\u2019t get adopted. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Losing sight of the company vision. Without a vision, your roadmap leads nowhere.\\xa0 \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Neglecting to hire (and develop) the right people. Your product is only as good as the team who\u2019s building it!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"ordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"My first priority will be \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://jobs.lever.co/noyo?team=Product\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"adding members to our Product team\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\", and making sure we are sourcing candidates from a diverse range of backgrounds. Not only do \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://hbr.org/2016/11/why-diverse-teams-are-smarter\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"diverse teams create better outcomes\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" for the business, it\u2019s also important that Noyo\u2019s Product team represents many different viewpoints, including those not traditionally heard from in the benefits industry.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo is connecting a dual-sided market in a fast, efficient, and accurate way using APIs. By deeply understanding the relationship between benefits providers and administration platforms, we can solve pain points on both ends. Our recent funding round accelerates the Product team\u2019s ability to solve the big problems facing our partners. We will:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Expand our industry-leading APIs with new endpoints for insurance carriers.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Save our benefit platform customers time by providing them with technology-forward tools to manage changes quickly and autonomously.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Provide analytics and actionable insights to our customers they can\u2019t get anywhere else.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Continue to eliminate enrollment issues in a meaningful way with our ability to sync data between the benefits platform and carrier system. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In the long term, Noyo\u2019s technology will serve as the network infrastructure for every aspect of managing employee benefits. We imagine a world in which benefits data is secure, accessible, and freed from the constraints of outdated systems. My team is already laying the groundwork to support this vision, which includes plotting a course for handling processes like dispensing commissions, managing payroll, and automating other behind-the-scenes processes.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Technology has made so many parts of our lives better and easier, it\u2019s well past time that happened with benefits. I am so excited to see the Noyo product portfolio \u2013 and the Noyo Product team \u2013 continue to grow and lead the way.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"goMRoZsiB\",\n    [d]: \"How will Noyo empower more of the industry to meet the moment?\",\n    [c]: \"how-will-noyo-empower-more-of-the-industry-to-meet-the-moment\",\n    [h]: \"2022-05-16T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/uWhf0zqc2s5r04EcS0HJMwDQ.png\",\n      srcSet: \"https://framerusercontent.com/images/uWhf0zqc2s5r04EcS0HJMwDQ.png?scale-down-to=512 512w, https://framerusercontent.com/images/uWhf0zqc2s5r04EcS0HJMwDQ.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/uWhf0zqc2s5r04EcS0HJMwDQ.png 1440w\"\n    }, \"\"),\n    [m]: \"Daryl Hemeon\",\n    [u]: \"Learn why the next chapter of Noyo is about removing friction on all sides of the market so stakeholders can \u201Cmeet the moment\u201D and realize the full potential of APIs, and see how this is shaping our approach to partnerships.\",\n    [g]: \"Company News\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo is building technology that simplifies how data moves between all of the back-end systems that touch employee benefits.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Partners that connect to Noyo are just as important as the technology that connects them. And those partnerships can\u2019t exist without solutions architects like Daryl Hemeon, who are focused on all the pieces that need to exist to make seamless data exchange a reality. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/blog/letter-from-the-ceo-noyo-series-b-raising-the-bar-for-benefits\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Following our Series B funding\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\", Daryl explains why the next chapter of Noyo is about removing friction on all sides of the market so stakeholders can \u201Cmeet the moment\u201D and realize the full potential of APIs. Read on to see how this is shaping our approach to partnerships.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Daryl, why is there so much excitement about what Noyo is building? What are you most excited about?\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo is solving a root problem. The limitations around the flow of data in our industry are felt by everyone. I\u2019ve spent 5+ years vetting new technologies in this space, and this is one of the most exciting periods to be focused on connectivity. The technology is there. The business case is there. And now, Noyo has built a proven API solution with a reputable set of customers; it\u2019s just the beginning.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I\u2019m most excited about the new businesses that can be built on top of Noyo that didn\u2019t exist yesterday. Imagine what\u2019s possible when there is no friction between the supply and the demand. Automatic leave management and claims filing, benefits that evolve intelligently as employees\u2019 needs change, HSAs that are automatically funded with the right amount, or even things as simple as not needing an insurance card or finding an in-network doctor with one click.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"You don\u2019t have to look far to see how APIs have reshaped entire industries \u2014 banking, investing, payments, travel, and e-commerce are all light years ahead of where benefits are now.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"At a high level, who needs Noyo right now?\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"We\u2019re in a moment where benefits are becoming absolutely crucial to attracting and retaining employees. Expectations for benefits offerings are high, but manual operations, hard-to-diagnose errors, and expensive disruptions to the customer experience are holding carriers, platforms, and brokers back. Plus, HR departments spend way too much time administering changes instead of expanding and personalizing their benefits offerings.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Insurance carriers, benefits administration software, all-in-one and HRIS platforms, and digital brokers all need Noyo. With our technology in place, they will be able to deliver exceptional experiences to their customers, the employers and employees who experience benefits most directly.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"It\u2019s not just about preventing bad customer experiences either; it\u2019s also about giving benefits software platforms the foundation to build something new and amazing for consumers. With Noyo\u2019s APIs under the hood, benefits administration tools can become even faster and more powerful. Imagine if you could see the real-time status of your enrollment when starting a new job, or you could get confirmation that an issue with your social security number was resolved\u2013these are the kinds of experiences that will change the game.\\xa0 \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Insurance carriers can be slow to adapt to new technology; what\u2019s the opportunity that you see specifically for them?\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The opportunity for carriers is about tapping into new growth and realizing next-level efficiencies; that\u2019s been hard to do over the last decade. Insurance carriers that are looking to invest in the customer experience by consuming data in real time need Noyo right now. Startup carriers that are looking to differentiate themselves and scale quickly across digital marketplaces also need Noyo.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"It\u2019s such an exciting time, but it\u2019s difficult to navigate. There is a huge advantage in having a partner like Noyo, especially when you consider the upfront investment to build and maintain API infrastructure that any partner can connect to.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Before joining Noyo, I was on the insurance carrier side; my job was to evaluate new technologies. I\u2019ve seen the pitfalls of IT investments that never get off the ground and partnerships that offer marginal benefit but never get you closer to the digital experience they promise.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I joined because I saw how Noyo has empowered carriers to meet what I see as one of the pivotal moments for longevity and relevance.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Noyo raised a Series B funding round; how is our offering evolving so more of the industry can realize the full potential of APIs?\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"First off, we\u2019re making it unbelievably easy for any benefits software platform to connect to our APIs and take advantage of our \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/enrollment/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"Enrollment solution\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". And then on the carrier side of the market, we want every carrier to be able to offer the Noyo Sync experience, no matter the systems in place today. Noyo has built highly differentiated technology that delivers bi-directional, \\\\\"data sync\\\\\" capabilities, and insurance carriers of all shapes and sizes now have a path to realize those benefits.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"When carriers and platforms can onboard Noyo faster, each can enable more connections faster. It\u2019s symbiotic growth: carriers can offer their products and services on platforms they never could before, and benefits software platforms can offer the trusted, hands-free experience their customers want.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I\u2019ll add that Noyo will also be very thoughtful about how our solutions complete the policy lifecycle: installation, setup, enrollment and member management, and renewal. Partners that are already connected to the Noyo ecosystem will start to see new ways to increase existing customers\u2019 lifetime value with new products and services. Seamless data exchange across every step of benefits administration is critical, but what\u2019s more exciting is what comes next.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"zvdA0_v48\",\n    [d]: \"Inside Noyo: Driving growth and community\",\n    [c]: \"inside-noyo-driving-growth-and-community\",\n    [h]: \"2022-05-12T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/gel5m18w69mMS3bgykqC8VrZERs.png\",\n      srcSet: \"https://framerusercontent.com/images/gel5m18w69mMS3bgykqC8VrZERs.png?scale-down-to=512 512w, https://framerusercontent.com/images/gel5m18w69mMS3bgykqC8VrZERs.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/gel5m18w69mMS3bgykqC8VrZERs.png 1440w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Go Inside Noyo with Ani Lee, Senior Product Operations Analyst as she talks about her typical day (it's never boring) and why values alignment is so important for a fulfilling career.\",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Connected interests can sometimes lead to unexpected career paths, but an openness to trying new things invites fresh takes on stubborn industry problems. For complex fields like insurance, it can be especially easy to fall victim to tunnel vision and reach hard limits on the number of creative ways to work out an issue \u2014 technical or otherwise. That\u2019s why building a team with a wide range of experiences and a variety of backgrounds allows for all sorts of valuable approaches to industry roadblocks. By facilitating an environment for employees to share ideas, be accepted, and ultimately become better versions of themselves, a wealth of new outside-the-box solutions can be waiting just around the corner.\\xa0\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Noyo understands that enhancing the benefits ecosystem presents challenges that are best solved from a multitude of perspectives, including angles from outside the industry. With this in mind, we encourage learning at every turn so every team member can obtain the experience they need to succeed at their own pace, regardless of their insurtech history. Celebrating a diverse roster of occupational backgrounds is one of the reasons Noyo is able to come to the table with unique viewpoints that shake up the status quo.\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Noyo\u2019s Senior Product Operations Analyst Ani Lee (she/her) has been on the job since February 2021 and is focused on optimizing our product workflow. Fresh to the insurance realm, she keeps us working together through systematized means that enable higher productivity \u2014 and fewer headaches!\"\n        })\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What is your role at Noyo and what's an exciting, challenging problem you're solving?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I\u2019m a Senior Product Operations Analyst and I\u2019m currently working on establishing a global set of data definitions and metrics that enable users across the business to make data-informed decisions \u2014 it\u2019s challenging, interesting, and humbling work.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What did your path to Noyo look like?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo took me by surprise. I hadn\u2019t thought to look into the insurance and benefits sphere for work before. My career has largely centered around a personal interest I have in textiles, but in practice what\u2019s threaded (see what I did there?) my roles together has been a dedication to systemizing and documenting processes so that they can scale. Values-alignment with my workplace\u2019s mission is important to me, and Noyo\u2019s mission to empower people to get the most out of their health insurance ticked that box with ease.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What excites you most about our industry, our product, or your role in general?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"There\u2019s always space to innovate at Noyo. I\u2019m encouraged to build processes, dashboards, and documentation from scratch when I see a need. I\u2019m highly motivated by impacting people\u2019s lives, even on a tiny scale, so I appreciate the Product Operations Team\u2019s role in systemizing and standardizing work for our peers on the Product team. If I can improve my coworker\u2019s day by making metrics or documentation more accessible, I feel successful.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"How would you describe the culture at Noyo?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Everyone at Noyo is their own unique type of weird, and I mean that in the best way possible. I bring my own particular weirdness to this and feel accepted in that. (My personal flavor of weirdness is a relentless and wholly nerdy interest in textiles, as an example, but whatever your flavor, you\u2019re welcome here).\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I trust that my teammates will take my opinions seriously, answer any question I have, no matter how \u201Cdumb\u201D I think it is, and encourage me to bring my whole self to work. Oh, and the dad jokes, though not myself a dad or a parent at all, for that matter, I get a deep satisfaction in how seriously Noyo takes its puns.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What does a typical day look like for you?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Something I value about working at an early-stage startup is how dynamic the work is, which is to say that I rarely have \u201Ctypical\u201D days at Noyo. Most days, I orient myself through our asynchronous collaboration tools toward what is most important (Asana is a particular favorite of mine). I usually attend a few meetings, sometimes with clients or vendor partners, sometimes internal cross-functional teammates. I am sure to carve out at least a few consecutive hours per day for focused work. Recently, after seeing our People Ops team successfully host a biweekly virtual coworking session, the Product Operations team has been trying out virtual coworking, which I\u2019ve personally found very fruitful. We\u2019re constantly experimenting with new ways of working together and I love how my feedback is valued in that process.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"How have you personally, or professionally, grown at Noyo?\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"I\u2019ve grown more comfortable with ambiguity, I ask bigger and better questions, and I\u2019m less afraid of not knowing the answers right away. We\u2019re solving \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/why-apis-solution-for-benefits-administration-insurance-carriers\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"remarkably complex problems\"\n          })\n        }), \" and those problems take time and diligence to unpack. I did not come from the insurance industry, so I had some background to cover before I felt I was contributing meaningful ideas. At first, I found this uncomfortable, but with time and generous teammates, I came to realize that I was at my learning edge, and that that was exactly where I wanted, and want, to be.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What's your favorite way to stay connected with your co-workers now that we are all WFH?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I have been exceptionally impressed with Noyo\u2019s commitment to gathering our team for social events in spite of our distance. Some highlights include: a group watching session of a nature documentary (so relaxing!), virtual Pictionary (and I say this as someone who categorically does not like games), and the biweekly \u201CGetting to Noyo Coworkers\u201D sessions we have. I attended one of these a couple of weeks before starting at Noyo and it completely validated my choice to join the team.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Improving the outcomes of benefits administration requires talents that span many occupations. If you have the drive to learn new things alongside a team that is constantly pushing the insurance envelope, we want to hear from you. Check out our openings \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/careers\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"here\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \"!\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"TReDNedNG\",\n    [d]: \"The evolution of benefits technology: From carrier-centricity to consumer-first\",\n    [c]: \"the-evolution-of-employee-benefits-from-carrier-centricity-to-consumer-first\",\n    [h]: \"2022-05-04T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/7PdJDGZq2N9CnKTj4PAxJx0FpeE.png\",\n      srcSet: \"https://framerusercontent.com/images/7PdJDGZq2N9CnKTj4PAxJx0FpeE.png?scale-down-to=512 512w, https://framerusercontent.com/images/7PdJDGZq2N9CnKTj4PAxJx0FpeE.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/7PdJDGZq2N9CnKTj4PAxJx0FpeE.png 1440w\"\n    }, \"\"),\n    [m]: \"Gary Davis\",\n    [u]: \"As employers clamor for better, data-driven experiences from their benefits, carriers are realizing that to win, they must adopt an employer-centric approach that puts their customers at the center. Here\u2019s why.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Insurance carriers have long been the primary stewards of enrollment and eligibility data within their systems of record. As a result, the benefits universe has largely revolved around their technology at the center.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"But all that is changing as consumers demand more dynamic, personalized experiences from their benefits providers. A new \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/noyo-benefits-and-insurance-technology-map\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"software ecosystem\"\n          })\n        }), \" is developing around these expectations. It\u2019s why a \", /*#__PURE__*/e(r, {\n          href: \"https://www.limra.com/siteassets/research/research-abstracts-shared/2021/harnessing-growth-and-seizing-opportunity-the-future-of-workforce-benefits/2021_limra-ey_workforcebenefitsstudy.pdf\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"LIMRA and EY study\"\n          })\n        }), \" found that two thirds of employers now prefer carriers that can connect with their benefits software over those offering the best value product. \u201CCost is no longer king; a holistic experience, ease, and quality will win the day,\u201D conclude the researchers.\"]\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,xy44s1qMNE62d1gUuZ7tQYMxpAY.png\",\n        \"data-framer-height\": \"842\",\n        \"data-framer-width\": \"996\",\n        height: \"421\",\n        src: \"https://framerusercontent.com/images/xy44s1qMNE62d1gUuZ7tQYMxpAY.png\",\n        style: {\n          aspectRatio: \"996 / 842\"\n        },\n        width: \"498\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This shift in perspective has many carriers thinking about how to enable a broader array of digital services that serve consumers better. This could result in lower internal administrative expenses, faster growth across digital and field/broker channels, and of course, higher retention.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For many, the business case is clear, but the way forward is less so. Having been focused on broad, multi-channel distribution of benefits products for my entire career, I\u2019ve grappled with this same trillion-dollar question: How do you adapt systems built for a carrier-centric world to one where distribution opportunities revolve around consumers (and their data)?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I see four clear paths insurance carriers can take to facilitate a digital enrollment and benefit administration experience that meets consumers where they are today, each with their own set of advantages and tradeoffs.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,hhElf2aymeP7KhrEadSXYO810.png\",\n        \"data-framer-height\": \"355\",\n        \"data-framer-width\": \"1408\",\n        height: \"177\",\n        src: \"https://framerusercontent.com/images/hhElf2aymeP7KhrEadSXYO810.png\",\n        style: {\n          aspectRatio: \"1408 / 355\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"1. Build and compel\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Many carriers have begun to build their own enrollment and administrative systems and compel agents and employers to apply for coverage and administer their policies in the new system on an ongoing basis.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This \u201Cbuild and compel\u201D model can be very costly for the carrier to develop and maintain. It also represents a single carrier\u2019s solution to the marketplace. This means that agents or employers will have to use multiple carrier systems, all different, to administer multiple lines of coverage offered by different carriers in the marketplace.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Pros:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"End-to-end control\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Proprietary system\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Cons:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"High cost to develop and maintain\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Expects customers to use multiple, custom systems to accomplish the same task with each carrier\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"2. Brand and deploy\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Some carriers have purchased or leased multi-carrier platforms, branded them as their own, and deployed them for use by agents and employers. There is a significant cost to acquire such a platform and configure internal systems to connect.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"While the branded platform may accommodate multiple carriers and facilitate more connected services, it is still a single carrier\u2019s offering and will not meet the needs of a diverse and ever changing marketplace.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Pros:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Can serve a one-to-many need for subset of employers\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"May facilitate more connected services\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Cons:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Significant costs to acquire and reconfigure systems\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"A single platform will struggle to meet the needs of a diverse and ever-changing marketplace\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"3. Plug and play\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Given the limitations of the previous options, carriers are recognizing the importance of flexibility and extendability so data can flow easily between many different systems, especially as new consumer-driven benefits software emerges. This requires API endpoints that allow properly configured and secure access to facilitate enrollment and administration for any digital platform.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Building and maintaining these systems requires an immense upfront investment and a lot of technical expertise. For that reason, carriers must figure out how to get by with legacy systems while architecting new infrastructure.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Pros:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"The best way to eventually enable real-time data exchange\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Can facilitate connections between a broad ecosystem of software partners\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Cons:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Slow and expensive to develop; requires technology expertise\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"New API infrastructure must work in conjunction with legacy systems during the transition\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"4. Partner and steer\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As carriers work toward Plug and Play, some have chosen to partner and steer. They have partnered with select benefits platforms to go deep in their integrations, often bridging multiple methods to facilitate data flow.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The partnership has shared resources working together to provide a connected experience. The challenge here is always who are the right partners and what integration approach makes the most sense for the partnership.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Pros:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Enables a deeper level of connectivity with key partners\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Can help transform systems without broad technical investment\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Cons:\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        style: {\n          \"--framer-text-alignment\": \"start\",\n          \"--framer-text-color\": \"rgb(0, 0, 0)\",\n          \"--framer-text-transform\": \"none\"\n        },\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Deep integration means there are a lot of risks in choosing the wrong partner(s)\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Limits connectivity to subset of the market; can slow progress toward plug-and-play connectivity\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"No matter which path carriers take, API technology will facilitate connections to multiple software platforms each providing different insurance benefits, e.g. payroll companies, compliance services, and a wider array of Human Capital Management (HCM) or Human Resource Information Systems (HRIS).\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Embrace customer-centricity with an API-powered approach\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Ultimately, the value of the insurance carrier or service provider in this ecosystem will be realized in the ability to connect, flow data securely, and in real-time. Noyo has built scalable, one-to-many API infrastructure to help carriers quickly achieve seamless connectivity, whether the goal is a true plug-and-play strategy, deeper connections with partners, or a more vertical approach.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Just as Belgian astronomer Georges Lema\\xeetre envisioned the expansion of the universe, new technology is having the same effect in employee benefits. Putting the consumer at the center and investing in broad connectivity expands the universe of possibilities for carriers. To learn how Noyo can help with your journey, \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/insurance-carriers/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"explore our solutions for carriers\"\n          })\n        }), \".\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"Vhv5b_uPu\",\n    [d]: \"Ameritas x PlanSource x Noyo: Why APIs are the future of benefits\",\n    [c]: \"why-apis-are-the-future-of-benefits-ameritas-plansource\",\n    [h]: \"2022-04-21T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/Oz6MlVKfae2VxMYqLzbAl4IQ4.png\",\n      srcSet: \"https://framerusercontent.com/images/Oz6MlVKfae2VxMYqLzbAl4IQ4.png?scale-down-to=512 512w, https://framerusercontent.com/images/Oz6MlVKfae2VxMYqLzbAl4IQ4.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/Oz6MlVKfae2VxMYqLzbAl4IQ4.png 1440w\"\n    }, \"\"),\n    [m]: \"Tim Cerimele\",\n    [u]: \"66% of insurance executives say the pace of digital transformation is accelerating for their organization. In this article, Drew Fleming and Jake Bendler of Ameritas and Tim Cerimele of Noyo break down why APIs are central to that transformation.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"This article was originally published on \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://plansource.com/resources/blogs/why-apis-are-future-benefits/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"PlanSource\\'s blog\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\", reprinted here with permission.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Since the earliest days of insurance, group benefits have typically been \u201Cone size fits most.\u201D Employers choose the plans they think are the best for their workforce, while employees are given a few options from which to pick one or none. And that was good enough \u2014 until now.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The pandemic taught consumers that industries previously untouched by digitization are no longer off-limits and that convenience can be delivered in exciting ways. As a result, they are clamoring for more choice and personalization when it comes to their benefits and perks.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"That\u2019s a lot to deliver for an industry still largely reliant on manual processes and legacy technology. It\u2019s why\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.accenture.com/us-en/insights/insurance/technology-vision-insurance-2021\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"66% of insurance executives\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" say the pace of digital transformation is accelerating for their organization. Like fintech (financial technology), hospitality and retail before, emerging technologies are laying the groundwork for a more personalized benefit experience.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Application programming interfaces, known as APIs, are central to this transformation. In addition to cloud computing and artificial intelligence, APIs are already helping insurance carriers, benefits software platforms, and insurance brokers deliver better customer experiences. Read on to learn how.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"APIs make impossible connections possible\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The ability to connect software platforms that would otherwise be unable to interact with each other is what makes APIs so\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/blog/why-apis-solution-for-benefits-administration-insurance-carriers/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"exciting for the benefits industry\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". Just like fintech has seen an explosion of new apps, services and business models because of APIs, opportunities abound in the group benefits space.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Once created, these new connections will solve the data gap between insurance carriers and benefits software platforms. From there, processes can be modernized, data freed from legacy systems and customer experiences improved. As a result, choosing, enrolling, and managing benefits will get a whole lot easier for HR professionals, as well as their employees.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Looking even further ahead, APIs will pave the way for embedded services that will transform people\u2019s relationships with their benefits. Imagine how much more engaged workers would be if they could view their plan details as part of their personal financial planning tools or get decision support and automatic renewal with AI assistance. Having that kind of visibility will one day help people make smarter decisions and investments over time.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Example: How Ameritas is personalizing dental and vision benefits\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"When it comes to making better employee benefits decisions, a growing number of HR professionals want better comparison and analysis tools and data. With benefits weighing heavier than ever in job seekers\u2019 decision-making, offerings must be competitive and consistent.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"At Ameritas, we help employers uplevel their offerings by giving brokers the data and insights they need to deliver\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.ameritasinsight.com/employee-benefits/help-clients-personalize-benefits\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"personalized dental and vision benefits\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". This includes leveraging customer data to review plan design elements and utilization trends over time. Once in place, we\u2019re able to surface plan usage trends to help employers keep their offerings relevant to their people.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"To deliver this type of plan data analysis for brokers and customers, we rely on partner expertise to ensure eligibility transactions are made with the highest level of accuracy and efficiency possible. That\u2019s where our partnership with\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://plansource.com/company/partners/boost/ameritas/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"PlanSource\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" and\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/library/modern-open-enrollment-apis\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"Noyo\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" comes in.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"APIs enable modern experiences downstream\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Benefit brokers and insurance carriers have always been experts at knowing their products and customers, but now they\u2019re tasked with knowing their technology as well. No wonder\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.accenture.com/us-en/insights/insurance/technology-vision-insurance-2021\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"80% of insurance executives\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" say their organization\u2019s business and technology strategies are becoming inseparable. Stopgaps put in place during the pandemic are now being refined and expanded.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"With global demand for insurance expected to\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www2.deloitte.com/content/dam/insights/articles/US164650_CFS-Insurance-industry-outlook/DI_Insurance-industry-outlook.pdf\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"grow 3.9%\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" this year, access to data-driven insights, automation and modern infrastructure are quickly becoming table stakes for benefits players. The good news is that the industry\u2019s technology budgets are expected to rise\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www2.deloitte.com/content/dam/insights/articles/US164650_CFS-Insurance-industry-outlook/DI_Insurance-industry-outlook.pdf\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"13.7%\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" in 2022, with the majority being invested in emerging technologies like AI, cloud, and APIs.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"All that investment points to important prioritization of digital transformation on all sides of the industry. How this trickles down to employers and employees will take the shape of faster enrollment times, easier plan updates and automated renewals.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Example: How PlanSource is modernizing benefits administration\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Managing benefits plans comes with many challenges for today\u2019s HR professionals, including increasingly high costs and\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.ameritas.com/OCM/GetFile?doc=619301&_ga=2.51439785.120776963.1646179046-1611260738.1646179046\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"maximizing employee engagement\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". The easier and more rewarding it is for customers to enroll in benefits, the better it is for carriers, benefits software platforms and brokers alike.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"That\u2019s why PlanSource and Ameritas have partnered to streamline enrollment processes and keep employee data up to date with\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://plansource.com/company/partners/boost/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"PlanSource Boost\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". Delivering a seamless two-way data transfer between Ameritas and PlanSource via Noyo ensures quick, accurate coverage setup and maintenance. It also frees brokers from the manual work of setting up and testing EDI files thanks to automation, and lets customers focus on selecting and using their benefits.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In the future, Ameritas and PlanSource will continue to provide more seamless services that put the customer and the broker first, driven by APIs. Plan and employee data integrity will continue to be maintained through Noyo.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The time to embrace APIs is now\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"APIs are already enabling a new age of connected insurance, where more and more people have the right information when they need it. Over the next five years,\\xa0the benefits ecosystem will continue to make APIs a core strategy throughout.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Together, Ameritas, PlanSource, and Noyo have created a solution that lets brokers offer modern, personalized dental and vision benefits that employers enjoy offering and employees\\xa0love to use. To learn more about our integration,\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://explore.ameritas.com/integrations/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"contact Ameritas today\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Drew Fleming has a demonstrated history of success in the employee benefits industry. After more than 25 years in dental and vision sales and sales management for Ameritas, Drew now leads their group business sales distribution as senior vice president. He\u2019s built a team of skilled and experienced professionals that are laser focused on strategic planning, data analysis, and custom benefits design.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Jake Bendler is responsible for the expansion and identification of key agencies and national partnerships. He is an advocate to Ameritas field representatives and leadership for both regional and national growth initiatives with their largest broker distribution partners and is a welcome resource in securing Benefits Technology platforms to expand  distribution. Jake joined Ameritas in 2007 and has more than 15 years of experience in the insurance industry. He is a member of multiple sales and underwriting committees and has\\\\npreviously served as a Board Member on the Central California Association of Health\\\\nUnderwriters (CCAHU). Jake has received multiple awards and recognition throughout\\\\nhis time at Ameritas. He graduated from the University of Nebraska with a degree in\\\\nBusiness Administration.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Tim Cerimele is a facilitator of change and innovation in the benefits and insurance technology markets. He has served this mission at some of the most innovative and disruptive models in the industry. Currently, he is Director of National Accounts at Noyo, an API platform that enables the infrastructure necessary to deliver the best\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://nam11.safelinks.protection.outlook.com/?url=https://www.noyo.com/blog/insurance-carriers-winning-the-consumer-experience/&data=04%257C01%257CJBuxton@ameritas.com%257Cc8bfa2cdb22e477c25c808d9a395ee79%257C7f17b26a711046aba570fbc53306129f%257C0%257C0%257C637720686641438162%257CUnknown%257CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0=%257C1000&sdata=F7h5HEeXA7Je3TYLkSv2vmOj4k/4hC3I0xkOUA0Z/wU=&reserved=0\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"},{\"type\":\"underline\"}],\"value\":\"consumer experiences\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"PPhe2y4sj\",\n    [d]: \"XP Health partners with Noyo to effortlessly connect with benefits administration platforms and insurance carriers, securely and\u2026\",\n    [c]: \"xp-health-partners-with-noyo-for-effortless-connectivity\",\n    [h]: \"2022-04-12T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png\",\n      srcSet: \"https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=512 512w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"How XP Health\u2019s AI-powered vision platform will deliver enhanced group benefits with Noyo Integration.\",\n    [g]: \"Partners\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Originally published on \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.globenewswire.com/news-release/2022/04/12/2421081/0/en/XP-Health-Partners-With-Noyo-to-Effortlessly-Connect-with-Benefits-Administration-Platforms-and-Insurance-Carriers-Securely-and-at-Scale.html\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"GlobalNewswire\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"SAN CARLOS, Calif. and SAN FRANCISCO, April 12, 2022 (GLOBE NEWSWIRE) -- \\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.globenewswire.com/Tracker?data=LxrHLt24kx73qiEIZ_caa7aoCzM2b4Tp8h5CFhSEUVYZnarCLdSykY_IziuuTam9GW7wFBT2iQ2n2h3QQoBzZQ==\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"XP Health\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\", the world\u2019s first artificial intelligence-powered vision platform covering employees and their families, announced today its partnership with\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.globenewswire.com/Tracker?data=ap7ZK3v7qTasNJ-JcR7QOvA-JKT-YNlHM47DQBFTa9CQLZBar8yjxq9agGjj-W4d\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"Noyo\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\", the company building the modern data infrastructure making frictionless employee benefits possible. The integration of Noyo\u2019s complete API solution for fast, accurate data exchange enables XP Health to activate seamless industry-wide connectivity with benefits administration platforms and insurance carriers. With the ability to quickly and easily obtain critical benefits data from employers and insurance companies, XP Health will deliver faster client implementation and ensure accurate enrollment in member benefits.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Current Challenges With Data Exchange and Benefits\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Despite increasing digitization across employers and insurance carriers, data exchange in insurance and benefits still relies primarily on manual and legacy standards, including direct data entry, portals with varying levels of sophistication, paper, PDF, and Electronic Data Interchange (EDI). While EDI connections and other custom file feeds offer a standardized way of transferring data, they are unable to support modern, efficient benefits experiences. They\u2019re slow, expensive, error-prone, and critically, the data in them cannot be easily accessed for analysis, reporting, verification, and more. Ultimately, these legacy systems contribute to poor experiences.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"The XP Health and Noyo Partnership\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"XP Health uses artificial intelligence to power their vision benefit platform. By partnering with Noyo to establish digital, API-based connectivity, XP Health can now also deliver technology-enhanced group benefits experiences. With Noyo, XP Health can:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Seamlessly process member enrollment and eligibility changes without cumbersome paper or digital files\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Better identify and resolve coverage issues that can prevent or delay care\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Get groups connected and active on their coverage in days, not weeks\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Scale their connections to benefits platforms across the benefits ecosystem\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Deliver an enhanced vision benefits experience to brokers, group admins, and ultimately consumers\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\u201CTraditional vision insurance carriers often rely on manual processes to retrieve member eligibility data, which makes things cumbersome and less reliable,\u201D said Antonio Moraes, CEO and co-founder of XP Health. \u201CWe are thrilled to be partnering with Noyo to automate this process using Noyo\\'s API technology, allowing us to get this data faster, more accurately, and more securely.\u201D\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\u201CNoyo\u2019s solution for fast, accurate data exchange is allowing innovators across the industry to develop incredibly innovative and transformative products and experiences,\u201D said Shannon Goggin, CEO and co-founder of Noyo. \u201CWe look forward to enabling XP Health to scale their solutions across platforms and carriers and deliver enhanced group benefits to their clients and members.\u201D\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About XP Health\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"XP Health makes accessing high-quality vision care easy. They reinvented how members and their families get eye exams and eyewear using technology and creating a highly personalized experience. Their platform is loved by members, significantly lowers out of pocket costs, and can be used by everyone, including those with 20/20 vision. In addition, XP Health has developed a model with no co-pays, no insurance hoops to jump through and no hassles. XP Health was named to the 2021 Fast Company list of the World\u2019s Most Innovative Companies and some of their customers include Docusign, 23andMe, Chegg, and Navistar. To learn more visit\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.globenewswire.com/Tracker?data=8Nxsy3pvIvvO_G_x0gB5R6bxXN1BAL-BYBQf7WsK8QXL__NrtZsCN8rOBF5u2zpUQCUMXIxiKyfNcCSLt-qHbw==\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"www.xphealth.co\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Noyo\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo is building the modern data infrastructure that makes frictionless employee benefits possible. Founded by leaders in benefits, insurance, and API technology, Noyo is the first company transforming the underlying infrastructure of the benefits industry with seamless digital connectivity. With Noyo, crucial benefits data is instantly available anywhere it\u2019s needed, unlocking new possibilities for how benefits are designed and delivered. To learn more about how Noyo\u2019s industry-leading technology is powering the next generation of employee benefits, visit\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.globenewswire.com/Tracker?data=r_l0mPvYgeFCAxvM5rgMeh0bD6ksR41vdmWQZczM3wb6EbPf0DCJaEH0G0BNWd912oIvNU15u_IHvlmhaPeilIkHYy5WFmx83pBUm8pRt2cVTNyu7jtlWAoWVZDDyzdM5x43XF8dYS1-BN-RLgLv6S3rzAW8qhEkyPQkpOXQmqDRnbiK9ZNH2ZnCgkTmzscQmMtk0A0DRC1XfN6w71g-OI2Hm3au3l9sIY7_0utyfDakYoGCH90ng2cW07_lYclFme25brADDsmtEjV-Tr2HDGsSNRAiwU-HBOqzCiX_YnZhIIbMjX0csvus-iQgElmTKgwiovcywgE4CotacVGNF9I0QNwJKIjk_J9Mnd4WSr9GGitPCV4MHnyDvfFjA2gn24UyW-LPjUqx1a2WTLCI5g==\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"www.noyo.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\\xa0 \\xa0\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"YrFVJO9Kl\",\n    [d]: \"XP Health and Noyo team up to deliver better vision care experiences\",\n    [c]: \"xp-health-and-noyo-team-up-for-better-vision-care\",\n    [h]: \"2022-04-12T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/0u9Mze7jwz2U1VocEYz0y5aK8rc.png\",\n      srcSet: \"https://framerusercontent.com/images/0u9Mze7jwz2U1VocEYz0y5aK8rc.png?scale-down-to=512 512w, https://framerusercontent.com/images/0u9Mze7jwz2U1VocEYz0y5aK8rc.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/0u9Mze7jwz2U1VocEYz0y5aK8rc.png 1440w\"\n    }, \"\"),\n    [m]: \"Nicole Shelby\",\n    [u]: \"Q&A with Antonio Moraes, CEO of XP Health about the Noyo and XP Health partnership\",\n    [g]: \"Partners, Company News\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Today we announced our partnership with \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.xphealth.co/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"XP Health\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\", a company embracing cutting-edge technology to change the experience of vision benefits and shopping for eyewear. We chatted with CEO and co-founder Antonio Moraes about how his company is changing the game and how we\u2019ll work together to improve benefits for everyone.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What problem was XP Health founded to solve?\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\\\"Traditional vision insurance hasn\\'t evolved in over twenty years and often involves perverse incentives that lead to higher out-of-pocket costs, countless middlemen, and a negative customer experience. XP Health is on a mission to democratize access to high-quality delightful experiences in vision care. Our virtual-first vision platform handles everything from easy in-person eye exams to buying personalized eyewear online and more. No co-pays, no claims, no hassles.\\\\\"\\xa0\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What\u2019s different about XP Health\u2019s approach to vision benefits?\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\\\"XP Health\u2019s AI-powered technology modernizes the online glasses buying experience and reduces traditional barriers to utilization. Whether finding providers for an in-person eye exam, updating a prescription online, or buying designer frames directly from our marketplace, our all-in-one platform makes it easy. Since we operate our own optics lab and vertically integrate across the supply chain, we also eliminate eyewear markups for end users so they get frames at a significantly lower price.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"How is technology enabling better benefits experiences today? What tech-enabled benefits innovations are you most excited about right now?\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\\\"Healthcare benefits are frequently complex, confusing and costly. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"I\u2019m excited to see companies and carriers embracing opportunities to\\xa0take a virtual-first approach and bring more experiences like eyewear\\xa0and other needed clinical appointments online.\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" Removing obstacles for care and making everything simpler is key. XP Health is excited to play a role in this for vision care.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What role will the Noyo partnership play in XP Health\u2019s growth strategy?\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\\\"Traditional vision insurance carriers often rely on manual processes to retrieve member eligibility data, which \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"which can be cumbersome and often unreliable\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\". We are thrilled to be partnering with Noyo to automate this process with API technology, \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"allowing us to get key data more quickly, accurately, and securely.\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What factors convinced you that Noyo was the right partner for activating API-based digital connectivity?\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\\\"As a company focused on innovation, working with partners like Noyo who are changing and simplifying the benefits space is key for XP Health. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Noyo\u2019s API\\xa0solution for fast, accurate data exchange allows XP Health to easily connect with benefits administration platforms securely and at scale.\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Want to learn more about the Noyo APIs powering XP Health\u2019s digital-first approach to vision benefits? Explore our \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/insurance-carriers/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"},{\"type\":\"italic\"}],\"value\":\"solutions for insurance carriers\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\".\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"f4vvDxQYP\",\n    [d]: \"Starting and Growing a Career in Web Design\",\n    [c]: \"starting-a-career-in-web-design\",\n    [h]: \"2022-04-08T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/64n4wnVJKDJspLlFZ6DarCP0M4.jpg\",\n      srcSet: \"https://framerusercontent.com/images/64n4wnVJKDJspLlFZ6DarCP0M4.jpg?scale-down-to=512 341w, https://framerusercontent.com/images/64n4wnVJKDJspLlFZ6DarCP0M4.jpg?scale-down-to=1024 682w, https://framerusercontent.com/images/64n4wnVJKDJspLlFZ6DarCP0M4.jpg 1000w\"\n    }, \"Blue Flower\"),\n    [m]: \"\",\n    [u]: \"\",\n    [g]: \"\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"As the internet continues to develop and grow exponentially, jobs related to the industry do too, particularly those that relate to web design and development. The prediction is that by 2029, the job outlook for these two fields will grow by 8%\u2014significantly faster than average. Whether you\u2019re seeking salaried employment or aiming to work in a freelance capacity, a career in web design can offer a variety of employment arrangements, competitive salaries, and opportunities to utilize both technical and creative skill sets.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"What does a career in web design involve?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"A career in website design can involve the design, creation, and coding of a range of website types. Other tasks will typically include liaising with clients and discussing website specifications, incorporating feedback, working on graphic design and image editing, and enabling multimedia features such as audio and video.  Requiring a range of creative and technical skills, web designers may be involved in work across a range of industries, including software companies, IT consultancies, web design companies, corporate organizations, and more. In contrast with web developers, web designers tend to play a more creative role, crafting the overall vision and design of a site, and determining how to best incorporate the necessary functionality. However, there can be significant overlap between the roles.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Full-stack, back-end, and front-end web development\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The U.S. Bureau of Labor Statistics (BLS) Occupational Outlook Handbook tends to group web developers and digital designers into one category. However, they define them separately, stating that web developers create and maintain websites and are responsible for the technical aspects including performance and capacity.  Web or digital designers, on the other hand, are responsible for the look and functionality of websites and interfaces. They develop, create, and test the layout, functions, and navigation for usability. Web developers can focus on the back-end, front-end, or full-stack development, and typically utilize a range of programming languages, libraries, and frameworks to do so. Web designers may work more closely with front-end engineers to establish the user-end functionality and appearance of a site.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Are web designers in demand in 2022?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In our ever-increasingly digital environment, there is a constant need for websites\u2014and therefore for web designers and developers. With 17.4 billion websites in existence as of January 2020, the demand for web developers is only expected to rise.Web designers with significant coding experience are typically in higher demand, and can usually expect a higher salary. Like all jobs, there are likely to be a range of opportunities, some of which are better paid than others. But certain skill sets are basic to web design, most of which are key to how to become a web designer in 2022.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"rKkJ6n38e\",\n    [d]: \"Inside Noyo: Optimizing the means of success\",\n    [c]: \"inside-noyo-optimizing-the-means-of-success\",\n    [h]: \"2022-04-05T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/bPZlQy3fholIiKP55kQM6qqp0u8.png\",\n      srcSet: \"https://framerusercontent.com/images/bPZlQy3fholIiKP55kQM6qqp0u8.png?scale-down-to=512 512w, https://framerusercontent.com/images/bPZlQy3fholIiKP55kQM6qqp0u8.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/bPZlQy3fholIiKP55kQM6qqp0u8.png 1440w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Go inside Noyo with Connie Hildreth, Senior Engineer, as she shares what her day-to-day looks like coding solutions that continually improve our APIs\u2019 user experiences and connection capabilities.\",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"A proper job requires the proper tools\u2026 but are those tools sharp? Tested? Ergonomic? Ready to streamline the task at hand rather than hinder it?\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Noyo\u2019s core API product is all about optimizing and transforming the tools people use every day for better and faster insurance experiences. But if our solution isn\u2019t backed by efficient systems and processes that provide users with the control and accessibility they need, the entire aim of our company is in jeopardy. We need to consistently keep the structure of our product as polished as possible to maintain good workflow and superb integrations.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Noyo\u2019s Senior Software Engineer Connie Hildreth (she/her) has been on the job since December 2020 and is focused on optimizing our product\u2019s digital toolset. She creates coding solutions that continually improve our APIs\u2019 user experiences and connection capabilities.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What is your role at Noyo and what\\'s an exciting, challenging problem you\\'re solving?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I\u2019m a senior software engineer and one of the leads of our Platform Experience and Group Connections team. I work mostly on the dashboard that\u2019s used by our benefits administration platforms. Recently, our team has been dedicated to a \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://new.noyo.com/announcements/the-group-structure-mapping-tool-is-here\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"project that lets our users create rules about how the data in their systems relates to data in carrier systems\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What did your path to Noyo look like?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"When I first got out of college, I worked in animation and games. When I tell this story I worry that that sounds cooler than it was \u2014 my first job was answering emails written by angry fans of Facebook games. Fast forward a bit and I was working mostly on rigging (the process of defining the ways an animated model can move) at an animation studio that also sold commercial rigging tools. I became more and more involved in building those tools.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"By the time the studio I worked at shut down, I knew I really preferred the day to day of writing software to rigging, and I decided to make the jump into web development where I\u2019ve been since. I was introduced to Noyo by a friend of mine who\u2019s the designer on my team. I was so impressed with everyone I talked to during the interview process, and decided to join!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What excites you most about our industry, our product, or your role in general?\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Before I was an engineer I had a job where, a few times a week, I\u2019d get a list of 5-20 items that I had to enter one at a time, in a form. I had to select those items from a drop down with hundreds of entries, not in alphabetical order, and not searchable. I could never get that form improved, because it wasn\u2019t considered broken.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Because of those sorts of experiences, I feel really strongly about making sure that the software people use for work feel like tools rather than obstacles and it really energizes me to be part of that! Everyone has tasks at their job that aren\u2019t their favorite and I love it when I\u2019m able to build something that makes that part go faster, or require less triple-checking.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What does a typical day look like for you?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I\u2019m on eastern time, so Noyo\u2019s core meeting hours are between 12 pm and 5 pm my time. That means my mornings are uninterrupted focus time, so I write and review a lot of my code then. Our team reviews designs and wireframes first asynchronously and meets if there are any questions that are better hashed out live. So depending on the day, I could be leaving questions or notes on a new feature, too.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"My team\u2019s standup falls right after I get back from lunch. After that, my day really varies! I might be right back into a day full of code, I might be helping a team member with something challenging, or in planning meetings for an upcoming feature.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What are the top 3 reasons you stay at Noyo?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I really love working with the people on my team.\\\\n\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What we\u2019re building is really important! People rely on insurance \u2013 that\u2019s the whole point, it\u2019s in the word \u2013 but the systems behind it aren\u2019t always as they ought to be.\\\\n\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"My time inside and outside of work is always respected, which helps me to be a better engineer. I worried that working with so many people in a later time zone could really bleed into my evenings. Instead, I\u2019ve been actively encouraged to keep evenings for myself.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"ordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What does success look like in your role and what skill set is most useful?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"On top of technical and people skills, I think curiosity is really important. When you\u2019re working on a new feature that\u2019s going to be user-facing, whether it\u2019s an API or something on the front end, it helps to be curious about how it will work, why it\u2019s useful, and how the pieces fit together. You\u2019ll only scrape by if you\u2019re hyper-focused on the part that you expect to write the code for.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"If everyone on the team seeks out that understanding, you\u2019ll find you spot problems before they grow. Everyone will take care to note if proposed designs don\u2019t reflect the architecture, if the architecture doesn\u2019t solve the user\u2019s problem, and if a proposed change still addresses a user\u2019s need.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What\u2019s your favorite Slack channel?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I love #dumb-questions-only, the channel for questions you\u2019re afraid to ask. I learn about something I wouldn\u2019t have thought to ask all the time! Most of it is work related, but sometimes it\u2019s about a gross bug someone found in their house.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Love reducing headaches in people\u2019s careers? Always looking for the best way to implement new technology? If you have a knack for rising above the status quo, we want to hear from you! Check out our openings \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/careers\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"},{\"type\":\"underline\"}],\"value\":\"here\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"aqGp_yusD\",\n    [d]: \"Inside Noyo: Breaking down barriers for women in tech\",\n    [c]: \"inside-noyo-breaking-down-barriers-for-women-in-tech\",\n    [h]: \"2022-03-18T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/eOzHFx2wwmPZNNaIfIjklF7D8M.png\",\n      srcSet: \"https://framerusercontent.com/images/eOzHFx2wwmPZNNaIfIjklF7D8M.png?scale-down-to=512 512w, https://framerusercontent.com/images/eOzHFx2wwmPZNNaIfIjklF7D8M.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/eOzHFx2wwmPZNNaIfIjklF7D8M.png 1440w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Our Women in Tech employee resource group (ERG) is an integral part of our community vision. Hear from co-founders Bridget Simpson and Eleni Hatzidis on why ERGs are so valuable for Noyo and our employees.  \",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"At Noyo, representation allows us to celebrate every team member\u2019s strengths and skills while ensuring equal opportunities are available to everyone. That\u2019s why the development of our Women in Tech employee resource group (ERG), co-founded by Noyo employees \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/blog/inside-noyo-operations-team-bridget-simpson\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"},{\"type\":\"underline\"}],\"value\":\"Bridget Simpson\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\" and Eleni Hatzidis, is an integral part of our community vision and marks a step toward building a stronger affinity between all women throughout the company.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"We sat down with Bridget and Eleni, who also co-lead the Women in Tech group, to learn more about their desire to foster community and break down barriers for women in technology roles.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What are your roles at Noyo and why did you create this employee resource group?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Bridget:\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" I am Noyo\u2019s Operations Training Manager. At Noyo, the majority of the Operations team is made up of women, which I have found to be exciting and empowering. Forming a Women in Tech ERG was an opportunity to offer the community I experience as a woman every day at Noyo to members of all our teams.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Eleni:\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" I\u2019m a Senior Associate on Noyo\u2019s Customer Onboarding and Operations team. I\u2019ve worked in tech for a couple of years and have seen the benefits of having a Women in Tech employee resource group. It offers a space for women in technology roles to learn from each other and create a community. When the opportunity to create this ERG presented itself at Noyo, I wanted to be able to help build that space here as well!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What did your path to Noyo look like?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Bridget:\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" I started at Noyo in July of 2020 as an Operations Analyst \u2014 my first experience in the tech industry. Before Noyo, I taught middle school and later earned a Master\u2019s degree in theology at the University of Oxford. My current role as Operations Training Manager is a perfect fit, as it allows me to utilize my teaching skills to train new Operations team members as Noyo continues to grow.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Eleni:\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" Before joining Noyo in January of 2021, I worked in cybersecurity at a financial institution. I first started at Noyo as an Operations Analyst and am currently a Senior Associate in Customer Onboarding and Operations.\u200B\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What excites you most about our industry, our product, or your role in general?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Bridget:\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" I am excited about my role, as it allows me to learn all the aspects of Noyo\u2019s processes and product. I am excited about capturing the expertise that lives with so many of our team members and dispersing it in an accessible and scalable form.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Eleni:\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" As a former cybersecurity professional, I\u2019ve seen firsthand the risks involved with handling sensitive data. Working at Noyo, I get to be part of the change to bring insurance into the modern era by helping platforms and carriers pass data securely via our API, minimize discrepancies, and ensure that members have access to care.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What was the inspiration behind your ERG\u2019s logo?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Bridget:\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" Working with \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/blog/inside-noyo-designing-for-elegance-and-functionality\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"Divya\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\", we aimed not to have the Women in Tech logo skew too traditionally feminine, which led us toward our green/blue color palette and tech-inspired symbols. We also really liked the gradient look, as it aligned us with Noyo\u2019s own branding.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{\"target\":{\"sys\":{\"id\":\"4KljMjdaFn4cMv9sWzerNQ\",\"type\":\"Link\",\"linkType\":\"Asset\"}}},\"content\":[],\"nodeType\":\"embedded-asset-block\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What areas are your ERG focused on?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Eleni:\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" Noyo Women in Tech is focused on fostering a community and breaking down barriers. 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This might be a simple example, but if a computer can figure out how to walk on it's own, maybe it's time to start investigating why and how these solutions were formed.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"How do we design for the unknown future?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Jared Spool, Co-Founder of UIE asks, \u201CWhat was the most important thing you learned yesterday, and how will it impact what you do in the future?\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As designers and researchers, we essentially always need to think about how we design products for the future, even as we\u2019re meeting the demands of present day design. 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Because so much of the industry still relies on legacy technology, poor customer experiences and administrative waste have become an accepted cost of doing business, and \", /*#__PURE__*/e(r, {\n          href: \"https://www.fiercehealthcare.com/practices/report-u-s-healthcare-could-save-265-billion-administrative-costs\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"a very-expensive one\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo sits at the center of \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/noyo-benefits-and-insurance-technology-map\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"the benefits ecosystem\"\n          })\n        }), \", making it possible for every stakeholder to exchange data seamlessly, no matter the systems they rely on today. The \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-network-infrastructure-is-solving-the-data-gap\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"network infrastructure\"\n          })\n        }), \" we\u2019ve built solves the data gap between insurance companies and benefits software platforms (ben-admins, HRIS, HCM, digital brokers, etc.).\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/platform-use-cases/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Benefits Software\"\n          })\n        }), \" like Rippling, Gusto, Sana, and Zenefits partner with Noyo because a single integration makes it fast and easy to exchange data with multiple carriers through our APIs. Fast connections, trusted data, and hands-free transactions mean they can serve more customers with better margins and offer the differentiated, all-in-one experience their clients want. Brokers and other vendors also prefer to work with benefits software platforms that make their lives easier.\"]\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,31pcijIxOpvEDOTMokzifaNhuc.png\",\n        \"data-framer-height\": \"646\",\n        \"data-framer-width\": \"1000\",\n        height: \"323\",\n        src: \"https://framerusercontent.com/images/31pcijIxOpvEDOTMokzifaNhuc.png\",\n        style: {\n          aspectRatio: \"1000 / 646\"\n        },\n        width: \"500\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"If you do benefits, you need Noyo\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo\u2019s APIs support every step of policy administration, from group installation and \", /*#__PURE__*/e(r, {\n          href: \"https://new.noyo.com/announcements/noyo-is-making-mapping-even-better\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"account structure mapping\"\n          })\n        }), \" to year-round member management to seamless renewal. You can learn more here about our \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/enrollment/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"end-to-end enrollment solution\"\n          })\n        }), \". We are proud to set a new standard for how technology should enable faster, more reliable data exchange behind the scenes.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"According to our customers, here\u2019s what sets our technology apart:\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Fast, one-to-many connectivity\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Building and maintaining point-to-point connections with each benefits partner is time-intensive and very expensive to scale. For most benefits software platforms, it\u2019s not a practical growth strategy, and it diverts valuable resources away from core product and business objectives.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo\u2019s API platform offers a single, one-to-many point of connectivity so companies don\u2019t have to scope, build, and maintain data connections with every digital partner. A single up-front integration with Noyo (just a few weeks) unlocks connections with a broad network of insurance carriers and offers a full suite of APIs to automate painful processes and build new product experiences on top of. Because Noyo manages ongoing updates, security, and compliance, companies built on Noyo can focus on what they do best, as well as realize all of the operational benefits of fast, accurate data exchange.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,zyrlv559PlwFkgXY2BY8IvQpkDA.png\",\n        \"data-framer-height\": \"735\",\n        \"data-framer-width\": \"1407\",\n        height: \"367\",\n        src: \"https://framerusercontent.com/images/zyrlv559PlwFkgXY2BY8IvQpkDA.png\",\n        style: {\n          aspectRatio: \"1407 / 735\"\n        },\n        width: \"703\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201CNoyo's APIs are critical for providing our customers a modern, hassle-free experience. Their digital interface with insurance companies solves a major pain point and allows the entire industry to innovate.- Parker Conrad , CEO, Rippling\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Clean, trusted data\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo\u2019s APIs have built-in data validation and business logic enforcement to prevent errors from ever reaching a carrier\u2019s system. We\u2019ve also built custom tools to track the real-time status of transactions and reconcile any issues all in one place.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"However, the real magic of Noyo is the ability to read and write to the carrier\u2019s system. This enables us to proactively audit for discrepancies in the background, quickly and effortlessly surfacing errors before they impact customers. Additionally, we are able to confirm transactions are completed as intended after they are submitted \u2013 we call this round-trip confirmation.\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,OmzZpNxcLYqxY8uxWRoZ6NRjA.png\",\n        \"data-framer-height\": \"792\",\n        \"data-framer-width\": \"1408\",\n        height: \"396\",\n        src: \"https://framerusercontent.com/images/OmzZpNxcLYqxY8uxWRoZ6NRjA.png\",\n        style: {\n          aspectRatio: \"1408 / 792\"\n        },\n        width: \"704\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"For example, when someone is enrolled in a dental plan, our API engine can confirm the enrollment the next day and then check again on the member\u2019s effective date to make sure coverage is active when expected. These capabilities are unprecedented in our industry and entirely unique to Noyo. Imagine what peak times of year like \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/open-enrollment-sign-up/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"open enrollment\"\n          })\n        }), \" might feel like with standardized processes, automated workflows, and reliable data.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\u201C\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I was spending up to three hours per client group doing crazy manual tasks. With Noyo, I haven\u2019t touched a piece of data.- Grant Reeves, Director of Professional Services, Sana Benefits\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"A platform to build on top of\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"While APIs offer a widely adopted and incredibly efficient standard for exchanging data, all of the business processes unique to benefits administration need to be reimagined with APIs\u2014this requires deep domain expertise. Noyo is continually expanding its suite of APIs so benefits software companies have a single platform to structure business systems, leverage automation, and design entirely new customer experiences.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Where other solutions focus on wrapping legacy technology with API endpoints for marginal benefit, Noyo has built a scalable, fully integrated API engine that syncs enrollment and eligibility changes across multiple carriers. The result is faster data connections, real-time visibility, and granular data controls to ensure transactions are completed exactly as intended. These efficiencies improve the customer experience and unlock significant savings at scale. However, the real value is what you build on top of fast connections and clean, trusted data.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Ready to make frictionless benefits a reality? Explore our \", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/command-center-demo\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"on-demand demo today\"\n          })\n        }), \".\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"QJ0UdXxjO\",\n    [d]: \"How to Create an Effective Design Portfolio\",\n    [c]: \"how-to-create-an-effective-design-portfolio\",\n    [h]: \"2022-01-12T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/8yfgC6RHF3rdJakSSJjblRQVM.jpg\",\n      srcSet: \"https://framerusercontent.com/images/8yfgC6RHF3rdJakSSJjblRQVM.jpg?scale-down-to=512 334w, https://framerusercontent.com/images/8yfgC6RHF3rdJakSSJjblRQVM.jpg?scale-down-to=1024 668w, https://framerusercontent.com/images/8yfgC6RHF3rdJakSSJjblRQVM.jpg 914w\"\n    }, \"Purple Flower\"),\n    [m]: \"\",\n    [u]: \"\",\n    [g]: \"\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"h2\", {\n        children: \"What is a portfolio?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"A portfolio is any method used to showcase your best work. No matter the industry, fashion, architecture, or design, there are tons of ways to display your work in order to get a new job or expand your audience or customers.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Types of design portfolios\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Depending on the type of design work that you do, there are different portfolio formats that will be best suited for your needs. A design portfolio can be digital in the form of a website, slideshow, or PDF but it can also be analog in the form of a print book or poster.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Graphic design portfolio\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When it comes to graphic design, designing a PDF as your portfolio is becoming more and more popular to highlight your work and PDF design skills. Using tools like InDesign and Photoshop you can create multi-page PDFs that can be fine-tuned and formatted any way you like. With new software, like Framer, it's becoming even easier to create a PDF online and share it in no time.\\xa0The result of your PDF portfolio will be a brochure or one-pager piece that shows off examples of your best work along with the descriptions of each project and more related information.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"UX design portfolio\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For UX designers, online portfolios are probably the most popular type today. This can be in the form of a simple one-page website with your contact information or a more thorough online gallery site. If your main discipline is web design, a portfolio website is the choice for you. It serves as an example itself of your web design skills, as well as highlighting your best work where it\u2019s meant to be seen.Portfolio websites come with many benefits, especially as most of our work is done online. First, they can show off design properties like animation and interactivity.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"As an important part of UX design, it\u2019s important to show these aspects so viewers get the full experience of your designs. Next, website portfolios are super easy to share. You can include the link in your social media bios as well as send the link to anyone at any time. Your work will become more readily available this way. Finally, online portfolios are a great way to show off your personality. As the more new-age mention of displaying your work, you are less constrained by the rules of the classic print portfolio.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When going the online portfolio route there are some drawbacks. First, website portfolios often require knowledge of code to create. This can be a blocker for many UX designers. However, there are increasingly more tools like Framer that allow you to create a design portfolio without code. Next, you have to keep in mind the constraints of the web. Things like breakpoints, different browsers, and rendering issues that you wouldn\u2019t have to think about in print portfolios. Finally, website portfolios can be more time-consuming to create depending on how many site pages you need.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"tnvmmdYs4\",\n    [d]: \"Why I Joined Noyo - Andy Hutter\",\n    [c]: \"why-i-joined-noyo-andy-hutter\",\n    [h]: \"2022-01-05T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/Y72CpPJs6WyWiie17aBQSsdXGY4.png\",\n      srcSet: \"https://framerusercontent.com/images/Y72CpPJs6WyWiie17aBQSsdXGY4.png?scale-down-to=512 512w, https://framerusercontent.com/images/Y72CpPJs6WyWiie17aBQSsdXGY4.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/Y72CpPJs6WyWiie17aBQSsdXGY4.png 1440w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Noyo director of strategic initiatives shares his perspective on the trends shaping benefits technology and his decision to join the Noyo team.\",\n    [g]: \"Team, Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"I\u2019m joining \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo\"\n          })\n        }), \", and let me tell you why\u2026\\xa0\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Any insurance company, whether a true carrier, MGU, or TPA, wants to be tech-forward and efficient. The insurance business model, after all, is pretty simple: premiums in, claims out, try to make money operating a business on the difference (this is a gross oversimplification, but stay with me). Insurance doesn\u2019t have that many areas where significant margin can be found. But, there are \", /*#__PURE__*/e(\"em\", {\n          children: \"many\"\n        }), \" areas around the edges and in the gaps where marginal gains can be created. Improving the interoperability of your tech partners to create administrative efficiency is one area where most payers are desperate for an answer, especially in the ever-growing complexity of insurtech in employee benefits. This is a complex, service-oriented business with multiple stakeholders\u2014it demands efficiency and immediacy.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"There is \", /*#__PURE__*/e(r, {\n          href: \"https://www.reuters.com/technology/global-insurtech-investment-tops-10-bln-2021-report-2021-10-27/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"more activity\"\n          })\n        }), \" in the insurtech sector than ever before. New carriers like \", /*#__PURE__*/e(r, {\n          href: \"https://sanabenefits.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Sana Benefits\"\n          })\n        }), \" and \", /*#__PURE__*/e(r, {\n          href: \"https://www.anglehealth.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Angle Health\"\n          })\n        }), \", new benefits software like \", /*#__PURE__*/e(r, {\n          href: \"https://www.rippling.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Rippling\"\n          })\n        }), \", AI-powered decision support tools like \", /*#__PURE__*/e(r, {\n          href: \"https://nayya.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Nayya\"\n          })\n        }), \", and new super-apps connecting the niche providers and enablers (though the US could really do better on the super-app model). The fragmentation is really daunting; \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/noyo-benefits-and-insurance-technology-map/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"here is an industry map for reference\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"It has become a full time job just for payers to keep up with all of the new tools. I should know; that was part of my job at Beam Dental for 4.5 years. Some carriers have entire departments dedicated to identifying where the customer is buying and managing their products. Once they know, they have to engage with that broker-facing or D2C platform, build and validate a business case, and fight for the internal resources to partner\u2014all just to ensure they can meet the customer where they are (or where they are headed).\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"My point is, it\u2019s no longer tenable for carriers to simply choose two ben-admin platforms per market segment and then set up some carrier credit programs and connect a few EDI feeds.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Today, your customers are \", /*#__PURE__*/e(\"em\", {\n          children: \"dispersed.\"\n        }), \" And they\u2019ll be somewhere new in 12 months. The brokers aren\u2019t getting married to 1 or 2 of their favorite ben-admins and professing undying loyalty anymore, either.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"So how can you be everywhere all at once, for all of your customers?\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"This is why I joined Noyo. We are solving this problem. The \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/carrier-use-cases/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"network infrastructure\"\n          })\n        }), \" Noyo is building enables all stakeholders in the benefits ecosystem to exchange data seamlessly, and as data moves more freely, there is so much that can be done to unlock value for benefits companies and improve how consumers experience coverage. We have a big vision and a long way to go, but I\u2019m excited to help this team of smart, passionate people build the technology that will change the employee benefits industry for the better.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"__\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"Noyo Strategic Initiatives Director Andy Hutter has been on the job since November 2021 and is currently navigating how we bring big new initiatives to life and how we instrument our external partnerships effectively. Below, he shares his thoughts on the problems he wants to solve and why it's an exciting time to join Noyo.\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What is a challenging problem you're solving?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"So many exciting challenges to solve! One of the first is helping co-founders Shannon and Dennis with Noyo\u2019s Strategic Alignment Framework. I\u2019ll also be tackling the general organization of our internal business activities, helping to ensure we all have clear line-of-sight into what\u2019s going on throughout the rest of the business so we can move faster than ever before.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What did your path to Noyo look like?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Well, Shannon and I put the Beam-Noyo relationship in place nearly 4 years ago, so I have a long history and fondness for Noyo. When the time came for me to look elsewhere, I knew Noyo had to be considered.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What was the interview process like?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I spent a lot of time with Shannon trying to understand where the problems were and refining the role. I got to meet with most of the senior leadership team and an investor or two.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What excites you most about our industry, our product, or your role in general?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I think we\u2019re solving a really hard, really big problem. That is always exciting. There is so much opportunity to make a huge impact on millions of employees who have benefits.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What are the top 3 reasons you joined Noyo?\"\n        })\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Big Vision\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Smart People\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Room to problem solve\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What does success look like in your role?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We are able to bring large, cross-functional initiatives / business lines to life quickly and at high quality with a coherent, repeatable \u201CNoyo way\u201D of doing things and knowing they\u2019re done well. We are proactive in managing our business lines and are growing and investing in them in a deliberate, strategic manner.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"When you think about the future of health insurance, what do you see?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In the next 3-5 years, we need to be prepared for ICHRA and the instant portability that will bring to employees.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"When you think about API infrastructure in other comparable spaces like fintech, what are the exciting similarities or differences for Noyo?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We need to make it dead-simple for anyone to access and use our API documentation. Only world-class API docs\u2013and a value-prop story associated with their use\u2013will ensure Noyo wins.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"If you could do someone else's job for a day, who would it be and why? (choose one at Noyo and one not at Noyo)\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"At Noyo: Probably Brian Timm, so I could get a first-hand view of our architecture and platform. I have such admiration for the skill for software architecture, and I love learning!\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Not At Noyo: Someone in a purely creative field:\\xa0an author like Ta-Nehisi Coates or a screenwriter like Aaron Sorkin.\\xa0I would love to experience how creatives manage their time and keep themselves on task and motivated. Does creativity just pour out of them? Do they have to schedule their time like business people do? How does this work? =D\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Join us in creating repeatable success while helping transform the way insurance and benefits are delivered to millions of people. Noyo is a distributed team hiring anywhere in the United States, and we\u2019re growing! \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/careers\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Explore our open positions here\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \".\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"MtCgIWKHc\",\n    [d]: \"Employee Benefits News: This tech company believes benefits management should be as easy as using Venmo\",\n    [c]: \"employee-benefits-news-noyo-believes-benefits-management-should-be-easy\",\n    [h]: \"2021-11-29T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"As more insurance companies face criticism in the face of growing medical debt and financial insecurity, Noyo CEO Shannon Goggin believes APIs is an essential step in making benefits usable for employees, regardless of industry or company.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Once a year, employees enroll in benefits,\\xa0ranging from healthcare and dental coverage to 401(k)s and life insurance \u2014 but do they really know what they\u2019re signing up for and how it will impact their lives? \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Americans listed health insurance as their most expensive medical expense, yet 44% have avoided care and services in the past year, according to data from insurtech company, HealthCareInsider. This points to a lack of understanding around benefits and what a health insurance plan actually covers, says Shannon Goggin, co-founder and CEO of Noyo.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Read the interview to see how Noyo is helping to bridge that comprehension gap is a benefits management. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Employee Benefits News:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Employee Benefit News\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"\\xa0\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"(EBN) is the primary media resource for decision makers in the worlds of employee benefits, human resources, and workplace culture. EBN delivers expert insights to allow business leaders to navigate their industries with agility. From helping benefits managers meet the challenges of reducing care costs to providing HR leaders with guidance on building a talented and diverse workforce, EBN drives the conversation and delivers the research and analysis to help readers support their companies\u2019 objectives.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"},{\"type\":\"underline\"}],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.benefitnews.com/news/this-tech-company-is-making-venmo-for-benefits-possible?\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"},{\"type\":\"underline\"}],\"value\":\"Read the article\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\" >\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"DRRlCaumK\",\n    [d]: \"How open enrollment works with Noyo\",\n    [c]: \"how-open-enrollment-works-with-noyo\",\n    [h]: \"2021-11-16T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/rZqWoBH31tSfy23B6Wstxp3Zs9s.png\",\n      srcSet: \"https://framerusercontent.com/images/rZqWoBH31tSfy23B6Wstxp3Zs9s.png?scale-down-to=512 512w, https://framerusercontent.com/images/rZqWoBH31tSfy23B6Wstxp3Zs9s.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/rZqWoBH31tSfy23B6Wstxp3Zs9s.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/rZqWoBH31tSfy23B6Wstxp3Zs9s.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Noyo's API technology is uniquely positioned to streamline this process, making it easy to confirm that plans are correctly set up and automating the flurry of open enrollment changes.\",\n    [g]: \"Guides, Product\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"There\\'s a lot to accomplish during open enrollment season as employers, brokers, benefit platforms, and carriers work to ensure a smooth transition to the new plan year.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo\\'s API technology is uniquely positioned to streamline this process, making it easy to confirm that plans are correctly set up and automating the flurry of open enrollment changes.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Here\u2019s how to get started managing open enrollment with Noyo\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Before open enrollment starts\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Our full set of open enrollment endpoints (\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://docs.noyo.com/#renewal-readiness\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"renewal readiness, open enrollment member requests, and COBRA open enrollment member requests\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\") are available to customers using our Noyo 360 and Enrollments solutions.\\\\n\\\\nFor the best experience processing high change volumes at the start of the new year, we recommend that all integrations with Noyo\u2019s API be completed by the end of October.\\\\n\\\\nNoyo\u2019s renewal readiness endpoints* verify that policies are installed correctly at the carrier, preventing group-level issues that can delay or disrupt coverage. They also provide clarity about when carriers are ready to receive enrollments for the new plan year.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Using renewal readiness\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Integrate with our \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://docs.noyo.com/#renewal-readiness\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"renewal readiness endpoints\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Communicate your group\u2019s plan decisions directly to the carrier in whatever way works best for you. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://docs.noyo.com/#renewal-readiness\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Send Noyo the expected lines of coverage and renewal date\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". Noyo then periodically syncs with the carrier system to check whether the submitted plan decisions have been applied.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://docs.noyo.com/#renewal-readiness\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Poll the API\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" to get a carrier readiness status; if there is an issue, Noyo will return a status of \\u2028\\u2028not ready along with an error message to guide your escalation to the carrier.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"ordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"*For Noyo clients who have not completed integration with the renewal readiness endpoints but have been using Noyo for member eligibility, the \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://docs.noyo.com/#get-group-plans\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"},{\"type\":\"italic\"}],\"value\":\"Get group plans\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\" and \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://docs.noyo.com/#get-group-enrollments\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"},{\"type\":\"italic\"}],\"value\":\"Get group enrollments\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\" endpoints can be used to retrieve certain information about the state of carrier systems.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"During open enrollment\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo\u2019s window for accepting open enrollment changes generally starts 30 days before the new effective date and ends 30 days after enrollment closes with the carrier.\\\\n\\\\nSend all changes as \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://docs.noyo.com/#open-enrollment\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"open enrollment member requests\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"; these requests, like any that go through Noyo, are protected by our auditing and round-trip confirmation capabilities.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo will sync with the carrier system to ensure that requests were processed correctly, and potential coverage-impacting issues will be surfaced in the \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/blog/introducing-noyo-reconciliation-tool-for-benefits-administration/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo Reconciliation tool\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". \\\\nUnlike with EDI, you are also free to send current plan year changes through Noyo while the group\u2019s open enrollment window is open.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"After open enrollment\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Once all open enrollment changes have been completed, you can continue to send current year changes as \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://docs.noyo.com/#creating-member-requests\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"new hire, QLE, termination, demographic change, or COBRA member requests\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". Interested in using Noyo for more than just open enrollment? See how the full suite of \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/noyo-360/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo 360 APIs\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" unlock the same level of speed, accuracy, and transparency across each step of policy administration.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{\"target\":{\"sys\":{\"id\":\"dHiWxaTpGMTxMXNm8BbeF\",\"type\":\"Link\",\"linkType\":\"Asset\"}}},\"content\":[],\"nodeType\":\"embedded-asset-block\"},{\"data\":{\"target\":{\"sys\":{\"id\":\"7yNBQwzUFdr5GZVy0eU6sy\",\"type\":\"Link\",\"linkType\":\"Entry\"}}},\"content\":[],\"nodeType\":\"embedded-entry-block\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"rIMdJIuh1\",\n    [d]: \"A new world of benefits: how insurance carriers stay agile in the digital marketplace\",\n    [c]: \"how-insurance-carriers-stay-agile-in-the-digital-marketplace\",\n    [h]: \"2021-10-27T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ryoNtVkW4tcnuEVVzmc58FL8E.png\",\n      srcSet: \"https://framerusercontent.com/images/ryoNtVkW4tcnuEVVzmc58FL8E.png?scale-down-to=512 512w, https://framerusercontent.com/images/ryoNtVkW4tcnuEVVzmc58FL8E.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ryoNtVkW4tcnuEVVzmc58FL8E.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ryoNtVkW4tcnuEVVzmc58FL8E.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Scalable API connectivity is the leading replacement for dated EDI connections amongst benefits carriers. In this article, Noyo VP of Operations Stephanie Pinto discusses network infrastructure's role in the future of benefits technology.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"The \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/how-network-infrastructure-is-solving-the-data-gap/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"first article in this series\"\n          })\n        }), \" covered the technology trends shaping the consumer side of the market and how network infrastructure is enabling connectivity across the benefits ecosystem (\", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/noyo-benefits-and-insurance-technology-map\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"check out our market map here\"\n          })\n        }), \").\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In this article, we explore how insurance carriers are meeting consumer demand for modern, seamless experiences and the role network infrastructure is playing in transitioning technology behind-the-scenes. For many carriers, the question is how to chart a pragmatic path forward without missing the moment or falling into the trap of slideware solutions.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"With years of experience on both the payer and benefits software sides of the market, we explored this question with Noyo VP of Operations \", /*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/in/sepinto/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Stephanie Pinto\"\n          })\n        }), \". She explains, \u201CNo one should expect insurance businesses to transform overnight. The goal is to become an adept, agile contender in the digital marketplace... adapting systems and responding to change isn\u2019t just about what\u2019s happening now; it\u2019s also about being ready for what happens next.\u201D\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Stephanie, we hear a lot of talk about new technologies in insurance, what\u2019s actually happening?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"API is quite the buzzword right now, and rightfully so. APIs have been around for a long time, and many industries have fundamentally changed because of the level of automation and interoperability they provide. Today, the transformation that\u2019s already happened in other industries, such as financial services (payments, banking, investing, etc.), is happening in insurance. For insurance, it\u2019s more a question of how and when, rather than if\u2014the companies that get to market quickly with scalable API solutions are best positioned to win.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"AI and robotic processing automation are other emerging technologies that have enormous potential to reduce the heavy and expensive administrative burden of insurance. But that also means less human oversight day to day, which requires carriers to completely rethink their teams and systems. When you consider the error rate, and ultimately, the operational costs of the legacy technology that\u2019s in place today, it\u2019s clear this will have a huge impact on not just efficiency, but the member experience overall.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"How is regulatory pressure affecting the imperative to adopt new technologies?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The regulatory portion of healthcare business is pushing all elements of the insurance industry to be more efficient with usage of data, as well as to use that data to create more accessible, transparent consumer experiences.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Because it\u2019s so heavily regulated, the health insurance industry tends to be quite risk-averse, especially when it comes to core business systems. An interesting dimension to this is that modern infrastructure can actually help companies respond more quickly in a regulated environment, which can be a major competitive advantage.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"So specifically for APIs, what is the role network infrastructure is playing in that transition?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Network infrastructure, as a technology category, is about providing a path to technology-led, distributed data exchange, which we know the industry needs. It\u2019s solving one of the biggest hurdles for insurance companies to overcome, and that\u2019s the barrier of entry.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For example, moving from EDI to API involves a steady transition of very complex data structures. The advantages of network infrastructure solutions, and a partner like Noyo, are twofold: 1) carriers have a single, one-to-many source to plug their existing systems into that unlocks wide distribution. When you consider the investment to build and scale API infrastructure that flexibly integrates with any player in the market, this is really powerful. 2) Noyo has solved for the complexities of transitioning virtually every type of insurance system (EDI 834, XML, portals, paper-based systems, and more). This is where many carriers struggle to get started because every step, from installation to renewal, needs to be reimagined with APIs.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"And every carrier\u2019s system is different. Our approach at Noyo is to come to the table with solutions that meet you where you are and progressively take you to where you need to be: an adept, agile contender in the digital healthcare marketplace.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"As carriers evaluate different ways to transform systems, what makes one solution better than another?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I\u2019ve done a lot of technology vendor evaluations, and frankly, what\u2019s often marketed as \u201Ca stepping stone\u201D ends up being slideware, meaning it offers marginal benefit and more complexity. I\u2019d be wary of any solution that hasn\u2019t been tested in the marketplace and hasn\u2019t achieved the true end-state: fully-integrated API connectivity among a broad network of partners. Noyo is a thought partner for what API-assisted data exchange can achieve because we\u2019ve built and scaled the path to real API connectivity for carriers of all shapes and sizes.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"And no one should expect insurance businesses to transform overnight. That\u2019s why having a technology partner that understands and is empathetic toward large and established companies is so essential. In our client partnerships, it\u2019s easy to see the benefits of being early and open-minded because each relationship brings fresh ideas that benefit the entire network of partners.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Is there anything you think is missing from the conversation, what opportunities are standing in front of us that we may not see?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"2020 was a pivotal year for all of us. Everyone went remote; something that I think all carriers felt. It wasn\u2019t just internal employees but also patients and employers. The rise of telehealth is one of many examples. Everyone is now reliant on technology, even more than before.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The insurance industry shouldn\u2019t downplay this shift. It\u2019s such an exciting opportunity to capitalize on change because the demand is there. Where are consumers? They\u2019re on their phone, connected to their computer, managing their life through video, voice, and text. Adapting systems and responding to this change isn\u2019t about what\u2019s happening now; it\u2019s also about being prepared for what happens next.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This extends beyond improving access to coverage and into how carriers retain customers as well. Can the market sustain the growth of healthcare costs? Where will consumers go as new technologies drive costs down? How has that played out in other industries? I look to interoperability, transparency, and digital innovation as major levers in enabling the experiences that increase customer loyalty.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"One last thing: At the end of all this, we never forget there is a person receiving healthcare. As we\u2019ve all experienced at some point, cumbersome, hard to navigate systems produce many bad experiences among the good. The point of Noyo, and our mission to build the network infrastructure the industry needs, is to strive for better health outcomes for as many people as possible.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Learn how you can partner with Noyo to transform your benefits distribution strategy, no matter the tech you rely on today. Explore our \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/carrier-use-cases/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"carrier solutions\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \" or \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/get-started/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"get started here\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \".\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"MCHJFRHS_\",\n    [d]: \"A new world of benefits: How network infrastructure is solving the data gap\",\n    [c]: \"how-network-infrastructure-is-solving-the-data-gap\",\n    [h]: \"2021-10-21T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/LwZT6GpQmqqy4WYchKgXNCxOjQ.png\",\n      srcSet: \"https://framerusercontent.com/images/LwZT6GpQmqqy4WYchKgXNCxOjQ.png?scale-down-to=512 512w, https://framerusercontent.com/images/LwZT6GpQmqqy4WYchKgXNCxOjQ.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/LwZT6GpQmqqy4WYchKgXNCxOjQ.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/LwZT6GpQmqqy4WYchKgXNCxOjQ.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"There's a rapidly growing ecosystem of new technologies across the benefits and insurance ecosystem. We explore how network infrastructure makes it possible for every stakeholder to seamlessly exchange data. \",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"Consumers expect their benefits to be as accessible and easy-to-use as all of the other digital services they rely on each day. Meeting this demand is a rapidly growing ecosystem of new technologies, tackling every inch of the health insurance and employee benefits space. As more and more players emerge (\", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/noyo-benefits-and-insurance-technology-map\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"check out our industry map here\"\n          })\n        }), \"), the ability to put the right data in the right place at the right time becomes is critical. However, this is a huge challenge for our industry, especially for tech-forward companies who want to build new experiences but face the pain of complex, disjointed systems.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo is the network infrastructure that makes it possible for every stakeholder in the benefits ecosystem to seamlessly exchange data. To us, network infrastructure means providing both \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/upgrade/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"the connectivity\"\n          })\n        }), \" \", /*#__PURE__*/e(\"em\", {\n          children: \"and\"\n        }), \" \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/build/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"the building blocks\"\n          })\n        }), \" to engineer modern, dynamic experiences. That requires solving the data gap between insurance carriers and the digital platforms that administer benefits. When benefits and insurance data can move more freely, entirely new possibilities emerge.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"To explore this further, we dove into the technology trends that are shaping the consumer side of the market with \", /*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/in/eddiechoi79/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Eddie Choi\"\n          })\n        }), \", Noyo\u2019s Head of Solutions. Eddie is an industry veteran with broad experience at leading ben-admin platforms.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"His view is that we are in the midst of a transformative cycle, just like we were in the early millennium. \u201CIf you aren\u2019t looking around the corner, then you\u2019ll be on the outside looking in,\u201D he says.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Eddie, when you look at the infrastructure and core systems that power benefits administration today, what\u2019s changing?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Being in benefits technology for so long, I was so used to seeing the same thing for decades. However, I\u2019m really excited with what\u2019s out there today\u2014API app integrations, AI tools, and software that interacts with native features of mobile devices. Software built 20 years ago wasn\u2019t designed with the level of sophistication inherent in software that we use today. You really can\u2019t easily bolt APIs or AI modules onto existing legacy software. Innovation is challenging for legacy systems, and I don\u2019t know if I see them reinventing themselves.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Network infrastructure is a new category of technology in our space. How do you see its role in enabling the transition from EDI and legacy tech to modern standards?\\xa0\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Today, the market is demanding a level of data interaction that did not exist for most benefits platforms designed decades ago. When I think of network infrastructure, I think of the problem that needs to be solved: the industry needs consistent, standardized ways to exchange data that are positioned for the future. Noyo is building a single source for that connectivity so its available to anyone in the marketplace to be creative and build on top of.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This is well-positioned and timely because the demand is now, and the transition is happening. It\u2019s simply not feasible for a lot of companies to build and maintain complex API integrations one at a time with each vendor or partner. It might take 3-4 months for a single integration with a vendor, and meanwhile, there are dozens if not hundreds more to go. Do most of these companies realistically want to invest in the resources to scale these projects? The answer is probably no.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"How is this dynamic playing out among newer entrants with fewer barriers to adopt new technologies?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The fastest growing benefits software companies are those that are delivering well-designed products that truly prioritize the user experience. They aren't just ready for a modern tech stack, they require it. Their challenge is that not all carriers are there yet with API connectivity. People building benefits software need a scalable solution that gets them the data they need from any carrier that's important to their customers. And most of these companies want to dedicate the bulk of resources to their core product, not integrations that customers will never see.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"That's why they partner with Noyo. They get modern APIs and the infrastructure they need to build amazing, differentiated products. A single integration unlocks large blocks of the market and keeps them moving faster than their larger competitors.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Another note: this approach isn\u2019t unique to the benefits space. If you look at digital payments and other financial services and how they\u2019ve adapted so quickly; they\u2019ve rightfully relied on API integration layers to enable a lot of the exciting apps consumers use every day like Venmo, PayPal, your commission-free brokerage app of choice, and many more.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"From your view, what should every benefits platform be thinking about right now?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Well one of the things I know they\u2019re thinking is where will they be in the short and long term. In my career and history in benefits, technology has played such a vital role. Platforms that trail behind have not aged well and struggle to stay competitive in the market.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Today, we have benefits platforms that are doing okay, but where are they going to be in 5 to 10 years, and who is going to disrupt their markets? I do think we\u2019ll have an answer to this in the next few years.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"One last thing I would say: I\u2019ve been in the ben-admin industry for 18 years, so I\u2019ve seen a lot of what\u2019s been built over the last two decades. Just in the past year alone, I have been truly amazed at what is beginning to hit the market. Change is happening, and it\u2019s really exciting to be a part of the journey.\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Learn how you can partner with Noyo to streamline carrier connections and deliver the modern, dynamic experiences customers expect. \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/get-started/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Get started here\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \".\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"o7rl57bjP\",\n    [d]: \"S\\xf8nr Global Sp\\xf8tlight: Shannon Goggin - Noyo\",\n    [c]: \"sonr-global-spotlight-shannon-goggin-noyo\",\n    [h]: \"2021-10-04T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"This week the S\\xf8nr talked to Shannon Goggin, Co-Founder and CEO of Noyo, about the company's platform and the pain points they\u2019re helping insurers address. \",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In this installment of the S\\xf8nr Sp\\xf8tlight, Shannon Goggin, Co-Founder and CEO of Noyo, talks about the company\\'s API platform, which connects health insurance carriers, benefits platforms, and a growing ecosystem of innovators. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"From her start as a product manager at what was at the time the fastest growing HR platform in the world, to launching Noyo with co-founder Dennis Lee, Shannon shares why building the tools that will finally make it possible to create great benefits experiences for everyone is what gets her up every morning.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About S\\xf8nr:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"A subscription-based platform housing the world\u2019s most comprehensive source of innovation intelligence, designed specifically for the corporate innovator, S\\xf8nr is used by some of the best known insurance companies globally.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"},{\"type\":\"underline\"}],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://sonr.global/shannon-goggin-noyo/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"},{\"type\":\"underline\"}],\"value\":\"Read the article\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\" >\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"km6nBa3BV\",\n    [d]: \"Why connectivity is critical for insurance innovation\",\n    [c]: \"why-connectivity-is-critical-for-insurance-innovation\",\n    [h]: \"2021-09-27T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ViKl8cN2cxsg6JVLrgTxa4sL8GM.png\",\n      srcSet: \"https://framerusercontent.com/images/ViKl8cN2cxsg6JVLrgTxa4sL8GM.png?scale-down-to=512 512w, https://framerusercontent.com/images/ViKl8cN2cxsg6JVLrgTxa4sL8GM.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ViKl8cN2cxsg6JVLrgTxa4sL8GM.png 1440w\"\n    }, \"\"),\n    [m]: \"Patrick Brassil\",\n    [u]: \"Why connectivity should be an operational focus for anyone developing a new employee benefit.\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Employers play a critical role in protecting their employees from the crushing cost of U.S. healthcare, but increasingly, health insurance alone isn\u2019t enough to ensure that a medical issue doesn\u2019t become a financial burden.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Research shows that \", /*#__PURE__*/e(r, {\n          href: \"https://www.bankrate.com/banking/savings/financial-security-january-2020/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"60% of Americans \"\n          })\n        }), \"don\u2019t have the savings to pay an unexpected $1,000 bill, yet the average individual with employer-sponsored health insurance has \", /*#__PURE__*/e(r, {\n          href: \"https://www.kff.org/health-costs/report/2020-employer-health-benefits-survey/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"a deductible of $1,644\"\n          })\n        }), \". Families and those on High Deductible Health Plans have deductibles much higher. It\u2019s no wonder \", /*#__PURE__*/e(r, {\n          href: \"https://news.gallup.com/poll/317948/fear-bankruptcy-due-major-health-event.aspx\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"50% of Americans fear going bankrupt\"\n          })\n        }), \" due to medical bills.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"This gap creates an opportunity to introduce new solutions that help keep employees healthy and productive while protecting the employer\u2019s bottom line. However, to get there, we need the freedom to invent new kinds of health benefits that are \", /*#__PURE__*/e(r, {\n          href: \"https://www.joinbrella.com/blog/how-insurance-leaders-can-learn-to-think-10x\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"10x more valuable\"\n          })\n        }), \", not just 10% improvements on the status quo.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For carriers, this means inventing new types of coverage and using technology to build a better employee experience. For employers and their benefit advisors, this means stitching together solutions from a wider range of carriers to create the right benefits portfolio.\"\n      }), /*#__PURE__*/t(\"ol\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Connectivity makes it easier for employers to say yes. \"\n            }), \"An employer might find your solution intriguing, but if your benefit isn\u2019t easy to enroll and administer, the operational cost may be too high to justify taking a risk on something new. Our approach at \", /*#__PURE__*/e(r, {\n              href: \"https://www.joinbrella.com/\",\n              openInNewTab: !1,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"Brella\"\n              })\n            }), \" has been to build platforms that take the headaches out of enrollment and plan administration. We\u2019re also working to establish connections, for example via Noyo\u2019s API technology, with a variety of benefit administration platforms. This way if the employer wants us to handle enrollment and administration, we can give them a great experience, but we also have the flexibility to work with employers through their existing benefits administration platform.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Connectivity relieves operational burdens. \"\n            }), \"Setting up products and rates, managing enrollments, and keeping up with new hires, terminations, and life event changes are table stakes for any new benefit; when these things aren\u2019t done properly, the operational cost can be huge. Not only does it take time to sort out who should and shouldn\u2019t be covered, employers often have to untangle these mistakes in their invoices. This causes a perpetual trail of invoice reconciliation that is extra work for both HR and finance managers. In addition to our investments in connectivity, we\u2019ve also made it possible for employers to preview their invoices so they can make corrections in advance and pay the right amount every month.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Connectivity equals scale.\"\n            }), \" Investing in connectivity with the industry\u2019s leading benefits administration platforms is a smart way to ensure your product can be considered by a wide variety of employers across industries and group sizes. Plus, you\u2019ll be saving time on manual implementation work, which will allow you to install cases faster than your competitors. Spending less time on implementation means you\u2019ll have more time to sell your solution.\", /*#__PURE__*/e(\"br\", {}), /*#__PURE__*/e(\"br\", {\n              className: \"trailing-break\"\n            })]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [/*#__PURE__*/e(\"strong\", {\n              children: \"Connectivity improves retention. \"\n            }), \"A connected solution with accurate and automated data exchange creates a great experience for benefit managers and sets you up for a successful renewal. The Noyo 360 solution is one of the first to automate data exchange across the entire policy lifecycle, which is critical for making the entire benefit process seamless and keeping your groups happy in the long term.\"]\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Building insurance products that deliver 10x value is about more than just a new plan design and a better claims experience. A big part of that value creation is investing in the connections your groups need in order to install, enroll, and administer a new benefit. We\u2019re a Noyo partner because we believe connectivity is key to building a world where health hardships don\u2019t become financial burdens.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Patrick Brassil is the Director of Operations at \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.joinbrella.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Brella Insurance\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \".\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"WvSwnj89q\",\n    [d]: \"Insurance Business Magazine: Age of innovation in insurance brings plenty of opportunity\",\n    [c]: \"insurance-business-magazine-age-of-insurance-innovation-brings-opportunity\",\n    [h]: \"2021-09-20T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"In this feature with Insurance Business America, hear the founding story of Noyo from CEO, Shannon Goggin.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Earlier in her career, Shannon Goggin was a product manager, and her role was to figure out how to create great insurance experiences for small business customers. Naturally, she had many innovative ideas she wanted to pursue \u2014 an online claim comparison tool or an app that hosts employees\u2019 member IDs and digital benefits cards \u2014 but the challenge was getting the data she needed for these ideas to become real experiences. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"How could they get those member IDs from the insurance company, for example, if the company couldn\u2019t send them digitally or in a scalable way? 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According to Guardian\u2019s Workplace Benefits Study \u201CDigital Overdrive\u201D, the desire for digital innovation is clear: one out of three employers would recommend switching to a carrier that offers real-time connectivity that can take employee experiences to the next level.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo claims to meet that need with an end-to-end infrastructure solution that includes flexible, powerful APIs for immediate, secure data exchange, complete with round-trip confirmation protocols and unparalleled auditing capabilities that identify and prevent errors before they occur. 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With the integration of Noyo\u2019s API solution for fast, accurate data exchange, Guardian will scale its ability to seamlessly connect with key benefits administration platforms across the industry.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"More employers than ever are looking to move away from manual paper processes and migrate toward digitizing their core benefits processes. 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Noyo meets that need with an end-to-end infrastructure solution that includes flexible, powerful APIs for immediate, secure data exchange, complete with round-trip confirmation protocols and unparalleled auditing capabilities that identify and prevent errors before they occur. Through their partnership with Noyo, Guardian will increase the scale of benefits administration platforms with which it offers integrations, ultimately allowing customers to reduce errors, simplify complex processes, and save time.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\u201CGuardian Life is committed to delivering improved insurance experiences and solving critical pain points within the benefits administration process for brokers, employers and employees,\u201D said Erin Casey, Second Vice President, Digital Partner Solutions at Guardian Life. \u201CWe\u2019re delighted to grow our relationship with Noyo, which will allow us to connect with more benefits administration platforms in order to drive meaningful improvement to the overall digital experience for Guardian Life\\'s customers.\u201D\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Through connections to benefits administration platforms across the industry, Guardian Life offers plan setup, eligibility updates, EOI application, and access to provider directories \u2013 all in real time.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\u201CGuardian\u2019s continued investment in innovative, technology-driven solutions reflects their commitment to providing modern benefits experiences for everyone,\u201D said Shannon Goggin, CEO and co-founder of Noyo. \u201CWe are proud to partner with Guardian in delivering modern, intelligent benefits experiences at any scale.\u201D\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Guardian Life is now a Noyo Sync carrier. 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Since our founding in 1860, our long-term view has helped our customers prepare for whatever life brings whether starting a family, planning for the future or taking care of employees. Today, we\\'re a Fortune 250 mutual company and a leading provider of life, disability, dental, and other benefits for individuals, at the workplace and through government sponsored programs. The Guardian community of over 9,000 employees and our network of over 2,500 financial representatives is committed to serving with expertise when, where and how our clients need us. Our commitments rest on a strong financial foundation, which at year-end 2019 included $9.3 billion in capital and $1.7 billion in operating income. For more information, please visit\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=http%3A%2F%2Fwww.guardianlife.com%2F&esheet=52483970&newsitemid=20210831005374&lan=en-US&anchor=guardianlife.com&index=5&md5=56cfee05f1e65616c7dbb0c9b5d8f536\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\xa0guardianlife.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\\xa0or follow us on\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.facebook.com%2Fguardianlife%2F&esheet=52483970&newsitemid=20210831005374&lan=en-US&anchor=Facebook&index=6&md5=7acabcf3ca008b4687b5156a70806c2f\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\xa0Facebook\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\",\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fthe-guardian-life-insurance-company-of-america_164085%2F&esheet=52483970&newsitemid=20210831005374&lan=en-US&anchor=LinkedIn&index=7&md5=ff389d6a272e699777efd952660fe885\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\xa0LinkedIn\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\",\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Ftwitter.com%2Fguardianlife&esheet=52483970&newsitemid=20210831005374&lan=en-US&anchor=Twitter&index=8&md5=43459582cdc94f065e29432786a4e074\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\xa0Twitter\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\\xa0and\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.youtube.com%2Fguardianlife&esheet=52483970&newsitemid=20210831005374&lan=en-US&anchor=YouTube&index=9&md5=0c31b405339861f4b8cb4edf5799a2c3\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\xa0YouTube\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"GUARDIAN\\xae and the Guardian Logo\\xae are registered trademarks of The Guardian Life Insurance Company of America. \\xa9Copyright 2021 The Guardian Life Insurance Company of America, New York, N.Y.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"eEBHUEflA\",\n    [d]: \"Industry Voices: The momentum is building\",\n    [c]: \"industry-voices-momentum-is-building\",\n    [h]: \"2021-07-15T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/1jK515gHPPN7YP15qyJdPswgFE.png\",\n      srcSet: \"https://framerusercontent.com/images/1jK515gHPPN7YP15qyJdPswgFE.png?scale-down-to=512 512w, https://framerusercontent.com/images/1jK515gHPPN7YP15qyJdPswgFE.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/1jK515gHPPN7YP15qyJdPswgFE.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/1jK515gHPPN7YP15qyJdPswgFE.png 2880w\"\n    }, \"\"),\n    [m]: \"Tim Cerimele\",\n    [u]: \"What provoked the digital transformation we\u2019re seeing in insurance? How should we think about the landscape moving toward API-driven technologies? I talked to industry experts to get their perspective on what makes this moment so critical for insurtech.\\xa0\",\n    [g]: \"Industry\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"em\", {\n          children: \"The Industry Voices series features the viewpoints of the nation\u2019s most innovative insurance leaders as they imagine a technology-enabled future for the industry.\\xa0\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo\u2019s mission is to build a world where people feel truly protected by their insurance coverage. We aren\u2019t alone in believing that consumers deserve products that are easy to understand and easy to use, with experiences that are reflective of our modern era. This represents a shift in\\xa0 how things have traditionally been done in insurance, but momentum is building\u2013changes that felt gradual not too long ago now feel sudden.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"So how did we get here? What provoked the digital transformation that we\u2019re seeing from an industry that was born out of the Great Depression and World War II? And how should we think about the landscape moving forward? 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Dean Del Vecchio, CIO and Chief of Operations at Guardian, agrees, and notes that current events have also contributed to the meteoric rise of platform solutions: \u201CSmaller organizations are implementing benefit technology platforms at a much faster rate, both as a response to COVID and remote workforces, and due to the availability of cost-effective ben-tech platforms that focus on this customer segment.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Dean also pointed out that the number of platforms and interconnections will only continue to increase: \u201CAdvances in tech allow new players to more easily enter the benefits administration space\u2013any software that solves a customer pain point can be plugged into the data flow through APIs, and customer choice and experience can be improved.\u201D\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"The broker\u2019s role is evolving\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Andy Hutter, Director of Digital Distribution at Beam Dental, certainly doesn\u2019t see brokers going the way of travel agents, but he does believe that they will need to adapt: \u201CProducers still control the lion\u2019s share of how employee benefits are distributed in this country, but the new brokers coming up are changing industry norms with more tech and more automation.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Employers have so many new ben-admin solutions to choose from that brokers are increasingly stepping into the role of technology advisors as well as benefits advisors. \u201CInsurance agencies are relying more on technology and software solutions to help provide value to their clients while also creating efficiencies and simplifying the administration of groups,\u201D notes Mike from Humana.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"To retain brokers as a critical sales channel, carriers are feeling the pressure to ensure that the process of quoting, binding, installing, and administering groups is fast, simple, and easy across many different technologies.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Today\u2019s consumers have sky-high expectations\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"With so many employers invested in software solutions for managing HR, it\u2019s only natural that the employees who interact directly with these platforms will compare their experiences to the interactions they\u2019re accustomed to. \u201CConsumers have the same expectations of the insurance industry as they do of any other experience enabled through modern technology: they expect accurate information to be available immediately, and they want that information to be easy to understand and act on\u201D says Elek Pew, Director of Small Business Strategy and Planning at Unum.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"To deliver against these expectations, it falls to the members of the insurance ecosystem to quickly update their entire technology stack to optimize for the end-user experience. \u201CThe days of paper transactions are coming to an end and we are morphing into real-time digital environments with self-serve options,\u201D says Mike from Humana.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Another theme that emerged was transparency: \u201CWe see an overwhelming demand for transparency throughout the benefits ecosystem,\u201D says Daniel Horowitz, CTO and co-founder of Smylen. \u201CClarity around out-of-pocket costs, plan designs, provider reputations\u2013customers are finally expecting an experience that works like every other experience in their lives.\u201D\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Connecting the dots is the biggest challenge\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Jake Bendler, Director of National Accounts at Ameritas, has learned an important lesson from shifting consumer habits: \u201CSimplicity is the driver for great experiences. Even if we have the perfect group ancillary product for an organization, we will lose the account if we don\u2019t have the enrollment experience that an employer prefers.\u201D But how do we deliver that perfect enrollment experience?\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Plus, there\u2019s the issue of standardization, highlighted by Andy from Beam: \u201CUnlike in the banking industry, there isn't a government or industry-mandated standard for data exchange, which means most platforms and carriers are caught in a staring contest, asking each other to conform.\u201D\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Legacy technologies like PDF forms and file feeds are not the solution for either of these challenges. Instead, this group agrees that APIs and real-time data exchange hold the most promise for bridging connectivity gaps: \u201CWe\u2019re seeing increasing fragmentation in the ecosystem, leading to challenges around connecting stakeholders. APIs are a key enabler that facilitate important connections across carriers and ben-admin platforms. With this technology in place, consumers can be unaware of the many services or systems behind a simple, unified front-end experience,\u201D explains Jason Wong, Head of Growth at Angle Health.\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Jake agrees: \u201CAn API strategy is the great equalizer. You get fewer enrollment errors and greater visibility into your data with a one-time integration and minimal connection management compared to EDI.\u201D\\xa0\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What\u2019s next?\\xa0\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The factors outlined above have combined to create an insurance ecosystem that is faster-paced, more dynamic, and more exciting than ever before. Unfortunately, most of the key systems that make insurance possible are still constrained by slow, siloed technology under the hood.\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"The next generation of amazing products and experiences will be built on top of new technologies like APIs. This leaves established organizations grappling with the question of how to move forward and embrace these new technologies without impacting the bottom line. In the next edition of \", /*#__PURE__*/e(\"em\", {\n          children: \"Industry Voices\"\n        }), \", I\u2019ll talk to our experts about connectivity, innovation, and strategies for meeting the current moment.\\xa0\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"CE6KDWcBS\",\n    [d]: \"Business Insider: 23 of the most promising healthcare startups of 2021, according to top VCs\",\n    [c]: \"business-insider-23-most-promising-healthcare-startups-2021\",\n    [h]: \"2021-06-28T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Top venture capitalists share the healthcare startups they're most excited about in this list from Business Insider. \",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Which healthcare startups excited top venture capitalists the most in 2021? VCs were asked to name companies in their portfolios and ones with which they had no financial ties. 23 companies made the list, including Noyo \u2014 thanks to a recommendation by Satya Patel of Homebrew. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" Noyo offers application programming interfaces \u2014 known as APIs \u2014 that help healthcare organizations more easily exchange information about insurance. Says Patel, \\\\\"\\\\\"It has never been more important for companies and employees to have access to accurate insurance information.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Business Insider:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Business Insider is a fast-growing business site with deep financial, media, tech, and other industry verticals. Launched in 2007 by\\xa0former top-ranked Wall Street analyst Henry Blodget and\\xa0DoubleClick executives Dwight Merriman and Kevin Ryan, the site is now the largest buisness news site on the web.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"},{\"type\":\"underline\"}],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.businessinsider.com/23-most-promising-healthcare-startups-of-2021-according-to-vcs-2021-6#noyo-apis-for-seamlessly-sharing-health-insurance-information-12\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"},{\"type\":\"underline\"}],\"value\":\"Read the article >\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"},{\"type\":\"underline\"}],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"OkHjk9IS2\",\n    [d]: \"Outcomes Rocket: Powering the age of connected insurance\",\n    [c]: \"outcomes-rocket-powering-the-age-of-connected-insurance\",\n    [h]: \"2021-06-23T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png\",\n      srcSet: \"https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=512 512w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"In this episode of Outcomes Rocket podcast, Noyo CEO Shannon Goggin talks about how Noyo aggregates data for insurance companies while helping members have amazing consumer experiences around their health insurance and benefits. \",\n    [g]: \"Podcasts\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In this episode of the Outcomes Rocket podcast, host Saul Marquez welcomes Shannon Goggin, Co-Founder and CEO at Noyo to talk about how Noyo is transforming data exchange across the insurance ecosystem.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Listen to the conversation to learn how difficult healthcare in the US can be to navigate, especially for members who are trying to get help for themselves or their family. And how Noyo aggregates data for insurance companies while helping members have an amazing consumer experience around their health insurance and benefits.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Outcomes Rocket podcast:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Outcomes Rocket enjoys teaming up with thought leaders and leading companies in the industry to produce content that will inspire, educate, and entertain.\\xa0 Hosted by Saul Marquez, Zone Vice President at Medtronic.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://outcomesrocket.health/noyo/2021/06/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Listen to the podcast >\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"ixT8r2atE\",\n    [d]: \"This is what's possible with modern technology for open enrollment\",\n    [c]: \"modern-open-enrollment-apis\",\n    [h]: \"2021-06-15T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/tKdftqfxQazt4IQ6drE39oWyKZ4.png\",\n      srcSet: \"https://framerusercontent.com/images/tKdftqfxQazt4IQ6drE39oWyKZ4.png?scale-down-to=512 512w, https://framerusercontent.com/images/tKdftqfxQazt4IQ6drE39oWyKZ4.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/tKdftqfxQazt4IQ6drE39oWyKZ4.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/tKdftqfxQazt4IQ6drE39oWyKZ4.png 2880w\"\n    }, \"\"),\n    [m]: \"Nicole Shelby\",\n    [u]: \"Noyo is building new technology that streamlines workflows with APIs to manage the complexity. See what a simple, seamless open enrollment experience looks like.\",\n    [g]: \"Guides\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Everyone dreads benefits open enrollment season: ben-admins, HR platforms, and brokers struggle to stay on top of all of the plan updates, enrollment deadlines, and processes for each insurance carrier. The carriers themselves experience a huge increase in processing volume, forcing them to freeze most activities that aren\u2019t directly related to open enrollment. Finally, employers and employees have to make difficult financial decisions within a set timeframe with the (slightly scary) knowledge that changes can\u2019t be made later on.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo is changing all of this by streamlining important workflows with APIs and tools that are built to manage OE complexity. Ben-admins get the information they need, when they need it, along with an unparalleled level of transparency into each enrollment. At the end of the day, ben-admins get peace of mind that open enrollment will be completed accurately and on time.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Unfortunately, most of the industry is still stuck doing things the old way. Let\u2019s take a look at how Noyo can make this time of year easier for ben-admins and their clients:\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Simple, hands-off renewal\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"The old way:\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Plan decisions for each individual group are communicated to the carrier by phone or email, leaving the door wide open for human error. If there is an issue with plan or account structure, you won\u2019t find out until you run into trouble with enrollments.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"With Noyo:\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"After communicating and confirming policy-level decisions by API, you can head into open enrollment with full confidence that carriers have installed your group\u2019s decisions correctly.\\xa0Plan data is always up to date\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Clear windows for changes\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"The old way:\\xa0\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Even if groups are correctly installed at the carrier, you might be in the dark about when to start sending OE enrollments, leading to confusion and unnecessary back-and-forth.\\xa0\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"With Noyo:\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When a carrier is ready to accept OE enrollments, you get notified and can immediately start sending member changes.\\xa0\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"No file testing\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"The old way:\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For groups using EDI, you have to build a new file for each group and test that file multiple times to ensure that decisions will go through correctly.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"With Noyo:\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Changes are sent via API, so there\u2019s no file testing needed. Group and plan data is in sync with the carrier and always updated before open enrollment.\\xa0Easily make and confirm last minute changes.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"No blackout periods\\xa0\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"The old way:\\xa0\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Following open enrollment, many carriers pause EDI feeds or freeze updates altogether, so any changes for the current year need to be processed manually or simply aren\u2019t made until the blackout period is over.\\xa0\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"With Noyo:\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Submit all changes, whether current year or next, via API. Built-in data validation and eligibility rules, round-trip confirmation, and proactive audits ensure that enrollments are processed correctly at the carrier (during OE and throughout the rest of the year, too).\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"If you\u2019re ready to experience open enrollment season in a totally new way, \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/open-enrollment-sign-up/#open-enrollment-form\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"we\u2019d love to talk to you\"\n          })\n        }), \"!\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"Eh4OpjrOb\",\n    [d]: \"Built In: Here\u2019s How to Build a Growth-Ready Engineering Team\",\n    [c]: \"built-in-building-a-growth-ready-engineering-team-noyo\",\n    [h]: \"2021-06-05T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Insights on building a growth-ready engineering team at startups from Peter Nagel, VP of Engineering at Noyo.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What is the right methodology for growing a strong, capable team that is well-positioned to evolve with a fast-growing company? After building engineering teams at Lob, Earnest, and now Noyo, VP of Engineering Peter Nagel uses a framework he\\'s developed based on years of experience.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In this piece on Built In, the online community for startups and tech companies, Peter shares five ways to shape recruiting, hiring, and team culture so that engineering teams are set up for long-term success.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Built In:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"For millions of tech professionals nationwide,\\xa0Built In\\xa0is the best place to learn about the industry, build connections and carve out futures at companies they believe in. Today, their content and community give tech professionals insights into hiring companies nationwide \u2014 the kind no job board could ever deliver.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://builtin.com/software-engineering-perspectives/growth-ready-teams\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Read the article >\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"w7PMC_5kq\",\n    [d]: \"Continuous learning and the API advantage\",\n    [c]: \"continuous-learning-and-the-api-advantage\",\n    [h]: \"2021-05-21T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/HSk7rdxxeANFoAe6O9Kq5sGgks.png\",\n      srcSet: \"https://framerusercontent.com/images/HSk7rdxxeANFoAe6O9Kq5sGgks.png?scale-down-to=512 512w, https://framerusercontent.com/images/HSk7rdxxeANFoAe6O9Kq5sGgks.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/HSk7rdxxeANFoAe6O9Kq5sGgks.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/HSk7rdxxeANFoAe6O9Kq5sGgks.png 2880w\"\n    }, \"\"),\n    [m]: \"Nicholas Bannister\",\n    [u]: \"REST APIs stand out from older methodologies like paper forms or file feeds because we can continuously learn from the data that flows through our system.\",\n    [g]: \"Engineering, Product\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"At Noyo, we\\'re building the next generation of data infrastructure for the insurance industry. Our powerful APIs transform the way benefits administration technology platforms (like Rippling, Namely, and Zenefits) exchange member data with insurance carriers (like Humana, Ameritas, and Sun Life). APIs enable a seamless experience for consumers, allows benefits technology platforms to build exciting new products, and reduce the number of errors that impact people\\'s coverage. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"But there\\'s another advantage to REST APIs that helps them stand out from older methodologies like paper forms or file feeds and lets us go the extra mile for our partners: We can continuously learn from the data that flows through our system and use what we know to improve our technology.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The right metrics and analytics allow us to make data-driven product design decisions, adapt to change quickly, and provide our customers with high-quality business intelligence.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"So how do we use our API technology to generate high-quality metrics? In this post I\\'ll walk you through the process of standing up some basic analytics within our existing architecture and highlight how we pull out valuable insights for ourselves and our customers.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The Noyo fulfillment platform\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Our fulfillment platform is what enables us to complete member enrollment requests that are sent from benefits platforms through Noyo to insurance carriers. The platform is composed of two main parts: The first is an API backed by a set of microservices that manage benefits platform data, insurance carrier data, employee data, enrollment requests, and standard domain models and logic. The second is a custom pipeline, which is a group of automated workflows and tasks running on business rules for specific platform/carrier relationships. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{\"target\":{\"sys\":{\"id\":\"5LhiwfIBCajM5rsyFOH2ZR\",\"type\":\"Link\",\"linkType\":\"Asset\"}}},\"content\":[],\"nodeType\":\"embedded-asset-block\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Legend for diagrams in this article\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Data first comes into our system with a \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://docs.noyo.com/#creating-member-requests\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"member request\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" from a benefits technology platform\u2013this is essentially an action relating to an employee\\'s enrollment. Each member request is broken into multiple \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://docs.noyo.com/#creating-member-requests\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"member transactions\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" that represent single units of work for a member/carrier pair. The steps in the fulfillment workflow are carried out by multiple workers deployed in a Kubernetes cluster. As workers complete their tasks, they mutate state according to business rules; these mutations serve as recordable events on which we can base analyses.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{\"target\":{\"sys\":{\"id\":\"6Xw7Gcig9NPnEmfesh0TwG\",\"type\":\"Link\",\"linkType\":\"Asset\"}}},\"content\":[],\"nodeType\":\"embedded-asset-block\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Figure 1. Tiered infrastructure, core services\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Collecting data\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"This tiered infrastructure means we can collect data in two ways. The first is through simple event logs in our databases; the second is through custom events sent to a Pub/Sub topic for immediate transformations and calculations.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Event logs\\\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"For each domain object that is changed in our database, we record a note in a secondary table that describes the change that was made. This happens to serve the additional purpose of allowing us to keep historical data for audit purposes.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Pub/Sub\\\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"We utilize GCP Pub/Sub for certain \\\\\"change in state\\\\\" events. Upon a state change, we send a message to a Pub/Sub topic, where we can run calculations and transformations on the data in separate microservices as it happens.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{\"target\":{\"sys\":{\"id\":\"6HMrdq09eLSKKJwJ57XkIi\",\"type\":\"Link\",\"linkType\":\"Asset\"}}},\"content\":[],\"nodeType\":\"embedded-asset-block\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Figure 2. Metrics collected and aggregated\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Asking the right questions\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Once we have the raw data collected, we use Metabase, an open-source business intelligence tool, and Retool, a platform for building custom internal tools, to visualize metrics and run customizable reports.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{\"target\":{\"sys\":{\"id\":\"29OGGnY2L10WcsTAUfTwM\",\"type\":\"Link\",\"linkType\":\"Asset\"}}},\"content\":[],\"nodeType\":\"embedded-asset-block\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Figure 3. Connected read replicas and logs to reporting software\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Reports are based on specific questions that give us powerful insight into the data running through our system. Examples of questions we ask include:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What is the overall success rate of individual transactions? This can help us prioritize improvements to our API validation (to catch issues earlier) or identify areas of improvement for carrier partners.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"How long, on average, does it take to complete a member request of a particular type with a particular carrier? This helps us set expectations for timing with our customers and flag member requests that might need additional attention.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Which types of member requests are spending the most time in a \\\\\"processing\\\\\" state at the carrier? We can use this information to help our carrier partners identify opportunities for automation and process improvement.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The potential number of questions is vast - we\\'re able to explore data for overall transaction performance, specific carrier/platform pairs, specific states or workflows, and much more.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"High-quality questions yield high-quality insights for the business. We can use our database analyses to set appropriate SLAs with customers, quantify the time and cost savings of a Noyo connection versus traditional file-based data exchange, shape our product strategy and roadmap, set internal and industry benchmarks, and develop new tools and services that make our connections even stronger.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Looking toward the future\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"As we expand our partnerships and process more transactions through our APIs, our ability to generate insights increases exponentially, as does our ability to make smart investments to improve our technology. This is particularly exciting when we think about future applications like using artificial intelligence and predictive analytics. With AI and modeling, we could identify fulfillment issues before they occur, codify trends in coverage applications that lead to higher acceptance rates, partner with carriers on new ways to deliver on-demand quoting for complex groups, or even automatically resolve difficult coverage issues without operational intervention.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"All those amazing innovations start at the same place: data. Without it, we\\'re only looking at a tiny part of the entire picture of what\\'s possible. I\\'m excited to keep exploring the insights hidden in our data in order to improve the Noyo experience for our partners, build the best products out there, and ultimately change the way people interact with their insurance.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"If you\\'re curious about data analysis or using technology to solve the insurance industry\\'s biggest challenges, \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://jobs.lever.co/gonoyo?team=Engineering\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"we want to work with you\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"Aqtxd4ZaK\",\n    [d]: \"Workforce Junction and Noyo partner to enhance benefits platform with premium carrier connectivity\",\n    [c]: \"workforce-junction-and-noyo-partner-to-enhance-carrier-connectivity\",\n    [h]: \"2021-05-19T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png\",\n      srcSet: \"https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=512 512w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Workforce Junction announces it will integrate Noyo\u2019s API solutions for fast, accurate data exchange into Benefits Junction to activate premium connectivity with leading insurance carriers across the industry.\",\n    [g]: \"Partners\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"PLEASANTON, Calif. & SAN FRANCISCO--(\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.businesswire.com/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"BUSINESS WIRE\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\")--Workforce Junction, developers of employee benefits technology solution Benefits Junction, today announced a partnership with Noyo, the leading API platform powering the age of connected insurance. Through this partnership, Workforce Junction will integrate Noyo\u2019s API solutions for fast, accurate data exchange into Benefits Junction to activate premium connectivity with leading insurance carriers across the industry.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Benefits technology designed for large businesses often leave small to midsize companies and their benefit advisors unable to optimize benefits enrollment and administration. Workforce Junction is filling that gap by delivering a unique combination of modern technology and exceptional service designed to improve benefits experiences for employers, employees, and advisors. Noyo\u2019s complete infrastructure solution with flexible, carrier-agnostic APIs, round-trip confirmation protocols, and unparalleled auditing capabilities will allow Workforce Junction to further improve insurance experiences for their broker and employer customers.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\u201CWorkforce Junction is committed to providing modern, innovative employee benefits technology solutions tailor-made for small and midsize companies,\u201D said Matthew Augustine, CEO of Workforce Junction. \u201CNoyo\u2019s powerful technology seamlessly streamlines our connections to carriers and elevates the exceptional service we provide. We\u2019re excited to partner with Noyo as we continue to build tools and solutions for effective, efficient benefits administration.\u201D\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\u201CThere has long been an urgent need for benefits solutions and data infrastructure technology that can meet the specific needs of smaller companies,\u201D said Shannon Goggin, CEO and co-founder of Noyo. \u201CBy making it possible to integrate data exchange and carrier connections with unmatched speed and reliability, Noyo is unlocking new capabilities for innovators building intelligent insurance experiences at any scale. We\u2019re pleased to collaborate with Workforce Junction as they bring powerful employee benefits experiences to their partners.\u201D\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Brokers working with Workforce Junction will benefit immediately from the enhanced carrier connections, with faster transactions and fewer errors. Learn more at\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fworkforcejunction.com%2F&esheet=52431937&newsitemid=20210519005255&lan=en-US&anchor=workforcejunction.com&index=1&md5=aaa69aad37f79d5b8e35eed8d6b247b2\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"workforcejunction.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Noyo\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo is the leading API platform powering the age of connected insurance. Founded by leaders in insurtech and API technology, Noyo is the connections gateway that enables modern, intelligent benefits experiences. Noyo\u2019s complete, integrated infrastructure solution connects health insurance carriers, benefits platforms, and a growing ecosystem of innovators through a new industry standard for fast, accurate, and secure real-time data exchange. To learn more about Noyo\u2019s industry-leading platform that helps partners stay nimble and lead the next generation of insurance innovation, visit\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=http%3A%2F%2Fwww.noyo.com&esheet=52431937&newsitemid=20210519005255&lan=en-US&anchor=www.noyo.com&index=2&md5=9df48a8862b8e0e449baced8c0e87afc\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"www.noyo.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Workforce Junction\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Informed by two decades of experience as benefit advisors serving large companies with complex needs, Workforce Junction now partners with progressive benefit advisors to deliver high-touch, high-tech benefits administration to small and midsize employers.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Workforce Junction seamlessly integrates their enterprise-grade benefits admin platform with meticulously chosen technology partner solutions. They believe, however, that technology alone is not enough. That\u2019s why Workforce Junction empowers benefit advisors with dedicated teams, and proven service and project management processes, to present employers with a comprehensive suite of solutions. To learn more about how Workforce Junction\u2019s full-service capabilities (beyond technology) can help you grow your business, visit\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=http%3A%2F%2Fwww.workforcejunction.com&esheet=52431937&newsitemid=20210519005255&lan=en-US&anchor=www.workforcejunction.com&index=3&md5=ad93ef9500f1a3e5311deb847ac34179\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"www.workforcejunction.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"NSiNUlftS\",\n    [d]: \"Employee Benefits News: Insurance tech provider Noyo partners with Unum for expanded benefits\",\n    [c]: \"employee-benefits-news-insurance-tech-noyo-partners-with-unum\",\n    [h]: \"2021-05-17T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Unum partners with Noyo to help better utilize its technology to offer clients an expanded employee benefit experience.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Insurance tech provider Noyo has teamed up with Unum to help the life and disability insurance benefits provider better utilize its technology in order to offer clients an expanded employee benefit experience.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"By integrating Noyo\u2019s technology into its own platform, Unum will be able to access insurance policy data much faster, and employers and employees will have easier access to their own information as well. The partnership will also improve Unum\u2019s connection with its distribution partners who are also using a variety of human resource information systems to access policy information.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Employee Benefit News:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Employee Benefit News\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"\\xa0\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"(EBN) is the primary media resource for decision makers in the worlds of employee benefits, human resources and workplace culture. As the dynamics of these spaces continue to shift and become increasingly complex, EBN delivers expert insights to allow business leaders to navigate their industries with agility.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.benefitnews.com/advisers/news/insurance-tech-provider-noyo-partners-with-unum-for-expanded-benefits\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Read the article >\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"VhwXRVXp1\",\n    [d]: \"Noyo elevates employee benefits with seamless connectivity\",\n    [c]: \"noyo-elevates-employee-benefits-with-seamless-connectivity\",\n    [h]: \"2021-05-14T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png\",\n      srcSet: \"https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=512 512w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Unum announces it will use Noyo\u2019s API infrastructure solution for fast, accurate data exchange to expand its connectivity to additional innovative benefits platforms.\",\n    [g]: \"Partners\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"SAN FRANCISCO--(\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.businesswire.com/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"BUSINESS WIRE\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\")--Noyo, the leading API platform powering the age of connected insurance, will help\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.unum.com%2F&esheet=52429634&newsitemid=20210514005092&lan=en-US&anchor=Unum&index=1&md5=82e7445e3c1737a462a191c422423d1b\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Unum\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\\xa0provide expanded employee benefits for customers through more digital platforms. By integrating Noyo\u2019s API-driven solution for fast, accurate data exchange across the policy lifecycle, Unum will broaden its ability to connect with additional leading digital distribution partners using a broader array of HRIS technologies.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In a post-digital world where\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.accenture.com%2Fus-en%2Finsights%2Finsurance%2Ftechnology-vision-insurance-2020&esheet=52429634&newsitemid=20210514005092&lan=en-US&anchor=81%25+of+insurers&index=2&md5=19766068d160d5ff9e3daa7b8fe884f6\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"81% of insurers\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\\xa0acknowledge that technology has become an inextricable part of consumers\u2019 lives, innovative industry leaders are seeking to effortlessly transform legacy technology and meet changing consumer demands for more streamlined experiences. Noyo is leading that digital transformation with an end-to-end infrastructure solution that includes flexible, powerful APIs for immediate, secure, and accurate data exchange, complete with round-trip confirmation protocols and unparalleled auditing capabilities that identify and prevent errors before they occur.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\u201CWe deliver high-quality, modern employee benefits experiences to employers and employees,\u201D said Shea Treadway, vice president small business at Unum. \u201COur integration with Noyo will create a stronger technology connection with more benefits platforms than ever before.\u201D\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Unum will enhance employee insurance experiences with faster, more reliable services across its suite of benefits solutions such as financial protection, supplemental health and dental/vision available through a broadened range of benefits platforms.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\u201CNoyo is leading an industry-wide transition into the next era of insurance with technology that enables innovation at scale,\u201D said Shannon Goggin, CEO and co-founder of Noyo. \u201CEmployee benefits are the primary way that many people access insurance, and we\u2019re excited to work with a leading employee benefits provider like Unum to power elevated, innovative experiences.\u201D\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Noyo\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo is the leading API platform powering the age of connected insurance. Founded by leaders in insurtech and API technology, Noyo is the connections gateway that enables modern, intelligent benefits experiences. Noyo\u2019s complete, integrated infrastructure solution connects health insurance carriers, benefits platforms, and a growing ecosystem of innovators through a new industry standard for fast, accurate, and secure real-time data exchange. To learn more about Noyo\\'s industry-leading platform that helps partners stay nimble and lead the next generation of insurance innovation, visit\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.noyo.com%2F%3Futm_source%3Dpr%26utm_medium%3Dweb%26utm_campaign%3Dsync-parent&esheet=52429634&newsitemid=20210514005092&lan=en-US&anchor=www.noyo.com&index=3&md5=4b36a2461a7de5c1ef11394d72a2e09b\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"www.noyo.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Unum Group\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Unum Group (\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fc212.net%2Fc%2Flink%2F%3Ft%3D0%26l%3Den%26o%3D3123319-1%26h%3D3375044447%26u%3Dhttp%253A%252F%252Fwww.unum.com%252F%26a%3Dwww.unum.com&esheet=52429634&newsitemid=20210514005092&lan=en-US&anchor=www.unum.com&index=4&md5=0947a49f24733c5ed9459ff66d806567\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"www.unum.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\") provides a broad portfolio of financial protection benefits and services through the workplace and is a leading provider of disability income protection worldwide. Through its Unum US, Unum UK, Unum Poland, and Colonial Life businesses, the company provides disability, life, accident, critical illness, dental and vision benefits that protect millions of working people and their families. Unum also provides leave and absence management services that streamline the leave experience for employers and employees and stop-loss coverage to help self-insured employers protect against medical costs. Unum reported revenues of $13.2 billion in 2020 and provided $7.6 billion in benefits. For more information, connect with us on\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fc212.net%2Fc%2Flink%2F%3Ft%3D0%26l%3Den%26o%3D3123319-1%26h%3D3867387053%26u%3Dhttp%253A%252F%252Fwww.facebook.com%252Funumbenefits%26a%3DFacebook&esheet=52429634&newsitemid=20210514005092&lan=en-US&anchor=Facebook&index=5&md5=88cdbc5c18096897fd1f7c9db40ceef3\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Facebook\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\",\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fc212.net%2Fc%2Flink%2F%3Ft%3D0%26l%3Den%26o%3D3123319-1%26h%3D3987669412%26u%3Dhttps%253A%252F%252Ftwitter.com%252Funumnews%26a%3DTwitter&esheet=52429634&newsitemid=20210514005092&lan=en-US&anchor=Twitter&index=6&md5=ff275fc2d583490961a9973d208e114b\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Twitter\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\\xa0and\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fc212.net%2Fc%2Flink%2F%3Ft%3D0%26l%3Den%26o%3D3123319-1%26h%3D52095280%26u%3Dhttp%253A%252F%252Fwww.linkedin.com%252Fcompany%252Funum%26a%3DLinkedIn&esheet=52429634&newsitemid=20210514005092&lan=en-US&anchor=LinkedIn&index=7&md5=8fff3b505bc584ac830aaaa6e1ba9d14\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"LinkedIn\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"DoS7NVQfC\",\n    [d]: \"Comparing EDI vs API integrations for health insurance\",\n    [c]: \"comparing-edi-vs-api-health-insurance-industry\",\n    [h]: \"2021-05-14T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/LqfSAHC8sodxEykTNIt23IqkAEc.png\",\n      srcSet: \"https://framerusercontent.com/images/LqfSAHC8sodxEykTNIt23IqkAEc.png?scale-down-to=512 512w, https://framerusercontent.com/images/LqfSAHC8sodxEykTNIt23IqkAEc.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/LqfSAHC8sodxEykTNIt23IqkAEc.png 1448w\"\n    }, \"\"),\n    [m]: \"Caty Fairclough\",\n    [u]: \"Should insurance carriers and benefits administrators scale API or EDI connections? We compare the tradeoffs of EDI vs API, focusing on the costs, efficiency, security, and reliability of both solutions.\",\n    [g]: \"Guides\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"When \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/Electronic_data_interchange\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"electronic data interchange (EDI)\"\n          })\n        }), \" was growing adoption in the 1970s, the world was a different place. Customers and businesses didn\u2019t expect instantaneous, real-time data exchange, and EDI files worked well to standardize business processes. Today, EDI is still the most commonly used technology in the health insurance industry for electronically managing enrollment and eligibility data.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Despite broad adoption, \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/why-edi-doesnt-scale-in-the-age-of-connected-insurance\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"EDI has many limitations\"\n          })\n        }), \" that stem from its pre-internet design principles. As a file-based protocol, it can only facilitate one-way communication, and it carries high integration and operations costs.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Over the past few decades, advancements in cloud computing have led to new standards for data exchange, specifically\", /*#__PURE__*/e(\"strong\", {\n          children: \" \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/API\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"application program interfaces (APIs)\"\n          })\n        }), \". APIs offer a standardized way for many different applications to exchange information in near real-time. This makes it easier for developers to build interoperability between software systems, perform complex data operations, and receive instant feedback when a record is changed or a request is fulfilled.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We'll closely compare the two systems of data exchange, EDI vs API, paying close attention to the costs, efficiency, security, and reliability of both solutions.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"A One-Way Snapshot vs. Bidirectional, Real-time Data\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"EDI works, in short, by storing and then transmitting files from one party to another over a secure pathway like \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/Secure_file_transfer_program\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"SFTP\"\n          })\n        }), \". Information can only be sent from the sender to the receiver, and as a result, the received file is simply a snapshot of the data at a previous point. Because both parties do not share the same level of visibility, it is difficult to monitor changes and to find and resolve errors. Discrepancy and error reports for EDI files can take days to produce and even longer to address, which too often results in coverage delays. In many cases, these reports aren\u2019t provided at all, requiring administrators to manually review files with hundreds of employee records.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"APIs, on the other hand, enable two applications to instantly and bidirectionally exchange information in a standardized way, typically over \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/HTTPS\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"HTTPS\"\n          })\n        }), \", the protocol that underlies the internet. This means that data can essentially be synced between health insurance carriers and benefits administrators, allowing transactions to be reflected in both systems in near real-time.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Because communication is bidirectional, APIs allow instant feedback, so, for example, a benadmin platform can access the live status of every transaction during open enrollment or receive automatic updates to confirm that a request was successfully implemented in the carrier\u2019s system.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Where EDI provides a snapshot of a file, APIs are like the building blocks that make up a real-time model. You can use the blocks themselves to perform data operations, validate data, and retrieve information about the state of the data itself. Here\u2019s an example of how Noyo\u2019s APIs power fast, accurate data exchange when managing \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/enrollment/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"enrollments and member maintenance\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Manual Data QA vs. Automatic Operations\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Constructing and maintaining EDI files is a tedious, time-consuming task that requires a lot of personnel. This results in unavoidable data quality issues, and, by extension, poor consumer experiences.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Because EDI is sent in batched transactions, a small error like a missing digit can invalidate an entire EDI file, which means that changes within the file can\u2019t be fulfilled until the one error is corrected. APIs, on the other hand, can execute transactions individually, so a conflict with one transaction doesn\u2019t disrupt other requests being processed.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Another issue that heavily impacts the reliability of insurance coverage is the high error rate among EDI files. As an example, it was reported that the jaw-dropping 25 percent error rate of \", /*#__PURE__*/e(r, {\n          href: \"https://newrepublic.com/article/115837/obamacare-834-error-rate-falls-25-percent-10-percent\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"834 EDI transactions\"\n          })\n        }), \" in the ACA market was reduced to 10 percent, which is still shocking. A recent report from \", /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/s3fs-public/2021-01/Digital%20Overdrive%20Report_0.pdf?bR7us\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Guardian\"\n          })\n        }), \" found that while EDI was the most common solution for trading enrollment/eligibility data, data quality was the most common concern.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"According to the report, 25 percent of all employers surveyed and 40 percent of larger firms (1,000 employees or more) see EDI errors as a common problem. Similarly, 30 percent of all employers and 50 percent of larger firms would switch carriers for real-time data connectivity.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo Co-founder and COO Dennis Lee captured the sentiment well in a \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/why-apis-solution-for-benefits-administration-insurance-carriers/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"recent article\"\n          })\n        }), \", \u201CNo matter how robust the quality assurance process, if data exchanges multiple hands and relies heavily on human interpretation, the system will break down.\u201D\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The core features of APIs\u2014bidirectional communication, real-time data exchange, and individual requests\u2014allow software systems to automate manual, error-prone processes, as well as embed programmatic ways to protect data accuracy.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For example, a carrier can build in business logic so that a request to enroll an employee in a specific plan can only be fulfilled if the employee meets the plan\u2019s criteria. Before a request is confirmed, the API validates that the necessary information is present and in the correct format. This is very powerful when you consider that one of the most common issues benefits administration platforms face is incorrect or out-of-sync plan configurations.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Other tasks like error identification can be increasingly automated, so instead of a human reviewing a report and then manually correcting errors, a benefits administrator could access a real-time dashboard of all transactions. Ops personnel could receive instant notifications when a record in their system doesn\u2019t match the carrier\u2019s system, along with information about how to resolve the issue. This level of transparency and efficiency is \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/enrollment/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"what Noyo's API solutions enable today\"\n          })\n        }), \" with unprecedented features like round-trip confirmation, proactive audits, and \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/introducing-noyo-reconciliation-tool-for-benefits-administration\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"modern reconciliation tools\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"APIs don't just make processes like installation, maintenance, and renewal more automated, they allow deeper insights at each stage of a policy. When data is locked away in EDI files, it can\u2019t be used for analysis, reporting, or product development.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"One-to-one vs. One-to-many\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The major benefit of EDI is the standardization it provides, however, it isn\u2019t one-size fits all. EDIs are challenging to tailor to different company sizes. On one end, most carriers won\u2019t accept EDI files for groups under 50 individuals, and on the other, EDI files become increasingly difficult to work with as they grow\u2014structuring an EDI file for a company of 1,500-2,000 employees can take weeks.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"EDI integrations are also expensive to build, requiring a custom EDI pathway for each connected partner, and a custom file for each group. Engineering teams may spend 8-14 weeks on an integration with each new partner having a unique configuration process and file requirements. That means high, recurring integrations costs that are compounded by the high operations costs we outlined above. It also means valuable engineering resources are locked into lengthy build timelines that only grow in complexity as you move upmarket.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Comparatively, developers can set up connections with APIs in mere days. This is because you don\u2019t need to build a custom pathway or file for each connection. Installing a group, updating coverage, or verifying coverage can be as simple as submitting a request to an API endpoint\u2014it\u2019s a much more scalable system. Instead of building custom infrastructure for each connection, APIs provide a streamlined protocol that any partner can access over the web.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Minimum Security vs. Granular Control\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"While any data infrastructure is vulnerable to attack, EDI and APIs offer different levels of security by design.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo VP of Engineering Peter Nagel explains, \u201CWithin health insurance infrastructure, by far the most common alternative to an API solution is a file-based exchange over SFTP. While APIs served over \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/HTTPS\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"HTTPS\"\n          })\n        }), \" and \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/Secure_file_transfer_program\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"SFTP\"\n          })\n        }), \" offer similar encryption to EDI via \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/Transport_Layer_Security\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"SSL/TLS\"\n          })\n        }), \" and \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/Ssh_(Secure_Shell)\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"SSH\"\n          })\n        }), \" respectively, APIs offer additional benefits that result in an even more secure solution.\u201D\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"With EDI, you are able to restrict who can access a folder and what operations they can perform (e.g., read vs. write). APIs allow these same protections, but with more granular permissions. For example, you can control access for specific endpoints and HTTP methods, the fields that are returned from a particular endpoint, the resources that are accessible in a given endpoint, the attributes that can be modified, and which actions can be taken on a resource itself.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"When it comes to guarding against attacks from bad actors, the most common way to protect an SFTP server is to allow-list specific IP addresses from known partners. This particular protection is also available for APIs, but additionally there are well-tested API solutions to protect servers from other attacks like \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/Denial-of-service_attack\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"DDOS\"\n          })\n        }), \" using rate limiting and web application firewalls.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"It\u2019s easy to assume that encryption and basic user permissions are enough to protect PHI, but when you consider how many people are needed to access and manipulate EDI files, the risks increase. The more automated a system can be and the more control it allows, the more secure it is.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The age of connected insurance\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"In a world where an online purchase can be delivered to your door same-day, it shouldn\u2019t take a month to receive health coverage. Despite \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/blog/why-apis-solution-for-benefits-administration-insurance-carriers\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"the many advantages of APIs\"\n          })\n        }), \" over EDI connections, insurance companies need to upgrade legacy infrastructure to modern standards for broad connectivity to exist.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We know a major challenge companies face is figuring out how to grow with legacy systems today while investing in technology for the future. We also know most insurance companies want to focus on insurance, not technical infrastructure.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo offers \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/noyo-360/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"a complete API solution\"\n          })\n        }), \" across every step of policy administration. We partner with leading companies across the industry to streamline data connections and enable seamless benefits experiences.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"See what \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/platform-use-cases/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"benefits software platforms\"\n          })\n        }), \" and \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/carrier-use-cases/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"insurance carriers\"\n          })\n        }), \" can do with powerful APIs and clean, trusted data.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"__________________\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"EDI vs API - Frequently Asked Questions\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What is EDI?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Electronic Data Interchange (EDI) is a file-based method of electronically sharing information between two systems of record, typically via the SFTP protocol. With EDI, data is stored and transmitted in batch files that are transferred between each system at regular intervals. EDI can only facilitate one-way, asynchronous communication between sender and receiver, whereas modern alternatives like APIs enable real-time connectivity between multiple systems using web-based protocols like HTTP/S.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"Is EDI outdated?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"EDI was created in the 1940s and saw broad adoption for standardizing business processes in the 1960s and 1970s. However, in today\u2019s world of real-time data exchange, EDI is being replaced with more efficient and scalable cloud-based technologies like Application Program Interfaces (APIs). Due to its limitations and pre-internet design principles, EDI is largely considered an outdated, legacy technology.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"What is an API?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Application Program Interfaces (APIs) are simply a standardized way for two applications to instantly exchange information. This is typically done over a web-based protocol like HTTP/S. Using APIs, data can be exchanged bi-directionally and synchronously with granular control over how data is accessed. Any system capable of HTTP requests can exchange data with an API making it easy for developers to build real-time data connections between many different applications.\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"How are APIs used for health insurance and benefits administration?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"APIs are used to facilitate real-time data exchange between benefits administration software and insurance carriers. Insurance enrollment and eligibility data can be synced between many different systems enabling new benefits experiences like fully digital group applications, one-click policy activation, instant insurance coverage verification, and automated open enrollment processes. Instead of building expensive, one-off EDI connections, APIs offer a one-to-many solution, which is more efficient and scalable.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"gRRJsEicq\",\n    [d]: \"Better Benefits: Building a seamless benefits experience with Noyo\",\n    [c]: \"better-benefits-building-a-seamless-benefits-experience-with-noyo\",\n    [h]: \"2021-05-03T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png\",\n      srcSet: \"https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=512 512w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"In this episode of Brella's Better Benefits podcast, Noyo Co-Founder and CEO Shannon Goggin talks about Noyo\u2019s API-driven solutions that power data exchange between the leading benefits administration platforms and a plethora of carriers.\",\n    [g]: \"Podcasts\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Employers are increasingly turning to benefits administration platforms to manage ever-changing enrollment data with multiple carriers across their suite of benefits. In this episode of Brella\\'s Better Benefits podcast,\\xa0Noyo Co-Founder and CEO Shannon Goggin\\xa0 talks about Noyo\u2019s API-driven solutions that power data exchange between the leading benefits administration platforms and a plethora of carriers, from industry veterans to new solutions like Brella.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Topics include: the problems with insurance data today, how Noyo is helping to solve them, and advice for choosing a benefits partner. \\\\\"By choosing forward-thinking partners, like Noyo and Brella, you\u2019re positioning yourself for long-term success,\\\\\" says Shannon. \\\\\"It\u2019s not just about being successful today, but about setting yourself up for success tomorrow.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Brella:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Brella is on a mission to build a world where health hardships don\\'t become financial burdens. Their team of insurance experts and technologists are building supplemental health solutions to enhance health coverage for all. Better Benefits their podcast featuring conversations with industry leaders solving today\\'s toughest challenges.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.joinbrella.com/blog/building-a-seamless-benefits-experience-with-noyo\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Listen to the podcast >\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"u6uU9R6K6\",\n    [d]: \"Crunchbase: How Noyo\u2019s Shannon Goggin Is reshaping benefits and insurance with an API platform\",\n    [c]: \"crunchbase-how-noyo-is-reshaping-benefits-and-insurance-with-apis\",\n    [h]: \"2021-04-27T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"In this Crunchbase Female Founders feature, Noyo CEO Shannon Goggin shares her advice for first-time female founders.\",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo was created to fundamentally transform insurance by bringing connectivity, ease and reliability to a previously complex industry via the first universal APIs designed specifically for health insurance benefits administration.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In this Q&A with Crunchbase for their Female Founders Series, Noyo CEO Shannon Goggin shares the experiences that led her to found Noyo, her insights on integrating values and mission into every step of her entrepreneurial journey, and her advice to first-time female founders.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Crunchbase:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Crunchbase is the all-in-one prospecting solution powered by the leader in private-company data. 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There\u2019s an incredible amount of progress being made toward a unified, tech-enabled ecosystem. \",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The task of building a powerful new data exchange infrastructure for the insurance industry is a big one. That\u2019s why we rely on our talented team of engineers to embrace this huge opportunity and tackle challenges with creativity, boldness, and careful attention to detail.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Our engineers build the API technology that makes fast, seamless, and secure data exchange possible for our insurance carrier and benefits technology platform customers. Not only that, but our engineering team also gets to creatively design ways to bridge the gap between legacy technology (like file feeds or PDFs) and the Noyo way of the future.\\xa0\\xa0\\xa0\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo engineer \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.linkedin.com/in/mohsinshaider/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"Mohsin Haider\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" has been on the job since December 2020, so it was about time we asked him about the hiring process, his day-to-day work, and what he\u2019s excited about in Noyo\u2019s future.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What did your path to Noyo look like?\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I knew in high school that I wanted to have a career in software. I got my computer science degree at the Illinois Institute of Technology and during college I was able to explore my career options by holding internships across a variety of disciplines: software engineering, program management, and research. My internships played a huge role in helping me learn about my professional interests before deciding on a single career path.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"After college I worked as a software engineer at Relativity, a legal tech company based in Chicago. I was on a team solving interesting challenges with the backend and infrastructure, and during my time there I learned a lot about what goes into developing best-in-class enterprise SaaS.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I heard about Noyo for the first time from our investors at \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://homebrew.co/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"Homebrew\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". They shared the announcement about our Series A funding and I was instantly interested after reading more about Noyo\\'s approach. I had always wanted to work at a venture-backed startup, so when the opportunity arose to join the crew, the decision was simple!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What was the interview process like?\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"There was an initial phone screen, then I completed a follow-up technical phone interview with an engineer. Afterwards, I did a take-home challenge that involved implementing a similar system to what an engineer would work on in their day-to-day at Noyo; this was a refreshing change from the traditional algorithmic coding interview. After a few more technical interviews, I was able to meet our founders, Dennis and Shannon, and ask them my burning questions!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What\u2019s a challenging problem you\u2019re working on right now?\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I\u2019ve been working on increasing the capacity and efficiency of our integrations with health insurance carriers. We are building new integrations all the time, and our APIs are processing more and more volume by the day, so it\u2019s paramount for us to support our own growth with scalable solutions.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"When you think about the future of health insurance, what do you see?\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I believe we\u2019re in the early stages of software taking over every industry, including health insurance and healthcare more broadly. Whether it\u2019s Noyo taking on benefits administration, or other companies tackling the provider, payer, and patient experience, there\u2019s an incredible amount of progress being made toward a unified, tech-enabled ecosystem. Noyo is doing something similar to Stripe and Plaid, where we\u2019ve identified a painful, recurring problem in the industry and built a compelling solution for it. Noyo will inevitably become the go-to solution for developers who need to integrate with health insurance carriers.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What are the top three reasons you joined Noyo?\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I wanted to work with a founding team that could get me excited about their business, galvanize their teams, continuously recruit great people, and excite potential investors. When I spoke to Shannon and Dennis, I knew they could do that. I would say that was the biggest reason!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I saw the potential for Noyo to become a large player in the health insurance industry. Noyo has some interesting growth levers at its disposal, and I know that growth tends to come with a lot of exciting engineering challenges for someone like me to solve.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Last but not least, I saw a lot of potential for personal growth at Noyo. At a startup, in contrast to a larger company, you\u2019re building zero-to-one solutions that have never existed before. I knew I would get to play an instrumental role in building those solutions and shaping our technical direction.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"ordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What\u2019s your favorite Slack channel?\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I check #watercooler pretty frequently. The last thing I posted was an article about \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.sfgate.com/local/editorspicks/article/lost-tourist-who-thought-Bangor-was-San-Francisco-15940512.php\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"a man who confused a small town in Maine for San Francisco\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" and ended up becoming a local legend. You should read it!\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Noyo is a remote-first team hiring anywhere in the United States. Our engineering team is growing! \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/careers\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Explore our open positions here\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"iXam2NX5X\",\n    [d]: \"Noyo expands its powerful API solutions with launch of Noyo 360\",\n    [c]: \"noyo-launches-noyo-360\",\n    [h]: \"2021-04-22T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/KmiKlfNkZithrGhFT4XBKQmkw8.png\",\n      srcSet: \"https://framerusercontent.com/images/KmiKlfNkZithrGhFT4XBKQmkw8.png?scale-down-to=512 512w, https://framerusercontent.com/images/KmiKlfNkZithrGhFT4XBKQmkw8.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/KmiKlfNkZithrGhFT4XBKQmkw8.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/KmiKlfNkZithrGhFT4XBKQmkw8.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Industry's first and only purpose-built set of APIs gives benefits platforms seamless data exchange throughout the entire policy lifecycle. | Noyo\",\n    [g]: \"Product\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"SAN FRANCISCO--(\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.businesswire.com/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"BUSINESS WIRE\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\")--Noyo, the leading API platform powering the age of connected insurance, today announced the launch of Noyo 360, the industry\u2019s first solution designed to automate and streamline the entire process of health insurance policy administration. With endpoints for group installation, case setup, enrollment maintenance, and policy renewal,\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fbit.ly%2F3gvx3Ld&esheet=52415474&newsitemid=20210422005036&lan=en-US&anchor=Noyo+360&index=1&md5=0d04b3c07856ab7a0ee054cf4d5dea56\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo 360\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\\xa0finally makes it possible for innovative benefits software platforms to build next-generation experiences for customers and brokers such as one-click policy activation, hands-free enrollment, and simplified renewal.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Revitalizing the way insurance and benefits are administered is critical to enabling better consumer experiences. But outdated technology and manual processes cause more harm than just slowing down the pace of innovation: errors in healthcare claims\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.prnewswire.com%2Fnews-releases%2Fnew-ama-health-insurer-report-card-finds-increasing-inaccuracy-in-claims-payment-124186594.html&esheet=52415474&newsitemid=20210422005036&lan=en-US&anchor=cost+more+than+%2417+billion+each+year&index=2&md5=315f9142ec99210702856f67f6c100e8\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"cost more than $17 billion each year\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\", with $1.5 billion dollars lost just to administrative waste. To meet the urgent need to transform the process of policy administration and prevent these errors from happening in the first place, Noyo\u2019s breakthrough API technology now covers the entire group benefits policy lifecycle \u2013 a true industry first.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In addition to Noyo\u2019s flagship Enrollment solution for automating member maintenance, Noyo 360 includes three new offerings that enable modern interoperability between benefits technology platforms and insurance carriers:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Policy installation \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"- Key group and plan information is transmitted to carriers quickly and easily\u2013no paperwork required.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Case setup \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"- Group configuration and data mapping are simplified, lessening the time from installation to enrollment.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Renewal \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"- Plan decisions are easily communicated and policy, group, and member data is kept up to date in advance of open enrollment.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\u201CAs the insurance industry continues to modernize, Noyo\u2019s complete solution promises to be a critical piece of our digital strategy,\u201D said Andy Hutter, Beam Dental\u2019s Director of Digital Distribution. \u201CNoyo is a key partner for Beam as we accelerate our ability to deliver amazing customer experiences for the entire life of a policy.\u201D\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\u201CBy setting a new standard for data exchange and interoperability, Noyo 360 reimagines the foundational infrastructure for the entire group benefits experience from start to finish,\u201D said Shannon Goggin, CEO of Noyo. \u201CWe\u2019re proud to partner with industry leaders to harness the power of technology to deliver elegant, intuitive solutions that reduce errors, simplify benefits, and improve insurance experiences for all.\u201D\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Benefits software platforms using Noyo 360 will be able to replace complicated group installation and confusing open enrollment requirements with simple, streamlined benefits administration experiences. For more information about Noyo 360, visit the\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fbit.ly%2F3gvx3Ld&esheet=52415474&newsitemid=20210422005036&lan=en-US&anchor=Noyo+website&index=3&md5=49a122f40e954e2e8dd5fb9efd8e224a\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo website\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\\xa0or read the recent\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fbit.ly%2F3ehpmFL&esheet=52415474&newsitemid=20210422005036&lan=en-US&anchor=blog+post&index=4&md5=de2e302320db817e2e49a72853377d11\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"blog post\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"This announcement follows the launch of Noyo Sync, the first API product enabling automated, flexible, and embeddable benefits data and streamlined connections to leading carriers including Ameritas, Beam Dental, Humana, and more.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Noyo\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo is the leading API platform powering the age of connected insurance. Founded by leaders in insurtech and API technology, Noyo is the connections gateway that enables modern, intelligent benefits experiences. Noyo\u2019s complete, integrated infrastructure solution connects health insurance carriers, benefits platforms, and a growing ecosystem of innovators through a new industry standard for fast, accurate, and secure real-time data exchange. 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We created breakthrough API technology that automates member enrollment \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\u2014 \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"a complex and time-consuming aspect of benefits administration \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\u2014 \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"so that benefits software platforms could build fast, flexible, and embeddable member experiences.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Now, industry leaders work with Noyo to retire outdated methods of data exchange and harness the power of new technology to better serve their customers and partners.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The success of our Enrollment solution highlighted how urgently transformation is needed across the entire process of insurance policy administration. Realizing the promise of truly connected insurance requires reimagining the foundational infrastructure for the entire lifecycle of a policy from first installation all the way through renewal.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo 360, our newest solution, does just that. We\u2019re expanding our breakthrough technology to the entire policy lifecycle and making it possible for benefits software platforms to build new experiences like fully digital group applications, one-click policy activation, and hands-free open enrollment.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo 360 includes three new offerings \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\u2014 \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"plus access to our flagship product for member management \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\u2014 \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"to streamline policy administration and improve your customer\u2019s experience:\\xa0\\xa0\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Policy installation (new!) \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\u2014 \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Get key group and plan information to carriers quickly and easily\u2013no paperwork required.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Case setup (new!) \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\u2014 \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Take the complexity out of group configuration and data mapping to shorten the time from installation to 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enrollment.\\xa0\\xa0\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Benefits software platforms can deliver a new world of elegant, intuitive policy administration experiences to their clients and leave slow policy installation processes, complicated group setup, and confusing open enrollment requirements behind. \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/get-started/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Sign up now\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" for early access to Noyo 360 and activate the industry\\'s best connections to leading insurance carriers.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"For insurance carriers, \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/noyo-360\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"click here\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" to learn more about how Noyo\u2019s technology can unlock a new generation of benefits experiences for your distribution partners. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"Ue5eIUCxC\",\n    [d]: \"Noyo launches industry-first carrier connectivity experience with Noyo Sync\u2122\",\n    [c]: \"noyo-launches-noyo-sync\",\n    [h]: \"2021-03-16T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/KmiKlfNkZithrGhFT4XBKQmkw8.png\",\n      srcSet: \"https://framerusercontent.com/images/KmiKlfNkZithrGhFT4XBKQmkw8.png?scale-down-to=512 512w, https://framerusercontent.com/images/KmiKlfNkZithrGhFT4XBKQmkw8.png?scale-down-to=1024 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By bringing an unprecedented level of speed, accuracy, and transparency to insurance data exchange, Noyo Sync enables users to effortlessly transform legacy technology and adapt to changing consumer demands.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Benefits technology platforms using Noyo Sync will have access to Noyo\u2019s complete API solution for immediate, seamless data exchange to transform the way they trade benefits administration data with their partners. Carrier connections available through Noyo Sync include Ameritas, Angle Health, Beam Dental, Brella, Humana, Principal Financial Group, Sun Life U.S, and more.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"According to the American Medical Association, inaccurate health care claims are the cause of $17 billion dollars in waste annually and electronic claims have an average error rate of 19.3%. 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Founded by leaders in insurtech and API technology, Noyo is the connections gateway that enables modern, intelligent benefits experiences. Noyo\u2019s complete, integrated infrastructure solution connects health insurance carriers, benefits platforms, and a growing ecosystem of innovators through a new industry standard for fast, accurate, and secure real-time data exchange. 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The pace of activity in this space is proof that \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/post/ushering-in-the-age-of-connected-health-insurance\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"the age of connected insurance is here\"\n          })\n        }), \"\u2013we are on our way to a world where insurance information is readily available whenever people are making important health and financial decisions.\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Bringing that vision to life will require a sea change in how benefits data is handled. 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Benefits platforms that connect to Sync carriers get an unprecedented level of ease, speed, accuracy, and security to totally transform the way benefits are managed.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"publishedNoyoSync In Post Final\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Over the past two years, we have worked closely with leading insurance carriers to build technology that transcends the technical limitations of \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/post/why-edi-doesnt-scale-in-the-age-of-connected-insurance\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"legacy systems\"\n          })\n        }), \", unlocking an entirely new set of possibilities for data exchange. We can eliminate manual operations work, radically reduce integration and activation timelines, prevent coverage-impacting issues, and leverage the power of big data for business insights.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"What does it feel like to connect to a Noyo Sync carrier?\"\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Developer-friendly APIs designed for quick integration\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Streamlined member transactions and lightning-fast installation and enrollment get members covered in days, not weeks\\xa0\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Transparency into the status of every transaction through an easy-to-use dashboard, powered by Noyo\u2019s proprietary round-trip confirmation and auditing capabilities\\xa0\\xa0\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/t(\"p\", {\n            children: [\"Easier, faster issue identification and resolution through the \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/post/introducing-noyo-reconciliation-tool-for-benefits-administration\",\n              openInNewTab: !1,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"Reconciliation tool\"\n              })\n            }), \" and dedicated Noyo resources\"]\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Built-in data security and compliance with rapid, continuous upgrades\\xa0\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"APIs that let you build exciting Noyo-powered experiences into your own product\\xa0\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Most importantly, Noyo\u2019s APIs enable a new level of customer experience innovation. 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They also have the added challenge of ensuring that Noyo\u2019s APIs can plug into any system or stack, so all of our partners have a path toward digital transformation.\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo Software engineer \", /*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/in/tony-wahl-03a19867/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Tony Wahl\"\n          })\n        }), \" gives us an inside look at how his team is building a bridge to a more modern, connected future for insurance, and he also shares his path to Noyo.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Tony, tell us about your role.\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I\u2019m a software engineer, and my team is focused on setting up and expanding integrations with our insurance carrier partners. 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When we can anticipate patterns like this, it allows us to write more reusable code, which makes maintenance and future integrations smoother.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What excites you most about engineering at Noyo?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I love that in my role, I feel like I always get to work on the right thing at the right time, whether it be a feature request from a valued client or refactoring code to be more scalable and maintainable. My team is focused on implementing large-scale integrations with leading insurance carriers, as well as thinking through new ways to improve those connections. There\u2019s a lot of competing priorities, and I appreciate that our team thinks critically about how we invest our time, so we\u2019re able to adapt without it feeling overwhelming or chaotic.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"When you think about the future of health insurance, what do you see?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The future of health insurance probably looks a lot like what domain experts would build today, if they could start from scratch with modern software architecture. The tricky part is that you can\u2019t start from scratch while millions of lives are depending on a service every day, which is why Noyo is helping bridge the gap between old and new. Once insurance data is flowing through secure, intuitive, and performant APIs, it unlocks innovation in the space that, otherwise, hasn\u2019t been possible.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We\u2019re already seeing this happen with many of our insurance carrier partners. We see the value of APIs continue downstream to their distribution partners, who can now build new, exciting experiences for consumers. As more of the industry adopts modern infrastructure, it acts as a catalyst so that interacting with insurance can eventually feel as easy as shopping online.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What did your path to Noyo look like?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I got my CS degree from the University of Michigan (die-hard fan, Go Blue!) and moved to Oakland, CA after graduation. My college curriculum was primarily in C++, so in my first couple of jobs, I learned a lot about building web applications using technologies like AngularJS, React, PHP and Node.js.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I had been working as an Engineering Manager at a fintech startup when I was introduced to Noyo, so I was excited for the opportunity to tackle new problems and get back to regularly writing code. I didn\u2019t have any Python or health insurance knowledge when I started, but I\u2019ve found that my experience building APIs in a complex domain like finance has helped me transition smoothly.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What would you say are the top 3 reasons you joined Noyo?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"First, it\u2019s an innovative product. Even for someone without an insurance background, it\u2019s easy to see the value of increasing access to insurance data and also building tools that enable new possibilities with that data.\\xa0Second, we have a strong Engineering team, and a lot of exciting greenfield projects ahead. Noyo felt like a great place to grow. And then,\\xa0I'd say the people and company culture\u2014it's a lot of fun.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"How would you describe the culture at Noyo?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The main thing that stands out to me about the Noyo team is how supportive they are. Whether it\u2019s collaborating with another engineering team on new service architecture or learning about obscure insurance corner cases from one of our resident insurance experts, someone\u2019s got your back.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"If you could do someone else's job for a day, who would it be?\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"At Noyo, I\u2019d want to do \", /*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/in/brian-taylor-484085135/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Brian Taylor\u2019s\"\n          })\n        }), \" job for a day. He knows everything about the Operations team, and their work is what keeps our company running. It would also give me more insight into ways that Engineering could assist Ops to reduce friction and relieve pain points in their workflows.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Not at Noyo... I can\u2019t pick Brian Taylor again? Okay, fine. I\u2019ll go with Puppy Bowl referee.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Noyo is a remote-first team hiring anywhere in the United States. 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This can mean only one thing: Houston, we have a problem.\\xa0\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Why are we talking about this now?\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"In the last decade, scores of software solutions have emerged to provide a seamless consumer experience for HR, benefits administration, IT, and payroll management. Some of the market\u2019s best examples include \", /*#__PURE__*/e(r, {\n          href: \"https://www.rippling.com/?utm_medium=cpc&utm_source=google&utm_campaign=3Q_Google_Search_Alpha_Brand_US_6444679424&utm_term=rippling&utm_content=378522290625&gclid=CjwKCAiAlNf-BRB_EiwA2osbxVhbfC7HBCJmay4srB_3JLhzWg7OYqDBLSqfpHnqXNYLEsvihcBqfBoCINUQAvD_BwE\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Rippling\"\n          })\n        }), \", \", /*#__PURE__*/e(r, {\n          href: \"https://sanabenefits.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Sana\"\n          })\n        }), \", \", /*#__PURE__*/e(r, {\n          href: \"https://www.ease.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Ease\"\n          })\n        }), \", \", /*#__PURE__*/e(r, {\n          href: \"https://www.zenefits.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Zenefits\"\n          })\n        }), \", \", /*#__PURE__*/e(r, {\n          href: \"https://www.namely.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Namely\"\n          })\n        }), \", and \", /*#__PURE__*/e(r, {\n          href: \"https://gusto.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Gusto\"\n          })\n        }), \"\u2013 their software is beautiful, intuitive, and friendly. These solutions have really flipped the script, and now the consumer\u2019s relationship to their benefits and insurance lies with the front-end software selected by their employer.\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Traditionally, by the time a carrier\u2019s product has traveled through all the layers in the stack and reached the consumer, it has been chopped up, shuffled around, patched back together, and given a whole new identity. All of this laundering puts carriers at a real disadvantage when it comes to offering a streamlined, standardized, and pleasant shopping and enrollment experience. It can also drive the costs to acquire clients too far up to be sustainable.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The inconsistent connection between consumer and carrier can also affect the post-sale relationship and make key product insights more difficult to get. A carrier\u2019s ability to calculate lifetime value and implement a retention plan is also at risk; it\u2019s hard to figure out how to improve the customer experience and offer new products when interactions are so disconnected and process-laden.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Figuring out how to talk to the consumer across many different platforms isn\u2019t the only challenge for carriers in the modern world. There are a couple of recent trends that have only increased the complexity of reaching consumers in a consistent way:\\xa0\"\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Decision-makers in HR departments are changing roles and companies a lot more frequently (generally every 2-3 years*). These decision-makers not only have the power to change plans, but also brokers and software solutions.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Employees are switching jobs at a record pace, so they\u2019re experiencing many different plans and software solutions over time.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"New competitors and distribution channels are constantly emerging\u2013traditional models of insurance are being re-thought.\"\n          })\n        }), /*#__PURE__*/e(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: /*#__PURE__*/e(\"p\", {\n            children: \"Benefit brokerage mergers and acquisitions are accelerating (there were 600+ brokerage M&As in 2019**).\"\n          })\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"These days, the only constant is change, so how can carriers become agile enough to reach the end consumer and provide a great experience, no matter the context? The answer goes to the core of many of the industry\u2019s problems: interoperability.\\xa0\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The hidden piece of the puzzle\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Many of the complexities outlined here are difficult for carriers to navigate because of old, outdated methods of data exchange between layers of the stack. Examples include EDI 834 files (invented in 1991), paper forms, and clunky portals with heavy human administration. There\u2019s a popular narrative in the insurance industry \u2013\u201Cwe\u2019re integrated\u201D\u2013 but this phrase can be misleading. Behind the scenes of the \u201Cintegration,\u201D manual work is being shifted around between different players in what is essentially a game of high-stakes, operationally burdensome hot potato. This topic comes up in almost every conversation I\u2019m in; there are certainly optical wins to being \u201Cintegrated,\u201D but more often than not, real business gains are diluted before getting to market because of high operation and maintenance costs.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"To be clear, EDI works. But so does riding a tricycle across the country without a GPS. You\u2019ll get to your destination eventually, but at what cost? Tricycles are not the future of transportation.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Moving off of legacy technology would unlock innovation all across the industry. For example, what if customers could set up custom payment plans, turn coverage off and on as needed, or get predictions for the right coverage based on life events? What if carriers had granular control over how their products were presented, and the quoting and enrollment process could be reduced to a few clicks? Imagine the possibilities for connecting with customers, resolving issues, and designing new products if data exchange were fast, clean, and on-demand.\\xa0\\xa0\\xa0\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"So where do we go from here?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Reforming old systems is much more than a \u2018build vs. buy\u2019 conversation, but unfortunately I hear this framing pretty often. The challenge of modernizing outdated systems does not have an overnight solution. Instead, it requires carriers to thoughtfully deploy technology that\u2019s specifically designed to adapt to future trends and can scale quickly to serve the modern consumer journey.\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"APIs, or \", /*#__PURE__*/e(r, {\n          href: \"https://blog.postman.com/intro-to-apis-what-is-an-api/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"application programming interfaces\"\n          })\n        }), \", present an obvious way forward when it comes to interoperability. But it\u2019s not as simple as building a few APIs in-house. Instead, carriers must appreciate the holistic problem they\u2019re trying to solve\u2013modernizing their distribution strategy\u2013and recognize that building or buying a handful APIs will not be enough. That\u2019s what makes Noyo\u2019s API-powered platform for data exchange so special: we provide a comprehensive interoperability solution that will grow and evolve along with carriers\u2019 needs and prepare them for anything the market demands.\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"API-powered data exchange through Noyo is a carrier\u2019s best bet to win the consumer experience. Data is piped directly to benefits administration platforms, enabling timely coverage with fewer errors and more transparency for platforms, brokers, and customers. Front-end software solutions that receive data through APIs have the fuel they need to develop new and exciting experiences that bring more clarity and consistency to the benefits process. APIs also allow for built-in business logic and validations, giving carriers more control over how products are quoted and installed.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We all know that consumers will continue to seek out the best experiences\u2013and that software solutions will continue to deliver them\u2013so carriers need to set themselves up as \u2018plug and play\u2019 members of the ecosystem. Whenever a platform needs to surface information to a customer, the carrier should be able to provide the relevant data quickly and easily. Noyo\u2019s solution enables this while allowing carriers to gain incredible insights across partnerships and channels.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Not to mention, if a carrier and a platform are exchanging data through Noyo, they are truly (actually, really) \u201Cintegrated.\u201D\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Carriers need to ask themselves: do I want a short-term win that looks good on paper, or do I want an infrastructure strategy that changes my business for the better? It\u2019s clear now more than ever\u2013carriers who move quickly and adapt to the needs of the consumer will win.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"As it stands today, there are some forward-thinking carriers who have made a real commitment to the consumer experience:\\xa0 \", /*#__PURE__*/e(r, {\n          href: \"https://beam.dental/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Beam Dental\"\n          })\n        }), \", \", /*#__PURE__*/e(r, {\n          href: \"https://www.humana.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Humana\"\n          })\n        }), \", \", /*#__PURE__*/e(r, {\n          href: \"https://www.ameritas.com/employee-benefits/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Ameritas\"\n          })\n        }), \", \", /*#__PURE__*/e(r, {\n          href: \"https://www.principal.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Principal\"\n          })\n        }), \", \", /*#__PURE__*/e(r, {\n          href: \"https://www.sunlife.com/us\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Sun Life\"\n          })\n        }), \" and \", /*#__PURE__*/e(r, {\n          href: \"https://www.guardianlife.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Guardian\"\n          })\n        }), \" are a few of them. They have come to the table and are demonstrating that they want to embrace technology in order to serve their customers. This takes a particular mindset that can be hard to come by in our industry, but that I believe can be adopted by anyone. If you\u2019re ready to start building a new strategy for interoperability, please \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/get-started/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"reach out\"\n          })\n        }), \" to me; let\u2019s chat.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I\u2019ll leave you with the immortal words of hockey legend Wayne Gretzky: \u201CSkate to where the puck is going, not where it has been.\u201D\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"By: \", /*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/in/timcerimele/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Tim Cerimele\"\n          })\n        })]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"* \", /*#__PURE__*/e(r, {\n          href: \"https://cdn2.hubspot.net/hubfs/228948/2019%20HR%20Careers%20Report.pdf\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"2019 HR Careers Report\"\n          })\n        }), \" from Namely.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"**\", /*#__PURE__*/e(r, {\n          href: \"https://www.insurancejournal.com/news/international/2020/07/16/575693.htm\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \" \u201CInsurance Agency and Brokerage M&A Trends to Watch Amid the COVID-19 Pandemic,\u201D\"\n          })\n        }), \" by Thomas Trullinger for \", /*#__PURE__*/e(\"em\", {\n          children: \"Insurance Journal\"\n        }), \".\\xa0\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"hMbgeDHcl\",\n    [d]: \"It\u2019s a pivotal moment for insurtech - that's why Eddie Choi joined Noyo\",\n    [c]: \"inside-our-growth-team-eddie-choi\",\n    [h]: \"2020-11-25T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/VeVq5TaJU9ZhDS07QWLyl5Jym4.png\",\n      srcSet: \"https://framerusercontent.com/images/VeVq5TaJU9ZhDS07QWLyl5Jym4.png?scale-down-to=512 512w, https://framerusercontent.com/images/VeVq5TaJU9ZhDS07QWLyl5Jym4.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/VeVq5TaJU9ZhDS07QWLyl5Jym4.png 1440w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Noyo's Head of Solutions Eddie Choi shares why now is the time to deliver better product experiences through API integrations.\",\n    [g]: \"Industry, Team\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"Noyo partners with the most innovative companies in the insurtech space, unlocking the power of API-driven data exchange and enabling an entirely new world of benefits experiences. At the center of these partnerships is \", /*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/in/eddiechoi79/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Eddie Choi\"\n          })\n        }), \", director of solutions architecture at Noyo. He is intently focused on the needs of a rapidly changing industry.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Eddie has over 17 years of experience on the benefits technology side, having worked with companies like Businessolver, Bswift, and ADP to name a few. We picked Eddie\u2019s brain about where the wave of innovation in insurance is headed, and ultimately, why he joined Noyo.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Eddie, tell us about your role at Noyo. What's an exciting, challenging problem you're solving?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"My role is essentially to look at the key challenges that bentech and insurtech companies are facing and explore how Noyo can provide modern, technical solutions. The industry is turning a corner with API integrations, and Noyo is bringing forth both industry and domain expertise. If we can click a button to purchase an item and have it delivered in 2-days, why does it still take a week to add coverage to benefits?\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The time is now to deliver a better product experience, which is why I\u2019m focused on helping companies chart a path forward, no matter where they are in terms of digital transformation.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What did your path to Noyo look like?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I have 17 years of experience wearing many hats at several BenAdmin organizations. One common theme is that I like to run towards the fire, not away from it. So naturally, I\u2019m drawn to fixing and optimizing complex integrations from all angles: product, operations, and strategy. I\u2019m most excited about applying the lessons I\u2019ve learned throughout my career to be bold and help Noyo\u2019s partners find the best approach for the present and future.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Throughout your years in insurtech, what are some of the biggest changes that have taken place? What do you think is the next generational shift?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Looking back, I guess I\u2019ve seen a lot of change. I remember moving from ASP to ASP.NET was a pretty big deal. There was also the HIPAA 5010 conversions, and of course, the ACA almost fundamentally changing how every BenAdmin company operates.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"One of the next big leaps for the industry is interoperability--how systems better interact with each other in a timely, efficient, and secure way. It comes down to identifying the system of record, eliminating duplicate administration, and connecting platforms with modern application protocols. We really do need to call for an EDI retirement party!\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"It\u2019s also possible we could see the US Department of Health and Human Services mandate a standard API for exchanging HIPAA information similar to how CMS has mandated the FHIR API for electronic medical records.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"When you think about the future of health insurance, how do you see the product experience evolving?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"If I could wave a magic wand, I would love to see an enrollment platform operate like an app store. I imagine you can read reviews, click to buy, and the apps are integrated with insurance carriers and payroll in real time. Pricing models could be more dynamic so enrollment in certain products might be an annual subscription, others can \u201Cpay as you go\u201D, and still others could \u201Cpay per use\u201D depending on specific needs.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"As someone who has spent a lot of time evaluating tech solutions, what makes you most excited about Noyo?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"I think of modern technology companies as those that are aiming to accomplish a couple of objectives. First, they\u2019re developing new technologies to help the end user make more informed decisions. So if you\u2019re buying a home, for example, the best solution brings all of the data you need to make that decision (schools, price trends, tax records, etc.) into one easily accessible place. Secondly, modern tech companies are looking to remove friction from tasks and events; it\u2019s not just about access to data but how you interact with that data and exchange information with all of the parties involved.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This is what excites me about Noyo\u2019s solutions. We\u2019re delivering a modern, seamless connection between BenAdmins and insurance carriers. With Noyo, BenAdmins can leverage the power of best-in-class APIs, meaning they have better access to the data they need, and they have the tools to create the best benefits experience possible. Second, Noyo removes a lot of friction, making the experience better for the benefits platform but also for their partners. They get advanced connections with the most innovative carriers in the industry right out of the box. They would otherwise have to invest in custom integrations with each partner individually.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The reality is most companies in the insurance space don't want to shift focus and become API companies, but they can all benefit from APIs, which is why Noyo has such a compelling solution from my view.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Last question: what\u2019s your favorite Noyo slack channel?\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Definitely #pets-of-Noyo! I love seeing everyone\u2019s fur-kids as well as occasional guest appearances on zoom calls. The fun is ever abundant, from \", /*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/in/johnzoshak/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"John Zoshak\u2019s\"\n          })\n        }), \" greyhound named Raincrow Everqueen, to \", /*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/in/nicole-shelby/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Nicole Shelby\u2019s\"\n          })\n        }), \" dog rocking a very fashionable rain coat. The #watercooler channel is a close second for me with a heavy dose of language arts and random animal posts. It gets more interesting every day.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"em\", {\n          children: \"Noyo is building modern, API infrastructure that's powering fast, accurate data exchange between benefits platforms and insurance carriers. \"\n        }), /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/contact\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Reach out to our team \"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \"to learn more about our solutions.\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"yj18jhU6X\",\n    [d]: \"Why EDI doesn't scale in the age of connected insurance\",\n    [c]: \"why-edi-doesnt-scale-in-the-age-of-connected-insurance\",\n    [h]: \"2020-11-05T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/MtAczJRXSpvpCDFQVItaRsS7X2A.png\",\n      srcSet: \"https://framerusercontent.com/images/MtAczJRXSpvpCDFQVItaRsS7X2A.png?scale-down-to=512 512w, https://framerusercontent.com/images/MtAczJRXSpvpCDFQVItaRsS7X2A.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/MtAczJRXSpvpCDFQVItaRsS7X2A.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/MtAczJRXSpvpCDFQVItaRsS7X2A.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Consumers expect the same speed and access they experience when connecting a bank account... operations teams that manage insurance data need real-time insights and hands-off ways to ensure accuracy.\",\n    [g]: \"Industry, Guides\",\n    [y]: null,\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"aUIfSujrM\",\n    [d]: \"Sun Life partners with Noyo to expand data connectivity to leading HR benefits administration platforms\",\n    [c]: \"sunlife-partners-with-noyo\",\n    [h]: \"2020-11-02T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png\",\n      srcSet: \"https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=512 512w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Sun Life announces partnership with Noyo to expand data connectivity to leading HR benefits administration platforms.\",\n    [g]: \"Partners\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"WELLESLEY, Mass.\\xa0and\\xa0SAN FRANCISCO,\\xa0Nov. 2, 2020\\xa0/\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"http://www.prnewswire.com/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"PRNewswire\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"/ --\\xa0Sun Life has partnered with Noyo, a leading API (application programming interface) platform for improving the speed and accuracy of health insurance data exchange. Building on its digital strategy, Sun Life will leverage Noyo\\'s digital infrastructure to offer a broad portfolio of group, voluntary, and supplemental health benefits and services to some of the industry\\'s top HR benefits platforms.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Sun Life\\'s digital and connectivity strategy is focused on streamlining the client experience and making it easier for employers to access and interact with Sun Life\\'s suite of benefits.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\\\"We understand that employers continue to seek out digital solutions that make their day-to-day work easier and more efficient,\\\\\" said\\xa0David Healy, senior vice president, Group Benefits, Sun Life U.S. \\\\\"Working with Noyo gives us the opportunity to build relationships that allow broader connectivity with employers, and we\\'re excited to explore how these connections will improve our clients\\' digital experience with Sun Life benefits.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo provides the API-powered infrastructure to create secure data pathways connecting key HR and benefits administration solutions to Sun Life, simplifying and streamlining insurance processes with digital benefits platform partners. The collaborative work to establish connections with leading HR platforms is already underway.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\\\"We\\'re thrilled to partner with Sun Life to activate seamless, modern connections with leading HR systems,\\\\\" said\\xa0Shannon Goggin, CEO and co-founder of Noyo. \\\\\"Together, we can deliver amazing experiences for everyone who benefits from Sun Life\\'s portfolio of insurance products.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Sun Life\\\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Sun Life is a leading international financial services organization providing insurance, wealth and asset management solutions to individual and corporate Clients. Sun Life has operations in a number of markets worldwide, including\\xa0Canada,\\xa0the United States, the\\xa0United Kingdom,\\xa0Ireland,\\xa0Hong Kong,\\xa0the Philippines,\\xa0Japan,\\xa0Indonesia,\\xa0India,\\xa0China,\\xa0Australia,\\xa0Singapore,\\xa0Vietnam,\\xa0Malaysia\\xa0and\\xa0Bermuda. As of\\xa0June 30, 2020, Sun Life had total assets under management of\\xa0C$1,122 billion. For more information, please visit\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://c212.net/c/link/?t=0&l=en&o=2969402-1&h=2715571087&u=http%3A%2F%2Fwww.sunlife.com%2F&a=www.sunlife.com\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"www.sunlife.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Sun Life Financial Inc. trades on the\\xa0Toronto\\xa0(TSX),\\xa0New York\\xa0(NYSE) and Philippine (PSE) stock exchanges under the ticker symbol SLF.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In\\xa0the United States, Sun Life is one of the largest group benefits providers, serving more than 60,000 employers in small, medium and large workplaces across the country. Sun Life\\'s broad portfolio of insurance products and services in the U.S. includes disability, absence management, life, dental, vision, voluntary and medical stop-loss. Sun Life and its affiliates in asset management businesses in the U.S. employ approximately 5,500 people. Group insurance policies are issued by Sun Life Assurance Company of\\xa0Canada\\xa0(Wellesley Hills, Mass.), except in\\xa0New York, where policies are issued by Sun Life and Health Insurance Company (U.S.) (Lansing, Mich.). For more information, please visit\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://c212.net/c/link/?t=0&l=en&o=2969402-1&h=3500814401&u=http%3A%2F%2Fwww.sunlife.com%2Fus&a=www.sunlife.com%2Fus\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"www.sunlife.com/us\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Noyo\\\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Noyo is the leading digital infrastructure platform for the health insurance industry. Noyo\\'s mission is to build a world where people feel protected by their health insurance benefits. This starts with faster and more accurate data exchange between health insurance carriers and benefits software, which drastically reduces errors and improves the consumer experience. Noyo\\'s powerful, secure API platform connects with, and can be customized to, both legacy systems and newer models of distribution industry wide.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo combines technical excellence with insurance domain expertise to unlock creative solutions for the rapidly changing insurance industry. Its team brings together early builders from innovative insurtech companies Zenefits and Beam Dental, API experts from companies like Earnest and Lob, and people who are passionate about solving the hardest problems in health insurance. To learn more about Noyo\\'s industry leading APIs and carrier network, visit\\xa0\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://c212.net/c/link/?t=0&l=en&o=2969402-1&h=2460117954&u=http%3A%2F%2Fwww.noyo.com%2F&a=www.noyo.com\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"}],\"value\":\"www.noyo.com\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"J6CYO7q4H\",\n    [d]: \"Startups Unpacked #1: How to get your first investment check without asking for it\",\n    [c]: \"startups-unpacked-how-to-get-your-first-investment-check-without-asking\",\n    [h]: \"2020-10-08T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png\",\n      srcSet: \"https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=512 512w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/lnUDiISI1iiv635ZEIiXFK9wfI.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"In this episode of Startups Unpacked, Noyo CEO Shannon Goggin sits down with host Daniel Hightower to talk about the importance of relationships in the startup process.\",\n    [g]: \"Podcasts\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In episode 1 of Startups Unpacked, host Dan Hightower welcomes Shannon Goggin, co-founder and CEO of Noyo \u2013 an API platform company that builds modern infrastructure for modern healthcare systems to make them more efficient, affordable, and transparent.\\\\n\\\\nAs Shannon tells the story behind Noyo, she shares how she identified the industry need that drove her company\u2019s vision. Highlighting the virtues of clear communication and relational networking, she offers valuable business and fundraising advice throughout the interview.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Startups Unpacked:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"A weekly podcast with fresh takes from venture-backed startup founders who are building great products with host Dan Hightower of Sapien Ventures.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://productmarketmisfits.com/podcast/noyo/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Listen to the podcast >\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"xmDbhK7o7\",\n    [d]: \"Tech Crunch: Noyo raises $12.5M Series A to keep building its health insurance API business\",\n    [c]: \"tech-crunch-noyo-raises-series-a-to-build-its-health-insurance-api\",\n    [h]: \"2020-09-28T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png\",\n      srcSet: \"https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=512 512w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/ZCbF1V0AqFqN7EL2x0u9WZp3Xtw.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Noyo, a startup that provides APIs that link players in the health insurance space, announced that it has closed a $12.5 million Series A round of funding. \",\n    [g]: \"Features\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\\\"A good question to ask startups that don\u2019t run their cash accounts near zero before raising new funds is why they raised now,\\\\\" writes TechCrunch\\'s Alex Wilhelm in his article on our Series A round of funding. \\\\\"In Noyo\u2019s case, I was curious what was the catalyzing factor for it to go out and raise more capital.\\\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Read the full profile on TechCrunch and how this round of funding will help Noyo  continue to grow with laser focus, without the staffing constraint. Plus, why the Series A funding is validation of the relevancy of APIs for healthcare and insurance industries amidst a time of rapid acceleration and change.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About TechCrunch:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Since 2005, TechCrunch online magazine has been bringing top-notch reporting on the business of technology, startups, venture capital funding, and Silicon Valley. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://techcrunch.com/2020/09/28/noyo-raises-12-5m-series-a-to-keep-building-its-health-insurance-api-business/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Read the article >\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-6\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"sfU7maNQY\",\n    [d]: \"Inside Ops: The lifeline between Noyo and our customers\",\n    [c]: \"inside-noyo-operations-team-bridget-simpson\",\n    [h]: \"2020-09-25T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/v7oWWk6jSENavWbr557GQmh7FI.png\",\n      srcSet: \"https://framerusercontent.com/images/v7oWWk6jSENavWbr557GQmh7FI.png?scale-down-to=512 512w, https://framerusercontent.com/images/v7oWWk6jSENavWbr557GQmh7FI.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/v7oWWk6jSENavWbr557GQmh7FI.png 1440w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"How trying something completely new led to working with some of the most exciting companies in insurtech.\",\n    [g]: \"Team\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.noyo.com/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" is building the API infrastructure to bring health insurance into the modern era, and we work with some of the most innovative, forward-thinking companies in our space. \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.linkedin.com/in/bridget-simpson-8b900b96/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Bridget Simpson\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" is an \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://jobs.lever.co/gonoyo/5e15cbe2-ff66-4307-85f7-7a582db3d6f8\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Operations Analyst\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" at Noyo, acting as a direct link between Noyo\u2019s platform and our customers.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"When we onboard new customers, beta test new products, or help customers navigate major business challenges, our ops team builds those relationships, ensuring the best possible product experience. Bridget tells us about her role and how she found Noyo.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Bridget, what\\'s an exciting or challenging problem you\\'re working on?\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\u200D\\\\n\u200D\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Currently, my team and I are working to scale our day-to-day processes so we can maintain support as more and more data flows through \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://docs.noyoconnect.com/#noyo-fulfillment-api\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Noyo\u2019s APIs\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". No two days are the same. We\u2019re identifying and resolving errors, testing products, and communicating directly with our partners.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"A big focus for us is we don\u2019t just want to resolve errors as they occur--we want to figure out what went wrong and make sure the pattern doesn\u2019t happen again. It takes a lot of critical thinking to assess and address these issues while also figuring out how to use the insights to improve our products.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What\u2019s your favorite part about the role?\\\\n\u200D\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I love how hands-on it is. I can see the results of my work in real-time, whether that\u2019s onboarding new employer groups onto our system so they can quickly get the insurance coverage they need or working with a benefits platform to make sure employees are enrolled in the correct coverage. It\u2019s gratifying to know the impact I\u2019m having day-to-day.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"What did your path before Noyo look like?\\\\n\u200D\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"My path to Noyo was unconventional. After studying English in college, I taught middle school before earning my Master\u2019s in Theology at the University of Oxford. Returning from England, I knew I wanted to try something new. Noyo, a health insurance tech start-up, is different from anything I\u2019ve ever done before.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"How did you discover operations and transition into something completely new?\\\\n\u200D\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I first heard about operations, and Noyo, from another member of the operations team. He\u2019s an old friend, and he gave me a call when Noyo started hiring.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I was tentative to apply at first, I didn\u2019t really know what an operations analyst did! I gained a deeper understanding of the role when I completed the take-home assignment Noyo developed as part of the interview process. I enjoyed the task and felt confident in my ability to tackle similar challenges. That\u2019s when I really felt operations would be a great fit for me.\\xa0\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"So what drew you to Noyo?\\\\n\u200D\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"I first became interested because, like many people, I\u2019d like the American healthcare experience to improve. As I learned more about how Noyo was having an impact, I got more excited--Noyo offers a modern solution to a pervasive pain point: slow, outdated, error-prone connections between all the systems that touch health insurance.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Finally, it was my interviews with founders \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.linkedin.com/in/shannongoggin/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Shannon Goggin\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" and \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.linkedin.com/in/dennisblee/\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Dennis Lee\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" that really sealed the deal. They are innovative and intentional regarding both the product and the company culture, and I really enjoy working with them.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Last question: if your team had a mascot, what would it be?\\\\n\u200D\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-3\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Taylor Swift. So far all the Ops members are big fans, even though our favorite songs vary greatly. (I\u2019m team Blank Space).\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"From engineering to sales, \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://jobs.lever.co/gonoyo\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Noyo is hiring\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\" across all business functions. We\\'re a distributed team hiring anywhere in the United States with offices in San Francisco,\\xa0CA and Raleigh, NC. Come help us fundamentally change an industry that impacts millions of lives.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"Ymo_PrS_Z\",\n    [d]: \"How do insurance carriers upgrade legacy tech without sacrificing growth?\",\n    [c]: \"insurance-carriers-upgrade-legacy-tech-grow-business\",\n    [h]: \"2020-09-25T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/VKVb3MTeffznKxyZqvT3Ien1Sk.png\",\n      srcSet: \"https://framerusercontent.com/images/VKVb3MTeffznKxyZqvT3Ien1Sk.png?scale-down-to=512 512w, https://framerusercontent.com/images/VKVb3MTeffznKxyZqvT3Ien1Sk.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/VKVb3MTeffznKxyZqvT3Ien1Sk.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/VKVb3MTeffznKxyZqvT3Ien1Sk.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"How do insurance carriers upgrade their internal legacy systems without sacrificing future growth? The primary answer lies in the investment of API solutions that provide multiple connections, improved speed and accuracy, and unprecedented scalability.\",\n    [g]: \"Industry, Guides\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"Today, there are more digital distribution opportunities across the benefits ecosystem than ever (\", /*#__PURE__*/e(r, {\n          href: \"https://info.noyo.com/noyo-benefits-and-insurance-technology-map\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"see our market map\"\n          })\n        }), \"). When we talk to insurance companies, they describe a self-reinforcing cycle: growing today requires investing in legacy standards like EDI, which furthers the dependence on costly, manual processes. This technical debt accumulates making it increasingly harder to adapt to a changing landscape and capture new opportunity.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"We\u2019ll explore this dilemma and \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/transform/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"how carriers can accelerate growth\"\n          })\n        }), \" without having to tear down their existing systems or invest in short-sighted solutions.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"Building on legacy systems is a compounding problem\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Upgrading data connections with benefits software partners usually means building one-off, custom integrations that either attempt to bolt APIs on to file feeds and other manual systems or rebuild new infrastructure from the ground up. This is incredibly resource intensive which is why many carriers opt to double-down on legacy technologies. While this solves short-term needs, it creates major obstacles for future growth. Here's why:\"\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Point-to-point integrations don\u2019t scale\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"\u200D\"\n        }), \"It\u2019s expensive and time-consuming to build bespoke connections with each benefits software partner. This often means pulling engineering and operations teams away from high-value projects and dedicating valuable resources to plan integrations that require constant maintenance and upkeep. Most insurance companies would prefer to focus on the member experience, not complex IT infrastructure that requires niche software expertise.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Members and technology partners get stuck with a poor experience\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"\u200D\"\n        }), \"Requiring partners to build into messy, error-prone systems increases the operational burden for everyone. The relationship suffers under a siege of long build times, high maintenance costs, frequent outages, security risks, and difficulty resolving issues. When these problems result in delayed or disrupted coverage for members, retention suffers too.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"It\u2019s short term gain for long term pain\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"\u200D\"\n        }), \"Carriers need \", /*#__PURE__*/e(\"em\", {\n          children: \"better\"\n        }), \" connections\u2013not just more connections\u2013to keep pace with digital distribution. Creating more \u201Cintegrations\u201D that rely on outdated tech (file feeds, portals, pdf and paper-based systems) only increases the amount of internal migration work needed to eventually upgrade these systems. As the world of connected insurance rapidly evolves, technical debt is your worst enemy.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"APIs enable transformation at scale\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"APIs provide a standardized way for two applications to exchange information, and that data can be instantly synced across any connected system. Virtually any codebase capable of HTTP requests can access APIs, making them ideal for scaling connections between fragmented platforms.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"You don\u2019t have to look far to see how APIs have transformed entire industries. One can argue fintech didn\u2019t become \u201Cfintech\u201D until companies like Plaid and Stripe introduced the API infrastructure that enabled an entirely new ecosystem of ecommerce and financial apps. This \", /*#__PURE__*/e(r, {\n          href: \"https://news.crunchbase.com/news/noyo-wants-to-become-the-api-layer-for-health-insurance/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Crunchbase article\"\n          })\n        }), \" explains how the same trend is happening across insurtech.\"]\n      }), /*#__PURE__*/e(\"h3\", {\n        children: \"So, why APIs for insurance? \u200D\"\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"Speed of initial setup and ongoing transactions.\"\n            })\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"Process transactions and install new policies programmatically without relying on error-prone methods that take days to sync. Customers who are used to waiting weeks to confirm coverage can see their enrollments (and their member id) within seconds.\"\n          }), /*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"\u200D\"\n            })\n          })]\n        }), /*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"Improved accuracy, transparency, and security.\"\n            })\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"Build in upfront data validation, business rule logic, and have granular insights into the status of transactions. Enable more comprehensive, nuanced security controls.\"\n          }), /*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"\u200D\"\n            })\n          })]\n        }), /*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"A scalable middle layer.\"\n            })\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"Connect new partners using a modern digital standard without building deep integrations into the existing tech stack. Update legacy tech behind-the-scenes without disrupting existing connections.\"\n          })]\n        })]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"You can have APIs and your roadmap too\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Upgrading internal systems and developing a robust suite of APIs is a multi-million dollar investment that can take years to complete. This is a time when insurance companies face a rapidly evolving market and need to move quickly to capitalize on new technology partnerships.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo has built flexible\", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/platform-solution\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \" API infrastructure\"\n          })\n        }), \" so carriers can offer modern, digital experiences no matter the technology they rely on today. Noyo acts as a one-to-many, middle-layer between insurance companies and their external partners, powering seamless data exchange across each step of policy administration. With a scalable API-layer in place, carriers can safely transform their systems behind-the-scenes while growing and scaling connections simultaneously. Digital transformation doesn't have to come at the expense of growth.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"This is why carriers like \", /*#__PURE__*/e(r, {\n          href: \"https://www.humana.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Humana\"\n          })\n        }), \", \", /*#__PURE__*/e(r, {\n          href: \"https://www.ameritas.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Ameritas\"\n          })\n        }), \", Guardian, and \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/customer-stories/beam-and-noyo-putting-technology-first\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Beam Dental\"\n          })\n        }), \" chose to partner with Noyo:\"]\n      }), /*#__PURE__*/t(\"ul\", {\n        children: [/*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"Flexible and scalable.\"\n            })\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"Noyo provides modern infrastructure that flexibly integrates with any enterprise system (no APIs required). Setting up new platform connections is also lightning fast: turn on a new benefits partner in 2-3 weeks.\"\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"\u200D\"\n          })]\n        }), /*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"Fast, accurate data transfer\"\n            })\n          }), /*#__PURE__*/t(\"p\", {\n            children: [\"Legacy systems burden ops teams with errors and slow, manual processes. Noyo unlocks real-time data exchange along with embedded features to proactively validate and audit data, elevating discrepancies before they impact customers. Our partners have spent \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/library/beam-and-noyo-putting-technology-first\",\n              openInNewTab: !1,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"50% less time addressing errors with Noyo\"\n              })\n            }), \".\"]\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"\u200D\"\n          })]\n        }), /*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"Transparency and control.\"\n            })\n          }), /*#__PURE__*/t(\"p\", {\n            children: [\"Ops teams need insight into the status and volume of transactions for a given channel. Noyo delivers \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/blog/introducing-noyo-reconciliation-tool-for-benefits-administration\",\n              openInNewTab: !1,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"custom features\"\n              })\n            }), \" that automatically confirm transactions are completed as intended, as well as tools for understanding the status of each request. You have the real-time insights your team needs to offer the best member experience possible.\"]\n          }), /*#__PURE__*/e(\"p\", {\n            children: \"\u200D\"\n          })]\n        }), /*#__PURE__*/t(\"li\", {\n          \"data-preset-tag\": \"p\",\n          children: [/*#__PURE__*/e(\"p\", {\n            children: /*#__PURE__*/e(\"strong\", {\n              children: \"A complete solution from the start.\"\n            })\n          }), /*#__PURE__*/t(\"p\", {\n            children: [\"Technology partners want APIs that cover each business case. Noyo is a comprehensive solution for benefits administration, from installation to renewal. \", /*#__PURE__*/e(r, {\n              href: \"https://www.noyo.com/noyo-360/\",\n              openInNewTab: !1,\n              smoothScroll: !1,\n              children: /*#__PURE__*/e(\"a\", {\n                children: \"See how Noyo covers each step of policy administration\"\n              })\n            }), \".\"]\n          })]\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Benefits software platforms want to partner with insurance companies that make processes easier, faster, and more transparent. Get to market with API infrastructure that accelerates your business and your roadmap.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/contact\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Reach out to our team\"\n          })\n        }), \" to learn more about Noyo\u2019s solutions.\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"V1mRvVkq5\",\n    [d]: \"Why APIs are the infrastructure solution for modern insurance carriers\",\n    [c]: \"why-apis-solution-for-benefits-administration-insurance-carriers\",\n    [h]: \"2020-09-18T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/jCYf1CGkrxOMrqkYNcIvqX9s.png\",\n      srcSet: \"https://framerusercontent.com/images/jCYf1CGkrxOMrqkYNcIvqX9s.png?scale-down-to=512 512w, https://framerusercontent.com/images/jCYf1CGkrxOMrqkYNcIvqX9s.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/jCYf1CGkrxOMrqkYNcIvqX9s.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/jCYf1CGkrxOMrqkYNcIvqX9s.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"We lose more than $900 billion a year to waste in healthcare. Our leadership team examines how APIs are powering a new age of connected insurance experiences.\",\n    [g]: \"Industry, Guides\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/t(\"p\", {\n        children: [\"At \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo,\"\n          })\n        }), \" we believe APIs are best poised to deliver the future of health insurance, which is why we\u2019ve built the first end-to-end solution connecting insurance carriers and benefits platforms. But why APIs? We asked our CEO, COO, and VP of Engineering to explore this exact question.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"If digital transformation is on your mind, we promise you'll enjoy the conversation.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The opportunity\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/in/shannongoggin/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Shannon Goggin\"\n          })\n        }), \", Co-Founder & CEO, Noyo\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"Shannon, what's happening in the insurance industry that's motivating carriers to think differently about distribution?\"\n        }), \"\u200D\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Software is upending the way people are purchasing and engaging with their health insurance. Today, some of these new software models are online brokers, others make HR and payroll software sold directly to employers, and others assist traditional brokerages. In the future, we expect insurance data to become even more accessible to developers, leading to a new ecosystem of consumer and business applications.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We\u2019ve already seen this happen in \u201Cfintech\u201D, and the pace of change is rapidly accelerating in our space. This is driving new imperatives, and opportunities, for insurance companies, forcing them to adapt or risk being left behind.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"When there\u2019s risks, there\u2019s often rewards. How should carriers think about adapting their systems? What opportunities lie ahead?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Insurers that delay the technical investments needed to capitalize on digital distribution are already being swept by fast-moving, nimble competitors.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Carriers need modern infrastructure to expand and protect their business. This means secure, efficient, and developer-friendly ways to exchange data with software platforms, and APIs have proven to be the best solution.\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"A similar revolution has taken place in financial services, which is why \", /*#__PURE__*/e(r, {\n          href: \"https://news.crunchbase.com/news/noyo-wants-to-become-the-api-layer-for-health-insurance/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo is often compared to Plaid in fintech\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"What's happened is API infrastructure has led to massive improvements in consumer experiences. You can connect bank accounts instantly, explore transaction data, verify identities, and transfer funds all within an app.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"And what we\u2019re seeing now is traditional banks are embracing APIs and API partners as a way to quickly and securely connect financial data, but also because they need to keep customers from migrating away to newer, more innovative platforms.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What if you're a large carrier with a strong traditional distribution network? Is there the same imperative to adapt?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The reality is brokers are no longer the sole driver of how employers choose their benefits. Companies choose software to help run their businesses, from HR to payroll to benefits. These companies have a new and outsized impact on employers\u2019 decisions about what benefits to offer, and they\u2019re going to choose partners that provide the most seamless, connected experience. They also want to lower operations costs for their customers, and this is where traditional distribution models break down.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Security is also a major consideration. In a world of connected insurance, carriers need to be safe stewards of PHI while also enabling consumers to use the tools they choose. Outdated standards like EDI and other manual systems are not only error-prone, but they have many holes that can be exploited. Carriers that don\u2019t update to modern standards pass those risks on to their partners.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What are some examples of new, modern health insurance experiences that APIs are enabling, where do you think this is all headed?\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"In the future, insurance will more frequently be embedded alongside other experiences. We\u2019re already seeing this with all-in-one HR services. Companies like \", /*#__PURE__*/e(r, {\n          href: \"https://www.rippling.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Rippling\"\n          })\n        }), \", \", /*#__PURE__*/e(r, {\n          href: \"https://gusto.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Gusto\"\n          })\n        }), \", and \", /*#__PURE__*/e(r, {\n          href: \"https://www.zenefits.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Zenefits\"\n          })\n        }), \" offer payroll, HR, and benefits tools all in one place. These are powerful, streamlined experiences that go well beyond insurance.\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"We can expect more innovation along this dimension. Imagine going to the doctor and having one app to check which doctors are available in your network, how much you\u2019ve spent against your co-pay and deductibles, and what services are covered by your policy so you can make the best decision in the moment.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Insurance will be embedded into financial applications as well. Financial planning apps should be able to look at your health and life insurance and make recommendations on your annual savings and 401k contributions to keep you protected.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"We lose more than \", /*#__PURE__*/e(r, {\n          href: \"https://www.forbes.com/sites/brucejapsen/2019/10/07/us-health-system-waste-hits-935-billion-a-year/#627122e92f40\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"$900 billion every year\"\n          })\n        }), \" to waste in healthcare. APIs are enabling a new age of connected insurance so everyone has the right information when they need it.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The product impact\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/in/dennisblee/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Dennis Lee\"\n          })\n        }), \", Co-Founder & COO, Noyo\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"\u200D\", /*#__PURE__*/e(\"strong\", {\n          children: \"Shannon described a lot of the opportunity that APIs present, but what are the limitations of\\xa0 today\u2019s means of data transfer? Why can\u2019t the status quo capture that opportunity?\"\n        })]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"In general, when a human person is a critical piece in any business process, there will always be a high error rate, and that means poor customer experiences.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For paper-based enrollments, which are now mostly PDF forms sent over email to a carrier inbox, we have seen carriers building operations teams to simply type that information back into their systems. It\u2019s not hard to imagine why that\u2019s expensive and rife with errors.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Perhaps even more ironic is when we see large technical investments to make an error-prone system more sophisticated like implementing OCR technology to automatically translate the text from pdfs and paper documents. No matter how robust the quality assurance process, if data exchanges multiple hands and relies heavily on human interpretation, the system won\u2019t scale in the world of connected insurance.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Portal-based enrollments limit some of these manual processes for the carrier, but they don\u2019t scale well with the one-to-many relationship benefits software platforms have enabled. Consumers want more options, and new software makes this possible. With portals, partners are asked to go into multiple carrier systems to manually enter the same demographic information over and over again. That means more opportunity for errors, and it places the operations burden on customers.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"And what about EDI, the standard for the health insurance industry for so long?\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"File feeds (\", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/ANSI_834_Enrollment_Implementation_Format\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"EDI 834\"\n          })\n        }), \" or other carrier specific file feeds) allow data to be automatically sent to the carrier on a regular cadence. If the goal is to quickly onboard new connections and provide a smooth customer experience, then this doesn\u2019t scale either. Setting up file feeds is a time-intensive task for any engineering team. It takes weeks, and sometimes months, of work to stand up a single connection.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"But the bar for modern standards is even higher. In addition to speed and accuracy, software platforms want transparency into the status of transactions, and they want those insights in real time. Carriers can benefit from this too. And this is where EDI is most limited.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"EDI file feeds were intended for one-way communication. You're lucky as a platform partner if you have visibility into any changes that are made to a file at all, let alone have an efficient way to identify and resolve errors. And any team that works with EDI knows it can take days to reconcile trivial errors, which often leads to major delays in coverage.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"So then from a technical perspective, what is the argument for APIs? Why are they poised to accelerate growth?\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"APIs (\", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/API\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Application Programming Interface\"\n          })\n        }), \") are simply a standardized way for two applications to instantly exchange information. One of the reasons they\u2019re so widely adopted is because of their flexibility. Any system capable of HTTP requests can exchange data with an API making it easy for developers to build connections, especially among fragmented platforms. APIs also enable powerful data operations and instant feedback loops, which leads to better insights and new capabilities.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"For benefits administration specifically, here\u2019s a few reasons why APIs are a catalyst for growth:\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"1) You can process transactions and onboard groups faster without ever having to rely on a person to re-enter data; eligibility data is transferred programmatically and can be instantly synced across any connected system.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"2) APIs allow us to design upfront validations to immediately reject requests if something is missing or a business rule is not followed; you can essentially automate accuracy.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"3) They provide a new level of transparency. APIs are like building blocks enabling you to query and manipulate data for almost any use case. They also allow very granular permissions so you can create more nuanced, secure systems.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"4) Scale connections faster. Developers can set up connections between platforms in days, not weeks or months; APIs flexibly integrate with any carrier or benefits software system.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Ultimately, distribution platforms will want to partner with insurance companies that make processes easier, faster, and more transparent. APIs enable customers who are used to waiting weeks to confirm coverage to see their enrollments (and their member id) within seconds. That\u2019s not future-state; \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/platform-solution\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"that\u2019s what Noyo enables today\"\n          })\n        }), \".\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The developer experience\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"https://www.linkedin.com/in/peter-nagel-71a2482a/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Peter Nagel\"\n          })\n        }), \", VP of Engineering, Noyo\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Peter, both Shannon and Dennis mentioned the need for more secure connections. When it comes to security and compliance, how do APIs compare to other solutions?\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Within health insurance infrastructure by far the most popular alternative to an API solution is a file-based exchange over SFTP. While APIs served over \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/HTTPS\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"HTTPS\"\n          })\n        }), \" and \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/Secure_file_transfer_program\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"SFTP\"\n          })\n        }), \" offer similar encryption via \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/Transport_Layer_Security\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"SSL/TLS\"\n          })\n        }), \" and \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/Ssh_(Secure_Shell)\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"SSH\"\n          })\n        }), \" respectively, APIs offer several additional benefits that result in a more secure solution.\\xa0\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The first benefit is that APIs offer more granular permissions. SFTP allows you to restrict who can access a folder and what operation they can perform (read vs. write). APIs allow you to provide the same permissions via access to specific endpoints and HTTP methods, but they also allow you to vary what fields are returned from a particular endpoint, which resources are accessible in a given endpoint, which attributes are available to be modified, and which actions can be taken on a resource.\\xa0\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"To guard an SFTP server from bad actors the most common technique is to allow-list specific IP addresses from known partners. This particular protection is also available for APIs, but additionally there are well-tested solutions to protect your server from other attacks like \", /*#__PURE__*/e(r, {\n          href: \"https://en.wikipedia.org/wiki/Denial-of-service_attack\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"DDOS\"\n          })\n        }), \" using rate limiting and web application firewalls.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"APIs are often described as a \u201Cflexible\u201D solution that can plug-in to any system, what does that mean?\"\n        })\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"It will vary based on the API platform, but \", /*#__PURE__*/e(r, {\n          href: \"https://docs.noyo.com/\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"Noyo\u2019s APIs\"\n          })\n        }), \" can be integrated into a carrier\u2019s system with much lower effort than a similar file-based solution. The main reason for this is that all actions are specific and discrete; you do not need to send us a full snapshot of a group in order to make a single change.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The way it works is you programmatically send individual requests to our API to get a member enrolled, update demographic information, or handle a qualifying life event. You have the ability to use data for a single carrier, a subset of groups, or for a single transaction type. Also, you immediately have the ability to pull data from the Noyo system even if you aren\u2019t sending transactions yet.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"What about the integration process itself, how do APIs compare to file feeds?\\xa0\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The main advantage of an API solution in terms of integration is rapid feedback. When working with file-based solutions like SFTP you often drop a file, wait for it to get picked up and processed, and if you\u2019re lucky you will receive an error report on the SFTP or via email detailing any issues with your file. This is tedious and slow, and it requires additional work to match up the error report with the original data.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When working with an API, you receive a well structured error message in the HTTP response immediately after sending your request. These errors are timely and contextual making it much easier to track down what is wrong and how to fix it.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"How would you describe the trade-offs in building API infrastructure yourself versus an integration partner like Noyo?\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Making an API endpoint from your system available to the outside world is just the first of many steps in providing a true API product to your customers. Not to mention, the ongoing maintenance costs and business costs of growing adoption.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo provides your partners with a number of powerful features. First, we make it easier for developers to integrate with easy to use documentation and a sandbox experience. We provide a full-featured API dashboard to view API activity, view data available via the API, and take action on data discrepancies that Noyo identifies between the platform and carrier.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Our team specializes in building robust API infrastructure, and we innovate on both the carrier and platform side. What we\u2019ve built is a solution that any partner can plug into quickly so insurance companies can focus on what they do best.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(r, {\n          href: \"http://www.noyo.com/contact\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: /*#__PURE__*/e(\"em\", {\n              children: \"Reach out to our team\"\n            })\n          })\n        }), /*#__PURE__*/e(\"em\", {\n          children: \" to learn more about Noyo's API solutions.\"\n        })]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"ytNDNVlrt\",\n    [d]: \"Ushering In the age of connected health insurance\",\n    [c]: \"ushering-in-the-age-of-connected-health-insurance\",\n    [h]: \"2020-09-14T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/lFfXFzCadRgFuhU2NDEUJMvHYA4.webp\",\n      srcSet: \"https://framerusercontent.com/images/lFfXFzCadRgFuhU2NDEUJMvHYA4.webp?scale-down-to=512 512w, https://framerusercontent.com/images/lFfXFzCadRgFuhU2NDEUJMvHYA4.webp?scale-down-to=1024 1024w, https://framerusercontent.com/images/lFfXFzCadRgFuhU2NDEUJMvHYA4.webp?scale-down-to=2048 2048w, https://framerusercontent.com/images/lFfXFzCadRgFuhU2NDEUJMvHYA4.webp 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"\",\n    [g]: \"\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"A person considering a new job offer should be able to understand which benefits package will best meet their needs. A family working on their finances should know how much they will need to budget for their child\u2019s braces. Someone heading to the doctor should be able to confirm their visit will be covered right on their phone.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"The past several years have seen a welcome rise of consumer-focused software that puts these connected experiences within reach. Now more than ever, consumers are getting the support they need to engage with their health insurance by having access to the right information in the right context.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [/*#__PURE__*/e(\"strong\", {\n          children: \"The age of connected health insurance is here.\"\n        }), \"\\xa0We continue to see acceleration toward integrating insurance experiences into the consumer\u2019s everyday life as new software, products, and services hit the market.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Behind the scenes, however, there is an enormous challenge: insurance companies and software companies must exchange a great deal of sensitive data, and traditional ways of managing this process are time-consuming, expensive, and error-prone. Noyo solves this problem, making it possible to provision and interact with this critical, sensitive data\u2013securely and at scale.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Insurance companies\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://blog.workday.com/en-us/2019/global-survey-outdated-technology-is-the-no-1-threat-to-insurers.html\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"recognize\"\n          })\n        }), \"\\xa0that in order to succeed in the age of connected insurance, they must collaborate with the insurtech companies who are setting a new standard for modern consumer experiences. Insurtech has taken a seat at the table next to brokers in guiding how people choose and use their insurance coverage. Noyo is proud to be the partner of choice of leading insurers like Humana and Ameritas, who use our best-in-class APIs to get connected with their insurtech partners to deliver a connected insurance experience to their customers.\"]\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"For too long, the insurance industry has been stuck on outdated, custom-coded files and paper processes. Consumer experiences around insurance have been throttled by\\xa0\", /*#__PURE__*/e(r, {\n          href: \"https://www.ibm.com/industries/insurance/resources/connected-insurers-paper/\",\n          openInNewTab: !0,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"fundamental limitations\"\n          })\n        }), \"\\xa0on what data is available or usable. Noyo unlocks new possibilities: benefits software developers use our API-first solution to quickly connect with insurers, and insurers trust Noyo to get partners connected efficiently and facilitate accurate and compliant data exchange. Just one example of Noyo\u2019s impact: enrolling a new employee in insurance coverage using our APIs takes minutes, compared to weeks with other methods.\"]\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Today, we are thrilled to announce that Noyo has raised $12.5M in Series A financing to continue our work building the infrastructure that powers a new generation of consumer insurtech experiences. We are proud to be backed by an incredible group of investors who share our vision for a future where people feel protected by\u2013not scared by\u2013their insurance. We are proud to welcome Mark Selcow of Costanoa Ventures and Natalie Sandman of Spark Capital to Noyo\u2019s Board as part of this financing, and appreciative of continued support from our earliest investors, including Homebrew, Fika Ventures, Precursor Ventures, Core Innovation Capital, Garuda Ventures, and Webb Investment Network.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Insurtech is still in its infancy, and there is tremendous work ahead to build a connected ecosystem that serves consumers well. The age of connected health insurance will be powered by Noyo, and we are just getting started.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"vJElp_D2g\",\n    [d]: \"Beam Benefits and Noyo are Putting Technology First\",\n    [c]: \"beam-and-noyo-putting-technology-first\",\n    [h]: \"2020-09-03T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/mp2GNOTwEocGKZedaHcvA3vudmk.png\",\n      srcSet: \"https://framerusercontent.com/images/mp2GNOTwEocGKZedaHcvA3vudmk.png?scale-down-to=512 512w, https://framerusercontent.com/images/mp2GNOTwEocGKZedaHcvA3vudmk.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/mp2GNOTwEocGKZedaHcvA3vudmk.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/mp2GNOTwEocGKZedaHcvA3vudmk.png 2880w\"\n    }, \"\"),\n    [m]: \"Nicole Shelby\",\n    [u]: \"Beam Dental is saving time on group administration and enjoying steady growth on Noyo-connected platforms\",\n    [g]: \"Customer Stories\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"Beam Benefits is an innovative dental benefits provider that's bringing a unique experience to the market. From their tech-centered company philosophy to their innovative SmartPremiums\\xb9 program that offers rewards for good brushing habits, Beam is providing a dental insurance experience that delights brokers, employers, and members alike.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The challenge\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"This commitment to excellent experiences drove Beam to look for a solution to establish seamless integrations with the many benefits administration platforms their brokers rely on. These platforms\u2013which facilitate access to benefits information, payroll, and HR functions\u2013play an important role in helping brokers match employers with the right Beam products. Once a match is made, the platform and Beam must be able to send and receive large volumes of data to administer coverage for members.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Typically, insurance carriers rely on outdated file feeds or even manual data entry into web portals to manage member updates. In addition to being inefficient, these are highly error-prone and resource-intensive options. In many cases, it can take 2\u20134 months just to set up the initial connection. From there, managing the ongoing operational work is expensive and time-consuming for valuable teams like engineers and operations specialists.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The solution\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Beam recognized an opportunity to do things differently and went in search of a simple, scalable solution for managing external integrations. They partnered with Noyo to replace file feeds and manual data entry with best-in-class API connections.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo\u2019s technology-first approach and modern, developer-friendly API solution were the perfect match for Beam, introducing a new approach to solving legacy industry challenges while offering an exceptional experience to their platform partners.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"During the 8-week initial integration, the Beam and Noyo teams worked together to plug Noyo's technology into Beam's existing systems, perform security audits, and run comprehensive tests. When member data started flowing through the new connections, the results were dramatic: for one partner, Noyo replaced what had been a completely manual process with an entirely automated one. Beam estimates that Noyo's connections have cut the time spent activating new groups in half, from two hours per group to just one.\\xb2\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: 'Beam has also handed off most of the work involved with building and maintaining platform integrations to Noyo; in return, Beam has confidence that member transactions are running automatically and reliably. \\u2028\\u2028\"I can trust that transactions going through Noyo are going to be done right; that peace of mind is huge,\" says Hannah Thompson, Beam\\'s platform integration lead.'\n      }), /*#__PURE__*/e(\"h2\", {\n        children: \"The impact\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Once the initial integrations are in place, Noyo is Beam\u2019s first line of defense against errors. Because error resolution is expensive, Noyo\u2019s continuous monitoring technology is particularly valuable. Round-trip transaction confirmation and proactive audits reduce the likelihood of errors, and Noyo collaborates directly with Beam and connected platforms to identify and resolve any potential issues before clients are impacted. The results speak for themselves: since turning on Noyo connections, Beam has seen a 50% reduction in time spent resolving data discrepancies.\\xb2\"\n      }), /*#__PURE__*/e(\"img\", {\n        alt: \"\",\n        className: \"framer-image\",\n        \"data-framer-asset\": \"data:framer/asset-reference,RjSpJVlTsYKNJtdDOG6M30F5o.png\",\n        \"data-framer-height\": \"1464\",\n        \"data-framer-width\": \"1528\",\n        height: \"732\",\n        src: \"https://framerusercontent.com/images/RjSpJVlTsYKNJtdDOG6M30F5o.png\",\n        style: {\n          aspectRatio: \"1528 / 1464\"\n        },\n        width: \"764\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"With Noyo powering their connections, Beam is providing platforms and brokers with one of the most seamless benefits administration experience in the industry. While integrations with most carriers take months, platforms can get up and running on Noyo-Beam connections in just 2-3 weeks. Brokers and platforms no longer have to spend countless hours configuring files or dealing with manual data entry; Noyo makes it all work behind the scenes. To make life even easier for platforms, Noyo provides first-of-its-kind\\xb3 tooling that gives them unmatched visibility into the state of their transactions and surfaces potential errors for fast resolution.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Time and productivity gains are not limited to the platforms; brokers benefit from them too, and it makes them more likely to recommend Beam.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\\\"Noyo enhances our distribution capabilities and improves our speed to market\u2013they make it easy for our broker partners to sell Beam's products.\\\" says Andy Hutter, Beam's Director of Digital Distribution Strategy. In fact, Beam is already recognizing wins, like unseating a large, well-established carrier to become the dental benefits provider of choice on two fast-growing platforms.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"These recent experiences have validated Beam's strategy of leveraging technology to improve the broker, employer, and member experience. As partners and collaborators, Beam and Noyo will continue to bring innovative solutions to fuel Beam\u2019s rise as a leading tech-enabled carrier.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: '\\xb9Lower rate based on group\\'s participation in Beam\\xae Perks wellness program and a group aggregate Beam score of \"A.\" \\xa0Based on Beam\\xae internal brushing and utilization data. Presented amounts are for illustration purposes only; actual discount, if given, may be less. Not all products are available in all states.'\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\\xb2Based on data collected from March to July 2020.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"\\xb3Based on Noyo analysis.\"\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"vv1B5Vc5h\",\n    [d]: \"Reconciliation: A powerful new tool for benefits administration platforms\",\n    [c]: \"introducing-noyo-reconciliation-tool-for-benefits-administration\",\n    [h]: \"2020-08-28T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/3wMbR0yFJx7Co0L3I1KijvA3eEc.png\",\n      srcSet: \"https://framerusercontent.com/images/3wMbR0yFJx7Co0L3I1KijvA3eEc.png?scale-down-to=512 512w, https://framerusercontent.com/images/3wMbR0yFJx7Co0L3I1KijvA3eEc.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/3wMbR0yFJx7Co0L3I1KijvA3eEc.png 1440w\"\n    }, \"\"),\n    [m]: \"Nicole Shelby\",\n    [u]: \"The Noyo Reconciliation tool offers a programmatic way to handle data mismatches between benefits platforms and carriers.\",\n    [g]: \"Product\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"People's lives change rapidly\u2013they move, get married, have children, develop new medical needs\u2013and their insurance coverage needs to keep up.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"When problems arise, like a dependent missing from coverage or a dispute over the coverage effective date, they are costly for everyone. By the time a member discovers an issue with their coverage, they may have already been denied healthcare at a time of need. Getting the problem resolved can require a cycle of support tickets and claims disputes that must be adjudicated by the insurance carrier with involvement from their employer, their broker, and their benefits administration platform.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Benefits administration platforms working with Noyo already benefit from round-trip confirmation and proactive audit features that monitor for potential data mismatches at the carrier. With Noyo Reconciliation, you can now review and take action on those issues directly in the Noyo product. No more emailing and calling back and forth with insurance carriers \u2014 you'll be able to resolve most issues with just a few clicks.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"It\u2019s easier than ever to have your customers\u2019 back\\xa0\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Traditional file feed or paper-based methods of data exchange make it difficult to identify and correct problems quickly. With limited visibility into the status of an enrollment at the carrier, it is not always possible to even tell whether a transaction was successful or not.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Enter Noyo. Our eligibility APIs are specifically designed to provide an unprecedented level of transparency into member transactions, allowing for automated data validation and a programmatic way to handle mismatches between benefits platforms and carriers. The key lies with Noyo's ability to both make updates to an insurance carrier's system \", /*#__PURE__*/e(\"em\", {\n          children: \"and\"\n        }), \" read back the state of that system. This closed-loop approach is the first of its kind for our industry and allows us to compare systems in real time.\"]\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Say goodbye to manual investigations\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo Reconciliation is available to all Noyo-connected benefits administration platforms. Operations specialists can use Noyo Reconciliation to review issues that Noyo has identified and take action to resolve them in a simple and intuitive interface.\\xa0\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Noyo Reconciliation transforms what has previously been a very manual process of back-and-forth phone calls and emails between benefits platforms and insurance carriers. Now, operations personnel can deal with multiple issues per day, stay informed about issues in real time, and track progress through to resolution.\"\n      }), /*#__PURE__*/e(\"h2\", {\n        children: /*#__PURE__*/e(\"strong\", {\n          children: \"Powering great customer experiences\"\n        })\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Insurance carriers who use Noyo to connect to their platform partners will notice fewer disruptions to member coverage, fewer claims disputes, and fewer customer inquiries arising from enrollment problems.\"\n      }), /*#__PURE__*/t(\"p\", {\n        children: [\"Noyo's APIs are the foundation for a new world of data exchange, and this release is a significant step toward a more connected and transparent future. To learn more about the Noyo Reconciliation tool and our API\\xa0services, \", /*#__PURE__*/e(r, {\n          href: \"https://www.noyo.com/contact\",\n          openInNewTab: !1,\n          smoothScroll: !1,\n          children: /*#__PURE__*/e(\"a\", {\n            children: \"reach out to our team\"\n          })\n        }), \".\"]\n      })]\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"CyYIqhvT3\",\n    [d]: \"Powering next-generation health insurance platforms\",\n    [c]: \"next-generation-health-insurance-platforms\",\n    [h]: \"2020-08-10T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/2gyqEiHopcZLi0JcVEstqbbKJo.png\",\n      srcSet: \"https://framerusercontent.com/images/2gyqEiHopcZLi0JcVEstqbbKJo.png?scale-down-to=512 512w, https://framerusercontent.com/images/2gyqEiHopcZLi0JcVEstqbbKJo.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/2gyqEiHopcZLi0JcVEstqbbKJo.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/2gyqEiHopcZLi0JcVEstqbbKJo.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Noyo is proud to launch the first API platform to modernize health insurance infrastructure. \",\n    [g]: \"Company News, Industry\",\n    [y]: /*#__PURE__*/e(s.Fragment, {\n      children: /*#__PURE__*/e(\"p\", {\n        children: '{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Health insurance remains a complicated and intimidating subject. Nearly everyone has a story to tell about a frustrating or painful experience. From paying for the wrong coverage to receiving an unexpected doctor\u2019s bill to enduring long wait times on the phone, understanding insurance benefits often feels impossible. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Technology can play a powerful role in improving these experiences. A new generation of software is emerging to modernize how consumers shop for, enroll in, and understand insurance. This is great for consumers -- change is on the horizon.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Platforms like Rippling and Gusto have already created beautiful front-end experiences that help employers manage benefits more seamlessly. But benefits enrollment requires a great deal of oversight, and behind the scenes the process to exchange data with insurance carriers is slow, clunky, and prone to errors. Primarily reliant on antiquated methods like manual entry and custom-coded \u201CEDI\u201D files, this sluggish system causes headaches for operational teams, drives up administrative costs, and leads to mistakes that can have disastrous consequences for consumers down the road.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Insurance infrastructure has not kept pace to support the innovation now happening around the consumer experience. Disconnected systems are a critical barrier for creating a smooth experience across consumers, benefits platforms, and carriers. There exists no central, universal standard that keeps data in sync across all systems. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Until now.\\\\n \\\\nNoyo is proud to launch the first API platform for a modern health insurance system. Our flexible, carrier-agnostic APIs facilitate fast, accurate, and secure data exchange between benefits platforms and insurance carriers. Noyo starts by streamlining \\xa0benefits enrollment behind the scenes. For the first time, benefits platforms and insurance carriers can get connected quickly using best-in-class technology designed to provide the real-time transparency consumers deserve. \\\\n \\\\nNoyo has partnered with some of the most forward-thinking companies in the health insurance space to build the digital infrastructure that will power the next generation of benefits platforms and consumer shopping experiences. We are excited and encouraged by the commitment of both legacy and new-wave companies to join us as we bring insurance enrollment into the modern era. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"This is just the beginning. If you are working on something new in the space, we\u2019d love to hear from you. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"More about Noyo:\\\\n \\\\nNoyo is building the digital infrastructure to bring health insurance enrollment into the modern era. Noyo replaces today\u2019s manual data entry and cumbersome legacy systems with a powerful API platform that enables faster, more accurate data exchange between health insurance platforms and insurance carriers.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}'\n      })\n    }),\n    [f]: !1,\n    [w]: !1\n  }, {\n    id: \"jwVYXt6rs\",\n    [d]: \"Angle Health announces $4 million series seed to launch tech-enabled health insurance plans for startups\",\n    [c]: \"angle-health-announces-4-million-series-seed\",\n    [h]: \"2020-07-21T00:00:00.000Z\",\n    [p]: b({\n      src: \"https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png\",\n      srcSet: \"https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=512 512w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png?scale-down-to=2048 2048w, https://framerusercontent.com/images/aGKe0DEwtP2FDLZV4tezQaTYzg.png 2880w\"\n    }, \"\"),\n    [m]: \"\",\n    [u]: \"Angle Health announces $4 million series seed to launch tech-enabled health insurance plans for startups.\",\n    [g]: \"Partners\",\n    [y]: /*#__PURE__*/t(s.Fragment, {\n      children: [/*#__PURE__*/e(\"p\", {\n        children: \"SAN FRANCISCO,\\xa0July 21, 2020\\xa0/PRNewswire/ --\\xa0Angle Health, a Y Combinator-backed health insurance carrier, today announced that it has closed\\xa0$4 million\\xa0in a Series Seed funding round led by Blumberg Capital with participation from Y Combinator, Correlation Ventures, TSVC, Liquid 2 Ventures and several smaller funds and angels.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Angle Health is launching comprehensive health insurance plans designed to help startups save on benefits costs by providing options that are easy to understand, affordable and deliver more relevant coverage to employees. By combining research-backed digital and behavioral health programs with an integrated data infrastructure and machine-learning, Angle Health is able to provide a first-class member experience, reduce administrative overhead, and leverage data-driven insights to incentivize healthier lifestyles.\"\n      }), /*#__PURE__*/e(\"p\", {\n        children: \"Angle Health's tech-enabled, digital experience will feature a mobile-application for members to easily manage all aspects of their health insurance, including submitting claims, booking appointments, engaging with their providers via telehealth, managing and ordering prescriptions, and tracking spend. Angle's integration with startup HR platforms provide a streamlined, entirely digital enrollment and billing process for employers and employees, reducing enrollment timelines and administrative inefficiencies. 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Sana offers its own medical product alongside ancillary products from a variety of carriers. As a young and growing company, Sana\u2019s engineering team is busy building their core product as they quickly expand their footprint.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The challenge\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"As an insurance broker, Sana is also responsible for all of the broker operations required to service their customers. Grant\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" Reeves, Head of Customer Operations,\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" was hired to own all of client service at Sana \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"\u2014\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" from implementation of new customers to ongoing service to account management, Grant is responsible for making it all work behind the scenes. \\\\n\\\\n\u201CI was spending up to three hours per client group doing crazy manual tasks to take data from different sources and get it cleaned and formatted. I was very worried about quality, so I spent extra time to make sure nothing slipped through the cracks. 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}