{
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  "sourcesContent": ["import{jsx as e,jsxs as t}from\"react/jsx-runtime\";import{ComponentPresetsConsumer as o,Link as n}from\"framer\";import{motion as a}from\"framer-motion\";import*as i from\"react\";import r from\"https://framerusercontent.com/modules/pVk4QsoHxASnVtUBp6jr/HTBsNkEMAb7TUGaO3DBy/CodeBlock.js\";export const richText=/*#__PURE__*/t(i.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"1. Introduction \uD83D\uDCC4\"}),/*#__PURE__*/e(\"p\",{children:\"At bunq, your privacy matters. We\u2019ll never sell or rent your personal data to anyone without your permission - because your trust is everything. In this Privacy Statement (\u201CStatement\u201D) you\u2019ll find everything you need to know about what personal data we collect and how we use it.\"}),/*#__PURE__*/e(\"p\",{children:\"bunq B.V. is the data controller responsible for processing your personal data.We\u2019re officially registered with the Dutch Chamber of Commerce under registration number 54992060. Our headquarters are at Basisweg 32 1043 AP Amsterdam, the Netherlands.\"}),/*#__PURE__*/t(\"p\",{children:[\"To make sure we always handle your data in line with the law, we have a dedicated Data Protection Officer (DPO). If you still have any questions about the processing of personal data after reading this Privacy Statement,\\xa0 feel free to reach out at \",/*#__PURE__*/e(n,{href:\"mailto:privacy@bunq.com\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"privacy@bunq.com\"})}),\". Need to cancel your bunq account or have other account-related questions? Our support team is happy to help via the bunq app or \",/*#__PURE__*/e(n,{href:\"mailto:support@bunq.com\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"support@bunq.com\"})}),\".\"]}),/*#__PURE__*/e(\"h2\",{children:\"2. What data does bunq collect? \uD83D\uDCCA\"}),/*#__PURE__*/t(\"p\",{children:[\"Personal data means any information that can be linked to a natural person. We collect your personal data in a number of ways. The types of data processing we perform can be found below:\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]}),/*#__PURE__*/e(\"div\",{className:\"framer-text-module\",style:{height:\"auto\",width:\"100%\"},children:/*#__PURE__*/e(o,{componentIdentifier:\"module:pVk4QsoHxASnVtUBp6jr/HTBsNkEMAb7TUGaO3DBy/CodeBlock.js:default\",children:t=>/*#__PURE__*/e(r,{...t,code:\"| **Type of Personal Data**                                       | **Why do we collect it?**                                                                 | **Legal basis**            |\\n|----------------------------------------------------------------|-----------------------------------------------------------------------------------------|----------------------------|\\n| **Collected from you**                                         |                                                                                         |                            |\\n| Full name, address, date of birth                              | Identification                                                                          | Legal obligation           |\\n| Email address, phone number, detail(s) of your device(s)       | Identification                                                                          | Legal obligation           |\\n| Bank account details (monetary account number, IBAN, transactions, balance) | Provision of banking service                                                             | Contract performance       |\\n| Card details (card number, name on card, expiry date, CVC, card code, customized message you provide) | Provision of banking service                                                             | Contract performance       |\\n| Identification documents                                       | Identification                                                                          | Legal obligation           |\\n| Biometrics (face scan)                                         | Identification                                                                          | Legal obligation           |\\n| Biometrics (finger prints) - optional                          | Security                                                                               | Consent                    |\\n| Preferences data (language, public nickname, customization of the account) | Fraud prevention                                                                        | Legitimate Interest        |\\n| Device data                                                    | Fraud prevention                                                                        | Legitimate Interest        |\\n| **bunq Together data (login name, posts)**                     | Provision of service                                                                    | Legitimate Interest        |\\n| Country of residence, tax residency, tax identification number | KYC                                                                                     | Legal obligation           |\\n| Ticket data (any data you share via Support ticket)            | Provision of service                                                                    | Legitimate Interest        |\\n| Data of other people affiliated with your account (joint account holder, transaction counterparty) | Provision of service                                                                    | Legitimate Interest        |\\n| Activity data                                                  | Provision of service                                                                    | Consent                    |\\n| Budgeting data                                                 | Provision of service                                                                    | Consent                    |\\n| **Collected from third parties**                               |                                                                                         |                            |\\n| Social media data                                              | We may use information about you that is available on social media platforms, to perform enhanced due diligence checks. | Legal Obligation           |\\n| Register data                                                  | We will perform a search to verify your presence in public registers of financial institutions, public authorities, and other public bodies. | Legitimate Interest        |\\n| Sanctions check                                                | We will perform a check to verify whether you are subject to sanctions.                 | Legal Obligation           |\\n| Data from your friends                                         | Your friends may share their contact list, which will share your data with bunq.        | Legitimate Interest        |\",language:\"JSX\"})})}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{}),\"When you use bunq, you share some personal data with us. This happens when you open an account, use our products and services, reach out to us through any of our channels, or visit our website.\"]}),/*#__PURE__*/e(\"p\",{children:\"We also receive data from public registers and third parties like other financial institutions or public authorities. Plus, if you're making payments, we may collect personal data from non-bunq users to process those transactions.\"}),/*#__PURE__*/t(\"p\",{children:[\"If you're using tricount, some of your data is processed too. You can check out the details in their privacy policy: \",/*#__PURE__*/e(n,{href:\"https://www.tricount.com/en/privacy-policy\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"tricount.com/en/privacy-policy\"})})]}),/*#__PURE__*/e(\"p\",{children:\"Opening a bunq account\"}),/*#__PURE__*/e(\"p\",{children:\"To open bunq accounts, we can collect and process the following personal data:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Identity information: First and last name; date, country and place of birth; nationality; gender;\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Contact and address details: Residential address; telephone number; email address;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Social security numbers and/or other tax identification numbers including the type of identification document, the issuing date and the issuing institution;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Counter IBAN;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Device data (such as type of device, operating system, IP-addresses and advertising ID\u2019s);\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Cookies and usage data on how you use our products and services;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Correspondence with bunq and support data (telephone, chat conversations and email);\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Additional documentation related to opening an account;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"ID Verification: a picture of an identification document made in the bunq app;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Video identification data.\"})})]}),/*#__PURE__*/e(\"p\",{children:\"Use of the bunq app, websites and other services\"}),/*#__PURE__*/e(\"p\",{children:\"While using our app, websites and other services, we can collect and use the following personal data:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Contact details: First and last names, phone numbers and email addresses of the contacts in your phone\u2019s address book;\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Location data via GPS;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Uploaded images/content;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Device data of added devices and API-keys;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Added aliases: bunq.me pages, telephone numbers and email addresses;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Financial and banking data: product subscriptions and transaction history;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Cookies & usage data:how you use and interact with our products and services;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Marketing data: statistics related to our marketing campaigns and data to measure this;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Correspondence with bunq and support data: telephone calls such as SOS calls, chat conversations, email, voice and screen recordings - the correspondence is recorded for purposes of follow up by bunq and quality assurance;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Activity on bunq Together;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Background location data: only if you choose to use our Card Protection feature or Travel Assistant;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"If you enable Finn for activities: we will provide recommendations for your future activities based on your and your friends\u2019 past activities;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"If you enable Finn for budgeting: it will process your transactional and activity data and provide you with personalized insights about your spending habits\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Transactions: If you are a student and you receive a DUO ('studiefinanciering') on your bunq account, we will apply a discount to your Easy Elite account. As a student outside the NL, you may also submit your student ID. See Terms & Conditions for more information.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Background location data: collected only with your active consent, for the purpose of enabling the Card Protection feature (feature that determines whether your card is within a 100km radius of you, allowing you to determine if your card has been stolen) or for enabling a Travel assistant (localized tips, assisting you in your travel destination).\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Biometric authentication: methods such as fingerprint scans, are not stored, used or shared in a format that allows us to reproduce the biometrical data.\"})})]}),/*#__PURE__*/e(\"p\",{children:\"Minors\"}),/*#__PURE__*/e(\"p\",{children:\"We collect and process personal data from minors in accordance with this privacy policy only with parental consent when they become a bunq user and use our services.\"}),/*#__PURE__*/e(\"p\",{children:\"Finn\"}),/*#__PURE__*/e(\"p\",{children:\"bunq\u2019s AI bot, Finn, is involved in processing customer support queries: it can respond directly to questions submitted by users, as well as provide suggestions that bunq support can review and use as a basis for response to the user.\\xa0 Finn will also answer the bunq user\u2019s questions on their spending, accounts, group expenses, and app activity.\"}),/*#__PURE__*/e(\"p\",{children:\"Finn can provide insights in your Activities and Budgeting tabs, if you enable it. Enabling Finn insights leads to processing of your data available in those tabs, as well as data from your bunq account.\"}),/*#__PURE__*/e(\"p\",{children:\"Finn is here to make your onboarding smooth and hassle-free as well. Once you submit your documents, Finn will review them and let you know if everything is good to go or if anything needs to be adjusted. That way, you\u2019ll always have clarity on your next steps and can move forward with setting up your account without delays.\"}),/*#__PURE__*/e(\"p\",{children:\"bunq\u2019s AI bot, Finn, helps make your bunq experience smoother. It assists with customer support by answering your questions directly or suggesting responses that our support team can review and refine before getting back to you.\"}),/*#__PURE__*/e(\"p\",{children:\"Finn also helps with your spending insights, group expenses, and app activity. If you enable Finn in your Activities or Budgeting tabs, it processes the data in those tabs, along with other relevant bunq account data, to provide personalized insights.\"}),/*#__PURE__*/e(\"p\",{children:\"Finn also makes onboarding easier! Once you submit your documents, Finn reviews them and lets you know if everything looks good or if anything needs to be adjusted\u2014so you always know your next steps without any unnecessary delays.\"}),/*#__PURE__*/e(\"p\",{children:\"Open Banking\"}),/*#__PURE__*/e(\"p\",{children:\"You can connect your accounts from other banks or payment institutions to your bunq app to see all your transaction data and balances in one place. To do this, you\u2019ll need to give us explicit consent, specifying which accounts you want to link. Since this is a security-sensitive feature, you\u2019ll need to renew your consent periodically.\"}),/*#__PURE__*/e(\"p\",{children:\"Once you\u2019ve given consent, we\u2019ll collect and update your account data at regular intervals throughout the day, making it available in your bunq app.\"}),/*#__PURE__*/e(\"p\",{children:\"If you ever change your mind, you can withdraw your consent at any time using our online tool. When you do, we\u2019ll immediately stop collecting data from those accounts and delete any data we\u2019ve already retrieved as soon as possible.\"}),/*#__PURE__*/e(\"h2\",{children:\"3. What is the lawful basis for the processing of my personal data? \u2696\uFE0F\"}),/*#__PURE__*/e(\"p\",{children:\"bunq processes your personal data in line with the law and only when there\u2019s a solid legal reason for it. Here\u2019s what that means:\"}),/*#__PURE__*/e(\"p\",{children:\"Legal obligations\"}),/*#__PURE__*/e(\"p\",{children:\"We\u2019re required to process certain personal data to comply with the law. This includes verifying your identity and sharing necessary data with governmental institutions when needed.\"}),/*#__PURE__*/e(\"p\",{children:\"Contract performance\"}),/*#__PURE__*/e(\"p\",{children:\"To provide you with our services smoothly and securely, we process your personal data.For example, we use your contact information to keep you informed about relevant developments, and we store correspondence data to improve our customer service.\"}),/*#__PURE__*/e(\"p\",{children:\"Consent\"}),/*#__PURE__*/e(\"p\",{children:\"Your privacy, your choice. For certain features, we\u2019ll always ask for your explicit consent.For example, while using the app you can choose to provide access to your contact list, to upload images/content or to create a public bunq.me link. If you have given consent for a specific feature, you can withdraw it anytime directly in the app.\"}),/*#__PURE__*/e(\"p\",{children:\"Legitimate interests\"}),/*#__PURE__*/e(\"p\",{children:\"Sometimes, we process data because it\u2019s necessary for a legitimate reason, like:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Preventing and fighting fraud, misuse, or crime.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Analyzing how our products and services are used to make them even better.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Ensuring information and system security.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Enhancing your overall user experience.\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"4. For what purposes does bunq use my personal data? \uD83C\uDFAF\"}),/*#__PURE__*/e(\"p\",{children:\"We use your personal data to:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Follow the law \u2013 We comply with all relevant regulations and any requirements from supervisory authorities or judicial institutions.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Provide you with our services \u2013 This includes processing payments, producing your bunq cards, securing your account, verifying your identity, and offering customer support.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Improve our products and services \u2013 We analyze how you and other users interact with bunq to make things even better.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Make our marketing more relevant to you \u2013 We personalize (targeted) marketing activities through different channels and measure how effective they are, based on your personal circumstances and how you use bunq.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Prevent and fight fraud, misuse, and crimes \u2013 Your security is our priority.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Let you create a Stocks account \u2013 If you open one, we process your data to enable it.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Let you open a Credit line \u2013 If you\u2019re eligible and choose to open one, we process your data accordingly.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Keep bunq and the financial sector safe \u2013 Protecting the integrity of bunq and its users is key.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Train and coach our team \u2013 We use data to improve how we help you.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Build the best banking experience for you \u2013 We\u2019re always working on making bunq even better, now and in the future.\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"5. Does bunq make automatic decisions based on my personal data? \uD83E\uDD16\"}),/*#__PURE__*/e(\"p\",{children:\"Yes, when you use bunq, some decisions about you may be made automatically\u2014this includes profiling.\"}),/*#__PURE__*/e(\"p\",{children:\"You always\\xa0 have the right to request a manual review of automatic decisions. For more information, please take a look at the \u2018What are my rights?\u2019 section of this statement.\"}),/*#__PURE__*/e(\"p\",{children:\"Automated decisions are made in the following processes:\"}),/*#__PURE__*/e(\"p\",{children:\"Opening an account\"}),/*#__PURE__*/e(\"p\",{children:\"Our 5-minute rule is made possible by an automated system that reviews your application and approves or rejects it.\"}),/*#__PURE__*/e(\"p\",{children:\"Fraud detection\"}),/*#__PURE__*/e(\"p\",{children:\"We monitor how our services are used to detect fraud, money laundering, and other crimes, making sure our platform stays safe. If misuse is detected, we take action to prevent further harm.\"}),/*#__PURE__*/e(\"p\",{children:\"Determining your eligibility to open a a credit line\"}),/*#__PURE__*/e(\"p\",{children:\"If you apply for a credit line, we check your credit score using relevant credit bureaus. If you're not eligible based on this automated decision, you'll be notified via the bunq app.You can find more information in our Terms & Conditions.\"}),/*#__PURE__*/e(\"h2\",{children:\"6. Does bunq share my personal data with third parties? \uD83D\uDD17\"}),/*#__PURE__*/e(\"p\",{children:\"To provide you with the best banking experience, we sometimes need to share certain personal data with third parties. But don\u2019t worry\u2014we keep this to a minimum and make sure they handle your data with the same level of care as we do.\"}),/*#__PURE__*/e(\"p\",{children:\"These third parties are required to take strict security measures to protect your data. This includes signing Data Processing Agreements and following the standard contract clauses set by the European Commission for personal data protection.\"}),/*#__PURE__*/e(\"p\",{children:\"Business Partners\"}),/*#__PURE__*/e(\"p\",{children:\"We may share your personal data with our business partners who act on our behalf, or which jointly offer products and services with us. You can find an overview of the third parties or categories of third parties with whom we share data,\\xa0 below. In some cases, their own privacy policies may also apply alongside this statement.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Onfido Limited\"})})}),/*#__PURE__*/e(\"p\",{children:\"To verify your identification document and identity, we use the services of third-party supplier Onfido Limited (Finsbury Avenue 3, EC2M 2PA London, United Kingdom).\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Wise\"})})}),/*#__PURE__*/e(\"p\",{children:\"Wise makes it possible for you to perform one time FX-transactions without having to open a local currency account. If you wish to use the services of Wise in the bunq app, we share your personal data with Wise (56 Shoreditch High St, E1 6JJ London, United Kingdom).\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"TeleSign\"})})}),/*#__PURE__*/e(\"p\",{children:\"In order to verify your identity, we use the services of third-party supplier TeleSign (13274 Fiji Way Suite 600, Marina del Rey, CA 90292, United States).\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"adjust GmbH\"})})}),/*#__PURE__*/e(\"p\",{children:\"To analyze the use of our websites, products and services, and to measure the effectiveness of our (personalized) marketing campaigns, we use technology from adjust GmbH (Saarbr\\xfccker Strasse, 10405 Berlin, Germany).\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Mixpanel Inc. and Looker Data Sciences Inc.\"})})}),/*#__PURE__*/e(\"p\",{children:\"For bringing together and analyzing the personal usage data from various sources, including your use of our websites, products and services and to carry out and measure the effectiveness of our (personalized) marketing campaigns, we use technology from Mixpanel Inc. (405 Howard Street, San Francisco, CA 94105, USA)) and Looker Data Sciences Inc. (1600 Amphitheatre Parkway, CA 94043, Mountain View, USA).\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Bird\"})})}),/*#__PURE__*/e(\"p\",{children:\"The third party is used as a direct communications platform for emails / push notifications / in-app messages of bunq and Tricount users. The Bird privacy statement can be found here: https://bird.com/legal/privacy.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"AskNicely\"})})}),/*#__PURE__*/e(\"p\",{children:\"In order to receive your feedback and to analyze and improve the usage of our services, we use the technology and services of AskNicely (63 Ponsonby Road, Ponsonby 1011, Auckland, New Zealand). For these purposes, personal data is shared to provide AskNicely\u2019s services.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Google LLC\"})})}),/*#__PURE__*/e(\"p\",{children:\"To offer you smooth translations (on your request) and OCR related features (such as invoice and attachment scanning), we use the Cloud Translation and Cloud Vision API's from Google LLC (600 Amphitheatre Parkway, CA 94043, Mountain View, USA). We also use Google\u2019s G Suite services, in order to improve the services we offer to you, by enhancing our information security and efficiency. Content will only be stored by Google temporarily (before being deleted) to provide the services, and Google does not claim any ownership of the content nor do they use it for any other purposes except for providing the requested services.\"}),/*#__PURE__*/t(\"p\",{children:[\"To verify your address, assure your bunq cards arrive at the correct address and for fraud prevention, we also use the services of Google Places API from Google LLC (600 Amphitheatre Parkway, CA 94043, Mountain View, USA). For these purposes, location and usage data is shared to provide and help improve the services. 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For more information, see \",/*#__PURE__*/e(n,{href:\"https://gemini.google.com/?utm_source=google&utm_medium=cpc&utm_campaign=2024nlNL_gemfeb&gad_source=1&gclid=CjwKCAjwl6-3BhBWEiwApN6_kmTCoUTjSkkYugHovJjislqpeF5ncOlh31y0V9wkkrKq29r2kaWV0hoC2EgQAvD_BwE\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"here\"})}),\".\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Mobile payments\"})})}),/*#__PURE__*/e(\"p\",{children:\"To offer you Apple Pay and Google Pay services, we use the technology from Apple Inc (One Apple Park Way, Cupertino, CA 95014, USA) and Google LLC (600 Amphitheatre Parkway, CA 94043, Mountain View, USA). 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For these purposes, anonymized payment information is shared, for TapiX to enrich your transactions with details about your payment and to offer you with an overview of all your subscriptions.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Vonage\"})})}),/*#__PURE__*/t(\"p\",{children:[\"In order to offer you the \u2018SOS\u2019 feature, which can be found on \",/*#__PURE__*/e(n,{href:\"https://www.bunq.com/contact\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"bunq.com/contact\"})}),\",\\xa0 we need to record and transcribe your conversation with us. To help us with this, we use the services of Vonage (Nexmo Inc., 23 Main Street, Holmdel, NJ 07733 USA). Your personal data is only processed if you make use of this service.\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Externe Verwijzingsregister (EVR)\"})})}),/*#__PURE__*/t(\"p\",{children:[\"When you want to open a bunq account, we check your details against the EVR. We may also include your details in this register in case we have a reasonable ground to believe that your bunq account is being used for fraudulent activities. 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The Privacy Policy of CHEQ can be found here: \",/*#__PURE__*/e(n,{href:\"https://cheq.ai/privacy-policy/\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"cheq.ai/privacy-policy/\"})}),\".\\xa0\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Sardine\"})})}),/*#__PURE__*/t(\"p\",{children:[\"To counter fraud and money laundering, as well as to conduct risk checks, we use the services provider Sardine (382 North East 191st Street, Miami, \",/*#__PURE__*/e(n,{href:\"https://www.sardine.ai/\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"sardine.ai/\"})}),\"). By sharing your behavioral data with Sardine, we strengthen our efforts to counter money laundering and fraud.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"For fraud prevention purposes only,\\xa0 Sardine will:\"}),/*#__PURE__*/e(\"p\",{children:\"(1) collect your Battery Usage, Device Identifier, Device Storage, MAC Address, and SIM information;\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"(2) collect enough information to determine if you are trying to fake your current location by using a VPN, VPN apps with location spoofing, or other related tools.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Microsoft Azure\"})})}),/*#__PURE__*/t(\"p\",{children:[\"To make certain processes more efficient, bunq uses the services of Microsoft Azure OpenAI (Redmond, One Microsoft Way, United States, \",/*#__PURE__*/e(n,{href:\"https://azure.microsoft.com/en-us/\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"azure.microsoft.com\"})}),\"). The vendor\u2019s API is used for: document review, transaction monitoring, onboarding, customer support, and allows Finn to be accessible to our users.\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"AWS Anthropic\"})})}),/*#__PURE__*/e(\"p\",{children:\"To make certain processes more efficient, bunq uses the AI models of AWS Anthropic. The vendor\u2019s API is used for: document review, transaction monitoring, onboarding, customer support, and allows Finn to be accessible to our users.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Checkout.com\"})})}),/*#__PURE__*/t(\"p\",{children:[\"To allow you to top up your bunq account using debit and credit cards, bunq has partnered with Checkout.com (London, N1, 1 Shepherdess Walk, United Kingdom). You can access the privacy policy of Checkout.com here: \",/*#__PURE__*/e(n,{href:\"https://enterprise.craft.co/privacy\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"enterprise.craft.co/privacy\"})}),\".\\xa0\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Barzahlen\"})})}),/*#__PURE__*/t(\"p\",{children:[\"Users residing in Austria or Germany have an option in the bunq app called \u201CWithdraw & Deposit\u201D provided through bunq\u2019s partnership with Barzahlen. You can find Barzahlen\u2019s privacy policy here: \",/*#__PURE__*/e(n,{href:\"https://www.barzahlen.de/privacy-notice/?lang=en-bz\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"barzahlen.de/privacy-notice\"})})]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Adyen\"})})}),/*#__PURE__*/t(\"p\",{children:[\"Adyen (Simon Carmiggeltstraat 6-50, Amsterdam, Noord-Holland, 1011DJ) is a Payment Service Provider that processes payment transactions of bunq users. Adyen\u2019s privacy policy can be accessed here: \",/*#__PURE__*/e(n,{href:\"https://www.adyen.com/policies-and-disclaimer/privacy-policy\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"adyen.com/policies-and-disclaimer/privacy-policy\"})}),\".\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Stocks services\"})})}),/*#__PURE__*/e(\"p\",{children:\"To provide bunq users with the ability to invest in stocks and exchange-traded funds (ETFs), we use the services of Ginmon (broker) and Upvest (custodian). When you choose to use the Stocks product, you will accept the privacy statements of these parties and be subject to both processing and controllership of these parties. bunq will share your data with Ginmon and Upvest to facilitate the creation of your account, transactions to purchase stocks, and other functionalities.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Algoan\"})})}),/*#__PURE__*/t(\"p\",{children:[\"To check your eligibility for opening a credit line, we share your data with \",/*#__PURE__*/e(n,{href:\"https://www.algoan.com/en\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Algoan\"})}),\" (Morning, Laffitte, 34 Rue Laffitte, 75009 Paris, France), a credit decision-making platform. They perform automatic decision-making using your data, if you apply for a credit line, to determine your eligibility for the credit limit you are applying for.\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Taktile\"})})}),/*#__PURE__*/t(\"p\",{children:[\"To determine your eligibility for opening a credit line, we share your data with \",/*#__PURE__*/e(n,{href:\"https://www.taktile.com/\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Taktile\"})}),\" (Sch\\xf6nhauser Allee 9, 10119 Berlin, Germany), a credit decision-making platform. The platform allows bunq to determine if you are eligible to receive credit and to pull data from credit bureaus.\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Experian\"})})}),/*#__PURE__*/e(\"p\",{children:\"The German credit bureau collects German user\u2019s personal data and shares it with bunq upon their onboarding, to determine the user's debt and bankruptcy status. The API connection is performed through Taktile, described above.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"DuckDuckGoose\"})})}),/*#__PURE__*/e(\"p\",{children:\"The purpose of using DuckDuckGoose is to have access to explainable AI solutions to uncover deep fakes. It will be used as an additional digital identity verification to distinguish between deep fakes and real selfies/facial biometrics provided at onboarding. It is used for authentication purposes, to detect fraudulent onboarding. The processing does not involve automated decision-making; all output by AI is validated and implemented by a bunq agent.\"}),/*#__PURE__*/t(\"p\",{children:[\"DuckDuckGoose is headquartered in the Netherlands. Their privacy policy can be found \",/*#__PURE__*/e(n,{href:\"https://www.duckduckgoose.ai/privacy-policy\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"here\"})}),\".\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/t(\"li\",{\"data-preset-tag\":\"p\",children:[/*#__PURE__*/e(\"p\",{children:\"Other parties\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Parties for producing and delivering bunq cards;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Email, marketing and ad services and social media platforms for managing and executing service emails, direct marketing emails, setting up marketing campaigns and helping us track usage of our website;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"If you grant bunq access to your phonebook, the existing bunq users in your phonebook will receive a notification that you became a bunq user;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"SMS providers for sending SMS messages;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"(Outsourced) customer support services;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Financial institutions for processing transactions and safeguarding the safety and integrity of the financial sector;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Notaries for helping you set up your company;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Legal consultants or auditors for complying with our own legal obligations and for any legal claims;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Internal communications tools used by bunq may store communications that contain personal data;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"We may share your personal data with other bunq entities and branches. We may do so to provide and improve our services to you and to enable us to comply more efficiently with the applicable laws.\"})})]})]})}),/*#__PURE__*/e(\"p\",{children:\"A Data Processing Agreement or equivalent agreements have been signed with each of the \u2018Other parties\u2019 listed above. If any of them are located outside the EU, we ensure that standard contractual clauses provided by the European Commission are signed to protect your data.\"}),/*#__PURE__*/e(\"p\",{children:\"Governmental, supervisory and judicial institutions and authorities\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"To comply with laws and regulations\u2014or when there\u2019s a legitimate reason\u2014we may share personal data with public authorities, regulators, tax authorities, and judicial or investigative bodies.\"}),/*#__PURE__*/e(\"p\",{children:\"For example, we may need to:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Submit anti-money laundering reports to the FIU.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Provide financial data to tax authorities upon request.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Share data with the Dutch Central Bank as part of the Deposit Guarantee Scheme.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Comply with legal obligations to assist investigative authorities in preventing and fighting fraud, misuse, and crime.\"})})]}),/*#__PURE__*/e(\"p\",{children:\"To help protect the banking system and make filing tax returns easier for you, we also share your Tax Identification Number and the description of your sub-accounts with the tax authorities.\"}),/*#__PURE__*/e(\"p\",{children:\"What is scraping and how can I protect myself?\"}),/*#__PURE__*/e(\"p\",{children:\"We go above and beyond to keep your personal data safe, but no internet transmission is 100% secure. While we do everything we can to protect your information, we can\u2019t guarantee absolute security once data is sent or stored. That\u2019s why it\u2019s important to stay mindful of what you share online.\"}),/*#__PURE__*/e(\"p\",{children:\"Once we receive your data, we apply strict security measures to prevent unauthorized access. However, depending on your account settings, certain personal information\u2014like your username, profile photo, or contact details\u2014may be visible to other users or third parties to enable specific services.\"}),/*#__PURE__*/e(\"p\",{children:\"To stay in control, regularly review and update your settings in the bunq app to decide what information you want to share.\"}),/*#__PURE__*/e(\"h2\",{children:\"7. How long does bunq store my data? \u23F3\"}),/*#__PURE__*/e(\"p\",{children:\"We process and store your data for as long as you remain a bunq user. \u200B\u200BWe only keep your data for the time necessary to fulfill the purpose of collection. You can request us to close your account at any time and delete your data after account closure. However, some data may need to be retained due to legal or regulatory requirements.\"}),/*#__PURE__*/e(\"p\",{children:\"In some cases, we may store personal data for longer\u2014if we have a valid legal reason or if the data has been pseudonymized or anonymized in a way that protects your privacy.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"8. What are my rights? \uD83D\uDEE1\uFE0F\"}),/*#__PURE__*/e(\"p\",{children:\"Below we have outlined the rights the GDPR (General Data Protection Regulation) grants you and what they mean for you as a bunq user.If you would like to exercise any of these rights, just send a request to privacy@bunq.com.\"}),/*#__PURE__*/e(\"div\",{className:\"framer-text-module\",style:{height:\"auto\",width:\"100%\"},children:/*#__PURE__*/e(o,{componentIdentifier:\"module:pVk4QsoHxASnVtUBp6jr/HTBsNkEMAb7TUGaO3DBy/CodeBlock.js:default\",children:t=>/*#__PURE__*/e(r,{...t,code:\"| Your right | What it means |\\n|------------|--------------|\\n| **Right to be informed (Article 13 GDPR)** | We provide you with the necessary information regarding the collection and usage of your personal data. This is done through this Privacy Statement, email campaigns, or within the bunq app. |\\n| **Right to access (Article 15(1) GDPR)** | If you file a data access request, we will provide you with a copy of the personal data we have collected about you. You also have the right to receive this information in a structured, commonly used, and machine-readable format. |\\n| **Right to rectification (Article 16 GDPR)** | If you believe that any personal data we hold about you is incorrect or incomplete, you can request that we correct or update it. We will make the necessary changes upon your notice. |\\n| **Right to erasure (Article 17(1) GDPR)** | You may request the deletion of your personal data. We will delete the personal data we have collected about you unless we are legally required to retain it. You can request deletion via the app chat or email. |\\n| **Right to restrict processing (Article 18 GDPR)** | You can ask us to temporarily suspend the processing of your personal data if: <br> - You contest the accuracy of the information. <br> - You believe bunq\u2019s processing is unlawful but don\u2019t want the data deleted. <br> - You need the data for a legal claim but no longer require processing. <br> - You have objected to the processing and we are evaluating your request. |\\n| **Right to object (Article 21(1) GDPR)** | You can object to us processing your personal data when it is based on our legitimate interest. We will review your request and assess whether we have an overriding reason to continue processing. If processing is based on a legal obligation or a contract, we may refuse your request. |\\n| **Right not to be subject to automated decision-making (Article 22 GDPR)** | You have the right not to be subject to a decision based solely on automated processing, including profiling, if it produces legal or similarly significant effects on you. If applicable, we will conduct a manual review of the decision. |\\n| **Right to lodge a complaint (Article 77 GDPR)** | If you believe that our processing of your personal data violates the GDPR, you may lodge a complaint with the Dutch Data Protection Authority or your local supervisory authority. |\",language:\"JSX\"})})}),/*#__PURE__*/e(\"h2\",{children:\"9. Revoking consent & limiting access \uD83D\uDEAB\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Direct marketing\"}),/*#__PURE__*/e(\"p\",{children:\"If you prefer not to have your data used for direct marketing activities, you can let us know anytime via the bunq app. Additionally, every marketing email we send includes an option to unsubscribe.\"}),/*#__PURE__*/e(\"p\",{children:\"GPS and access to your contact list\"}),/*#__PURE__*/e(\"p\",{children:\"While using the bunq app, you may grant permission to access your contact list and to process location data (e.g., for the card protection function). If you no longer want us to use location data, or if you no longer want to provide access to your contact list in the bunq app, you can easily revoke these permissions by going to Settings in your bunq app. You can withdraw consent at any time.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Uploaded images/content\"}),/*#__PURE__*/e(\"p\",{children:\"Any images and content you upload to personalize your bunq account or improve your app experience are processed by bunq. You can update or remove these at any time within the app.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Public bunq.me profile\"}),/*#__PURE__*/e(\"p\",{children:\"When you create a public bunq.me profile, your nickname and IBAN are visible for anyone that visits your public bunq.me profile for making payments. You can deactivate your bunq.me page with the accompanying data at any given time via the bunq app.\"}),/*#__PURE__*/e(\"p\",{children:\"Phone number, email aliases and bunq Elite Plan\"}),/*#__PURE__*/e(\"p\",{children:\"At signup, we link your phone number and email address to your bunq account as aliases. This allows other bunq users to easily and safely transfer money to your bank account(s), as your bunq account (and IBAN) will show up in their contact list if they have added you to their phone contact list with your phone number and/or email address. The processing of your aliases for these purposes is based upon bunq\u2019s legitimate interest in ensuring seamless transactions and fraud prevention. Furthermore, it gives bunq users certainty that money is transferred into the correct account. If you wish to opt out, you can disconnect your aliases via the account settings.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"We will also show other bunq users on Together and in the app that you are on bunq Elite plan. You can disable this feature in your account settings.\"}),/*#__PURE__*/e(\"p\",{children:\"Cookies\"}),/*#__PURE__*/e(\"p\",{children:\"For more information on how to manage or block cookies, please see our Cookie Statement.\"}),/*#__PURE__*/e(\"p\",{children:\"Recommendations and Activities\"}),/*#__PURE__*/e(\"p\",{children:\"To offer you bunq Recommendations, we share certain information with other bunq users who have you in their contact list.Users who have your alias (see above) in their contact list will be able to see your recommended places, public nicknames and public avatars.\"}),/*#__PURE__*/e(\"p\",{children:\"Sharing these data under Places occurs only with your explicit consent, which you can revoke anytime via the bunq app.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"10. Changes to the Privacy Statement \uD83D\uDD04\"}),/*#__PURE__*/e(\"p\",{children:\"We are always improving and expanding our products and services, which may lead to changes in how we process data. Whenever we change something, we adjust our Privacy Statement accordingly. You can always find the latest version on our website and in the app.\"}),/*#__PURE__*/e(\"h2\",{children:\"11. Complaints \uD83D\uDDE3\uFE0F\"}),/*#__PURE__*/t(\"p\",{children:[\"If you have concerns about how bunq processes your data , you can contact our Data Protection Officer via \",/*#__PURE__*/e(n,{href:\"mailto:privacy@bunq.com\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"privacy@bunq.com\"})}),\".\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"If you are not satisfied with how we handle your complaint, you can escalate it to the Dutch Data Protection Authority (Autoriteit Persoonsgegevens).\"})]});export const richText1=/*#__PURE__*/t(i.Fragment,{children:[/*#__PURE__*/e(\"h3\",{children:\"1. What are cookies?\"}),/*#__PURE__*/e(\"p\",{children:\"Cookies are small (text) files that hold information about you, your device or your session. They are used to enable certain functionalities for our products, services, and websites. We store these on your device in order to optimize your experience. Some of the cookies we place are critical for our services to work and apply regardless of whether you provide consent. We also place some non-essential cookies to collect additional information that helps us improve our services.\"}),/*#__PURE__*/e(\"h3\",{children:\"2. Why does bunq use cookies?\"}),/*#__PURE__*/e(\"p\",{children:\"We use cookies to:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"provide basic functionalities of our products and services;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"improve the usability of our products and services;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"show you personalized ads across the web and analyze their effectiveness;\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"learn more about the use of our products and services by conducting analyses for statistical, strategic and scientific purposes; and\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"manage customer relationships.\"})})]}),/*#__PURE__*/e(\"p\",{children:\"We can combine the data gathered from cookies with other data we have about you, to learn more about your personal customer journey, your use of our products and services and to improve our (personalized) marketing as described in this Privacy & Cookie Statement.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"3. Google Analytics\"}),/*#__PURE__*/t(\"p\",{children:[\"For bunq.me, bunq.to and together.bunq.com, we have configured Google Analytics in accordance with the guidelines for privacy friendly use from the Dutch Data Protection Authority (\u2018Handleiding privacyvriendelijk instellen van Google Analytics\u2019). This means we\u2019ve signed a data processing agreement with Google, anonymize IP-addresses and have disabled data sharing where possible. Additionally, Google allows you to opt-out for their analytics cookies via \",/*#__PURE__*/e(n,{href:\"https://tools.google.com/dlpage/gaoptout\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"tools.google.com/dlpage/gaoptout\"})}),\".\"]}),/*#__PURE__*/t(\"p\",{children:[\"To find out how Google processes your data, see the Google Privacy Policy: \",/*#__PURE__*/e(n,{href:\"https://business.safety.google/privacy/\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"https://business.safety.google/privacy/\"})}),\".\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:\"4. Taboola\"}),/*#__PURE__*/t(\"p\",{children:[\"In order to gather analytics on the performance of our advertisements, we use Taboola (New York, 16 Madison Square West). Your personal data will be collected if you consent to cookies of the website where the bunq advertisement was placed or if you consent to bunq cookies. If you reject both cookies, no personal data will be collected. We have signed an agreement with Taboola to guarantee your privacy. No personal data will be transferred to any countries without first placing appropriate safeguards on privacy (Standard Contractual Clauses, Adequacy Decisions, Data Privacy Framework Certification, etc.). For more information on Taboola, please refer to its privacy statement here: \",/*#__PURE__*/e(n,{href:\"https://www.taboola.com/policies/privacy-policy\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"taboola.com/policies/privacy-policy\"})}),\".\"]}),/*#__PURE__*/e(\"h3\",{children:\"5. Cheq\"}),/*#__PURE__*/e(\"p\",{children:\"Cheq allows us to block bots and fraud on our website from affecting our analytics. For more information on Cheq, please refer to their privacy statement: https://cheq.ai/data-privacy/.\"}),/*#__PURE__*/e(\"h3\",{children:\"6. VWO\"}),/*#__PURE__*/e(\"p\",{children:\"We use VWO to test new functionalities and content on our website. It also collects user insights for us, so we can optimize our website\u2019s performance. For more information, please refer to their privacy statement: https://vwo.com/privacy-policy/.\"}),/*#__PURE__*/e(\"h3\",{children:\"7. Snowplow\"}),/*#__PURE__*/t(\"p\",{children:[\"Snowplow allows bunq to track events and analyze activity on bunq web, bunq.com, and the bunq app. For more information on how Snowplow collects your data, please refer to the Snowplow privacy policy: \",/*#__PURE__*/e(n,{href:\"https://snowplow.io/privacy-policy/\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"https://snowplow.io/privacy-policy/\"})}),\".\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:\"8. Social Media Pixels\"}),/*#__PURE__*/t(\"p\",{children:[\"bunq uses social media pixels to advertise to audiences on those platforms.\\xa0 Your personal data will be collected if you consent to cookies of the website where the bunq advertisement was placed or if you consent to bunq cookies. The pixels currently placed are \",/*#__PURE__*/e(n,{href:\"https://www.tiktok.com/legal/page/eea/privacy-policy/en\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"TikTok\"})}),\", \",/*#__PURE__*/e(n,{href:\"https://businesshelp.snapchat.com/s/article/snap-privacy-faq?language=en_US\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Snapchat\"})}),\", and \",/*#__PURE__*/e(n,{href:\"https://www.linkedin.com/legal/privacy-policy\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"LinkedIn\"})}),\" pixels.\"]}),/*#__PURE__*/e(\"h3\",{children:\"9. Adjust\"}),/*#__PURE__*/e(\"p\",{children:\"Adjust allows bunq to track events and analyze activity on bunq web, bunq.com, and the bunq app. For more information on how Adjust collects your data, please refer to the Adjust Privacy Policy: https://www.adjust.com/terms/privacy-policy/.\"}),/*#__PURE__*/e(\"h3\",{children:\"10. How can I adjust, block or delete cookies?\"}),/*#__PURE__*/t(\"p\",{children:[\"You have full control over your cookie preferences. At any time, you can adjust your settings or withdraw your previously given consent by clicking the Cookie Settings button at the bottom of \",/*#__PURE__*/e(n,{href:\"https://www.bunq.com/\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"https://www.bunq.com/\"})}),\".\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"In addition to the measures as described in this statement, if you can easily block and remove all cookies on your device via the privacy settings of your web browser.\"}),/*#__PURE__*/e(\"p\",{children:\"If you want to prevent new cookies from being placed on your device, you can block the use of cookies via the privacy settings of your web browser. You can choose to block all cookies or only cookies from specific websites. Please note that blocking cookies will not automatically remove cookies that are already stored on your device.\"}),/*#__PURE__*/e(\"p\",{children:\"Please be aware that by blocking and/or deleting cookies, our websites (and possibly other websites) might not function properly. With every new session, new cookies will be placed unless you have blocked the use of cookies.\"})]});export const richText2=/*#__PURE__*/t(i.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"Disclaimer\"}),/*#__PURE__*/t(\"p\",{children:[\"We are bunq and \",/*#__PURE__*/e(n,{href:\"https://www.bunq.com/\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"www.bunq.com\"})}),\" is our website. In this disclaimer you can find the terms and conditions that apply to the use of our website. Please read our Privacy Statement for more information about your privacy.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"bunq is a trademark of bunq B.V. bunq B.V. is registered at the Dutch Chamber of Commerce with number 54992060 and is supervised by the AFM (\",/*#__PURE__*/e(n,{href:\"http://www.afm.nl/\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"www.afm.nl\"})}),\") and DNB (\",/*#__PURE__*/e(n,{href:\"http://www.dnb.nl/\",motionChild:!0,nodeId:\"zR7iWvpts\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"www.dnb.nl\"})}),\"). Our address is Naritaweg 131-133, 1043 BS in Amsterdam, the Netherlands.\\xa0\"]}),/*#__PURE__*/e(\"h2\",{children:\"Liability\"}),/*#__PURE__*/e(\"p\",{children:\"We do our utmost best to always provide correct, complete and up-to-date information via our website, but do not give any guarantees that we always succeed in doing so. The information on our website is meant for information purposes only and is not a personal advice. We are not liable for any damages that arise from the use of and/or mistakes on our website.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"You may find references and/or hyperlinks to other websites on our website. We do not check the information on these other websites and are not responsible for their content. Using the links and references is on your own risk.\\xa0\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"We try to keep our website available at all times. It may however happen that the website is temporarily not available or not functioning properly. We are not liable for any damages that might arise in this case.\\xa0\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Intellectual property\"}),/*#__PURE__*/e(\"p\",{children:\"All information on our website (including logos, corporate identity and designs) are protected by copyright and other intellectual property rights. You are allowed to use this information for private (non-commercial) purposes, if you provide a reference to the source. For any other use, our prior written consent is required.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Changes and jurisdiction\"}),/*#__PURE__*/e(\"p\",{children:\"We may change the information on our website (including this disclaimer) without notifying you. We therefore recommend you to regularly check whether we have made changes.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"The disclaimer is governed and should be interpreted in accordance with the laws of the Netherlands. 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