{
  "version": 3,
  "sources": ["ssg:https://framerusercontent.com/modules/A8hsixFOpRgVXCKiQNrE/N58bHdbIAzxULWtzzCXT/RkpTlbLRO-8.js"],
  "sourcesContent": ["import{jsx as e,jsxs as n}from\"react/jsx-runtime\";import{Link as t}from\"framer\";import{motion as o}from\"framer-motion\";import*as a from\"react\";export const richText=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"As a bank, we at bunq believe that it's essential to teach children about personal finance from a young age. With the right guidance, children can develop healthy financial habits that will benefit them for the rest of their lives. Here are some tips to help you teach your kids about personal finance, and why a bunq account can be an excellent tool for their financial education.\"}),/*#__PURE__*/e(\"h2\",{children:\"Start Early\"}),/*#__PURE__*/e(\"p\",{children:\"The earlier you start teaching your kids about personal finance, the better. Children as young as three can understand basic financial concepts, such as saving and spending. As parents, you can take advantage of everyday activities to teach them about money. For example, when you go grocery shopping, show your child how you use coupons or compare prices to save money.\"}),/*#__PURE__*/e(\"h2\",{children:\"Use Real-Life Examples\"}),/*#__PURE__*/e(\"p\",{children:\"Using real-life examples can help children understand financial concepts better. It's always good to teach them about money in the context of their life. For example, you can use their pocket money to teach them about saving, spending, and budgeting. You can also show them your monthly bills and how you manage to pay them on time.\"}),/*#__PURE__*/e(\"h2\",{children:\"Set Financial Goals\"}),/*#__PURE__*/e(\"p\",{children:\"Setting financial goals can help your child develop healthy financial habits. Encourage your child to set a savings goal, such as saving up for a new toy or a special event. Talk to them about the importance of saving money and how it can help them achieve their goals.\"}),/*#__PURE__*/e(\"h2\",{children:\"Open a Bank Account\"}),/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(t,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Opening a bank account\"})}),\" for your child can help them learn how to manage money. Many banks offer accounts specifically designed for children, with features such as no fees and parental controls. At bunq, we offer an easy-to-use account for kids that \",/*#__PURE__*/e(t,{href:{webPageId:\"augiA20Il\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"parents can manage\"})}),\" from their bunq app.\"]}),/*#__PURE__*/e(\"p\",{children:\"With bunq, your child can have their own account that they can use to save and spend money. You can set spending limits and receive real-time notifications on their transactions, so you're always in control. Moreover, our under 18s accounts come with a debit card, so your child can learn how to manage a card responsibly.\"}),/*#__PURE__*/e(\"h2\",{children:\"Teach the Value of Saving\"}),/*#__PURE__*/e(\"p\",{children:\"Teaching your child the value of saving is crucial for their financial future. Encourage them to save a portion of their pocket money or earnings from chores. Explain to them how their savings can grow over time with compound interest. At bunq, we offer competitive interest rates, so your child's savings can grow faster.\"}),/*#__PURE__*/e(\"h2\",{children:\"Explain the Difference Between Needs and Wants\"}),/*#__PURE__*/e(\"p\",{children:\"Teaching your child the difference between needs and wants can help them make better financial decisions. Explain to them that needs, such as food and shelter, come before wants, such as toys and entertainment. You can use real-life examples to show them how to prioritize their spending.\"}),/*#__PURE__*/e(\"h2\",{children:\"Teach Budgeting\"}),/*#__PURE__*/e(\"p\",{children:\"Budgeting is a vital financial skill that your child will need throughout their life. Teach your child how to create a budget and stick to it. Encourage them to track their expenses and adjust their budget as needed. At bunq, you can set up an auto-saving feature that helps your child save a percentage of their income automatically. You can also create custom saving goals to help them budget for specific expenses.\"}),/*#__PURE__*/e(\"h2\",{children:\"Teach the Dangers of Debt\"}),/*#__PURE__*/e(\"p\",{children:\"Teaching your child about the dangers of debt can help them avoid financial trouble in the future. Explain to them how interest works and how it can make debt grow quickly. Encourage them to only borrow money when necessary and to pay off debts as soon as possible. At bunq, we don't offer credit services, so your child can learn how to manage their finances without the risk of accumulating debt.\"}),/*#__PURE__*/e(\"h2\",{children:\"Make It Fun\"}),/*#__PURE__*/e(\"p\",{children:'Learning about personal finance doesn\\'t have to be boring. You can make it fun by using games and activities to teach your child about money. For example, you can play \"store\" with your child and use pretend money to teach them about buying and selling. You can also use online resources, such as videos and apps, to make learning about money more engaging.'}),/*#__PURE__*/e(\"h2\",{children:\"Lead by Example\"}),/*#__PURE__*/e(\"p\",{children:\"Children learn by example, so it's essential to lead by example when it comes to personal finance. Show your child how you manage your money responsibly, such as saving regularly and paying bills on time. You can also involve them in your financial decisions, such as planning a family budget or choosing a savings account. By doing so, you can teach them valuable financial skills and set a good example for them to follow.\"}),/*#__PURE__*/e(\"h2\",{children:\"Encourage Questions\"}),/*#__PURE__*/e(\"p\",{children:\"Encourage your child to ask questions about personal finance. It's important to answer their questions honestly and in a way that they can understand. If you don't know the answer, look it up together or ask a financial advisor for help. By encouraging questions, you can help your child develop a better understanding of personal finance and build their confidence in managing money.\"}),/*#__PURE__*/e(\"h2\",{children:\"Getting started\"}),/*#__PURE__*/e(\"p\",{children:\"Teaching your child about personal finance is one of the most important things you can do as a parent. By starting early and using real-life examples, you can help your child develop healthy financial habits that will benefit them for the rest of their lives. With a bunq under 18s account, you can give your child the tools they need to manage their money responsibly. As a bank that values financial education, we are committed to helping parents teach their kids about personal finance. If you're interested in opening a bunq under 18s account for your child, you can find more information on our website.\"})]});export const richText1=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Starting a business can be an exciting adventure, and as an entrepreneur or SME owner, you'll want to make sure you're on the right track. One essential aspect of this process is choosing a trade name for your company. But what exactly is a trade name, and why is it so important? In this blog post, we'll explore the concept of trade names and how they differ from company names, their importance, and some famous examples.\"}),/*#__PURE__*/e(\"h2\",{children:\"What is a Trade Name?\"}),/*#__PURE__*/e(\"p\",{children:'A trade name, also known as a \"doing business as\" (DBA) name, is the name under which a company conducts its business. It\\'s different from the legal name of the company, which is registered with the government. A trade name is used for marketing purposes and helps customers identify your brand and services.'}),/*#__PURE__*/e(\"h2\",{children:\"The Difference Between a Company Name and a Trade Name\"}),/*#__PURE__*/n(\"p\",{children:[\"While a company name is the official, legal name under which a business is registered, a trade name is the public-facing name that customers see and interact with. For example, if you \",/*#__PURE__*/e(t,{href:{webPageId:\"sxRFThGQm\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"start a business\"})}),' called \"Smith & Co.,\" that would be your company name. However, if you decide to operate under the name \"Smith\\'s Supermarket,\" that would be your trade name.']}),/*#__PURE__*/e(\"h2\",{children:\"Why Do You Need a Trade Name?\"}),/*#__PURE__*/e(\"p\",{children:\"Having a trade name is essential for several reasons:\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Branding:\"}),\" Your trade name is a crucial part of your brand identity, helping customers recognize and remember your business.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Legal protection:\"}),\" Registering a trade name can help protect your brand by ensuring that no one else can use the same name in your industry or region.\",/*#__PURE__*/e(\"strong\",{children:\"\u200D\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Professionalism: \"}),\"Using a trade name makes your business look more professional and established, instilling trust in potential customers.\"]})})]}),/*#__PURE__*/e(\"h2\",{children:\"Famous Examples of Trade Names\"}),/*#__PURE__*/e(\"p\",{children:\"Some well-known companies use trade names that are different from their legal names. For example, Google's parent company is Alphabet Inc., while McDonald's Corporation operates under the trade name McDonald's. These examples show how trade names can help create a strong brand identity and make it easier for customers to connect with your business.\"}),/*#__PURE__*/e(\"h2\",{children:\"Conclusion\"}),/*#__PURE__*/n(\"p\",{children:[\"In conclusion, a trade name is an essential aspect of starting a business, as it helps establish your brand and differentiate you from competitors. As an entrepreneur or SME owner, choosing the right trade name is crucial for your success. So take the time to select a name that represents your brand and resonates with your target audience. And remember, once you've chosen your trade name, \",/*#__PURE__*/e(t,{href:{webPageId:\"sxRFThGQm\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"bunq\"})}),\" can help you manage your money and grow your business with our innovative banking solutions.\"]})]});export const richText2=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"em\",{children:\"I\u2019m very excited to announce that, after successfully serving our European users for almost a decade, bunq has applied for a US banking license!\"})}),/*#__PURE__*/e(\"p\",{children:\"Going stateside undeniably marks a huge milestone for us and I\u2019d love to share how we reached this milestone together, why we decided to bring bunq to the United States, and what the future might hold.\"}),/*#__PURE__*/e(\"h2\",{children:\"How we got here\"}),/*#__PURE__*/e(\"p\",{children:\"Ten years ago we set out to build something many considered impossible: a bank its users love to use, designed to make life easy. When we first entered the scene, we were greeted with skepticism and even some ridicule. Founding a brand new, fully mobile bank in a sector saturated with legacy institutions was quite literally like David walking into a cage full of Goliaths.\"}),/*#__PURE__*/e(\"p\",{children:\"As we\u2019ve decisively shown ever since, impossible is just a word for things that haven\u2019t been done yet.\"}),/*#__PURE__*/e(\"p\",{children:\"We were the first in 35 years to obtain a European banking license and would quickly turn doing the impossible into a veritable habit. As the first bank to maintain a sustainable growth strategy based on a service-oriented business model, we pioneered many industry-first innovations, fundamentally changing how millions of people spend, save and invest their money.\"}),/*#__PURE__*/e(\"p\",{children:\"Having expanded to over 30 markets within Europe, taking the bank of The Free to the Land of the Free is a logical next step. We\u2019ll once again be the underdog that supports its users in their pursuit for individual freedom.\"}),/*#__PURE__*/e(\"h2\",{children:\"Launching in the US\"}),/*#__PURE__*/e(\"p\",{children:\"Whenever we enter a new market, we take a lot of time listening to users and figuring out what we can do to make their lives easy. The US is home to a community of nearly 5 million digital nomads: expats, international entrepreneurs and professionals with strong ties to both sides of the Atlantic. We will introduce this large group of location-independent people to our proven, transparent and value-based banking model, one that gives them the freedom to live life on their own terms.\"}),/*#__PURE__*/e(\"p\",{children:\"We\u2019re going stateside with a simple proposition, offering a banking product that enables US consumers and businesses to bypass banking bureaucracy by opening a fully fledged international bank account in just 5 minutes. Using bunq, they can effortlessly manage their finances from anywhere in the world.\"}),/*#__PURE__*/e(\"p\",{children:\"There are always a lot of unknowns when you enter a market. It takes time, effort and the best people to make a real difference. We can\u2019t wait to start making life easy for our US users and to make our mark on the US banking landscape. In our opinion, applying for a US license is the only way we can maintain independence and provide The Free with the easy and safe banking experience they deserve.\"}),/*#__PURE__*/e(\"p\",{children:\"Today, driven by our user-centric philosophy to always keep their best interests at heart, we are taking another historic step in support of The Free. The rest will be history.\"}),/*#__PURE__*/e(\"p\",{children:\"Stay tuned.\"}),/*#__PURE__*/e(\"p\",{children:\"\u200D\"}),/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Ali Niknam\"}),\", founder and CEO of bunq\"]})]});export const richText3=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Gone are the days of fumbling with cash and counting coins. With the rise of technology, we now have more options than ever when it comes to paying for goods and services. One of the most popular and convenient options is contactless payment.\"}),/*#__PURE__*/e(\"p\",{children:\"But what exactly is a contactless payment, and how does it work?\"}),/*#__PURE__*/e(\"h2\",{children:\"What is a contactless payment?\"}),/*#__PURE__*/e(\"p\",{children:\"A contactless payment, also known as a near field communication (NFC) transaction, is a way to pay for goods and services without physically handling cash or a card. Instead, you simply hold your payment device (such as a credit card, smartphone, or smartwatch) near a contactless reader and voila! The payment is processed.\"}),/*#__PURE__*/e(\"h2\",{children:\"Why are contactless payments becoming popular?\"}),/*#__PURE__*/e(\"h3\",{children:\"Speed and Convenience\"}),/*#__PURE__*/e(\"p\",{children:\"One of the biggest advantages of contactless payment is the speed and convenience it offers. No more fumbling for cash or counting coins, just hold your device near the reader and you're good to go!\"}),/*#__PURE__*/e(\"h3\",{children:\"Enhanced Security\"}),/*#__PURE__*/e(\"p\",{children:\"Contactless payment is also more secure than traditional methods of payment. When you make a contactless payment, your card never leaves your hand, reducing the risk of it being lost or stolen. Additionally, contactless payments use encryption to protect your personal and financial information.\"}),/*#__PURE__*/e(\"h3\",{children:\"Increased Acceptance\"}),/*#__PURE__*/e(\"p\",{children:\"More and more retailers are beginning to accept contactless payments, making it easier than ever to use this convenient payment method. Whether you're grabbing a coffee, shopping for groceries, or paying for a taxi, chances are you can use contactless payment!\"}),/*#__PURE__*/e(\"h2\",{children:\"Pay contactless with a bunq account\"}),/*#__PURE__*/e(\"h3\",{children:\"Pay with your phone - the magic of Apple Pay and Google Pay\"}),/*#__PURE__*/e(\"p\",{children:\"While our cards are really pretty\u2026 you don\u2019t actually need a physical card to pay with bunq. After all, it\u2019s mobile banking we\u2019re talking about. You can create a card in the app and link it to Apple Pay or Google Pay. This way, you can always simply pay with your phone. No need to carry your wallet around anymore.\"}),/*#__PURE__*/n(\"p\",{children:[\"The process is - you guessed it - easy. Click here for \",/*#__PURE__*/e(t,{href:\"https://together.bunq.com/d/5826\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"the exact steps you need to follow for Apple Pay\"})}),\", or here for \",/*#__PURE__*/e(t,{href:\"https://together.bunq.com/d/8480\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"activating Google Pay\"})}),\".\"]}),/*#__PURE__*/e(\"h3\",{children:\"Pay safely with Virtual Credit Cards\"}),/*#__PURE__*/n(\"p\",{children:[\"If you have an \",/*#__PURE__*/e(t,{motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"bunq Pro\"})}),\" or \",/*#__PURE__*/e(t,{motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"bunq Elite\"})}),\" plan, you get 26\",/*#__PURE__*/e(t,{href:{webPageId:\"RAcKLSXrV\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\" Virtual Credit cards\"})}),\" included - so you can use these for safe, contactless payments. What\u2019s their biggest advantage? You can basically block a card in the app the moment you\u2019re done with a purchase. Let\u2019s say it\u2019s the first time you order from a specific website and you aren\u2019t very sure how safe it is. Simply create a card, make your purchase, and delete it from your bunq app. Now you can rest assured that no one has your banking information.\"]}),/*#__PURE__*/e(\"h3\",{children:\"Use your physical cards safely\"}),/*#__PURE__*/e(\"p\",{children:\"The need for fast, easy and secure payments increased more than ever since the pandemic started. No one wanted to touch payment terminals and input PIN codes anymore - naturally.\"}),/*#__PURE__*/n(\"p\",{children:[\"However, some like to use their physical cards. We can\u2019t blame you - they\u2019re pretty cool (again - we think so). You can still pay contactless in a safe way with your bunq cards. Simply place your card next to the payment terminal and you don\u2019t need to input your PIN code if your payment is less than \u20AC50 EUR. This applies to most countries, but \",/*#__PURE__*/e(t,{href:\"https://together.bunq.com/d/27058\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"you can find the full list here\"})}),\". So for all those dinner recipes or beer runs\u2026you\u2019re all good!\"]}),/*#__PURE__*/e(\"h3\",{children:\"Extra contactless goodies - your loyalty cards\"}),/*#__PURE__*/n(\"p\",{children:[\"Yes, this isn\u2019t a payment method\u2026but it is a way to get discounts and make the most of your shopping. So just a quick reminder that you can always add your favorite \",/*#__PURE__*/e(t,{href:{pathVariables:{EHOoGMZuu:\"loyalty-cards\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"B3ZgP3xIX\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"loyalty cards \"})}),\"to your bunq app, making sure you don\u2019t have to have a mini-anxiety attack while you\u2019re looking for the right one in your wallet at the store (we\u2019ve all been there).\"]}),/*#__PURE__*/n(\"p\",{children:[\"There you go! Plenty of ways for you to make contactless payments using just your phone or your bunq cards. \",/*#__PURE__*/e(t,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Sign up with bunq\"})}),\" today to explore what we\u2019ve got to offer. It\u2019s free for the first 30 days!\"]})]});export const richText4=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"When it's time to open a new bank account, the options can feel overwhelming. With so many choices out there, how do you find the perfect fit for your needs? In this blog post, we'll explore five key factors to consider when choosing a new bank account. Let's dive in!\"}),/*#__PURE__*/e(\"h2\",{children:\"1. Online Banking Features\"}),/*#__PURE__*/n(\"p\",{children:[\"In today's digital world, having access to online banking is essential. Look for banks that offer user-friendly apps and websites, making it easy to manage your finances on the go. For example, \",/*#__PURE__*/e(t,{href:{webPageId:\"augiA20Il\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"bunq\"})}),\" offers features like \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"instant-payments\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"XSc4UXMWl\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"instant payments\"})}),\" and \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"easy-budgeting\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"S9MwslYYH\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"easy budgeting\"})}),\", ensuring you have full control over your money.\"]}),/*#__PURE__*/e(\"h2\",{children:\"2. Interest Rates\"}),/*#__PURE__*/n(\"p\",{children:[\"Your hard-earned money should be working for you! When comparing bank accounts, pay attention to the interest rate offered on savings accounts. Higher interest rates mean more money in your pocket. Check out bunq's \",/*#__PURE__*/e(t,{motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"MassInterest\"})}),\" feature, which offers competitive interest rates to help your savings grow.\"]}),/*#__PURE__*/e(\"h2\",{children:\"3. International Services\"}),/*#__PURE__*/n(\"p\",{children:[\"If you're a globetrotter or frequently send money abroad, it's crucial to choose a bank that supports international transactions. Look for banks that offer services like \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"foreign-ibans\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"gEtsJPhAY\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Local IBANs\"})}),\" and \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"zero-fx\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"h2HvVEiCB\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"ZeroFX\"})}),\" fees to make managing your money across borders a breeze.\"]}),/*#__PURE__*/e(\"h2\",{children:\"4. Sustainability\"}),/*#__PURE__*/n(\"p\",{children:[\"More and more people are prioritizing sustainability in their lives, and banking is no exception. Look for banks that are committed to sustainable practices, like bunq's initiative to plant a tree for every \u20AC100 spent using their \",/*#__PURE__*/e(t,{href:{webPageId:\"RAcKLSXrV\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Green Card\"})}),\".\"]}),/*#__PURE__*/e(\"h2\",{children:\"5. Security & Protection\"}),/*#__PURE__*/n(\"p\",{children:[\"Last but not least, ensure that your chosen bank takes security seriously. Features like \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"biometric-id\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"MfjOHGD7X\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"biometric ID\"})}),\" and \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"deposit-protection\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"oCfrprOUT\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"deposit protection\"})}),\" can provide peace of mind, knowing that your money is safe and secure.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Conclusion\"})}),/*#__PURE__*/n(\"p\",{children:[\"Finding the perfect bank account doesn't have to be daunting. By considering these five key factors, you'll be well on your way to choosing an account that meets your unique needs. Whether it's top-notch online banking features, competitive interest rates, or a commitment to sustainability, bunq has got you covered. \",/*#__PURE__*/e(t,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Open your bunq account today\"})}),\" and experience banking with a difference!\"]})]});export const richText5=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"As you start your journey towards managing your personal finance, it's crucial to know about the safety net that protects your money in banks. One such safety net is the Deposit Guarantee. In this blog, we will explain to you how bunq, the digital bank, keeps your money safe under the Dutch Deposit Guarantee Scheme, how it works, and what is covered.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What is a \u2018Deposit Guarantee Scheme\u2019? \"})}),/*#__PURE__*/e(\"p\",{children:\"Deposit Guarantee is a mechanism that acts as a buffer for bank account holders in case their bank fails or goes bankrupt. If a bank is closed down, the scheme is to reimburse account holders of the bank up to a certain amount. The Deposit Guarantee is usually provided by a government agency or a fund established by the government.\"}),/*#__PURE__*/e(\"p\",{children:\"In Europe, the Deposit Guarantee Scheme is a harmonized mechanism across all member states of the European Union (EU). In practice, this means that depositors across the EU enjoy the same level of protection, regardless of which EU country their bank is based in. The current Deposit Guarantee amount in Europe is \u20AC100,000 per eligible depositor, per bank.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"bunq and the Dutch Deposit Guarantee\"})}),/*#__PURE__*/e(\"p\",{children:\"At bunq, we believe that protecting your money is of utmost importance. bunq has a banking license issued by De Nederlandsche Bank and therefore, we are proud to say that your eligible deposits are protected under the Dutch Deposit Guarantee Scheme.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How Does the Dutch Deposit Guarantee Work?\"})}),/*#__PURE__*/e(\"p\",{children:\"Let's say you have a current account or savings account with us. If we can no longer meet our obligations to you, De Nederlandsche Bank will ensure you get your eligible funds back, from 1 cent up to \u20AC100,000 per person within a short period of time without you having to do anything. It's important to note that this guarantee covers the total amount of your deposits, including any interest earned.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Who is protected by the Dutch Deposit Guarantee? \"})}),/*#__PURE__*/e(\"p\",{children:\"The Dutch Deposit Guarantee protects the money all individuals and companies and organizations have in a bank account, with the exception of government organizations and financial companies.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What is protected under the Dutch Deposit Guarantee? \"})}),/*#__PURE__*/e(\"p\",{children:\"In principle, the Dutch Deposit Guarantee covers the money in your current account, savings account or term deposit. However, not all financial products are eligible under the Dutch Deposit Guarantee.\"}),/*#__PURE__*/e(\"p\",{children:\"At bunq, your accounts are covered by the Dutch Deposit Guarantee Scheme (DGS), regardless of the subscription plan you choose. Be mindful, however, that e-money accounts and (non-Euro) Local Currency account(s) are excluded from the Deposit Guarantee Scheme. Nevertheless, given bunq always aims to keep your funds safe and sound, we ensure that your balance on your (non-Euro) Local Currency account(s) are held in a third-party account which isn't sensitive to any credit-risks from our counterparty.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Is my business account protected separately from my personal account?\"})}),/*#__PURE__*/e(\"p\",{children:\"This will depend on your business structure. If your business is a sole proprietorship, it is not a legal person. Therefore the account will fall under the \u2018one account per bank\u2019 principle. On the other hand, if your business is a legal person, such as a private limited company for instance, it will be protected separately from your personal account.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Wanna know more ?\"})}),/*#__PURE__*/e(\"p\",{children:\"Depositor Information Template bunq B.V.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(t,{href:\"https://www.dnb.nl/betrouwbare-financiele-sector/nederlandse-depositogarantie/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Dutch Deposit Guarantee Scheme - DNB information page\"})})}),/*#__PURE__*/e(\"p\",{children:\"\u200D\"}),/*#__PURE__*/e(\"p\",{children:\"Still bothered by a question, do not hesitate to reach out to our Support Department.\"})]});export const richText6=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"If you're an expat living in the Netherlands, you may be wondering how to buy property here. Before you get started, there are a few things you should know before you start browsing property listings. In this blog post, we'll explain everything you need to know about buying a property in the Netherlands.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"The Basics of Buying Property in the Netherlands\"})}),/*#__PURE__*/e(\"p\",{children:\"First things first, let's go over the basics of buying property in the Netherlands. The process is similar to other countries, but there are a few differences to keep in mind. Here's what you'll need to do:\"}),/*#__PURE__*/e(\"p\",{children:\"Find a property you like and make an offer.\"}),/*#__PURE__*/n(\"ol\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Hire a civil-law notary to handle the legal aspects of the sale.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Arrange financing for the property, either through a mortgage or savings.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Sign the purchase agreement and pay a deposit.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Close the sale and pay the remaining balance.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Now, let's talk about step three - arranging financing for the property.\"})})]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Financing a Property Purchase as an Expat\"})}),/*#__PURE__*/e(\"p\",{children:\"As an expat, you have a few options for financing your property purchase in the Netherlands. One option is to use your savings to buy the property outright. This is a good option if you have enough money saved up and don't want to deal with the hassle of getting a mortgage.\"}),/*#__PURE__*/e(\"p\",{children:\"However, if you don't have enough savings to buy the property outright, you can also apply for a mortgage. In the past, it was more difficult for expats to get a mortgage in the Netherlands, but that's no longer the case. Many Dutch banks now offer mortgages to expats, and some even have special mortgage programs just for expats.\"}),/*#__PURE__*/n(\"p\",{children:[\"One such bank is bunq, a digital bank with an app that helps people manage their money. bunq offers an \",/*#__PURE__*/e(t,{href:{pathVariables:{ilgkXdteT:\"bunq-pro\"},unresolvedPathSlugs:{ilgkXdteT:{collectionId:\"jzZqnrXIK\",collectionItemId:\"uiXZxQgNk\"}},webPageId:\"Hb4AwXQ6U\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Easy Mortgage\"})}),\" program that makes it easy for expats to get a mortgage in the Netherlands. With an Easy Mortgage, you can apply for a mortgage online, and the entire process is done in English. Plus, bunq offers competitive rates and flexible terms, making it a great option for expats who want to buy property in the Netherlands.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Other Things to Consider\"})}),/*#__PURE__*/e(\"p\",{children:\"While financing is a big part of buying a property in the Netherlands, there are other things to consider as well. For example, you'll need to make sure you have the proper residency permit and tax number before you can buy a property. You'll also need to be aware of the local housing market and understand the rules around renting out your property if you choose to do so.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Wrapping Up\"})}),/*#__PURE__*/n(\"p\",{children:[\"So, can expats buy property in the Netherlands? The answer is yes, you can! With the right financing and a little bit of knowledge about the local housing market, buying a property in the Netherlands can be a great investment for expats. And with programs like \",/*#__PURE__*/e(t,{href:\"https://mortgages.bunq.com/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"bunq's Easy Mortgage\"})}),\", getting a mortgage as an expat has never been easier.\"]})]});export const richText7=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Starting a business requires more than just a great idea and a passion for entrepreneurship. As an aspiring entrepreneur, understanding your personality type is key to success. After all, the traits and characteristics you possess can influence the way you approach business finance, marketing, and decision-making.\"}),/*#__PURE__*/e(\"p\",{children:\"Here are three personality types of entrepreneurs that you need to know:\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"The Innovator\"})}),/*#__PURE__*/e(\"p\",{children:\"The innovator is a creative thinker who sees potential in new ideas and isn't afraid to take risks. They tend to think outside the box and see opportunities where others may not. One famous example of an innovator is Steve Jobs, the co-founder of Apple. Jobs was known for his unconventional approach to technology, which led to the creation of some of the world's most iconic products, such as the iPhone, iPad, and iPod.\"}),/*#__PURE__*/e(\"p\",{children:\"If you're an innovator, you're likely to have a lot of ideas and be constantly searching for ways to improve your business. You may struggle with focus and prioritizing tasks, but your creativity and willingness to take risks can lead to big rewards.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"The Hustler\"})}),/*#__PURE__*/e(\"p\",{children:\"The hustler is a natural-born salesperson who is great at networking and building relationships. They thrive on the thrill of closing deals and are constantly looking for new opportunities to grow their business. One famous example of a hustler is Gary Vaynerchuk, the CEO of VaynerMedia. Vaynerchuk started his career by turning his family's liquor store into an online wine retailer and has since built a successful marketing agency.\"}),/*#__PURE__*/e(\"p\",{children:\"If you're a hustler, you're likely to have excellent communication skills and be comfortable with selling your products or services. You may struggle with delegating tasks and focusing on long-term goals, but your ability to connect with people can help you build a strong network of supporters and customers.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"The Visionary\"})}),/*#__PURE__*/e(\"p\",{children:\"The visionary is a big-picture thinker who has a clear idea of what they want to achieve and how they're going to get there. They're often passionate about a particular industry or cause and are dedicated to making a difference. One famous example of a visionary is Elon Musk, the CEO of SpaceX and Tesla. Musk's vision is to create a sustainable future on Mars and revolutionize the transportation industry with electric cars.\"}),/*#__PURE__*/e(\"p\",{children:\"If you're a visionary, you're likely to have a strong sense of purpose and be able to inspire others to join you in your mission. You may struggle with micromanaging and getting bogged down in the details, but your ability to see the big picture can help you make strategic decisions that lead to success.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Finding Your Type\"})}),/*#__PURE__*/e(\"p\",{children:\"While these personality types are not mutually exclusive, most entrepreneurs tend to have a dominant type that influences their approach to business. Understanding your personality type can help you identify your strengths and weaknesses, as well as your areas for growth.\"}),/*#__PURE__*/e(\"p\",{children:\"So, whether you're an innovator, hustler, or visionary, remember that starting a business is a journey, and success requires hard work, dedication, and a willingness to learn. With the right mindset and a solid understanding of your personality type, you can overcome any obstacle and achieve your goals.\"}),/*#__PURE__*/e(\"p\",{children:\"So, what type of entrepreneur are you? Are you ready to start a business or take your start-up to the next level? Let bunq's app help you manage your money and streamline your finances so you can focus on what you do best - building your business. Remember, entrepreneurship is a journey, and bunq is here to help you along the way.\"})]});export const richText8=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Are you tired of blindly trusting your bank with your hard-earned cash? It's time to take control and make a difference with the power of your money. With the growth of the Neobank market projected to reach $394.6bn by 2026, now is the perfect time to choose a bank that aligns with your values.\"}),/*#__PURE__*/e(\"p\",{children:\"At bunq, we believe in transparency, sustainability, and giving our users the freedom to choose where their money goes. With 73% of millennials willing to pay more for ethical and sustainable products, it's clear that consumers are looking for a change. And that's exactly what we're here to provide.\"}),/*#__PURE__*/e(\"h2\",{children:\"Your Money, Your Choice\"}),/*#__PURE__*/n(\"p\",{children:[\"All banks invest deposits with the intention of making a profit. But what about the impact those investments have on the planet and society? At bunq, we believe you should have the power to decide. That's why we're the only bank in the world to offer \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"freedom-of-choice\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"Q9KtLtQDw\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Freedom of Choice\"})}),\" - a feature that allows you to select the investments that align with your values.\"]}),/*#__PURE__*/e(\"p\",{children:\"We offer a range of investment options, including Arista certified green companies and personal lending and mortgages. Plus, we make it easy to learn about each option with an information button right in the app. And, we're transparent about the investments we exclude - no more worrying about your money going towards activities like coal mining or gambling.\"}),/*#__PURE__*/e(\"h2\",{children:\"Education and Transparency: The Future of Banking\"}),/*#__PURE__*/e(\"p\",{children:\"Neobanks like bunq have the opportunity to lead the way in creating a more transparent and sustainable banking experience. By educating our customers and empowering them with the knowledge to make informed decisions, we're building a future where banking is not just about making a profit, but about making a positive impact on the world.\"}),/*#__PURE__*/e(\"h2\",{children:\"Green Investment Made Easy\"}),/*#__PURE__*/e(\"p\",{children:\"Let's talk about green investment. With the climate crisis becoming a pressing issue, more and more people are looking for ways to make a positive impact on the environment. At bunq, we understand that and offer investment options in companies that are dedicated to sustainable practices. Our app even includes an information button to educate you on each investment option and what makes it green.\"}),/*#__PURE__*/n(\"p\",{children:[\"So, why wait? Take control of your money and make a difference with bunq. \",/*#__PURE__*/e(t,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Join bunq today\"})}),\" and start your journey towards a greener and more sustainable future.\"]})]});export const richText9=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/n(\"p\",{children:[\"So, what is \",/*#__PURE__*/e(t,{href:{pathVariables:{EHOoGMZuu:\"bunq-me\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"tFmq8bv4I\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"bunq.me\"})}),\"? Simply put, it's a personalized payment link that you can create and share with your friends, family, and colleagues. And guess what? You can get your money back instantly, anywhere in the world! No more chasing down your friends for money, or waiting for bank transfers to clear. With bunq.me, getting paid has never been easier or faster.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Create Your Own Personalized Payment Link in a Snap\"}),/*#__PURE__*/e(\"p\",{children:\"What makes bunq.me links amazing is that they're customizable, just like a website domain. It could be your name, your business name, or even your favorite song lyrics. The sky's the limit! And the best part? Once you've created your link, it's yours forever. You can use it as many times as you want, and it will never expire. Plus, it's super easy to remember. Say goodbye to awkward payment requests and hello to a personalized payment link that's as unique as you are.\"}),/*#__PURE__*/e(\"h2\",{children:\"Customize Your bunq.me Page to Fit Your Style\"}),/*#__PURE__*/e(\"p\",{children:\"And the fun doesn't stop there. With bunq.me, you can customize your payment page to fit your style. You can add a photo, write a description, and even link it to a specific Bank Account. Whether you're splitting the bill with friends, collecting money for a charity event, or invoicing a client, you can make your payment page stand out and reflect your personality.\"}),/*#__PURE__*/e(\"h2\",{children:\"Request Money from Anyone, Anywhere in the World\"}),/*#__PURE__*/e(\"p\",{children:\"Now, the best part. With bunq.me, you can request money from anyone, anywhere in the world. Whether you're receiving payments from colleagues in Germany or friends in the Netherlands, it's as simple as sharing your bunq.me link. The payment options are endless too. You can receive payments via iDEAL, Instant Bank Transfer, or credit card. And with the recent update, you can now use any EU credit card to top up your account. So, whether you're running a business or just need to split the bill with friends, bunq.me has got you covered.\"}),/*#__PURE__*/e(\"p\",{children:\"In conclusion, bunq.me is the perfect payment solution for anyone who wants to simplify their life and take control of their finances. It's easy to set up, customizable, and versatile.\"}),/*#__PURE__*/n(\"p\",{children:[\"Wondering how it works in the bunq app? You can find out \",/*#__PURE__*/e(t,{href:\"https://together.bunq.com/d/24346\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"more information on Together\"})}),\" here. Happy bunqing!\"]})]});export const richText10=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Hey there - I\u2019m Thenny, a talent sourcer here at bunq! I just joined during the first week of January. Previously, I was a salesperson through and through, but as the new year, new me mantra goes: I made the career change into recruitment with bunq.\"}),/*#__PURE__*/e(\"h2\",{children:\"That\u2019s a story for another time...\"}),/*#__PURE__*/e(\"p\",{children:\"Here, I\u2019d love to take you on my onboarding journey from a 1st day starter, to a full-fledged bunqer, in just a month!\"}),/*#__PURE__*/e(\"p\",{children:\"When I think of a company\u2019s \u201Conboarding period\u201D, I picture a series of videos and sessions about what to do, and how to do it. That, and a plethora of PDFs to go through. On my first day, I was well-equipped with a double-shot coffee from Starbucks and my best noise-cancelling headphones - after all, I\u2019ll spend 90% of my time looking at my screen.\"}),/*#__PURE__*/e(\"h2\",{children:\"Boy, was I wrong about that\"}),/*#__PURE__*/e(\"p\",{children:\"At bunq, onboarding is a hands-on affair from day one. We were greeted by an amazing onboarding specialist, who became a wonderful friend in the process. We had an onboarding plan for each of us; and it was the first time I\u2019ve seen an onboarding document with goals, and a to-do (not to read, or to watch) list. For the first time, I really felt like I could make a difference during my first month. Surely, the pressure was on, but I loved being able to take ownership of my role from the get-go.\"}),/*#__PURE__*/e(\"p\",{children:\"We ended our first day with Friday drinks, and that\u2019s when I got to meet everyone else, in and outside my team. As a people-person, this was one of my favorite parts: enjoying the company of my new colleagues. It was an extremely welcoming and friendly vibe.\"}),/*#__PURE__*/e(\"h2\",{children:\"During the first 3 weeks, we were basically set up for success at bunq, both in our individual roles, and as a bunqers.\"}),/*#__PURE__*/e(\"p\",{children:\"First, we spent some time on truly learning about bunq, and their users. However, it wasn\u2019t by reading docs or listening to old stories. It was the most hands-on approach I\u2019ve experienced. We explored the app, tested features, found (and reported) bugs, and suggested improvements. However, the product only follows what the users want - we also completed 100 tickets opened by bunq users, so we can get a first-hand idea of what their needs are.\"}),/*#__PURE__*/e(\"p\",{children:\"The whole experience was new to me. It\u2019s also probably the most challenging part of onboarding, for most people - no worries though, there\u2019s always room for mistakes and to learn, which is what I loved most about this approach. And there\u2019s always help!\"}),/*#__PURE__*/e(\"p\",{children:\"During the 4th week, we dove into the deep end and took ownership of our roles - for me, that meant sourcing for and speaking to candidates (like you!). I\u2019m someone who learns by doing, and unlike any other onboarding I\u2019ve done in the past, I\u2019ve learned the most through bunq\u2019s way of onboarding.\"}),/*#__PURE__*/e(\"p\",{children:\"In general, I really appreciated how people here seem to live by, and follow, one main value: making a difference every day. Everyone works hard, but they play hard too, as they say. My best moments? I can attribute those to the fun-loving people I\u2019m working with.\"}),/*#__PURE__*/e(\"h2\",{children:\"As a talent sourcer, I get to share my experience with candidates on a daily basis.\"}),/*#__PURE__*/e(\"p\",{children:\"What can I say? As part of the recruitment team\u2026 I can\u2019t wait to hear from you! Check out our jobs page here.\"})]});export const richText11=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"We're super proud to announce that the bunq Community has officially planted over 10 million trees at our reforestation sites in Kenya and Madagascar. This incredible achievement is a testament to the power of collective action and the importance of reforestation in the fight against climate change.\"}),/*#__PURE__*/e(\"h2\",{children:\"Reforesting the world\"}),/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(t,{href:{webPageId:\"AjZiBk9mj\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Reforestation\"})}),\" is a vital component of global efforts to reduce greenhouse gas emissions and mitigate the impacts of climate change. Trees absorb carbon dioxide from the atmosphere, which helps to slow the rate of global warming. Forests also provide a host of other ecological benefits, from regulating water cycles to supporting biodiversity and preventing soil erosion.\"]}),/*#__PURE__*/e(\"p\",{children:\"However, reforestation is not only essential for the health of the planet but also for the well-being of local communities. The restoration of degraded lands has equally had a positive impact on the livelihoods of local people, providing them with stable employment and contributing to boosting the local economies.\"}),/*#__PURE__*/e(\"h2\",{children:\"Our green impact\"}),/*#__PURE__*/e(\"p\",{children:\"In Kenya, for example, our reforestation projects have created new habitats for endangered species. By restoring the ecosystem, we're also helping to prevent soil erosion, which can cause devastating landslides and loss of farmland. This, in turn, protects the livelihoods of local farmers, who depend on the land for their crops.\"}),/*#__PURE__*/e(\"p\",{children:\"In Madagascar, our reforestation efforts have focused on restoring the country's unique and endangered forest ecosystems. Madagascar is home to a rich diversity of plant and animal species, many of which are found nowhere else on Earth. However, the island has experienced extensive deforestation due to agricultural expansion, logging, and other human activities. By restoring degraded forests and protecting remaining forest areas, we're helping to conserve the biodiversity of this extraordinary place and support the livelihoods of local communities.\"}),/*#__PURE__*/e(\"h2\",{children:\"Fighting climate change together\"}),/*#__PURE__*/e(\"p\",{children:\"At bunq, we believe that everyone has a role to play in creating a more sustainable future. That's why we've made it easy for our users to invest in green projects, such as our reforestation efforts in Kenya and Madagascar. By planting a tree for every \u20AC100 they spend, bunq users effortlessly contribute to ensuring a green and sustainable world for current and future generations worldwide.\"}),/*#__PURE__*/e(\"h2\",{children:\"Planting trees in the Netherlands\"}),/*#__PURE__*/e(\"p\",{children:\"To celebrate our users' achievement of planting over 10 million trees, we've partnered with Trees for All to start planting trees in Europe for the first time ever in Leersum, Netherlands. This beautiful area of the Netherlands is the perfect place to begin our reforestation efforts in Europe, which will bring the benefits of reforestation closer to home. We're excited to see this project take shape and to continue working towards a more sustainable future.\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"1503\",src:\"https://framerusercontent.com/images/AKtnJOIdCtv5NTVGBktPRaI9s.jpg\",srcSet:\"https://framerusercontent.com/images/AKtnJOIdCtv5NTVGBktPRaI9s.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/AKtnJOIdCtv5NTVGBktPRaI9s.jpg?scale-down-to=1024 1024w,https://framerusercontent.com/images/AKtnJOIdCtv5NTVGBktPRaI9s.jpg?scale-down-to=2048 2048w,https://framerusercontent.com/images/AKtnJOIdCtv5NTVGBktPRaI9s.jpg?scale-down-to=4096 4096w,https://framerusercontent.com/images/AKtnJOIdCtv5NTVGBktPRaI9s.jpg 4510w\",style:{aspectRatio:\"4510 / 3007\"},width:\"2255\"}),/*#__PURE__*/e(\"p\",{children:\"We couldn\u2019t be more thrilled with the progress the bunq Community has made in reforestation and the positive impact that it's had on the environment and local communities. Together with our users, we're committed to continuing this work and to making a difference in the world, one tree at a time. We're grateful to our community of users for their support and enthusiasm, and we look forward to working together towards a brighter and greener future.\"})]});export const richText12=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Introduction\"})}),/*#__PURE__*/n(\"p\",{children:[\"The world of finance can be overwhelming, but the recent interest rate hike by the European Central Bank (ECB) could mean more money in your pocket! Whether you're new to savings accounts or a seasoned saver, understanding how interest rates affect your finances is crucial. In this blog, we'll explain what the ECB is, what the interest rate hike means, and how you can take advantage of the higher rates with bunq's \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"savings-accounts\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"SEW0QFdCy\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"bunq Free account\"})}),\".\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What is the ECB and why does it matter?\"})}),/*#__PURE__*/e(\"p\",{children:\"The ECB is the central bank responsible for overseeing monetary policy in the European Union (EU). This means it sets interest rates for the entire EU, affecting all member countries, including the Netherlands where bunq is based. As a saver, it's important to understand the ECB's interest rate decisions because they have a direct impact on your savings account.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What does the interest rate hike mean for your savings account?\"})}),/*#__PURE__*/n(\"p\",{children:[\"The \",/*#__PURE__*/e(t,{href:\"https://www.ecb.europa.eu/press/pr/date/2023/html/ecb.mp230202~08a972ac76.en.html\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"interest rate hike\"})}),\" announced by the ECB means that the cost of borrowing money just went up. This is typically a sign of a strong economy, as the ECB aims to keep inflation in check. For savers, this could mean more money in your pocket! When interest rates go up, banks usually increase the interest they pay on savings accounts. So, if you have a savings account, you could earn more money just by keeping your money in the bank.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How can you maximize your savings with bunq's bunq Free account?\"})}),/*#__PURE__*/n(\"p\",{children:[\"At bunq, we understand the importance of maximizing your savings, which is why we offer the bunq \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"savings-accounts\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"SEW0QFdCy\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"bunq Free account\"})}),\". With bunq bunq Free, you can earn a high-interest rate on your savings, helping you reach your financial goals faster. Here's how bunq bunq Free is different from traditional savings accounts:\"]}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[\"High-interest rate: With bunq bunq Free, you'll earn a \",/*#__PURE__*/e(t,{motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"higher interest rate\"})}),\" compared to traditional savings accounts. The more you save, the more you earn, so you can reach your financial goals sooner!\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Easy to use: With the bunq app, you can easily manage your savings account, transfer money, and see your interest earnings all in one place.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Safe and secure: Your money is insured up to \u20AC100,000, so you can feel confident that your savings are protected.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"No hidden fees: With bunq, you'll never pay hidden fees or charges. You can save your money with peace of mind knowing that every cent is working for you.\"})})]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Conclusion\"})}),/*#__PURE__*/e(\"p\",{children:\"In conclusion, the interest rate hike announced by the ECB is great news for savers. By choosing a high-interest savings account like bunq bunq Free, you can take advantage of the higher rates and reach your financial goals sooner. Whether you're new to savings accounts or a seasoned saver, bunq's bunq Free account is the perfect way to maximize your savings and achieve your financial goals.\"})]});export const richText13=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"Introduction\"}),/*#__PURE__*/e(\"p\",{children:\"At bunq, we believe it's important to do good and be green, and that's why we've always been committed to tackling climate change. We've addressed issues like deforestation in the past, but we believe it's time to take things further. We're committing to maximizing our impact and setting an example for other fintechs and traditional banks. Join us in our green journey as we work towards a greener future, in line with the Paris Agreement!\"}),/*#__PURE__*/e(\"h2\",{children:\"Our Target: The Paris Agreement\"}),/*#__PURE__*/n(\"p\",{children:[\"The \",/*#__PURE__*/e(t,{href:\"https://unfccc.int/process-and-meetings/the-paris-agreement/the-paris-agreement\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Paris Agreement\"})}),\", which aims to limit the global average temperature increase to 1.5\\xb0C above pre-industrial levels, is a key goal for us at bunq. As a bank, we understand that this means making financial investments that have low greenhouse gas emissions and reducing our own greenhouse gas emissions by half by 2030. We're currently at 8,100 tonnes of CO2, which is a fraction of the average financial institution's carbon footprint.\"]}),/*#__PURE__*/e(\"h2\",{children:\"How we're Getting it Done\"}),/*#__PURE__*/e(\"p\",{children:\"At bunq, we're committed to being a truly climate-neutral bank. Here's how we're going to do it:\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"By offering you a climate-neutral service\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"By financing projects that have a direct positive impact on the reduction of CO\u2082\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"By constantly measuring and publishing our climate footprint\"})})]}),/*#__PURE__*/e(\"p\",{children:\"You can find all the details of our plan of action in our sustainability section.\"}),/*#__PURE__*/e(\"h2\",{children:\"How it Benefits You\"}),/*#__PURE__*/e(\"p\",{children:\"As a bunq user, you're already well on your way to a greener future. By using our digital bank, you're saving paper and reducing the need for trips to visit us in person. Additionally, you have the freedom to choose to invest your money in a sustainable way and we never invest in shady industries by default. With our bunq Elite plan, you can earn more trees and extra Cashback by inviting up to 2 friends to your Green Team. They\u2019ll plant a tree for every \u20AC200 they spend and will earn up to 1% Cashback on eligible payments. You\u2019ll plant a tree when they plant a tree and you\u2019ll earn Cashback when they earn Cashback.\"}),/*#__PURE__*/e(\"h2\",{children:\"Planting Trees in Kenya\"}),/*#__PURE__*/n(\"p\",{children:[\"All bunq users automatically plant trees when paying with their bunq card, referring friends, or spinning the Wheel of Fortune in the bunq app. To make this possible, we've partnered with \",/*#__PURE__*/e(t,{href:\"https://www.veritree.com/impact-hub/bunq\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"veritree\"})}),\" for their transparency and dedication to real change. With active projects in Mteza Creek and Tana Salt (both in Southern Kenya), our users are stabilizing coastlines, nurturing marine life, and supporting local livelihoods. Our reforestation activities focus on mangrove trees, each capturing 12.3 CO2 every year, filtering pollutants out of water and providing nurseries for marine life.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Conclusion\"}),/*#__PURE__*/n(\"p\",{children:[\"At bunq, we're committed to doing better and being greener, and we believe that we can have an even bigger impact together. Join us in our efforts to become CO2-free and contribute to a better and greener world for future generations. Start planting trees today and \",/*#__PURE__*/e(t,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"be a part of the bunq community\"})}),\"'s efforts to achieve a greener future.\"]}),/*#__PURE__*/e(\"p\",{children:\"* Based on the average yearly carbon footprint of a European citizen and the average number of trees planted each year by an bunq Elite user. Learn more here.\"})]});export const richText14=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Managing your finances can be a daunting task, but with the help of the right tools, it doesn't have to be. From budgeting to going out with friends, bunq has everything you need to take control of your finances. In this post, we'll take a closer look at all the ways bunq can help you save time and make managing your money a hassle-free experience.\"}),/*#__PURE__*/e(\"h2\",{children:\"Automatic Budgeting with Salary Sorter\"}),/*#__PURE__*/n(\"p\",{children:[\"Gone are the days of manually transferring money from your salary into different accounts for different expenses. With bunq's \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"salary-sorter\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"btwf686p3\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Salary Sorter \"})}),\"feature, you can set how much of your salary you want to go into each of your \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"bank-accounts\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"UifzCRx3U\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Bank Accounts\"})}),\", and the app will automatically do it for you every time you get paid. This means you can spend more time enjoying life and less time worrying about budgeting.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Scheduled Requests\"}),/*#__PURE__*/n(\"p\",{children:[\"Paying for shared subscriptions like Netflix can be a pain, especially when someone forgets to pay their share. With bunq's \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"scheduled-requests\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"x5KKG8T5y\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Scheduled Requests\"})}),\" feature, you can set up a recurring date and send a reminder to the people you share subscriptions with. This means you never have to worry about remembering who owes what, and you can save time chasing payments.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Effortless Saving with AutoSave\"}),/*#__PURE__*/n(\"p\",{children:[\"Everyone likes to save money, but not everyone has time to plan for it. With bunq's \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"auto-save\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"gFg2kyvut\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"AutoSave\"})}),\" feature, you can save effortlessly. Open a savings Bank Account and activate AutoSave, and the app will automatically round up your payments and deposit the extra money into your savings account. For example, if you spend \u20AC3.20 on a coffee, the app will round it up to \u20AC4.00 and deposit the \u20AC0.80 into your savings account.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Batch Actions for Multiple Payments\"}),/*#__PURE__*/e(\"p\",{children:\"Settling multiple payments can be time-consuming, but bunq's Batch Actions feature makes it easy. Select as many payments or events as you need to, and settle them all with one tap. Whether you're splitting bills with friends or adding payments to an activity, it only takes a couple of seconds.\"}),/*#__PURE__*/e(\"h2\",{children:\"Instant Deposits with Invoice Scanner\"}),/*#__PURE__*/n(\"p\",{children:[\"If you run a business, you know how much of a headache invoicing can be. Bunq's \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"invoice-scanning\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"QDZLsPuBb\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Invoice Scanner\"})}),\" feature allows you to scan and pay invoices in seconds, saving you time and stress. The app will automatically extract all the necessary information, such as the recipient's details and IBAN, so you can make an instant deposit.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Conclusion\"}),/*#__PURE__*/e(\"p\",{children:\"If you\u2019re looking for a way to simplify your finances, bunq\u2019s the app for you. With a variety of features designed to help you save time on budgeting, credit card management, and more, you\u2019ll discover new and easy ways to spend more time enjoying life, and less time worrying about your finances. Give it a try today!\"})]});export const richText15=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Today, and every day, we celebrate the LGBTQIA+ community, emphasizing the importance of inclusivity and promoting gender diversity. In this post, we'll explore the significance of International Day Against Homophobia, Biphobia, Intersexism, and Transphobia (IDAHOBIT), Pride, and how we can all contribute to a more accepting world.\"}),/*#__PURE__*/e(\"h2\",{children:\"Understanding LGBTQIA+\"}),/*#__PURE__*/e(\"p\",{children:\"The International Day Against Homophobia, Biphobia, Intersexism, and Transphobia (IDAHOBIT) is an important day that aims to raise awareness and promote understanding of the LGBTQIA+ community. To really grasp the significance of this day, let's dive into the definitions and explanations of some LGBTQIA+ terms, which revolve around sexual orientation and gender identity.\"}),/*#__PURE__*/e(\"p\",{children:\"Sexual orientation is all about who we're attracted to emotionally, romantically, and sexually. It includes terms like lesbian, gay, bisexual, and pansexual. On the other hand, gender identity is how we deeply feel about ourselves in terms of being male, female, or some other gender. It includes identities like transgender, non-binary, and genderqueer. Understanding these terms is essential for fostering inclusivity and acceptance in society.\"}),/*#__PURE__*/e(\"p\",{children:\"Throughout history, there have been incredible milestones and progress in LGBTQIA+ rights. We've seen the decriminalization of same-sex relationships, the recognition of same-sex marriage, and the implementation of laws against discrimination. These achievements have given hope and validation to countless individuals who have long fought for equality.\"}),/*#__PURE__*/e(\"p\",{children:\"However, despite these positive steps, the LGBTQIA+ community still faces significant challenges. Discrimination remains a major issue, showing up in various forms such as violence, harassment, and unfair treatment in areas like employment and housing. Transgender and intersex individuals encounter specific obstacles, like difficulty accessing appropriate healthcare and legal recognition. Moreover, the lack of inclusivity and understanding often leads to marginalization and social exclusion.\"}),/*#__PURE__*/e(\"p\",{children:\"The International Day Against Homophobia, Biphobia, Intersexism, and Transphobia shines a light on these challenges and provides a platform for advocacy and education. It encourages people and communities to come together, promote empathy, and strive for a more inclusive and accepting society. By celebrating diversity and taking a stand against discrimination, we can create an environment where everyone, regardless of their sexual orientation or gender identity, can live authentically and with dignity.\"}),/*#__PURE__*/e(\"h2\",{children:\"Embracing Pride and IDAHOBIT\"}),/*#__PURE__*/e(\"p\",{children:\"Pride Month holds immense significance as a time to celebrate and honor the LGBTQIA+ community. It's a month-long commemoration filled with events, parades, and gatherings that provide an opportunity for people to express their identities and celebrate their diversity. Pride Month is all about embracing who you are, fostering a sense of belonging, and standing up for equal rights for all.\"}),/*#__PURE__*/e(\"p\",{children:\"Creating safe spaces and fostering inclusivity in our communities is crucial for the well-being and acceptance of LGBTQIA+ individuals. A safe space is a supportive environment where people can be themselves without fear of judgment or discrimination. It's important to actively listen, educate ourselves, and challenge our biases. Being an ally and standing up against homophobia, biphobia, intersexism, and transphobia is essential. By promoting inclusivity in our communities, we can ensure that everyone feels valued, respected, and celebrated for who they are.\"}),/*#__PURE__*/n(\"p\",{children:[\"Building these safe spaces can start with simple acts, such as using inclusive language, respecting pronouns, and acknowledging and celebrating diversity. Educating ourselves about LGBTQIA+ issues and histories can also play a significant role. By advocating for policies that protect the rights of LGBTQIA+ individuals, supporting LGBTQIA+ organizations, and engaging in open and honest conversations, we can work together to create a world where everyone is accepted and valued for their authentic selves. \",/*#__PURE__*/e(t,{href:\"https://www.youtube.com/embed/oiUDK-hFW5k\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Check out our full podcast here!\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"Promoting Gender Diversity and Inclusion\"}),/*#__PURE__*/e(\"p\",{children:\"Understanding the spectrum of gender identities is crucial in fostering inclusivity and acceptance. Gender is not a binary concept, and it extends beyond just male and female. The spectrum of gender identities includes transgender, non-binary, genderqueer, and various other identities. Recognizing and respecting this diversity is essential in creating an inclusive society where everyone's gender identity is valued and affirmed.\"}),/*#__PURE__*/e(\"p\",{children:\"Promoting gender diversity is not limited to education and workplaces but extends to society as a whole. In educational settings, it's important to provide comprehensive and inclusive sex education that covers diverse gender identities, relationships, and experiences. By doing so, we empower young people with the knowledge and understanding to navigate the complexities of gender.\"}),/*#__PURE__*/e(\"p\",{children:\"In workplaces, promoting gender diversity involves creating policies and practices that support individuals of all gender identities. This includes implementing inclusive hiring practices, providing gender-affirming accommodations, and fostering a supportive and respectful work environment. When organizations embrace gender diversity, they benefit from the unique perspectives and talents that individuals from diverse gender backgrounds bring to the table. Here at bunq, we believe in a truly diverse and inclusive world where everyone is free to be their truest selves. If you\u2019re looking for a place to work where you\u2019re free to be you without fear of discrimination, be sure to check out our current vacancies here and drop us a line - we would LOVE to hear from you.\"}),/*#__PURE__*/e(\"p\",{children:\"Advocacy efforts and support organizations play a vital role in making a difference for gender-diverse individuals. These organizations raise awareness, challenge discriminatory practices, and provide resources and support to those in need. They advocate for policies that protect the rights of gender-diverse individuals and work towards creating inclusive spaces in all aspects of society.\"}),/*#__PURE__*/e(\"p\",{children:\"By embracing gender diversity, promoting inclusive education, and supporting advocacy efforts, we can create a society where all individuals, regardless of their gender identity, can live authentically and without fear of discrimination. It requires collective efforts, open-mindedness, and ongoing education to challenge societal norms and create a more equitable and inclusive future.\"}),/*#__PURE__*/e(\"h2\",{children:\"Allies and Advocacy\"}),/*#__PURE__*/e(\"p\",{children:\"Allies play a crucial role in supporting LGBTQIA+ individuals and fostering inclusion. An ally is someone who actively supports and advocates for the rights and well-being of the LGBTQIA+ community, even if they don't identify as LGBTQIA+ themselves. Allies can help create safe spaces by challenging discriminatory behavior, educating others, and amplifying the voices of marginalized individuals. By standing up against homophobia, biphobia, intersexism, and transphobia, allies contribute to a more inclusive and accepting society.\"}),/*#__PURE__*/e(\"p\",{children:\"To be an effective advocate and create positive change, it's important to educate ourselves about LGBTQIA+ issues, listen to the experiences of those within the community, and use our voices to speak out against discrimination. This can involve engaging in conversations with friends, family, and colleagues, attending LGBTQIA+ events and demonstrations, and supporting LGBTQIA+ organizations and initiatives. By taking action and using our influence, we can help shift societal attitudes and promote equality for all.\"}),/*#__PURE__*/n(\"p\",{children:[\"An example of our commitment to inclusivity and diversity would be our \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"true-name\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"sn3I5W9Yv\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"True Name\"})}),\" feature. The True Name feature allows our users to use their preferred name, regardless of their legal or birth name, ensuring that transgender and non-binary individuals are recognized and respected while banking with us. It\u2019s a symbol of our dedication to creating a safe and inclusive environment for their customers.\"]}),/*#__PURE__*/e(\"h2\",{children:\"A more compassionate world\"}),/*#__PURE__*/e(\"p\",{children:\"Let us join hands in celebrating and supporting LGBTQIA+ communities. By embracing diversity, fostering understanding, and advocating for inclusivity, we can create a more compassionate and accepting world.\"})]});export const richText16=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Are you looking for ways to make your money work harder for you without actively managing it? Well, you're in the right place! In this blog post, we'll discuss what passive income is and share ten easy ideas to start building your own passive income streams. Let's dive in!\"}),/*#__PURE__*/e(\"h2\",{children:\"What is Passive Income?\"}),/*#__PURE__*/n(\"p\",{children:[\"Passive income is money earned with little to no effort on your part. It's a great way to supplement your regular income and achieve your personal finance goals faster. With an \",/*#__PURE__*/e(t,{href:{webPageId:\"augiA20Il\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"online bank\"})}),\" like bunq, you can manage your passive income streams effectively and grow your savings effortlessly.\"]}),/*#__PURE__*/e(\"h2\",{children:\"10 Easy Ideas for Building Passive Income\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"High-Interest Savings Account:\"}),\" Open a\",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"savings-accounts\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"SEW0QFdCy\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\" savings account\"})}),\" with a competitive interest rate to earn passive income through interest payments.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Dividend Stocks:\"}),\" Invest in dividend-paying stocks to receive regular dividend payouts. \",/*#__PURE__*/e(t,{href:\"https://finance-heros.fr/acheter-actions/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Learn how to buy stocks\"})}),\" and grow your portfolio. \"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Real Estate Investment Trusts (REITs):\"}),\" Invest in REITs to earn passive income from rental properties without the hassle of being a landlord.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Peer-to-Peer Lending:\"}),\" Lend money to borrowers through peer-to-peer lending platforms and earn interest on your loans.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Online Course Sales:\"}),\" Create and sell online courses on platforms like Udemy or Teachable to generate passive income.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Affiliate Marketing:\"}),\" Promote products or services on your blog or social media channels and earn a commission for each sale made through your affiliate link.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Write an eBook:\"}),\" Write and self-publish an eBook on platforms like Amazon Kindle Direct Publishing and earn royalties from each sale.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Rent Out Your Property:\"}),\" If you have an extra room or property, consider renting it out on platforms like Airbnb to generate passive income.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Create a Mobile App:\"}),\" Develop a mobile app and earn passive income through in-app purchases or advertisements.\",/*#__PURE__*/e(\"strong\",{children:\"\u200D\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Invest in Index Funds: \"}),\"Invest in low-cost index funds that track the performance of a broad market index, and earn passive income through capital gains and dividends.\"]})})]}),/*#__PURE__*/e(\"h2\",{children:\"Conclusion\"}),/*#__PURE__*/n(\"p\",{children:[\"Building passive income streams is an excellent way to improve your personal finance and achieve financial freedom. With these ten easy ideas and a reliable \",/*#__PURE__*/e(t,{href:{webPageId:\"augiA20Il\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"online bank\"})}),\" like bunq, you can start building your passive income today. So, why wait? Take action now and secure your financial future!\"]})]});export const richText17=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"In today's world, where online banking is becoming increasingly popular, it's important to know exactly what a banking license is and why it's important for your security. In this post, we'll explain everything you need to know about banking licenses and why you don't have to worry with bunq, your digital bank.\"}),/*#__PURE__*/e(\"p\",{children:\"A banking license is the official authorization from a financial regulatory authority that allows a company to operate as a bank. It ensures that the bank meets all legal requirements and provides customers with a safe and responsible online banking experience.\"}),/*#__PURE__*/e(\"p\",{children:\"bunq holds a full banking license and is therefore subject to strict regulations and controls. This means that your money is safe with us and we adhere to all the laws and rules that apply to traditional banks. Deposit insurance is another important aspect you should know: At bunq, your deposits are protected up to \u20AC100,000 by the Dutch deposit guarantee scheme. This ensures that your money is secure in the event of a bank failure.\"}),/*#__PURE__*/n(\"p\",{children:[\"With bunq, you not only benefit from a secure banking license, but also from numerous innovative features such as \",/*#__PURE__*/e(t,{href:{pathVariables:{EHOoGMZuu:\"auto-vat\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"PSAU9qBlU\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"AutoVAT\"})}),\", \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"foreign-ibans\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"gEtsJPhAY\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Local IBANs\"})}),\", and real-time payments that enhance your online banking experience.\"]}),/*#__PURE__*/e(\"p\",{children:\"In conclusion, a banking license is an important factor that ensures your bank is trustworthy and reliable. With bunq, you can trust that we have a full banking license and meet all legal requirements. In addition, bunq offers innovative features that make your online banking even easier and more enjoyable. Try it out and become a member today!\"})]});export const richText18=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/n(\"p\",{children:[\"In 2020 alone, new businesses \",/*#__PURE__*/e(t,{href:\"https://ec.europa.eu/eurostat/statistics-explained/index.php?title=Business_demography_statistics\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"created a total of 2.9 million jobs\"})}),\". It goes to show how much starting a business adds to society, and how big of a responsibility it is.\"]}),/*#__PURE__*/e(\"p\",{children:\"A lot goes into successfully running a business, and in many cases, one thing that people miss is opening a business savings account. This isn't a requirement for a new business, but there are various reasons why you should do this when you're getting started.\"}),/*#__PURE__*/e(\"p\",{children:\"For a rundown on why you should open one of these accounts, keep reading.\"}),/*#__PURE__*/e(\"h2\",{children:\"Who needs or can benefit from a business savings account?\"}),/*#__PURE__*/e(\"p\",{children:\"Most people are perfectly fine with one bank account as they only need to manage their personal finances. When opening a business, however, things will be a lot easier if you keep your personal and business finances separate. Anyone that starts a business, regardless of how small it is, can benefit from opening a savings account for your business.\"}),/*#__PURE__*/e(\"p\",{children:\"An online business account is easy to open, and you can track all income and outgoings for the business. An entrepreneur with multiple businesses may even want to have separate accounts for different businesses to keep things organized.\"}),/*#__PURE__*/e(\"h2\",{children:\"How to choose a suitable corporate savings account?\"}),/*#__PURE__*/e(\"p\",{children:\"To find the best business savings account you\u2019ll have to assess the needs of your business. Various factors can affect the account you choose, such as:\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The size of the business\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"If it operates domestically only or internationally\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The type of transactions taking place\"})})]}),/*#__PURE__*/e(\"p\",{children:\"You can compare things like business savings account rates and features that different banks provide to find something suitable for your business. Some companies, such as bunq, offer different plans, so you can pick something more ideal based on what you're after.\"}),/*#__PURE__*/e(\"h2\",{children:\"Benefits of a savings account for a business\"}),/*#__PURE__*/e(\"p\",{children:\"Each month you can deposit income from your business into a savings account. While this serves as a good place to hold the money coming in from your business, it also provides a range of other benefits.\"}),/*#__PURE__*/e(\"h2\",{children:\"Prepare for emergencies\"}),/*#__PURE__*/e(\"p\",{children:\"You're likely to have regular expenses each month. Everything you earn after these expenses have been paid can be considered business profit. It's good practice, however, to save a certain amount of this each month to cover any emergencies.\"}),/*#__PURE__*/e(\"p\",{children:\"There's always a risk of unexpected expenses coming up. These can vary depending on the nature of your business, but it's always best to have some money aside to cover these. Without these savings in place, you might end up having to take out a loan to cover such expenses, which is a less ideal position to be in.\"}),/*#__PURE__*/e(\"h2\",{children:\"Be prepared for tax season?\"}),/*#__PURE__*/e(\"p\",{children:\"A lot of business owners and entrepreneurs use a dedicated business savings account to prepare for tax season. In fact, being prepared for taxes is often cited as the main reason for maintaining a business savings account. It might even be the one reason you were expecting to be in this list.\"}),/*#__PURE__*/e(\"p\",{children:\"At bunq though, we don\u2019t think taxes should be treated the same as unexpected expenses or something that you can\u2019t prepare for. That\u2019s why anyone with a bunq Business account can enable AutoVAT, so that the bunq app automatically calculates and sets aside the VAT on all your incoming and outgoing payments. That way you always have a crystal clear overview of how much you have to spend on taxes, so you can use your business savings account for what truly matters, such as\u2026\"}),/*#__PURE__*/e(\"h2\",{children:\"\u2026Saving for future business growth\"}),/*#__PURE__*/n(\"p\",{children:[\"One of the main goals of every business is growth. With growth comes further expenses, so using \",/*#__PURE__*/e(t,{href:{pathVariables:{EHOoGMZuu:\"savings-accounts\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"GHA95OB_Z\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"savings accounts for businesses\"})}),\" is a great way to save up money for such expenses. You can save money over time, then when you have something you need to pay for, you'll already have some money set aside.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Earn interest on deposits\"}),/*#__PURE__*/n(\"p\",{children:[\"Even with a small business savings account, you can earn more money through APY (\",/*#__PURE__*/e(t,{href:\"https://www.investopedia.com/terms/a/apy.asp\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"annual percentage yield\"})}),\"). With every deposit you can earn interest, giving you some extra cash depending on how much you're generating.\"]}),/*#__PURE__*/e(\"p\",{children:\"When looking at different accounts, the interest rate may be one of the factors that affect your decision. At bunq, we make sure to always give you the highest possible interest. For a Business Savings Account, you now get 0,75% interest on deposits of up to \u20AC100,000.\"}),/*#__PURE__*/e(\"h2\",{children:\"Make your business more creditworthy\"}),/*#__PURE__*/e(\"p\",{children:\"There may come a point where you want to take out a loan, and proper use of a business savings account can look good to lenders. You can show them that you have savings in a separate account which will give them confidence that you're able to pay back a loan.\"}),/*#__PURE__*/e(\"h2\",{children:\"Finding the right savings account for your business\"}),/*#__PURE__*/e(\"p\",{children:\"With so many benefits to using a business savings account, it's definitely worth doing. You may then be wondering what business account you should go with.\"}),/*#__PURE__*/n(\"p\",{children:[\"bunq is a modern mobile bank that can make things incredibly easy. We offer both personal and business accounts with various plans available so that you can find something that's perfect for you. Some of these are paid options, but you can get started with our bunq Free Business Account today. \",/*#__PURE__*/e(t,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Click here\"})}),\" to find out more.\"]})]});export const richText19=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(t,{href:\"https://news.cornell.edu/stories/2022/03/can-combining-finances-lead-long-lasting-love\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"A recent study \"})}),\"found that couples who combine their finances have a better chance of long-lasting love.\"]}),/*#__PURE__*/e(\"p\",{children:\"But that doesn't necessarily mean that if you pool your money now, you'll be together forever. Rather, it means you need to communicate openly and clearly with your partner to understand how you handle finances and how to adapt to one another's preferences.\"}),/*#__PURE__*/e(\"p\",{children:\"Financial talk can be a whole can of worms though, so you need to go about it carefully. Here's your guide to couple budgeting so you and your partner can have a secure financial future.\"}),/*#__PURE__*/e(\"h2\",{children:\"When to talk finances\"}),/*#__PURE__*/e(\"p\",{children:\"Obviously, if you're in the beginning stages of dating, then you shouldn't have too serious a talk about finances. However, it's still a good idea to get a feel for how responsible your love interest is with money, and if it aligns with your views.\"}),/*#__PURE__*/e(\"p\",{children:\"For example, maybe you like to enjoy a few drinks and nights out every week, but you're still putting a decent amount into your savings. But if the person you're dating doesn't have any savings and spends frivolously without a plan, then you might want to reevaluate things.\"}),/*#__PURE__*/e(\"p\",{children:\"When you've settled down and are in a serious and stable relationship, it's ideal to talk about finances a year into living together. Another good time to discuss money is before you get engaged.\"}),/*#__PURE__*/e(\"h2\",{children:\"What to talk about finances\"}),/*#__PURE__*/e(\"p\",{children:\"When talking about your finances, many people mistakenly think the only topic to cover is your bank account balance. But there's so much more to couple budgeting than this!\"}),/*#__PURE__*/e(\"p\",{children:\"Here are a few topics you should go over.\"}),/*#__PURE__*/e(\"h2\",{children:\"Savings\"}),/*#__PURE__*/n(\"p\",{children:[\"Someone may not have much in their checking account, but their \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"savings-accounts\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"SEW0QFdCy\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"savings\"})}),\" is a whole other story, and vice versa. So it's important to see how much is in both.\"]}),/*#__PURE__*/e(\"p\",{children:\"You may have thought that your partner is extremely frugal because they don't have money in the bank. But if you have an honest and open discussion, you might find yourself surprised to find out that they're saving hard for their nest egg.\"}),/*#__PURE__*/e(\"h2\",{children:\"Investments\"}),/*#__PURE__*/n(\"p\",{children:[\"More and more people are investing, and they're doing so at younger ages too. Not to mention, cryptocurrencies have been a huge craze \",/*#__PURE__*/e(t,{href:\"https://cointelegraph.com/news/world-population-reaches-8-billion-but-how-many-are-in-crypto\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"(320 million\"})}),\" people in the world use cryptos), so chances are, you or your significant other has that type of investment too.\"]}),/*#__PURE__*/e(\"p\",{children:\"So, in addition to your savings, you need to account for your investments too, whether that's stocks or cryptos.\"}),/*#__PURE__*/e(\"h2\",{children:\"Debts\"}),/*#__PURE__*/e(\"p\",{children:\"While in most cases, you aren't legally responsible for your spouse's debt incurred before marriage, any debt they have will still affect your future. For instance, if they have a debt of over $100,000, then they'll have a harder time getting a mortgage with you or paying for some of the funner things in life.\"}),/*#__PURE__*/e(\"p\",{children:\"A look at what debt your partner has and what they're from can also tell you if they'll be responsible with your shared finances or not.\"}),/*#__PURE__*/e(\"h2\",{children:\"\u200DLifestyles\"}),/*#__PURE__*/e(\"p\",{children:\"Differing lifestyles mean that you'll value some stuff above others, and this might clash with your partner's views. For example, if you're a foodie and they're not, then they might not want to spend thousands at restaurants a month.\"}),/*#__PURE__*/e(\"p\",{children:\"Figuring out your unique lifestyles and what matters to each person can help you budget better. Respecting each other's interests and allowing money for those things will make your relationship stronger.\"}),/*#__PURE__*/e(\"h2\",{children:\"Future plans and goals\"}),/*#__PURE__*/e(\"p\",{children:\"Knowing what you're aiming for will make budgeting and saving much easier. It can help you make a more realistic household budget too.\"}),/*#__PURE__*/e(\"p\",{children:\"For instance, you might both currently have fantastic careers. But your SO says they want to strike out on their own instead of working for a boss in a few years' time. Because you've already discussed it, you'll be prepared for this since you'll both save extra money and cut back expenses to make their dreams come true.\"}),/*#__PURE__*/e(\"h2\",{children:\"How to talk about finances\"}),/*#__PURE__*/e(\"p\",{children:\"Money is a touchy subject, so the most important thing is to be completely honest and respectful. Otherwise, there's no solid foundation for your relationship.\"}),/*#__PURE__*/e(\"p\",{children:\"You should also be able to agree to disagree. You might not understand or agree with a financial decision your SO's making, but you should be able to come to a mutual solution.\"}),/*#__PURE__*/e(\"p\",{children:\"In addition, you should focus on one another's strengths. If you're the more responsible one, then you should take care of the joint bills. But your partner can reciprocate by talking you out of impulse buys if they're the more rational one.\"}),/*#__PURE__*/e(\"p\",{children:\"Playing to one another's strengths can make your finances rock solid.\"}),/*#__PURE__*/e(\"h2\",{children:\"The next steps\"}),/*#__PURE__*/e(\"p\",{children:\"Now that everything's out in the open, you should hopefully understand one another better. With a clear picture of the finances (and debt) you have now, and what you're working toward, you'll have better peace of mind about your financial future.\"}),/*#__PURE__*/e(\"p\",{children:\"Be clear about what each person's responsible for and how you'll handle large purchases. For instance, you might want to instill a \\\"ask/clear it with your partner first\\\" rule for any purchases over $100.\"}),/*#__PURE__*/n(\"p\",{children:[\"And if you decide that combined finances is the way to go, then you can sign up for a \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"joint-accounts\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"QkFlEmaOB\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"joint account from bunq.\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"Get couple budgeting right\"}),/*#__PURE__*/e(\"p\",{children:\"Couple budgeting can be tough to navigate. But if you can get it right, you'll come out of it stronger. Not only will you know your partner better, but you'll also have a clearer picture of the road ahead.\"}),/*#__PURE__*/e(\"p\",{children:\"So put our budgeting tips to good use and see your relationship thrive.\"}),/*#__PURE__*/n(\"p\",{children:[\"Are you ready to combine your finances and get a joint account? Then \",/*#__PURE__*/e(t,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"sign up\"})}),\" with bunq today!\"]})]});export const richText20=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/n(\"p\",{children:[\"Did you know that contributing just a \",/*#__PURE__*/e(t,{href:\"https://www.usbank.com/financialiq/manage-your-household/personal-finance/myths-vs-facts-about-savings-account-interest-rates.html\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"handful of change\"})}),\" each week will help you boost your savings account? The golden rule here is that consistency is vital. However, your savings don't just depend on you - they also rely on the interest rate.\"]}),/*#__PURE__*/e(\"p\",{children:\"Interest rates in Europe are at an all-time high. This is great for your bank account, but there's one thing even better.\"}),/*#__PURE__*/e(\"p\",{children:\"A high interest rate helps fight inflation.\"}),/*#__PURE__*/e(\"p\",{children:\"If you're wondering how that's possible, then read on. We'll explain everything you need to know so you can understand why high interest rates are so great.\"}),/*#__PURE__*/e(\"h2\",{children:\"How interest rates influence inflation\"}),/*#__PURE__*/e(\"p\",{children:\"To understand how interest rates and inflation are linked, we must first explain what inflation is.\"}),/*#__PURE__*/e(\"p\",{children:\"Inflation is when the cost of services or products is raised for some reason or another. Inflation is usually found in food, commodities, or energy costs.\"}),/*#__PURE__*/n(\"p\",{children:[\"While several things factor into inflation, it usually amounts to supply and demand. The demand outweighs the supply, driving the prices up. Currently, Europe is seeing an \",/*#__PURE__*/e(t,{href:\"https://www.euronews.com/my-europe/2022/10/27/ecb-announces-new-super-hike-of-interest-rates-to-tame-inflation-as-recession-draws-nearer\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"extreme rise \"})}),\"in the rate of inflation.\"]}),/*#__PURE__*/e(\"p\",{children:\"Central banks decide to raise the current interest rates when inflation gets too high. Raising or lowering interest is the primary tool that central banks have to assist the economy. How high the interest is impacts supply and demand the same way inflation does, linking them together inextricably.\"}),/*#__PURE__*/e(\"p\",{children:\"High interest works to lower the amount of demand the supply and demand chain is experiencing. In return, this reduces the inflation rates, meaning prices will drop down to a more manageable level.\"}),/*#__PURE__*/e(\"p\",{children:\"At the same time, central banks must be careful not to cause deflation and plunge things too far. Then, they would have to lower interest. It's a careful balancing act that takes skill.\"}),/*#__PURE__*/e(\"h2\",{children:\"How a high interest rate helps you\"}),/*#__PURE__*/e(\"p\",{children:\"If you're trying to save money, the hike in interest will only benefit you in the long run. You may not see results immediately, but it will eventually increase the amount of money in your savings account.\"}),/*#__PURE__*/e(\"p\",{children:\"Savings accounts sometimes show a lag in reacting to the change in interest by weeks, sometimes months. This is especially true if your account is a high-yield savings account. Just because it's delayed doesn't mean the benefits aren't coming, so just be patient.\"}),/*#__PURE__*/e(\"p\",{children:\"As helpful as these higher rates are for those who save, they aren't suitable for everyone. If you're looking to borrow money rather than save it, paying a loan back may hurt your wallet right now.\"}),/*#__PURE__*/e(\"p\",{children:\"Rather than borrow money, try to store a little bit of it from time to time. After you have a certain amount in your savings account, you will start to experience the benefits of higher rates.\"}),/*#__PURE__*/e(\"h2\",{children:\"What to know regarding personal finance\"}),/*#__PURE__*/e(\"p\",{children:\"When planning for your future, you don't need to worry too much about how the current interest will affect it. Just keep saving your money a little bit at a time. In fact, now is the perfect time to work on your budgeting skills.\"}),/*#__PURE__*/n(\"p\",{children:[\"If you've never heard of\",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"easy-budgeting\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"S9MwslYYH\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\" the 50/30/20 rule\"})}),\", it's an excellent structure for your budget. It's also easy to follow so you won't get confused.\"]}),/*#__PURE__*/e(\"p\",{children:\"Half of the money you make - so fifty percent - should go to essentials. These are things like bills, groceries, or gas for your car. It doesn't include things like your daily coffee, so keep that in mind.\"}),/*#__PURE__*/e(\"p\",{children:\"Thirty percent of the money you make should go to your wants. This is essentially fun money. You can choose to spend it however you want.\"}),/*#__PURE__*/e(\"p\",{children:\"The final twenty percent of your money should go into your savings account. Use it to fill your emergency fund. You should have three to six months' worth of money saved for expenses.\"}),/*#__PURE__*/e(\"p\",{children:\"If your emergency fund is complete, then it can go to paying back any debts that you might have.\"}),/*#__PURE__*/e(\"h2\",{children:\"Banks and current interest rates\"}),/*#__PURE__*/e(\"p\",{children:\"Current interest rates in Europe are at an all-time high, in an attempt to counter inflation and control it. Inflation is also at an all-time high, particularly concerning energy and food costs.\"}),/*#__PURE__*/e(\"p\",{children:\"So banks have raised interest rates in an attempt to control this.\"}),/*#__PURE__*/e(\"p\",{children:\"If the cost of things continues to rise, then interest rates will continue. Eventually, the amount of interest will control inflation and bring it back down to something reasonable.\"}),/*#__PURE__*/e(\"h2\",{children:\"Make your life easier\"}),/*#__PURE__*/e(\"p\",{children:\"Now that you've heard about how high interest rates benefit you, you're probably looking for the perfect bank to register with now. Look no further - we're right here!\"}),/*#__PURE__*/e(\"p\",{children:\"Traditional banks may have increased their interest rate, but bunq still offers the highest interest in the Netherlands!\"}),/*#__PURE__*/n(\"p\",{children:[\"It takes two minutes to sign up with us, and it has several plans to fit your needs, so make your life easier and\",/*#__PURE__*/e(t,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\" sign up with bunq\"})}),\" today!\"]})]});export const richText21=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Setting up your very own budget and actually sticking to it might seem impossible, but bunq makes the whole process effortlessly automatic.\"}),/*#__PURE__*/e(\"p\",{children:\"In just 5 minutes, you can activate a handful of super simple features in the app to budget with zero effort, and save more on your personal finances than ever before.\"}),/*#__PURE__*/e(\"h2\",{children:\"1. Create your personalized budget\"}),/*#__PURE__*/n(\"p\",{children:[\"To get started, the first step is to create a Bank Account for each of your budgeting needs using the \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"easy-budgeting\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"S9MwslYYH\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Easy Budgeting\"})}),\" feature.\"]}),/*#__PURE__*/e(\"p\",{children:\"Each Bank Account you create will have its very own category (think household bills, groceries, travel, etc) and a monthly limit you set. Once your budget is all set up, the bunq app will automatically categorize your payments and take the money out of the correct Bank Account.\"}),/*#__PURE__*/e(\"h2\",{children:\"2. Easily track your monthly expenses\"}),/*#__PURE__*/n(\"p\",{children:[\"After creating your budget, the next step is to start easily tracking your progress. Introducing \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"insights\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"EvsNLxIQ4\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Insights\"})}),\", your very own expense tracker.\"]}),/*#__PURE__*/e(\"p\",{children:\"From your home screen, tap on the first of the three icons in the top right corner and you\u2019ll see clearly how much you\u2019ve spent per category, and how close you are to your chosen spending limits.\"}),/*#__PURE__*/e(\"p\",{children:\"Want to track your spending directly from the home screen? Tap on the icon with the plus sign at the top of your home screen and choose Insights.\"}),/*#__PURE__*/e(\"h2\",{children:\"3. Start saving up, effortlessly\"}),/*#__PURE__*/e(\"p\",{children:\"A crucial part to any budget is growing your savings and, with bunq, you can do it automatically and earn high interest on your deposits.\"}),/*#__PURE__*/e(\"p\",{children:\"To create your savings account, from the bottom right of your home screen, tap Add > Bank Account > Savings Account. You can then personalize your savings account with the icon and name of your choice, and make your first deposit.\"}),/*#__PURE__*/e(\"p\",{children:\"Top tip: the app will ask if you\u2019d like to activate AutoSave.\"}),/*#__PURE__*/e(\"p\",{children:\"By activating it, the bunq app will help you save more by automatically rounding up your card payments. For example, if you grab a coffee for \u20AC2.25, your app will round that up to \u20AC3 and add the difference of \u20AC0.75 to your savings. That way you\u2019ll effortlessly reach your savings goal, quicker than you ever imagined.\"}),/*#__PURE__*/n(\"p\",{children:[\"If you want to learn more about how to budget, you can get started with the one of the easiest way - \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"easy-budgeting\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"S9MwslYYH\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"50/30/20 rule\"})}),\", or take a look at \",/*#__PURE__*/e(t,{href:\"https://financer.com/nl/finance-academy/hoe-effectief-budgetteren/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"this article for inspiration\"})}),\".\"]})]});export const richText22=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"We have the perfect solution\"}),/*#__PURE__*/e(\"p\",{children:\"bunq\u2019s Joint account makes life in 2 (or 10) easy. Experience world-class mobile banking together! It\u2019s more fun that way. Here are the top 5 reasons why you should try it today:\"}),/*#__PURE__*/e(\"h2\",{children:\"1. Get a bank account, in just 5 minutes\"}),/*#__PURE__*/n(\"p\",{children:[\"bunq saves you time and our \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"joint-accounts\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"QkFlEmaOB\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Joint account\"})}),\" is no different. Open a Joint account from the comfort of your own home. All you need is your phone and ID. No waiting lines, no commuting to a branch, no endless papers. Keeping it easy.\"]}),/*#__PURE__*/e(\"h2\",{children:\"2. Your home, your rules\"}),/*#__PURE__*/e(\"p\",{children:\"Unlike other banks, we won\u2019t ask for proof of living together with your Joint partner. It\u2019s your choice where and how you want to live. We\u2019re only here to make sharing finances a breeze.\"}),/*#__PURE__*/e(\"h2\",{children:\"3. Your relationship, your rules\"}),/*#__PURE__*/e(\"p\",{children:\"We also don\u2019t need to know anything about the stage of your relationship. We won\u2019t ask for official partnership documentation or a marriage certificate. Whether you want to save up because you\u2019re buying a house, or you\u2019d just like a dedicated, shared Bank Account for your household budget, take it at your own pace. In fact, you don\u2019t need to be a couple at all. Feel free to open a Joint account with a roomie, a bestie or a partner.\"}),/*#__PURE__*/e(\"h2\",{children:\"4. Always in control\"}),/*#__PURE__*/n(\"p\",{children:[\"When you have a Joint account, you all stay in control. We\u2019ll send you instant notifications for every payment made, so no need to wonder if somebody already paid for dinner. Of course, you each get your own physical, beautiful \",/*#__PURE__*/e(t,{href:{webPageId:\"RAcKLSXrV\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"bunq card\"})}),\" too.\"]}),/*#__PURE__*/e(\"h2\",{children:\"5. The more the merrier\"}),/*#__PURE__*/e(\"p\",{children:\"We don\u2019t believe in labels. Break tradition and share your Joint account with up to 10 people. Whether you all live together or just share plenty of expenses, this account is meant for any kind of relationship.\"}),/*#__PURE__*/e(\"h2\",{children:\"Convinced?\"}),/*#__PURE__*/n(\"p\",{children:[\"bunq\u2019s Joint bank account is the perfect solution for anyone looking to make shared finances easy. For a step-by-step guide on how to get started, \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"joint-accounts\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"QkFlEmaOB\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"check this out\"})}),\".\"]}),/*#__PURE__*/e(\"p\",{children:\"Get it today, starting at \u20AC2,99/person with bunq Core Joint.\"})]});export const richText23=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/n(\"p\",{children:[\"In March 2020, we launched a plan (now) called \",/*#__PURE__*/e(t,{motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"bunq Elite\"})}),\". Any bunq Elite user can plant a tree for each \u20AC100 they spend with their cards. Zero effort, a greener world.\"]}),/*#__PURE__*/e(\"p\",{children:\"Since then, the bunq community has done nothing but surprise us year after year. We\u2019ve focused on 2 areas where we can make the most impact: Kenya & Madagascar. This update concerns the efforts that have been done in Madagascar only - more specifically, in Marotia.\"}),/*#__PURE__*/e(\"p\",{children:\"Before the project started, the mangrove forests found in this area were subject to deforestation and forest degradation from charcoal production and wood collection for cooking, construction, and other purposes.\"}),/*#__PURE__*/e(\"p\",{children:\"Here\u2019s a quick look at how the site looked back in 2019:\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"600\",src:\"https://framerusercontent.com/images/u0DYmVCp6sjOz2cOEnDJwEe1O8w.jpeg\",srcSet:\"https://framerusercontent.com/images/u0DYmVCp6sjOz2cOEnDJwEe1O8w.jpeg?scale-down-to=512 512w,https://framerusercontent.com/images/u0DYmVCp6sjOz2cOEnDJwEe1O8w.jpeg?scale-down-to=1024 1024w,https://framerusercontent.com/images/u0DYmVCp6sjOz2cOEnDJwEe1O8w.jpeg 1600w\",style:{aspectRatio:\"1600 / 1200\"},width:\"800\"}),/*#__PURE__*/e(\"p\",{children:\"Slowly but surely, things started to turn around. Together with our partner Eden Reforestation Projects, we began planting at the site in March 2020, and by December 2020, the bunq community had contributed to planting 1.5 million trees at the site. This is how much of a difference just 9 months make:\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"360\",src:\"https://framerusercontent.com/images/GgV7Mq8zghcLFMifeTAcZYhiSw.jpeg\",srcSet:\"https://framerusercontent.com/images/GgV7Mq8zghcLFMifeTAcZYhiSw.jpeg?scale-down-to=512 512w,https://framerusercontent.com/images/GgV7Mq8zghcLFMifeTAcZYhiSw.jpeg?scale-down-to=1024 1024w,https://framerusercontent.com/images/GgV7Mq8zghcLFMifeTAcZYhiSw.jpeg 1600w\",style:{aspectRatio:\"1600 / 720\"},width:\"800\"}),/*#__PURE__*/e(\"p\",{children:\"Now that 2 years have passed, we can honestly say we couldn\u2019t be prouder of our community and the impact it\u2019s had. We\u2019ve planted 5.4 million trees together, in Madagascar alone!\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"360\",src:\"https://framerusercontent.com/images/TaLsMjLucLVHV4cXCni4OK7lRs.jpeg\",srcSet:\"https://framerusercontent.com/images/TaLsMjLucLVHV4cXCni4OK7lRs.jpeg?scale-down-to=512 512w,https://framerusercontent.com/images/TaLsMjLucLVHV4cXCni4OK7lRs.jpeg?scale-down-to=1024 1024w,https://framerusercontent.com/images/TaLsMjLucLVHV4cXCni4OK7lRs.jpeg 1600w\",style:{aspectRatio:\"1600 / 720\"},width:\"800\"}),/*#__PURE__*/e(\"p\",{children:\"And while that\u2019s impressive in itself, the project doesn\u2019t just plant trees that help reforest land. It has plenty of other effects that are just as important. Let\u2019s have a quick look at some changes we\u2019ve seen in the areas where the trees are planted:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[\"Eden Reforestation Projects has employed an average of 97 full staff members per month. Wanna know more about who they are and their lives? Check out \",/*#__PURE__*/e(t,{href:{pathVariables:{HRJVC2Tn4:\"omahirys-story-from-cutting-down-trees-to-reforesting\"},unresolvedPathSlugs:{HRJVC2Tn4:{collectionId:\"RkpTlbLRO\",collectionItemId:\"jDtyA_wvF\"}},webPageId:\"dO9lml58J\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Omahiry\u2019s story\"})}),\", or \",/*#__PURE__*/e(t,{href:{pathVariables:{HRJVC2Tn4:\"abdis-story-bunq-users-creating-jobs-with-fair-wages\"},unresolvedPathSlugs:{HRJVC2Tn4:{collectionId:\"RkpTlbLRO\",collectionItemId:\"kuRNIMDv5\"}},webPageId:\"dO9lml58J\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Abdi\u2019s\"})}),\".\"]})})}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The project created an average of 2,169 working days per month\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"With a steady income, the employees can put savings aside, invest in their households, start micro-enterprises to diversify their income opportunities, provide healthcare and everyday needs for their families. This wasn\u2019t the case for many of the communities, previously.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Women\u2019s empowerment is a core principle and goal for the team in Madagascar. The Madagascar workforce is 44% female!\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Mangroves provide storm-surge protection for local residents. Trees growing along rivers and coastlines provide a natural barrier that mitigates the impacts of flooding events, helping the communities developing and living nearby.\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"What's next?\"}),/*#__PURE__*/e(\"p\",{children:\"We\u2019ll continue to plant at Marotia in Madagascar until we reach the site capacity of 8.3 million trees. Throughout this project, the teams will actively protect the site and replant any losses to ensure the native mangrove forest reaches its full potential. Ultimately, many of these trees will mature, producing seeds of their own and helping the forest return to a point of natural equilibrium.\"}),/*#__PURE__*/n(\"p\",{children:[\"It goes without saying that nothing we\u2019ve done, and nothing we plan to do, would be possible without \",/*#__PURE__*/e(\"em\",{children:\"you\"}),\". Your contributions help us complete this site and work towards reforesting some of the four million hectares that the Madagascar government has committed to restoring by 2030 as part of the \",/*#__PURE__*/e(t,{href:\"https://afr100.org/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"AFR100 initiative\"})}),\".\"]}),/*#__PURE__*/e(\"h2\",{children:\"Ever wanted to see what a mangrove tree looks like in real life?\"}),/*#__PURE__*/n(\"p\",{children:[\"Check out the \",/*#__PURE__*/e(t,{href:{pathVariables:{HRJVC2Tn4:\"visit-the-bunq-communitys-mangrove-tree\"},unresolvedPathSlugs:{HRJVC2Tn4:{collectionId:\"RkpTlbLRO\",collectionItemId:\"sztD5ubFj\"}},webPageId:\"dO9lml58J\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"bunq community\u2019s adopted mangrove tree\"})}),\" at the Hortus Botanicus, Amsterdam! This is the exact same species we plant in Madagascar, and it represents the millions of trees planted by the bunq community.\"]}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"800\",src:\"https://framerusercontent.com/images/3BmiNbeUnp708IVeerIOqnHbVjM.jpeg\",srcSet:\"https://framerusercontent.com/images/3BmiNbeUnp708IVeerIOqnHbVjM.jpeg?scale-down-to=1024 682w,https://framerusercontent.com/images/3BmiNbeUnp708IVeerIOqnHbVjM.jpeg 1066w\",style:{aspectRatio:\"1066 / 1600\"},width:\"533\"})]});export const richText24=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"These transactions are set to only grow in the coming years. If you're not a fan of using cash and love to shop online, then iDEAL can be, well, ideal for you. This is especially true if you don't have a credit card, which is common in Europe. You want to keep debt to a minimum, after all.\"}),/*#__PURE__*/e(\"p\",{children:\"So what is iDEAL and how does it work? Read on to find out!\"}),/*#__PURE__*/e(\"h2\",{children:\"What is iDEAL?\"}),/*#__PURE__*/e(\"p\",{children:\"iDEAL is a payment system used mainly in the Netherlands. However, it's now used in over 50 countries.\"}),/*#__PURE__*/e(\"p\",{children:\"It was first created in 2005 and allows merchants (especially e-commerce ones) to accept real-time internet payments. The payments are processed through the company Trustly.\"}),/*#__PURE__*/e(\"h2\",{children:\"What are iDEAL payments?\"}),/*#__PURE__*/e(\"p\",{children:\"iDEAL payments are done from bank to bank, with no middlemen. As a result, there are lightning-quick settlement times. What's even better is that all major Dutch consumer banks cover iDEAL transactions, including bunq.\"}),/*#__PURE__*/n(\"p\",{children:[\"Do note that this payment system doesn't \",/*#__PURE__*/e(t,{href:\"https://www.shopify.com/encyclopedia/chargeback\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"have chargebacks\"})}),\". With credit cards, if you receive broken merchandise or don't receive it at all, credit card companies can force a reversal of the payment you made to the merchant. This isn't possible with iDEAL, so you'll have to dispute the charge with your bank to get your money back.\"]}),/*#__PURE__*/e(\"h2\",{children:\"How Do iDEAL Payments Work?\"}),/*#__PURE__*/e(\"p\",{children:\"There are several ways you can use iDEAL.\"}),/*#__PURE__*/e(\"p\",{children:\"First, you can get a bank card and use that for transactions. You can swipe it in a physical store, then enter your PIN if needed. Or you can enter the card number and then enter your PIN code for online transactions.\"}),/*#__PURE__*/n(\"p\",{children:[\"You can also \",/*#__PURE__*/e(t,{href:\"https://together.bunq.com/d/1232\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"scan a QR code\"})}),\" with your smartphone or tablet. This will then open your bank app, where you can confirm the purchase by typing in your PIN. This method eliminates the step of entering your card number manually.\"]}),/*#__PURE__*/e(\"p\",{children:\"What's great about iDEAL payments is you don't need to sign up for an account or enroll in their services. So long as you're a customer at a participating bank, then you can enjoy the benefits of iDEAL payments!\"}),/*#__PURE__*/e(\"h2\",{children:\"How fast are iDEAL transfers?\"}),/*#__PURE__*/e(\"p\",{children:\"The main benefit of iDEAL is its fast payments. If you transfer money, it's basically instant. You just need to wait a few seconds for the transfer to go through, and everything's settled.\"}),/*#__PURE__*/e(\"p\",{children:\"If you're asking for a refund though, this can take longer. Typically, you'll be credited in 2 to 3 working days. However, the exact time will depend on your bank.\"}),/*#__PURE__*/e(\"h2\",{children:\"What are the associated fees with iDEAL?\"}),/*#__PURE__*/e(\"p\",{children:\"iDEAL itself doesn't charge you fees for using it. However, some online vendors will attach a small fee of around \u20AC0.20 for each transaction.\"}),/*#__PURE__*/e(\"p\",{children:\"Make sure you check the payment page before you run an iDEAL payment. It should tell you exactly how much the fee is for using an iDEAL money transfer. It's usually worth it to pay a small amount for the convenience.\"}),/*#__PURE__*/e(\"p\",{children:\"In the Netherlands, iDEAL processed payments are usually free of charge.\"}),/*#__PURE__*/e(\"h2\",{children:\"Who accepts iDEAL?\"}),/*#__PURE__*/e(\"p\",{children:\"As we've mentioned before, iDEAL is a Dutch concept, so you can use this type of transaction all over the nation. This applies to both brick-and-mortar stores and online shops.\"}),/*#__PURE__*/e(\"p\",{children:'If you\\'re shopping online, simply look for the iDEAL logo (a black \"i\" with \"DEAL\" written in white, surrounded by a pink background, and this entire image in a large black \"D\" with white filled in).'}),/*#__PURE__*/e(\"p\",{children:\"Many foreign webshops and companies also accept iDEAL. Again, you'll have to look for the logo to see if they do.\"}),/*#__PURE__*/e(\"h2\",{children:\"How to top up at bunq with iDEAL\"}),/*#__PURE__*/e(\"p\",{children:\"To top up at bunq with iDEAL, you'll need another bank account with a positive balance. From there, you'd initiate a transfer from that account to your bunq one.\"}),/*#__PURE__*/e(\"p\",{children:\"There are no fees and the transaction is instant, so you'll have money in your account in no time!\"}),/*#__PURE__*/e(\"h2\",{children:\"Which bunq cards can make iDEAL payments?\"}),/*#__PURE__*/e(\"p\",{children:\"You can use both physical and virtual cards to make iDEAL payments.\"}),/*#__PURE__*/e(\"p\",{children:\"Our physical card choices include Mastercard credit or business card, and Metal card.\"}),/*#__PURE__*/n(\"p\",{children:[\"We also have a choice for virtual cards: \",/*#__PURE__*/e(t,{href:{pathVariables:{EHOoGMZuu:\"benefits\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"DvZfY4prs\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"Virtual Credit Card\"})}),\". You can set this card up to refresh every 5 minutes or delete and create a new one each time for better security. Either way, it\u2019s a convenient way to complete transactions without having to wait for a card to arrive.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Where can I use my bunq card to make iDEAL payments?\"}),/*#__PURE__*/e(\"p\",{children:\"Keep in mind that so long as you're a customer at a participating bank, you can use iDEAL to pay merchants. Since bunq is a participating bank, this means you can use your bunq card at any shop that accepts iDEAL!\"}),/*#__PURE__*/e(\"p\",{children:\"Pretty much all stores in the Netherlands will accept your bunq card. If you travel to Belgium a lot, then you won't have any issues there either.\"}),/*#__PURE__*/e(\"h2\",{children:\"iDEAL is very convenient\"}),/*#__PURE__*/e(\"p\",{children:\"As you can see, iDEAL is a very handy type of payment method. This is especially true if you live in the Netherlands or frequently visit.\"}),/*#__PURE__*/e(\"p\",{children:\"Considering that iDEAL is widely accepted in this country and the surrounding ones, you'll have a much better time making purchases. So if you've been frustrated with your credit cards not being accepted and you don't like bringing around cash, then iDEAL is definitely the way to go!\"}),/*#__PURE__*/n(\"p\",{children:[\"If you don't already have a bunq account, then \",/*#__PURE__*/e(t,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"sign up for one\"})}),\" now. You can download our app and try it for free!\"]})]});export const richText25=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"The goal for this project was to plant 1 million trees in one year. And as usual, our amazing community impressed us and made it happen. By the 1st of January 2022, the site located in Kwasasi & Magumba had 1,036,999 mangroves planted, across 760 acres.\"}),/*#__PURE__*/e(\"h2\",{children:\"Woohoo!\"}),/*#__PURE__*/n(\"p\",{children:[\"However, the number of trees planted isn\u2019t the only difference that \",/*#__PURE__*/e(t,{motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"bunq Elite\"})}),\" users have made. Eden Reforestation Projects have employed an average of 15 people per month, who worked about 21 days per month. Those who helped plant these trees got a fair, consistent wage while working in a safe environment. Many haven\u2019t had this chance before.\"]}),/*#__PURE__*/e(\"p\",{children:\"As you can tell, planting trees isn't the only thing that bunq Elite users can do by simply spending their money. The socio-economic impact is great too.\"}),/*#__PURE__*/e(\"h2\",{children:\"Just have a quick look at these facts:\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"26% of the total workforce is female\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"This project has created 3,015 employment days\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The operation also provided storm-surge protection for the local residents\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"It offered increased opportunities to save and invest in the community\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"Since the beginning of 2022:\"}),/*#__PURE__*/e(\"p\",{children:\"We\u2019ve continued our efforts through Eden Reforestation Projects in Kenya. Besides planting more mangroves, they\u2019re also protecting and replanting the site to ensure that as many trees as possible survive and bring the native forests back to the majestic coastline.\"}),/*#__PURE__*/e(\"p\",{children:\"Many of the 1,036,999 planted trees will eventually produce seeds of their own and help the forest back to its natural equilibrium. Likewise, trees that reach maturity can compensate for trees that died before generating seeds.\"}),/*#__PURE__*/e(\"p\",{children:\"We couldn\u2019t be prouder of everything we\u2019ve accomplished together. At this point (July 2022), bunq users helped plant more than 7 million trees! We\u2019re super excited about what\u2019s to come.\"})]});export const richText26=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"The best way for you may depend on your location, or on how soon you need the money. Let\u2019s take a look at the different methods available.\"}),/*#__PURE__*/e(\"h2\",{children:\"Instant Payments with iDeal\"}),/*#__PURE__*/e(\"p\",{children:\"Firstly, you can use iDeal, which is extremely popular in the Netherlands. This method is not only instant but also comes with no additional fees, making it a fantastic choice. iDeal connects directly to another bank account, ensuring your money is added swiftly and securely. Plus, it isn't just for adding funds\u2014iDeal can also be used for instant payments.\"}),/*#__PURE__*/e(\"h2\",{children:\"Local Methods \u2013 Bancontact and Instant Bank Transfer\"}),/*#__PURE__*/e(\"p\",{children:\"If you're in Belgium, Bancontact is a local method similar to iDeal. Instant Bank Transfer is another great option available for users in various European countries. Both Bancontact and Instant Bank Transfer offer the same functionality and convenience as iDeal, allowing you to top up your account instantly from another bank account.\"}),/*#__PURE__*/e(\"h2\",{children:\"Quick and Easy with Debit and Credit Cards\"}),/*#__PURE__*/e(\"p\",{children:\"Using your debit card or credit card (Visa or Mastercard) to add money is both quick and easy. The transfer is instant, so there's no need to wait around. However, ensure that the card is in your name, and be aware that fees for using this method can vary.\"}),/*#__PURE__*/e(\"h2\",{children:\"Traditional Bank Transfers\"}),/*#__PURE__*/n(\"p\",{children:[\"For a more traditional approach, you can add money through a regular bank transfer. Depending on the sending bank, this can be either instant or take 1-2 business days if it\u2019s a SEPA transfer \",/*#__PURE__*/e(t,{href:\"https://together.bunq.com/d/4295\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"more about that here\"})}),\". If you need money immediately, consider your options. Make sure the sending bank uses RT1 or TIPS for instant transfers. The good news is this method is free of charge.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Easy Currency Conversion\"}),/*#__PURE__*/n(\"p\",{children:[\"If you have a bunq Local Currency Bank Account, converting money is a breeze. For example, if you want to add euros (\u20AC) to your account from your dollar ($) bank account, \",/*#__PURE__*/e(t,{href:\"https://together.bunq.com/d/45414\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"you can do this directly in the app\"})}),\". We'll handle the conversion and add the amount to your preferred account, making international transactions seamless.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Simple Cash Deposits\"}),/*#__PURE__*/n(\"p\",{children:[\"Need to make a cash deposit? Thanks to \",/*#__PURE__*/e(t,{href:{pathVariables:{HRJVC2Tn4:\"making-life-easy-bunq-and-barzahlen-digitalize-cash\"},unresolvedPathSlugs:{HRJVC2Tn4:{collectionId:\"RkpTlbLRO\",collectionItemId:\"eokV2ODLt\"}},webPageId:\"dO9lml58J\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"partnerships with Barzahlen\"})}),\"/Viacash and PaySafeCash, this process is straightforward. Simply create a barcode in the app, present it at a supported store, and the amount will transfer to your bunq app. You can find partner stores on the app's map, making it easy to locate the nearest one. You can \",/*#__PURE__*/e(t,{href:\"https://together.bunq.com/d/45741\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"learn more about adding money through a cash deposit here.\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"Summary\"}),/*#__PURE__*/e(\"p\",{children:\"Your money will be added to your account as soon as possible, no matter which method you choose. Pick the option that best fits your needs and enjoy the benefits of easily adding money to your mobile banking app.\"}),/*#__PURE__*/e(\"h2\",{children:\"Additional Features to Explore\"}),/*#__PURE__*/e(\"p\",{children:\"Beyond easy top-ups, bunq offers a variety of features that make mobile banking simpler and more efficient:\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Budgeting Tools\"}),\": Keep your finances organized with our intuitive budgeting tools.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Shared Accounts\"}),\": Easily manage shared expenses with family or friends.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Quick Transfers\"}),\": Send money instantly to other bunq users.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Foreign Currency Exchange\"}),\": Enjoy competitive exchange rates for your international transactions.\"]})})]}),/*#__PURE__*/e(\"p\",{children:\"Discover all these features and more by downloading the app now. Keep your finances organized and enjoy the perks of modern mobile banking with bunq!\"})]});export const richText27=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/n(\"p\",{children:[\"Did you know that the Face ID feature on an iPhone tracks and processes over \",/*#__PURE__*/e(t,{href:\"https://www.computerworld.com/article/3235140/apples-face-id-the-iphone-xs-facial-recognition-tech-explained.html\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"30 thousand data points\"})}),\" before authenticating?\"]}),/*#__PURE__*/e(\"p\",{children:\"While many people may think that a fingerprint is unique, most modern fingerprint scanners only track and process around 10 thousand data points. Nevertheless, biometric security offers you login security that no password can come close to.\"}),/*#__PURE__*/e(\"p\",{children:\"This is why bunq uses biometric logins whenever you sign into the app. Whether you have a face or fingerprint biometric ID, both can be used to help ensure secure banking.\"}),/*#__PURE__*/e(\"p\",{children:\"Interested in learning more about biometric logins? Here's everything you need to know.\"}),/*#__PURE__*/e(\"h2\",{children:\"What Is Biometric Security?\"}),/*#__PURE__*/e(\"p\",{children:\"Biometric security simply refers to a security framework that relies on a biological characteristic. The most common forms of this are through a fingerprint or a facial scan. While these sensors have become more popular in recent years, biometrics has been around for a long time.\"}),/*#__PURE__*/e(\"p\",{children:\"Footprints have been taken from babies for identification for decades, with retinal and dental scans helping to prove identities as well. This concept is not completely flawless but is one of the most trusted and reliable ways to authenticate someone.\"}),/*#__PURE__*/e(\"p\",{children:\"While biometrics have been reliable in the past, they were also expensive and time-consuming. Since people had to manually compare fingerprints with thousands of fingerprints to find a match, this process was not as easy as a simple password.\"}),/*#__PURE__*/e(\"p\",{children:\"However, biometrics have made major advancements in the last few years, allowing them to be part of our smartphones. Most modern smartphones either come with a fingerprint scanner, a facial scanner, or both straight out of the box.\"}),/*#__PURE__*/e(\"h2\",{children:\"How Does Biometric Security Work?\"}),/*#__PURE__*/e(\"p\",{children:\"Biometric security relies on your physical characteristics. This could be your retina, footprint, or face.\"}),/*#__PURE__*/e(\"p\",{children:\"However, the most common biometric security features on most smartphones remain the fingerprint and the facial scan. These two security measures work similarly and are incredibly secure ways to authenticate yourself.\"}),/*#__PURE__*/e(\"h2\",{children:\"Fingerprint Scanner\"}),/*#__PURE__*/e(\"p\",{children:\"Fingerprint scanners have been around for a very long time. While early scanners used to just take a super detailed picture of your thumb, modern scanners are even more detailed and efficient. Modern scanners can work using a capacitive, optical, or ultrasonic sensor to accurately read your fingerprint.\"}),/*#__PURE__*/e(\"p\",{children:\"While capacitive sensors leverage a grid of tiny capacitors to read your fingerprint, the optical method leverages the more traditional sensor to take a picture instead. However, the most advanced system is the ultrasonic sensor that can send a sound pulse to reflect off your finger. This can then give the sensor an incredibly accurate digital map of your fingerprint in return.\"}),/*#__PURE__*/e(\"h2\",{children:\"Facial Scanner\"}),/*#__PURE__*/e(\"p\",{children:\"Facial scanners work in a variety of different ways. While some facial scanners rely entirely on the camera and software, others use a more innovative, complex system. The standard facial scanner takes a picture of your face and compares it to the reference photo via software.\"}),/*#__PURE__*/e(\"p\",{children:\"While this is simple, it's also less secure as someone could hold up a picture of you to unlock your phone. The Face ID scanner in an iPhone uses an infrared dot projector to project tiny dots all over your face. The sensor then evaluates these dots to create a unique map of your face, similar to a fingerprint.\"}),/*#__PURE__*/e(\"p\",{children:\"However, this map is more unique and secure than a fingerprint as it has over 3x as many data points. This allows the phone to authenticate you and also differentiates you from a static picture.\"}),/*#__PURE__*/e(\"p\",{children:\"This kind of system can also ensure that you are awake and aware of the unlocking process before it unlocks, making it even more secure.\"}),/*#__PURE__*/e(\"h2\",{children:\"Is Biometric Security Better Than Password Security?\"}),/*#__PURE__*/e(\"p\",{children:\"While passwords have been great, they are not very secure. Someone can guess your password, or your password could be leaked in a data hack. All of these are out of your control and could potentially put your information and money at risk.\"}),/*#__PURE__*/e(\"p\",{children:\"Biometric security is a lot more secure since it cannot be guessed or transferred in any way. This means that you and you alone can authenticate your phone and get in. Even if someone looks like you, they won't be able to get in as easily.\"}),/*#__PURE__*/e(\"p\",{children:\"While there have been some cases of twins managing to get into some phones, the technology is always improving and becoming even more secure. So much so that biometric security boasts a major advantage over any other form of security on the market today.\"}),/*#__PURE__*/e(\"h2\",{children:\"Biometric Security Features From bunq\"}),/*#__PURE__*/e(\"p\",{children:\"When it comes to banking, security is the most important thing to keep in mind. This is why bunq relies on biometric authentication every time you enter the app. This means that only you can access your accounts and make any transactions.\"}),/*#__PURE__*/n(\"p\",{children:[\"We care so much about security that we even ask you to verify transactions with your face or fingerprint to ensure that you are in control of your money all the time. In this way, bunq promises the very best in security and works \",/*#__PURE__*/e(t,{href:{pathVariables:{VXx9Yv9cA:\"biometric-id\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"MfjOHGD7X\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(o.a,{children:\"seamlessly with your smartphone\"})}),\" to make it happen.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Switch to bunq today!\"}),/*#__PURE__*/e(\"p\",{children:\"Security has never been more important than it is today. With cyber threats coming in from all directions, the most important way to keep your account secure is through biometric security. This kind of security uses your biometric characteristics to ensure that only you can access your accounts.\"}),/*#__PURE__*/n(\"p\",{children:[\"Interested in signing up for bunq? 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