{"version":3,"file":"RkpTlbLRO-50.CeK3nKPP.mjs","names":["o","t"],"sources":["https:/framerusercontent.com/modules/A8hsixFOpRgVXCKiQNrE/6SpmAJbTWURU6AuggGBu/RkpTlbLRO-50.js"],"sourcesContent":["import{jsx as e,jsxs as n}from\"react/jsx-runtime\";import{Link as o}from\"framer\";import{motion as t}from\"framer-motion\";import*as a from\"react\";export const richText=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"While tap-to-pay is a popular payment method, lots of people still prefer to make cash payments and keep an extra layer of security. This is more common in certain countries than in others.\"}),/*#__PURE__*/e(\"p\",{children:\"One of the best ways to do this is with Paysafecash; but what is it and how does it work?\"}),/*#__PURE__*/e(\"p\",{children:\"When it comes to making online purchases, there are many different payment methods and types of credit cards out there. The problem is that not everyone is aware of the latest payment options and how they can help.\"}),/*#__PURE__*/e(\"p\",{children:\"One of the payment options that’s becoming more popular today is Paysafecash. If you’d like to learn all about it, and even pick up some personal finance tips, then keep reading.\"}),/*#__PURE__*/e(\"h2\",{children:\"What’s Paysafecash?\"}),/*#__PURE__*/e(\"p\",{children:\"Before we get into it, let’s cover what it is first.\"}),/*#__PURE__*/e(\"p\",{children:\"Paysafecash is an online payment method that allows you to pay for various purchases and bills with cash. It’s as simple as using an ATM and it covers a wide range of different payments including things like paying your invoices, repaying your loan installments, or even buying products.\"}),/*#__PURE__*/n(\"p\",{children:[\"This cash deposit method is unique \",/*#__PURE__*/e(o,{href:\"https://www.nbcnews.com/business/consumer/touchless-shopping-here-stay-what-cost-n1267263\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"because not many services\"})}),\" allow you to pay for items online with cash. It’s also used by people in retail and even shop owners.\"]}),/*#__PURE__*/e(\"p\",{children:\"It has over 200,000 participating partner stores in over 30 countries.\"}),/*#__PURE__*/e(\"p\",{children:\"The advantage of Paysafecash is that customers don’t need to worry about disclosing their personal information online, if it's worrying them. Instead, they can simply use this method by depositing cash in person.\"}),/*#__PURE__*/e(\"p\",{children:\"One other big benefit that Paysafecash offers you is the fact that you can make 24/7 cash payments. This means that anytime you find yourself needing to make a purchase or needing to pay a bill with cash, you can simply go to your local partnered store and do it.\"}),/*#__PURE__*/e(\"p\",{children:\"There are lots of stores to choose from, so there’s a good chance that you’ll have a location close to you.\"}),/*#__PURE__*/e(\"h2\",{children:\"How does it work?\"}),/*#__PURE__*/e(\"p\",{children:\"A lot of people hear about Paysafecash and think that it’s a complicated process that takes a lot of time. However, this is not the case, The process can be completed quickly.\"}),/*#__PURE__*/e(\"h2\",{children:\"Here’s how to use it\"}),/*#__PURE__*/e(\"p\",{children:\"If you’re a customer, then the first thing you need to do is to create a Paysafe account which we’ll cover in more detail shortly.\"}),/*#__PURE__*/e(\"p\",{children:\"If you’re receiving a payment, then all you have to do is select the Paysafecash icon on your sales terminal whenever someone is making a cash deposit. This can be found next to your Paysafecard icon.\"}),/*#__PURE__*/e(\"p\",{children:\"The next thing you need to do is scan the barcode that has been generated by your customer. This will then prompt you to enter the amount that the customer needs to pay you.\"}),/*#__PURE__*/e(\"p\",{children:\"It’s important that you don’t change the transaction amount because in most cases this will cause the transaction to fail. Once you know the transaction amount, then you need to ensure that you have received the correct cash amount from your customer before you confirm the transaction.\"}),/*#__PURE__*/e(\"p\",{children:\"After this, all you have to do is give the customer their receipt for the purchase they’ve made, and the entire process is complete.\"}),/*#__PURE__*/e(\"h2\",{children:\"How to deposit with Paysafecash through bunq?\"}),/*#__PURE__*/e(\"p\",{children:\"Depositing Paysafecash money through bunq is a quick and easy process.\"}),/*#__PURE__*/e(\"p\",{children:'To get started, all you have to do is go to the app bunq and choose the \"add money\" option. The first time you do this, we create a Paysafe account for you. If you have an account already, you can use the credentials to log in.'}),/*#__PURE__*/e(\"p\",{children:\"Once this is complete, you’ll get your barcode, and you can add this to your phone or device through multiple different methods, including:\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Downloading it as a PDF\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Adding it to your wallet\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Sending it as an SMS or email\"})})]}),/*#__PURE__*/e(\"p\",{children:\"After you’ve received your barcode, you can go to any of the Paysafecash-supported stores and you can make a cash deposit using your barcode.\"}),/*#__PURE__*/e(\"p\",{children:\"If you have some trouble when depositing your money, then you can always ask at the counter for some assistance.\"}),/*#__PURE__*/e(\"p\",{children:\"The cash funds that you have deposited will then show up in your bunq account and you can use them for future payments.\"}),/*#__PURE__*/e(\"h2\",{children:\"Use bunq today \"}),/*#__PURE__*/n(\"p\",{children:[\"There are lots of amazing benefits that bunq offers you. Discover it for yourself with a free 30 day trial. All you have to do is \",/*#__PURE__*/e(o,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"sign up in 5 mins\"})}),\".\"]})]});export const richText1=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Ever wonder how you can use your mobile bank account together when on a weekend trip, or a fun night out with friends? Read on!\"}),/*#__PURE__*/e(\"h2\",{children:\"Have fun worry-free with Activities\"}),/*#__PURE__*/n(\"p\",{children:[\"No need to calculate who paid for drinks on the first night and who paid for lunch later on. \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"split-payments\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"ESujG0iYF\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Simply start an activity\"})}),\" and automatically add all expenses to a shared pot. At the end, you can split it with one tap. You’ll always know who paid for what, with zero math skills involved.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Explore new hot-spots with Places\"}),/*#__PURE__*/e(\"p\",{children:\"Tired of researching where to hang out next weekend, or on an upcoming trip? Rely on your friends’ experiences! Use Places to find out where other bunqers have been and always enjoy the best hot spots in town.\"}),/*#__PURE__*/e(\"h2\",{children:\"Stay in touch with Inner Circle\"}),/*#__PURE__*/n(\"p\",{children:[\"You can easily find all your bunq friends in one place. \",/*#__PURE__*/e(o,{href:\"https://together.bunq.com/d/41424\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Add them to your Inner Circle\"})}),\" for automatically accepting payments from each other. Stay in touch and never lose sight of other bunqers.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Easily split receipts at the end of the night\"}),/*#__PURE__*/n(\"p\",{children:[\"Say goodbye to splitting receipts the old school way. \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"split-payments\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"ESujG0iYF\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"You can now just scan it and ask your friends to tap on their share\"})}),\". Once everyone selected their items, simply send them a payment link to instantly get paid back. It’s that simple!\"]}),/*#__PURE__*/e(\"h2\",{children:\"Your sharable bunq.me link\"}),/*#__PURE__*/n(\"p\",{children:[\"Speaking of easily getting paid back…you can always send \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"bunq-me\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"b6J8XewO4\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"your life-long, personalized bunq.me link\"})}),\" to your friends. You can use it to request a certain amount of money back, or you can send an open one, so your friends decide how much they pay you back. The choice is yours!\"]}),/*#__PURE__*/e(\"h2\",{children:\"Gift tree planting and become CO2 free together\"}),/*#__PURE__*/n(\"p\",{children:[\"Looking for a sustainable gift to give to your Bestie? How about sustainable banking? \",/*#__PURE__*/e(o,{href:{pathVariables:{wL2FAR0tV:\"bunq-elite\"},unresolvedPathSlugs:{wL2FAR0tV:{collectionId:\"ANSMQLLgO\",collectionItemId:\"xR2fiuvJT\"}},webPageId:\"w343yV7NT\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"If you’re an bunq Elite bunqer,\"})}),\" you can gift tree planting to one of your friends. This means they’ll also be able to plant a tree for each € 100 spent with their cards, no matter what bunq plan they have.\"]}),/*#__PURE__*/e(\"p\",{children:\"Here you go\"}),/*#__PURE__*/e(\"p\",{children:\"6 fun ways to use bunq with your friends. Enjoy spending time together, without the hassle of money admin.\"}),/*#__PURE__*/n(\"p\",{children:[\"* Based on the average yearly carbon footprint of a European citizen and the average number of trees planted each year by an bunq Elite user. \",/*#__PURE__*/e(o,{href:{webPageId:\"kBszAFn5T\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Learn more here.\"})})]})]});export const richText2=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Let’s have a look at how you can share bunq with your family!\"}),/*#__PURE__*/e(\"h2\",{children:\"1. bunq Pack\"}),/*#__PURE__*/n(\"p\",{children:[\"bunq more for less! If you want to bunq with your family (or even friends), start a Pack and share 4 bunq Core accounts or 3 bunq Core and 1 Business account for just €23,99. With this deal, each of you has their own, individual account - all the independence, for less money. You can also enjoy the deal with other bunq plans. \",/*#__PURE__*/e(o,{href:{webPageId:\"AOC54tjkx\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Learn more about Pack here\"})}),\".\"]}),/*#__PURE__*/e(\"h2\",{children:\"2. bunq Shared Access\"}),/*#__PURE__*/n(\"p\",{children:[\"Having some shared costs, but don’t want to share your bank account completely? Invite the ones you love most to share any one of your Bank Accounts. They’ll be able to add money and make payments from this Bank Account. However, unlike a Joint account, you’ll remain the legal owner. You could also use this as a child account, and teach the little ones the basics of banking! \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"shared-access\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"LIWGDzYqT\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Learn more about Shared Access here.\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"3. bunq Joint\"}),/*#__PURE__*/n(\"p\",{children:[\"Looking for the full experience of a joint account to help with shared costs? Look no further. You can open a bunq Joint account with your partner, spouse or adult children in just 5 minutes. All you need is your phone. A joint account makes handling shared costs much easier, as you’ll both always get instant notifications for each payment, staying in full control. Oh, and you don’t have to worry about shared cards - you each get your own beautiful card. \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"joint-accounts\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"QkFlEmaOB\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Learn more about Joint here.\"})})]}),/*#__PURE__*/e(\"p\",{children:\"Here you go\"}),/*#__PURE__*/n(\"p\",{children:[\"3 easy ways to have a shared bank account with your family. Whether you’re looking for a partner account, child account, or just a better deal for having individual bunq accounts for the whole crew - we’ve got you covered. \",/*#__PURE__*/e(o,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Start your free trial today\"})}),\" and experience the solution that fits you best.\"]})]});export const richText3=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"While our bunqers use them in various ways that fit their needs, here are a couple of ideas on how to make use of Bank Accounts!\"}),/*#__PURE__*/e(\"h2\",{children:\"1. Budgeting made 25 times easier\"}),/*#__PURE__*/e(\"p\",{children:\"You don’t need multiple Excel sheets and a Masters in Economics to budget. In fact, all you need is your beloved banking app. Yes, yes - we mean bunq.\"}),/*#__PURE__*/n(\"p\",{children:[\"An easy way to make sure that your money is being spent the way you want is to organize it in Bank Accounts as soon as it hits your bank account. You can do this with the \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"salary-sorter\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"btwf686p3\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Salary Sorter\"})}),\". You set the amounts (or percentages) you want in each Bank Account when your salary comes in, and the app will sort your future incomes automagically. We recommend using the Payment Sorter because it’s harder - mentally - to spend money that was sorted with a purpose, meaning you’re less likely to spend it on something else.\"]}),/*#__PURE__*/e(\"h2\",{children:\"2. Effortless savings\"}),/*#__PURE__*/n(\"p\",{children:[\"Bank Accounts act like individual bank accounts, with their own IBANs and all - but you can also use them as a savings account. It’s super simple. You create a Savings Account right in the bunq app, personalize it (if you can picture it, you can achieve it, remember!), and start putting money aside with zero effort. A handy feature that helps with this is \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"auto-save\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"gFg2kyvut\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"AutoSave\"})}),\", which rounds up each payment and invests it towards your savings goal...automatically! Paid €3,20 for a sandwich? Congrats, you just saved 80 cents! But it gets even better! At bunq, you earn 0,75% interest on your savings, an interest rate that’s much higher than what you’d get at traditional banks. So all those times you use AutoSave to add a bit to your \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"savings-accounts\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"SEW0QFdCy\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Savings Account\"})}),\", really help you effortlessly grow your wealth over time!\"]}),/*#__PURE__*/e(\"p\",{children:\"Oh, and as with most things, saving money is easier together. You can also create a shared Savings Goal as one of your Bank Accounts and save for a common dream with your friend or partner!\"}),/*#__PURE__*/e(\"h2\",{children:\"3. Different Bank Accounts, different PINs\"}),/*#__PURE__*/e(\"p\",{children:\"If your money’s separated between different Bank Accounts, why should they share the same PIN code? Well, they don’t have to. Each bunq card you have can be linked to 2 different Bank Accounts, through 2 different PIN codes. That means your card will know from which Bank Account to take the money when you pay for groceries, versus beers with friends. \"}),/*#__PURE__*/n(\"p\",{children:[\"Set up your \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"secondary-pin\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"AFPqvoJ_U\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Secondary PIN\"})}),\" in the bunq app to make sure you always spend the money allocated to that activity.\"]}),/*#__PURE__*/e(\"h2\",{children:\"4. Bank like a local with Local IBANs\"}),/*#__PURE__*/n(\"p\",{children:[\"Living in the Netherlands, but freelancing often for clients in Spain? Expatting in Berlin, but calling France home? Digital banking should have no borders. After all, we’re a European bank. With bunq, you can bank like a local no matter where you are. Simply open a new Bank Account (or more) with a \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"foreign-ibans\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"gEtsJPhAY\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Foreign IBAN\"})}),\" that makes life easy. \"]}),/*#__PURE__*/e(\"p\",{children:\"Choose between NL, DE, FR or ES and easily pay, receive or hold money. Stay tuned! We’re constantly adding more countries to this beautiful list.\"}),/*#__PURE__*/e(\"h2\",{children:\"5. Multiple currencies in one banking app\"}),/*#__PURE__*/n(\"p\",{children:[\"Gone are the days when you needed a EUR bank account, a USD one, and so on. With the launch of \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"foreign-currencies\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"UcEJ9Y8MT\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Foreign Currencies\"})}),\", you can simply create a new Bank Account to receive, convert, hold and spend in multiple foreign currencies without having to leave your banking app. Living a global lifestyle has never been easier! \"]}),/*#__PURE__*/e(\"p\",{children:\"With 25 Bank Accounts, you have plenty of freedom to open one for each currency that you need. We currently offer US Dollars ($), British pound sterlings (\\xa3), Swiss francs (CHF), Polish Zloty (zł) and Bulgarian lev (Лв), but worry not - it’s a work in progress.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"There you go! 5 smart ways to use your 25 Bank Accounts in the bunq app\"})}),/*#__PURE__*/n(\"p\",{children:[\"Got more ideas? We’d love to hear from you! Let us know how you use your Bank Accounts on our socials or \",/*#__PURE__*/e(o,{href:\"https://together.bunq.com/t/ideas\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"on Together\"})}),\".\"]})]});export const richText4=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"The current environment may have changed the way other banks operate, but we’re happy to say nothing has changed around here: it’s business as usual so you can save time, every time. Open a business account with bunq in less than 5 minutes, and enjoy all the benefits that make life easy.\"}),/*#__PURE__*/e(\"p\",{children:\"Check them out below!\"}),/*#__PURE__*/e(\"h2\",{children:\"1) End manual bookkeeping\"}),/*#__PURE__*/n(\"p\",{children:[\"Never have to worry about doing your bookkeeping manually. Set up a direct connection between bunq and your \",/*#__PURE__*/e(o,{href:{pathVariables:{EHOoGMZuu:\"bookkeeping-integrations\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"FaUisd_P1\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"bookkeeping software\"})}),\" once and you’re good to go. Of course, you’ll always have a real time overview of your bookkeeping, so you stay in full control.\"]}),/*#__PURE__*/e(\"h2\",{children:\"2) Enjoy a great overview of your finances\"}),/*#__PURE__*/n(\"p\",{children:[\"Open as many \",/*#__PURE__*/e(o,{href:{pathVariables:{EHOoGMZuu:\"bank-accounts\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"jjCGlks2I\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Bank Accounts\"})}),\" as you want to keep things organized and always know where your money is going. Each comes with its own IBAN, so you can use them for direct debits, online payments and your cards.\"]}),/*#__PURE__*/e(\"h2\",{children:\"3) Pay invoices with zero effort\"}),/*#__PURE__*/e(\"p\",{children:\"All you have to do is scan an invoice and the bunq app will fill in all payment details automagically. Got a PDF invoice in your email instead? You can copy it to the bunq app directly from your phone. Doesn’t get quicker and more efficient than this!\"}),/*#__PURE__*/e(\"h2\",{children:\"4) Always have instant employee access\"}),/*#__PURE__*/e(\"p\",{children:\"Enjoy the convenience of adding or removing a director without any paperwork or waiting, simply by using the app. Want to grant an employee access to certain Bank Accounts, without giving full account access? Add them and remove them when the time comes, all through the app.\"}),/*#__PURE__*/e(\"h2\",{children:\"5) The most efficient payments\"}),/*#__PURE__*/e(\"p\",{children:\"Need to do a batch of payments? Enter them quickly through bunq Web, thanks to keyboard shortcuts. If you’ve received a SEPA XML batch, approve it on the go from the app. Instant payments are also supported, of course!\"}),/*#__PURE__*/e(\"h2\",{children:\"6) A sustainable business account, by default\"}),/*#__PURE__*/e(\"p\",{children:\"bunq only invest ethically, so you’ll never be an accessory to destroying the planet. We’re also the only bank in the world to give you Freedom of Choice. Decide where your money is invested or if you want to receive interest at all. Stay in control and rule your money, your way.\"}),/*#__PURE__*/e(\"h2\",{children:\"7) Grow your wealth without effort\"}),/*#__PURE__*/n(\"p\",{children:[\"With bunq it’s super easy to manage all your day-to-day finances, while also effortlessly growing your (business) savings. Simply open a \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"savings-accounts\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"SEW0QFdCy\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Savings Account\"})}),\" in the app and you earn \",/*#__PURE__*/e(o,{href:{pathVariables:{wJxtmfIt0:\"savings\"},unresolvedPathSlugs:{wJxtmfIt0:{collectionId:\"cB9URUxy6\",collectionItemId:\"j_9iQTj18\"}},webPageId:\"NmP74WR8M\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"0,75% interest \"})}),\"over all your savings. That’s an interest rate much higher than what you would get at traditional banks.\"]}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"There you go! These are just some of the amazing benefits you can enjoy when you open a business account with bunq. It takes less than 5 minutes\"})})]});export const richText5=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Renting in the Netherlands\"})}),/*#__PURE__*/e(\"p\",{children:\"Dreaming of a big and sunny penthouse? Uhm...\"}),/*#__PURE__*/n(\"p\",{children:[\"The Netherlands is a tiny, lovely country, which means it’s pretty busy. Just like you, many expats joined the locals in the past years, so we’re all living here very cozy - or \",/*#__PURE__*/e(\"em\",{children:\"gezellig\"}),\", as you’ll soon learn. You may think that most accommodation is rather small, depending on what you’re used to. There’s also a shortage currently, especially when it comes to apartments in Amsterdam. Wanna do some research? Check out \",/*#__PURE__*/e(o,{href:\"https://www.funda.nl/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"this rental website\"})}),\".\"]}),/*#__PURE__*/e(\"p\",{children:\"Coming with a job offer or expat package? Try and get help from your company, as they probably know the market and this will make things easier.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Working in the Netherlands\"})}),/*#__PURE__*/e(\"p\",{children:\"Most expats come to the Netherlands with a job lined up, but of course that’s not the only way to do it. Depending on your industry and location, you can find plenty of job offers for English speakers. Do a bit of research on whether your industry requires speaking the local language, so you can avoid unpleasant surprises and start your lessons in time. Overall, the job market is very friendly even for non-Dutch speakers, especially in cities like Amsterdam or Rotterdam.\"}),/*#__PURE__*/n(\"p\",{children:[\"Once you find your dream job, you’ll be pleased to know that the work-life balance is something that the Dutchies do very well. It’s important for people here to spend time with their families, on their hobbies, working out, or having delicious local beers with bitterballen at the bar (you’ll see, you’ll see). It’s all \",/*#__PURE__*/e(\"em\",{children:\"work to live\"}),\"!\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Banking in the Netherlands\"})}),/*#__PURE__*/e(\"p\",{children:\"The Netherlands is modern when it comes to banking, with very few people still using cash. You’d think that means you can just move here with your cards and you’ll be set, right? Not really.\"}),/*#__PURE__*/e(\"p\",{children:\"Although this will change soon, the Netherlands mainly works with Maestro cards. If you’re coming from abroad, you most likely own a Visa or Mastercard, which won’t work in...about 80% of the places. Credit cards are a no go too.\"}),/*#__PURE__*/n(\"p\",{children:[\"As soon as you move here, you’ll need to get a Dutch bank account that gives you a (debit) Maestro card and supports iDeal. \",/*#__PURE__*/e(\"em\",{children:\"I what?\"}),\" iDeal - it’s how we pay for everything online here. You’ll need this.\"]}),/*#__PURE__*/n(\"p\",{children:[\"So how do you get a bank account when you just moved, you wonder? If you choose to \",/*#__PURE__*/e(o,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"open a bank account with bunq\"})}),\", it’s very easy. It takes 5 minutes, and you only need your phone and ID. Don’t worry if you don’t have a social security number (BSN) yet. We give you 90 days to sort that out. Of course, you’ll get your beautiful Dutch card, we support iDeal and are integrated with Wise for easy international payments.\"]}),/*#__PURE__*/e(\"p\",{children:\"Moreover, you can open Bank Accounts with different IBANs from different countries. For example, if you’re moving from France, you can have a Dutch IBAN for your financial needs here, and a French one for the ones back home. Need multiple currencies? We’ve got that covered too.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Holidays in the Netherlands\"})}),/*#__PURE__*/e(\"p\",{children:\"Thankfully, the Netherlands is so small that every weekend can be a small trip. Simply hop on a train and you’ll be in a fishing village, on the beach, or...in Belgium...in just a couple of hours. Most companies in the Netherlands will offer you at least 20 days of holiday per year (for a full-time contract), plus national holidays. We’re not gonna lie, there aren’t many of those - so embrace those long weekends!\"}),/*#__PURE__*/e(\"p\",{children:\"As with most places in Europe, a lot of other countries are at your doorstep and an affordable drive, train or flight away. With bunq, you never have to worry about extra fees when you’re abroad. You’ll always get the real exchange rate.\"}),/*#__PURE__*/e(\"h2\",{children:\"Excited to start your Dutch adventure? We’re sure you’ll love it here\"})]});export const richText6=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"They ranked us 3rd in a list of 27 financial institutions active in the Netherlands.\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What’s this about?\"})}),/*#__PURE__*/n(\"p\",{children:[\"We believe that the fight for a greener planet belongs to all of us, for the future of next generations. By playing our part in the fintech world, we wanted to lead by example. And so, a couple of months ago, we published our first \",/*#__PURE__*/e(o,{href:{webPageId:\"AjZiBk9mj\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"climate report\"})}),\", in line with our ambitions to meet the goals of the Paris agreement.\"]}),/*#__PURE__*/e(\"p\",{children:\"In short, that requires us to reduce our greenhouse gas emissions by half by 2030. We’re currently at 8,100 tonnes of CO2, a fraction of the average financial institution's carbon footprint.\"}),/*#__PURE__*/e(\"p\",{children:\"We’re not there yet, but we’re well on our way - and ready to share every step with you!\"}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Who recognized our achievements?\"})}),/*#__PURE__*/e(\"p\",{children:\"The Fair Finance Guide Netherlands (Eerlijke Geldwijzer) was established in 2009 to inform people about banks by gauging their performance using independent criteria. This empowers you to choose a socially responsible bank. The guide is a coalition of Amnesty International, Milieudefensie, Oxfam Novib, PAX, and World Animal Protection.\"}),/*#__PURE__*/n(\"p\",{children:[\"The Fair Finance Guide Netherlands \",/*#__PURE__*/e(o,{href:\"https://fairfinanceguide.org/ff-international/news/2021/netherlands-pension-funds-insurers-and-banks-not-yet-paris-proof/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"just ranked\"})}),\" the climate change commitments of financial institutions active in the Netherlands. The research concerned 27 financial institutions, and we’re happy to say that we’ve ranked 3rd.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What was the criteria?\"})}),/*#__PURE__*/n(\"p\",{children:[\"The assessment framework consisted of 12 criteria related to 6 key dimensions of a climate plan: \",/*#__PURE__*/e(\"em\",{children:\"commitment, measuring of carbon footprint, action plan, scope, portfolio alignment and transparency.\"})]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Why does that matter to me?\"})}),/*#__PURE__*/e(\"p\",{children:\"Being recognized at such a high level for our commitments for a better future makes us very proud. But besides investing in sustainable projects, we make sure that you also have the freedom to make green choices, with zero effort. We all need to start acting responsibly to fight climate change - and we hope everyone will join us in this effort.\"}),/*#__PURE__*/n(\"p\",{children:[\"bunq is the only bank in the world that lets you decide what happens to your money through \",/*#__PURE__*/e(o,{href:{pathVariables:{EHOoGMZuu:\"freedom-of-choice\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"myA5OIfVL\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Freedom of Choice\"})}),\". Moreover, our \",/*#__PURE__*/e(o,{href:{pathVariables:{HRJVC2Tn4:\"our-green-efforts-make-top-3\"},unresolvedPathSlugs:{HRJVC2Tn4:{collectionId:\"RkpTlbLRO\",collectionItemId:\"vZc_hIdAD\"}},webPageId:\"dO9lml58J\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"bunq Elite\"})}),\" users can make a difference simply by spending their money with bunq. It’s that easy.\"]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"We thank you for the green ride!\"})}),/*#__PURE__*/e(\"p\",{children:\"As always, the only way is up. Or in this case...even greener!\"})]});export const richText7=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"To get some good information that helps you in this new adventure, today we’re focusing on Germany! Large cities here, especially Berlin, are known for attracting self-employed talent from all over the world.\"}),/*#__PURE__*/e(\"h2\",{children:\"Let’s start from the beginning\"}),/*#__PURE__*/n(\"p\",{children:[\"First things first, to work in Germany you’ll need to be legally registered. This is known as doing your \",/*#__PURE__*/e(\"em\",{children:\"Anmeldung\"}),\". If you’re an EU citizen, you automatically have a valid residence permit. If not, you’ll need a certain visa to live here, so make sure to do your research.\"]}),/*#__PURE__*/e(\"p\",{children:\"Another important thing to keep in mind is that you can actually work as self-employed alongside a full-time job, but only for 18 hours on top of your regular employment.\"}),/*#__PURE__*/e(\"h2\",{children:\"Freelance or self-employed?\"}),/*#__PURE__*/n(\"p\",{children:[\"In Germany, there’s actually a difference between being self-employed (\",/*#__PURE__*/e(\"em\",{children:\"Selbstst\\xe4ndiger\"}),\") and a freelancer (\",/*#__PURE__*/e(\"em\",{children:\"Freiberufler\"}),\").\"]}),/*#__PURE__*/e(\"p\",{children:\"Self-employed people need more documents when applying for a residence permit compared to freelancers. That’s because as a freelancer you work for various businesses as an individual. If you’re self-employed, you work for different clients as an actual (official) business. Make sure you understand what your personal situation is and what works best for you.\"}),/*#__PURE__*/e(\"h2\",{children:\"What kind of freelancer are you\"}),/*#__PURE__*/n(\"p\",{children:[\"Things don’t stop at differentiating between self-employed and freelancer. Are you a \",/*#__PURE__*/e(\"em\",{children:\"Freiberuflich\"}),\" or a \",/*#__PURE__*/e(\"em\",{children:\"Gewerbetreibende\"}),\"? Stick with us, we’re getting there.\"]}),/*#__PURE__*/n(\"p\",{children:[\"A \",/*#__PURE__*/e(\"em\",{children:\"Freiberuflich\"}),\" (or freelancer) is usually linked to a scholar or creative service. The actual occupations vary greatly: from artists, to doctors, lawyers or programmers. You can \",/*#__PURE__*/e(o,{href:\"https://unternehmerkanal.de/papierkram/rechtsformen/liste-katalogberufe-freiberufler/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"find a complete list of the professions included here\"})}),\".\"]}),/*#__PURE__*/n(\"p\",{children:[\"A \",/*#__PURE__*/e(\"em\",{children:\"Gewerbetreibende\"}),\" (or tradesman business) refers to occupations that don’t fit the list above. Usually, this includes companies related to building, trading or selling physical things.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Register your business\"}),/*#__PURE__*/n(\"p\",{children:[\"If you’re a freelancer, you need a questionnaire called \",/*#__PURE__*/e(\"em\",{children:\"Fragebogen zur steuerliche Erfassung\"}),\". Through it, you let the authorities know that you plan to become a freelancer in Germany. This form needs to be submitted electronically to your local \",/*#__PURE__*/e(\"em\",{children:\"Finanzamt\"}),\".\"]}),/*#__PURE__*/n(\"p\",{children:[\"If you’re registering as a tradesman, you register at your local \",/*#__PURE__*/e(\"em\",{children:\"Gewerbeamt\"}),\". You need to complete this step before heading to the local \",/*#__PURE__*/e(\"em\",{children:\"Finanzamt\"}),\".\"]}),/*#__PURE__*/e(\"h2\",{children:\"Sort your health insurance\"}),/*#__PURE__*/e(\"p\",{children:\"As in many countries, being insured is mandatory in Germany. As a self-employed person, you need to figure this out on your own.\"}),/*#__PURE__*/e(\"p\",{children:\"First of all, you need to decide if you’re going with public or private health insurance. Public health insurance will cost you around 15% of what you earn, set at a minimum of monthly €350. This also covers your spouse and kids.\"}),/*#__PURE__*/e(\"p\",{children:\"The private insurance is more personalized, which means the price is calculated based on your age and medical needs. Usually, this only covers yourself. If you're young, healthy and have a small family, private insurance may end up costing you less money.\"}),/*#__PURE__*/e(\"h2\",{children:\"On to the fun stuff - taxes!\"}),/*#__PURE__*/n(\"p\",{children:[\"As a self-employed person, you’ll have to add V.A.T. (\",/*#__PURE__*/e(\"em\",{children:\"Umsatzsteuer or Mehrwertsteuer\"}),\") to your invoices. This is set at 19% or 7%, depending on your case. It’s meant to cover what you need to deliver a service. Paid more than you receive back through V.A.T.? The \",/*#__PURE__*/e(\"em\",{children:\"Finanzamt\"}),\" will refund you the difference. You could also be exempt from V.A.T, through something called \",/*#__PURE__*/e(\"em\",{children:\"Kleinunternehmerregelung\"}),\". This means you don’t need to bill clients extra, but you also cannot deduct anything for things or services you purchased for your job (think travel expenses, equipment, etc).\"]}),/*#__PURE__*/e(\"p\",{children:\"Based on your income, you may not have to file your V.A.T. at all. Keep in mind that if you work with international clients from other EU countries, you’ll most likely need a V.A.T. number though.\"}),/*#__PURE__*/e(\"p\",{children:\"Second, you’ll have the income tax, applying to everything you earn with your business. You’ll be taxed for every euro you make over €9,408 per year. Declare this before the 31st May of the following year.\"}),/*#__PURE__*/e(\"p\",{children:\"For tradesman businesses, there’s a different tax that applies to your turnover for the year. If it’s less than €24,500 per year, you don’t have to pay it. Declare this before the 31st May of the following year.\"}),/*#__PURE__*/e(\"h2\",{children:\"And lastly...choose the right business account\"}),/*#__PURE__*/e(\"p\",{children:\"Being self-employed in Germany (or anywhere) will require a good amount of time and energy, so you can make that dream business of yours work. There’s no need to waste any of it on bureaucracy or banking.\"}),/*#__PURE__*/n(\"p\",{children:[\"Having the right bank account that saves you time and makes everything easier is essential. A \",/*#__PURE__*/e(o,{href:{webPageId:\"sxRFThGQm\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"bunq business account\"})}),\" will help you end manual bookkeeping, manage invoices effortlessly and always have a clear overview of your finances. Oh, and it takes 5 minutes to open an account, from the comfort of your own home. \",/*#__PURE__*/e(o,{href:{pathVariables:{HRJVC2Tn4:\"open-a-business-bank-account-in-just-5-minutes\"},unresolvedPathSlugs:{HRJVC2Tn4:{collectionId:\"RkpTlbLRO\",collectionItemId:\"Y9q2cSdoZ\"}},webPageId:\"dO9lml58J\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Learn more about why this could be a great choice for you here\"})}),\".\"]}),/*#__PURE__*/e(\"h2\",{children:\"There we go! Everything you need to know about being self-employed in Germany!\"}),/*#__PURE__*/e(\"p\",{children:\"‍\"}),/*#__PURE__*/e(\"p\",{children:\" \"})]});export const richText8=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"1. What’s my business?\"}),/*#__PURE__*/e(\"p\",{children:\"First things first, you need to decide what kind of business you want to start. The possibilities are endless, so take your time with this one and make sure it fits your lifestyle, passion and goals. Are you looking for an online business, or would you like to open a physical location? Is your product virtual, or is it tangible? Maybe it’s not even a product you’re looking to sell, but a service or an unforgettable experience.\"}),/*#__PURE__*/e(\"p\",{children:\"Once you figure this out, think of what this business means to you. It could be something you’ve never done before, but you’re eager and enthusiastic to learn about. It could be something that you’ve done for years, but only as a hobby. Many times, it’s simply your current job, but you’d rather do it on your own now.\"}),/*#__PURE__*/e(\"p\",{children:\"These may seem like a lot of questions to ask yourself, but most answers will come to you naturally. After all, if you know you want to start a business, you probably already have some basic things in mind.\"}),/*#__PURE__*/e(\"h2\",{children:\"2. Who’s my audience?\"}),/*#__PURE__*/e(\"p\",{children:\"Now that you know what you’re selling and where, the next question is: to whom? It goes without saying that without a problem to solve and a person who needs your business, things aren’t really going to work out. Good news is, there’s almost always someone who needs your solutions - it’s just really important to find them, know them, and listen to them.\"}),/*#__PURE__*/e(\"p\",{children:\"Make sure to never skip this step when starting a business. A little trick is to try and be part of the target audience yourself. If you want to sell luxurious holiday packages in South-East Asia because that’s what you’re interested in and couldn’t find the right service, you already have your target person nr. 1! Understanding your market is simply easier if you’re part of it.\"}),/*#__PURE__*/e(\"h2\",{children:\"3. What’s my plan?\"}),/*#__PURE__*/e(\"p\",{children:\"You’ve already come far. By now, you have a good understanding of your product and market, so it’s time to put it all down on a one-pager for a great overview that will help with your future decisions.\"}),/*#__PURE__*/n(\"p\",{children:[\"A business plan includes things like an elevator pitch (keep it under 60 seconds, elevator rides aren’t super long), an audience overview, a \",/*#__PURE__*/e(o,{href:\"https://www.businessnewsdaily.com/4245-swot-analysis.html\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"SWOT analysis\"})}),\", marketing ideas (online? offline? affiliates? all?), and financial projections. This plan will be your ally when presenting your business idea to investors, partners, or even for yourself to better understand where you stand and where you’re going. If you’ve never made one before, no sweat - the good ol’ internet has plenty of templates ready to use.\"]}),/*#__PURE__*/e(\"h2\",{children:\"4. What do others think?\"}),/*#__PURE__*/e(\"p\",{children:\"The most important thing is that you truly believe in your idea, but when starting a business it’s vital to get feedback and other opinions. They won’t all be helpful or actionable, but without a doubt you’ll hear some thoughts that simply didn’t cross your mind. Listening to feedback is a great way to gather input and inspiration, as well as a brand new view on things. Keep in mind that not every positive thought means everyone’s gonna love it, and not every negative opinion means your idea isn’t good.\"}),/*#__PURE__*/e(\"p\",{children:\"Another point to make here is to carefully select who you’re asking for feedback. Got any friends or colleagues that started a similar business, or may know something about your niche? Get their input! If you think that feedback may get in the way of good relationships, maybe skip asking family members or close friends.\"}),/*#__PURE__*/e(\"h2\",{children:\"5. Do I know all the “stuff”?\"}),/*#__PURE__*/e(\"p\",{children:\"Okay, this may not be the most exciting part of the process, but you have to go through it before the fun really starts! Before choosing the perfect name for your business or the funkiest logo, there are a few questions you need to ask yourself.\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Do I know the tax implications of owning a business in this country? \"}),\"A wise man once said, taxes are inevitable. Make sure you know the rules, and check if you can get any benefits as an entrepreneur. Many times, you can!\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Can I sustain myself until my business becomes profitable? \"}),\"Money is great, but it probably won’t come pouring when starting a business. Therefore, it’s important to have a financial plan meanwhile. This could be keeping your current job, a part-time gig, or savings. Curious about when you can expect to stop putting money into your business, and start making some? Perform this easy break-even analysis: fixed costs \\xf7 (average price - variable costs) = break-even point.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Do I know all the legal details around owning a business? \"}),\"Legal details can be a bit hard to digest, so check out if you need an advisor to start out. This of course depends on the type of business you own and your location.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Do I have a business bank account? \"}),\"Keeping your business finances separate is important. In some countries, it’s not legal to run a business without a business account. Plus, you want all the time you can get to focus on your business, not on paperwork and old school banking affairs. We think \",/*#__PURE__*/e(o,{href:{pathVariables:{HRJVC2Tn4:\"open-a-business-bank-account-in-just-5-minutes\"},unresolvedPathSlugs:{HRJVC2Tn4:{collectionId:\"RkpTlbLRO\",collectionItemId:\"Y9q2cSdoZ\"}},webPageId:\"dO9lml58J\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"bunq’s business account\"})}),\" will fit your entrepreneurial needs.\"]})})]}),/*#__PURE__*/e(\"p\",{children:\"Alright, there you go! These are the 5 first steps to start your business - from now on, the only way is up!\"})]});export const richText9=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"Diversity is a wonderful thing, one we care deeply for. Letting everyone be who they really are, seeing their colors and complementing each other.\"})}),/*#__PURE__*/e(\"p\",{children:\"But there’s no true diversity without the freedom of true identity. What’s an identity? A set of things that make you who you are, a beautiful individual. Your name is a big part of your identity. You hear it every day. You see it in your emails, on your social media, letters and on your bank cards. But from now on, you get to choose what name shows on your cards.\"}),/*#__PURE__*/e(\"p\",{children:\"Today, the 17th of May, on the International Day Against Homophobia, Biphobia, Interphobia and Transphobia we’re more than proud to announce that bunq is the first bank in Europe to launch the True Name feature. This is done in cooperation with Mastercard across Europe. We hope this initiative helps everyone show their true identity and never have to feel like their name doesn’t represent them.\"}),/*#__PURE__*/e(\"h2\",{children:\"How does True Name work?\"}),/*#__PURE__*/e(\"p\",{children:\"When you order a card and choose the visible name on your card, you’ll be able to enter your True Name. Pick the name you love, whether it's the one you were born with, or the one that you prefer. The choice is yours.\"}),/*#__PURE__*/e(\"p\",{children:\"Follow these easy steps:\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Open the bunq app\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Tap on Home and go to Cards\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Tap on the colorful MENU button\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Select your desired card\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Enter a description of your choice\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Enter the address for delivery\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Choose name of card\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Click on the Name Options\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Select “Or choose a preferred name yourself”\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Enter your True Name\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Order your special new bunq card\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"A small step\"}),/*#__PURE__*/e(\"p\",{children:\"We know it takes a lot more listening, talking and action. This is a small step that we hope will help everyone celebrate their True Name, true identity and embrace diversity in all its beautiful colors.\"}),/*#__PURE__*/n(\"p\",{children:[\"Want to learn more about True Name and important details about this new feature? \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"true-name\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"sn3I5W9Yv\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Check out our full page\"})}),\", or \",/*#__PURE__*/e(o,{href:\"https://together.bunq.com/d/43846\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"more information on Together\"})}),\".\"]})]});export const richText10=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"We’re incredibly proud to announce that the Dutch Central Bank has approved a deal that will see bunq welcome our first external investor, Pollen Street Capital. Our €193 million funding round, valuing bunq at €1.6 billion, sets a new record for European fintech, as we raised the largest series A round ever secured.\"}),/*#__PURE__*/e(\"p\",{children:\"Joining forces opens up a wide range of possibilities for our users. But before we look to the future, let’s take a moment to remember our journey so far. It's been a truly special experience and we’re just getting started.\"}),/*#__PURE__*/e(\"p\",{children:\"Nearly 10 years ago, in the aftermath of the global financial crisis, we founded bunq to challenge what banking is and what it can do. We built the world’s first bank rooted in the wants and needs of its users, so they can do whatever they want, wherever they want, with whomever they want.\"}),/*#__PURE__*/e(\"p\",{children:\"That meant building an app that included the features they wanted, giving them the power to decide how their money was invested, and a banking experience that made their lives easy.\"}),/*#__PURE__*/e(\"p\",{children:\"To truly break free from the status quo, we had to lay our foundation first. Our view has been and will be simple: if we build great products that people love to use, they will pay to use them. Being the only completely self-funded challenger bank that branched into 30 European markets without a penny of VC funds, we retained the freedom and independence to build a business model that aligned our commercial reality with the happiness of our users.\"}),/*#__PURE__*/e(\"p\",{children:\"This approach has been revolutionary. Many of our competitors have taken a different path during the first wave of fintech expansion in Europe, seeking to run up large vanity numbers often based on dormant accounts or numbers of app downloads, rather than active users.\"}),/*#__PURE__*/e(\"p\",{children:\"We are building a different model for a different era, one focused on a committed, engaged and ever-increasing community. And we know it’s working, as our total user deposits doubled in 2019, then again in 2020 and now sit at above €1 billion.\"}),/*#__PURE__*/e(\"p\",{children:\"We announced our first profitable month earlier in 2021 and aim to break even on a monthly basis by the end of this year. Our commitment to sustainability isn’t limited to our bunq Elite accounts which help users offset their CO2 with every euro spent. We are building a sustainable business model too.\"}),/*#__PURE__*/e(\"p\",{children:\"Now it’s time to scale up our vision, using the funding announced today and an ambitious M&A strategy to grow bunq even further.\"}),/*#__PURE__*/e(\"p\",{children:\"As part of today’s deal, we have made our first acquisition, securing Irish lender Capitalflow. Like us they have a laser focus on their users and value sustainability highly. We hope this will be the first acquisition of many, as bunq spearheads a new wave of post-pandemic fintech M&A.\"}),/*#__PURE__*/e(\"p\",{children:\"bunq will also use the injection of funds to fuel our growth across Europe, particularly in Germany and France. This follows our introduction this year of German, French and Spanish IBANs and the opening of new offices in Cologne and Paris. Excitingly, we also plan to double the number of bunq staff by the end of 2022.\"}),/*#__PURE__*/e(\"p\",{children:\"This unique approach will help us scale our operations sustainably, while keeping our users at the forefront of our work and continuing to remain profitable; a combination no other fintech — in Europe or the US — has yet been able to achieve.\"}),/*#__PURE__*/e(\"p\",{children:\"And so while this is a new beginning for bunq, it’s also an exciting opportunity to continue the mission we started nearly a decade ago. We still truly believe that a healthy society is best served by a diverse banking sector. That’s why we built a fully mobile bank that puts its users first in everything it does.\"}),/*#__PURE__*/e(\"p\",{children:\"Today’s news shows we’re here to stay\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"em\",{children:\"Ali Niknam, CEO and founder of bunq\"})})]});export const richText11=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Getting started with bunq is fast, simple, and designed to make your life easy. Whether you’re looking for a personal or business account, you can sign up and verify your identity in just 5 minutes—no paperwork, no waiting!\"}),/*#__PURE__*/e(\"h2\",{children:\"First Things First: Who Can Open a bunq Account?\"}),/*#__PURE__*/e(\"p\",{children:\"We’re active in many countries within the European Economic Area (EEA). All EEA citizens over 18, residing in countries we operate in, can sign up for bunq. If you're not a European citizen but live in one of these countries, you’re eligible too!\"}),/*#__PURE__*/e(\"p\",{children:\"Ukrainian citizens who have become refugees due to the ongoing conflict are also eligible to open a bunq account.\"}),/*#__PURE__*/e(\"p\",{children:\"If you're under 18 and live in the Netherlands, Germany, France, Spain, Ireland, or Italy, you can also open a bunq account. However, you’ll need permission from a legal guardian who also has a bunq account (even a free one works!).\"}),/*#__PURE__*/n(\"p\",{children:[\"For more details about eligibility, check out our \",/*#__PURE__*/e(o,{href:\"https://together.bunq.com/d/1015\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Together article\"})}),\".\"]}),/*#__PURE__*/e(\"h2\",{children:\"How Do I Open an Account?\"}),/*#__PURE__*/n(\"p\",{children:[\"Great! You can \",/*#__PURE__*/e(o,{href:{webPageId:\"dSVBG9bHR\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"sign up by clicking this link\"})}),\". Once you have the app, follow these simple steps:\"]}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[\"Choose a plan and start your \",/*#__PURE__*/e(\"strong\",{children:\"free 30-day trial\"}),\".\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Fill in your personal details.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Let us know what kind of account you need.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Select a document to verify your identity.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Ensure you’re in a well-lit, quiet room.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Photograph both sides of your document.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Record a short video as instructed on the screen (to confirm your identity).\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Done! We’ll review your details shortly.\"})})]}),/*#__PURE__*/e(\"p\",{children:\"Once everything is verified, you can start enjoying the bunq plan you chose. After your trial ends, you can continue with the same plan or select another one—your choice!\"}),/*#__PURE__*/e(\"h2\",{children:\"Find the Right Plan for You\"}),/*#__PURE__*/e(\"p\",{children:\"Not sure which bunq plan suits your needs? Whether you're looking for personal banking, business solutions, or sustainable banking options, we’ve got a plan tailored for you.\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[\"Explore all our plans on our \",/*#__PURE__*/e(o,{href:{webPageId:\"AOC54tjkx\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Plans page\"})}),\".\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[\"Read more about choosing the perfect plan in our blog post, \",/*#__PURE__*/e(o,{href:{pathVariables:{HRJVC2Tn4:\"choosing-the-right-bunq-account-for-your-needs\"},unresolvedPathSlugs:{HRJVC2Tn4:{collectionId:\"RkpTlbLRO\",collectionItemId:\"wtBdSeYJ1\"}},webPageId:\"dO9lml58J\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Choosing the Right bunq Account for Your Needs\"})}),\".\"]})})]}),/*#__PURE__*/e(\"h2\",{children:\"Why Choose bunq?\"}),/*#__PURE__*/e(\"p\",{children:\"bunq isn’t just a bank—it’s the bank of The Free. Discover our unique benefits designed to make life easy:\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(o,{href:{pathVariables:{OTZi_b4WM:\"savings\"},unresolvedPathSlugs:{OTZi_b4WM:{collectionId:\"pnkTjxqij\",collectionItemId:\"yvkf2aAtr\"}},webPageId:\"HKcjJCVff\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:/*#__PURE__*/e(\"strong\",{children:\"Save More Money:\"})})}),\" Maximize your savings with high-interest rates and innovative features.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(o,{href:{pathVariables:{OTZi_b4WM:\"budgeting\"},unresolvedPathSlugs:{OTZi_b4WM:{collectionId:\"pnkTjxqij\",collectionItemId:\"GcJUSmBaR\"}},webPageId:\"HKcjJCVff\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:/*#__PURE__*/e(\"strong\",{children:\"Smart Budgeting:\"})})}),\" Gain insights into your spending and manage your money effortlessly.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(o,{href:{pathVariables:{OTZi_b4WM:\"travel\"},unresolvedPathSlugs:{OTZi_b4WM:{collectionId:\"pnkTjxqij\",collectionItemId:\"APmgcXvmz\"}},webPageId:\"HKcjJCVff\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:/*#__PURE__*/e(\"strong\",{children:\"Effortless Travel:\"})})}),\" Enjoy stress-free trips with ZeroFX, local IBANs, and worldwide payment compatibility.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(o,{href:{pathVariables:{OTZi_b4WM:\"sustainable-banking\"},unresolvedPathSlugs:{OTZi_b4WM:{collectionId:\"pnkTjxqij\",collectionItemId:\"lKj2bt6GY\"}},webPageId:\"HKcjJCVff\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:/*#__PURE__*/e(\"strong\",{children:\"Sustainable Banking:\"})})}),\" Make a positive impact with every purchase by planting trees and supporting green initiatives.\"]})})]}),/*#__PURE__*/e(\"h2\",{children:\"More Features You’ll Love\"}),/*#__PURE__*/e(\"p\",{children:\"When you open an account with bunq, you unlock a world of benefits:\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(o,{href:{pathVariables:{EHOoGMZuu:\"instant-notifications\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"Zd5BLt5GC\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:/*#__PURE__*/e(\"strong\",{children:\"Instant Notifications:\"})})}),\" Get notified immediately about every transaction.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(o,{href:{pathVariables:{EHOoGMZuu:\"multi-currency-savings-accounts\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"EP2vGpv9U\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Multiple IBANs\"})}),/*#__PURE__*/e(\"strong\",{children:\":\"}),\" Manage your money effortlessly with up to 25 IBANs linked to one account.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"joint-accounts\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"QkFlEmaOB\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:/*#__PURE__*/e(\"strong\",{children:\"Joint Accounts\"})})}),/*#__PURE__*/e(\"strong\",{children:\":\"}),\" Easily share expenses with friends, family, or housemates.\"]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(o,{href:{pathVariables:{EHOoGMZuu:\"support\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"DIQarFfby\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:/*#__PURE__*/e(\"strong\",{children:\"24/7 Support\"})})}),/*#__PURE__*/e(\"strong\",{children:\":\"}),\" Get help whenever you need it through our app.\"]})})]}),/*#__PURE__*/e(\"p\",{children:\"Ready to experience the bank of The Free? Open your bunq account in just 5 minutes and take control of your finances today!\"})]});export const richText12=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"This is bunq\"}),/*#__PURE__*/e(\"p\",{children:\"We’re bunq, the bank of The Free. Back in 2012, our founder Ali set out on a journey to revolutionize banking, and since then, bunq has been making life easy for its users across 30 European countries. Built by and created for independent thinkers, we are here to break the status quo and revolutionize your banking experience. We build products that you need and love, while ensuring you save time, money, and CO2 effortlessly. Do you believe in constant improvement and always looking to grow into a better version of yourself? Do you value freedom, independence, and transparency? Do you want to live your life on your own terms? Then you’re one of us, part of The Free.\"}),/*#__PURE__*/e(\"h2\",{children:\"Welcome to bunqGaria 🇧🇬\"}),/*#__PURE__*/n(\"p\",{children:[\" bunq kept growing from the day it launched. At some point, our lovely Amsterdam bunqer just wasn’t enough anymore, and the moment came: we needed to expand abroad. But where? The new bunq location had to be a place where our culture could thrive; it had to be fun, friendly, open-minded, and just like us...a little crazy for freedom! We looked around, it took some time, but we finally found our second home in Sofia! Strategic location, good food, and weather is quickly turning Sofia into a popular startup destination. Lots of innovative tech companies have decided to set up an office here, and bunq is one of the many international scale-ups choosing to expand their operations in Bulgaria. Based in Sofia’s Campus X, we are currently over 50 people, and our team keeps on growing. If you’re ready to get shit done, Bulgarian style, check \",/*#__PURE__*/e(o,{href:{webPageId:\"TMNMHxE5z\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"our job openings\"})}),\" here.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Here’s how we bunq 🌈\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"em\",{children:\"If you catch yourself thinking, ‘Someone should fix that,’ the someone is probably you.\"})}),/*#__PURE__*/e(\"p\",{children:\"It’s no coincidence the mantra we live and breathe by is GET SHIT DONE. We are big fans of end-to-end ownership. Because of that, at bunq, you get to have an impact from day one. By having real responsibilities, every employee has a voice and a measurable impact on the company’s performance. There’s a greater sense of individualism and self-governance here at bunq, and the atmosphere is a lot more casual. When you think of what it’s like to work at a startup, what do you imagine? Perhaps you’ve seen The Internship or The Social Network and are expecting genius nerdy guys laying around on bean bags eating free organic snacks. Startups and scale-ups are famous for their entrepreneurial spirit and chilled-out environment. While this is partly true, not everything is rainbows and unicorns. We are a work hard play hard kind of place - hours can be long and deadlines tight, but one of the biggest advantages of building your own bank is the incredible amount of knowledge and confidence you will gain in a short period of time. Even your first few months at bunq here in Sofia will give you more varied experiences than many people get in a decade at a large company.\"}),/*#__PURE__*/n(\"p\",{children:[\"Ready to get shit done with us? Explore exciting opportunities at bunq by visiting \",/*#__PURE__*/e(o,{href:{webPageId:\"TMNMHxE5z\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"career.bunq.com\"})}),\".\"]})]});export const richText13=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"We’ve asked Hayden Young, Marketing & Program Manager for startup generator Antler Amsterdam to share some valuable insights on starting your own business. Here’s what he told us:\"}),/*#__PURE__*/n(\"p\",{children:[\"“The best time to \",/*#__PURE__*/e(o,{href:\"https://www.theguardian.com/money/2009/jan/06/house-prices-fall-in-december\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"buy a house\"})}),\" is when the housing market is in the tank and prices are buyer-friendly. The best time to buy that \",/*#__PURE__*/e(o,{href:\"https://www.vox.com/2014/12/10/7369011/oil-prices-SUVs\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"gas-guzzling SUV\"})}),\" is when there is an oil-price crash and the price of petrol goes down to record-lows. And the best time to start your new business may be right during the COVID-19 pandemic.\"]}),/*#__PURE__*/e(\"p\",{children:\"Here’s why now, more than ever, is the best time to be free, follow your dream and take the leap into entrepreneurship.\"}),/*#__PURE__*/e(\"h2\",{children:\"Now? Really?\"}),/*#__PURE__*/e(\"p\",{children:\"So, let’s talk about the elephant in the room.\"}),/*#__PURE__*/e(\"p\",{children:\"This is an unprecedented global situation, true. But there is a lot of good coming out of this time in the form of new innovation, human collaboration and more. Way too often we are only focusing on the negative side. Let’s remember, this is not the first time humanity has made it through such times.\"}),/*#__PURE__*/n(\"p\",{children:[\"Here are two recent examples: \",/*#__PURE__*/e(o,{href:\"https://en.wikipedia.org/wiki/Dot-com_bubble\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"the dot.com bubble of 2001\"})}),\" or The Great Recession of 2008. Both were major events that impacted the way we do business but we came out the other side stronger and smarter. And you can be part of that this time!\"]}),/*#__PURE__*/e(\"p\",{children:\"Now you are probably wondering…\"}),/*#__PURE__*/e(\"p\",{children:\"“If we are in such a tumultuous time, why is now the perfect time to start my company?”\"}),/*#__PURE__*/e(\"p\",{children:\"Well dear reader, I have two key reasons:\"}),/*#__PURE__*/e(\"h2\",{children:\"Prior precedent - a.k.a history tends to repeat\"}),/*#__PURE__*/n(\"p\",{children:[\"In 2008 and 2009, there was a boom in the foundation of new companies. \",/*#__PURE__*/e(o,{href:{pathVariables:{HRJVC2Tn4:\"why-now-is-the-time-to-build-a-start-up\"},unresolvedPathSlugs:{HRJVC2Tn4:{collectionId:\"RkpTlbLRO\",collectionItemId:\"ba5uhnMjL\"}},webPageId:\"dO9lml58J\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"We also touched on it here\"})}),\". The number of new businesses went up \",/*#__PURE__*/e(o,{href:\"https://indicators.kauffman.org/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"in 2009 compared to 2007\"})}),\"!\"]}),/*#__PURE__*/e(\"p\",{children:\"How come? Well, people jumped at their newfound freedom and created new opportunities by joining or establishing startups that were agile and not bound by shareholders.\"}),/*#__PURE__*/e(\"p\",{children:\"Think about that for a second. Thousands of individuals took the leap and followed their dream. Some of them went on to establish many of the biggest tech companies in the world today. You will recognize these names, born right during the Great Recession:\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Dropbox - raised 6M USD, October 2008\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Airbnb - 600K USD, April 2009\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Uber - 250K USD, August 2009\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Square - 10M USD November 2009\"})})]}),/*#__PURE__*/e(\"p\",{children:\"With enough dedication and hard work, your startup could raise that kind of funding, and it’s not crazy to think so.\"}),/*#__PURE__*/e(\"p\",{children:\"Which leads me to point two.\"}),/*#__PURE__*/e(\"p\",{children:\"Here’s why you, as a startup, would actually benefit from a time like this:\"}),/*#__PURE__*/e(\"h2\",{children:\"Hello, innovation!\"}),/*#__PURE__*/n(\"p\",{children:[\"In a world where a bidet startup named ‘Tushy’ can \",/*#__PURE__*/e(o,{href:\"https://www.crunchbase.com/search/funding_rounds/field/organizations/funding_total/tushy\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"raise $2M\"})}),\"; it’s very likely that somewhere, there is a need for your startup. As long as it is solving a real problem. Even if that problem is a lack of bidets in the world...\"]}),/*#__PURE__*/e(\"p\",{children:\"Nowadays we’re experiencing an unprecedented change to the manner in which we live and work. Here’s the kick: with that, comes opportunity. Opportunity for your company to fill these needs for innovation in the market.\"}),/*#__PURE__*/e(\"h2\",{children:\"This is why your tiny new startup has an advantage over the corporate giant right now!\"}),/*#__PURE__*/e(\"p\",{children:\"Corporations take foreverrrrr to innovate because they have a chain of command, a board of directors, shareholders, large-budget marketing campaigns and Karen in accounting who still doesn’t understand how to download Chrome.\"}),/*#__PURE__*/n(\"p\",{children:[\"It’s this slow-moving process that allowed a company like \",/*#__PURE__*/e(o,{href:{webPageId:\"augiA20Il\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"bunq\"})}),\" to swoop in 8 years ago and take a portion of the banking landscape from the big guys. bunq innovates and moves much quicker than the corporate giant!\"]}),/*#__PURE__*/n(\"p\",{children:[\"It’s the same innovation that allows a 7-month-old startup like \",/*#__PURE__*/e(o,{href:\"https://www.theclearhealthprogram.com/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Clear\"})}),\", to \",/*#__PURE__*/e(o,{href:\"https://siliconcanals.com/crowdfunding/dutch-startup-that-designs-personalised-nutrition-for-better-health-scores-e780k-funding/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"raise €780K in funding\"})}),\" because they’re developing tech at a breakneck pace that is taking others literally years to achieve.\"]}),/*#__PURE__*/e(\"h2\",{children:\"This could be you! No, seriously - THIS COULD BE YOU\"}),/*#__PURE__*/e(\"p\",{children:\"You don’t have shareholders, you’re a team of less than 10 people who make decisions in less than 10 minutes. Boom, you’re outdoing the big guys already!\"}),/*#__PURE__*/e(\"p\",{children:\"The rabbit beats the turtle in this story.\"}),/*#__PURE__*/e(\"h2\",{children:\"OK, so…what now?\"}),/*#__PURE__*/e(\"p\",{children:\"Let me be frank. It’s still really hard to build a successful startup. It takes real dedication. However, there are things that make entrepreneurship easier.\"}),/*#__PURE__*/n(\"p\",{children:[\"For example, I work for a startup generator and early-stage VC called \",/*#__PURE__*/e(o,{href:\"https://www.antler.co/netherlands\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Antler\"})}),\".\"]}),/*#__PURE__*/e(\"p\",{children:\"Through our 6-month long program, we help you build a startup from scratch, find a co-founder and secure funding. We’ve observed the opportunities I mentioned above and we have a real ambition to make a positive impact on the world through startup innovation. We’ve already helped build over 160 companies in just over two years doing exactly that.\"}),/*#__PURE__*/e(\"p\",{children:\"We give you the freedom to get started on building that dream company.\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"We give you funding from day one\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"We help you form a team\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"We help you validate your idea\"})})]}),/*#__PURE__*/e(\"p\",{children:\"If we like that idea, we invest €100,000 into it so that you can begin building a business.\"}),/*#__PURE__*/n(\"p\",{children:[\"Thanks to \",/*#__PURE__*/e(o,{href:\"https://siliconcanals.com/news/covid-19-update-bunq-antler-join-forces/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"our partnership with bunq\"})}),\", we have the ability to get you a business account in a matter of minutes, something which used to take days or weeks to do.\"]}),/*#__PURE__*/e(\"p\",{children:\"I’m not saying building a company is easy. But there is no reason to be afraid to build now. If you want it, you should do it.\"}),/*#__PURE__*/e(\"p\",{children:\"Be free, follow that dream and start that company.\"}),/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(o,{href:\"https://www.antler.co/apply?utm_source=bunq&utm_medium=blog&utm_campaign=freedompiece&utm_content=link\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Apply here\"})}),\" to join Antler’s next program in Amsterdam (or in any of our other 7 global locations) and let us help you build it. If you have any questions about the Antler program feel free to reach out via \",/*#__PURE__*/e(o,{href:\"https://www.linkedin.com/in/younghayden/\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"LinkedIn\"})}),\".\"]}),/*#__PURE__*/e(\"p\",{children:\"We probably won’t take your bidet idea though… too much competition.”\"}),/*#__PURE__*/e(\"p\",{children:\"Hayden Young - Marketing & Program Manager at Antler Amsterdam\"})]});export const richText14=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/n(\"p\",{children:[\"For example \",/*#__PURE__*/e(o,{href:\"https://www.jedlix.com/en/?utm_source=jedlixblog\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Jedlix\"})}),\", one of our valuable partners. They fight the green, good fight. They’re setting a global standard for sustainable mobility, by creating a smart way of electric charging! Their promise? Make all electric cars use sustainable energy!\"]}),/*#__PURE__*/e(\"p\",{children:\"We were very excited when they told us that bunq helps them achieve success and that what we try is actually working, saving time so you can actually focus on your business.\"}),/*#__PURE__*/e(\"p\",{children:\"Let’s hear from them!\"}),/*#__PURE__*/e(\"h2\",{children:\"Tell us a bit about your business!\"}),/*#__PURE__*/e(\"p\",{children:\"Jedlix develops and operates a Vehicle-to-Grid Integration platform to optimize the charging of electric vehicles. The Jedlix app charges the user’s electric car easily, using greener and cheaper energy, based on our user’s preferences. In return, the user saves money on their energy bill and gets financial rewards for their flexibility and contribution to balancing the power grid!\"}),/*#__PURE__*/e(\"h2\",{children:\"Why did you choose bunq for your business?\"}),/*#__PURE__*/e(\"p\",{children:\"Some or of our employees were already happy users of bunq and familiar with your automation solutions. Furthermore, we really liked the green and digital bank character of bunq. It’s a very good match with our own mission and principles.\"}),/*#__PURE__*/e(\"h2\",{children:\"What is your favorite feature and why?\"}),/*#__PURE__*/e(\"p\",{children:\"API for automated payments and off the shelf integration with our accounting application!\"}),/*#__PURE__*/e(\"h2\",{children:\"Tell us a bit about how the API made your life easier!\"}),/*#__PURE__*/e(\"p\",{children:\"We use bunq’s API to automate payments to our large user base. By using our service, electric vehicle drivers receive a financial reward for each charging session that is Smartly Charged. The amount that is saved up, can be paid out directly to the user’s bank account. To handle a large amount of these individual transactions, we use bunq’s API to automate payments.\"}),/*#__PURE__*/e(\"h2\",{children:\"Why did you decide to integrate? Did the integration solve any problems?\"}),/*#__PURE__*/e(\"p\",{children:\"We wanted an automated and state-of-the-art interface with our banking system to support payouts faster. Supporting multi-currency was also very important for us!\"}),/*#__PURE__*/e(\"h2\",{children:\"How did the process go?\"}),/*#__PURE__*/e(\"p\",{children:\"Our internal development team worked on it in January 2020. We used the SDK provided by bunq. It was really easy to integrate! After some initial tests, it took us only two sprints of two weeks for the full API integration. No problems encountered!\"}),/*#__PURE__*/e(\"h2\",{children:\"Have you seen any benefits so far?\"}),/*#__PURE__*/e(\"p\",{children:\"It definitely saved us time with lower operational effort while handling pay-outs to users. Easy and simple support of multi-currencies.\"}),/*#__PURE__*/e(\"h2\",{children:\"How has this integration with bunq influenced the end-users? Is the API stable?\"}),/*#__PURE__*/e(\"p\",{children:\"The ability to pay users faster has increased customer and partner satisfaction! We also enabled this payment option for our white label app partners who use our platform. The bunq API can be relied upon.\"}),/*#__PURE__*/e(\"p\",{children:\"Wow! We are super happy to hear that our solutions are able to save time and increase customer satisfaction for a company that shares so many values with us!\"})]});export const richText15=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"Why Rotterdam?\"}),/*#__PURE__*/e(\"p\",{children:\"Rotterdam is a unique city in The Netherlands. You can easily spot its apart architecture and looks. It’s also Europe’s largest seaport, so yay for pretty water views! As the city was highly affected by World War II, it started over with a modern style compared to the rest of the Netherlands.\"}),/*#__PURE__*/e(\"p\",{children:\"It has a young and casual vibe, making it the perfect spot to party on a Friday night (when possible!) and practice some recovery Yoga on a Saturday morning. Fun, relaxation, foodie spots, museums, boat rides...you can find all of these in Rotterdam!\"}),/*#__PURE__*/e(\"p\",{children:\"We’ve decided to bring the bunq love to Rotterdam for a couple of reasons. Firstly, some of our bunqers are from this area, and we wanted to give them more flexibility. Of course, they can choose which office they’d like to work in.\"}),/*#__PURE__*/e(\"p\",{children:\"Second, we know there are plenty of very talented and ambitious people looking to change the world around that region. We get that traveling to Amsterdam may be overwhelming, so we’re coming your way instead. Meet us there?\"}),/*#__PURE__*/e(\"h2\",{children:\"Tell me more about this new bunq office!\"}),/*#__PURE__*/n(\"p\",{children:[\"Gladly! The new office, or “bunqer” as we call it, will be ready to welcome you very soon. Keep an eye on our channels for the exact date, but hey - \",/*#__PURE__*/e(o,{href:{webPageId:\"TMNMHxE5z\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"we’re already hiring\"})}),\"! How cool is it to be the first bunqer of the Rotterdam office?!\"]}),/*#__PURE__*/e(\"p\",{children:\"It will be located right in the center of the city, so no need to worry about long travels. Of course, you’ll be reimbursed anyway - even if you cycle. It will come with all the great bunq benefits, like delicious lunches and dinners, Friday drinks, a personal development budget and a heavily discounted membership with One Fit. We’ll bring our energy and good vibes all the way from Amsterdam, and we’re relying on you to get shit done and have an awesome time meanwhile.\"}),/*#__PURE__*/e(\"h2\",{children:\"Are you excited?\"}),/*#__PURE__*/e(\"p\",{children:\"We certainly are, and can’t wait for the housewarming party with all of you new bunqers. See you soon!\"})]});export const richText16=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Here at bunq we’re a big fan of going digital. However, a lot of users let us know that they still like to use cash in their daily lives. We’ve noticed that our users around Germany or Austria, specifically needed a solution for depositing and withdrawing cash without the classic, outdated process: physical cards, finding the right ATM, and all that jazz.\"}),/*#__PURE__*/e(\"p\",{children:\"To make this practice - and your life - easier, precisely one year ago, we partnered with Barzahlen (also known as viacash), with its largest bank-independent payment infrastructure in Europe. This partnership lets you handle your cash money in a modern and digital way. By introducing cash straight into the bunq app, mobile banking really is limitless.\"}),/*#__PURE__*/e(\"p\",{children:\"“Our partnership is based on similar values - just like bunq, Barzahlen aims to make their customers’ lives easier every day by giving them the freedom to manage their money the way they want. We are glad to have Barzahlen as our trusted partner and I’m very excited to find out what the future of this partnership holds for both of us!”, Ali Niknam, Founder and CEO of bunq.\"}),/*#__PURE__*/e(\"h2\",{children:\"Since we implemented this new solution, we’ve seen a 340% increase in payments made through this feature!\"}),/*#__PURE__*/e(\"p\",{children:\"The way it works is very simple!\"}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"If you live in (or visit) Germany or Austria, you’ll get an option in the bunq app called “Withdraw & Deposit”. \"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Once you choose that, you get to pick one of the many locations nearby that Barzahlen partnered with, like REWE, ROSSMANN, dm, BILLA, BIPA, and many more.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Head there, select the amount you want to withdraw or deposit, and the app will give you a unique code. \"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Once this code is scanned at your selected location, the amount will instantly be withdrawn or deposited to the preferred account.\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"That’s it! Absolutely no need for cards, ATMs, or time-wasting!\"}),/*#__PURE__*/e(\"p\",{children:\"We’ve asked Barzahlen’s CEO Sebastian Seifert to tell us how they feel about our partnership, now that we’re celebrating our 1 year anniversary:\"}),/*#__PURE__*/e(\"p\",{children:'\"For a year now, we have been offering bunq customers the opportunity to deposit and withdraw cash conveniently and securely in our European-wide retail partner network of >16.000 locations. We combine the mobile-first approach with cash payments and thereby allow bunq users to only use their smartphone to deposit or withdraw cash – Like ApplePay for cash. The result: bunq as a fully digital bank, allowing their customers to also fully digitalize their cash reserves or conveniently get cash fully integrated in their daily life and routine at one of our retail chains around the corner. We are looking forward to the next years of this great partnership and to further enhance the value offering for bunq customers!”'})]});export const richText17=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"And that’s absolutely normal. You want your hard-earned money to be stored in a safe place. With the rise of digital banks, a lot of people wondered if these can store money just as safely. We’re happy to tell you that bunq takes extra care of your money, through unique features and benefits. Let’s have a look at what these are!\"}),/*#__PURE__*/e(\"h2\",{children:\"Privacy first!\"}),/*#__PURE__*/e(\"p\",{children:\"Ever had to check your balance in public? Then you probably looked for a quiet corner or tried to cover the screen with your hand, to make sure no one else can see your finances. Fair enough.\"}),/*#__PURE__*/e(\"p\",{children:\"Ever wanted to show a friend something awesome in the bunq app, but didn’t really want them to know how much money you have? Understandable.\"}),/*#__PURE__*/e(\"p\",{children:\"For situations like these and many others, bunq lets you keep your balance private with one tap. Just click on the little eye icon on the top of your screen, and the numbers will be blurred until you decide to change that! Never worry about curious people around you and keep your balance private with bunq.\"}),/*#__PURE__*/e(\"h2\",{children:\"Your security code updates in 3,2,1...\"}),/*#__PURE__*/e(\"p\",{children:\"You may have noticed that your bunq card does not have a CVC security code on it. This is to keep your money safe, in case the card is no longer in your possession. You can still find it in your app, but did you know that you can automatically update the code in-app every 5 minutes? This way, you always have the maximum level of protection!\"}),/*#__PURE__*/e(\"h2\",{children:\"Online Cards can magically disappear\"}),/*#__PURE__*/n(\"p\",{children:[\"Your \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"virtual-credit-cards\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"POkDjJ9BJ\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Virtual Credit Cards\"})}),\" can be used with multiple bank accounts for easy budgeting and a clear overview! You get them included in your \",/*#__PURE__*/e(o,{href:{pathVariables:{wL2FAR0tV:\"bunq-pro\"},unresolvedPathSlugs:{wL2FAR0tV:{collectionId:\"ANSMQLLgO\",collectionItemId:\"mDO8xFjGE\"}},webPageId:\"w343yV7NT\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"bunq Pro\"})}),\" or \",/*#__PURE__*/e(o,{href:{pathVariables:{wL2FAR0tV:\"bunq-elite\"},unresolvedPathSlugs:{wL2FAR0tV:{collectionId:\"ANSMQLLgO\",collectionItemId:\"xR2fiuvJT\"}},webPageId:\"w343yV7NT\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"bunq Elite\"})}),\" subscription - and here’s the cool part! You can immediately dispose of them once you’ve done your purchase, for extra safety. If this was a physical card, it would be a lot more work to get it replaced. And of course, it’s bad for the environment.\"]}),/*#__PURE__*/e(\"h2\",{children:\"PINs? No thanks\"}),/*#__PURE__*/e(\"p\",{children:\"There’ve been plenty of reports in some countries that paying with your card could be dangerous due to faulty PIN machines or ATMs that “remember” your code. bunq offers you options to avoid this problem, such as Apple Pay, Google Pay, Tap & Pay and an increased contactless limit for your physical cards. Spend your money worry and contact free!\"}),/*#__PURE__*/e(\"h2\",{children:\"Last but not least - your money is always safe at bunq\"}),/*#__PURE__*/e(\"p\",{children:\"Quick reminder that in 2014, bunq obtained the first European banking permit in over 35 years. What that means is that you can rest assured. Your money is 100% safe and you are covered by the Deposit Guarantee Scheme of the Dutch National Bank, up to € 100,000.\"}),/*#__PURE__*/e(\"h2\",{children:\"We love to keep you safe!\"}),/*#__PURE__*/e(\"p\",{children:\"Here you go, just some examples of how bunq keeps you and your money extra safe. Did you already know all these tricks?\"})]});export const richText18=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Check out 3 ways you can customize your bunq account and truly make it yours below:\"}),/*#__PURE__*/e(\"h2\",{children:\"1. Stay organized at a glance with custom account icons\"}),/*#__PURE__*/e(\"p\",{children:\"You can create Bank Accounts for any of your spending and budgeting needs, but did you know that you can customize them too? You’re free to upload your own image (pro tip: bitmojis rock for this) or conveniently create your own custom account icon directly from the app. We offer 16 different designs in 13 colors. That’s 208 icon possibilities at the tap of a button!\"}),/*#__PURE__*/e(\"h2\",{children:\"2. Match your crowdfunding needs by customizing your bunq.me link & page\"}),/*#__PURE__*/n(\"p\",{children:[\"If you’re unfamiliar with bunq.me, it’s a personal payment link you can create and connect to your own custom website page. You can use it to instantly get money back without having to worry about an expiring request. It’s perfect for everyday use, events or crowdfunding campaigns. You can \",/*#__PURE__*/e(o,{href:\"https://together.bunq.com/d/611\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"find out more about how it works on Together here\"})}),\".\"]}),/*#__PURE__*/e(\"p\",{children:\"On top of custom links, you can even customize your bunq.me page to include a background image and a brief description of the page. Raising money for a good cause? You can state your fundraising goal in the bunq.me description and set a photo that relates to your fundraiser as the background. Whenever someone clicks on your personal payment link, they’ll be redirected to your page, can identify it as yours and easily transfer money to you using iDEAL, Instant Bank Transfer or a credit card.\"}),/*#__PURE__*/e(\"h2\",{children:\"3. Easily distinguish your virtual cards in your favorite colors\"}),/*#__PURE__*/n(\"p\",{children:[\"The customization doesn’t stop, even outside of the bunq app! With the recent launch of bunq Update 13, you can now personalize your virtual Apple Pay & Google Pay cards. This way if you have multiple cards, you can easily tell them apart (even when you’re rushed at the checkout line). A nice extra touch... you can pick your favorite colors too! \",/*#__PURE__*/e(o,{href:\"https://together.bunq.com/d/23603\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Find out more about how to do this from the app here\"})}),\".\"]})]});export const richText19=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"From paying at the checkout to planting a tree\"}),/*#__PURE__*/n(\"p\",{children:[\"As you may know, \",/*#__PURE__*/e(o,{href:{pathVariables:{EHOoGMZuu:\"plant-trees\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"WGNvjGhPz\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"bunq Elite\"})}),\" plants a tree for every €100 you spend. Every time you spend €100 with any of your \",/*#__PURE__*/e(o,{href:{webPageId:\"RAcKLSXrV\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"bunq cards\"})}),\" as an bunq Elite user, our system confirms the payment and we donate a tree to our partners at \",/*#__PURE__*/e(o,{href:{webPageId:\"nn0cIBvGp\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"veritree\"})}),\".\"]}),/*#__PURE__*/e(\"p\",{children:\"veritree is a platform that ensures transparency and real-time tracking of our reforestation efforts. Together, we've planted over 25 million trees, aiming for even more in the coming years. This effort is comparable to removing over 900,000 cars from the road for a year.\"}),/*#__PURE__*/e(\"p\",{children:\"Deforestation is a serious environmental issue. Around the world, it’s linked to problems such as animal extinction, pollution, climate change, natural disasters, and forced migration. It’s up to all of us to make a difference and help heal the lungs of our planet—so we decided to take action!\"}),/*#__PURE__*/n(\"p\",{children:[\"On a monthly basis, we fund the trees that you plant with your \",/*#__PURE__*/e(o,{href:{pathVariables:{EHOoGMZuu:\"plant-trees\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"WGNvjGhPz\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"bunq Elite\"})}),\". This support goes directly to \",/*#__PURE__*/e(o,{href:{webPageId:\"nn0cIBvGp\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"veritree\"})}),\" to help restore environments in Kenya and Tanzania, aligning with several UN Sustainable Development Goals.\"]}),/*#__PURE__*/e(\"h2\",{children:\"The impact you can make\"}),/*#__PURE__*/e(\"p\",{children:\"Since 2019, bunq users have planted over 25 million trees, offsetting more than 4 million tonnes of CO₂. This achievement is comparable to removing over 900,000 cars from the road for a year.\"}),/*#__PURE__*/n(\"p\",{children:[\"The trees you plant through our reforestation efforts capture approximately 308kg of CO₂ over their estimated 25-year growth life.* By spending €1,000/month with \",/*#__PURE__*/e(o,{href:{pathVariables:{EHOoGMZuu:\"plant-trees\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"WGNvjGhPz\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"bunq Elite\"})}),\", you can significantly contribute to global reforestation.\"]}),/*#__PURE__*/n(\"p\",{children:[\"Want to know the impact you’re making? You can see this in the bunq app! Once you spend €100, you’ll \",/*#__PURE__*/e(o,{href:{pathVariables:{EHOoGMZuu:\"plant-trees\"},unresolvedPathSlugs:{EHOoGMZuu:{collectionId:\"BynTY5ciT\",collectionItemId:\"WGNvjGhPz\"}},webPageId:\"pQ9R2ZvYb\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"plant a digital tree\"})}),\" and can watch your virtual forest grow over time.\"]}),/*#__PURE__*/n(\"p\",{children:[\"We believe that it should be easy for people to make a positive impact on the environment. That’s why we’ve made it simple for you to make a difference, just by using any \",/*#__PURE__*/e(o,{href:{webPageId:\"RAcKLSXrV\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"card\"})}),\" in your day-to-day life.\"]}),/*#__PURE__*/e(\"p\",{children:\"Let’s see how many trees we can plant together.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"em\",{children:\"*Based on the average yearly carbon footprint of a European citizen and the average number of trees planted each year by an bunq Elite user.\"})})]});export const richText20=/*#__PURE__*/n(a.Fragment,{children:[/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"This blog post contains information about an outdated offer. For an up-to-date overview of what we offer, please visit the \"}),/*#__PURE__*/e(o,{href:{webPageId:\"AOC54tjkx\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:/*#__PURE__*/e(\"strong\",{children:\"plan comparison page\"})})}),/*#__PURE__*/e(\"strong\",{children:\".\"})]}),/*#__PURE__*/e(\"p\",{children:\"Following successful launches in Austria, Germany, Italy, Spain, France, Ireland, and Belgium, people across the European Union as well as Norway and Iceland can now join our rapidly growing community!\"}),/*#__PURE__*/n(\"p\",{children:['\"We’re extremely excited to launch the Travel Card (Now ',/*#__PURE__*/e(o,{href:{webPageId:\"RAcKLSXrV\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Mastercard Credit Card\"})}),') all across Europe. By offering the best card to travel the world, European travelers can now always pay with the real exchange rate and enjoy the benefits of a true credit card without the burden of debt or monthly fees,\" says founder and CEO Ali Niknam.']}),/*#__PURE__*/n(\"p\",{children:[\"By always offering the true exchange rate on purchases in foreign currencies, our Travel Card sets itself apart from other banks’ credit card offerings, resulting in savings of up to 3% every time you travel (Now available through \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"zero-fx\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"h2HvVEiCB\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"ZeroFX\"})}),\"!\"]}),/*#__PURE__*/e(\"p\",{children:\"If you have a trip planned outside the Eurozone, the Travel Card is the perfect companion for your trip. As a true Mastercard Credit Card, you can use it for everything from car rentals to hotel bookings without the risk of going into overdraft.\"}),/*#__PURE__*/e(\"h2\",{children:\"In the know before you go\"}),/*#__PURE__*/n(\"p\",{children:[\"Beyond global acceptance and giving you the real foreign exchange rates every time, our Travel Card also gives you important information about your destination through our \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"travel-assistant\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"DmqRM0jeE\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Travel Assistant\"})}),\" feature.\"]}),/*#__PURE__*/n(\"p\",{children:[\"Wherever you go, \",/*#__PURE__*/e(o,{href:{pathVariables:{VXx9Yv9cA:\"travel-assistant\"},unresolvedPathSlugs:{VXx9Yv9cA:{collectionId:\"Ooq0PYMQP\",collectionItemId:\"DmqRM0jeE\"}},webPageId:\"AN0mCSTyL\"},motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"Travel Assistant\"})}),\" can put your mind at ease by letting you know:\"]}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The exchange rate for your destination country\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Don’t worry about memorizing exchange rates. We’ll give you a reminder\"})})]}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Whether or not you have enabled card payments for the country of your destination\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/n(\"p\",{children:[/*#__PURE__*/e(o,{href:\"https://together.bunq.com/d/2815\",motionChild:!0,nodeId:\"RkpTlbLRO\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(t.a,{children:\"This guide\"})}),\" can walk you through how to do this.\"]})})]}),/*#__PURE__*/n(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"If other bunqers have been there before and what they discovered\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Learn from their experiences so you know what to expect when you 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