{
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  "sources": ["ssg:https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js"],
  "sourcesContent": ["import{jsx as _jsx,jsxs as _jsxs}from\"react/jsx-runtime\";import{addPropertyControls,ControlType,Link}from\"framer\";import*as React from\"react\";/**\n * @framerRecordIdKey id\n * @framerSlug L9FvAn6qZ\n * @framerEnumToDisplayNameUtils 1\n * @framerData\n */ const data=[{id:\"z5YuvqcEp\",L9FvAn6qZ:\"key-differences-between-business-and-personal-loans\",MlHbqx3zW:\"Key differences between business and personal loans\",TZ4uhHmhu:\"2023-05-09T00:00:00.000Z\",wat7T3X32:/*#__PURE__*/ _jsxs(React.Fragment,{children:[/*#__PURE__*/ _jsx(\"p\",{children:\"Whether you should choose a business or personal loan depends mainly on your situation and needs. Business loans and personal loans are two distinct types of financing that individuals or businesses can use to meet their financial needs. The key differences between business and personal loans are:\"}),/*#__PURE__*/ _jsxs(\"ul\",{style:{\"--framer-font-size\":\"14px\",\"--framer-text-alignment\":\"start\",\"--framer-text-color\":\"rgb(101, 101, 101)\",\"--framer-text-transform\":\"none\"},children:[/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Purpose\"}),\": The primary purpose of a business loan is to finance a company\u2019s operations, while a personal loan is typically used to cover personal expenses, such as medical bills, home improvements, or weddings.\"]})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Eligibility\"}),\": Business loans are typically only available to businesses, while personal loans are available to individuals. To qualify for a business loan, a company must have a certain level of revenue, a strong credit history, and a clear plan for repayment. Personal loans, on the other hand, are generally based on an individual\u2019s creditworthiness, debt-to-income ratio and other employment history.\"]})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Loan amount\"}),\": Business loans typically have higher loan amounts than personal loans. This is because businesses often need larger amounts of capital to finance their operations. Personal loans are generally smaller and are often used for one-time expenses.\"]})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Interest rates\"}),\": The interest rates on business loans are typically lower than those on personal loans. This is because lenders view businesses as more stable and less risky than individuals. Personal loans may also have higher interest rates due to the higher risk of default.\"]})})]}),/*#__PURE__*/ _jsx(\"ul\",{style:{\"--framer-font-size\":\"14px\",\"--framer-text-alignment\":\"start\",\"--framer-text-color\":\"rgb(101, 101, 101)\",\"--framer-text-transform\":\"none\"},children:/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Collateral: \"}),\"Business loans require collateral depending on the lender and loan terms, it may be necessary to provide some form of collateral. Many business lenders require the business owners to guarantee their loans personally. Personal loans are most commonly insecure, so there\u2019s no collateral requirement.\"]})})}),/*#__PURE__*/ _jsx(\"ul\",{style:{\"--framer-font-size\":\"14px\",\"--framer-text-alignment\":\"start\",\"--framer-text-color\":\"rgb(101, 101, 101)\",\"--framer-text-transform\":\"none\"},children:/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Repayment terms: \"}),\"Business loans often have longer repayment terms than personal loans. This is because businesses need more time to generate revenue to repay the loan. Personal loans are often repaid over a shorter period of time.\"]})})}),/*#__PURE__*/ _jsx(\"p\",{children:\"The key difference between business and personal loans is how you can use them. Business loans can help you pay most related business expenses while personal loans can not only be used for certain business expenses but also for more private purposes.\"})]}),Wu3TC89_z:{alt:\"\",src:new URL(\"assets/GhlVEVxcNjr41NoyRPKzkinpA.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href,srcSet:`${new URL(\"assets/512/GhlVEVxcNjr41NoyRPKzkinpA.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 512w, ${new URL(\"assets/1024/GhlVEVxcNjr41NoyRPKzkinpA.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 1024w, ${new URL(\"assets/2048/GhlVEVxcNjr41NoyRPKzkinpA.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 2048w, ${new URL(\"assets/GhlVEVxcNjr41NoyRPKzkinpA.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 3000w`}},{id:\"LPqHhGTaW\",L9FvAn6qZ:\"5-tips-to-avoid-online-scams\",MlHbqx3zW:\"5 tips to avoid online scams\",TZ4uhHmhu:\"2021-10-13T00:00:00.000Z\",wat7T3X32:/*#__PURE__*/ _jsxs(React.Fragment,{children:[/*#__PURE__*/ _jsx(\"p\",{children:\"Thousands of Nigerians are victims of online fraud every year.\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"According to the Nigeria Inter-Bank Settlement System(NIBSS) \",/*#__PURE__*/ _jsx(Link,{href:\"https://nibss-plc.com.ng/media/PDFs/post/NIBSS%20Insights%20Fraud.pdf\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"industry fraud report\"})}),\" in Q3 of 2020, fraudsters launched 46,126 attacks, and 41,979 of them were successful. The internet was one of the most popular channels for these fraud attempts, with a 173 percent rise over the previous year.\"]}),/*#__PURE__*/ _jsx(\"p\",{children:\"If you are wondering why the internet is such a popular place for scams, this is because It\u2019s quite difficult to keep up with tactics used by these fraudsters who are always modifying their ways to stay one step ahead of their target.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"However, there are a few easy but important precautions you can take to safeguard yourself from online fraud.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"Here are 5 tips on how to stay safe from online scams.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"1. Keep your Personal and Financial Information safe\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"Don\u2019t give out your personal or financial information in response to an unexpected request for your personal information, such as your account number, ATM card number, PIN, CVV, BVN, or account balance, whether it\u2019s over the phone, by mail, email, in person, or on a social networking site.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"2. Stay Alert\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"To mislead you, fraudsters can call in pretending to be your account officer or construct a website, social media, or email account that looks identical to your financial partner, so you have to always be alert.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"For the record, our digital channels are listed below.\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Website\"}),\"; \",/*#__PURE__*/ _jsx(Link,{href:\"http://www.quickcheck.ng/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"www.quickcheck.ng\"})})]}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Instagram\"}),\"; \",/*#__PURE__*/ _jsx(Link,{href:\"https://www.instagram.com/quickcheckng/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"@quickcheckng\"})})]}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Facebook\"}),\"; \",/*#__PURE__*/ _jsx(Link,{href:\"https://www.facebook.com/quickcheckng/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"@quickcheckng\"})})]}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Twitter\"}),\"; \",/*#__PURE__*/ _jsx(Link,{href:\"https://twitter.com/quickcheckng\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"@quickcheckNG\"})})]}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Email\"}),\"; support@quickcheck.ng\\xa0\"]}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Call\"}),\"; 018888599, 07080665544\"]}),/*#__PURE__*/ _jsx(\"p\",{children:\"\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"3. Talk to Someone you Trust When in Doubt\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"If you get a phone call, email, or text message from a company you do business with and you are in doubt, talk to someone you can trust. It\u2019s possible that talking about it will help you recognize it\u2019s a scam.\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"br\",{}),/*#__PURE__*/ _jsx(\"strong\",{children:\"4. Be Careful When Shopping Online\"})]}),/*#__PURE__*/ _jsx(\"p\",{children:\"Always use an online shopping service that you know and trust when shopping online.\\xa0 Be wary of deals that appear too good to be true; some of these fraudsters may market valuable things at low prices to catch your interest.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"5. Carefully Create your Passwords\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"Choose passwords that are difficult to guess by anyone but easy for you to remember, and change them frequently. A strong password should consist of upper and lower case characters, digits, and symbols. Use different passwords for different accounts/profiles, and don\u2019t share your passwords with anyone.\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"Bottom line\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"Anyone can get scammed online. This is why it is essential to exercise caution when using the internet to prevent being a victim of an online scam.\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"Do you find these tips helpful? Please forward this post to your friends and tell them about\",/*#__PURE__*/ _jsx(Link,{href:\"http://bit.ly/32BCvUL\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\" QuickCheck\"})}),\".\"]})]}),Wu3TC89_z:{alt:\"\",src:new URL(\"assets/WAeQ0jJrDWuMsRnDpowXyrmwXko.webp\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href}},{id:\"Ctd8irUwk\",L9FvAn6qZ:\"tips-to-help-you-pay-back-your-loan-and-escape-bad-debt\",MlHbqx3zW:\"Tips to help you pay back your loan and escape bad debt\",TZ4uhHmhu:\"2021-06-21T00:00:00.000Z\",wat7T3X32:/*#__PURE__*/ _jsxs(React.Fragment,{children:[/*#__PURE__*/ _jsx(\"p\",{children:\"Paying back loans has become one of the major problems both lenders and lendees face. The problem is so big that a whole industry is sprouting out of it. There are now companies that specialise in helping people pay back their loans. Why do people default on loans in large numbers? The question answers itself, it could be why they need a loan in the first place, low or zero income. But in most cases, it\u2019s loan mismanagement, mindlessness and ignorance of the consequences of defaulting. All of these fit well under the lack of proper financial literacy.\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"There are a couple of tips people can adopt to ensure they are always on time in repaying their loans. After all, you get a loan because your credit score is high enough to access and acquire that loan, now these few things will keep you grounded right from before you get a loan to when you pay back as at when due.\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"1. Be aware of your financial status\"}),\": Just like your health status, you must also do a routine check on your financial pulse. Is it alive, dead or almost dead? If it\u2019s alive, what are you doing that you need to continue? If it\u2019s dead, what\u2019s the alternative? If it\u2019s almost dead, what do you have to do to take it out of intensive care? If you don\u2019t do a routine check on your financial status, you will continue to spend money you don\u2019t have and fall deeper into debt\"]}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"2. Take a loan you can pay back:\"}),\" Now you know your financial status and it\u2019s clear that you need a \",/*#__PURE__*/ _jsx(Link,{href:\"https://play.google.com/store/apps/details?id=io.quickcheck.loans&referrer=adjust_reftag%3Dc86d54drqoKKA%26utm_source%3DQC%2BBlog%26utm_campaign%3DQC%2BBlog\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"loan\"})}),\" to power through a particular time frame, the next thing is to weigh your income against the highest loan you can take. This will help you take the amount you can pay back, you don\u2019t want to hurt your finances even more by taking more than you can handle.\\xa0\"]}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"3. Budget and stick with it\"}),\": Actually, there is no better way to talk about personal finance without a reference to budgeting. To budget is to plan and not planning only leads to one thing. Plan your monthly finances, break them into weeks then into days. How much will you need in a day to reach or stay within a financial plan for the week? How much must be spent in a week to not go beyond the monthly budget? Answer all these questions diligently and stick to the plan, don\u2019t allow any external spending to disrupt your plan, you\u2019d be able to pay back your loan when it\u2019s due and continue to keep your credit score healthy.\"]}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"4. Ask for payment plan support:\"}),\" Don\u2019t hesitate to ask for help if you need any, most lenders provide their customers with payment support and it\u2019s always advisable to ask your lender for one. You can access a loan that provides you with suitable payment options \",/*#__PURE__*/ _jsx(Link,{href:\"https://play.google.com/store/apps/details?id=io.quickcheck.loans&referrer=adjust_reftag%3Dc86d54drqoKKA%26utm_source%3DQC%2BBlog%26utm_campaign%3DQC%2BBlog\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"here\"})}),\".\\xa0\"]}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"Paying back your loan in time will be a little bit easy and comfortable if these tips are followed. These are some of the things you need to do before and after you acquire loans to have a seamless experience. To access a loan with a relatively low interest rate and fine payment support,\",/*#__PURE__*/ _jsx(Link,{href:\"https://play.google.com/store/apps/details?id=io.quickcheck.loans&referrer=adjust_reftag%3Dc86d54drqoKKA%26utm_source%3DQC%2BBlog%26utm_campaign%3DQC%2BBlog\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\" start\\xa0here\"})}),\".\"]})]}),Wu3TC89_z:{alt:\"\",src:new URL(\"assets/UlYIWNqQJRZdrQD8yuAnCXgYO8.webp\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href}},{id:\"oNDazYJMI\",L9FvAn6qZ:\"4-ways-to-increase-your-income\",MlHbqx3zW:\"4 Ways to increase your income\",TZ4uhHmhu:\"2021-06-10T00:00:00.000Z\",wat7T3X32:/*#__PURE__*/ _jsxs(React.Fragment,{children:[/*#__PURE__*/ _jsx(\"p\",{children:\"How much do you earn per month? Is your income enough to cater for your pressing needs, not to talk of your wants? Do you want to increase your income? If your answers to these are as we\u2019ve guessed then you are in the right place.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"We are already in the middle of the year 2021 and you must be thinking it\u2019s too late to make a move to increase your income, good news is it\u2019s never too late. Whenever you wake up is your own morning so start doing what must be done to achieve what must be achieved.\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"You are aware that Naira is losing its value by the day and it\u2019s becoming clearer that depending on a single paycheck won\u2019t cut it. So how can you turn this over, increase your income, and beat the spirit of paycheck to paycheck?\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"So here are the 4 tested ways you can increase your income this year.\\xa0\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"1. Get a side hustle: \"}),\"We are almost certain you must have heard this before and even at a point considering it. This is one of the surest ways to shoot your income to the moon. Having a side-hustle alongside a regular 9-5 job is quite daunting and that\u2019s why people who do this successfully are often called superhumans. They are not superhumans, but a bunch of level-headed people who have hacked into things they could do alongside their jobs. Things that are not time-consuming and won\u2019t eat into their employment. It could also be things they are naturally good at and won\u2019t take extra effort. For example: If you are good at writing, you can offer a ghostwriting or blogging service; If you cook really tasty foods, you can start cooking for friends and colleagues for a fee.\"]}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"2. Spend less and Save more: \"}),\"Actually, this is the oldest trick in the book. Don\u2019t spend all your income, save some, in fact, save more of it. Sometimes it\u2019s not your income that\u2019s not enough but you spend like Nigeran politicians during elections. Stop this low budget Tinubu behaviour. We know It\u2019s hard not to spend the money you have but try and take out your monthly sustenance then put the remaining in savings.\"]}),/*#__PURE__*/ _jsx(\"p\",{children:\"In a case where your income is enough to take care of your default needs but doesn\u2019t leave you with some excess, you could go back to your monthly budget (you should have one if you don\u2019t) to see if there are expenses you can cut off the list. For example, why are you doing a Netflix premium subscription when there is a basic one? Remember you are not rich and stop going to all the Bistro in Lagos, eat in your house.\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"3. Avoid Ponzi Scheme\"}),\": Lots of people have lost their life savings in a blink of an eye to Ponzi schemes where they fall for a promise of 100% return on investment in a ridiculously short period. This never ends well and instead of making you richer, it will leave your finances high and dry. Avoid it with everything you\u2019ve got. Be patient and follow due process, in fact, wealth building takes time and your finances are bound to have an accident if you choose to hasten it. Please do me a favour and google MMM.\"]}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"4. Avoid Bad Debt\"}),\": Never allow your loan to stretch too much that it compounds beyond you, it\u2019s better to borrow money or take a loan you know you can return in the stipulated time. Taking loans you have no plan on how to pay back will only leave you in bad debt. Don\u2019t take loans greater than your earning capacity. For instance, if you earn 100k/month, the highest amount of loan you should take must be pegged at 30% downwards to avoid \u2018gbese\u2019. Help your income to help yourself.\"]}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"If you want to access a loan where you enjoy a relatively low interest rate and won\u2019t have to pay through your nose, start \",/*#__PURE__*/ _jsx(Link,{href:\"https://play.google.com/store/apps/details?id=io.quickcheck.loans&referrer=adjust_reftag%3Dc86d54drqoKKA%26utm_source%3DQC%2BBlog%26utm_campaign%3DQC%2BBlog\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"here\"})}),\".\"]})]}),Wu3TC89_z:{alt:\"\",src:new URL(\"assets/gBYVgyF33niZWoiMMzJFDdaPhng.webp\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href}},{id:\"ewg7VFMnX\",L9FvAn6qZ:\"risks-related-to-over-indebtedness\",MlHbqx3zW:\"Risks related to over-indebtedness\",TZ4uhHmhu:\"2020-08-04T00:00:00.000Z\",wat7T3X32:/*#__PURE__*/ _jsxs(React.Fragment,{children:[/*#__PURE__*/ _jsx(\"p\",{children:\"With the COVID-19 crisis, many Nigerians have seen their incomes fall and thus, the risk of over-indebtedness increases significantly.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"We\u2019ve all experienced money problems at some point in time or another. Occasionally requesting a QuickCheck loan to tide you over till your next paycheck comes in does not mean you\u2019re over-indebted. You are only considered to be over-indebted when you have overdue loans and struggle to keep up with daily expenses.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"Over-indebtedness gets worse over time if caution is not taken. A lot of the time, it can be due to unexpected events \u2013 in this case, the COVID-19 pandemic disrupting the norm. One can get trapped very easily in the downward cycle of over-indebtedness and that is why we have chosen to give you a few tips to help prevent this.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"\\xa0\"}),/*#__PURE__*/ _jsxs(\"ol\",{style:{\"--framer-font-size\":\"14px\",\"--framer-text-alignment\":\"start\",\"--framer-text-color\":\"rgb(101, 101, 101)\",\"--framer-text-transform\":\"none\"},children:[/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Save as much as you can\"}),/*#__PURE__*/ _jsx(\"br\",{}),\"Putting money aside would make it much easier to cope with unforeseen expenses. A separate account can be set up and a fixed monthly deposit can be made.\"]})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Contact your creditors\"}),/*#__PURE__*/ _jsx(\"br\",{}),\"It\u2019s not enough to just wait around and hope that somehow it\u2019ll all just disappear. Instead, reach out to your creditors and negotiate additional time to repay or reschedule your loans.\"]})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Limit your spending\"}),/*#__PURE__*/ _jsx(\"br\",{}),\"Reduce your expenses and just buy the necessities. Some things are best ignored, you can always buy them in the future when things are back to normal.\"]})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Be realistic when taking a loan\"}),/*#__PURE__*/ _jsx(\"br\",{}),\"When getting a loan, ensure you consider the future rising cost of living and always make room for any additional costs that may arise.\"]})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Avoid taking new loans\"}),/*#__PURE__*/ _jsx(\"br\",{}),\"When in debt, taking a new loan is only going to make things worse. As much as possible, try to pay off your overdue loans before taking any new loans.\"]})})]}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"br\",{}),/*#__PURE__*/ _jsx(\"br\",{className:\"trailing-break\"})]})]})},{id:\"pq4f4il07\",L9FvAn6qZ:\"things-to-do-during-lockdown\",MlHbqx3zW:\"Things to do during lockdown\",TZ4uhHmhu:\"2020-04-27T00:00:00.000Z\",wat7T3X32:/*#__PURE__*/ _jsxs(React.Fragment,{children:[/*#__PURE__*/ _jsx(\"p\",{children:\"It\u2019s difficult not being able to go about your usual routine, go to work every morning or even be in physical contact with your loved ones.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"We resonate with this quote from J. Sidlow Baxter,\\xa0 \u201CWhat is the difference between an obstacle and an opportunity? Our attitude toward it. Every opportunity has a difficulty, and every difficulty has an opportunity.\u201D As the world is on lockdown and battling COVID-19, you could use this as an opportunity to learn or try something new (still maintaining social distancing of course). A positive attitude can recreate your reality!\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"Here\u2019s a list of things you can do while on lockdown:\"}),/*#__PURE__*/ _jsx(\"img\",{alt:\"\",className:\"framer-image\",\"data-framer-asset\":\"data:framer/asset-reference,JGw3HGYRTHENy2L1WmkgFOF8LXo.webp\",\"data-framer-height\":\"436\",\"data-framer-width\":\"700\",height:\"218\",src:new URL(\"assets/JGw3HGYRTHENy2L1WmkgFOF8LXo.webp\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href,style:{aspectRatio:\"700 / 436\"},width:\"350\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"1. TAKE FREE ONLINE COURSES\"})}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"It\u2019s easier now more than ever to further your education and career skills with the millions of courses and resources online, available on platforms such as \",/*#__PURE__*/ _jsx(Link,{href:\"https://www.edx.org/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"EdX\"})}),\", \",/*#__PURE__*/ _jsx(Link,{href:\"https://www.udemy.com/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"Udemy\"})}),\", \",/*#__PURE__*/ _jsx(Link,{href:\"https://www.coursera.org/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"Coursera\"})}),\", and more.\"]}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"If you are stuck at home,\\xa0 now is the time to start and complete a course. Even better, you can sign up for free online courses from the world\u2019s \",/*#__PURE__*/ _jsx(Link,{href:\"https://opportunitiescorners.info/ivy-league-free-online-courses/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"top colleges\"})}),\"!\"]}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"2. ATTEND VIRTUAL EVENTS\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"During the quarantine, events that wouldn\u2019t normally be available online are now being offered virtually.\\xa0\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"You can travel the world (virtually) and experience different cultures, visit museums and much more from the comfort of your couch. One of such is this virtual tour of \",/*#__PURE__*/ _jsx(Link,{href:\"https://www.futurelearn.com/courses/rome?utm_source=fl_blog&utm_medium=organic&utm_campaign=covid_content\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"Ancient Rome\"})}),\" or you can check out \",/*#__PURE__*/ _jsx(Link,{href:\"https://artsandculture.google.com/partner?hl=en\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"Google\u2019s Art & Culture\"})}),\" collection from all over the world.\"]}),/*#__PURE__*/ _jsx(\"img\",{alt:\"\",className:\"framer-image\",\"data-framer-asset\":\"data:framer/asset-reference,87iHi6MgzFg8oT6jqi9e7wZxp0.webp\",\"data-framer-height\":\"404\",\"data-framer-width\":\"700\",height:\"202\",src:new URL(\"assets/87iHi6MgzFg8oT6jqi9e7wZxp0.webp\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href,style:{aspectRatio:\"700 / 404\"},width:\"350\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"3. EXERCISE OR TRY A FITNESS CHALLENGE\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"It\u2019s not just for those who miss the gym, being that you\u2019re more stationary than usual, exercise is a must!\\xa0 There are plenty of fitness challenges you can try out from home without any equipment, so you can emerge from lockdown strong and fit.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"Staying active will make a big difference in how you feel during the lockdown, exercising should help you sleep better and put you in a better mood overall.\\xa0\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"Some great apps you can use include \",/*#__PURE__*/ _jsx(Link,{href:\"https://www.downdogapp.com/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"Down Dog\"})}),\", \",/*#__PURE__*/ _jsx(Link,{href:\"https://play.google.com/store/apps/details?id=com.nike.ntc&hl=en_US\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"Nike Training Club\"})}),\", or try this \",/*#__PURE__*/ _jsx(Link,{href:\"https://www.youtube.com/playlist?list=PLui6Eyny-UzwxbWCWDbTzEwsZnnROBTIL\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"30 Day Yoga Challenge\"})}),\".\"]}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"4. LEARN A LANGUAGE\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"Always wanted to speak Spanish? Or started learning French and didn\u2019t get too far? Well, now\u2019s the perfect time to learn a new language or brush up on previous lessons.\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"You can use \",/*#__PURE__*/ _jsx(Link,{href:\"https://www.duolingo.com/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"Duolingo\"})}),\"; perhaps the most well-known free language learning app available.\"]}),/*#__PURE__*/ _jsx(\"p\",{children:\"And finally\u2026\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"5. KEEP IN TOUCH WITH YOUR LOVED ONES\"})}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"The lockdown may turn you into a couch potato and have you spend all your time watching movies and shows if you\u2019re not careful. Try to make sure you reach out to the people you care about as often as possible. Have that friend you haven\u2019t spoken to in months? Call them! With apps like \",/*#__PURE__*/ _jsx(Link,{href:\"https://zoom.us/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"Zoom\"})}),\", \",/*#__PURE__*/ _jsx(Link,{href:\"https://www.skype.com/en/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"Skype\"})}),\", Whatsapp and more, you can have video and group calls with your friends and family.\",/*#__PURE__*/ _jsx(\"br\",{}),/*#__PURE__*/ _jsx(\"br\",{}),\"That\u2019s it! These 5 things should keep you busy for the next week or so. Remember, we are all in this together. Stay safe!\"]}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"For any inquiries, send an email to \",/*#__PURE__*/ _jsx(Link,{href:\"mailto:support@quickcheck.ng\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"support@quickcheck.ng\"})}),\".\"]})]}),Wu3TC89_z:{alt:\"Stay home\",src:new URL(\"assets/4096/5WqwiKTrgHk5Uy2Z3T7i2LXuYWw.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href,srcSet:`${new URL(\"assets/512/5WqwiKTrgHk5Uy2Z3T7i2LXuYWw.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 512w, ${new URL(\"assets/1024/5WqwiKTrgHk5Uy2Z3T7i2LXuYWw.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 1024w, ${new URL(\"assets/2048/5WqwiKTrgHk5Uy2Z3T7i2LXuYWw.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 2048w, ${new URL(\"assets/4096/5WqwiKTrgHk5Uy2Z3T7i2LXuYWw.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 4096w, ${new URL(\"assets/5WqwiKTrgHk5Uy2Z3T7i2LXuYWw.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 6000w`}},{id:\"Jux14c3rS\",L9FvAn6qZ:\"stay-safe-be-strong-we-re-here\",MlHbqx3zW:\"Stay safe. be strong. we\u2019re here.\",TZ4uhHmhu:\"2020-04-16T00:00:00.000Z\",wat7T3X32:/*#__PURE__*/ _jsxs(React.Fragment,{children:[/*#__PURE__*/ _jsx(\"p\",{children:\"Together, we are facing a truly unprecedented situation. The global coronavirus pandemic is affecting all of our families, our businesses, our communities, and our way of life. Our hearts go out to anyone who\u2019s been impacted by the virus, either directly or indirectly.\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"We are Here\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"For more than 3 weeks, all employees have been working from home and taking all the recommended safety measures. Our team is digitised and already used to working remotely which is why we can maintain our high quality services:\"}),/*#__PURE__*/ _jsxs(\"ul\",{style:{\"--framer-font-size\":\"14px\",\"--framer-text-alignment\":\"start\",\"--framer-text-color\":\"rgb(101, 101, 101)\",\"--framer-text-transform\":\"none\"},children:[/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsx(\"p\",{children:\"You can still get quick cash 24/7 from your phone, using the QuickCheck app.\"})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsx(\"p\",{children:\"Customer support is working as usual: Monday to Friday 9am-5pm via phone and 24/7 via email and social media handles.\"})})]}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"We are Experiencing a High Demand for Loans\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"In order to serve as many people as possible during these tough times:\\xa0\"}),/*#__PURE__*/ _jsxs(\"ul\",{style:{\"--framer-font-size\":\"14px\",\"--framer-text-alignment\":\"start\",\"--framer-text-color\":\"rgb(101, 101, 101)\",\"--framer-text-transform\":\"none\"},children:[/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsx(\"p\",{children:\"When requesting a new loan, the sum available is fixed at your previous loan amount.\"})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsx(\"p\",{children:\"During the review process, we could be verifying extra information and you might experience some delay on the approval decision. Nevertheless, once approved, disbursement remains instant.\"})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsx(\"p\",{children:\"If your application is not granted, please be patient and try again in a few days, as we cannot satisfy all requests.\"})})]}),/*#__PURE__*/ _jsx(\"p\",{children:\"We understand that some of these measures might not satisfy your expectations. We are taking deliberate steps to avoid indebtedness and rewarding those who have been loyal overtime.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"The situation is evolving daily; we are optimistic it will be temporary and we all return to business as usual.\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"What we ask of you\"})}),/*#__PURE__*/ _jsxs(\"ul\",{style:{\"--framer-font-size\":\"14px\",\"--framer-text-alignment\":\"start\",\"--framer-text-color\":\"rgb(101, 101, 101)\",\"--framer-text-transform\":\"none\"},children:[/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Stay informed.\"}),\" Get verified updates from the \",/*#__PURE__*/ _jsx(Link,{href:\"https://covid19.ncdc.gov.ng/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"Nigeria Centre for Disease Control\"})}),\" and \",/*#__PURE__*/ _jsx(Link,{href:\"https://www.who.int/\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"World Health Organisation\"})}),\". Beware of unverified messages on social media!\"]})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Stay at home if you feel unwell.\"}),\" If you have a fever, cough and difficulty breathing, seek medical attention and call in advance.\"]})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"strong\",{children:\"Practice good hygiene.\"}),\" Regularly and thoroughly clean your hands with an alcohol-based hand rub or wash them with soap and water. Clean and disinfect frequently touched surfaces such as door handles, furniture, etc using household disinfectants. Click \",/*#__PURE__*/ _jsx(Link,{href:\"https://covid19.ncdc.gov.ng/guidelines.php\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"here\"})})}),\" for more recommendations from the NCDC.\"]})})]}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"As it\u2019s a complicated situation, these plans might change but we\u2019ll be sure to keep you updated. Keep in mind that we always value your questions, ideas and feedback. For further inquiries, send an email to \",/*#__PURE__*/ _jsx(Link,{href:\"mailto:support@quickcheck.ng\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"support@quickcheck.ng\"})}),\".\"]}),/*#__PURE__*/ _jsx(\"p\",{children:\"We are all in this together. Stay safe!\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"The QuickCheck Team\"})]}),Wu3TC89_z:{alt:\"Nose mask\",src:new URL(\"assets/4096/K6LGyLsJmxDMWKt9PkcOzGhji0.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href,srcSet:`${new URL(\"assets/512/K6LGyLsJmxDMWKt9PkcOzGhji0.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 512w, ${new URL(\"assets/1024/K6LGyLsJmxDMWKt9PkcOzGhji0.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 1024w, ${new URL(\"assets/2048/K6LGyLsJmxDMWKt9PkcOzGhji0.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 2048w, ${new URL(\"assets/4096/K6LGyLsJmxDMWKt9PkcOzGhji0.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 4096w, ${new URL(\"assets/K6LGyLsJmxDMWKt9PkcOzGhji0.jpg\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 16056w`}},{id:\"z6342mEoz\",L9FvAn6qZ:\"quickcheck-loan-expectations-vs-reality\",MlHbqx3zW:\"QuickCheck loan: expectations vs. reality\",TZ4uhHmhu:\"2020-03-05T00:00:00.000Z\",wat7T3X32:/*#__PURE__*/ _jsxs(React.Fragment,{children:[/*#__PURE__*/ _jsxs(\"p\",{children:[\"Let us first start by defining what a \",/*#__PURE__*/ _jsx(Link,{href:\"https://play.google.com/store/apps/details?id=io.quickcheck.loans&referrer=adjust_reftag%3Dc86d54drqoKKA%26utm_source%3DQC%2BBlog%26utm_campaign%3DQC%2BBlog\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"personal loan\"})}),\" is and then we can properly delve into the loan expectations vs reality.\\xa0 Personal loans are loans you take if you need extra cash to consolidate debt or cover unexpected expenses. They can be a good option for when you need cash specifically for things like health, car repair, small scale business, cash advance before your payday and any other little emergency that may pop up.\"]}),/*#__PURE__*/ _jsx(\"p\",{children:\"\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"EXPECTATION:\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"I cannot get a personal loan because I do not have a guarantor or collateral.\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"REALITY:\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"The beauty of QuickCheck is that we provide collateral-free free loans! All you need to do to get a loan is to download our app, fill in your profile, make a request and boom \u2013 you get credited in minutes! You are not required to provide any form of collateral or bring forth a guarantor.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"EXPECTATION:\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"It takes a long time for my loan to get approved.\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"REALITY:\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"The QuickCheck app was specifically designed to solve the difficulties Nigerians face in seeking access to credit \u2013 one of which is time constraint. We understand that you need money and you need it right now and as such, our loan approval and disbursement take place in literal minutes. We are driven by the relentless pace of innovation \u2013 we see challenges every day and we want to solve them and improve people\u2019s lives.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"EXPECTATION:\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"My credit score is not determined by my repayment.\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"REALITY:\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"The truth is that your repayment time is just one of the many factors that determine your credit score and your ability to get a loan. Bad scores can make you miss out entirely on getting a loan or limit you from accessing higher loan amounts. At the end, it all boils down to good financial habits.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"EXPECTATION:\"})}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(Link,{href:\"https://play.google.com/store/apps/details?id=io.quickcheck.loans&referrer=adjust_reftag%3Dc86d54drqoKKA%26utm_source%3DQC%2BBlog%26utm_campaign%3DQC%2BBlog\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"Loans\"})}),\" will be approved if all details are filled correctly.\"]}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"REALITY:\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"While this does affect the approval of your loan, it does not guarantee that your loan will be approved. As mentioned earlier, our credit scoring models factor in a number of criteria that determines your eligibility to receive a loan.\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"EXPECTATION:\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"After the first instalment payment for an overdue loan, interest should stop running. Preliminary notices are sent mentioning the amount overdue with the interest accrued.\"}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"strong\",{children:\"REALITY:\"})}),/*#__PURE__*/ _jsx(\"p\",{children:\"The reality is that until your loan is fully repaid, interest will continue to run.\\xa0\"}),/*#__PURE__*/ _jsx(\"p\",{children:\"\\xa0\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"Never taken a loan from us? 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Application is incredibly easy and loan approval takes just minutes.\"]})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsx(\"p\",{children:\"Build Your Credit Score: The more loans you take and repay on time, the higher your credit score and you gain access to even higher amounts! It\u2019s a definite win-win for you and your valentine.\"})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsx(\"p\",{children:\"Instant Cash: Nothing is better than getting money at the exact moment you need it. You\u2019re instantly credited once your loan has been approved, so you can receive a loan from us anytime, anywhere.\"})}),/*#__PURE__*/ _jsx(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/ _jsx(\"p\",{children:\"Spread the love now, pay later: With a loan from QuickCheck, you don\u2019t have to postpone celebrating and enjoying the season. 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QuickCheck, a micro-lending mobile platform that provides collateral-free loans, has announced its new partnerships with Jumia and PayAttitude, to get even closer to the majority of Nigerians who still lack access to credit.\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"According to CEO Fabiano Di Tomaso, \",/*#__PURE__*/ _jsx(\"em\",{children:\"\u201CThe\\xa0\"}),/*#__PURE__*/ _jsx(Link,{href:\"https://play.google.com/store/apps/details?id=io.quickcheck.loans&referrer=adjust_reftag%3Dc86d54drqoKKA%26utm_source%3DQC%2BBlog%26utm_campaign%3DQC%2BBlog\",openInNewTab:true,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:/*#__PURE__*/ _jsx(\"em\",{children:\"QuickCheck app\"})})}),/*#__PURE__*/ _jsx(\"em\",{children:\"\\xa0was specifically designed to solve the difficulties Nigerians face in seeking access to credit. I believe that the increasing importance of financial inclusion as a catalyst for economic growth and development cannot be overemphasized. Internet is on the rise and according to NCC, Nigeria had 123 million GSM internet subscribers in September this year, up 19 million from last year. More and more digital consumers use digital services, pay bills, shop and make payments online. Increased e-commerce transactions and smartphone penetration are indicative of a population segment seeking for a higher quality of living, it typically corresponds to the underbanked, which we currently serve.\u201D\"})]}),/*#__PURE__*/ _jsx(\"p\",{children:\"Quick Easy Collateral Free Loans\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"`For the past six months,\\xa0\",/*#__PURE__*/ _jsx(Link,{href:\"http://www.quickcheck.ng/\",openInNewTab:true,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"QuickCheck\"})}),\"\\xa0has been the only credit provider for Jumia customers subscribed to the JumiaOne app. JumiaOne, Nigeria\u2019s top lifestyle app lets consumers buy airtime, pay bills and have access to all Jumia services in one place. \",/*#__PURE__*/ _jsx(Link,{href:\"https://play.google.com/store/apps/details?id=io.quickcheck.loans&referrer=adjust_reftag%3Dc86d54drqoKKA%26utm_source%3DQC%2BBlog%26utm_campaign%3DQC%2BBlog\",openInNewTab:false,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"QuickCheck\"})}),\" takes it one step further by partnering with Jumia to provide their customers with access to loans, through its own credit scoring algorithm used for the underwriting of borrowers. QuickCheck\u2019s affiliation with Jumia will allow customers to easily take loans on a mobile app they are already actively using.\"]}),/*#__PURE__*/ _jsx(\"p\",{children:\"QuickCheck is also collaborating with PayAttitude \u2013 Payment Scheme and a key player in the fin-tech industry. Pay Attitude is the first and only multi-bank USSD and Mobile app for POS, Web payments, ATM Cash Withdrawal, and person-to-person transactions using just a phone number.\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"Speaking shortly after the official sign-off, Babatunde Okeniyi, the CEO of PayAttitude, stated that \",/*#__PURE__*/ _jsx(\"em\",{children:\"\u201CThis partnership is a testimony to the commitment of PayAttitude to democratizing access to financial/payment services. The future is mobile and PayAttitude is driving inclusion through mobile in a way never before done.\u201D\"}),\" This partnership with PayAttitude will, therefore, provide a convenient platform for QuickCheck to make loans available to hundreds of thousands of customers.\"]}),/*#__PURE__*/ _jsx(\"p\",{children:\"What does this mean for Nigerians? People who have been financially excluded now have multiple avenues to take loans from, on platforms they are already using. These digital partnerships support the rapid emergence of new cross-industry business models as everything becomes connected and digital.\"}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"Fabiano, commenting on the partnership expressed his excitement at the opportunity\\xa0\",/*#__PURE__*/ _jsx(Link,{href:\"https://play.google.com/store/apps/details?id=io.quickcheck.loans&referrer=adjust_reftag%3Dc86d54drqoKKA%26utm_source%3DQC%2BBlog%26utm_campaign%3DQC%2BBlog\",openInNewTab:true,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:\"QuickCheck\"})}),\"\\xa0has in reducing the inclusion gap in the country and enabling consumers\u2019 participation in the economy through its digital financial services.\"]}),/*#__PURE__*/ _jsxs(\"p\",{children:[/*#__PURE__*/ _jsx(\"em\",{children:\"\u201CYes, we do rely on our leading product, the\\xa0\"}),/*#__PURE__*/ _jsx(Link,{href:\"https://play.google.com/store/apps/details?id=io.quickcheck.loans&referrer=adjust_reftag%3Dc86d54drqoKKA%26utm_source%3DQC%2BBlog%26utm_campaign%3DQC%2BBlog\",openInNewTab:true,smoothScroll:false,children:/*#__PURE__*/ _jsx(\"a\",{children:/*#__PURE__*/ _jsx(\"em\",{children:\"QuickCheck app\"})})}),/*#__PURE__*/ _jsx(\"em\",{children:\", that is our main focus. However, we are driven by the relentless pace of innovation \u2013 we see challenges every day and we want to solve them and improve people\u2019s lives. We have a team dedicated exclusively to problem validation and testing of new ideas. If we can imagine a solution, we can build it. We also have a few other projects in the pipeline with third parties We believe they will push us to an even wider audience and help to achieve our end goal- financial inclusion.\u201D\"}),\" Remarked Di Tomaso.\"]}),/*#__PURE__*/ _jsxs(\"p\",{children:[\"He concluded with a message to potential partners: \",/*#__PURE__*/ _jsx(\"em\",{children:\"\u201CIf these lines relate to your way of being and you have access to a large pool of consumers, contact us! We can explore win-win options.\u201D\"})]}),/*#__PURE__*/ _jsx(\"p\",{children:/*#__PURE__*/ _jsx(\"br\",{className:\"trailing-break\"})})]}),Wu3TC89_z:{alt:\"QuickCheck and Jumia\",src:new URL(\"assets/HfCAAEcKN3V0ZH5y7muO3HnTJkc.png\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href,srcSet:`${new URL(\"assets/512/HfCAAEcKN3V0ZH5y7muO3HnTJkc.png\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 512w, ${new URL(\"assets/HfCAAEcKN3V0ZH5y7muO3HnTJkc.png\",\"https://framerusercontent.com/modules/2E3ojpLkWgatcUVEZk30/NNqUtN9L5aVQoZcLKVkG/INL5kfGt9.js\").href} 928w`}},{id:\"HuDy2st25\",L9FvAn6qZ:\"quickcheck-app-in-nigeria\",MlHbqx3zW:\"QuickCheck app in Nigeria\",TZ4uhHmhu:\"2018-07-12T00:00:00.000Z\",wat7T3X32:/*#__PURE__*/ _jsxs(React.Fragment,{children:[/*#__PURE__*/ _jsx(\"p\",{children:\"It\u2019s no secret that the digital industry is on the rise in Nigeria. From exciting startups to global brands, companies are creating new digital products and individuals are responding to the new possibilities available and even demanding. However, the income is fast becoming overcrowded, heaving individuals with companies offering similar services on the most surface, at least. 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