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  "sourcesContent": ["import{jsx as e,jsxs as r}from\"react/jsx-runtime\";import{addPropertyControls as a,ControlType as t}from\"framer\";import*as i from\"react\";let n=\"GnlaXTqpx\",s=\"g0B3nQhT4\",c=\"WvlTcAqaP\",d=\"De6obtUQg\",l=\"CK4rD1JuX\",o=\"jgPeFuzDT\",h=\"MWXIIMOuj\",m=\"BJxEltwyG\",g=\"xzzXe09Pb\",p=\"lovMUPcwZ\",f=\"SUCkQ6RSN\",u=\"RyLDTJER9\",b=\"y8mVLcZ9K\",w=\"FLzGU7ae1\",y=\"DzPdLjTKr\",k=(e,r)=>{if(e&&\"object\"==typeof e)return{...e,alt:r};},N=[{index:0,id:\"O2EKTf19q\",[n]:\"What is a good Credit Mix for your credit profile?\",[s]:\"what-is-a-good-credit-mix-for-your-credit-profile\",[c]:\"2023-10-04T00:00:00.000Z\",[d]:k({src:\"https://framerusercontent.com/images/ywR5bmGkGCcrETJwjYuB1fIdc.png\",srcSet:\"https://framerusercontent.com/images/ywR5bmGkGCcrETJwjYuB1fIdc.png?scale-down-to=512 512w, https://framerusercontent.com/images/ywR5bmGkGCcrETJwjYuB1fIdc.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ywR5bmGkGCcrETJwjYuB1fIdc.png 1233w\"},\"\"),[l]:k({src:\"https://framerusercontent.com/images/ywR5bmGkGCcrETJwjYuB1fIdc.png\",srcSet:\"https://framerusercontent.com/images/ywR5bmGkGCcrETJwjYuB1fIdc.png?scale-down-to=512 512w, https://framerusercontent.com/images/ywR5bmGkGCcrETJwjYuB1fIdc.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/ywR5bmGkGCcrETJwjYuB1fIdc.png 1233w\"},\"\"),[o]:\"Credit mix refers to the different types of credit accounts you have. Its impact on your credit score varies, depending on the credit scoring model used.\",[h]:/*#__PURE__*/r(i.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Credit Mix\"})}),/*#__PURE__*/e(\"p\",{children:\"Credit mix refers to the different types of credit accounts you have. Its impact on your credit score varies, depending on the credit scoring model used.\"}),/*#__PURE__*/e(\"p\",{children:\"In general, lenders like to see that you have a diverse credit mix \u2013 that you\u2019ve been able to manage different types of credit accounts responsibly over time.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",\"data-framer-asset\":\"data:framer/asset-reference,aZKNUD7ip0IwSkDTSN1Xsx9ETs.png\",\"data-framer-height\":\"1498\",\"data-framer-width\":\"1370\",height:\"749\",src:\"https://framerusercontent.com/images/aZKNUD7ip0IwSkDTSN1Xsx9ETs.png\",style:{aspectRatio:\"1370 / 1498\"},width:\"685\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:\"Revolving Credit\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",\"data-framer-asset\":\"data:framer/asset-reference,ryDGdvMVRQQkSXq9L0W52lZf6g.png\",\"data-framer-height\":\"1418\",\"data-framer-width\":\"1418\",height:\"709\",src:\"https://framerusercontent.com/images/ryDGdvMVRQQkSXq9L0W52lZf6g.png\",style:{aspectRatio:\"1418 / 1418\"},width:\"709\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:\"Instalment Credit\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",\"data-framer-asset\":\"data:framer/asset-reference,G9uQvk2XAPSmNeZUikgIPuGA.png\",\"data-framer-height\":\"1394\",\"data-framer-width\":\"1480\",height:\"697\",src:\"https://framerusercontent.com/images/G9uQvk2XAPSmNeZUikgIPuGA.png\",style:{aspectRatio:\"1480 / 1394\"},width:\"740\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:\"Bank Credit\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",\"data-framer-asset\":\"data:framer/asset-reference,ojMLlQzVDcglWrJYvHhTRJRWg.png\",\"data-framer-height\":\"1430\",\"data-framer-width\":\"1522\",height:\"715\",src:\"https://framerusercontent.com/images/ojMLlQzVDcglWrJYvHhTRJRWg.png\",style:{aspectRatio:\"1522 / 1430\"},width:\"761\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:\"The Ideal Mix?\"}),/*#__PURE__*/e(\"p\",{children:\"An ideal credit mix includes a blend of revolving and instalment credit. Getting a credit card (and paying bills on time) is an easy way to use revolving credit.  \"}),/*#__PURE__*/e(\"p\",{children:\"If you don't have an instalment loan and only have credit cards, consider opening a small personal loan or other types of secured loan. This will demonstrate your ability to manage different types of credit.\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",\"data-framer-asset\":\"data:framer/asset-reference,7m1JeCJsHgNGrujzIXJc8Oq48.png\",\"data-framer-height\":\"770\",\"data-framer-width\":\"1342\",height:\"385\",src:\"https://framerusercontent.com/images/7m1JeCJsHgNGrujzIXJc8Oq48.png\",style:{aspectRatio:\"1342 / 770\"},width:\"671\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h3\",{children:\"Remember!\"}),/*#__PURE__*/r(\"p\",{children:[\"Successfully maintaining a diverse credit mix may positively impact your credit score. \",/*#__PURE__*/e(\"strong\",{children:\"But that doesn\u2019t mean that you should open credit accounts you don\u2019t need!\"})]}),/*#__PURE__*/e(\"p\",{children:\"Your credit mix is one of the smaller factors in credit score calculations, depending on the scoring model used. \"}),/*#__PURE__*/e(\"p\",{children:\"Other factors include the payment history on your accounts, the length of your credit history, your debt to credit ratio, and how much you owe on your credit accounts.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",\"data-framer-asset\":\"data:framer/asset-reference,ehwCzZa1WmwM5dPiwho51Ov5qg.png\",\"data-framer-height\":\"1444\",\"data-framer-width\":\"1222\",height:\"722\",src:\"https://framerusercontent.com/images/ehwCzZa1WmwM5dPiwho51Ov5qg.png\",style:{aspectRatio:\"1222 / 1444\"},width:\"611\"})]}),[m]:\"Ashish\",[g]:k(void 0,\"\"),[p]:\"\",[f]:\"\",[y]:!0},{index:1,id:\"nlrKZ9_f2\",[n]:\"The History of Credit Scores\",[s]:\"the-history-of-credit-scores\",[c]:\"2023-10-04T00:00:00.000Z\",[d]:k({src:\"https://framerusercontent.com/images/V013W8QEXzwMDZ9BUZ4mRORptgQ.png\",srcSet:\"https://framerusercontent.com/images/V013W8QEXzwMDZ9BUZ4mRORptgQ.png?scale-down-to=512 512w, https://framerusercontent.com/images/V013W8QEXzwMDZ9BUZ4mRORptgQ.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/V013W8QEXzwMDZ9BUZ4mRORptgQ.png 1233w\"},\"\"),[l]:k({src:\"https://framerusercontent.com/images/V013W8QEXzwMDZ9BUZ4mRORptgQ.png\",srcSet:\"https://framerusercontent.com/images/V013W8QEXzwMDZ9BUZ4mRORptgQ.png?scale-down-to=512 512w, https://framerusercontent.com/images/V013W8QEXzwMDZ9BUZ4mRORptgQ.png?scale-down-to=1024 1024w, https://framerusercontent.com/images/V013W8QEXzwMDZ9BUZ4mRORptgQ.png 1233w\"},\"\"),[o]:\"In ancient Egypt, merchants used a primitive form of credit scoring, relying on personal reputations & relationships to determine creditworthiness.\",[h]:/*#__PURE__*/r(i.Fragment,{children:[/*#__PURE__*/e(\"ol\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"h3\",children:/*#__PURE__*/e(\"h3\",{children:\"Early Beginnings\"})})}),/*#__PURE__*/e(\"p\",{children:\"In ancient Egypt, merchants used a primitive form of credit scoring, relying on personal reputations & relationships to determine creditworthiness.\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",\"data-framer-asset\":\"data:framer/asset-reference,FFiklKkgXv7ughb7ox0mtY85Bk.png\",\"data-framer-height\":\"590\",\"data-framer-width\":\"592\",height:\"295\",src:\"https://framerusercontent.com/images/FFiklKkgXv7ughb7ox0mtY85Bk.png\",style:{aspectRatio:\"592 / 590\"},width:\"296\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"ol\",{start:\"2\",children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"h3\",children:/*#__PURE__*/e(\"h3\",{children:\"Formal Credit Reporting\"})})}),/*#__PURE__*/e(\"p\",{children:\"Formal credit reporting began in the 19th century.\"}),/*#__PURE__*/e(\"p\",{children:\"In 1841, Lewis Tappan established the Mercantile Agency (later known as Dun & Bradstreet) in the USA, collecting & distributing credit information on businesses.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"ol\",{start:\"3\",children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"h3\",children:/*#__PURE__*/e(\"h3\",{children:\"FICO Score\"})})}),/*#__PURE__*/e(\"p\",{children:\"In 1956, FICO (originally Fair, Isaac & Company) introduced the first credit scoring system based on statistical models, pitching its system to 50 American lenders two years later.\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",\"data-framer-asset\":\"data:framer/asset-reference,CPLazhFdmrQ7vCQomnuRCzmHUQ.png\",\"data-framer-height\":\"594\",\"data-framer-width\":\"600\",height:\"297\",src:\"https://framerusercontent.com/images/CPLazhFdmrQ7vCQomnuRCzmHUQ.png\",style:{aspectRatio:\"600 / 594\"},width:\"300\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"ol\",{start:\"4\",children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"h3\",children:/*#__PURE__*/e(\"h3\",{children:\"Credit Bureau System\"})})}),/*#__PURE__*/e(\"p\",{children:\"The establishment of credit bureaus in the 20th century revolutionized credit reporting. 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