{
  "version": 3,
  "sources": ["ssg:https://framerusercontent.com/modules/vLShQjh0NJ6c4ai1v3Aj/8a8rO8XQ9avAtsr6LGgG/boctG_mk8-18.js"],
  "sourcesContent": ["import{jsx as e,jsxs as t}from\"react/jsx-runtime\";import{Link as i}from\"framer\";import{motion as a}from\"framer-motion\";import*as o from\"react\";export const richText=/*#__PURE__*/t(o.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"If your spouse recently passed away, you might wonder about the steps to take to remove them from the deed to your home.\"}),/*#__PURE__*/e(\"p\",{children:\"We\u2019ll explain what you need to know, including how long a house can stay in a deceased person's name. We\u2019ll also cover the steps involved in removing it and explain how Trustworthy can help you navigate this process and stay organized during a challenging time.\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"The specific steps for removing a deceased spouse from a deed depend on how the property was owned and whether they had a will.\"})})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"Surviving spouses should act promptly to update the deed to avoid legal and financial issues down the road.\"})})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"Failure to remove a deceased person\u2019s name from a deed can lead to future problems.\"})})})}),/*#__PURE__*/e(\"h2\",{children:\"5 Steps for Removing a Deceased Spouse from a Deed\"}),/*#__PURE__*/e(\"img\",{alt:\"steps for removing a deceased spouse from a deed\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/9y9AqIVg2OLoDQoN35AaUIxwE.png\",srcSet:\"https://framerusercontent.com/images/9y9AqIVg2OLoDQoN35AaUIxwE.png?scale-down-to=512 512w,https://framerusercontent.com/images/9y9AqIVg2OLoDQoN35AaUIxwE.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Here are the typical steps to follow:\"}),/*#__PURE__*/e(\"h3\",{children:\"1. Determine How the Property Was Owned\"}),/*#__PURE__*/t(\"p\",{children:[\"The first step in removing a deceased spouse from a deed is to determine how the property was owned. The two most common forms of\",/*#__PURE__*/e(i,{href:\"https://www.law.cornell.edu/wex/joint_tenancy#:~:text=Joint%20tenancy%20is%20a%20type,absorb%20the%20deceased%20owner%27s%20interest.\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" joint tenancy\"})}),\" between spouses are joint tenancy with the right of survivorship and tenancy in common.\"]}),/*#__PURE__*/e(\"p\",{children:\"Joint tenancy with the right of survivorship means both spouses own an equal, undivided interest in the property. When one spouse dies, their share automatically passes to the surviving spouse without the need for probate. This is the easiest scenario for removing a deceased spouse from the deed.\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(i,{href:\"https://www.law.cornell.edu/wex/tenancy_in_common\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Tenancy in common\"})}),\" means each spouse owned a separate, distinct share of the property. This share can be equal or unequal, depending on how the deed was set up. When a spouse dies, their share passes to their heirs as specified in their will or by state laws. Removing a deceased spouse typically requires going through probate court.\"]}),/*#__PURE__*/e(\"p\",{children:\"To determine how your property is owned, check the language on the original deed. If you're unsure, consult with a real estate attorney or your county recorder's office for guidance.\"}),/*#__PURE__*/e(\"h3\",{children:\"Obtain a Death Certificate\"}),/*#__PURE__*/t(\"p\",{children:[\"The next step is to obtain\",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/when-someone-dies/death-certificate-copies\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" certified copies of your spouse's death certificate\"})}),\". Request several certified copies from your state or county vital records office. You'll likely need them for various legal and financial matters related to your spouse's estate. There is usually a small fee for each copy requested.\"]}),/*#__PURE__*/e(\"p\",{children:\"When requesting them, be prepared to provide your spouse's full legal name, date and place of death, and a copy of your own photo ID. You may also need to provide proof of your relationship, such as a marriage certificate.\"}),/*#__PURE__*/e(\"h3\",{children:\"File an Affidavit of Survivorship\"}),/*#__PURE__*/e(\"p\",{children:\"If the property was held in joint tenancy with the right of survivorship, the next step is to file an affidavit of survivorship with the county recorder's office where the property is located. This document legally transfers your deceased spouse's share of the property to you as the surviving owner.\"}),/*#__PURE__*/e(\"p\",{children:\"The affidavit of survivorship should include the following information:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Your name and your deceased spouse's name.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The property address and legal description.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The date of your spouse's death.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"A statement that you are the surviving joint tenant and are claiming full ownership of the property.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Your signature, typically notarized.\"})})}),/*#__PURE__*/t(\"p\",{children:[\"As noted by \",/*#__PURE__*/e(i,{href:\"https://trustandwill.com/learn/how-to-change-deed-on-house-after-death-of-spouse\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Patrick Hicks\"})}),', head of legal for Trust and Will: \"Most often, a copy of the deceased spouse\\'s death certificate, the notarized death affidavit, and a legal description of the property are required. Once these steps are complete, your deceased spouse will have been removed, and you will be the sole owner on the deed.\"']}),/*#__PURE__*/e(\"p\",{children:\"Along with the affidavit, you'll need to submit a certified copy of your spouse's death certificate. Some counties may have additional forms or requirements, so it's best to check with your local recorder's office for specific instructions.\"}),/*#__PURE__*/e(\"p\",{children:\"Once the affidavit and death certificate are filed, the county will update the property records to reflect your sole ownership.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Keep a copy of the filed affidavit for your records, as you may need it in the future if you decide to sell or refinance the property.\"}),/*#__PURE__*/e(\"h3\",{children:\"File the Deceased Spouse's Will\"}),/*#__PURE__*/e(\"p\",{children:\"If the property was held in tenancy in common, removing a deceased spouse from the deed typically requires filing their will with the local probate court. The will should specify who inherits their share of the property.\"}),/*#__PURE__*/e(\"p\",{children:\"To begin the probate process, you'll need to file a petition with the court, along with a copy of the will and a certified copy of the death certificate. The court will then appoint an executor to manage the deceased's estate and distribute assets according to the will.\"}),/*#__PURE__*/e(\"p\",{children:\"If the will names you as the beneficiary of your spouse's share of the property, the court will issue an order transferring ownership to you once the probate process is complete. At that point, you can proceed with updating the deed to remove your spouse's name.\"}),/*#__PURE__*/e(\"p\",{children:\"If the will names someone else as the beneficiary, that person will need to be included on the new deed as a co-owner. This can create a more difficult situation, especially if you want to sell or refinance the property in the future.\"}),/*#__PURE__*/e(\"h3\",{children:\"Obtain a New Deed\"}),/*#__PURE__*/e(\"p\",{children:\"Obtaining a new deed officially removes your deceased spouse from the title and confirms your status as the sole owner.\"}),/*#__PURE__*/e(\"p\",{children:\"Contact your county recorder's office to get a copy of the new deed form. You'll need to provide the old deed, the affidavit of survivorship or court order from probate, and your spouse's death certificate.\"}),/*#__PURE__*/e(\"p\",{children:\"Fill out the new deed form with your name as the sole grantee and sign it in front of a notary. Then, file the new deed with the county recorder's office, along with any required filing fees. The recorder will update the property records to reflect the change in ownership.\"}),/*#__PURE__*/e(\"p\",{children:\"Keep a copy of the new deed for your records. You'll need it if you ever decide to sell, refinance, or transfer the property in the future.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"As you navigate this process of removing your spouse\u2019s name from a deed, staying organized is key. Using a secure platform like \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Trustworthy\"})}),\" to store and manage important documents, like the deed and your spouse's will, can make it easier to complete the necessary steps without added hassle.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Must You Remove a Deceased Spouse from a Deed?\"}),/*#__PURE__*/e(\"img\",{alt:\"remove a deceased spouse from a deed\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/1caF7hyr4Kp6iXGic7lLv5YbPTA.jpg\",srcSet:\"https://framerusercontent.com/images/1caF7hyr4Kp6iXGic7lLv5YbPTA.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/1caF7hyr4Kp6iXGic7lLv5YbPTA.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Yes, a deceased spouse should be removed from the deed to any property that was jointly owned with the surviving spouse. Leaving their name on it can lead to a host of problems, including:\"}),/*#__PURE__*/e(\"h3\",{children:\"Difficulty Selling or Refinancing the Property in the Future\"}),/*#__PURE__*/e(\"p\",{children:\"Potential buyers and lenders typically require that all owners listed on the deed sign off on the transaction. If one of the owners is deceased, it can hold up the process and create legal headaches.\"}),/*#__PURE__*/t(\"p\",{children:[\"For example, if you decide to sell the home a few years after your spouse's passing, but their name is still on the deed, you may have to go through\",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/when-someone-dies/what-is-probate\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" probate court\"})}),\" to get approval for the sale. This can be time-consuming and expensive, especially if there are any disputes among heirs or creditors.\"]}),/*#__PURE__*/e(\"p\",{children:\"Having a deceased spouse on the deed can prevent you from refinancing a mortgage. Lenders usually require all owners to sign the new loan documents, which is impossible if one owner has passed away.\"}),/*#__PURE__*/e(\"p\",{children:\"To avoid these complications, it's best to remove a deceased spouse from the deed as soon as possible after their death. This ensures you have full legal control over the property and can make decisions about its future without any unnecessary obstacles or delays.\"}),/*#__PURE__*/e(\"h3\",{children:\"Potential Disputes With Heirs or Creditors\"}),/*#__PURE__*/e(\"p\",{children:\"If the deceased spouse's name remains on the deed to a jointly owned property, it can open the door for potential disputes and legal challenges.\"}),/*#__PURE__*/e(\"p\",{children:\"For instance, if the deceased spouse had children from a previous marriage, they may try to claim an interest in the property as part of their inheritance. This can lead to messy legal battles and even the forced sale of the property.\"}),/*#__PURE__*/e(\"p\",{children:\"Creditors of the deceased spouse may also try to go after the property to settle any outstanding debts. If their name is still on the deed, creditors may argue that the property is part of their estate and should be used to pay off what is owed.\"}),/*#__PURE__*/e(\"h3\",{children:\"Property Tax Bills and Other Financial Obligations\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"When a spouse passes away, their financial obligations don't disappear with them. Any bills or debts in their name, including property taxes on jointly owned real estate, become the responsibility of their estate and surviving spouse to settle.\"}),/*#__PURE__*/e(\"p\",{children:\"If you don't remove your deceased spouse's name from the deed, you may continue to receive property tax bills and other notices addressed to them. This can create confusion and make it harder to stay on top of important payments and deadlines.\"}),/*#__PURE__*/t(\"p\",{children:[\"In some cases, failing to pay property taxes or other obligations related to the home can lead to serious consequences, like\",/*#__PURE__*/e(i,{href:\"https://www.law.cornell.edu/wex/lien#:~:text=A%20lien%20is%20a%20security,to%20the%20creditor%20is%20satisfied.\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" liens\"})}),\" or even foreclosure. As the surviving spouse, you'll be on the hook for any missed payments or penalties, even if the bills are still coming in your deceased spouse's name.\"]}),/*#__PURE__*/e(\"p\",{children:\"Removing your spouse from the deed helps streamline financial matters and ensures all obligations related to the property are clearly in your control. You'll receive bills and notices directly, making it easier to stay organized and avoid missed payments.\"}),/*#__PURE__*/e(\"p\",{children:\"It's also a good idea to notify your mortgage lender, homeowners insurance company, and utility providers of your spouse's passing. Accounts should be updated to reflect your sole ownership. This prevents any interruptions in service or coverage.\"}),/*#__PURE__*/e(\"h2\",{children:\"How Trustworthy Can Help\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"987\",src:\"https://framerusercontent.com/images/Si6o8YOrKg7cwAnmJDQlseYSo0.png\",srcSet:\"https://framerusercontent.com/images/Si6o8YOrKg7cwAnmJDQlseYSo0.png?scale-down-to=512 512w,https://framerusercontent.com/images/Si6o8YOrKg7cwAnmJDQlseYSo0.png?scale-down-to=1024 1024w,https://framerusercontent.com/images/Si6o8YOrKg7cwAnmJDQlseYSo0.png?scale-down-to=2048 2048w,https://framerusercontent.com/images/Si6o8YOrKg7cwAnmJDQlseYSo0.png 3104w\",style:{aspectRatio:\"3104 / 1974\"},width:\"1552\"}),/*#__PURE__*/t(\"p\",{children:[\"Trustworthy\u2019s \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/security\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"secure digital storage platform\"})}),\" is designed to help simplify the process and keep you organized. You can:\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Safely store and access important documents like property deeds, affidavits, and your spouse's will.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Share access with co-executors, legal professionals, and others assisting with the estate.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Set reminders to help stay on track with deadlines and required actions.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Get helpful checklists and guidance for navigating key processes.\"})})}),/*#__PURE__*/e(\"p\",{children:\"By relying on Trustworthy, you can eliminate the stress and confusion of locating critical paperwork when it's needed most. We're here to provide security and peace of mind so you can focus on honoring your spouse's memory.\"}),/*#__PURE__*/e(\"h2\",{children:\"FAQs\"}),/*#__PURE__*/e(\"h3\",{children:\"How long can a house remain in a deceased person's name?\"}),/*#__PURE__*/e(\"p\",{children:\"This varies by state, ranging from a few months to a year or two. It's best to initiate the process of removing the deceased spouse from the deed promptly to avoid complications.\"}),/*#__PURE__*/e(\"h3\",{children:\"Is removing a deceased spouse from the deed the same as removing them from the mortgage?\"}),/*#__PURE__*/e(\"p\",{children:\"Obtaining a new deed is separate from updating the mortgage on the property. If there is still a mortgage in place, you'll need to contact the lender separately to have your spouse's name removed from the loan. In some cases, you may need to refinance the mortgage into your name alone.\"})]});export const richText1=/*#__PURE__*/t(o.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:'As a surviving spouse, you may have questions about your rights and responsibilities regarding your deceased partner\\'s estate, including their will. One common question is, \"Can a spouse change a will after death?\"'}),/*#__PURE__*/e(\"p\",{children:\"We\u2019ll explain everything you need to know about whether or not changes can be made.\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"A will can only be changed while a person is still alive, so a surviving spouse cannot alter it.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"A will can be contested if the surviving spouse believes it\u2019s invalid or was created under questionable circumstances.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/t(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:[/*#__PURE__*/e(\"p\",{children:\"Keeping your estate plan updated can help ensure no one contests your will after you pass away. Trustworthy can help you keep all of your important documents organized.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})})]})]}),/*#__PURE__*/e(\"h2\",{children:\"Can a Spouse Change a Will After Death?\"}),/*#__PURE__*/e(\"img\",{alt:\"can a spouse change a will after death\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/L0VqhuuElygBymDJXTFHmWYWEaE.jpg\",srcSet:\"https://framerusercontent.com/images/L0VqhuuElygBymDJXTFHmWYWEaE.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/L0VqhuuElygBymDJXTFHmWYWEaE.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/t(\"p\",{children:[\"As \",/*#__PURE__*/e(i,{href:\"https://www.avvo.com/legal-answers/can-a-will-be-changed-after-death--659026.html\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Rudolf J. Karvay\"})}),\", a Probate Attorney in Garden City, NY, states:\"]}),/*#__PURE__*/e(\"p\",{children:'\\xa0\"No. A will cannot be changed after the testator dies. A person may only change his or her will while alive.\"'}),/*#__PURE__*/e(\"p\",{children:\"There are a few exceptions to this rule, but generally, the terms of a deceased person's will must be followed as closely as possible.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"This is true even if the surviving spouse disagrees with the will's contents or feels it\u2019s unfair.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:\"The Importance of Respecting the Deceased's Wishes\"}),/*#__PURE__*/e(\"p\",{children:\"The inability to change a will after death highlights the importance of respecting the deceased's wishes and intentions.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"A will represents a person's final instructions for how they want their legacy to be carried out.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"The surviving spouse and other family members are responsible for honoring those wishes to the best of their abilities.\"}),/*#__PURE__*/e(\"p\",{children:\"Attempting to change a will goes against the deceased's desires and can lead to legal challenges and disputes among heirs. This can be costly, time-consuming, and emotionally draining for all parties involved. Plus, they may damage family relationships beyond repair.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"The surviving spouse must approach the situation with a commitment to upholding their late partner's wishes, even if they don't align with their own preferences.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:\"Exceptions and Special Circumstances\"}),/*#__PURE__*/e(\"img\",{alt:\"exceptions and special circumstances\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/5uui3L0VTm0rgGbJQzKaFiZiyU.jpg\",srcSet:\"https://framerusercontent.com/images/5uui3L0VTm0rgGbJQzKaFiZiyU.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/5uui3L0VTm0rgGbJQzKaFiZiyU.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"A spouse generally cannot change a will after the death of their partner.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"However, a few notable exceptions and special circumstances may allow for some modifications or challenges to the document.\"}),/*#__PURE__*/e(\"h3\",{children:\"Contesting a Will\"}),/*#__PURE__*/e(\"p\",{children:\"If a surviving spouse believes their deceased partner's will is invalid or was created under questionable circumstances, they may choose to contest the will in court.\"}),/*#__PURE__*/e(\"p\",{children:\"Some common grounds for contesting a will include:\"}),/*#__PURE__*/t(\"ol\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Lack of understanding\"}),\": The person was not of sound mind when they created the will due to illness, dementia, or other cognitive impairments.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Undue influence\"}),\": Someone pressured or manipulated them into making specific provisions in the will against their true wishes.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Fraud or forgery\"}),\": The will was created or signed under fraudulent circumstances, or the signature was forged.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Improper execution\"}),\": The will does not meet the legal requirements in the state, such as not having the proper number of witnesses or not being signed.\"]})})]}),/*#__PURE__*/e(\"p\",{children:\"If a will is successfully contested, the court may declare it invalid and distribute the deceased's assets according to the state's laws or a previous valid will, if one exists.\"}),/*#__PURE__*/e(\"p\",{children:\"Contesting a will can be a lengthy, expensive, and emotionally draining process with no guarantee of success.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"It can also create lasting rifts among family members. It should only be considered as a last resort if there are genuine concerns about the will\u2019s validity.\"}),/*#__PURE__*/e(\"h3\",{children:\"Spousal Elective Share\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Some states have laws allowing a surviving spouse to claim a portion of the deceased's estate, even if the will leaves them less than this amount or nothing at all. This is known as the \\\"\"}),/*#__PURE__*/e(i,{href:\"https://www.law.cornell.edu/wex/spousal_share\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:/*#__PURE__*/e(\"strong\",{children:\"spousal elective share\"})})}),/*#__PURE__*/e(\"strong\",{children:'\" or \"widow\\'s share.\"'})]}),/*#__PURE__*/e(\"p\",{children:\"The specific rules and percentages vary by state but typically range from one-third to one-half of the estate.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"In some cases, the surviving spouse may need to file a court petition to claim their share, while in others, it may be automatically granted.\"}),/*#__PURE__*/e(\"p\",{children:\"The spousal elective share ensures surviving spouses are not left without financial support if their deceased partner's will excludes them or leaves them a minimal amount.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"However, claiming the elective share may come with certain restrictions or obligations. These include waiving the right to inherit under the will or giving up other benefits.\"}),/*#__PURE__*/e(\"h3\",{children:\"Mutual Wills and Contracts\"}),/*#__PURE__*/e(\"p\",{children:\"In rare cases, spouses may have created mutual wills or agreed not to change their wills without the other's consent.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"This is most common in second marriages where each spouse wants to provide for their children from previous relationships.\"}),/*#__PURE__*/e(\"p\",{children:\"If a surviving spouse attempts to change a mutual will or breaches a contract not to change their will, the affected beneficiaries may have grounds to challenge the changes in court.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"However, proving the existence and validity of such agreements can be difficult. The outcome of these cases depends on the specific facts and circumstances.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:\"Why a Spouse Might Want to Change a Deceased Partner's Will\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/1caF7hyr4Kp6iXGic7lLv5YbPTA.jpg\",srcSet:\"https://framerusercontent.com/images/1caF7hyr4Kp6iXGic7lLv5YbPTA.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/1caF7hyr4Kp6iXGic7lLv5YbPTA.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"There are several reasons why a surviving spouse might wish to change or modify their deceased partner's will after their passing.\"}),/*#__PURE__*/e(\"h3\",{children:\"The Will Does Not Reflect the Deceased\u2019s Wishes\"}),/*#__PURE__*/e(\"p\",{children:\"One common situation is when the surviving spouse believes the will does not accurately reflect the deceased's wishes or intentions.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"For example, if the couple discussed making changes to their estate plan but the deceased passed away before updating their will, the surviving spouse may feel compelled to honor those wishes. They might seek to modify the will accordingly.\"}),/*#__PURE__*/e(\"h3\",{children:\"The Surviving Spouse Believes the Will Is Unfair\"}),/*#__PURE__*/e(\"p\",{children:\"Another scenario is when the surviving spouse feels the will treats them unfairly or does not adequately provide for their needs. This can be particularly challenging if the couple has a strained relationship or if there are children from previous marriages involved.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"In some cases, the surviving spouse may believe they deserve a larger share of the estate. Or, they think certain assets should be passed directly to them instead of being distributed among other beneficiaries.\"}),/*#__PURE__*/e(\"h3\",{children:\"Circumstances Have Changed\"}),/*#__PURE__*/e(\"p\",{children:\"A surviving spouse might also seek to change the will if circumstances have changed since the document was created. For instance, if one of the beneficiaries named in the will has passed away, the surviving spouse may wish to redirect their inheritance to other family members or charities.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Similarly, if the deceased's estate has grown or shrunk in value, the surviving spouse may feel the original distribution plan no longer makes sense.\"}),/*#__PURE__*/e(\"p\",{children:\"In some cases, the surviving spouse may simply disagree with the choices made in the will. This can be especially true if the couple had different philosophies about money, family, or charitable giving. The surviving spouse may seek to change the will to reflect their own vision of how assets should be allocated.\"}),/*#__PURE__*/e(\"p\",{children:\"A surviving spouse may have strong feelings or opinions about their deceased partner's will. However, they are generally not permitted to change or rewrite the document after the fact. Any modifications to the will must typically go through formal legal channels.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:\"Updating Your Own Estate Plan\"}),/*#__PURE__*/e(\"p\",{children:\"The death of a spouse is a significant life event and should prompt you to review and update your own estate plan. This includes your will and beneficiary designations on life insurance policies, retirement accounts, and other assets.\"}),/*#__PURE__*/e(\"p\",{children:\"Some key considerations for updating your estate plan after the loss of a spouse include:\"}),/*#__PURE__*/t(\"ol\",{children:[/*#__PURE__*/t(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:[/*#__PURE__*/e(\"p\",{children:\"Naming a new executor or trustee to manage your estate\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})})]}),/*#__PURE__*/t(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:[/*#__PURE__*/e(\"p\",{children:\"Updating beneficiaries to reflect your current wishes and family situation\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})})]}),/*#__PURE__*/t(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:[/*#__PURE__*/e(\"p\",{children:\"Making provisions for the care of minor children or dependents\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})})]}),/*#__PURE__*/t(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:[/*#__PURE__*/e(\"p\",{children:\"Reviewing and updating healthcare directives and powers of attorney\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})})]}),/*#__PURE__*/t(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:[/*#__PURE__*/e(\"p\",{children:\"Ensuring your assets are titled properly and will pass to your intended beneficiaries\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})})]}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Considering the tax implications of your estate plan and making any necessary adjustments\"})})]}),/*#__PURE__*/e(\"p\",{children:\"Working with an experienced estate planning attorney can help ensure your plan is comprehensive, legally valid, and reflective of your unique needs and goals.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:\"The Importance of Proper Document Storage and Organization\"}),/*#__PURE__*/e(\"img\",{alt:\"the importance of proper document storage and organization\",className:\"framer-image\",height:\"340\",src:\"https://framerusercontent.com/images/Gb0nvaWlluUSW44gDBYJDikR8.webp\",srcSet:\"https://framerusercontent.com/images/Gb0nvaWlluUSW44gDBYJDikR8.webp?scale-down-to=512 512w,https://framerusercontent.com/images/Gb0nvaWlluUSW44gDBYJDikR8.webp 1024w\",style:{aspectRatio:\"1024 / 681\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Dealing with a spouse's death and settling their estate involves a significant amount of paperwork and recordkeeping. From the will itself to financial statements, legal documents, and sentimental items, it's best to have a secure and organized system for storing and accessing these important materials.\"}),/*#__PURE__*/t(\"p\",{children:[\"This is where \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Trustworthy\"})}),\" comes in. Our digital storage platform provides a safe, centralized hub for all your vital documents, making it easy to locate what you need when you need it. With Trustworthy, you can:\"]}),/*#__PURE__*/t(\"ol\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Securely store and organize your spouse's will, trust documents, and other estate planning materials\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Upload and categorize financial statements, account information, and legal records\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Share access with trusted family members, advisors, or professionals assisting with the estate settlement process\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Set reminders for important deadlines and tasks related to the estate's administration\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Access your documents from anywhere using our mobile app or web portal\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Ensure that your own estate plan is up to date and easily accessible to your loved ones if needed\"})})]}),/*#__PURE__*/e(\"p\",{children:\"By leveraging Trustworthy's platform, you can streamline the estate settlement process, and reduce stress and confusion. You also gain peace of mind, knowing your most important documents are protected and available when needed.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:\"Sign Up For Your Free Trial Today\"}),/*#__PURE__*/t(\"p\",{children:[\"By taking a proactive and informed approach to managing your spouse's estate and your own affairs, you can honor their legacy, protect your interests, and begin to build a new chapter in your life. With Trustworthy by your side, you'll have the tools and support to secure your most important documents and move on to the future with greater clarity and confidence. Sign up for your \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/pricing\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"free trial\"})}),\" today.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions\"}),/*#__PURE__*/e(\"h3\",{children:\"What happens if a deceased spouse's will is found to be invalid?\"}),/*#__PURE__*/e(\"p\",{children:\"If a will is successfully contested and found invalid, the deceased's assets will typically be distributed according to the state's laws or a previous valid will.\"}),/*#__PURE__*/e(\"h3\",{children:\"How long does a surviving spouse have to contest a will?\"}),/*#__PURE__*/e(\"p\",{children:\"The time limit for contesting a will varies by state but generally ranges from a few months to a few years after the will is admitted to probate.\"}),/*#__PURE__*/e(\"h3\",{children:\"What should a surviving spouse do if they can't locate their deceased partner's will?\"}),/*#__PURE__*/e(\"p\",{children:\"If a will cannot be found, the surviving spouse should check with the deceased's attorney, the probate court, or any known safe deposit boxes. If no will is discovered, the estate will likely be settled according to state laws.\"})]});export const richText2=/*#__PURE__*/t(o.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"If you\u2019re a divorcee, you may wonder if you can claim your ex-spouse\u2019s property after their death. The answer depends on several factors, including the terms of the divorce settlement and the deceased\u2019s will.\"}),/*#__PURE__*/e(\"p\",{children:\"We'll explore a divorced spouse's rights to their ex's property and provide guidance on handling this complex legal landscape. We'll also discuss how Trustworthy can help you organize important documents and maintain clear records to simplify the process.\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"A divorced spouse's right to claim their ex's property after death largely depends on the divorce settlement agreement.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"If the deceased ex-spouse left a valid will, the terms of the will generally override any previous divorce agreements.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"It\u2019s important to protect your rights by keeping organized records of your divorce settlement, wills, trusts, and property deeds.\\xa0\\xa0\"})})}),/*#__PURE__*/e(\"h2\",{children:\"Understanding Divorce Settlement Agreements\"}),/*#__PURE__*/e(\"img\",{alt:\"understanding divorce settlement agreements\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/CqJQHHycNs8mHJdpRMo6S3ykNc.jpg\",srcSet:\"https://framerusercontent.com/images/CqJQHHycNs8mHJdpRMo6S3ykNc.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/CqJQHHycNs8mHJdpRMo6S3ykNc.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"This divorce settlement outlines how assets and property will be divided between the former spouses and includes provisions for what happens in the event of either party's death.\"}),/*#__PURE__*/e(\"p\",{children:\"For example, a divorce settlement might specify that each spouse keeps their own separate property. The agreement may also stipulate that certain jointly-owned assets, like a family home or bank account, will be sold and the proceeds divided equally.\"}),/*#__PURE__*/e(\"p\",{children:\"If the divorce settlement includes clear instructions for what happens to property after one spouse dies, those terms will generally be upheld as long as they don't conflict with other legal documents or state laws. However, if the agreement is silent on this issue or the ex-spouses never finalized a formal divorce settlement, the division of property after death can become more complicated.\"}),/*#__PURE__*/e(\"p\",{children:\"It's important to note that divorce doesn't automatically nullify any existing wills or beneficiary designations. If your ex-spouse named you as a beneficiary and never updated it after the divorce, you might still be entitled to those assets.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"The Impact of Wills on a Divorced Spouse's Inheritance Rights\"}),/*#__PURE__*/e(\"img\",{alt:\"the impact of wills on a divorced spouse's inheritance rights\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/1NorqKiOjBVGX0kTGcwNE0eQ.jpg\",srcSet:\"https://framerusercontent.com/images/1NorqKiOjBVGX0kTGcwNE0eQ.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/1NorqKiOjBVGX0kTGcwNE0eQ.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"The terms of a valid will typically take precedence over any previous divorce agreements when it comes to the distribution of their assets. In other words, if your ex-spouse's will explicitly states certain property should go to someone else, those wishes are typically carried out, regardless of what your divorce settlement says.\"}),/*#__PURE__*/e(\"p\",{children:\"However, there are some exceptions to this rule. In most states, if you and your ex-spouse divorced after they created the will, any provisions leaving property to you are automatically revoked. So, even if your ex never updated their will after the divorce, you likely wouldn't be entitled to any assets left to you in the outdated document.\"}),/*#__PURE__*/e(\"p\",{children:\"It's also worth noting some states have laws in place to protect the inheritance rights of a divorced spouse. For example, a few states allow a divorced spouse to claim a share of their ex's estate if they were financially dependent on them at the time of their death. This is the case even if the will doesn't include any provisions for the ex-spouse.\"}),/*#__PURE__*/e(\"p\",{children:\"If you're unsure about your rights to your deceased ex-spouse's property under the terms of their will, it's best to consult with an experienced estate attorney. They can help you understand the specific laws in your state and advise you on the best course of action.\"}),/*#__PURE__*/e(\"h2\",{children:\"Protecting Your Rights Through Proper Documentation\"}),/*#__PURE__*/e(\"img\",{alt:\"protecting your rights through proper documentation\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/ILgiCRldXeCxO3c4z1T9Ns5mQPc.jpg\",srcSet:\"https://framerusercontent.com/images/ILgiCRldXeCxO3c4z1T9Ns5mQPc.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/ILgiCRldXeCxO3c4z1T9Ns5mQPc.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"The legal landscape of divorce and inheritance can be challenging. However, there are steps you can take to protect your rights and simplify the process.\"}),/*#__PURE__*/e(\"p\",{children:\"One of the most important things you can do is keep clear, organized records of all relevant documents, including:\"}),/*#__PURE__*/e(\"h3\",{children:\"Divorce Settlement Agreements\"}),/*#__PURE__*/e(\"p\",{children:\"This document is crucial in determining a divorced spouse's rights to their ex's property after death. It specifies what each party is entitled to and what happens to jointly-owned assets.\"}),/*#__PURE__*/e(\"p\",{children:\"When reviewing an agreement, look for provisions addressing the distribution of property in the event of either spouse's death. Some may state that each spouse's separate property will remain theirs. However, others might require that certain assets be sold and the proceeds be divided.\"}),/*#__PURE__*/e(\"p\",{children:\"Keep in mind that divorce settlement agreements are not always the final word on inheritance rights. If the deceased ex-spouse left a valid will conflicting with the terms of the divorce agreement, the will may take precedence.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"To protect your rights, keep a copy of your divorce settlement agreement in a secure, easily accessible place. \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Trustworthy\"})}),\" can provide a digital vault for storing this important document, along with any other relevant records related to your divorce and estate plan. With the platform\u2019s sharing features, you can grant permission to others to access the document as well.\"]}),/*#__PURE__*/e(\"h3\",{children:\"Wills and Trusts\"}),/*#__PURE__*/e(\"p\",{children:\"If your ex-spouse left a valid will, it will typically supersede the terms of your divorce settlement agreement.\"}),/*#__PURE__*/e(\"p\",{children:\"However, it's important to note divorce can impact the validity of certain provisions in a will. In most states, any gifts made to an ex-spouse in a will are automatically revoked upon divorce unless the document specifically states otherwise. For example, even if your ex-spouse's will named you as a beneficiary, you may not be entitled to those assets if the will was created before your divorce.\"}),/*#__PURE__*/e(\"p\",{children:\"Trusts can also affect the distribution of an ex-spouse's property after death. If your ex-spouse had a living trust, the terms will determine who inherits those assets, regardless of the divorce settlement agreement.\"}),/*#__PURE__*/e(\"h3\",{children:\"Property Deeds and Titles\"}),/*#__PURE__*/e(\"p\",{children:\"When a divorced spouse dies, the distribution of any jointly-owned property will depend on how the property was titled and the terms of the divorce settlement agreement.\"}),/*#__PURE__*/t(\"p\",{children:[\"For example, if you and your ex-spouse \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/does-right-of-survivorship-trump-a-will\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"owned a home together as joint tenants with rights of survivorship\"})}),\", you automatically inherit their share of the property after their death. This is regardless of the terms of the divorce agreement or any will they may have left.\"]}),/*#__PURE__*/e(\"p\",{children:\"On the other hand, if the property was titled as tenants in common or was solely owned by your ex-spouse, the distribution of the property is governed by the terms of their will.\"}),/*#__PURE__*/t(\"p\",{children:[\"It's important to review any property deeds and titles you shared with your ex-spouse and understand how they impact your inheritance rights. Keeping copies of these documents in a secure, \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/features\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"easily accessible place like Trustworthy\"})}),\" can help streamline the legal process after your ex-spouse's death.\"]}),/*#__PURE__*/e(\"h3\",{children:\"Beneficiary Designations for Life Insurance Policies, Retirement Accounts, and Other Assets\"}),/*#__PURE__*/e(\"p\",{children:\"Beneficiary designations on life insurance policies, retirement accounts, and other assets can also impact a divorced spouse's inheritance rights. These designations determine who will receive the assets in the event of the account holder's death, regardless of the terms of a will or divorce settlement agreement.\"}),/*#__PURE__*/t(\"p\",{children:[\"It's not uncommon for people to forget to update their beneficiary designations after a divorce, which can lead to unintended consequences. If your ex-spouse named you as the beneficiary on their life insurance policy or\",/*#__PURE__*/e(i,{href:\"https://www.irs.gov/retirement-plans/401k-plans#:~:text=A%20401(k)%20is%20a,except%20for%20designated%20Roth%20deferrals).\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" 401(k)\"})}),\" and never updated it after your divorce, you could still be entitled to those assets after their death.\"]}),/*#__PURE__*/t(\"p\",{children:[\"As a New York estate planning attorney, \",/*#__PURE__*/e(i,{href:\"https://www.cnbc.com/2022/01/09/ex-spouses-can-inherit-your-money-and-other-estate-planning-mistakes.html\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Martin M. Shenkman\"})}),', explains: \"The only exception where an ex-spouse could perhaps be on the receiving end of your money when you die is if you neglect to change your beneficiaries under a retirement plan.\"']}),/*#__PURE__*/e(\"p\",{children:\"To avoid any confusion or disputes, review and update your own beneficiary designations after a divorce. Communicate any changes to your ex-spouse and any relevant financial institutions. Keeping clear records of these designations can also help ensure that your wishes are carried out after your death.\"}),/*#__PURE__*/e(\"h3\",{children:\"Financial Statements and Account Information\"}),/*#__PURE__*/e(\"p\",{children:\"Having access to accurate financial statements and account information is important. This includes bank statements, investment account statements, tax returns, and any other documents that provide a clear picture of the deceased's assets and liabilities.\"}),/*#__PURE__*/e(\"p\",{children:\"These documents can help you understand what assets are available for distribution. They also highlight any debts or obligations that may need to be settled before the inheritance can be passed on. They can also be used to verify the accuracy of the divorce settlement agreement and ensure financial provisions are being followed.\"}),/*#__PURE__*/t(\"p\",{children:[\"Keeping organized records of all financial statements and account information related to your divorce and your ex-spouse's estate can make the legal process much smoother and less stressful. Trustworthy provides a \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/security\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"secure, centralized platform\"})}),\" for storing and organizing these important documents, making it easy to access them when needed.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions\"}),/*#__PURE__*/e(\"h3\",{children:\"How does a divorce settlement agreement affect a divorced spouse's inheritance rights?\"}),/*#__PURE__*/e(\"p\",{children:\"The divorce settlement agreement outlines how assets and property will be divided between the former spouses. If it includes clear instructions for what happens to property after one spouse dies, those terms will generally be upheld as long as they don't conflict with other legal documents or state laws.\"}),/*#__PURE__*/e(\"h3\",{children:\"What if there is no will?\"}),/*#__PURE__*/e(\"p\",{children:\"If the ex-spouse passed away without leaving a valid will, the distribution of their assets is governed by the state's intestacy laws. In most states, a divorced spouse is not considered an heir under intestacy laws and is not entitled to any of their ex's property.\"}),/*#__PURE__*/e(\"h3\",{children:\"Can divorce impact the validity of certain provisions in a will?\"}),/*#__PURE__*/e(\"p\",{children:\"Yes, in most states, any gifts or bequests made to an ex-spouse in a will are automatically revoked upon divorce unless the document specifically states otherwise.\"}),/*#__PURE__*/e(\"h3\",{children:\"What documents should a divorced spouse keep to protect their inheritance rights?\"}),/*#__PURE__*/e(\"p\",{children:\"Important documents include the divorce settlement agreement, wills and trusts, property deeds and titles, beneficiary designations for life insurance policies and retirement accounts, and financial statements and account information.\"})]});export const richText3=/*#__PURE__*/t(o.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Whether you\u2019re a veteran or you know somebody close to you who is, navigating the world of VA benefits is complicated enough without throwing Social Security benefits into the mix. One question many people often ask is whether you can receive VA disability benefits as well as Social Security.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"In this guide, we will help you navigate the world of VA disability benefits. We\u2019ll explain Social Security, eligibility requirements, how Social Security is expedited for veterans, and how to apply for these benefits.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\\xa0\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"Veterans who currently receive VA disability benefits may also receive Social Security benefits.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"The VA will provide coverage for an eligible disability if it is service-connected.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"The SSA will provide benefits if you are unable to work or will have a disability for at least 12 months\\xa0\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"Eligibility for Disability Benefits Under VA and Social Security\"}),/*#__PURE__*/e(\"img\",{alt:\"eligibility for disability benefits under va and social security\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/ffnFzWNJ8VpeK3bNfEL5goIBtXI.jpg\",srcSet:\"https://framerusercontent.com/images/ffnFzWNJ8VpeK3bNfEL5goIBtXI.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/ffnFzWNJ8VpeK3bNfEL5goIBtXI.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"To receive benefits, you must first meet the VA and Social Security eligibility requirements.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"VA Disability Requirements\"}),/*#__PURE__*/e(\"p\",{children:\"To qualify for VA disability benefits, you must fall into one of two categories: service-connected disability or non-service-connected disability. In the first category, if your disability happened or was caused during active service, you will be covered. This also includes a disability that arose after active service but is related to that service. An example of this is Post-Traumatic Stress Disorder (PTSD) caused by active service.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"For non-connected service-related disabilities, veterans will need to meet special requirements set by the VA, including being a veteran of wartime service, being permanently disabled or over 65, or in financial need.\"}),/*#__PURE__*/e(\"h3\",{children:\"Social Security Disability Requirements\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"The SSA has two eligibility requirements veterans will need to meet to be able to use the benefits:\\xa0\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"The ability to work at a substantial gainful level is limited due to a physical or mental condition.\\xa0\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"The condition has lasted at least 12 months, is expected to last at least 12 months, or is expected to end in death.\\xa0\"})})]}),/*#__PURE__*/e(\"p\",{children:\"To receive these benefits, you must prove to the SSA that you cannot work at a substantial level. This usually requires medical assessments and doctor motivation.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Here are some additional documents you need on the social security application:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"An Application for VA Benefits:\"}),\" The SSA requires you to provide evidence that you have applied for VA benefits to be eligible for SSDI. However, this does not mean that if you are ineligible for SSDI, you will also be ineligible for VA benefits. \",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"The Length of the Disability:\"}),\" The SSA will also consider how long you\u2019ve had the disability to determine if you are eligible for benefits. Unlike the VA benefits, the SSA requires your disability to be expected to last for at least 12 months or will likely end in death. \",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Age, Education, and Work History:\"}),\" Your age, education, and work history also determine whether you are eligible for Social Security benefits. For example, you need to have worked for a certain number of years and paid enough Social Security \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/handle-taxes-mid-year-divorce\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"taxes\"})}),\" during that time to qualify. For the SSDI, you must be 65 years and older to be eligible for monetary benefits for food, housing, and clothing.\\xa0\\xa0\"]})})]}),/*#__PURE__*/e(\"h2\",{children:\"Can a Veteran Get VA Disability and Social Security Disability?\"}),/*#__PURE__*/e(\"img\",{alt:\"can a veteran get va disability and social security disability\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/jQIu518ZSihxlCo2nTanpkqfZfA.jpg\",srcSet:\"https://framerusercontent.com/images/jQIu518ZSihxlCo2nTanpkqfZfA.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/jQIu518ZSihxlCo2nTanpkqfZfA.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/t(\"p\",{children:[\"Many people assume if you receive VA disability benefits, you cannot collect Social Security Disability Insurance (SSDI). However, this is untrue. \",/*#__PURE__*/e(\"strong\",{children:\"Veterans who currently receive VA disability benefits may also receive SSDI.\"})]}),/*#__PURE__*/e(\"p\",{children:\"To receive these benefits, veterans first have to meet the definition of \u201Cdisability\u201D outlined by the VA and Social Security.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"According to the \",/*#__PURE__*/e(i,{href:\"https://www.va.gov/HOMELESS/ssvf/docs/Connecting_Veterans_to_Social_Security_Disability_Benefits_Sept2014.pdf\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"VA\"})}),\", eligible disabilities for which they will provide benefits are divided into two categories: service-connected and non-service-connected.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"A service-connected disability is \u201Cincurred or aggravated by their military service.\u201D A non-service-connected disability means the disability did not occur during active service. The VA will still provide benefits, but they may be limited.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"The Social Security Administration (SSA) differs in its definition of disability. The veteran's military service history is not used. The SSA defines a disability as someone who has \u201Ca physical or mental health condition resulting in functional impairments that limit his or her ability to work at a substantial gainful level.\u201D\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"So, just because you can get VA disability and Social Security benefits, does this mean it is a good idea? Because neither is affected by the other, getting both benefits means you increase your monthly benefits. Not using both resources means leaving benefits on the table for waste. Both programs offer benefits based on different criteria.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"For example, the SSDI will provide coverage if the disability prevents the applicant's ability to work, whereas the VA does not. The SSDI does not use age, education, and work history to determine the amount offered, but the VA does.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"One of the biggest differences is that the VA does not provide coverage for partial or limited disability. They follow an all-or-nothing approach, but the SSDI does not. SSDI may provide veterans with better medical coverage if the VA cannot. So, having both benefits can help fill the gaps between them.\\xa0\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"Using a family operating system like \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Trustworthy\"})}),\", you can keep track of what benefits you are owed and what you have already used. Trustworthy has an easy-to-use file system that allows you to share access with family members and other people who need to access your documents.\\xa0\\xa0\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Related\"}),\": \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/veteran-benefit-eligibility\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Veteran Benefit Eligibility: Understanding Denials and Exclusions\"})})]})})}),/*#__PURE__*/e(\"h2\",{children:\"Does Applying to VA Disability Affect the Decision for Social Security?\"}),/*#__PURE__*/e(\"img\",{alt:\"does applying to va disability affect the decision for social security\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/5kNHz5wlzkMglcutQlGDLDNGA.jpg\",srcSet:\"https://framerusercontent.com/images/5kNHz5wlzkMglcutQlGDLDNGA.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/5kNHz5wlzkMglcutQlGDLDNGA.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"The great thing about VA disability and Social Security benefits is they do not affect each other. SSDI does not count the money you receive from the VA as income, nor does the VA. This means you can receive both of them simultaneously, and if you apply for one, it will not affect the other's decision.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"However, you should know you cannot apply for these benefits together. You must apply for them separately because they are two completely different programs run by different departments. This also means there will be different waiting periods between the two.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"When you apply for these benefits, use Trustworthy to easily access documents like important medical information when needed. Trustworthy\u2019s helpful money tabs can also help you keep track of your benefits.\"}),/*#__PURE__*/e(\"h2\",{children:\"Social Security Expedited Processing for Veterans\"}),/*#__PURE__*/e(\"p\",{children:\"While the VA honors veterans and their spouses by providing them with benefits, the wait to process a claim is notoriously long, with an average of 158 days to complete. For some, this wait can be the difference between having money for a roof over their head or being out on the streets. To help with this, the SSA has an expedited process for veterans' disability claims.\\xa0\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(i,{href:\"https://www.youtube.com/watch?v=-_jCSLYbMgM\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Melissa Lanouette\"})}),\", an attorney at Jeffrey Glassman, says:\"]}),/*#__PURE__*/e(\"p\",{children:\"\u201CWhen you file your initial claim, it\u2019ll be processed more quickly than a typical claim, and as you go up in the levels (disability rating), you\u2019re entitled to faster processing, particularly at the appeals council. So, instead of waiting a year plus, it can be a matter of weeks to get a decision.\u201D\"}),/*#__PURE__*/t(\"p\",{children:[\"The VA has a disability rating on a severity scale of 100, which increases in 10% increments. This is done via the VA Schedule for Rating Disabilities (\",/*#__PURE__*/e(i,{href:\"https://www.benefits.va.gov/WARMS/bookc.asp\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"VASRD\"})}),\"), which is a combination of diagnostic codes. The more severe your disability is, the higher your rating will be. The higher your rating is, the more benefits you will be eligible for. To qualify for the 100% rating, you need to have one disability rating higher than 60% or two disabilities with a combined score of 70%.\\xa0\\xa0\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"The SSA also offers this expedited process for wounded soldiers. This includes veterans who received mental or physical injuries that resulted in a disability while on active duty after October 1, 2001.\"}),/*#__PURE__*/e(\"p\",{children:\"To take advantage of this process, you will need to present the SSA with a VA notification letter to verify your VA rating. The time it takes to process your claim depends on the nature of your disability and the evidence you have submitted.\\xa0\\xa0\\xa0\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"How to Apply to VA Disability & Social Security\"}),/*#__PURE__*/e(\"img\",{alt:\"how to apply to va disability & social security\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/f9hZbhQNuhH73alas2wWoAK6P7s.jpg\",srcSet:\"https://framerusercontent.com/images/f9hZbhQNuhH73alas2wWoAK6P7s.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/f9hZbhQNuhH73alas2wWoAK6P7s.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/t(\"p\",{children:[\"Applying for VA disability benefits and Social Security disability benefits is straightforward if you do it online, have collected all your necessary documents, and are prepared to wait. Use \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Trustworthy\"})}),\" to store your application papers and other important medical information in a safe location.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:\"How to Apply for VA Benefits\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"You can apply for the disability benefits in person at your nearest VA office, through the mail, or \",/*#__PURE__*/e(i,{href:\"https://www.va.gov/disability/how-to-file-claim/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"online\"})}),\", which is the best option. You\u2019ll start by filling out the entire claim form and submitting the relevant supporting documents, such as your VA medical records, hospital records, private records, and supporting statements.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"You don\u2019t need to provide any other evidence during this process when submitting your claim unless you are scheduled for a claim exam. After you file the application, be prepared to wait at least six months for the outcome of your disability.\\xa0\\xa0\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"How to Apply for Social Security\"}),/*#__PURE__*/e(\"p\",{children:\"To apply for SSDI, you can do it online or by scheduling an appointment with your nearest office. During the application, you will need to provide all information regarding your medical conditions, financial information, career information, and education.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"If you apply in person, this will all be done through a \",/*#__PURE__*/e(i,{href:\"https://www.ssa.gov/disability/Documents/Adult%20Disability%20Starter%20Kit%20Checklist.pdf\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"disability interview.\"})}),\" Once approved, there is a five-month waiting period before benefits kick in.\\xa0\\xa0\"]}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions \"}),/*#__PURE__*/e(\"h3\",{children:\"Can you get SSDI for PTSD?\"}),/*#__PURE__*/e(\"p\",{children:\"Yes, if your PTSD prevents you from gainful employment or daily activities, you will qualify for SSDI.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Can you get SSDI for PTSD and anxiety?\"}),/*#__PURE__*/e(\"p\",{children:\"If the anxiety is a symptom of PTSD, then yes, it is possible for you to get SSDI.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"How do I get 100 disability from the VA?\"}),/*#__PURE__*/e(\"p\",{children:\"You can only get a 100 disability rating if you are completely disabled and cannot work due to your condition.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Why is it so hard to get 100 percent VA disability?\"}),/*#__PURE__*/e(\"p\",{children:\"Because of the way the VA calculates its ratings, having just one service-connected disability makes it difficult to get from 80% to 100%.\\xa0\\xa0\\xa0\\xa0\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"What is the easiest way to get a VA disability?\"}),/*#__PURE__*/e(\"p\",{children:\"Tinnitus, a medical condition that causes loud ringing in the ears, is the easiest way to get a VA disability.\\xa0\"})]});export const richText4=/*#__PURE__*/t(o.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Veterans are eligible for various benefits based on their service history. These benefits honor their service to the country and streamline their transition into civilian life.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Unfortunately, they\u2019re not always easy to claim. Understanding the causes of denials and exclusions is the first step to ensuring your claim doesn\u2019t land the same fate. We\u2019ll explain basic veteran benefits eligibility requirements, reasons some veterans may not qualify, and steps you can take before submitting your claim to ensure you receive your VA benefits.\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"The US Department of Veteran Affairs (VA) offers benefits covering healthcare, education, disability, and nearly every facet of life to ensure veterans have the support they need.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"Eligibility for VA benefits depends on the applicant\u2019s veteran and discharge status, nature of active duty, and the duration of service.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Some veterans are denied benefits due to insufficient or inaccurate documentation, dishonorable discharge, and outstanding felonies.\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"Veteran Benefits Eligibility Requirements\"}),/*#__PURE__*/e(\"img\",{alt:\"veteran benefits eligibility requirements\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/XOz6n2YwaYZUQQfNDyQDhVDd1oc.jpg\",srcSet:\"https://framerusercontent.com/images/XOz6n2YwaYZUQQfNDyQDhVDd1oc.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/XOz6n2YwaYZUQQfNDyQDhVDd1oc.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"The VA administers benefits to veterans and their dependents. These benefits range from monthly stipends for disabled vets and housing assistance to healthcare and education. As a result, eligibility requirements differ widely from one program to another.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Nonetheless, there are basic VA benefits eligibility requirements veterans must meet across all programs, including:\"}),/*#__PURE__*/e(\"h3\",{children:\"Veteran Status\"}),/*#__PURE__*/e(\"p\",{children:\"To qualify for VA benefits, you must be a veteran or a veteran\u2019s survivor. A veteran, as outlined by statute, is any individual who served in the active military, naval, or air service and received a discharge under conditions other than dishonorable.\"}),/*#__PURE__*/e(\"p\",{children:\"This might sound obvious, but it\u2019s an important factor to consider during claims. Some civilian groups and members of the National Guard or Reserves often qualify as veterans due to specific criteria in their service. For instance, a member of the National Guard qualifies as a veteran and is eligible for VA benefits if they were enlisted on federal active duty for at least 180 days or served their post for two decades. On the other hand, civilians qualify for the same if they serve as commissioned officers for the military.\"}),/*#__PURE__*/e(\"h3\",{children:\"Discharge Criteria\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(i,{href:\"https://sgp.fas.org/crs/misc/R43928.pdf\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Military service discharges\"})}),\" come in five categories:\"]}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Honorable discharge\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"General discharge\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Undesirable discharge\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Bad conduct discharge\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Dishonorable discharge\"})})]}),/*#__PURE__*/e(\"p\",{children:\"To qualify for VA benefits, an individual must be discharged from service under conditions other than dishonorable. Veterans discharged under categories other than the last one typically qualify for VA benefits.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"However, only veterans released from service under honorable and general discharges enjoy a smooth sailing claims process.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Those discharged under undesirable or bad conduct discharge are often subjected to a special \u201Ccharacter of service determination\u201D review. During this process, the VA appraises their entire enlistment period to assess the quality of service they delivered and determine whether it\u2019s sufficient to qualify them for benefits.\"}),/*#__PURE__*/e(\"h3\",{children:\"Length of Active Duty\"}),/*#__PURE__*/t(\"p\",{children:[\"Before September 8, 1980, anyone who served in the military qualified for VA benefits regardless of how short their stint may have been. However, any individual enlisted after this date must now serve actively for\",/*#__PURE__*/e(i,{href:\"https://www.benefits.va.gov/BENEFITS/benefits-summary/SummaryofVANationalGuardandReserve.pdf\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" a minimum of 24 months\"})}),\" to qualify for benefits and even be considered a veteran.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"The only exception to this requirement is if the individual is disabled as a result of a service-connected endeavor during their service.\"}),/*#__PURE__*/e(\"h3\",{children:\"Nature of Military Service\"}),/*#__PURE__*/e(\"p\",{children:\"The nature of your military service also influences your eligibility for VA benefits. Typically, all military services fall into two categories: wartime and peacetime service.\"}),/*#__PURE__*/t(\"p\",{children:[\"Wartime service refers to periods of military service during which the U.S. is engaged in a declared conflict specified by Congress. Veterans who served during this period for 90 consecutive days or more are usually eligible for extensive VA benefits, including pension\",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/funeral-planning-timeline\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" and funeral benefits\"})}),\".\"]}),/*#__PURE__*/e(\"p\",{children:\"Peacetime military service occurs when the U.S. isn\u2019t engaged in a declared war or conflict. Veterans serving during these periods are also often eligible for benefits, but the scope is typically limited.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Related\"}),\": \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/navigating-dual-benefits\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Navigating Dual Benefits: VA Disability and Social Security\"})})]})})}),/*#__PURE__*/e(\"h2\",{children:\"Why Do Some Veterans Not Get Benefits?\"}),/*#__PURE__*/e(\"img\",{alt:\"why do some veterans not get benefits\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/O1ZZH6G0Y0NXbolGp9iLBELvvtc.jpg\",srcSet:\"https://framerusercontent.com/images/O1ZZH6G0Y0NXbolGp9iLBELvvtc.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/O1ZZH6G0Y0NXbolGp9iLBELvvtc.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"There are a variety of reasons that some veterans do not get benefits, some of which are preventable. Let\u2019s check out key reasons some veterans do not get benefits:\"}),/*#__PURE__*/e(\"h3\",{children:\"Insufficient Documentation\"}),/*#__PURE__*/e(\"p\",{children:\"Although a veteran is generally any individual who served in the Army, Navy, or Air Force, some members of the National Guard, Reserve, or even the civilian population may sometimes qualify as veterans.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"As a result of these disparities, the VA usually vets anyone applying for benefits to determine if they\u2019re actually a veteran. For this vetting, the VA primarily relies on military department service documents such as:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"DD Form 214:\"}),\" This provides information about a veteran\u2019s military service, including their dates of service, discharge status, and awards received\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Medical records\"}),\": Veterans claiming benefits related to healthcare, for instance, the disability pension, are required to provide medical records as proof of their service-connected disabilities or injuries\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Dependency documents\"}),\": Veterans or their survivors claiming dependent benefits such as indemnity compensation need to provide documentation such as birth, marriage, and death certificates to prove dependency\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Power of attorney\"}),\" \",/*#__PURE__*/e(\"strong\",{children:\"(POA) or representative designation\"}),\": Veterans who wish to hire an attorney or any other individual to act on their behalf in VA matters must usually submit a POA form\\xa0\"]})})]}),/*#__PURE__*/e(\"p\",{children:\"Some veterans or their dependents often fail to provide adequate documentation to prove their claims, resulting in the denial of benefits. For instance, veterans claiming disability pensions are often required to submit their diagnosis records and documents highlighting the functional impact of their disability on their daily activities.\"}),/*#__PURE__*/e(\"p\",{children:\"Unfortunately, most veterans claiming disability pensions often submit medical diagnosis records but fail to provide the latter. This usually results in a zero percent disability rating, which translates to non-monetary benefits!\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Missing or Downplaying the C&P Exam\"}),/*#__PURE__*/e(\"p\",{children:\"The VA requires veterans seeking disability benefits or pensions to sit for the Compensation and Pension exam. This exam helps prove whether the claimant\u2019s disability or injury is service-connected. Missing this exam often results in a loss of benefits.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Additionally, even if you do go to your C&P exam, if you play symptoms down, you may not be eligible for certain benefits you\u2019re entitled to.\"}),/*#__PURE__*/e(\"h3\",{children:\"Willful Misconduct\"}),/*#__PURE__*/e(\"p\",{children:\"A veteran\u2019s conduct during enlistment also impacts their eligibility for VA benefits, especially when applying for disability or health benefits.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"If the VA determines that the disability, injury, or health condition you\u2019re claiming benefits for resulted from knowingly engaging in prohibited actions or disregarding their consequences, you will not receive compensation. Examples of willful misconduct include deliberately abusing alcohol or drugs despite being aware of the potential consequences.\"}),/*#__PURE__*/e(\"h3\",{children:\"Bad or Dishonorable Discharge\"}),/*#__PURE__*/e(\"p\",{children:\"Another common reason some veterans don\u2019t get benefits is due to a bad or dishonorable discharge status. Veterans with a bad conduct discharge usually remain eligible for VA healthcare services and non-service-connected pension benefits but may be limited in other benefits. Veterans with a dishonorable discharge on the other hand aren\u2019t automatically disqualified, but they\u2019re generally not eligible for most VA benefits.\"}),/*#__PURE__*/e(\"h3\",{children:\"Outstanding Felonies\"}),/*#__PURE__*/e(\"p\",{children:\"Veterans may have been discharged honorably, but if they have an outstanding felony, they will be automatically disqualified and lose out on benefits.\"}),/*#__PURE__*/e(\"h3\",{children:\"Claiming When It\u2019s Too Late\"}),/*#__PURE__*/t(\"p\",{children:[\"Certain VA benefits are time-sensitive, depending on the application stage. For instance, veterans filing their original disability claim are typically required to\",/*#__PURE__*/e(i,{href:\"https://www.va.gov/disability/how-to-file-claim/when-to-file/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" file within 90-180 days\"})}),\" before discharge. While they can always claim after discharge, the post-service claim process is usually complex and lengthy. Even more strict deadlines apply for VA benefit appeals or supplemental claims. Sadly, most veterans are usually unaware of these deadlines, resulting in the denial of benefits.\"]}),/*#__PURE__*/t(\"p\",{children:[\"Familiarize yourself with the VA benefits claim process to ensure you don\u2019t miss out on these deadlines. Also, keep your military paperwork organized and accessible with \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Trustworthy\"})}),\" to ensure the timely submission of your applications, appeals, and other required documentation.\"]}),/*#__PURE__*/e(\"h3\",{children:\"Confusion Over Employment\"}),/*#__PURE__*/e(\"p\",{children:\"Certain VA benefits usually feature income and asset limits. For instance, the VA usually imposes income and net-worth limits on pension benefits.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"The department also prohibits employment under the Total Disability Individual Unemployability program. These limits ensure only veterans in dire need of assistance get the aid they need. However, they can lead to confusion, causing some veterans to refrain from claiming benefits. As a consequence, they miss out on potentially life-changing support.\\xa0\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Lack of Knowledge\"}),/*#__PURE__*/e(\"p\",{children:\"The VA offers a long list of benefits veterans can use to address individual issues without touching their monthly compensation.\"}),/*#__PURE__*/e(\"p\",{children:\"For instance, under the Specially Adapted Housing (SAH) grant, veterans with specific disabilities can qualify for grants that help offset the cost of purchasing a home tailored to accommodate their disability.\"}),/*#__PURE__*/t(\"p\",{children:[\"The VA also offers the Special Home Adaptation (SHA) grant, which covers the cost of adapting a disabled veteran\u2019s home to suit their needs. Despite the clear perks offered through these programs, most veterans have no idea they exist. In fact,\",/*#__PURE__*/e(i,{href:\"https://www.allsup.com/newsroom/allsup-survey-finds-at-least-4-in-10-veterans-have-service-related-disability-but-less-than-one-third-file-va-disability-claims\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" 48% of veterans\"})}),\" don\u2019t understand their benefit options, which ultimately ends with them not getting the benefits they deserve.\"]}),/*#__PURE__*/e(\"h2\",{children:\"What Can You Do If You Want to Get VA Benefits?\"}),/*#__PURE__*/e(\"img\",{alt:\"what can you do if you want to get va benefits\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/buaqSuNKitpi0LlwWYrrz0zcs.jpg\",srcSet:\"https://framerusercontent.com/images/buaqSuNKitpi0LlwWYrrz0zcs.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/buaqSuNKitpi0LlwWYrrz0zcs.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Planning to claim your VA benefits soon? Here are steps you can take to ensure you don\u2019t miss out on your rightful benefits:\"}),/*#__PURE__*/e(\"h3\",{children:\"Master the Intricacies of the VA Benefits Claims Process\"}),/*#__PURE__*/e(\"p\",{children:\"Claiming VA benefits should be a straightforward process, but unfortunately, it\u2019s not. Familiarizing yourself with the various procedures is the key to ensuring you enjoy a seamless claims process. Check out the following resources to master the intricacies of the VA benefits claims process:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(i,{href:\"https://www.va.gov/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:/*#__PURE__*/e(\"strong\",{children:\"VA Government\"})})}),/*#__PURE__*/e(\"strong\",{children:\": \"}),\"This is the official VA department website. It features articles, step-by-step guides, and all the resources you may need to learn about the VA benefits claims process. You can even find a VA location via the website.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(i,{href:\"https://www.ebenefits.va.gov/ebenefits/homepage\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:/*#__PURE__*/e(\"strong\",{children:\"eBenefits\"})})}),/*#__PURE__*/e(\"strong\",{children:\":\"}),\" This website covers all things VA compensation.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(i,{href:\"https://www.goiam.org/departments/headquarters/veteran-services/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:/*#__PURE__*/e(\"strong\",{children:\"IAM Veterans Services Program\"})})}),/*#__PURE__*/e(\"strong\",{children:\": \"}),\"It helps veterans with the application process for VA benefits and compensation.\"]})})]}),/*#__PURE__*/e(\"h3\",{children:\"Organize and Secure Your Paperwork\"}),/*#__PURE__*/e(\"p\",{children:\"The VA deals with a large number of claims daily. As a result, lacking even a single document or submitting the wrong one can delay your claim for months or deny it altogether. Therefore, if you are a veteran or a dependent of one, ensuring you have all your paperwork in line before submitting a claim is essential.\"}),/*#__PURE__*/t(\"p\",{children:[\"While physical filing is a good way to keep the documents secure, they remain susceptible to physical damage and loss. Consider using Trustworthy to secure and organize your military service documents.\",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" Trustworthy is a digital storage system\"})}),\" designed to organize and manage important documents securely.\"]}),/*#__PURE__*/e(\"p\",{children:\"Furthermore, you can add and control permissions. This allows you control over who has access to what and means you can add your attorney and dependents to your Trustworthy account, ensuring their access to your military service documents for benefit claims even after your passing.\"}),/*#__PURE__*/e(\"h3\",{children:\"Show Up & Be Truthful at Your C&P Exam\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(i,{href:\"https://www.youtube.com/watch?v=ouhK8EYIqzM\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Clay Simms\"})}),\", a US Marine Corps veteran and the creator of TheCivDiv says:\"]}),/*#__PURE__*/e(\"p\",{children:\"\u201CDo not hold anything back\u2026 I always recommend veterans to be open, be honest, and be vulnerable. If you\u2019re asked how you\u2019re doing today, if you\u2019re feeling down, let the examiner know. If you\u2019re depressed, talk about it. This is your chance to tell the VA exactly what is going on in your life.\u201D\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Holding anything back or downplaying symptoms is one of the biggest mistakes you can make. Being vulnerable and fully open for just this short period of time can allow you to get all the benefits you deserve.\"}),/*#__PURE__*/e(\"h3\",{children:\"Get an Attorney to Help You\"}),/*#__PURE__*/e(\"p\",{children:\"Whether you\u2019re filing for disability, education, or health claims, one thing is certain: the process is complex and lengthy due to the number of applications the VA has to handle.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Because of this, you should consider hiring a veteran attorney to help you out. They\u2019re familiar with the intricacies of VA benefits claims and will offer personal attention to your case, ensuring the best outcomes. Also, should your claim be denied, they know just the steps to take to appeal your case successfully.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"So, hiring an attorney to advocate for you is among the best decisions you\u2019ll make when claiming VA benefits. Add them to your\",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" Trustworthy account\"})}),\" to provide them with seamless access to all your military service documents.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions\"}),/*#__PURE__*/e(\"h3\",{children:\"How do I know if I qualify for VA benefits?\"}),/*#__PURE__*/e(\"p\",{children:\"If you served in active duty in the military, naval, or air forces and were discharged under honorable conditions, you qualify for VA benefits. However, if you\u2019re unsure of the specific benefits you qualify for, contact your local VA representative or consult an attorney specializing in VA matters.\"}),/*#__PURE__*/e(\"h3\",{children:\"What should I do if my VA benefits claim is denied?\"}),/*#__PURE__*/e(\"p\",{children:\"If you believe your claim was wrongfully denied, you should file for a Notice of Disagreement with the US Department of Veterans Affairs to initiate the formal appeal process. Use Trustworthy to organize all relevant and additional documents, from medical records to statements from service members, to ensure seamless retrieval should the VA request them.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Can I receive VA benefits if my income exceeds certain thresholds?\"}),/*#__PURE__*/e(\"p\",{children:\"Yes. Although some VA benefits, such as need-based pensions, are subject to income and asset limits, most don\u2019t have strict income requirements.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"For instance, regardless of income level, healthcare and education benefits are usually available to veterans. Ultimately, whether or not you receive the benefits depends on the VA benefits program in question.\"}),/*#__PURE__*/e(\"h3\",{children:\"How long does it take to receive VA benefits after filing a claim?\"}),/*#__PURE__*/e(\"p\",{children:\"It depends on the type of benefit you\u2019re applying for, the complexity of your claim, and the current workload at the VA office handling your claim. However, the average time is 158 days.\"}),/*#__PURE__*/e(\"h3\",{children:\"Do I need a disability advocate to apply for VA benefits?\"}),/*#__PURE__*/e(\"p\",{children:\"No, a disability advocate is not a prerequisite when applying for VA benefits. However, hiring one may be a good idea, as they are trained and experienced in navigating the VA benefits system and will help you understand all the benefits you\u2019re eligible for to maximize your support.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"What types of documentation do I need to support my VA benefits claim?\"}),/*#__PURE__*/e(\"p\",{children:\"Common documentation needed for VA benefits claims includes the DD Form 214 or an equivalent for National Guard or Reserve service. You also need medical evaluations, diagnosis and treatment plans, service treatment records, and financial paperwork like bank statements and tax returns.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"If you\u2019re applying for your dependents, you may need to provide marriage, birth, or adoption certificates. Dependents applying for a deceased veteran\u2019s benefits are required to submit\",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/copy-of-death-certificate\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" a death certificate\"})}),\". Use Trustworthy to ensure all these documents are well-organized and easily accessed.\"]})]});export const richText5=/*#__PURE__*/t(o.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Filing taxes is not something anyone looks forward to. However, it\u2019s much easier to understand the deductions, credits, and other advantages you might get when you file with a tax professional every year.\"}),/*#__PURE__*/e(\"p\",{children:\"Some of these perks are available for single filers, who might have better options for saving money during tax season. Here\u2019s what single tax filers need to know before tax day rolls around.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Key Takeaways\"})}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"There are some top strategies for saving on taxes as a single person, including the use of health flex plans and smart retirement planning.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(14, 16, 26)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"Filing as a single person can be much simpler than any other filing status option.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/t(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:[/*#__PURE__*/e(\"p\",{children:\"You should always direct any questions about tax filing status to a tax professional. Proper advice ensures you stay in compliance with tax laws.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})})]})]}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"What Does It Mean to File As a Single Person?\"})}),/*#__PURE__*/e(\"img\",{alt:\"what does it mean to file as a single person\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/Sd1EEMJe4ykUiZCUm1vYPi0.jpg\",srcSet:\"https://framerusercontent.com/images/Sd1EEMJe4ykUiZCUm1vYPi0.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/Sd1EEMJe4ykUiZCUm1vYPi0.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Filing as a single person means you\u2019re unmarried and file taxes on your own income. To file as head of household, you must be unmarried and pay more than half the cost to maintain a home. Unmarried individuals who do not file as head of household can file under single status.\"}),/*#__PURE__*/e(\"p\",{children:\"A single filer includes people who are:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Unmarried\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Legally separated with a divorce\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Have a separate maintenance decree\"})})]}),/*#__PURE__*/e(\"p\",{children:\"If you\u2019re married but have not lived with your spouse for at least six months of the tax year, you\u2019re considered an unmarried head of household if you paid for more than half of the costs.\"}),/*#__PURE__*/e(\"p\",{children:\"Filing as a widower or head of household will often result in a lower tax bill than filing as a single filer. However, you can still lower your tax bill as a single filer.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"How to Save on Taxes As a Single Person\"})}),/*#__PURE__*/t(\"p\",{children:[\"You might have heard filing as a single person can cost you more in taxes. However, you might be surprised to learn how many \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/tax-strategies-for-high-income-earners\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"ways you can save on taxes\"})}),\" when filing as a single-payer.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:\"Start Using Your Health Flex Plan\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"If your employer offers medical reimbursement or a health flex plan, take full advantage of it. You can contribute up to $2,500 per year to a health savings plan.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"When you put the money into this plan, you avoid income and Social Security tax. You could save anywhere from 20% to 35% when you pull the money to pay for prescriptions, copays, and more.\"}),/*#__PURE__*/e(\"h3\",{children:\"Transfer Money To a Roth 401(k)\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"One of the big advantages of using a \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/self-direct-your-401k\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"401(k)\"})}),\" is you get a tax break when you put money into the account. You don't get that initial tax break if you put your money into a Roth 401(k). However, you do get tax-free withdrawals during retirement. This can be a significant advantage over the regular 401(k), where you can expect to be taxed in your top tax bracket when you withdraw it.\"]}),/*#__PURE__*/e(\"p\",{children:\"If you don\u2019t want to move the money to your current 401(k), open the Roth option and begin depositing money into it. This is a great way to diversify your money and prevent a major tax hit in the future.\"}),/*#__PURE__*/e(\"h3\",{children:\"Pay Taxes on Restricted Stock\"}),/*#__PURE__*/e(\"p\",{children:\"If your employer offers restricted stock options, you can make an 83(b) election. This means you pay tax immediately on the stock's value rather than waiting until it fully vests. You must make this choice within 30 days of being awarded the restricted stock.\"}),/*#__PURE__*/e(\"p\",{children:\"So, why would you go this route? You pay tax on the money at some point regardless. So paying the taxes in the beginning means you might pay much less than if you wait until it vests. The whole point of holding stock is to watch it grow, so pay taxes while the dividends are minimal.\"}),/*#__PURE__*/e(\"h3\",{children:\"Get Paid for Your Education\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"If you pay for your tuition, you might qualify for the Lifetime Learning Credit.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(i,{href:\"https://www.youtube.com/watch?v=uHdHhAsfu9s\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Corey Hulstein\"})}),\", a CPA and director of tax at Modern Wealth Management says:\"]}),/*#__PURE__*/e(\"p\",{children:\"\u201CThe lifetime learning credit is a college credit eligible through your tax return for any students going through post-secondary education\u2026\"}),/*#__PURE__*/e(\"p\",{children:\"The lifetime learning credit is based on $10,000 of qualifying education expenses, where you receive 20% of tax credits up to $2000 maximum\u2026\"}),/*#__PURE__*/e(\"p\",{children:\"The current phase-out ranges from $160,000 to $180,000 for a married filing joint couple. For a single taxpayer, this is going to be just $80,000 to $90,000. If you fall somewhere in between this range, the taxpayer will be eligible for a portion of this credit.\u201D\"}),/*#__PURE__*/e(\"h3\",{children:\"Claim Any Job-Hunting Expenses\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"If you\u2019re looking for a job in your usual line of work, you can deduct some job-hunting expenses, including traveling to interviews and the costs incurred.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"This might include food, lodging, and transportation. Though these are considered miscellaneous expenses when filing your taxes, a few interviews in far-flung areas can make a nice addition to your itemized deductions.\"}),/*#__PURE__*/e(\"h3\",{children:\"Keep Track of Moving Expenses for a New Job\"}),/*#__PURE__*/e(\"p\",{children:\"Did you get the job? Congratulations! If your new job is at least 50 miles away, you can deduct the cost of moving to a home closer to your new workplace. This includes the cost of moving yourself and your belongings, any hotels you stayed in during the move, the food you ate while unpacking, and more.\"}),/*#__PURE__*/e(\"p\",{children:\"Also, keep in mind you can deduct mileage if you use your own vehicle for the move. The mileage rate changes from year to year, but according to the Internal Revenue Service, it was 67 cents per mile in 2024.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Advantages of Filing Taxes As a Single Person\"})}),/*#__PURE__*/e(\"img\",{alt:\"advantages of filing taxes as a single person\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/Are5Luksq2MgFbdGn07QSaiVg3E.jpg\",srcSet:\"https://framerusercontent.com/images/Are5Luksq2MgFbdGn07QSaiVg3E.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/Are5Luksq2MgFbdGn07QSaiVg3E.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"There are many good reasons to file as a single person compared to other tax statuses. Whether you get to choose or not, here are some advantages:\"}),/*#__PURE__*/e(\"h3\",{children:\"The Tax Returns Are Easier\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"If you don\u2019t have much property or investments, your tax preparation could be so simple that you can easily do it independently. Once you qualify for more deductions or credits, it\u2019s time to hire a CPA or other tax professional. Even then, expect an easier return than if you were married and filing jointly.\"}),/*#__PURE__*/e(\"h3\",{children:\"Certain Deductions Are Easier To Get\"}),/*#__PURE__*/e(\"p\",{children:\"Tax deductions for single filers usually have a lower threshold to qualify, so you might be able to get advantages married filers can\u2019t. For example, a single person might find it easier to get certain medical and dental expenses deducted.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Those costs must exceed 7.5% of your adjusted gross income to qualify for the deduction. This is much easier for a single person, as they typically have a lower adjusted gross income than a couple filing together.\"}),/*#__PURE__*/e(\"p\",{children:\"If you\u2019re unmarried and have a dependent, remember you can file for head of household, which gives you a bigger standard deduction.\"}),/*#__PURE__*/e(\"h3\",{children:\"You Don\u2019t Owe Anyone Else\u2019s Taxes\"}),/*#__PURE__*/e(\"p\",{children:\"Did you know that in the United States, when you marry your spouse, you also marry their tax liability? If your spouse owes back taxes, they become your responsibility once you marry and file jointly. As long as you stay single, you aren\u2019t responsible for paying back anyone else\u2019s debt.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"The Importance of Involving a Tax Accountant\"})}),/*#__PURE__*/e(\"img\",{alt:\"the importance of involving a tax accountant\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/oyJW0o5KHwBALTKJK78wDgHuR98.jpg\",srcSet:\"https://framerusercontent.com/images/oyJW0o5KHwBALTKJK78wDgHuR98.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/oyJW0o5KHwBALTKJK78wDgHuR98.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"There are many good reasons to hire a tax accountant. A professional can save you time, as they already know the ins and outs of tax law. They can also save you money by finding deductions, credits, and other opportunities to leave more money in your pocket.\"}),/*#__PURE__*/e(\"p\",{children:\"The biggest benefit is peace of mind. When a tax professional handles your taxes, they walk you through the return and answer any questions.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"They also stand by their work. If they make an error that results in you owing more money to the IRS, many have policies to pay for that error so you don\u2019t have to.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})}),/*#__PURE__*/e(\"h2\",{children:/*#__PURE__*/e(\"strong\",{children:\"Frequently Asked Questions (FAQs)\"})}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"How can a single person save on taxes in the USA?\"})}),/*#__PURE__*/e(\"p\",{children:\"Be careful to withhold enough to cover taxes during the year, file on time, and contribute to accounts that lower your tax liability (such as a retirement plan). Another good way a single person can save on taxes is by planning carefully with a tax professional. They can walk you through the tax implications of changing jobs, buying your first home, and more.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"What is the difference between single and married filing separately?\"})}),/*#__PURE__*/e(\"p\",{children:\"Filing as a single person means you do not have a spouse. When you\u2019re married and filing separately, you have a spouse but choose to file separate tax returns for various reasons.\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/filing-taxes-as-a-married-couple-living-separately\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Married filing separately\"})}),\" is often used by those who are married but don\u2019t want to be responsible for issues their spouse might have with the IRS.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"It might also make sense to file separately if one spouse has a significant medical expense, and the deduction would be greater if they chose to file separately. Some choose to file separately if they believe their spouse is hiding money and they don\u2019t want to be responsible for any fallout from their choices.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"Can I still claim tax deductions and credits if I'm single and don't have dependents?\"})}),/*#__PURE__*/t(\"p\",{children:[\"According to \",/*#__PURE__*/e(i,{href:\"https://www.youtube.com/watch?v=Vt8r42a85ZI\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Mark Steber\"})}),\", Chief Tax Information Officer at Jackson Hewitt Tax Services:\"]}),/*#__PURE__*/e(\"p\",{children:\"\u201CThe EITC is what is referred to as a refundable credit. This means the IRS adds the total amount of the EITC you\u2019re eligible for to your tax refund. The federal Earned Income Tax Credit amount changes each year\u2026 The amount you get is based on income and family size. In fact, if you qualify, you could get $600 if you have no children, about $4,000 if you have one child, about $6,600 if you have two, or just over $7,400 if you have three or more children.\u201D\"}),/*#__PURE__*/e(\"p\",{children:\"Keep in mind that $560 is the maximum you can earn if you are single with no children.\"}),/*#__PURE__*/e(\"p\",{children:\"You might be eligible for the Earned Income Tax Credit if you meet all of these requirements:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"You meet the basic qualifications for the EITC.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"You live in the United States for over half of the tax year.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"No one else claimed you as a qualifying child on their tax return.\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"You are between the ages of 25 and 65.\"})})]}),/*#__PURE__*/e(\"p\",{children:\"If all of these apply to you, talk to your tax professional about getting the credits you deserve.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"How can I maximize my retirement savings as a single person to reduce taxes?\"})}),/*#__PURE__*/e(\"p\",{children:\"Every financial situation is unique, so your retirement option should reflect your needs, wants, and plans for the future.\"}),/*#__PURE__*/e(\"p\",{children:\"Some tried-and-true ways to enhance your retirement savings include taking advantage of your employer's 401(k) matching program. But other points might be harder to spot. That\u2019s why it\u2019s so important to talk to a tax professional when filing taxes and consult a financial advisor on which retirement options are the best for you.\"}),/*#__PURE__*/e(\"h3\",{children:/*#__PURE__*/e(\"strong\",{children:\"What are some common tax deductions and credits that single individuals often overlook?\"})}),/*#__PURE__*/e(\"p\",{children:\"Those who file taxes on their own might miss some credits that could put money back into their pocket. The costs of owning a home, some medical expenses, and charitable contributions can all give you a tax break. Some gambling losses and student loan interest might also be helpful for your bottom line.\"}),/*#__PURE__*/e(\"p\",{children:\"Have your taxes prepared by a professional accountant to ensure you don\u2019t miss any deductions or credits.\"})]});export const richText6=/*#__PURE__*/t(o.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Being the spouse of a veteran comes with some sacrifice while your partner is away from home on duty. But did you know you\u2019re entitled to support through veteran spouse benefits?\"}),/*#__PURE__*/e(\"p\",{children:\"As a veteran spouse, you\u2019ll become acquainted with the U.S. Department of Veterans Affairs (VA) and will need to know how to navigate VA benefits. This guide will explore what benefits you\u2019re eligible for and how to apply for them.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\\xa0\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"The U.S. Department of Veterans Affairs has a number of benefits spouses are entitled to.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"Three factors must be considered for spouses to be eligible for VA benefits: marital status, health status, and veteran service. \",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Spouses have access to health benefits, education benefits, and pension benefits.\\xa0\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"Does the Wife of a Veteran Get Benefits?\"}),/*#__PURE__*/e(\"img\",{alt:\"does the wife of a veteran get benefits\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/dOsy3erHDQcbqpos4CoKna3npU.jpg\",srcSet:\"https://framerusercontent.com/images/dOsy3erHDQcbqpos4CoKna3npU.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/dOsy3erHDQcbqpos4CoKna3npU.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Veterans\u2019 spouses spend a lot of their emotional well-being and time supporting their partners, and to honor this, the U.S. Department of Veterans Affairs has many benefits they\u2019re entitled to.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"These benefits can range from assisting with medical care to the VA Aid and Attendance for Spouses program. This can provide financial aid for daily living activities to ensure a better quality of life.\\xa0\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Many people think spouses only have access to benefits once the veteran passes away, and that is incorrect. Spouses have access to certain benefits only after the passing of a veteran, such as the VA Survivor Pension benefit and the Dependency and Indemnity Compensation (DIC), but may be entitled to other forms of VA Aid before that, especially relating to disability compensation.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Other benefits spouses can get are health plans and programs for family members with special needs. There are also some educational and training benefits, home loan benefits, and counseling benefits during a veteran spouse\u2019s passing.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"Keep track of all the benefits you\u2019re entitled to as a veteran\u2019s spouse on a family operating system like \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Trustworthy\"})}),\". Trustworthy allows you to store all your important documents in a secure location and easily access them. The collaboration features make sharing access to family members or estate planning attorneys quick and secure.\\xa0\"]}),/*#__PURE__*/e(\"h2\",{children:\"Eligibility for Veteran\u2019s Spouse Benefits\"}),/*#__PURE__*/e(\"img\",{alt:\"eligibility for veteran\u2019s spouse benefits\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/b3yUzfWUIlMyt0ypAG14w0BPjrk.jpg\",srcSet:\"https://framerusercontent.com/images/b3yUzfWUIlMyt0ypAG14w0BPjrk.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/b3yUzfWUIlMyt0ypAG14w0BPjrk.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"In a perfect world, accessing these benefits should be quick and simple. However, there are some eligibility requirements you need to meet.\"}),/*#__PURE__*/e(\"h3\",{children:\"Marital Status\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"To qualify for many VA benefits, you must have been married to a veteran at some point. You also need to be currently married to use health care programs like TRICARE and education programs.\"}),/*#__PURE__*/t(\"p\",{children:[\"However, there are some instances where this is not enforced. \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/va-benefits-timeline\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"If the veteran dies\"})}),\", the surviving spouse will receive DIC payments, which include spouses who remarried before the ages of 55-57. For TRICARE, remarried spouses will have access to those benefits as long as they were previously married to the veteran for at least 20 years or the veteran had at least 20 years of service.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:\"Health Status\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"The VA Aid and Attendance benefits provide monetary assistance for help with daily living activities if the family member is disabled or has some other condition preventing them from being able to care for themselves. To be eligible for this benefit, you need to prove you need help performing daily activities, be bedridden, be in a \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/funding-hospice-care-in-nursing-homes\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"nursing home\"})}),\", or have limited eyesight.\"]}),/*#__PURE__*/e(\"h3\",{children:\"Veteran Service\"}),/*#__PURE__*/e(\"p\",{children:\"To be eligible for spousal benefits, your veteran spouse must have served for a certain amount of time in specific wartime periods. Their discharge status also matters.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"For example, some scholarship benefits spouses have access to are determined by the circumstances of the veteran's death. The Fry Scholarship only allows spouses access to this benefit if their spouse died during duty on or after September 11, 2001.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"You\u2019ll likely encounter lots of paperwork and applications you need to file to prove eligibility for these benefits. Stay on top of things by using Trustworthy to organize and store your documents in one secure location.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Veteran's Spouse Benefits List\"}),/*#__PURE__*/e(\"img\",{alt:\"veteran spouse benefits list\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/1HwwnRBwNWwsaiB42asuyUMUYiQ.jpg\",srcSet:\"https://framerusercontent.com/images/1HwwnRBwNWwsaiB42asuyUMUYiQ.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/1HwwnRBwNWwsaiB42asuyUMUYiQ.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"There are a lot of benefits spouses have access to, but it\u2019s a matter of knowing which ones and how to apply for them.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"VA Aid and Attendance for Spouses\"}),/*#__PURE__*/e(\"p\",{children:\"As discussed above, this type of benefit provides monetary assistance to help with performing daily living activities to remove the financial burden on veteran spouses. This type of benefit ultimately improves the quality of life.\\xa0\\xa0\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"TRICARE\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"TRICARE is a benefits program providing veteran spouses with health benefits, including health and dental plans. These benefits will assist with expenses associated with medical prescriptions and prescriptions for \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/estate-planning/estate-planning-for-a-special-needs-child\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"special needs\"})}),\" persons.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:\"Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA)\"}),/*#__PURE__*/e(\"p\",{children:\"For those who don't qualify, the VA offers spouses and children access to the Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA). These benefits cover inpatient and outpatient care, medical prescriptions, and supplies. Some co-payments will be applied.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Pharmacy Benefits\"}),/*#__PURE__*/e(\"p\",{children:\"As a veteran spouse, you can access pharmacy benefits covering the cost of prescriptions at your local pharmacy or the VA\u2019s Meds by Mail program.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Education Benefits\"}),/*#__PURE__*/e(\"p\",{children:\"The VA honors your support and sacrifice as a veteran spouse by giving you access to a number of different education benefits. These include:\\xa0\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Marine Gunnery Sergeant John David Fry Scholarship (Fry Scholarship)\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Survivors\u2019 and Dependents\u2019 Educational Assistance (DEA) program\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Employment help through programs like the Military Spouse Career Advancement Account (MyCAA)\"})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"G.I. Bill\"})})]}),/*#__PURE__*/e(\"p\",{children:\"In addition, some programs, like the Post-9/11 GI Bill, assist with tuition fees, general stipends, and even a housing allowance.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Dependency and Indemnity Compensation (DIC)\"}),/*#__PURE__*/e(\"p\",{children:\"Should your veteran spouse pass away during active duty, you can receive monthly payments from the Dependency and Indemnity Compensation (DIC) of around $1,612. This payment is tax-free.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Survivors Pension\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Widowed veteran spouses can access the survivor's pension, which is paid out monthly to lower-income spouses. Your Maximum Amount of Pension Payable (MAPR) determines the amount you get paid, so if it is less than $155,356, you can access this benefit.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"Suzette Graham, founder and CEO of \",/*#__PURE__*/e(i,{href:\"https://www.patriotangels.com/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Patriot Angels\"})}),\", explains:\"]}),/*#__PURE__*/e(\"p\",{children:\"\u201CThe MAPR is calculated on income versus medical expenses\u2026 The way you would calculate the MAPR is liquid assets \u2014 assets that can be turned into cash \u2014 plus income after you have subtracted medical expenses.\u201D\"}),/*#__PURE__*/e(\"h3\",{children:\"Home Loan Guaranty and Home Adaptation Grants\"}),/*#__PURE__*/e(\"p\",{children:\"Surviving spouses also have access to a VA-backed home loan and VA-backed mortgage, which come with lower monthly repayments. You can get loans for home improvements, building, and repairs. If you need to build ramps for wheelchair access or other aids, these benefits will help cover the cost.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Burial Benefits and Memorial Items\"}),/*#__PURE__*/e(\"p\",{children:\"It\u2019s a traumatic time when a loved one passes away. Finding money for burial costs is added stress you don\u2019t need. The VA provides benefits to help with the costs of a veteran burial, a headstone, and the gravesite. They also assist in planning a memorial service.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Keep a list of these benefits in a secure location like Trustworthy so you can access them easily when the time comes.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"How to Apply for Veteran\u2019s Spouse Benefits\"}),/*#__PURE__*/e(\"img\",{alt:\"how to apply for veteran\u2019s spouse benefits\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/wJqZR8z60jCEzuwIz59meNtjwQ.jpg\",srcSet:\"https://framerusercontent.com/images/wJqZR8z60jCEzuwIz59meNtjwQ.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/wJqZR8z60jCEzuwIz59meNtjwQ.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Now that you know what benefits you can access as a veteran spouse, you need to know how to apply for them. You must be patient during this process, as the VA is not known for its speed.\"}),/*#__PURE__*/e(\"h3\",{children:\"File the Claim\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"To start the process, you must file the claim with the VA. This can be done \",/*#__PURE__*/e(i,{href:\"https://www.benefits.va.gov/BENEFITS/Applying.asp\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"online\"})}),\", by mail, or in person at your nearest office. Before you submit the claim, you need to correctly fill out the application for DIC, survivor's pension, and accrued benefits.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Include all supporting documents, such as evidence (if claiming health benefits), your spouse's veteran details, and supporting statements from the relevant people.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Claim Received Notification\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"After you submit the claim, you will receive a notification from the VA saying they have received your application. Online submissions have instant notifications, and if you submit via mail, your notification could take at least one week if there are no delays.\\xa0\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"The Claim Is Reviewed\"}),/*#__PURE__*/e(\"p\",{children:\"At this stage in the process, you have nothing else to do but wait for the VA to do its job. During this time, they will review your application, gather their own evidence, and review the evidence you provided.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Receive Your Claim Packet\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Once your claim has been decided, your claim packet, which includes the details of the decision, will be sent to you through the U.S. mail. This process can take 7 to 10 business days.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions \"}),/*#__PURE__*/e(\"h3\",{children:\"What is the most common 100% VA disability?\"}),/*#__PURE__*/e(\"p\",{children:\"The most common 100% approved VA disability is one caused by a loss of body parts.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"What is the most approved VA disability?\"}),/*#__PURE__*/e(\"p\",{children:\"The most commonly approved VA disability claims are for Tinnitus, an ear condition commonly experienced by soldiers on active duty.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"What is the easiest VA claim to win?\"}),/*#__PURE__*/e(\"p\",{children:\"The easiest VA claim to win is the condition of Tinnitus.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"What is a VA surviving spouse?\"}),/*#__PURE__*/e(\"p\",{children:\"A VA surviving spouse is the spouse of a veteran who has died during active duty or service-related activities.\"})]});export const richText7=/*#__PURE__*/t(o.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"The Department of Veterans Affairs (VA) can reduce or stop disability payments to veterans who have a service-related disability. So, what happens when you receive a notice of re-evaluation in the mail or your disability payments are reduced or stopped entirely?\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"This guide will help you understand potential reasons why disability payment changes occur. We\u2019ll also explain the re-evaluation process for your disability status and what to do if the VA determines your benefits should be reduced or discontinued.\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"The VA must have a very clear and compelling reason to change your disability rating, such as significant improvements in your condition.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"After 20 years, your VA disability rating becomes permanent unless the VA is found to have committed fraud or made a mistake.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"Typically, fraud, dishonorable discharge, or the fact that you did not complete the required service are the only reasons why the VA can discontinue disability payments.\"})})]}),/*#__PURE__*/e(\"h2\",{children:\"When the VA Might Stop Disability Payments\"}),/*#__PURE__*/e(\"img\",{alt:\"can the va stop disability payments\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/U0Wt88ktbduHs6mfoixkv5pgLs.jpg\",srcSet:\"https://framerusercontent.com/images/U0Wt88ktbduHs6mfoixkv5pgLs.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/U0Wt88ktbduHs6mfoixkv5pgLs.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/t(\"p\",{children:[\"The \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/va-benefits-timeline\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"VA might stop disability payments\"})}),\" in some cases. However, several things must happen before they can reduce or end your disability payments.\"]}),/*#__PURE__*/t(\"p\",{children:[\"The VA can\",/*#__PURE__*/e(\"strong\",{children:\" \"}),\"stop your disability payments if it discovers:\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You obtained those benefits through fraud.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You were dishonorably discharged.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You didn\u2019t complete the required service to qualify for benefits.\"})})}),/*#__PURE__*/e(\"p\",{children:\"If the VA granted you benefits but you had a disqualifying discharge type or didn\u2019t meet the service requirements, it\u2019s considered a \u201Cclear and unmistakable error\u201D on the VA's part. However, even though the VA made the mistake, they can still stop your disability payments.\"}),/*#__PURE__*/e(\"p\",{children:\"The VA might reduce your rating if the following apply:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You do not have a protected rate.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"There is a significant improvement in your disability.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"That improvement allows you to function better in your life and work.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The re-examination report is thorough and covers all bases.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The re-examination included a thorough review of your entire medical history related to the disability.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"You do not show up to the re-examination after it is scheduled.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"If you go to jail, the VA may reduce your benefits temporarily.\"})})}),/*#__PURE__*/e(\"h2\",{children:\"What Are Protected Benefit Rates?\"}),/*#__PURE__*/e(\"img\",{alt:\"veterans with protected benefit rates \",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/wJqZR8z60jCEzuwIz59meNtjwQ.jpg\",srcSet:\"https://framerusercontent.com/images/wJqZR8z60jCEzuwIz59meNtjwQ.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/wJqZR8z60jCEzuwIz59meNtjwQ.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Veterans with protected benefit rates will receive the most protection in their disability payments. These rates make it very difficult for the VA to reduce a veteran\u2019s disability rating even if they must undergo medical re-examination.\"}),/*#__PURE__*/e(\"p\",{children:\"Here\u2019s how protected rates work:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"If your rating has been in effect for five years or more, the VA can only reduce it if your condition is consistently improving. They must believe your improvement is not temporary.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"If your rating has been in effect for 20 years or more, the VA can only reduce it if it is found to be based on fraud. That\u2019s a very high bar to reach, so those with a rating for two decades or more will likely keep it.\"})})}),/*#__PURE__*/e(\"p\",{children:\"When the VA evaluates your rating, it looks to see if your condition has improved. A small improvement is not enough. The re-examination report must show clear mental or physical improvement. Without that, the VA cannot reduce your rating.\"}),/*#__PURE__*/e(\"p\",{children:\"If you\u2019re concerned about your rating being reduced by the VA and losing your benefits, you can get a private physician (someone not affiliated with the VA) to examine you and make their own determination on your disability status. A report from this physician can bolster your case if the VA tries to cut your disability payments.\"}),/*#__PURE__*/t(\"p\",{children:[\"Keep all reports from the VA and your private physicians on\",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/features\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" Trustworthy\"})}),\" so you can access them quickly if you must dispute a disability rating reduction.\"]}),/*#__PURE__*/e(\"p\",{children:\"It\u2019s important to remember that even if your condition has significantly improved, you might still keep your protected rating if you are unable to work due to a disability related to your service. If you have what the VA terms \u201Cindividual unemployability,\u201D you will receive a 100% rating.\"}),/*#__PURE__*/t(\"p\",{children:[\"Keep in mind when a service member dies, their \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/when-someone-dies/stop-va-benefits-when-someone-dies\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"disability payments stop upon their death\"})}),\". However, the VA might not know of the death in a timely manner, and that\u2019s why the family of the veteran must inform the VA.\\xa0\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Related\"}),\": \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/veteran-death\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Veteran Death: Essential Actions and Checklist for Next of Kin\"})})]})})}),/*#__PURE__*/e(\"h2\",{children:\"Steps the VA Would Take to Remove Your Disability Rating\"}),/*#__PURE__*/e(\"img\",{alt:\"what the va must do to take away your disability rating\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/S2at0YmSXNWPzByB6LNQ2ruV5Ik.jpg\",srcSet:\"https://framerusercontent.com/images/S2at0YmSXNWPzByB6LNQ2ruV5Ik.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/S2at0YmSXNWPzByB6LNQ2ruV5Ik.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"To take away the disability rating of someone who doesn\u2019t have a protected rating, the VA must first do a few very specific things:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"They must send you a notice of the re-examination. This will come with the paperwork you must complete in your response.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"They must inform you of your option to have a hearing on the matter.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"They will schedule an examination to determine if your rating is still valid.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/e(\"p\",{children:\"You must attend that examination. If you can\u2019t make that meeting, you can reschedule within a reasonable time period. If you don\u2019t attend, the VA can stop or reduce your payments until you do.\"})})]}),/*#__PURE__*/e(\"p\",{children:\"To reduce or remove your rating, the VA must find new evidence that your condition has improved since the rating was assigned. If you receive benefits based on being unable to work due to your service-connected disability, they could be reduced or withdrawn altogether if you are able to obtain and maintain employment for 12 months.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Related\"}),\": \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/veteran-benefit-eligibility\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"VA Benefit Eligibility: Understanding Denials and Exclusions\"})})]})})}),/*#__PURE__*/e(\"h2\",{children:\"When the VA Cannot Stop Disability Payments\"}),/*#__PURE__*/e(\"img\",{alt:\"when the va cannot stop disability payments\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/heBQxWTcWwIPEcbLphChJZ0c.jpg\",srcSet:\"https://framerusercontent.com/images/heBQxWTcWwIPEcbLphChJZ0c.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/heBQxWTcWwIPEcbLphChJZ0c.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Your disability payments for a service-related condition might not be permanent. However, if the condition itself is permanent and you have a 100% disabled rating, they cannot stop your disability payments.\"}),/*#__PURE__*/e(\"p\",{children:\"The VA cannot take away your disability payments if you:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Have lived with a service-connected condition for at least a decade.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Have a disability that is considered permanent.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Have a condition that has not improved for 20 years or more.\"})})}),/*#__PURE__*/e(\"p\",{children:\"If your condition is expected to improve with time, you might be evaluated again within two to five years after the initial examination that determined your level of disability. During that examination, the VA will determine if your rating is still appropriate for your condition.\"}),/*#__PURE__*/e(\"h2\",{children:\"What to Do if Your VA Disability Payment Is Cut\"}),/*#__PURE__*/e(\"img\",{alt:\"what to do if va disability payment is reduced or stopped\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/K7IbyTVbTXZ8TEPJpYXYdnkXyk.jpg\",srcSet:\"https://framerusercontent.com/images/K7IbyTVbTXZ8TEPJpYXYdnkXyk.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/K7IbyTVbTXZ8TEPJpYXYdnkXyk.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"If the VA thinks it might be appropriate to decrease your benefits, you will undergo a re-evaluation. If it finds your condition has improved, it might reduce your rating. If this happens, you will receive a letter detailing what was decided and what your benefits will be moving forward.\"}),/*#__PURE__*/t(\"p\",{children:[\"To challenge the VA's assessment, you can file a \",/*#__PURE__*/e(i,{href:\"https://news.va.gov/33909/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"notice of disagreement\"})}),\". This begins the formal appeals process. You can appeal within one year of the date the VA mailed your reduction notification.\"]}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(i,{href:\"https://www.youtube.com/watch?v=fOVRgorPls4\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Casey Walker\"})}),\", an accredited VA attorney and founder at VA Disability Group PLLC, says:\"]}),/*#__PURE__*/e(\"p\",{children:\"\u201CThe notice of disagreement is saying, 'I want to appeal directly to a board of judges. I want my day in court,' so to speak. It\u2019s not uncommon for the BVA (Board of Veteran Appeals) judge to award a more favorable decision than the VA. Actually, it\u2019s usually the norm.\u201D\"}),/*#__PURE__*/e(\"p\",{children:\"Filling out the notice of disagreement form allows you to provide additional evidence for consideration, request a higher-level review of the original claim, or request a hearing in front of a judge.\"}),/*#__PURE__*/t(\"p\",{children:[\"This is where hiring an attorney and getting your own independent medical evaluation can be quite helpful. Statements from those close to you can also bolster your case. When you keep all of your important documents and records safe with\",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\" Trustworthy\"})}),\", you can easily find what you need to submit to convince the VA that your disability rating should not be reduced.\"]}),/*#__PURE__*/e(\"p\",{children:\"The appeals process takes between five months and one year. If the appeal restores your disability rating, you will receive the back pay of benefits that were stopped or offset during the dispute period. However, if the rating is not restored, you can appeal again.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Related\"}),\": \",/*#__PURE__*/e(i,{href:\"https://www.trustworthy.com/blog/navigating-dual-benefits\",motionChild:!0,nodeId:\"boctG_mk8\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(a.a,{children:\"Navigating Dual Benefits: VA Disability and Social Security\"})})]})})}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions \"}),/*#__PURE__*/e(\"h3\",{children:\"Can the VA take away total and permanent disability?\"}),/*#__PURE__*/e(\"p\",{children:\"The VA can withdraw your disability rating only under very limited circumstances. These include significant improvement in your condition, fraud, or a mistake the VA made in determining your service benefit period or your discharge status.\"}),/*#__PURE__*/e(\"h3\",{children:\"Is VA PTSD disability permanent?\"}),/*#__PURE__*/e(\"p\",{children:\"It can be a permanent disability. If re-evaluations find that your PTSD hasn\u2019t gotten better or has actually gotten worse, you might be given a 100% rating, which is considered a final rating.\"}),/*#__PURE__*/e(\"h3\",{children:\"How long until VA disability is permanent?\"}),/*#__PURE__*/e(\"p\",{children:\"If your condition hasn\u2019t improved within five years, it is generally assumed it is permanent. If the condition hasn\u2019t improved by the 20-year mark, it is considered permanent by the VA.\"}),/*#__PURE__*/e(\"h3\",{children:\"How often does the VA re-evaluate PTSD?\"}),/*#__PURE__*/e(\"p\",{children:\"After you are discharged, you will have a re-evaluation within six months. As with other disability ratings, the VA can re-evaluate PTSD within two to five years of the original diagnosis.\"}),/*#__PURE__*/e(\"h3\",{children:\"Is sleep apnea a permanent VA disability?\"}),/*#__PURE__*/e(\"p\",{children:\"Sleep apnea is not considered a permanent disability and can thus be re-evaluated at a later date. 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