{
  "version": 3,
  "sources": ["ssg:https://framerusercontent.com/modules/t3Sg0UixSXDaTy3QxK4A/uiI5tjiTUSIXwsuJoVpc/bk8okCO4C-3.js"],
  "sourcesContent": ["import{jsx as e,jsxs as t}from\"react/jsx-runtime\";import{ComponentPresetsConsumer as n,Link as a}from\"framer\";import{motion as i}from\"framer-motion\";import*as r from\"react\";import{Youtube as o}from\"https://framerusercontent.com/modules/NEd4VmDdsxM3StIUbddO/1de6WpgIbCrKkRcPfQcW/YouTube.js\";export const richText=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[\"One of the most important laws for caregivers is the\",/*#__PURE__*/e(a,{href:\"https://www.dol.gov/agencies/whd/fmla\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" Family and Medical Leave Act\"})}),\" (FMLA). The FMLA provides eligible employees with up to 12 weeks of unpaid leave per year to care for a family member with a serious health condition.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"To qualify for FMLA leave, several requirements must be met, including working for a covered employer, which is defined as any private-sector employer with 50 or more employees for at least 20 weeks in the current or preceding year, any local, state, or federal government agency, or any elementary or secondary school.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"In addition, you must have worked for the employer for at least 12 months and completed at least 1,250 hours during the previous 12 months. You may take FMLA leave either in one block or in smaller periods, and your job will be secure while you are on leave.\"}),/*#__PURE__*/e(\"p\",{children:\"If your employer is not covered by the FMLA or you do not meet the eligibility requirements, there may still be options available to you.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"#7: Organize Legal and Financial Paperwork\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/tFRHyZA6yYc45s9Tpd2pXLlFn80.png\",srcSet:\"https://framerusercontent.com/images/tFRHyZA6yYc45s9Tpd2pXLlFn80.png?scale-down-to=512 512w,https://framerusercontent.com/images/tFRHyZA6yYc45s9Tpd2pXLlFn80.png 1024w\",style:{aspectRatio:\"1024 / 682\"},width:\"512\"}),/*#__PURE__*/t(\"p\",{children:[\"Here, we will discuss the\",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/estate-planning-guide\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" estate planning\"})}),\" and financial documents you need to gather and keep updated to provide comprehensive long-distance care for your aging loved ones.\"]}),/*#__PURE__*/t(\"p\",{children:[\"All of these legal documents will require organizing a lot of paperwork. That\u2019s where\",/*#__PURE__*/e(a,{href:\"https://secure.trustworthy.com/dashboard\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" Trustworthy\"})}),\" comes in: It can help you keep all your important documents in one place, hassle-free, and readily accessible from a distance. If you need more help, you and your parents can collaborate with a\",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/solutions/for-your-parents?type=text-link&content=experts&cta=learn-more\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" Trustworthy Certified Expert\u2122\"})}),\" on estate organization.\"]}),/*#__PURE__*/e(\"h4\",{children:\"Wills and Trusts\"}),/*#__PURE__*/e(\"p\",{children:\"Wills and trusts dictate how your parents' assets will be distributed after their passing. You can typically obtain these documents from your parents' attorney or create new ones with the help of a lawyer.\"}),/*#__PURE__*/e(\"h4\",{children:\"Power of Attorney\"}),/*#__PURE__*/e(\"p\",{children:\"A power of attorney document allows you to make legal and financial decisions on behalf of your parents if they become incapacitated.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"There are different types of power of attorney, each designed to address specific aspects of your parents' affairs:\"}),/*#__PURE__*/e(\"h4\",{children:\"Financial Power of Attorney\"}),/*#__PURE__*/t(\"p\",{children:[\"A\",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/what-is-a-financial-power-of-attorney\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" financial power of attorney\"})}),\" grants you the authority to make financial decisions on behalf of your parents (managing bank accounts, paying bills, filing taxes, or handling investments.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Financial powers of attorney can be further divided into two categories:\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Durable financial power of attorney:\"}),\" Remains in effect even if your parent becomes incapacitated. You can continue to manage their finances without interruption in case of an unforeseen medical event or cognitive decline.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Non-durable financial power of attorney\"}),\": If your parent becomes incapacitated, this becomes invalid. It is typically used for temporary situations, such as when your parent travels and needs you to handle their financial matters during their absence.\"]})})]}),/*#__PURE__*/e(\"h4\",{children:\"Healthcare Power of Attorney\"}),/*#__PURE__*/t(\"p\",{children:[\"A\",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/the-benefits-of-working-with-an-experienced-estate-planning-attorney\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" healthcare power of attorney\"})}),\", also known as a medical power of attorney, empowers you to make medical decisions on behalf of your parents when they are unable to communicate or make decisions for themselves.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"You can consent to or refuse medical treatments, select healthcare providers, and make end-of-life decisions.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"A healthcare power of attorney works in conjunction with an advance healthcare directive, which outlines your parents' medical treatment preferences.\"}),/*#__PURE__*/e(\"h4\",{children:\"Advance Healthcare Directives\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/different-types-of-advance-directives\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Advance directives\"})}),\" outline your parents' preferences for medical treatment in case they cannot communicate their wishes themselves.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"If your parents worked with an attorney to create their advance directives, the attorney may have a copy on file. Contact the attorney's office to request a copy of the document.\"}),/*#__PURE__*/e(\"p\",{children:\"Your parents may have also provided a copy of their Advance Healthcare Directives to their primary healthcare providers. You can contact their doctors or healthcare facilities to check if they have a copy on file that you can obtain.\"}),/*#__PURE__*/t(\"p\",{children:[\"If your parents do not have an existing Advance Healthcare Directive or are unable to locate it, consider creating a new document with the help of an attorney or using an online service such as\",/*#__PURE__*/e(a,{href:\"https://www.legalzoom.com/marketing/estate-planning/living-will?utm_source=google&utm_medium=cpc&utm_term=legalzoom%20advance%20directive&utm_content=554985405572&utm_campaign=Brand_%7C_Consumer_%7C_Exact&utm_campaignID=991013656&utm_adgroupID=116099896275&utm_partner=googlesearch&gclid=Cj0KCQjww4-hBhCtARIsAC9gR3ZxLGb9ff30nJ44i0ivLuTAhoD8JEJVM0J0BA20ufXhxoen6KjoVEQaArvAEALw_wcB\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" LegalZoom\"})}),\" or\",/*#__PURE__*/e(a,{href:\"https://www.rocketlawyer.com/family-and-personal/health-and-medical/healthcare-decisions/document/living-will\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" Rocket Lawyer\"})}),\".\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"Encourage your parents to discuss their medical treatment preferences and clearly outline their wishes in the new document. Store your\",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/elderly-parents/move-away-from-elderly-parents\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" elderly parents'\"})}),\" important documents with Trustworthy. You can streamline the caregiving process, improve communication and collaboration among caregivers, and ensure that you have the necessary information readily available to manage their needs from a distance.\"]}),/*#__PURE__*/e(\"h4\",{children:\"Insurance Policies\"}),/*#__PURE__*/t(\"p\",{children:[\"Gather your parents' health, long-term care, and\",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/life-insurance-101-a-quick-and-easy-primer\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" life insurance policies\"})}),\", along with their policy numbers, coverage details, and contact information for the insurance providers.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Having this information readily available will streamline the process of making claims or discussing coverage when needed.\"})]});export const richText1=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h3\",{children:\"Financial Accounts\"}),/*#__PURE__*/e(\"p\",{children:\"Make a list of your parents' bank accounts, investments, retirement plans, and other financial assets.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"In many cases, you'll need to be granted authorized access to manage or monitor your parents' financial accounts.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"They may need to add you as a joint account holder, authorized user, or designated representative.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Each financial institution has its own procedures and forms for granting authorized access, so contact the respective institutions to discuss your options and initiate the process.\"}),/*#__PURE__*/e(\"p\",{children:\"Establishing a financial power of attorney, as discussed earlier, can grant you the legal authority to manage your parents' financial matters, including accessing and making decisions regarding their accounts.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Consult with an attorney to create a durable financial power of attorney, ensuring you have the necessary authorization to manage your parents' finances if they become incapacitated.\"}),/*#__PURE__*/e(\"h4\",{children:\"Mortgage and Property Documents\"}),/*#__PURE__*/e(\"p\",{children:\"If your parents own property, gather documents related to mortgages, deeds, and property tax information. This information will help you manage their assets, pay bills on time, and address any property-related legal issues.\"}),/*#__PURE__*/e(\"p\",{children:\"If your parents don't have copies of their property deeds, you can obtain them from the local county recorder's office or registrar of deeds. You can usually request copies in person, by mail, or through their online services.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"If you need mortgage-related information without the original documents, you can contact your parent\u2019s mortgage lender or loan servicer. Your parents may need to grant you authorization to access this information, which could involve providing written consent or adding you as an authorized representative.\"}),/*#__PURE__*/e(\"p\",{children:\"For property tax information, you can visit the local tax assessor's office or access their online services. You should be able to obtain this information without the need for special authorization.\"}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions\"}),/*#__PURE__*/e(\"h3\",{children:\"What should I prioritize during visits to my elderly parents?\"}),/*#__PURE__*/e(\"p\",{children:\"Make the most of your time when you do visit your elderly parents by focusing on achievable goals like attending medical appointments with them.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"How do I help an elderly parent who doesn\u2019t want help?\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"It\u2019s difficult to help someone when they don\u2019t want it, especially when you\u2019re far away from them. In this case, you should consult the assistance of professionals.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"What should I do if I can\u2019t afford a full-time caregiver for my elderly parent?\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Caring for elderly parents from a long distance can be costly. You can try to lower the costs by approaching religious organizations, college service clubs, or community nonprofits for volunteer caregivers.\"})]});export const richText2=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"When you and your elderly parents plan to distribute their assets, their home is likely one of the most valuable. However, it\u2019s important to understand the pros and cons, including potential tax liabilities, before transferring ownership of your parents' home.\"}),/*#__PURE__*/e(\"p\",{children:\"Deciding whether your elderly parents should sign over their house can be complex. We\u2019ll explain the factors you should consider before making the call.\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"Transferring your parents\u2019 house into your name could make you subject to capital gains tax and responsible for any increase in the value of the house. \",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"There are situations where your parents\u2019 house is not considered in their Medicaid eligibility. However, if they transfer ownership of their house anytime within the five years before they apply for Medicaid, their benefits may be delayed severely. \",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The most common way to transfer house ownership is through a quitclaim, gift, or beneficiary deed. However, you and your parents can also consider creating a trust or power of attorney as alternatives.\\xa0\"})})]}),/*#__PURE__*/e(\"div\",{className:\"framer-text-module\",style:{\"--aspect-ratio\":\"560 / 315\",aspectRatio:\"560 / 315\",height:\"auto\",width:\"100%\"},children:/*#__PURE__*/e(n,{componentIdentifier:\"module:NEd4VmDdsxM3StIUbddO/1de6WpgIbCrKkRcPfQcW/YouTube.js:Youtube\",children:t=>/*#__PURE__*/e(o,{...t,play:\"Off\",shouldMute:!0,thumbnail:\"High Quality\",url:\"https://youtu.be/8MpYBZv0KD4\"})})}),/*#__PURE__*/e(\"h2\",{children:\"What to Consider Before Elderly Parents Sign Over a House\"}),/*#__PURE__*/e(\"h3\",{children:\"Tax Implications\"}),/*#__PURE__*/t(\"p\",{children:[\"A home transfer could be subject to\",/*#__PURE__*/e(a,{href:\"https://www.bankrate.com/real-estate/capital-gains-tax-on-real-estate/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" capital gains tax\"})}),\". However, the tax is applied differently depending on how you assume ownership.\"]}),/*#__PURE__*/e(\"p\",{children:\"Many elderly parents bought their house long ago, and the property value has likely increased over time. If your parents sign over ownership while still alive, you will be liable for the difference in value from the original purchase price.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"But if you inherit the house through a will or trust, you are responsible only for the difference in the selling price and the value at the time of inheritance.\\xa0\"})}),/*#__PURE__*/e(\"p\",{children:\"The difference in tax liability can be massive in these situations. To avoid assuming a huge tax responsibility after receiving the house, you should thoroughly investigate any increase in the value of your parents\u2019 home since they bought it.\"}),/*#__PURE__*/e(\"h3\",{children:\"Probate\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/when-someone-dies/what-is-probate\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Probate\"})}),\" is the legal process of distributing somebody\u2019s assets after death. Many people want to avoid the complex and expensive probate court procedures, but the process may be more straightforward than you think.\"]})]});export const richText3=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Sometimes, families try to avoid probate court out of fear of this process, but the complexities and expenses of probate vary depending on where you live.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"In reality, only a few states have complex and expensive procedures. For this reason, you should research your state\u2019s probate laws before deciding whether to take over ownership of your parents\u2019 house.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"An alternative, establishing a living trust, will allow you to skip the probate procedures and expenses by assigning the distribution of assets to\"}),/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/what-does-a-trustee-do\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:/*#__PURE__*/e(\"strong\",{children:\" a trustee\"})})}),/*#__PURE__*/e(\"strong\",{children:\". We'll cover that alternative later in the article.\"})]}),/*#__PURE__*/e(\"h3\",{children:\"Death of the Adult Child\"}),/*#__PURE__*/e(\"p\",{children:\"Another circumstance that can affect the transfer of ownership is the unexpected passing of the adult child after inheriting the house.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"The house would legally belong to the adult child and be considered their asset. In such a case, the ownership of the house would be passed down to the adult child\u2019s heirs. The probate court would decide the distribution of the adult child\u2019s assets under their state\u2019s intestacy laws.\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Related: \"}),/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/elderly-parents/helping-elderly-parents-guide\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"The Complete Guide to Helping Elderly Parents\"})})]})})}),/*#__PURE__*/e(\"h2\",{children:\"Does Your Parents' Home Affect Medicaid Eligibility?\"}),/*#__PURE__*/e(\"p\",{children:\"One of the most common reasons you and your parents may think to sign over their house is to help them qualify for Medicaid.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Medicaid eligibility is determined by the monetary value of the assets an individual has. Since a home is usually one of a person's most valuable assets, you might think that transferring the ownership will decrease your parents' assets enough to qualify.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"However, this is only sometimes true. There are situations when your parents' home may not qualify as an asset in consideration for Medicaid. There are also reasons why transferring ownership of your parents\u2019 home can negatively affect their eligibility.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(a,{href:\"https://www.f5fp.com/parents-house-in-my-name/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Josh Duncan\"})}),\", financial advisor from F5 Financial, explains how eligibility can be negatively affected. He says:\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"\u201CIf the goal is to reduce your parent\u2019s assets so they can qualify for Medicaid, remember that Medicaid will review financial transactions over the last five years. When they see the ownership of a home transferred, they require the value of the home be used toward your parent\u2019s care before they can be covered by Medicaid.\u201D\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"If you or another dependent of your parents still lives in the house, it typically will be excluded from the consideration for Medicaid eligibility. In this instance, your parents may keep their house and still potentially qualify for Medicaid.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Another critical factor is the five-year look-back period applied to any uncompensated transfers or gifts from your parents. This rule means that in the five years before submitting a Medicaid application, a transfer of homeownership could delay your parents\u2019 benefits. For example: If the house were valued at $300,000 and your parents required $5,000 a month in assistance, the delay would be 60 months (300,000 by 5,000).\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"For this reason, it is essential to consider how signing over ownership of your parent\u2019s house may affect their eligibility.\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Related:\"}),\" \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/elderly-parents/selling-elderly-parents-home\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Best Ways to Sell Your Elderly Parents' Home\"})})]})})}),/*#__PURE__*/e(\"h2\",{children:\"How Elderly Parents Can Transfer a House\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"534\",src:\"https://framerusercontent.com/images/SwiqSoaIi0Z1CvkGa9uvYfMA.png\",srcSet:\"https://framerusercontent.com/images/SwiqSoaIi0Z1CvkGa9uvYfMA.png?scale-down-to=512 512w,https://framerusercontent.com/images/SwiqSoaIi0Z1CvkGa9uvYfMA.png?scale-down-to=1024 1024w,https://framerusercontent.com/images/SwiqSoaIi0Z1CvkGa9uvYfMA.png 1602w\",style:{aspectRatio:\"1602 / 1068\"},width:\"801\"}),/*#__PURE__*/e(\"p\",{children:\"If you decide that signing over ownership of your parents' house is the best idea, knowing all the necessary steps is important. There are several ways to transfer ownership, but the most common is using deeds.\"})]});export const richText4=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"The three most common types of deeds used are:\"}),/*#__PURE__*/e(\"h3\",{children:\"1. Quitclaim Deed\"}),/*#__PURE__*/t(\"p\",{children:[\"A\",/*#__PURE__*/e(a,{href:\"https://www.investopedia.com/articles/personal-finance/051614/five-things-know-about-quitclaim-deeds.asp\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" quitclaim deed\"})}),\" gives the least responsibility to the receiver of the house.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"You and your parents will sign the deed with an attorney present. Then the deed will be filed with your county and dictate the transfer of ownership of the home.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"A quitclaim deed ensures there are no liens held on the property and holds the parents responsible for any remaining mortgage payments.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"2. Gift Deed\"}),/*#__PURE__*/t(\"p\",{children:[\"A\",/*#__PURE__*/e(a,{href:\"https://www.lawdistrict.com/legal-dictionary/gift-deed\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" gift deed\"})}),\" frames the ownership of the house as a gift the parents give the child.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Both parties must sign the deed, and there is no exchange of money or other compensation.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"In this case, the adult child will be held liable for gift taxes and may be subject to capital gains tax if the property has increased in value.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"3. Transfer on Death Deed\"}),/*#__PURE__*/t(\"p\",{children:[\"A\",/*#__PURE__*/e(a,{href:\"https://www.nolo.com/legal-encyclopedia/free-books/avoid-probate-book/chapter5-3.html\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" transfer on a death\"})}),\" deed signifies that the ownership of the house won\u2019t be given to the adult child until the parents die.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"A transfer on the death deed can help the adult child avoid probate court and some of the tax liabilities that may result from a gift deed.\"}),/*#__PURE__*/t(\"p\",{children:[\"All of these legal documents will require organizing a lot of paperwork. That\u2019s where Trustworthy comes in: It can help you \",/*#__PURE__*/e(a,{href:\"https://secure.trustworthy.com/dashboard\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"keep all your important documents\"})}),\" in one place, hassle-free. If you need more help, you and your parents can collaborate with a Trustworthy Certified Expert\u2122 on estate organization. Create your trusted network of family members and advisors to assign their roles while setting who has access to what documents with Trustworthy.\\xa0\"]}),/*#__PURE__*/e(\"h2\",{children:\"Alternative to Signing Over a House\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"422\",src:\"https://framerusercontent.com/images/6S0N0Not9P81yzTQ3hKVRpVlpLY.png\",srcSet:\"https://framerusercontent.com/images/6S0N0Not9P81yzTQ3hKVRpVlpLY.png?scale-down-to=512 512w,https://framerusercontent.com/images/6S0N0Not9P81yzTQ3hKVRpVlpLY.png?scale-down-to=1024 1024w,https://framerusercontent.com/images/6S0N0Not9P81yzTQ3hKVRpVlpLY.png 1600w\",style:{aspectRatio:\"1600 / 844\"},width:\"800\"}),/*#__PURE__*/e(\"p\",{children:\"There are alternatives to signing over the house that may suit you and your parents better, depending on your situation.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"These options may help you avoid extra taxes and other risks in transferring ownership of your parent\u2019s house.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Trust\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/what-is-a-living-trust\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"A trust\"})}),\" is a legal agreement that names a trustee responsible for distributing your parents\u2019 assets upon their deaths. Trusts are commonly used as an alternative to wills by people who wish to avoid probate courts and keep estate planning more in-family.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"A trust can contain your parents\u2019 assets, including their house, and will dictate which beneficiary will receive which asset. Trusts can save your family money and challenges in the future.\"})})]});export const richText5=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"However, the downside to a trust is that the assets transferred to it will still be considered in the five-year look-back period when your parents\u2019 Medicaid eligibility is decided. For this reason, it is best to use a trust if your parents don\u2019t require Medicaid or to set it up at least five years before your parents expect to need Medicaid.\"}),/*#__PURE__*/e(\"h3\",{children:\"Power of Attorney\"}),/*#__PURE__*/t(\"p\",{children:[\"Another alternative is to acquire a\",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/how-to-draft-a-power-of-attorney\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" power of attorney\"})}),\", allowing you to manage and handle your parents\u2019 assets when they no longer can.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"If you are considering transferring the ownership of your parents' house because they can no longer manage it themselves, this is another option to consider.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"After you and your parents complete a power of attorney, you can legally pay their bills from their accounts, sort out their finances, and manage their house for them.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"This will give you more responsibility, and you will be legally required to do the best for your parents. Power of attorney can eliminate the risk of tax liability or losing Medicaid eligibility.\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Related:\"}),/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/can-power-of-attorney-sell-property-before-death\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" Can a Power of Attorney Sell a House Before Death?\"})})]})})}),/*#__PURE__*/e(a,{href:\"https://media.trustworthy.com/helping-elderly-parents-checklist.pdf\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{className:\"framer-image\",\"data-preset-tag\":\"img\",children:/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"346\",src:\"https://framerusercontent.com/images/QJTF2uJsoZsYwLUxnuBgMxYCHuc.png\",srcSet:\"https://framerusercontent.com/images/QJTF2uJsoZsYwLUxnuBgMxYCHuc.png?scale-down-to=512 512w,https://framerusercontent.com/images/QJTF2uJsoZsYwLUxnuBgMxYCHuc.png?scale-down-to=1024 1024w,https://framerusercontent.com/images/QJTF2uJsoZsYwLUxnuBgMxYCHuc.png 2016w\",style:{aspectRatio:\"2016 / 692\"},width:\"1008\"})})}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions\"}),/*#__PURE__*/e(\"h3\",{children:\"Can my parents put me on the deed to their house?\"}),/*#__PURE__*/e(\"p\",{children:\"Your parents can put your name on the deed to their house. Many people might see this as a simple method of estate planning.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"However, it may be a bad idea. Depending on the type of deed, your and your parents' finances, and other factors, this could subject you to tax liabilities and affect your parents' Medicaid eligibility.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Can my parents just give me their house?\"}),/*#__PURE__*/e(\"p\",{children:\"Your parents can give their house to you if they have complete ownership. They can transfer ownership to you as a gift, in which they receive no compensation in return. You may be subject to gift taxes if the house's value exceeds a certain amount.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Is it better to inherit a house or receive it as a gift?\"}),/*#__PURE__*/e(\"p\",{children:\"The better option depends on your and your parents' situations, but typically, inheriting a house can allow you to avoid most taxes for capital gains. If your parents transfer the house to you while they\u2019re still alive, you may be held responsible for paying for any increase in the house's value.\"}),/*#__PURE__*/e(\"h3\",{children:\"What are the disadvantages of putting your house in a trust?\"}),/*#__PURE__*/e(\"p\",{children:\"Putting a house in a trust does not exclude beneficiaries from estate taxes or any outstanding debts involved with the property. Transferring a house into a trust will also be included in Medicaid's five-year look-back period when determining eligibility.\\xa0\"})]});export const richText6=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Managing financial documents for elderly loved ones is a critical yet often overlooked task. Whether you\u2019re helping a parent or planning for yourself, having a comprehensive checklist can simplify decision-making and reduce stress.\"}),/*#__PURE__*/e(\"p\",{children:\"From wills to living trusts and financial power of attorney, keeping these documents in order can prevent future headaches for families and caregivers. This guide walks you through the must-have financial records for elderly individuals.\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Important legal documents that all seniors should have are a will and/or living trust, and medical and financial powers of attorney.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Without a medical or financial power of attorney, decisions will be left to those authorized by state law.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Store legal documents with Trustworthy to keep them secure and organized.\"})})}),/*#__PURE__*/e(\"h2\",{children:\"Important Legal Documents All Seniors Should Have\"}),/*#__PURE__*/e(\"img\",{alt:\"important legal documents all seniors should have\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/hGoVktg2NukGiKpZro3FK3KguwQ.png\",srcSet:\"https://framerusercontent.com/images/hGoVktg2NukGiKpZro3FK3KguwQ.png?scale-down-to=512 512w,https://framerusercontent.com/images/hGoVktg2NukGiKpZro3FK3KguwQ.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Let\u2019s face it: we\u2019re all going to get old, and when we do, we should be able to spend our retirement relaxing and doing the things we love. You shouldn\u2019t worry about where your documents are or trying to prepare them.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"The documents you will need will protect your medical, financial, welfare, and legal interests.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Last Will and Testament\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Your \"}),/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/what-is-a-last-will-and-testament-also-known-as-a-will\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:/*#__PURE__*/e(\"strong\",{children:\"last will and testament\"})})}),/*#__PURE__*/e(\"strong\",{children:\" is an important document because it lists all your last wishes and how you want them to be carried out.\\xa0\"})]}),/*#__PURE__*/e(\"p\",{children:\"This legal document details all your possessions like money, investments, property, and other assets and advises who they will go to after your death. Your will also names the person who will oversee the distribution of your possessions to ensure everything is carried out according to your wishes.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"If you don\u2019t have a will after you pass, the court will distribute your possessions according to state laws. The problem with this is that the process can sometimes be drawn out. Also, people who you did not intend to inherit your estate may wind up getting it. This whole scenario can add extra stress to your already grieving family members.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"So, how do you prepare the will?\"}),/*#__PURE__*/t(\"p\",{children:[\"First, you can choose to \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/common-mistakes-when-writing-a-will\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"write a will\"})}),\" with or without a lawyer, although having one present can help if you\u2019re unsure about certain aspects.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"Think about your final wishes and why you\u2019re creating the will. When doing this, \",/*#__PURE__*/e(a,{href:\"https://www.alatsaslawfirm.com/blog/questions-an-attorney-will-ask-when-drafting-a-will.cfm\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Ted Alatsas\"})}),\", a family planning lawyer in New York, advises:\"]})]});export const richText7=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"\u201CDo you have specific goals for your will? For instance, you may want to ensure a special needs child is taken care of after you are gone or use assets to cover a grandchild\u2019s college costs.\u201D\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Here are the steps to creating a will:\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"List all assets:\"}),\" You can start your will by listing all of your assets. \"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Name all beneficiaries: \"}),\"Think about who you want to provide for and what you want to give them, and list this in your will with the names of your beneficiaries. \"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Name an executor of the will: \"}),\"Choose someone you trust to carry out your wishes and someone who will remain impartial. You could even hire an attorney for this role. \"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Gather all documents: \"}),\"The documents you will need for your will include birth certificates, marriage licenses, divorce certificates, property deeds, mortgage documents, a list of bank accounts and other relevant financial details, insurance policies, funeral plans, and contact details for your legal advisors. \\xa0 \"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Sign your will according to state requirements: \"}),\"Ensure you sign your will according to your state\u2019s requirements. For example, some states will require additional witness signatures, while others may require that you notarize the will.\\xa0\"]})})}),/*#__PURE__*/t(\"p\",{children:[\"This process usually requires a lot of paperwork and communication. Store all of your estate planning with a secure online platform like Trustworthy. \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Trustworthy\"})}),\" is a Family Operating System\\xae you can use to store all your \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/elderly-parents/estate-planning-for-elderly-parents\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"estate planning\"})}),\" documents in one secure location, which is easy to access and share with family members or estate planning attorneys.\\xa0\"]})]});export const richText8=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h3\",{children:\"Living Trust\"}),/*#__PURE__*/t(\"p\",{children:[\"A \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/what-is-a-living-trust\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"living trust\"})}),\", also known as an inter vivos trust, differs from a will as the trust is an account funded by your assets after your death. Unlike wills, which only go into effect after you pass away, a trust becomes effective once you sign it.\"]}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"This legal document outlines the terms of the trust and allows for your assets to be transferred directly to your named beneficiary upon your death. You\u2019re able to manage and control your assets in the trust while you\u2019re alive.\\xa0\"})}),/*#__PURE__*/t(\"p\",{children:[\"A reason why many people choose this over a traditional will is because, unlike wills, a living trust does not need to go through \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/when-someone-dies/what-is-probate\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"probate court\"})}),\". This is also a better option for families with complex situations like blended families, minors, or members with special needs.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Making a living trust is a pretty similar process to making a will:\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"List all your assets\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Decide who will be your sole grantor.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Decide who will be your beneficiaries.\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Gather all the relevant documents.\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Choose a successor trustee. This person is in charge of making sure all your debts and beneficiaries have been paid.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Sign and notarize the trust.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Transfer the assets to the trust in order for it to become valid.\\xa0\"})})})]});export const richText9=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h3\",{children:\"\\xa0Financial Power of Attorney\"}),/*#__PURE__*/e(\"p\",{children:\"You\u2019ll want to appoint a financial power of attorney to handle your affairs. The person you appoint will step in to make decisions regarding your money and make sure payments are made if you are unable to. Depending on what type of power of attorney they were granted, they can handle your real estate from selling to renting property.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"The different types of power of attorney available:\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Limited:\"}),\" This POA is only granted for a limited time or a specific purpose.\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"General:\"}),\" This gives your appointed POA all the same rights and access that you have. \"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/durable-power-of-attorney\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:/*#__PURE__*/e(\"strong\",{children:\"Durable\"})})}),/*#__PURE__*/e(\"strong\",{children:\":\"}),\" This remains in effect after becoming incapacitated.\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Springing:\"}),\" Unlike a general POA, this does not go into effect until you\u2019re incapacitated.\\xa0\\xa0\"]})})}),/*#__PURE__*/e(\"p\",{children:\"You can appoint whomever you like, including family members, close friends, or legal professionals. Try to pick someone who is financially savvy and is ready to take on this responsibility.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions\"}),/*#__PURE__*/e(\"h3\",{children:\"What are the risks of not having a financial power of attorney in place?\"}),/*#__PURE__*/e(\"p\",{children:\"If no POA was put in place and you have become incapacitated, the state probate court will take over and appoint someone. However, this is a long process that takes up money.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Can someone revoke a power of attorney, and if so, how?\"}),/*#__PURE__*/e(\"p\",{children:\"A POA can be revoked at any time by the principal if they are mentally competent. The revoked POA must be signed by the principal and the agent.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Can a person have both a will and a living trust at the same time?\"}),/*#__PURE__*/e(\"p\",{children:\"Yes, you can use both. If there are issues between the two, the trust takes precedence over the will.\\xa0\"})]});export const richText10=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[\"Many people avoid discussing \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/estate-planning-guide\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"estate planning\"})}),\" with their elderly parents because it can be a difficult and emotional subject. However, as parents age, they often struggle to manage their financial and healthcare needs, leaving adult children to step in during critical moments.\"]}),/*#__PURE__*/e(\"p\",{children:\"Since elderly parents may lose the ability to handle their affairs unexpectedly, now is the time to take meaningful steps toward creating an estate plan. This article will guide you through the process, helping you manage the stress, difficult conversations, and important decisions involved in estate planning for aging parents.\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\"}),/*#__PURE__*/t(\"ul\",{children:[/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"It\u2019s critical for elderly parents to have an estate plan so they can control what happens to their belongings after they die and avoid a lengthy probate process.\",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:/*#__PURE__*/t(\"p\",{children:[\"Your parents will need to choose beneficiaries, trustees, and personal representatives to manage their estates once they pass. \",/*#__PURE__*/e(\"br\",{}),/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})]})}),/*#__PURE__*/t(\"li\",{\"data-preset-tag\":\"p\",style:{\"--framer-font-size\":\"11px\",\"--framer-text-color\":\"rgb(0, 0, 0)\",\"--framer-text-decoration\":\"none\"},children:[/*#__PURE__*/t(\"p\",{children:[\"Having all estate-planning documents, including\",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/what-is-a-last-will-and-testament-also-known-as-a-will\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" wills\"})}),\", titles, deeds, and bank account information, in one place will make estate administration easier.\"]}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"br\",{className:\"trailing-break\"})})]})]}),/*#__PURE__*/e(\"div\",{className:\"framer-text-module\",style:{\"--aspect-ratio\":\"560 / 315\",aspectRatio:\"560 / 315\",height:\"auto\",width:\"100%\"},children:/*#__PURE__*/e(n,{componentIdentifier:\"module:NEd4VmDdsxM3StIUbddO/1de6WpgIbCrKkRcPfQcW/YouTube.js:Youtube\",children:t=>/*#__PURE__*/e(o,{...t,play:\"Off\",shouldMute:!0,thumbnail:\"High Quality\",url:\"https://youtu.be/H0rqe670QXk\"})})}),/*#__PURE__*/e(\"h2\",{children:\"Why Estate Planning for Your Elderly Parents Is Important\"}),/*#__PURE__*/e(\"p\",{children:\"Estate planning allows elderly parents to direct the distribution of the assets they\u2019ve worked their whole lives to accumulate. It also allows them to make determinations regarding their own bodies, future medical treatment, and burial preparations while still mentally capable.\"}),/*#__PURE__*/e(\"p\",{children:\"Given that humans can die at any time, there is no optimal age for estate planning. Elderly parents with significant monetary assets should be especially thoughtful about how they want their assets managed in the case of their death.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Related\"}),\":\",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/questions-to-ask-an-estate-attorney-after-death\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" Questions to Ask an Estate Attorney After a Death\"})})]})})})]});export const richText11=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"Talking about estate planning for aging parents is challenging, but it's necessary. Sadly, many families avoid having these discussions because they don't understand estate planning, believe the timing isn't right, or are concerned about parents' reactions.\"}),/*#__PURE__*/t(\"p\",{children:[\"You may think of estate preparation for senior parents as simply creating a will or a \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/what-is-a-living-trust\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"trust\"})}),\". However, the estate planning process for elderly parents is actually extensive due to the amount of thought that goes into it.\\xa0\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Trustworthy Certified Experts\u2122\"}),\": \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/solutions/for-your-parents?type=text-link&content=experts&cta=learn-more\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Get Extra Help With Your Parents' Estate Organization\"})})]})})}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"568\",src:\"https://framerusercontent.com/images/B4MXSmOcnBsPFKZEDa45o7KU.png\",srcSet:\"https://framerusercontent.com/images/B4MXSmOcnBsPFKZEDa45o7KU.png?scale-down-to=512 512w,https://framerusercontent.com/images/B4MXSmOcnBsPFKZEDa45o7KU.png?scale-down-to=1024 1024w,https://framerusercontent.com/images/B4MXSmOcnBsPFKZEDa45o7KU.png 1400w\",style:{aspectRatio:\"1400 / 1136\"},width:\"700\"}),/*#__PURE__*/e(\"p\",{children:\"The following tips for your talk may be helpful:\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"1.\"}),\" \",/*#__PURE__*/e(\"strong\",{children:\"Maintain open communication with other relatives.\"}),\" Try to incorporate other relatives, such as siblings, while talking about this with your parents. It is best to be open and honest with your family. This includes talking about long-term care planning. Sadly, injuries or diseases that demand long-term care are often unpredictable, so you should plan for these.\\xa0\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"2\"}),\". \",/*#__PURE__*/e(\"strong\",{children:\"Take notes. \"}),\"Keep a full journal of your discussions with your parents. Since your parents' wishes may change, it is wise to have something to look back on.\"]}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"3\"}),\". \",/*#__PURE__*/e(\"strong\",{children:\"Do not use pressure tactics. \"}),\"Avoid using this topic to argue about who receives what. Instead, the discussion should focus on reducing the stress associated with end-of-life determinations and economic and medical supervision.\"]}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"4. Use empathy. \"}),\"Remember that as challenging as this topic is for kids, it\u2019s also tough for parents.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"5. Confer with a reputable estate planning lawyer. \"}),\"An expert estate planning lawyer can assist in drafting estate planning agreements and mediate and guide family conversations.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"6. Request access to your parent\u2019s tax returns. \"}),\"This is needed if the estate becomes complicated.\"]}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"7. Discuss insurance policies. \"}),\"Talk about what policies are taken out and ensure you know where the documents are kept.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"8. Keep a record of your parents\u2019 debts and assets. \"}),\"This includes cash, property, 401k, investments, automobiles, and home loans. You need to know the status of their financial situation. For example, will you need to \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/when-someone-dies/deceased-parents-home-foreclosure\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"sell the house to cover the expenses\"})}),\"?\\xa0\"]})]});export const richText12=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"Choosing Beneficiaries, Trustees, and Agents for Elderly Parents\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/tqCtUfe64VsgTQtzntREZLHZ4.png\",srcSet:\"https://framerusercontent.com/images/tqCtUfe64VsgTQtzntREZLHZ4.png?scale-down-to=512 512w,https://framerusercontent.com/images/tqCtUfe64VsgTQtzntREZLHZ4.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"It is important that you choose all beneficiaries, trustees, and agents before your elder parents pass away. Here\u2019s what you need to do:\\xa0\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Choose a beneficiary: \"}),\"The most important stage in estate preparation for aging parents is selecting beneficiaries. Beneficiaries are people to whom your parents want to leave their funds and possessions.\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Choose a successor trustee or personal representative: \"}),\"Your parents should appoint someone they can depend on to carry out their estate plan. The obligations and roles of the personal representative and successor trustee are identical. Still, there is one key difference: a will doesn't circumvent the long and expensive probate court procedure. The personal representative oversees the estate's probate process to disperse assets to your family, and this process can be completed in as little as six months, while a successor trustee can disperse the assets secretly within days.\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Choose an agent:\"}),\" Your parents' agent is the individual they choose to handle their monetary affairs. In the event of incapacity, the agent takes charge of their affairs, or if your parents prefer, they can handle their affairs during their lives.\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Pick a patient advocate:\"}),\" Similar to a financial power of attorney, it's critical to consider your parent's medical care if they become incapacitated before their passing. It is wise to plan for incapacitation ahead of time. If your senior parents can't talk, you want to ensure someone they respect is in charge of their medical determinations. You can create a medical power of attorney and name someone their patient advocate.\"]})})}),/*#__PURE__*/e(\"p\",{children:\"Estate planning can be stressful, but Trustworthy simplifies the procedure by making dividing assets among preferred beneficiaries easy. Trustworthy can also help you keep track of your parents' bills, such as vehicle loans, credit cards, and mortgages. Planning for the death of an elderly parent can be extremely stressful. In addition to managing difficult emotions, there are many essential documents to keep track of.\"}),/*#__PURE__*/e(a,{href:\"https://media.trustworthy.com/helping-elderly-parents-checklist.pdf\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{className:\"framer-image\",\"data-preset-tag\":\"img\",children:/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"346\",src:\"https://framerusercontent.com/images/QJTF2uJsoZsYwLUxnuBgMxYCHuc.png\",srcSet:\"https://framerusercontent.com/images/QJTF2uJsoZsYwLUxnuBgMxYCHuc.png?scale-down-to=512 512w,https://framerusercontent.com/images/QJTF2uJsoZsYwLUxnuBgMxYCHuc.png?scale-down-to=1024 1024w,https://framerusercontent.com/images/QJTF2uJsoZsYwLUxnuBgMxYCHuc.png 2016w\",style:{aspectRatio:\"2016 / 692\"},width:\"1008\"})})})]});export const richText13=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions\"}),/*#__PURE__*/e(\"h3\",{children:\"What is the difference between a will and estate planning?\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Think of a will as a single tool, whereas estate planning is a multi-tool that includes wills, trusts, and power of attorney.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Is legacy planning the same as estate planning?\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Legacy planning differs from estate planning as it focuses on the non-financial aspects. Combining your estate planning and legacy planning can be a powerful move for your beneficiaries.\"}),/*#__PURE__*/e(\"h3\",{children:\"Do you need to be wealthy to start estate planning?\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Estate planning is not limited to people but the wealthy, as estate planning is more than just about money; it\u2019s about taking care of your loved ones when you\u2019re gone.\"})]});export const richText14=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"An Alzheimer\u2019s diagnosis profoundly affects individuals and their families, often evoking emotions such as fear, anxiety, and uncertainty. Beyond the emotional toll, families face logistical challenges, including arranging caregivers, planning for emergencies, and managing insurance and billing.\"}),/*#__PURE__*/e(\"p\",{children:\"Although these challenges can feel overwhelming, organizing your parent\u2019s medical records is a crucial step toward preventing delays in care and reducing stress for both you and your loved one. This step-by-step guide aims to provide practical support during this emotional time.\\xa0\\xa0\\xa0\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Organized medical records streamline care coordination, improve communication among healthcare providers, and ensure preparedness for emergencies.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Essential documents include diagnosis details, medication lists, physician contact information, and insurance or billing records.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Store records in a physical filing system or a secure online platform like Trustworthy for easy access and sharing.\"})})}),/*#__PURE__*/e(\"h2\",{children:\"Why Organizing Medical Records Is Crucial\"}),/*#__PURE__*/e(\"img\",{alt:\"Worried young man going over his finances\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/PIrhnXF8Kawm4sAR7RHqLKApQc0.png\",srcSet:\"https://framerusercontent.com/images/PIrhnXF8Kawm4sAR7RHqLKApQc0.png?scale-down-to=512 512w,https://framerusercontent.com/images/PIrhnXF8Kawm4sAR7RHqLKApQc0.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"Alzheimer's is a progressive condition that requires care from multiple healthcare providers, leading to an increasing volume of essential paperwork to manage and protect.\"})}),/*#__PURE__*/e(\"p\",{children:\"Organizing your parent\u2019s medical records provides three key benefits:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Enhances care coordination: \"}),\"Alzheimer's impacts the entire body, requiring a multidisciplinary medical team that may include a primary care physician, neurologists, physical therapists, geriatricians, and caregivers. A well-organized medical history ensures that all healthcare providers have access to accurate and up-to-date information, improving overall care quality.\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Fosters clear communication among caregivers and family members: \"}),\"Making informed decisions for an Alzheimer\u2019s patient requires access to updated records, including current medications, medical advice, and overall health status. Well-organized records ensure that caregivers and family members are aligned on the patient\u2019s care plan. When multiple family members are involved, having a centralized and easily accessible system prevents miscommunication and uninformed decisions.\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Ensures readiness for emergencies: \"}),\"Quick and organized access to medical records is essential during emergencies. It not only prevents treatment delays but also helps doctors make informed decisions about medications that can or cannot be administered. A well-prepared system can make all the difference in urgent situations.\"]})})}),/*#__PURE__*/t(\"p\",{children:[\"Organize all this paperwork with an online storage tool like Trustworthy. With \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Trustworthy\"})}),\"\u2019s Family Operating System\\xae, you can store all gathered medical records for your parent in a secure location. The easy-to-use share features allow you to quickly share medical records with healthcare providers and caregivers to prevent any treatment delays. \\xa0\\xa0\"]})]});export const richText15=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"What Medical Records to Gather\"}),/*#__PURE__*/t(\"p\",{children:[\"Determining which medical records to gather can feel overwhelming, but licensed clinical social worker and patient advocate \",/*#__PURE__*/e(a,{href:\"https://www.prevention.com/health/g20515326/how-to-organize-medical-records/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Iris Waichler\"})}),\" recommends a simple approach. She advises: \u201DWhen it comes to health-related paperwork, more is more. \u2026 Just hang on to stuff. You never know when you might need it for something.\u201D\\xa0\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:\"Current Diagnosis and Medical History\"}),/*#__PURE__*/e(\"p\",{children:\"Collect all documents related to the current diagnosis, including when it was made, key symptoms, risks, and concerns. Medical history is equally vital, as past and ongoing conditions help shape the appropriate care plan.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"A medical history will include information like:\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Past illnesses\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Treatments\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Past surgeries\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Reactions to any previous treatments\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Allergies\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Family health history\\xa0\"})})}),/*#__PURE__*/e(\"h3\",{children:\"Medication List\"}),/*#__PURE__*/e(\"p\",{children:\"If your parent is taking any short or long-term medication, you will want to keep records of what medication was prescribed, the dosage, and when it needs to be taken. This is crucial information for caregivers in charge of administering your parent\u2019s medicine or for doctors who need a full picture to ensure all potential drug interactions are covered.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Physician and Specialist Information\"}),/*#__PURE__*/e(\"p\",{children:\"Compile contact details for all members of your parent\u2019s care team, including caregivers, primary care physicians, specialists, and nurses. Ensure the records include phone numbers, office locations, and backup contacts in case a primary provider is unavailable.\"}),/*#__PURE__*/e(\"h3\",{children:\"Insurance and Billing Records\"}),/*#__PURE__*/e(\"p\",{children:\"Medical care involves significant financial planning, so it\u2019s essential to gather all insurance and billing records. Be sure to include Medicare or Medicaid details, private insurance cards, and policy information. This documentation is crucial for managing finances or claiming tax deductions for medical expenses.\"}),/*#__PURE__*/e(\"h3\",{children:\"Immunization Records\"}),/*#__PURE__*/e(\"p\",{children:\"Gather a complete record of your parent\u2019s immunization history. This could include annual flu shots, vitamin shots, and other vaccines. This gives healthcare providers a clearer overview of your parent\u2019s health.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Emergency Contact Information\"}),/*#__PURE__*/t(\"p\",{children:[\"Your parent\u2019s emergency contact information is important to have collected to avoid delays in treatment during emergencies and to keep family members updated. For example, if you have a \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/elderly-parents/power-of-attorney-for-parent-with-dementia\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"power of attorney\"})}),\" for a parent, you\u2019ll be listed as an emergency contact.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"When collecting this information, take the time to check if all contact details are up to date and that the people listed as emergency contacts are aware of this.\"})}),/*#__PURE__*/t(\"p\",{children:[\"Share this important contact information with family members using Trustworthy\u2019s helpful \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/features\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"collaboration features\"})}),\". Create a network of trusted people with assigned roles like emergency contact, power of attorney, or estate planner to share documents easily. You can also keep track of who has access to your documents. A quick and seamless way of sharing crucial information can ensure treatment is not delayed.\\xa0\"]})]});export const richText16=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"Setting Up a Physical Filing System\"}),/*#__PURE__*/e(\"img\",{alt:\"things to keep at your desk\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/34g5058QFCGGda79xdUKo6XynY.png\",srcSet:\"https://framerusercontent.com/images/34g5058QFCGGda79xdUKo6XynY.png?scale-down-to=512 512w,https://framerusercontent.com/images/34g5058QFCGGda79xdUKo6XynY.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Organizing medical records for your parent with Alzheimer's starts with a reliable physical filing system to keep original documents safe. To begin, choose a storage method that suits your needs.\"}),/*#__PURE__*/e(\"p\",{children:\"Decide between options like a binder with clear sleeves for easy document navigation or an accordion folder and file boxes if you have a lot of documents to file. To make finding documents faster, we suggest categorizing documents into categories like medical history, medication, physician and specialist information, billing and insurance, and emergency contacts.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Use label dividers or brightly colored tabs to keep track of the different categories so you don\u2019t spend wasted hours flipping through papers. This is particularly helpful during emergencies.\\xa0\\xa0\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Creating a Digital System for Backup and Accessibility\"}),/*#__PURE__*/e(\"p\",{children:\"While paper filing is useful, digital systems offer added protection and simplify organization. Scan paper records using a free mobile app and upload them to secure cloud storage services like Google Drive or Dropbox. For added security, consider storing medical records on an encrypted USB drive.\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"When creating your digital filing system, use a storage platform like Trustworthy that uses \"}),/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/security\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:/*#__PURE__*/e(\"strong\",{children:\"advanced security features\"})})}),/*#__PURE__*/e(\"strong\",{children:\" like 256-bit AES encryption, two-factor authentication, facial recognition, and fingerprint authentication to keep your documents safe.\\xa0\"})]}),/*#__PURE__*/e(\"p\",{children:\"Trustworthy's AI-powered Autopilot has features that make organizing and finding your documents a breeze, with document filing suggestions and document summaries for easy location. The auto filing uses stored information on the platform to fill out information for you.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Unlike paper filing, digital filing with Trustworthy allows you to share this information with caregivers, family members, and healthcare providers instantly using the secure user permission and collaboration features.\\xa0\\xa0\\xa0\\xa0\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Keeping Track of Ongoing Updates\"}),/*#__PURE__*/t(\"p\",{children:[\"Alzheimer\u2019s is a lifelong illness with evolving symptoms, requiring regular updates to treatment and care. Keep track of new test results, prescriptions, and care notes to ensure your parent receives appropriate care. Documenting behavioral changes or new symptoms can also guide caregivers and healthcare providers in their decision-making.\",/*#__PURE__*/e(\"strong\",{children:\"\\xa0\"})]}),/*#__PURE__*/e(\"h2\",{children:\"Tools and Templates to Simplify the Process\"}),/*#__PURE__*/e(\"p\",{children:\"Organizing medical records can feel complex, especially with frequent updates, but tools and templates can simplify the process and keep everything organized.\"}),/*#__PURE__*/t(\"p\",{children:[\"Popular digital tools you can use are \",/*#__PURE__*/e(a,{href:\"https://www.mychart.org/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"MyChart\"})}),\", an online medical storage app that assists with making and tracking appointments, viewing test results, and staying on top of medical bills and payments. Another recommended app is \",/*#__PURE__*/e(a,{href:\"https://carezone.com/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"CareZone\"})}),\", a similar software that can be used to create medication lists, refill reminders, and keep track of health information like blood pressure and sugar.\\xa0\\xa0\\xa0\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"However, when it comes to simplifying the process of organizing and managing medical records, Trustworthy stands out from the rest. For example, Trustworthy arranges your information, such as medication lists and treatment plans, in readily organized categories so you don\u2019t have to start from scratch. Use the reminders and never miss a doctor\u2019s appointment, payment, or medication administration again.\\xa0\\xa0\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Communicating With Healthcare Providers and Caregivers\"}),/*#__PURE__*/e(\"p\",{children:\"Organizing and storing medical records fosters clear communication between healthcare providers and caregivers, ultimately improving the quality of care.\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Up-to-date medical records provide doctors and other specialists with a detailed overview of the patient\u2019s medical history to determine the best path forward. This information will be shared with the caregiver to ensure everyone knows their roles.\"}),\"\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"The best way to do this is by sharing copies of key documents like mediation lists and diagnoses. You can use Trustworthy to streamline the process by providing healthcare providers, caregivers, and emergency contacts with instant access to key documents and patient information.\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0\"})]});export const richText17=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"Privacy and Security Considerations\"}),/*#__PURE__*/e(\"img\",{alt:\"woman typing on computer\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/3iL9Yhedj3BFEN8YNGfXo2UPXk.png\",srcSet:\"https://framerusercontent.com/images/3iL9Yhedj3BFEN8YNGfXo2UPXk.png?scale-down-to=512 512w,https://framerusercontent.com/images/3iL9Yhedj3BFEN8YNGfXo2UPXk.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Ensuring the privacy and security of medical records is critical to prevent unauthorized access to sensitive information.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Use strong passwords: \"}),\"If you use a digital storage platform, ensure you have a strong password with at least 12 characters and no personal information. Avoid reusing old passwords. \\xa0 \"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Store copies in a secure location: \"}),\"Store physical copies in a secure location, like a \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/information-management/digital-safety-deposit-box\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"safety deposit box\"})}),\" at the bank.\"]})})}),/*#__PURE__*/e(\"p\",{children:\"Protect your documents with a digital vault like Trustworthy that uses state-of-the-art security measures to ensure compliance with data privacy laws like the General Data Protection Regulation (GDPR) and is HIPAA Compliant with SOC2 Type 2 and SOC3 certified.\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Planning for the Future\"}),/*#__PURE__*/t(\"p\",{children:[\"Planning ahead is essential for a progressive disease like Alzheimer\u2019s. Key documents include power of attorney and \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/critical-role-of-advance-directives-in-healthcare-planning\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"advanced directives\"})}),\" that reflect your parent\u2019s wishes. These documents must be filled out correctly to be valid, and seeking help from an \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/estate-planning-for-irresponsible-children\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"estate planning\"})}),\" lawyer is recommended.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"David Brillant, certified estate planning specialist and founder of \",/*#__PURE__*/e(a,{href:\"https://www.brillantlaw.com/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Brillant Law\"})}),\" in Walnut Creek, California, emphasizes:\"]}),/*#__PURE__*/e(\"p\",{children:\"\u201CA Power of Attorney (POA) is indispensable for managing finances when someone becomes incapacitated. When crafting a POA, I always emphasize the importance of selecting a trusted individual who understands the family dynamics and financial intricacies. This person will have the authority to make financial decisions in the best interest of the incapacitated person, like a skilled trustee who ensures smooth trust administration, thus safeguarding against possible fraud or financial mismanagement.\u201D\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Planning for the future also includes regularly updating records to reflect the constantly evolving care needs associated with a long-term illness like Alzheimer's.\"}),\"\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Keep track of updated records by using Trustworthy\u2019s AI-powered filing recommendations for organized filing and easy navigation.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions\"}),/*#__PURE__*/e(\"h3\",{children:\"How do I help my parent feel comfortable with the record organization process if they are hesitant about it?\"}),/*#__PURE__*/e(\"p\",{children:\"It\u2019s not uncommon for parents to want to give up control over their documents. One way to navigate this is by letting them make small decisions to give them a sense of control.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"How often should I update my parent\u2019s medical records after organizing them?\"}),/*#__PURE__*/e(\"p\",{children:\"It\u2019s a good idea to update your parent\u2019s medical records after every major appointment or change in medication.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"How can I support my parent\u2019s independence while managing their medical records?\"}),/*#__PURE__*/e(\"p\",{children:\"During the early stages of an Alzheimer's diagnosis, your parent may want to keep some independence. To do this, you can involve them in the decision-making process, such as choosing a filing system or letting them review document summaries.\"})]});export const richText18=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"If your elderly parents don\u2019t have a pension, having a steady source of retirement income, like an annuity, can provide financial security. According to AARP, annuity sales reached $385 billion in 2023, reflecting their growing popularity.\"}),/*#__PURE__*/e(\"p\",{children:\"Before purchasing an annuity for your parents, it\u2019s crucial to understand potential drawbacks and complexities. This guide explains what annuities are, how they function, and how to select the right one for your parents\u2019 needs.\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"Annuities are a way to guarantee a steady stream of predictable income during retirement.\"})})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"Annuities are considered low-risk investments with guaranteed returns.\"})})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"Annuities are tax-deferred, so taxes are paid only at withdrawal.\\xa0\"})})})}),/*#__PURE__*/e(\"h2\",{children:\"What Is an Annuity, and How Does It Work for Seniors?\"}),/*#__PURE__*/e(\"img\",{alt:\"visitor talking to a senior woman during home visit\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/DdF1otJHyJfNxUXmJS2c6iUZkc.png\",srcSet:\"https://framerusercontent.com/images/DdF1otJHyJfNxUXmJS2c6iUZkc.png?scale-down-to=512 512w,https://framerusercontent.com/images/DdF1otJHyJfNxUXmJS2c6iUZkc.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/t(\"p\",{children:[\"Cody Barbo, the CEO at \",/*#__PURE__*/e(a,{href:\"https://trustandwill.com/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Trust & Will\"})}),\", explains: \u201CAn annuity is essentially an insurance product that can provide seniors with a steady income stream, often viewed as a way to manage longevity risk. \"]}),/*#__PURE__*/e(\"p\",{children:'\"The idea is that you pay into an annuity either through a lump sum or a series of payments, and then the annuity pays you back on a regular schedule, typically for the rest of your life.\u201D'}),/*#__PURE__*/e(\"p\",{children:\"Annuities are a practical retirement strategy for seniors without employer pensions. They are low-risk investments available through insurance providers, brokerage firms, and banks.\"})]});export const richText19=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h3\",{children:\"How the Process Works\"}),/*#__PURE__*/e(\"p\",{children:\"The owner pays a lump sum to an insurance company or another provider from whom they purchase the annuity. The company invests this money, allowing the annuity account to earn interest over time.\\xa0\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Depending on the chosen payout arrangement, the annuitant (the person receiving payments) can receive regular disbursements that include both the original amount and the earned interest. While the returns may not be as high as those from stocks or bonds due to commissions and fees, annuities are considered a low-risk option that can provide additional income to supplement Social Security benefits.\"}),/*#__PURE__*/t(\"p\",{children:[\"You can keep track of your parents\u2019 earnings and investments with a secure digital vault like Trustworthy. \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Trustworthy\"})}),\"\u2019s Family Operating System\\xae can be used to store your digital documents in a secure but easily accessible location. \\xa0\"]}),/*#__PURE__*/e(\"h2\",{children:\"Types of Annuities Available for Elderly Parents\"}),/*#__PURE__*/t(\"p\",{children:[\"There\u2019s no one-size-fits-all solution with annuities, which is why \",/*#__PURE__*/e(a,{href:\"https://smartasset.com/retirement/best-annuities-for-seniors\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"various types\"})}),\" are available to meet different needs. Choosing the right one depends on your parents\u2019 financial goals.\"]}),/*#__PURE__*/e(\"p\",{children:\"The first category of annuities decides on when you will start receiving payments:\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Immediate:\"}),\" Payments will begin within one year and continue for as long as they live. The only problem is that this requires a large upfront payment because there is little growth within one year.\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Deferred: \"}),\"Payments will only start on a preset date in the future to allow the funds to grow in a tax-deferred account. This is not a good option for those looking for an immediate income or wanting to withdraw funds for an emergency.\\xa0\"]})})}),/*#__PURE__*/e(\"p\",{children:\"Once you choose when your parents will receive payments, you\u2019ll need to choose an annuity based on how they are invested. There are three options available for seniors:\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Fixed: \"}),\"There is a minimum interest rate set for 10 years for more predictable payments. However, the investment returns are lower than those of other annuities.\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Variable: \"}),\"The payouts are based on the performance of stocks and bonds, which means there is a potential for a higher payout. However, market risks can mean lower returns.\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Indexed: \"}),\"There are minimum guaranteed rates with an additional possibility of high returns based on an index.\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0\"]})})}),/*#__PURE__*/e(\"p\",{children:\"So, which is the best one for your elderly parents? Some of the most popular annuities for seniors are fixed annuities with a lower risk because their income will not be impacted by market volatility and immediate annuities with a lifetime guaranteed option.\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Related\"}),\": \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/elderly-parents/helping-elderly-parents-guide\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Guide to Helping Elderly Parents\"})})]})})}),/*#__PURE__*/e(\"h2\",{children:\"Pros and Cons of Annuities for Elderly Parents\"}),/*#__PURE__*/e(\"img\",{alt:\"lady talking to elderly woman\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/KQSJxfcUh70KO7vYbjr4jZWtE.png\",srcSet:\"https://framerusercontent.com/images/KQSJxfcUh70KO7vYbjr4jZWtE.png?scale-down-to=512 512w,https://framerusercontent.com/images/KQSJxfcUh70KO7vYbjr4jZWtE.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Choosing whether annuities are a good idea for your elderly parents means researching the pros and cons because not all annuities are right for everyone.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Pros of annuities\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"An annuity can supplement your parents\u2019 retirement income while providing opportunities for tax-deferred growth. Some benefits of annuities include:\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Regular payments: \"}),\"The biggest benefit of an annuity is regular and guaranteed payments. These payments can increase in value depending on what type of annuity you choose.\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Growth is tax-deferred: \"}),\"Unlike other retirement investments, where you must pay tax once the money has matured, annuities do not require tax to be paid until the funds are withdrawn.\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Guaranteed rates: \"}),\"If you choose a fixed type of annuity, there\u2019s a guaranteed rate of return. This results in a reliable and predictable stream of income for elderly people.\\xa0\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Death benefit: \"}),\"With variable annuities, there is an additional perk known as death benefit, when the annuity provider makes payments to the beneficiary should the annuity recipient pass away.\\xa0\"]})})}),/*#__PURE__*/e(\"h3\",{children:\"Cons of annuities\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"While annuities offer benefits, certain drawbacks could outweigh them, such as:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Lack of liquidity: \"}),\"Many people are not aware of the surrender period, which can last anywhere between six and eight years, which makes backing out of the signed contract very difficult and costly. If your parents withdraw funds during the first few years of the contract (the surrender period), they may incur a surrender fee.\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"High fees: \"}),\"Don\u2019t forget to take into account the fees paid with annuities, especially if annuities are bought through an agent and not directly from an insurer. Some administrative fees can cost about 1% to 1.25% of your account\u2019s value.\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Returns may not match the investment: \"}),\"Indexed annuities can see capped gains that result in minimal growth, especially when annuity fees are applied or fixed annuities with a minimum guaranteed interest rate of 0%.\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Getting out of an annuity can be difficult: \"}),\"If your parents sign an immediate annuity, getting that money they contributed to the fund can be difficult, and if they decide to move that money to a different annuity, they may incur hefty fees.\\xa0\"]})})})]});export const richText20=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"How Annuities Provide a Steady Income Stream\\xa0\\xa0\\xa0\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Annuities can provide a steady stream of income for retirement because they\u2019re a fixed financial contract between the buyer and the insurance company.\"}),\"\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Regardless of the type of annuity, your parents will get guaranteed payments. The only thing that may not be guaranteed is the rate of return with an indexed annuity.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Annuities can be structured in a way that provides an income for a set period, like 10-20 years or the owner\u2019s entire life.\\xa0\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"What does this look like in real life?\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"According to \",/*#__PURE__*/e(a,{href:\"http://immediateannuities.com/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"ImmediateAnnuities.com\"})}),\", an online buyers guide for annuity shoppers, if a 65-year-old man invested around $100,000 in an immediate annuity, he could get\\xa0 $621 per month for the rest of his life. While it may not be a lot, when combined with Social Security benefits, it could create a livable income.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"You can track of your parents\u2019 \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/taxable-income\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"income\"})}),\" and investments by using the finance tab on Trustworthy. The features allow you to ensure all payments are made, and all money is accounted for.\\xa0\"]}),/*#__PURE__*/e(\"h2\",{children:\"Tax Implications of Annuities for Seniors\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"As previously mentioned, annuities are taxed only on the amount withdrawn, and the amount of tax is dependent on the type of annuity and its purpose.\\xa0\"})}),/*#__PURE__*/e(\"p\",{children:\"For tax purposes, annuities are either classified as qualified or non-qualified.\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Qualified annuities: \"}),\"The account is funded with pre-tax dollars through employer-sponsored retirement plans like an IRA, so \",/*#__PURE__*/e(a,{href:\"https://www.annuity.org/annuities/taxation/#:~:text=Annuities%20are%20taxed%20when%20you,it%20with%20after-tax%20money.\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"tax\"})}),\" is only paid on the withdrawn amount\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Non-qualified annuities: \"}),\"The account is funded by after-tax dollars, so the only income tax paid upon withdrawal is the earnings from interest, not the initial investment\\xa0\"]})})}),/*#__PURE__*/e(\"p\",{children:\"Income from annuities must be reported to the IRS using Form 1099-R when filing your parents\u2019 tax return.\"}),/*#__PURE__*/e(\"h2\",{children:\"Fees and Costs Associated with Annuities\"}),/*#__PURE__*/e(\"img\",{alt:\"older couple with advisor discussing finances\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/6u4JUCjy36vsrirUFyyBp5eLe6M.png\",srcSet:\"https://framerusercontent.com/images/6u4JUCjy36vsrirUFyyBp5eLe6M.png?scale-down-to=512 512w,https://framerusercontent.com/images/6u4JUCjy36vsrirUFyyBp5eLe6M.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"When purchasing an annuity for your elderly parents, it\u2019s crucial to carefully evaluate the associated fees and costs, as these can significantly reduce the overall returns they\u2019ll receive.\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"If annuities are purchased through an agent \u2013 a common practice \u2013 commissions must be paid, and the rates vary by annuity type. Fixed and indexed annuities often carry the highest \"}),/*#__PURE__*/e(a,{href:\"https://canvasannuity.com/blog/annuity-cost\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:/*#__PURE__*/e(\"strong\",{children:\"commission fees\"})})}),/*#__PURE__*/e(\"strong\",{children:\", ranging from 6% to 8%, but they could be even higher.\"})]}),/*#__PURE__*/e(\"p\",{children:\"Regardless of whether the annuity is purchased directly or through an agent, annual administrative fees are typically required. These fees generally amount to no more than 0.30% of the account\u2019s value but can still impact long-term returns.\"}),/*#__PURE__*/e(\"p\",{children:\"Additional features, such as death benefits or riders, come with extra fees. Death benefits may cost between 0.50% and 1.5% of the account value, while riders \u2013 offering guarantees like minimum living benefits \u2013 typically range from 0.25% to 1.00% annually.\"})]});export const richText21=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"How to Choose the Best Annuity Provider\"}),/*#__PURE__*/e(\"p\",{children:\"When selecting an annuity provider for your elderly parent, consider the following factors:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Payout start:\"}),\" Decide whether payments should begin immediately or at a future date, depending on their financial needs.\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Rate of return:\"}),\" Evaluate the level of risk your parents are comfortable with and the expected returns.\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Payout options:\"}),\" Determine the duration of payments\u2014whether for a fixed period or their lifetime.\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Fees and commissions:\"}),\" Compare providers to identify options with lower costs to maximize the overall return.\"]})})}),/*#__PURE__*/e(\"p\",{children:\"If you\u2019re unsure which provider to choose, it\u2019s a good idea to consult a licensed agent or annuity advisor for some advice. Trustworthy can connect you with a Trustworthy Certified Expert\u2122 in your area, so you can get professional advice to ensure your parents have an annuity that works for them.\\xa0\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions\"}),/*#__PURE__*/t(\"h3\",{children:[\"Are annuity payments affected by the financial stability of the insurance company? \",/*#__PURE__*/e(\"strong\",{children:\"\\xa0\"}),\"\\xa0\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Yes, annuity payments depend on the financial stability of the insurance company. To ensure reliability, select a provider with strong financial ratings from agencies like A.M. Best or Moody\u2019s.\"}),/*#__PURE__*/e(\"h3\",{children:\"What happens to the annuity if my parents pass away?\"}),/*#__PURE__*/e(\"p\",{children:\"The outcome depends on the type of annuity. If a death benefit is included, payments may continue to a designated beneficiary. Without this feature, payments typically stop upon the annuitant\u2019s death.\"}),/*#__PURE__*/e(\"h3\",{children:\"Who should not buy an annuity?\"}),/*#__PURE__*/e(\"p\",{children:\"Individuals with limited financial resources may want to avoid annuities, as these products require significant upfront investment and can restrict access to liquid funds.\"})]});export const richText22=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[\"Are you starting the process of managing your aging parents\u2019 finances? Well, you\u2019re not alone. A recent survey reveals that 55% of Americans currently plan to \",/*#__PURE__*/e(a,{href:\"https://www.nerdwallet.com/article/finance/2024-financially-assisting-aging-parents-report\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"assist their parents financially\"})}),\", which often includes managing their finances.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Managing your parents\u2019 finances becomes much easier with the right financial tools. In this article, we\u2019ll share resources to help you handle their finances effectively.\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Managing your parents\u2019 finances on top of your own can result in costly mistakes like missed payments, but financial tools can help prevent this.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"To manage your parents\u2019 finances with financial tools, you will need to establish power of attorney.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"The best recommended financial tool is Trustworthy, which you can use to track missed payments, make payment reminders, and store account passwords.\\xa0\\xa0\\xa0\"})})}),/*#__PURE__*/e(\"h2\",{children:\"Why You Need Tools to Manage Aging Parents\u2019 Finances\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/sOr2qCLhiRaoJkHydfJTyLW7O0.png\",srcSet:\"https://framerusercontent.com/images/sOr2qCLhiRaoJkHydfJTyLW7O0.png?scale-down-to=512 512w,https://framerusercontent.com/images/sOr2qCLhiRaoJkHydfJTyLW7O0.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"Managing your parents' finances can be overwhelming, but using specific financial tools can help keep you on track.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"Managing multiple accounts, creating budgets, overseeing investments, and making payments can be challenging. Mistakes are inevitable, especially if you balance these tasks with a full-time job or other responsibilities.\"})}),/*#__PURE__*/e(\"p\",{children:\"What seems like a harmless slip-up can result in late payment fees and additional interest charges.\"}),/*#__PURE__*/e(\"p\",{children:\"Today\u2019s digital tools, such as money management apps, investment trackers, and fraud alerts, make managing your parents\u2019 finances easier and more efficient than ever.\"})]});export const richText23=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"Using Financial Power of Attorney \"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"If you\u2019re trying to manage your parents\u2019 finances without some kind of legal authority, you\u2019ll realize it\u2019s extremely difficult. Simplify the process by having your parents appoint you as their \"}),/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/what-is-a-financial-power-of-attorney\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:/*#__PURE__*/e(\"strong\",{children:\"financial power of attorney\"})})}),/*#__PURE__*/e(\"strong\",{children:\" (POA).\"})]}),/*#__PURE__*/e(\"p\",{children:\"Approaching the subject can be daunting, especially if your parents don\u2019t like talking about finances or admitting they need help.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"Cody Barbo, CEO of \",/*#__PURE__*/e(a,{href:\"https://trustandwill.com/?utm_medium=affiliate&utm_source=impact&utm_campaign=2715954&utm_content=SwExjDWExxyKT-2QlLz023tAUkCVaQzuPWiAws0&utm_name&utm_term&irgwc=1&ir_partnerid=2715954&ir_adid=851260&ir_campaignid=11883\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Trust & Will\"})}),\" in San Diego, California, explains:\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"\u201CConvincing an elderly parent to grant financial power of attorney (POA) is a delicate process that requires empathy and understanding. It\u2019s not just about legal control. It\u2019s about trust and ensuring their best interests are protected in moments when they may not be able to manage finances themselves. \"}),/*#__PURE__*/e(\"p\",{children:'\"Start by framing the conversation around future security and empowerment rather than potential incapacity. Explain that a POA allows them to retain control by choosing someone they trust, rather than having decisions forced by the court in the absence of one.\u201D\\xa0'}),/*#__PURE__*/e(\"p\",{children:\"With a POA, you can access their financial accounts and documents and make financial decisions for them. You can also make payments, write and deposit checks, and even sell property.\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"Remember, for the POA to be valid, you and your parents must sign it. If your \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/elderly-parents/helping-elderly-parents-guide\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"elderly parents\"})}),\" receive Social Security benefits, you must apply directly with the Social Security Administration to become the representative payee to manage their benefits. The same applies to Medicare. You must fill out their form to be appointed as an authorized representative.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"Store your POA on a secure online storage platform like Trustworthy. \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Trustworthy\"})}),\"\u2019s Family Operating System\\xae enables you to store all your financial documents in one secure location that\u2019s easy to organize, access, and share with your family members or financial planners.\\xa0\"]}),/*#__PURE__*/e(\"h2\",{children:\"How to Organize and Store Financial Documents Securely\"}),/*#__PURE__*/e(\"p\",{children:\"Managing your parents\u2019 finances involves dealing with numerous financial documents that must be organized and stored securely. Proper organization saves time and ensures you can quickly access important information when needed.\"}),/*#__PURE__*/e(\"p\",{children:\"Key financial documents to organize include:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/what-is-a-last-will-and-testament-also-known-as-a-will\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Wills\"})}),\" and \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/what-is-a-living-trust\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"trusts\"})}),\".\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Bank statements for proof of income and expenses.\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Documents that have your parents\u2019 Social Security numbers.\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/medical-power-of-attorney-form\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Medical power of attorney\"})}),\".\\xa0\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Financial power of attorney.\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Financial account details like account numbers, user names, log-in details, and contact information of the financial institutions.\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Past tax returns and other tax documents.\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Real estate documents.\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Investment documents.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Property deeds.\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Insurance policies.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Medical information like bills.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"List of all assets.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[\"Other estate planning documents, such as \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/estate-planning/different-types-of-advance-directives\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"advance healthcare directives\"})}),\".\"]})})}),/*#__PURE__*/e(\"p\",{children:\"Organizing your documents into easy-to-find categories can be a real time-saver if you\u2019re looking for errors in accounts or for specific information.\\xa0\"})]});export const richText24=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[\"Organizing and categorizing documents doesn\u2019t have to be an overwhelming task with Trustworthy. Trustworthy has convenient organizational \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/autopilot\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Autopilot\"})}),\" features for document filing recommendations, file name suggestions, and document summaries for faster searching. The autofiling feature makes completing documents easier, as it uses details collected from filed documents.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"If you\u2019re concerned about online dangers like data loss and unauthorized access, you can rest assured your documents will be protected with Trustworthy\u2019s \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/security\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"advanced security features\"})}),\". These include 256-bit AES encryption, two-factor authentication, and HIPAA and SOC 3 compliance to keep your information secure.\\xa0\\xa0\"]}),/*#__PURE__*/e(\"h2\",{children:\"Setting Up Online Banking for Easy Access and Monitoring\"}),/*#__PURE__*/e(\"img\",{alt:\"\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/EBt4JzxEQcjvAROFO4lRrZE66A.png\",srcSet:\"https://framerusercontent.com/images/EBt4JzxEQcjvAROFO4lRrZE66A.png?scale-down-to=512 512w,https://framerusercontent.com/images/EBt4JzxEQcjvAROFO4lRrZE66A.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"To effectively manage your parents\u2019 finances, you\u2019ll need access to their bank accounts. This can be achieved either by using the login details they provide or by applying for access with your POA at their bank.\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"Some people like to appoint their children as joint account owners. However, this only grants access to accounts and not broad financial power like a POA.\"})}),/*#__PURE__*/t(\"p\",{children:[\"Once you can access your parents\u2019 account, you can set up online banking. Keep an eye on what payments are coming in and going out, and look for signs of \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/elderly-parents/how-to-protect-your-parents-from-financial-scams\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"financial abuse or fraud\"})}),\". Set up an automated payment system to ensure that payments are never late or missed.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Ensure you always have account access by storing the account passwords with Trustworthy under the dedicated password storage tab. You can limit who has access to this tab to control who can access passwords and keep track of missed payments.\\xa0\\xa0\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Investment Tracking Tools for Your Parents\u2019 Retirement Accounts\\xa0\\xa0\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Supporting your parents in preparing for retirement often involves monitoring their retirement and investment accounts. Investment tracking tools can simplify this process by providing insights into portfolio performance, asset allocation, fees, and even projected account growth.\"}),/*#__PURE__*/e(\"p\",{children:\"Recommended investment tracker apps include:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Personal Capital: Offers comprehensive tracking for investments and net worth.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Empower: Focuses on retirement planning with tailored recommendations.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Stock Rover: Ideal for detailed stock analysis and portfolio management.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Kubera: Helps track global assets, including investments, real estate, and cryptocurrency.\"})})})]});export const richText25=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"Setting Up Fraud Alerts and Credit Monitoring for Seniors\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Seniors are often targeted by scammers, with the \"}),/*#__PURE__*/e(a,{href:\"https://edition.cnn.com/2024/04/30/politics/elder-fraud-us-fbi-report/index.html\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:/*#__PURE__*/e(\"strong\",{children:\"FBI\u2019s Elder Fraud Report\"})})}),/*#__PURE__*/e(\"strong\",{children:\" revealing that individuals over 60 lost more than $3.4 billion to fraudulent schemes in recent years.\"})]}),/*#__PURE__*/t(\"p\",{children:[\"Steve Kibbel, financial planner and managing editor at\",/*#__PURE__*/e(a,{href:\"https://www.internationalmoneytransfer.com/about\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" International Money Transfer\"})}),\", advises:\"]}),/*#__PURE__*/e(\"p\",{children:\"\u201CPlace a fraud alert on their credit report. This requires lenders to verify their identity before approving new credit. It\u2019s free and lasts a year (but can be renewed).\u201D\"}),/*#__PURE__*/e(\"p\",{children:'Kibbel also notes that it can be beneficial sign up for a credit-monitoring service. \"Some are free, but paid services offer more comprehensive protection.\u201D'}),/*#__PURE__*/e(\"p\",{children:\"Prevent your loved one from becoming a victim by setting up fraud alerts that go off when suspicious payments have gone off. This is a free service offered by credit bureaus Equifax, Experian, and TransUnion.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"To make the fraud alert even more effective, you can set up a credit freeze as well.\\xa0\"}),/*#__PURE__*/e(\"h2\",{children:\"Using Expense-Sharing Apps for Family Caregivers\"}),/*#__PURE__*/e(\"img\",{alt:\"woman using an app on mobile\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/dZEnp3gzqwYdKFPyTCYTICQrpU.jpg\",srcSet:\"https://framerusercontent.com/images/dZEnp3gzqwYdKFPyTCYTICQrpU.jpg?scale-down-to=512 512w,https://framerusercontent.com/images/dZEnp3gzqwYdKFPyTCYTICQrpU.jpg 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"When multiple family members are involved in caregiving, expense-sharing apps can help track spending and prevent misunderstandings. Unfortunately, elder financial abuse is more common than many realize. It might even include subtle actions like withholding change from caregiving purchases or overestimating expenses.\"}),/*#__PURE__*/e(\"p\",{children:\"Trustworthy makes it easier to monitor spending and ensure transparency. With Trustworthy, you can:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Track who spent what and on which caregiving needs.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Share budgets with other caregivers to establish financial expectations.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Maintain a clear, accessible record of caregiving expenses for accountability.\"})})}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions \"}),/*#__PURE__*/e(\"h3\",{children:\"What are the legal protections available if my parents fall victim to financial fraud?\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"If your parents are victims of financial fraud, you will need to report the crime, place a credit freeze, and contact your local bank to see if you can dispute the charges.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"What is considered to be financial abuse of an elder?\"}),/*#__PURE__*/e(\"p\",{children:\"If you or a family member is managing your elderly parents' finances, some signs that financial abuse is taking place include misappropriation, concealment of money, and misuse of money.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"What are the legal consequences of financial abuse?\"}),/*#__PURE__*/e(\"p\",{children:\"If you are caught committing financial elder abuse, you can be punished with fines, restitution, and even jail time.\\xa0\"})]});export const richText26=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/t(\"p\",{children:[\"According to the National Council on Aging, 80% of older adults \",/*#__PURE__*/e(a,{href:\"https://www.ncoa.org/article/addressing-the-nations-retirement-crisis-the-80-percent-financially-struggling/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"face financial challenges\"})}),\" now or are at risk of financial instability in retirement, a reality compounded by the rising cost of living.\"]}),/*#__PURE__*/e(\"p\",{children:\"If your parents struggle to make ends meet in old age, they may qualify for financial assistance programs. In this guide, we\u2019ll explore options available to help you assist them in accessing the resources they need.\"}),/*#__PURE__*/e(\"h2\",{children:\"Key Takeaways\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Key financial assistance programs include Supplemental Security Income (SSI), Medicare, Medicaid, and the Supplemental Nutrition Assistance Program (SNAP).\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Eligible recipients of Supplemental Security Income can receive up to $943 monthly ($1,415 for a couple).\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Trustworthy\u2019s Family Operating System\\xae allows you to organize and store your parents\u2019 financial documents and information safely.\\xa0\\xa0\"})})}),/*#__PURE__*/e(\"h2\",{children:\"How to Determine If Your Parents Qualify for Financial Assistance\\xa0\"}),/*#__PURE__*/e(\"img\",{alt:\"woman helping senior woman\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/xH7m4zN41CCOr4CZv7NRZ7wk8.png\",srcSet:\"https://framerusercontent.com/images/xH7m4zN41CCOr4CZv7NRZ7wk8.png?scale-down-to=512 512w,https://framerusercontent.com/images/xH7m4zN41CCOr4CZv7NRZ7wk8.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"If your parents are struggling to manage monthly bills and other expenses, financial assistance may be critical. Many caregivers find it challenging to cover their parents' expenses alongside their own. Financial assistance programs designed specifically for seniors can provide much-needed support to ease this burden.\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Determining your parents\u2019 eligibility for financial assistance starts with understanding the specific requirements of each program. A good starting point is the \"}),/*#__PURE__*/e(a,{href:\"https://elderindex.org/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:/*#__PURE__*/e(\"strong\",{children:\"Elder Index\"})})}),/*#__PURE__*/e(\"strong\",{children:\".\"})]}),/*#__PURE__*/e(\"p\",{children:\"Developed by the Gerontology Institute at the University of Massachusetts Boston, the Elder Index evaluates whether seniors\u2019 incomes are sufficient to meet basic needs. By entering details such as location, household size, housing situation (renting, owning outright, or with a mortgage), and health status, the tool generates an income benchmark tailored to your parents' specific circumstances.\"}),/*#__PURE__*/e(\"p\",{children:\"If your parents are over 60 and their household income falls below the Elder Index benchmark for their location, it\u2019s a strong indicator that they may benefit from financial assistance programs.\"})]});export const richText27=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"Types of Financial Assistance Programs for Seniors\"}),/*#__PURE__*/e(\"p\",{children:\"There are a fair number of financial assistance programs that your parents may be able to use. We\u2019ll explain how to apply for them and what they cover.\"}),/*#__PURE__*/t(\"p\",{children:[\"Personal finance expert \",/*#__PURE__*/e(a,{href:\"https://smartasset.com/personal-finance/5-ways-to-financially-support-elderly-parents\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"AJ Smith\"})}),\" advises, \u201CDepending on your location and income level, your parents may be able to take advantage of everything from inexpensive assisted living centers to hot meal delivery programs.\u201D\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"While doing in-depth research on what program is best for your parents, keep track of your notes and various assistance programs with Trustworthy. With \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Trustworthy\"})}),\"\u2019s Family Operating System\\xae, you can store all your financial documents in a secure location that makes it easy to organize, access, and share them with others.\\xa0\"]}),/*#__PURE__*/e(\"h3\",{children:\"Social Security and Supplemental Security Income (SSI)\"}),/*#__PURE__*/t(\"p\",{children:[\"Created in 1972, the federal \",/*#__PURE__*/e(a,{href:\"https://www.ssa.gov/ssi\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Supplemental Security Income\"})}),\" (SSI) program offers monthly financial support to eligible older people with limited incomes.\"]}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"According to the \"}),/*#__PURE__*/e(a,{href:\"https://www.cbpp.org/research/social-security/supplemental-security-income\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:/*#__PURE__*/e(\"strong\",{children:\"Center on Budget and Policy Priorities,\"})})}),/*#__PURE__*/e(\"strong\",{children:\" 7.4 million people collected SSI benefits in January 2024 alone.\\xa0\"})]}),/*#__PURE__*/e(\"p\",{children:\"The monthly SSI benefit amount varies based on income, assets, and living arrangements. For instance, if your parents are still working, their SSI payment is reduced by $1 for every $2 they earn.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Also, for every $1 brought in from non-work sources, the SSI payment is reduced by about $1. Specific non-work sources include disability benefits, unemployment payments, and pensions.\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Currently, the\"}),/*#__PURE__*/e(a,{href:\"https://www.ssa.gov/ssi/amount#:~:text=The%20maximum%20monthly%20SSI%20payment,living%20situation%2C%20and%20other%20factors.\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:/*#__PURE__*/e(\"strong\",{children:\" maximum monthly SSI\"})})}),/*#__PURE__*/e(\"strong\",{children:\" payment for 2024 is $943 for one person and $1,415 for a couple.\\xa0\\xa0\"})]}),/*#__PURE__*/e(\"p\",{children:\"So, how do you know if your parents are eligible for this type of funding?\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Kelsey Simasko, attorney at Simasko Law in Mount Clemens, Michigan, explains that SSI is for people who are:\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"\u201C65+ years old (blind or have a qualifying disability) who also meet an income and asset limit. Individuals may qualify for their program if they do not earn more than $1,971/month from RSDI, pension, and work income and if their individual assets do not exceed one house, one car, and $2,000 for a single person, and $3,000 for a married couple. \"}),/*#__PURE__*/e(\"p\",{children:'\"It is important to note that the federal income cap is $2,971, but some states (like Michigan, California, Louisiana, Arkansas, Ohio, and Pennsylvania) allow a higher income limit.\u201D'}),/*#__PURE__*/e(\"p\",{children:\"So, how do you apply?\"}),/*#__PURE__*/t(\"p\",{children:[\"Start the \",/*#__PURE__*/e(a,{href:\"https://www.ssa.gov/apply/ssi\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"application process online\"})}),\" through the Social Security Administration or request an appointment at your local office by calling 1-800-772-1213 (TTY 1-800-325-0778).\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"The online application takes no more than 10 minutes, and you will need to provide the following:\\xa0\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Personal details\"}),\": name, date of birth, Social Security number, contact details, address. \"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Proof of citizenship:\"}),\" birth certificate, U.S. passport, or certificate of citizenship. \"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"If not a citizen, proof of legal residency: \"}),\"permanent resident card or immigration document. \"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Proof of income: \"}),\"pay stubs, tax returns, etc. \"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Proof of living arrangements: \"}),\"lease agreements, property deeds, etc. \"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"List of resources:\"}),\" statements from bank accounts, insurance policies, investment documents, and vehicle registration information.\\xa0\"]})})}),/*#__PURE__*/t(\"p\",{children:[\"There are a lot of documents your elderly parents need, and we recommend storing them with Trustworthy. Its \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/features#autopilot\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"AI-driven Autopilot tool\"})}),\" simplifies household organization with intelligent features like filing recommendations and file name suggestions for quicker, more accurate document filing. Document summaries provide an at-a-glance understanding of your files, making them easy to store and share. With data auto-filling, your account is effortlessly populated with details extracted from your documents, saving you valuable time.\"]})]});export const richText28=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h3\",{children:\"Medicare and Medicaid\"}),/*#__PURE__*/e(\"img\",{alt:\"Young healthcare worker and senior couple analyzing medical reports during home visit\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/IXcIJZdxAry8ZgHZd7unrZOVhbk.png\",srcSet:\"https://framerusercontent.com/images/IXcIJZdxAry8ZgHZd7unrZOVhbk.png?scale-down-to=512 512w,https://framerusercontent.com/images/IXcIJZdxAry8ZgHZd7unrZOVhbk.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/t(\"p\",{children:[\"Medical expenses are some of the biggest things elderly people spend their money on. \",/*#__PURE__*/e(a,{href:\"https://www.cbsnews.com/news/social-security-medicare-seniors-more-americans-struggling-to-pay-bills/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Charlie Wise\"})}),\", senior vice president and head of global research and consulting firm TransUnion, explains:\"]}),/*#__PURE__*/e(\"p\",{children:\"\u201CFor older consumers, more of their income goes to non-discretionary things, like healthcare costs. That's why more of them are having trouble.\u201D\\xa0\\xa0\"}),/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(\"strong\",{children:\"To assist with medical expenses, the government provides two key programs: Medicare (a federal program) and Medicaid (a joint state and federal program).\"})}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(a,{href:\"https://www.medicare.gov/plan-compare/?utm_source=google&utm_medium=paid_search&utm_campaign=pn-cmsoe2024-gm&utm_term=trafficdriving&utm_content=pn10152024_medicare-brand&gad_source=1#/?year=2025&lang=en\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Medicare\"})}),\" provides coverage for people who are 65 and older, as well as younger people with qualifying disabilities or medical conditions.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Medicare is divided into four parts that address specific healthcare needs:\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Part A (hospital insurance):\"}),\" Covers inpatient hospital stays, skilled nursing facility care, and some home health care. To qualify, the recipient or their spouse must have paid Medicare taxes for at least 10 years.\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Part B (medical insurance):\"}),\" Covers outpatient care, doctor visits, and medical equipment. Premiums are based on income, with individuals earning above $103,000 a year paying higher premiums.\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Part C (Medicare Advantage plans):\"}),\" Offers additional benefits, such as vision, dental, and hearing, through private insurers. Enrollment requires eligibility for Parts A and B.\"]})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Part D (prescription drug coverage): \"}),\"Provides prescription drug benefits for a monthly premium, which varies based on the plan.\"]})})}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(a,{href:\"https://www.medicaid.gov/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Medicaid\"})}),\" is designed to assist low-income individuals, regardless of age. Benefits vary by state, but common services covered include:\"]}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Inpatient and outpatient hospital services.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Early and Periodic Screening, Diagnostic, and Treatment services.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Nursing and home health services.\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"X-rays.\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Family planning services.\\xa0\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Midwife services.\"})})}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:\"Transportation to medical care.\\xa0\"})})}),/*#__PURE__*/e(\"h3\",{children:\"Food Assistance for Seniors\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Seniors 65 and older with an income below 185% of the federal poverty guidelines (approximately $15,060 per individual) may qualify for the \"}),/*#__PURE__*/e(a,{href:\"https://www.fns.usda.gov/snap/recipient/eligibility\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:/*#__PURE__*/e(\"strong\",{children:\"Supplemental Nutrition Assistance Program\"})})}),/*#__PURE__*/e(\"strong\",{children:\", or SNAP.\"})]}),/*#__PURE__*/e(\"p\",{children:\"SNAP provides monthly benefits to help seniors purchase essential food items, freeing up funds for other necessary expenses.\"}),/*#__PURE__*/e(\"p\",{children:\"The average SNAP benefit for one person is $118 a month and comes in the form of a card that can be used to purchase fresh meat, vegetables, snack foods, dairy products, and non-alcoholic beverages.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Your parents may also be eligible for excess medical expenses deductions. If they spend more than $35 on out-of-pocket expenses, they can deduct this from their income when applying for SNAP.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"You can help your parents apply directly from SNAP online, by phone, or by mail, and it can take up to 30 days.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Housing Assistance Programs\"}),/*#__PURE__*/t(\"p\",{children:[\"Several housing assistance programs are available to seniors, including reverse mortgages, \",/*#__PURE__*/e(a,{href:\"https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"USDA housing repair grants\"})}),\", and initiatives from the \",/*#__PURE__*/e(a,{href:\"https://www.usda.gov/topics/farming/grants-and-loans\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"U.S. Department of Housing and Urban Development\"})}),\".\"]}),/*#__PURE__*/e(\"p\",{children:\"For example, USDA grants help with housing repair loans for single-family housing and are offered at a 1% fixed interest rate over a 20-year term.\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"Homeowners 65 or older who have paid off or nearly paid off their mortgage can consider a reverse mortgage. This option allows them to convert home equity into cash without monthly repayments, unlike conventional mortgages.\"}),/*#__PURE__*/t(\"p\",{children:[\"Keep track of all \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/elderly-parents/helping-aging-parents-manage-financial-documents\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"financial documents\"})}),\" and mortgage papers with Trustworthy. Use the collaboration features to share these documents with other family members, attorneys, caregivers, and others in your trusted network.\"]})]});export const richText29=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h3\",{children:\"Financial Assistance for Veterans\"}),/*#__PURE__*/e(\"img\",{alt:\"Senior Couple With Woman In Wheelchair Greeting Nurse\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/L1HhgxrwmwboYnb2aw0Lf7LaY8.png\",srcSet:\"https://framerusercontent.com/images/L1HhgxrwmwboYnb2aw0Lf7LaY8.png?scale-down-to=512 512w,https://framerusercontent.com/images/L1HhgxrwmwboYnb2aw0Lf7LaY8.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/e(\"p\",{children:\"If one or both of your parents are veterans, they may qualify for financial assistance through VA benefits.\"}),/*#__PURE__*/e(\"p\",{children:\"The benefits include disability compensation, a pension, health care, home loan, insurance, and burial services\\xa0\"}),/*#__PURE__*/t(\"p\",{children:[\"Veterans who are bedridden or require assistance with daily activities may qualify for \",/*#__PURE__*/e(a,{href:\"https://www.va.gov/pension/aid-attendance-housebound/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Aid and Attendance (A&A)\"})}),\", an increased monthly pension. Married veterans can receive an \",/*#__PURE__*/e(a,{href:\"https://www.aidandattendance.com/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"additional $1,478 to $2,727 per month\"})}),\", depending on their circumstances.\"]}),/*#__PURE__*/e(\"h3\",{children:\"Utility Assistance Programs\"}),/*#__PURE__*/t(\"p\",{children:[\"Seniors struggling to pay for home energy bills can apply for the\",/*#__PURE__*/e(a,{href:\"https://www.liheap.org/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\" Low Income Home Energy Assistance Program (LIHEAP) program\"})}),\". In addition to paying utility bills, these funds can also be used to make energy home improvements to reduce utility bills. Each state has different qualification requirements.\\xa0\"]}),/*#__PURE__*/t(\"p\",{children:[\"The \",/*#__PURE__*/e(a,{href:\"https://www.energy.gov/scep/wap/weatherization-assistance-program\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Weatherization Assistance Program (WAP)\"})}),\" is another program that helps low-income families make changes in their homes to become more energy-efficient. People who use the program save an average of $372 a year after improvements are made.\"]}),/*#__PURE__*/e(\"h2\",{children:\"Frequently Asked Questions\"}),/*#__PURE__*/e(\"h3\",{children:\"Can my parents apply for multiple financial assistance programs at the same time?\"}),/*#__PURE__*/e(\"p\",{children:\"This will depend on what programs they\u2019re applying for. The money they receive from one program may impact their eligibility for another.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Are there any tax implications for getting financial aid through programs like SSI?\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"If your parents earn a substantial income in addition to their benefits, they will need to pay income taxes.\\xa0\"}),/*#__PURE__*/e(\"h3\",{children:\"Are there financial assistance programs for immigrant seniors or non-U.S. citizens?\"}),/*#__PURE__*/e(\"p\",{children:\"Yes, immigrants 65 or older who have at least 40 U.S. work credits may qualify for Social Security benefits.\\xa0\"})]});export const richText30=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"p\",{children:\"We all want to see our parents age happily and comfortably. But to safeguard that comfort and happiness, you might reach a point in which it\u2019s necessary to step in and take control of their finances.\"}),/*#__PURE__*/t(\"p\",{children:[\"Elderly individuals are \",/*#__PURE__*/e(a,{href:\"https://www.fbi.gov/news/stories/elder-fraud-in-focus\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"more likely to be targeted\"})}),\" by financial scammers, and your parents\u2019 \",/*#__PURE__*/e(a,{href:\"https://pmc.ncbi.nlm.nih.gov/articles/PMC6768425/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"household wealth could be drastically affected\"})}),\" by poor decisions related to cognitive decline. You don\u2019t want them to become a statistic or stumble into financial problems.\"]}),/*#__PURE__*/e(\"p\",{children:\"However, it can be incredibly difficult to breach \u201Cthe conversation\u201D with elderly parents \u2014 and taking on the finances of other people might feel a bit daunting, too.\"}),/*#__PURE__*/t(\"p\",{children:[\"To help you get started, we sat down for a Q&A session with Alfred Polizzotto, managing partner of Brooklyn-based law firm \",/*#__PURE__*/e(a,{href:\"https://www.polizzotto.com/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Polizzotto & Polizzotto\"})}),\".\"]}),/*#__PURE__*/t(\"p\",{children:[\"With more than 33 years\u2019 worth of experience practicing law, one of Polizzotto\u2019s special areas of expertise is \",/*#__PURE__*/e(a,{href:\"https://www.polizzotto.com/elder-law/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"elder law\"})}),\" \u2014 guiding clients and their families through crucial processes like setting up \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/how-to-draft-a-power-of-attorney\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"powers of attorney\"})}),\", creating and managing trusts, creating \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/critical-role-of-advance-directives-in-healthcare-planning\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"advance directives\"})}),\", and more.\"]}),/*#__PURE__*/e(\"p\",{children:\"Read on to get his pro tips and discover new strategies to breach tricky conversations, find out how to get professional support, and learn why you should work with siblings and other family members to manage your parents\u2019 finances.\"}),/*#__PURE__*/e(\"h2\",{children:\"What Are Signs It\u2019s Time to Take Over Your Parents\u2019 Finances?\"}),/*#__PURE__*/e(\"img\",{alt:\"frustrated senior couple in debt \",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/rgvG1IEMjm60xFUavfnRxqzveWc.png\",srcSet:\"https://framerusercontent.com/images/rgvG1IEMjm60xFUavfnRxqzveWc.png?scale-down-to=512 512w,https://framerusercontent.com/images/rgvG1IEMjm60xFUavfnRxqzveWc.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Answer\"}),\": If you see unopened bills piling up or hear about calls from creditors, it's usually a sign for intervention. Cognitive decline can sneak up on seniors, and you don\u2019t want to wait until something serious happens.\"]}),/*#__PURE__*/e(\"p\",{children:\"Another sign is if your parents make unusual purchases or seem forgetful about money. I\u2019ve seen too many cases where parents were scammed out of thousands because their kids didn\u2019t step in soon enough.\"})]});export const richText31=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"How Should You Approach 'the Conversation' About Taking Control of Parents\u2019 Finances?\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Answer\"}),\": Ask open-ended questions like, \u201CHow are you managing your bills?\u201D or \u201CIs there anything I can help you take care of?\u201D\"]}),/*#__PURE__*/e(\"p\",{children:\"You don't want to come off as controlling but as someone who cares. When you frame it as a partnership rather than a takeover, they'll be less resistant to your efforts.\"}),/*#__PURE__*/e(\"h2\",{children:\"What Are the Key Documents You\u2019ll Need to Manage Your Parents' Finances?\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Answer\"}),\": Bank statements, credit card statements, and any loan documents. Don\u2019t forget tax returns from the last few years, as they\u2019ll give you a good picture of income and deductions.\"]}),/*#__PURE__*/e(\"p\",{children:\"You\u2019ll also want insurance policies (health, life, and property) and any wills or trusts they may have set up. If they have investments, get access to those account statements as well.\"}),/*#__PURE__*/e(\"h2\",{children:\"How Do You Set Up A Power of Attorney for Financial Decisions?\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Answer\"}),\": The first thing to do is talk to your parents about \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/power-of-attorney-responsibilities\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"why a power of attorney is important\"})}),\". The entire goal here is protecting their interests and ensuring their bills are paid on time if they can\u2019t manage it themselves. Do this while your parents are still able to understand what it means.\"]}),/*#__PURE__*/t(\"p\",{children:[\"The next step is getting in touch with an attorney who \",/*#__PURE__*/e(a,{href:\"https://www.americanbar.org/groups/senior_lawyers/resources/voice-of-experience/2010-2022/what-elder-law-why-do-you-care/\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!0,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"specializes in elder law\"})}),\". They can help draft the document according to your state\u2019s laws.\"]}),/*#__PURE__*/e(\"p\",{children:\"It\u2019s usually a straightforward process where your parents will need to sign the power of attorney in front of a notary.\"}),/*#__PURE__*/e(\"h2\",{children:\"How Should You Organize Your Parents\u2019 Bills and Accounts?\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Answer\"}),\": I recommend setting up a simple and straightforward system \u2014 maybe using a binder or an app where you can keep track of everything in one spot.\"]}),/*#__PURE__*/e(\"p\",{children:\"Break it down into sections for monthly bills, insurance info, bank statements, etc. Set up automatic payments for recurring bills to avoid late fees and stress.\"}),/*#__PURE__*/e(\"p\",{children:\"It\u2019s great if you can sit down with your parents to review everything together regularly. It only goes to reinforce that you want to keep them involved and catch any discrepancies early on.\"})]});export const richText32=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"How Can You Create a Budget for Managing Your Parents' Expenses?\"}),/*#__PURE__*/e(\"img\",{alt:\"daughter helping her father on budgeting\",className:\"framer-image\",height:\"341\",src:\"https://framerusercontent.com/images/ajI0YaB30s8ezyXfSV7QNUqUUpU.png\",srcSet:\"https://framerusercontent.com/images/ajI0YaB30s8ezyXfSV7QNUqUUpU.png?scale-down-to=512 512w,https://framerusercontent.com/images/ajI0YaB30s8ezyXfSV7QNUqUUpU.png 1024w\",style:{aspectRatio:\"1024 / 683\"},width:\"512\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Answer\"}),\": First, list all their income sources, including pensions, Social Security, and any side gigs they might have. Then, break down their expenses into needs and wants.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Their budget needs to accurately reflect \u201Ctheir\u201D lifestyle, not the one you think they need. It needs to cover everything from necessities like healthcare and housing costs to passions and hobbies they\u2019re drawn to.\"}),/*#__PURE__*/e(\"p\",{children:\"Healthcare costs should be at the top because those can sneak up on you \u2014 and nobody wants to be in a situation where they can\u2019t afford their medications.\"}),/*#__PURE__*/e(\"p\",{children:\"I also suggest setting aside a little \u201Cfun money\u201D for them each month. They\u2019ve worked hard for their money, and they deserve to enjoy it.\"}),/*#__PURE__*/e(\"h2\",{children:\"What Do You Need to Know About Managing Your Parents\u2019 Investments?\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Answer\"}),\": Ask them how comfortable they are with risk and what their financial goals are. If they\u2019re invested in stocks, for example, it might be time to discuss shifting some funds into safer options as they age.\"]}),/*#__PURE__*/t(\"p\",{children:[\"And \",/*#__PURE__*/e(\"strong\",{children:\"if you\u2019re not comfortable managing investments yourself, bring in a financial advisor who specializes in elder care.\"})]}),/*#__PURE__*/e(\"h2\",{children:\"How Can You Protect Elderly Parents From Financial Scams?\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Answer\"}),\": Open conversations are the best. I have clients who sit down with their parents and watch YouTube videos about fake calls from the IRS or phishing emails claiming they've won a prize.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Exposing them to what\u2019s happening in the world makes them more likely to take you seriously when you encourage them to be skeptical of unsolicited offers or phone calls.\"}),/*#__PURE__*/e(\"p\",{children:\"You could also set up a \u201Ctrusted contact\u201D system where your parents can run any suspicious calls or emails by you before taking action.\"})]});export const richText33=/*#__PURE__*/t(r.Fragment,{children:[/*#__PURE__*/e(\"h2\",{children:\"How Can You Involve Family Members in Your Parents\u2019 Finances?\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Answer\"}),\": The best thing to do is to have a family meeting early on and \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/elderly-parents/monitor-elderly-parents-finances\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"discuss your parents' financial situation\"})}),\". Everyone should have a voice in this conversation, even if it gets a bit emotional.\"]}),/*#__PURE__*/e(\"p\",{children:\"The good thing here is that you\u2019re not alone, and every sibling can take on a different role. Someone could handle day-to-day expenses, while another could manage investments, etc.\"}),/*#__PURE__*/e(\"h2\",{children:\"When Is it Time to Hire a Financial Advisor or Elder Law Attorney?\"}),/*#__PURE__*/t(\"p\",{children:[/*#__PURE__*/e(\"strong\",{children:\"Answer\"}),\": If you\u2019re feeling overwhelmed or if your parents\u2019 finances are complex, like if there are trusts involved or multiple investment accounts, it\u2019s just better to get help.\\xa0\"]}),/*#__PURE__*/e(\"p\",{children:\"Ideally, you want an advisor who specializes in elder care because they're adept at navigating the challenges seniors face.\\xa0\\xa0\"}),/*#__PURE__*/e(\"p\",{children:\"As for elder law attorneys, ask about their experience with similar cases and get references from other families they've helped.\"}),/*#__PURE__*/e(\"ul\",{children:/*#__PURE__*/e(\"li\",{\"data-preset-tag\":\"p\",children:/*#__PURE__*/e(\"p\",{children:/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/trustworthy-experts\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Get more advice from experts in Trustworthy's Q&A series\"})})})})}),/*#__PURE__*/e(\"p\",{children:\"\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\u2013\"}),/*#__PURE__*/e(\"h2\",{children:\"How Trustworthy Can Help You Ease the Transition\"}),/*#__PURE__*/e(\"img\",{alt:\"trustworthy dashboard\",className:\"framer-image\",height:\"531\",src:\"https://framerusercontent.com/images/uE6hDjggG9MKkrpblY2El5A.png\",srcSet:\"https://framerusercontent.com/images/uE6hDjggG9MKkrpblY2El5A.png?scale-down-to=512 512w,https://framerusercontent.com/images/uE6hDjggG9MKkrpblY2El5A.png?scale-down-to=1024 1024w,https://framerusercontent.com/images/uE6hDjggG9MKkrpblY2El5A.png 1703w\",style:{aspectRatio:\"1703 / 1062\"},width:\"851\"}),/*#__PURE__*/e(\"p\",{children:\"Taking on your parents\u2019 finances can be a messy and complicated process. That\u2019s where a platform like Trustworthy can offer essential support and streamline the process.\"}),/*#__PURE__*/t(\"p\",{children:[\"Trustworthy\u2019s \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/solutions/for-your-parents\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Family Operating System\\xae\"})}),\" enables families to upload essential family documents and create secure digital versions. Everything your family uploads to Trustworthy is \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/security\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"kept under lock and key\"})}),\" with bank-level AES 256-bit encryption \u2014 but its collaborative and organizational features make sharing financial documents safe and easy.\"]}),/*#__PURE__*/e(\"p\",{children:\"That means both you and your parents will be able to access essential documents whenever (or wherever) required. However, you can also grant granular access to your parents\u2019 attorney or financial advisor to collaborate and guarantee everyone is on the same page when it comes to their accounts.\"}),/*#__PURE__*/t(\"p\",{children:[\"Meanwhile, Trustworthy\u2019s AI-powered \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/blog/autopilot\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"Autopilot\"})}),\" tool helps you to organize and categorize your parents\u2019 financial information \u2014 and Trustworthy even sends you automated prompts when insurance policies, IDs, or other documents are up for renewal.\"]}),/*#__PURE__*/t(\"p\",{children:[\"Ready to learn more? Find out how Trustworthy can help you \",/*#__PURE__*/e(a,{href:\"https://www.trustworthy.com/solutions/for-your-parents\",motionChild:!0,nodeId:\"bk8okCO4C\",openInNewTab:!1,scopeId:\"contentManagement\",smoothScroll:!1,children:/*#__PURE__*/e(i.a,{children:\"collaborate with your parents\"})}),\" to manage their finances.\"]})]});\nexport const __FramerMetadata__ = {\"exports\":{\"richText23\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText15\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText18\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText9\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText12\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText32\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText19\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText5\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText26\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText27\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText16\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText25\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText20\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText17\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText24\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText2\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText6\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText8\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText4\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText10\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText11\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText21\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText28\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText3\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText13\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText22\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText7\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText30\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText33\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText14\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText31\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText1\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText29\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"richText\":{\"type\":\"variable\",\"annotations\":{\"framerContractVersion\":\"1\"}},\"__FramerMetadata__\":{\"type\":\"variable\"}}}"],
  "mappings": "uUAAyS,IAAMA,EAAsBC,EAAIC,EAAS,CAAC,SAAS,CAAcD,EAAE,IAAI,CAAC,SAAS,CAAC,uDAAoEE,EAAEC,EAAE,CAAC,KAAK,wCAAwC,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,+BAA+B,CAAC,CAAC,CAAC,EAAE,6JAA6J,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,qUAAqU,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,oQAAoQ,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,+IAA+I,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,4CAA4C,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,GAAG,UAAU,eAAe,OAAO,MAAM,IAAI,uEAAuE,OAAO,yKAAyK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,4BAAyCE,EAAEC,EAAE,CAAC,KAAK,yEAAyE,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,kBAAkB,CAAC,CAAC,CAAC,EAAE,qIAAqI,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAC,6FAAqGE,EAAEC,EAAE,CAAC,KAAK,2CAA2C,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,cAAc,CAAC,CAAC,CAAC,EAAE,qMAAkNF,EAAEC,EAAE,CAAC,KAAK,uGAAuG,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,qCAAgC,CAAC,CAAC,CAAC,EAAE,0BAA0B,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,kBAAkB,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,+MAA+M,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,mBAAmB,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,2IAA2I,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qHAAqH,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,6BAA6B,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,IAAiBE,EAAEC,EAAE,CAAC,KAAK,yFAAyF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,8BAA8B,CAAC,CAAC,CAAC,EAAE,mKAAmK,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,0EAA0E,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,CAAcE,EAAE,KAAK,CAAC,kBAAkB,IAAI,MAAM,CAAC,qBAAqB,OAAO,sBAAsB,eAAe,2BAA2B,MAAM,EAAE,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,sCAAsC,CAAC,EAAE,4LAAyMA,EAAE,KAAK,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,UAAU,gBAAgB,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,kBAAkB,IAAI,MAAM,CAAC,qBAAqB,OAAO,sBAAsB,eAAe,2BAA2B,MAAM,EAAE,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,yCAAyC,CAAC,EAAE,qNAAqN,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,8BAA8B,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,IAAiBE,EAAEC,EAAE,CAAC,KAAK,wHAAwH,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,+BAA+B,CAAC,CAAC,CAAC,EAAE,yLAAyL,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,mHAAmH,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,uJAAuJ,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,+BAA+B,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAEC,EAAE,CAAC,KAAK,yFAAyF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,oBAAoB,CAAC,CAAC,CAAC,EAAE,uHAAuH,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,oLAAoL,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,2OAA2O,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,oMAAiNE,EAAEC,EAAE,CAAC,KAAK,+XAA+X,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,YAAY,CAAC,CAAC,CAAC,EAAE,MAAmBF,EAAEC,EAAE,CAAC,KAAK,gHAAgH,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,gBAAgB,CAAC,CAAC,CAAC,EAAE,OAAO,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAC,yIAAsJE,EAAEC,EAAE,CAAC,KAAK,kFAAkF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,mBAAmB,CAAC,CAAC,CAAC,EAAE,yPAAyP,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,oBAAoB,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,mDAAgEE,EAAEC,EAAE,CAAC,KAAK,8EAA8E,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,0BAA0B,CAAC,CAAC,CAAC,EAAE,+GAA+G,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,4HAA4H,CAAC,CAAC,CAAC,CAAC,EAAeG,EAAuBL,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,oBAAoB,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,4GAA4G,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,uHAAuH,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,wGAAwG,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,sLAAsL,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,uNAAuN,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,wLAAwL,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,iCAAiC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,iOAAiO,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,wOAAwO,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,yTAAoT,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,wMAAwM,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,4BAA4B,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,+DAA+D,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,sJAAsJ,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,iEAA4D,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,yLAA0K,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,0FAAqF,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,gNAAgN,CAAC,CAAC,CAAC,CAAC,EAAeI,EAAuBN,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,IAAI,CAAC,SAAS,2QAAsQ,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,+JAA0J,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,eAAe,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,CAAcE,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAC,gKAAwKE,EAAE,KAAK,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,UAAU,gBAAgB,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAC,iQAAyQE,EAAE,KAAK,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,UAAU,gBAAgB,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,+MAA+M,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,MAAM,CAAC,UAAU,qBAAqB,MAAM,CAAC,iBAAiB,YAAY,YAAY,YAAY,OAAO,OAAO,MAAM,MAAM,EAAE,SAAsBA,EAAEK,EAAE,CAAC,oBAAoB,sEAAsE,SAASC,GAAgBN,EAAEO,EAAE,CAAC,GAAGD,EAAE,KAAK,MAAM,WAAW,GAAG,UAAU,eAAe,IAAI,8BAA8B,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeN,EAAE,KAAK,CAAC,SAAS,2DAA2D,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,kBAAkB,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,sCAAmDE,EAAEC,EAAE,CAAC,KAAK,yEAAyE,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,oBAAoB,CAAC,CAAC,CAAC,EAAE,kFAAkF,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,sPAAsP,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAsBA,EAAE,SAAS,CAAC,SAAS,sKAAsK,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,yPAAoP,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,SAAS,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAEC,EAAE,CAAC,KAAK,qEAAqE,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,SAAS,CAAC,CAAC,CAAC,EAAE,qNAAgN,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeM,EAAuBV,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,IAAI,CAAC,SAAS,gKAAgK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,0NAAgN,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,oJAAoJ,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,0DAA0D,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAsBF,EAAE,SAAS,CAAC,SAAS,YAAY,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,SAAS,CAAC,SAAS,sDAAsD,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,0BAA0B,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6IAA6I,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,iTAAkS,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,WAAW,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,iFAAiF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,+CAA+C,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,sDAAsD,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kIAAkI,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qQAAqQ,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,yQAAoQ,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAEC,EAAE,CAAC,KAAK,iDAAiD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,aAAa,CAAC,CAAC,CAAC,EAAE,0GAA0G,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,+VAA2U,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,0PAA0P,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mbAA8a,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,uIAAkI,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,UAAU,CAAC,EAAE,IAAiBA,EAAEC,EAAE,CAAC,KAAK,gFAAgF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,8CAA8C,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,0CAA0C,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,GAAG,UAAU,eAAe,OAAO,MAAM,IAAI,oEAAoE,OAAO,8PAA8P,MAAM,CAAC,YAAY,aAAa,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,oNAAoN,CAAC,CAAC,CAAC,CAAC,EAAeS,EAAuBX,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,IAAI,CAAC,SAAS,gDAAgD,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,mBAAmB,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,IAAiBE,EAAEC,EAAE,CAAC,KAAK,2GAA2G,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,iBAAiB,CAAC,CAAC,CAAC,EAAE,mEAAmE,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,uKAAuK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6IAA6I,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,cAAc,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,IAAiBE,EAAEC,EAAE,CAAC,KAAK,yDAAyD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,YAAY,CAAC,CAAC,CAAC,EAAE,8EAA8E,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,+FAA+F,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,sJAAsJ,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,2BAA2B,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,IAAiBE,EAAEC,EAAE,CAAC,KAAK,wFAAwF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,sBAAsB,CAAC,CAAC,CAAC,EAAE,mHAA8G,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,6IAA6I,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,oIAA4IE,EAAEC,EAAE,CAAC,KAAK,2CAA2C,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,mCAAmC,CAAC,CAAC,CAAC,EAAE,iTAA4S,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,qCAAqC,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,GAAG,UAAU,eAAe,OAAO,MAAM,IAAI,uEAAuE,OAAO,uQAAuQ,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,8HAA8H,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,yHAAoH,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,OAAO,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAEC,EAAE,CAAC,KAAK,0EAA0E,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,SAAS,CAAC,CAAC,CAAC,EAAE,kQAA6P,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAsBA,EAAE,SAAS,CAAC,SAAS,oMAA+L,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeU,EAAuBZ,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,IAAI,CAAC,SAAS,mWAAyV,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,mBAAmB,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,sCAAmDE,EAAEC,EAAE,CAAC,KAAK,oEAAoE,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,oBAAoB,CAAC,CAAC,CAAC,EAAE,4FAAuF,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,mKAAmK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6KAA6K,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,yMAAyM,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,UAAU,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,oFAAoF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,qDAAqD,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAEC,EAAE,CAAC,KAAK,sEAAsE,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,UAAU,eAAe,kBAAkB,MAAM,SAAsBF,EAAE,MAAM,CAAC,IAAI,GAAG,UAAU,eAAe,OAAO,MAAM,IAAI,uEAAuE,OAAO,uQAAuQ,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,MAAM,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,4BAA4B,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,mDAAmD,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kIAAkI,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,gNAAgN,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,0CAA0C,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,8PAA8P,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,0DAA0D,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,gTAA2S,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,8DAA8D,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qQAAqQ,CAAC,CAAC,CAAC,CAAC,EAAeW,EAAuBb,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,IAAI,CAAC,SAAS,8OAAyO,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,+OAA+O,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,mBAAmB,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,sIAAsI,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,4GAA4G,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,2EAA2E,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,mDAAmD,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,oDAAoD,UAAU,eAAe,OAAO,MAAM,IAAI,uEAAuE,OAAO,yKAAyK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,8OAA+N,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qGAAqG,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,yBAAyB,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,OAAO,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,0GAA0G,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAsBF,EAAE,SAAS,CAAC,SAAS,yBAAyB,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,SAAS,CAAC,SAAS,8GAA8G,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,gTAAgT,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kWAA6V,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kCAAkC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,4BAAyCE,EAAEC,EAAE,CAAC,KAAK,uFAAuF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,cAAc,CAAC,CAAC,CAAC,EAAE,kHAA6G,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAC,yFAAiGE,EAAEC,EAAE,CAAC,KAAK,8FAA8F,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,aAAa,CAAC,CAAC,CAAC,EAAE,kDAAkD,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeU,EAAuBd,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,IAAI,CAAC,SAAS,oNAAqM,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,4CAA4C,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,kBAAkB,CAAC,EAAE,0DAA0D,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,0BAA0B,CAAC,EAAE,2IAA2I,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,gCAAgC,CAAC,EAAE,0IAA0I,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,wBAAwB,CAAC,EAAE,wSAAwS,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,kDAAkD,CAAC,EAAE,sMAAiM,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,yJAAsKE,EAAEC,EAAE,CAAC,KAAK,+BAA+B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,aAAa,CAAC,CAAC,CAAC,EAAE,mEAAgFF,EAAEC,EAAE,CAAC,KAAK,uFAAuF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,iBAAiB,CAAC,CAAC,CAAC,EAAE,4HAA4H,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeW,EAAuBf,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,cAAc,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,KAAkBE,EAAEC,EAAE,CAAC,KAAK,0EAA0E,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,cAAc,CAAC,CAAC,CAAC,EAAE,uOAAuO,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAsBA,EAAE,SAAS,CAAC,SAAS,mPAAyO,CAAC,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,qIAAkJE,EAAEC,EAAE,CAAC,KAAK,qEAAqE,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,eAAe,CAAC,CAAC,CAAC,EAAE,uIAAuI,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,yEAAyE,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,sBAAsB,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,uCAAuC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,4CAA4C,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,wCAAwC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,sHAAsH,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,8BAA8B,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,uEAAuE,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAec,EAAuBhB,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,iCAAiC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,0VAAqV,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,yDAAyD,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,UAAU,CAAC,EAAE,qEAAqE,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,UAAU,CAAC,EAAE,+EAA+E,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAEC,EAAE,CAAC,KAAK,6DAA6D,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAsBF,EAAE,SAAS,CAAC,SAAS,SAAS,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,SAAS,CAAC,SAAS,GAAG,CAAC,EAAE,uDAAuD,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,YAAY,CAAC,EAAE,8FAAyF,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mMAAmM,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,4BAA4B,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,0EAA0E,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,oLAAoL,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,yDAAyD,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,sJAAsJ,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,oEAAoE,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,2GAA2G,CAAC,CAAC,CAAC,CAAC,EAAee,EAAwBjB,EAAIC,EAAS,CAAC,SAAS,CAAcD,EAAE,IAAI,CAAC,SAAS,CAAC,gCAA6CE,EAAEC,EAAE,CAAC,KAAK,yEAAyE,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,iBAAiB,CAAC,CAAC,CAAC,EAAE,0OAA0O,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,2UAA2U,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,eAAe,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,CAAcE,EAAE,KAAK,CAAC,kBAAkB,IAAI,MAAM,CAAC,qBAAqB,OAAO,sBAAsB,eAAe,2BAA2B,MAAM,EAAE,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAC,yKAAiLE,EAAE,KAAK,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,UAAU,gBAAgB,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,kBAAkB,IAAI,MAAM,CAAC,qBAAqB,OAAO,sBAAsB,eAAe,2BAA2B,MAAM,EAAE,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAC,kIAA+IE,EAAE,KAAK,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,UAAU,gBAAgB,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,kBAAkB,IAAI,MAAM,CAAC,qBAAqB,OAAO,sBAAsB,eAAe,2BAA2B,MAAM,EAAE,SAAS,CAAcA,EAAE,IAAI,CAAC,SAAS,CAAC,kDAA+DE,EAAEC,EAAE,CAAC,KAAK,0GAA0G,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,QAAQ,CAAC,CAAC,CAAC,EAAE,qGAAqG,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAsBA,EAAE,KAAK,CAAC,UAAU,gBAAgB,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,MAAM,CAAC,UAAU,qBAAqB,MAAM,CAAC,iBAAiB,YAAY,YAAY,YAAY,OAAO,OAAO,MAAM,MAAM,EAAE,SAAsBA,EAAEK,EAAE,CAAC,oBAAoB,sEAAsE,SAASC,GAAgBN,EAAEO,EAAE,CAAC,GAAGD,EAAE,KAAK,MAAM,WAAW,GAAG,UAAU,eAAe,IAAI,8BAA8B,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeN,EAAE,KAAK,CAAC,SAAS,2DAA2D,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6RAAwR,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,2OAA2O,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,SAAS,CAAC,EAAE,IAAiBA,EAAEC,EAAE,CAAC,KAAK,mFAAmF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,oDAAoD,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAec,EAAwBlB,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,IAAI,CAAC,SAAS,mQAAmQ,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,yFAAsGE,EAAEC,EAAE,CAAC,KAAK,0EAA0E,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,OAAO,CAAC,CAAC,CAAC,EAAE,sIAAsI,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,qCAAgC,CAAC,EAAE,KAAkBA,EAAEC,EAAE,CAAC,KAAK,uGAAuG,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,uDAAuD,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,MAAM,CAAC,IAAI,GAAG,UAAU,eAAe,OAAO,MAAM,IAAI,oEAAoE,OAAO,8PAA8P,MAAM,CAAC,YAAY,aAAa,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kDAAkD,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,IAAI,CAAC,EAAE,IAAiBA,EAAE,SAAS,CAAC,SAAS,mDAAmD,CAAC,EAAE,kUAAkU,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,GAAG,CAAC,EAAE,KAAkBA,EAAE,SAAS,CAAC,SAAS,cAAc,CAAC,EAAE,iJAAiJ,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,GAAG,CAAC,EAAE,KAAkBA,EAAE,SAAS,CAAC,SAAS,+BAA+B,CAAC,EAAE,uMAAuM,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,kBAAkB,CAAC,EAAE,+FAA0F,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,qDAAqD,CAAC,EAAE,oIAAoI,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,uDAAkD,CAAC,EAAE,mDAAmD,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,iCAAiC,CAAC,EAAE,8FAA8F,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,2DAAsD,CAAC,EAAE,yKAAsLA,EAAEC,EAAE,CAAC,KAAK,uFAAuF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,sCAAsC,CAAC,CAAC,CAAC,EAAE,OAAO,CAAC,CAAC,CAAC,CAAC,CAAC,EAAee,EAAwBnB,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,kEAAkE,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,GAAG,UAAU,eAAe,OAAO,MAAM,IAAI,qEAAqE,OAAO,qKAAqK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,uJAAkJ,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,wBAAwB,CAAC,EAAE,uLAAuL,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,yDAAyD,CAAC,EAAE,mhBAAmhB,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,kBAAkB,CAAC,EAAE,4OAA4O,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,0BAA0B,CAAC,EAAE,sZAAsZ,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,waAAwa,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,sEAAsE,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,UAAU,eAAe,kBAAkB,MAAM,SAAsBF,EAAE,MAAM,CAAC,IAAI,GAAG,UAAU,eAAe,OAAO,MAAM,IAAI,uEAAuE,OAAO,uQAAuQ,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,MAAM,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAekB,EAAwBpB,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,4BAA4B,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,gEAAgE,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mIAAmI,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,qDAAqD,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,4LAA4L,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,yDAAyD,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mLAAyK,CAAC,CAAC,CAAC,CAAC,EAAemB,EAAwBrB,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,IAAI,CAAC,SAAS,+SAA0S,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,8SAAyS,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,eAAe,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,oJAAoJ,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,mIAAmI,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,qHAAqH,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,2CAA2C,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,4CAA4C,UAAU,eAAe,OAAO,MAAM,IAAI,uEAAuE,OAAO,yKAAyK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAsBA,EAAE,SAAS,CAAC,SAAS,6KAA6K,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,4EAAuE,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,8BAA8B,CAAC,EAAE,yVAAyV,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,mEAAmE,CAAC,EAAE,waAA8Z,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,qCAAqC,CAAC,EAAE,oSAAoS,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,kFAA+FE,EAAEC,EAAE,CAAC,KAAK,+BAA+B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,aAAa,CAAC,CAAC,CAAC,EAAE,oRAA+Q,CAAC,CAAC,CAAC,CAAC,CAAC,EAAekB,EAAwBtB,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,gCAAgC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,+HAA4IE,EAAEC,EAAE,CAAC,KAAK,+EAA+E,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,eAAe,CAAC,CAAC,CAAC,EAAE,6MAA8L,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,uCAAuC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mOAAmO,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,sDAAsD,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,oBAAoB,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,gBAAgB,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,oBAAoB,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,0CAA0C,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,eAAe,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,2BAA2B,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,iBAAiB,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6WAAwW,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,sCAAsC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6QAAwQ,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,+BAA+B,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kUAA6T,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,sBAAsB,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mOAAyN,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,+BAA+B,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,kMAA0ME,EAAEC,EAAE,CAAC,KAAK,8FAA8F,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,mBAAmB,CAAC,CAAC,CAAC,EAAE,mEAA8D,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAsBA,EAAE,SAAS,CAAC,SAAS,oKAAoK,CAAC,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,iGAAyGE,EAAEC,EAAE,CAAC,KAAK,uCAAuC,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,wBAAwB,CAAC,CAAC,CAAC,EAAE,gTAAgT,CAAC,CAAC,CAAC,CAAC,CAAC,EAAemB,EAAwBvB,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,qCAAqC,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,8BAA8B,UAAU,eAAe,OAAO,MAAM,IAAI,sEAAsE,OAAO,uKAAuK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qMAAqM,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mXAAmX,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kNAA6M,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,wDAAwD,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,2SAA2S,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,8FAA8F,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,uCAAuC,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAsBF,EAAE,SAAS,CAAC,SAAS,4BAA4B,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,SAAS,CAAC,SAAS,8IAA8I,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mRAAmR,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,gPAAgP,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,kCAAkC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,6VAAqWE,EAAE,SAAS,CAAC,SAAS,MAAM,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,6CAA6C,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,gKAAgK,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,yCAAsDE,EAAEC,EAAE,CAAC,KAAK,2BAA2B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,SAAS,CAAC,CAAC,CAAC,EAAE,0LAAuMF,EAAEC,EAAE,CAAC,KAAK,wBAAwB,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,UAAU,CAAC,CAAC,CAAC,EAAE,yKAAyK,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,4aAAka,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,wDAAwD,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,2JAA2J,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,8PAAyP,CAAC,EAAE,MAAM,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,iTAAiT,CAAC,CAAC,CAAC,CAAC,EAAesB,EAAwBxB,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,qCAAqC,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,2BAA2B,UAAU,eAAe,OAAO,MAAM,IAAI,sEAAsE,OAAO,uKAAuK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,2HAA2H,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,wBAAwB,CAAC,EAAE,sKAAsK,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,qCAAqC,CAAC,EAAE,sDAAmEA,EAAEC,EAAE,CAAC,KAAK,qFAAqF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,oBAAoB,CAAC,CAAC,CAAC,EAAE,eAAe,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,kSAAkS,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,yBAAyB,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,4HAAoIE,EAAEC,EAAE,CAAC,KAAK,8FAA8F,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,qBAAqB,CAAC,CAAC,CAAC,EAAE,+HAAuIF,EAAEC,EAAE,CAAC,KAAK,8FAA8F,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,iBAAiB,CAAC,CAAC,CAAC,EAAE,6BAA6B,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAC,uEAAoFE,EAAEC,EAAE,CAAC,KAAK,+BAA+B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,cAAc,CAAC,CAAC,CAAC,EAAE,2CAA2C,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,igBAAuf,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,sKAAsK,CAAC,EAAE,MAAM,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,2IAAsI,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,4BAA4B,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,8GAA8G,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,2LAAsL,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,mFAA8E,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,+HAAqH,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,uFAAkF,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mPAAmP,CAAC,CAAC,CAAC,CAAC,EAAeuB,EAAwBzB,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,IAAI,CAAC,SAAS,sPAAiP,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,+OAAqO,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,mBAAmB,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAsBA,EAAE,SAAS,CAAC,SAAS,2FAA2F,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAsBA,EAAE,SAAS,CAAC,SAAS,wEAAwE,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAsBA,EAAE,SAAS,CAAC,SAAS,uEAAuE,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,uDAAuD,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,sDAAsD,UAAU,eAAe,OAAO,MAAM,IAAI,sEAAsE,OAAO,uKAAuK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,0BAAuCE,EAAEC,EAAE,CAAC,KAAK,4BAA4B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,cAAc,CAAC,CAAC,CAAC,EAAE,yKAAoK,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,mMAA8L,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,uLAAuL,CAAC,CAAC,CAAC,CAAC,EAAewB,EAAwB1B,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,uBAAuB,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6MAA6M,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kZAAkZ,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,mHAA2HE,EAAEC,EAAE,CAAC,KAAK,+BAA+B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,aAAa,CAAC,CAAC,CAAC,EAAE,kIAA6H,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,kDAAkD,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,2EAAmFE,EAAEC,EAAE,CAAC,KAAK,+DAA+D,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,eAAe,CAAC,CAAC,CAAC,EAAE,+GAA0G,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,wFAAwF,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,YAAY,CAAC,EAAE,gMAAgM,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,YAAY,CAAC,EAAE,sOAAsO,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mLAA8K,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,SAAS,CAAC,EAAE,+JAA+J,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,YAAY,CAAC,EAAE,uKAAuK,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,WAAW,CAAC,EAAE,8HAA8H,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,wQAAwQ,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,SAAS,CAAC,EAAE,KAAkBA,EAAEC,EAAE,CAAC,KAAK,iFAAiF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,kCAAkC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,gDAAgD,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,gCAAgC,UAAU,eAAe,OAAO,MAAM,IAAI,qEAAqE,OAAO,qKAAqK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,+JAA+J,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,uBAAuB,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,+JAA0J,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,oBAAoB,CAAC,EAAE,8JAA8J,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,0BAA0B,CAAC,EAAE,oKAAoK,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,oBAAoB,CAAC,EAAE,0KAAqK,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,iBAAiB,CAAC,EAAE,sLAAsL,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,uBAAuB,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,iFAAiF,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,qBAAqB,CAAC,EAAE,yTAAyT,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,aAAa,CAAC,EAAE,kPAAwO,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,wCAAwC,CAAC,EAAE,sLAAsL,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,8CAA8C,CAAC,EAAE,2MAA2M,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeyB,EAAwB3B,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,8DAA8D,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,6JAAwJ,CAAC,EAAE,MAAM,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,4KAA4K,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,0IAAqI,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,4CAA4C,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,gBAA6BE,EAAEC,EAAE,CAAC,KAAK,iCAAiC,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,wBAAwB,CAAC,CAAC,CAAC,EAAE,+RAA+R,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAC,uCAA+CE,EAAEC,EAAE,CAAC,KAAK,kDAAkD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,QAAQ,CAAC,CAAC,CAAC,EAAE,uJAAuJ,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,2CAA2C,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAsBA,EAAE,SAAS,CAAC,SAAS,2JAA2J,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,sFAAsF,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,uBAAuB,CAAC,EAAE,0GAAuHA,EAAEC,EAAE,CAAC,KAAK,0HAA0H,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,KAAK,CAAC,CAAC,CAAC,EAAE,uCAAuC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,2BAA2B,CAAC,EAAE,uJAAuJ,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,gHAA2G,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,0CAA0C,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,gDAAgD,UAAU,eAAe,OAAO,MAAM,IAAI,uEAAuE,OAAO,yKAAyK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,yMAA+L,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,gMAAsL,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,8CAA8C,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAsBF,EAAE,SAAS,CAAC,SAAS,iBAAiB,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,SAAS,CAAC,SAAS,yDAAyD,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,uPAAkP,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6QAAmQ,CAAC,CAAC,CAAC,CAAC,EAAe0B,EAAwB5B,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,yCAAyC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6FAA6F,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,eAAe,CAAC,EAAE,4GAA4G,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,iBAAiB,CAAC,EAAE,yFAAyF,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,iBAAiB,CAAC,EAAE,wFAAmF,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,uBAAuB,CAAC,EAAE,yFAAyF,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kUAAmT,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,4BAA4B,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,CAAC,sFAAmGE,EAAE,SAAS,CAAC,SAAS,MAAM,CAAC,EAAE,UAAU,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,wMAAmM,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,sDAAsD,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,+MAA0M,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,gCAAgC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6KAA6K,CAAC,CAAC,CAAC,CAAC,EAAe2B,EAAwB7B,EAAIC,EAAS,CAAC,SAAS,CAAcD,EAAE,IAAI,CAAC,SAAS,CAAC,4KAA+KE,EAAEC,EAAE,CAAC,KAAK,6FAA6F,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,kCAAkC,CAAC,CAAC,CAAC,EAAE,qDAAqD,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,qLAA2K,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,mBAAmB,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,wJAAmJ,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,2GAAsG,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,kKAAkK,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,2DAAsD,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,GAAG,UAAU,eAAe,OAAO,MAAM,IAAI,sEAAsE,OAAO,uKAAuK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qHAAqH,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAsBA,EAAE,SAAS,CAAC,SAAS,8NAA8N,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qGAAqG,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kLAAwK,CAAC,CAAC,CAAC,CAAC,EAAe4B,EAAwB9B,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,oCAAoC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,wNAAoM,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,yFAAyF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAsBF,EAAE,SAAS,CAAC,SAAS,6BAA6B,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,SAAS,CAAC,SAAS,SAAS,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6IAAwI,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,sBAAmCE,EAAEC,EAAE,CAAC,KAAK,8NAA8N,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,cAAc,CAAC,CAAC,CAAC,EAAE,0CAA0C,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,iUAAkT,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,gRAA2Q,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,4LAA4L,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,iFAA8FE,EAAEC,EAAE,CAAC,KAAK,iFAAiF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,iBAAiB,CAAC,CAAC,CAAC,EAAE,iRAAiR,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAC,wEAAqFE,EAAEC,EAAE,CAAC,KAAK,+BAA+B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,aAAa,CAAC,CAAC,CAAC,EAAE,kNAAwM,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,wDAAwD,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,0OAAqO,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,8CAA8C,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAEC,EAAE,CAAC,KAAK,0GAA0G,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,OAAO,CAAC,CAAC,CAAC,EAAE,QAAqBF,EAAEC,EAAE,CAAC,KAAK,0EAA0E,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,QAAQ,CAAC,CAAC,CAAC,EAAE,OAAO,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,uDAAuD,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,qEAAgE,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAEC,EAAE,CAAC,KAAK,kEAAkE,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,2BAA2B,CAAC,CAAC,CAAC,EAAE,OAAO,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,kCAAkC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,wIAAwI,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,+CAA+C,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,4BAA4B,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,uBAAuB,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,qBAAqB,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,qBAAqB,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,iCAAiC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,qBAAqB,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAC,4CAAyDE,EAAEC,EAAE,CAAC,KAAK,yFAAyF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,+BAA+B,CAAC,CAAC,CAAC,EAAE,GAAG,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,gKAA2J,CAAC,CAAC,CAAC,CAAC,EAAe6B,EAAwB/B,EAAIC,EAAS,CAAC,SAAS,CAAcD,EAAE,IAAI,CAAC,SAAS,CAAC,kJAA0JE,EAAEC,EAAE,CAAC,KAAK,6CAA6C,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,WAAW,CAAC,CAAC,CAAC,EAAE,qOAAqO,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAC,uKAA0KE,EAAEC,EAAE,CAAC,KAAK,uCAAuC,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,4BAA4B,CAAC,CAAC,CAAC,EAAE,4IAA4I,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,0DAA0D,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,GAAG,UAAU,eAAe,OAAO,MAAM,IAAI,sEAAsE,OAAO,uKAAuK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,+NAAqN,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAsBA,EAAE,SAAS,CAAC,SAAS,4JAA4J,CAAC,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,kKAA0KE,EAAEC,EAAE,CAAC,KAAK,oGAAoG,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,0BAA0B,CAAC,CAAC,CAAC,EAAE,4FAA4F,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,+PAA+P,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,kFAA6E,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,0RAA0R,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,8CAA8C,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,gFAAgF,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,wEAAwE,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,0EAA0E,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,4FAA4F,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAe8B,EAAwBhC,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,2DAA2D,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,mDAAmD,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,mFAAmF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAsBF,EAAE,SAAS,CAAC,SAAS,+BAA0B,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,SAAS,CAAC,SAAS,wGAAwG,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,yDAAsEE,EAAEC,EAAE,CAAC,KAAK,mDAAmD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,+BAA+B,CAAC,CAAC,CAAC,EAAE,YAAY,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,2LAA4K,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mKAA8J,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,sNAAsN,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,0FAA0F,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,kDAAkD,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,+BAA+B,UAAU,eAAe,OAAO,MAAM,IAAI,sEAAsE,OAAO,uKAAuK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,gUAAgU,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qGAAqG,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,qDAAqD,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,0EAA0E,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,gFAAgF,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,6BAA6B,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,4FAA4F,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kLAAkL,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,uDAAuD,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,gMAAgM,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,qDAAqD,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,0HAA0H,CAAC,CAAC,CAAC,CAAC,EAAe+B,EAAwBjC,EAAIC,EAAS,CAAC,SAAS,CAAcD,EAAE,IAAI,CAAC,SAAS,CAAC,mEAAgFE,EAAEC,EAAE,CAAC,KAAK,+GAA+G,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,2BAA2B,CAAC,CAAC,CAAC,EAAE,gHAAgH,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,8NAAyN,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,mBAAmB,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,6JAA6J,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,2GAA2G,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,wJAA8I,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,uEAAuE,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,6BAA6B,UAAU,eAAe,OAAO,MAAM,IAAI,qEAAqE,OAAO,qKAAqK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,iUAAiU,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,wKAAmK,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,0BAA0B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAsBF,EAAE,SAAS,CAAC,SAAS,aAAa,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,SAAS,CAAC,SAAS,GAAG,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mZAA8Y,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,yMAAoM,CAAC,CAAC,CAAC,CAAC,EAAegC,EAAwBlC,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,oDAAoD,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,8JAAyJ,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,2BAAwCE,EAAEC,EAAE,CAAC,KAAK,wFAAwF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,UAAU,CAAC,CAAC,CAAC,EAAE,yMAA+L,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAC,2JAAwKE,EAAEC,EAAE,CAAC,KAAK,+BAA+B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,aAAa,CAAC,CAAC,CAAC,EAAE,8KAAyK,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,wDAAwD,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,gCAA6CE,EAAEC,EAAE,CAAC,KAAK,0BAA0B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,8BAA8B,CAAC,CAAC,CAAC,EAAE,gGAAgG,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,mBAAmB,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,6EAA6E,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAsBF,EAAE,SAAS,CAAC,SAAS,yCAAyC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,SAAS,CAAC,SAAS,uEAAuE,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,yMAAyM,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,0LAA0L,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,gBAAgB,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,gIAAgI,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAsBF,EAAE,SAAS,CAAC,SAAS,sBAAsB,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,SAAS,CAAC,SAAS,2EAA2E,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,gFAAgF,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kHAAkH,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kWAA6V,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6LAAwL,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,uBAAuB,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,aAA0BE,EAAEC,EAAE,CAAC,KAAK,gCAAgC,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,4BAA4B,CAAC,CAAC,CAAC,EAAE,gJAAgJ,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,uGAAuG,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,kBAAkB,CAAC,EAAE,2EAA2E,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,uBAAuB,CAAC,EAAE,oEAAoE,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,8CAA8C,CAAC,EAAE,mDAAmD,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,mBAAmB,CAAC,EAAE,+BAA+B,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,gCAAgC,CAAC,EAAE,yCAAyC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,oBAAoB,CAAC,EAAE,qHAAqH,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,+GAA4HE,EAAEC,EAAE,CAAC,KAAK,iDAAiD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,0BAA0B,CAAC,CAAC,CAAC,EAAE,iZAAiZ,CAAC,CAAC,CAAC,CAAC,CAAC,EAAe+B,EAAwBnC,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,uBAAuB,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,wFAAwF,UAAU,eAAe,OAAO,MAAM,IAAI,uEAAuE,OAAO,yKAAyK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,wFAAqGE,EAAEC,EAAE,CAAC,KAAK,wGAAwG,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,cAAc,CAAC,CAAC,CAAC,EAAE,+FAA+F,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,oKAA0J,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAsBA,EAAE,SAAS,CAAC,SAAS,2JAA2J,CAAC,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAEC,EAAE,CAAC,KAAK,8MAA8M,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,UAAU,CAAC,CAAC,CAAC,EAAE,uIAAuI,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,6EAA6E,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,8BAA8B,CAAC,EAAE,4LAA4L,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,6BAA6B,CAAC,EAAE,qKAAqK,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,oCAAoC,CAAC,EAAE,gJAAgJ,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,uCAAuC,CAAC,EAAE,4FAA4F,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAEC,EAAE,CAAC,KAAK,4BAA4B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,UAAU,CAAC,CAAC,CAAC,EAAE,gIAAgI,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,6CAA6C,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,mEAAmE,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,uCAAuC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,aAAa,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,+BAA+B,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,mBAAmB,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAS,qCAAqC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,6BAA6B,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,8IAA8I,CAAC,EAAeA,EAAEC,EAAE,CAAC,KAAK,sDAAsD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAsBF,EAAE,SAAS,CAAC,SAAS,2CAA2C,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,SAAS,CAAC,SAAS,YAAY,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,8HAA8H,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,4MAA4M,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qMAAqM,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qHAAqH,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,6BAA6B,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,8FAA2GE,EAAEC,EAAE,CAAC,KAAK,qHAAqH,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,4BAA4B,CAAC,CAAC,CAAC,EAAE,8BAA2CF,EAAEC,EAAE,CAAC,KAAK,uDAAuD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,kDAAkD,CAAC,CAAC,CAAC,EAAE,GAAG,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,wJAAwJ,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,iOAAiO,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,qBAAkCE,EAAEC,EAAE,CAAC,KAAK,oGAAoG,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,qBAAqB,CAAC,CAAC,CAAC,EAAE,sLAAsL,CAAC,CAAC,CAAC,CAAC,CAAC,EAAegC,EAAwBpC,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,mCAAmC,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,wDAAwD,UAAU,eAAe,OAAO,MAAM,IAAI,sEAAsE,OAAO,uKAAuK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,6GAA6G,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qHAAqH,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,0FAAuGE,EAAEC,EAAE,CAAC,KAAK,wDAAwD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,0BAA0B,CAAC,CAAC,CAAC,EAAE,mEAAgFF,EAAEC,EAAE,CAAC,KAAK,oCAAoC,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,uCAAuC,CAAC,CAAC,CAAC,EAAE,qCAAqC,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,6BAA6B,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,oEAAiFE,EAAEC,EAAE,CAAC,KAAK,0BAA0B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,6DAA6D,CAAC,CAAC,CAAC,EAAE,wLAAwL,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAC,OAAoBE,EAAEC,EAAE,CAAC,KAAK,oEAAoE,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,yCAAyC,CAAC,CAAC,CAAC,EAAE,wMAAwM,CAAC,CAAC,EAAeF,EAAE,KAAK,CAAC,SAAS,4BAA4B,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,mFAAmF,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,oJAA+I,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,yFAAyF,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kHAAkH,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,qFAAqF,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kHAAkH,CAAC,CAAC,CAAC,CAAC,EAAemC,EAAwBrC,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,IAAI,CAAC,SAAS,8MAAyM,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,2BAAwCE,EAAEC,EAAE,CAAC,KAAK,wDAAwD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,4BAA4B,CAAC,CAAC,CAAC,EAAE,kDAA0DF,EAAEC,EAAE,CAAC,KAAK,oDAAoD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,gDAAgD,CAAC,CAAC,CAAC,EAAE,qIAAgI,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,uLAAwK,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,8HAA2IE,EAAEC,EAAE,CAAC,KAAK,8BAA8B,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,yBAAyB,CAAC,CAAC,CAAC,EAAE,GAAG,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAC,4HAA+HE,EAAEC,EAAE,CAAC,KAAK,wCAAwC,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,WAAW,CAAC,CAAC,CAAC,EAAE,wFAAgGF,EAAEC,EAAE,CAAC,KAAK,oEAAoE,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,oBAAoB,CAAC,CAAC,CAAC,EAAE,4CAAyDF,EAAEC,EAAE,CAAC,KAAK,8FAA8F,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,oBAAoB,CAAC,CAAC,CAAC,EAAE,aAAa,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,+OAA0O,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,yEAA+D,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,oCAAoC,UAAU,eAAe,OAAO,MAAM,IAAI,uEAAuE,OAAO,yKAAyK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,QAAQ,CAAC,EAAE,6NAAwN,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qNAA2M,CAAC,CAAC,CAAC,CAAC,EAAeoC,EAAwBtC,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,4FAAuF,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,QAAQ,CAAC,EAAE,6IAAyH,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,2KAA2K,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,+EAA0E,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,QAAQ,CAAC,EAAE,6LAAmL,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,+LAA0L,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,gEAAgE,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,QAAQ,CAAC,EAAE,yDAAsEA,EAAEC,EAAE,CAAC,KAAK,sEAAsE,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,sCAAsC,CAAC,CAAC,CAAC,EAAE,gNAA2M,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAC,0DAAuEE,EAAEC,EAAE,CAAC,KAAK,4HAA4H,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,0BAA0B,CAAC,CAAC,CAAC,EAAE,yEAAoE,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,8HAAyH,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,gEAA2D,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,QAAQ,CAAC,EAAE,wJAAmJ,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mKAAmK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,oMAA+L,CAAC,CAAC,CAAC,CAAC,EAAeqC,EAAwBvC,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,kEAAkE,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,2CAA2C,UAAU,eAAe,OAAO,MAAM,IAAI,uEAAuE,OAAO,yKAAyK,MAAM,CAAC,YAAY,YAAY,EAAE,MAAM,KAAK,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,QAAQ,CAAC,EAAE,2KAA2K,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,uOAAwN,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,sKAA4J,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,0JAA2I,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,yEAAoE,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,QAAQ,CAAC,EAAE,oNAA+M,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,OAAoBE,EAAE,SAAS,CAAC,SAAS,2HAAsH,CAAC,CAAC,CAAC,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,2DAA2D,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,QAAQ,CAAC,EAAE,+LAA+L,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,gLAA2K,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,mJAAyI,CAAC,CAAC,CAAC,CAAC,EAAesC,EAAwBxC,EAAIC,EAAS,CAAC,SAAS,CAAcC,EAAE,KAAK,CAAC,SAAS,oEAA+D,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,QAAQ,CAAC,EAAE,mEAAgFA,EAAEC,EAAE,CAAC,KAAK,oFAAoF,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,2CAA2C,CAAC,CAAC,CAAC,EAAE,uFAAuF,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,2LAAsL,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,oEAAoE,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAcE,EAAE,SAAS,CAAC,SAAS,QAAQ,CAAC,EAAE,+LAAgL,CAAC,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qIAAqI,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,kIAAkI,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAsBA,EAAE,KAAK,CAAC,kBAAkB,IAAI,SAAsBA,EAAE,IAAI,CAAC,SAAsBA,EAAEC,EAAE,CAAC,KAAK,kDAAkD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,0DAA0D,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,8SAAoD,CAAC,EAAeA,EAAE,KAAK,CAAC,SAAS,kDAAkD,CAAC,EAAeA,EAAE,MAAM,CAAC,IAAI,wBAAwB,UAAU,eAAe,OAAO,MAAM,IAAI,mEAAmE,OAAO,2PAA2P,MAAM,CAAC,YAAY,aAAa,EAAE,MAAM,KAAK,CAAC,EAAeA,EAAE,IAAI,CAAC,SAAS,qLAA2K,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,sBAA8BE,EAAEC,EAAE,CAAC,KAAK,yDAAyD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,6BAA6B,CAAC,CAAC,CAAC,EAAE,+IAA4JF,EAAEC,EAAE,CAAC,KAAK,uCAAuC,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,yBAAyB,CAAC,CAAC,CAAC,EAAE,kJAA6I,CAAC,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,6SAAwS,CAAC,EAAeF,EAAE,IAAI,CAAC,SAAS,CAAC,4CAAoDE,EAAEC,EAAE,CAAC,KAAK,6CAA6C,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,WAAW,CAAC,CAAC,CAAC,EAAE,kNAAwM,CAAC,CAAC,EAAeJ,EAAE,IAAI,CAAC,SAAS,CAAC,8DAA2EE,EAAEC,EAAE,CAAC,KAAK,yDAAyD,YAAY,GAAG,OAAO,YAAY,aAAa,GAAG,QAAQ,oBAAoB,aAAa,GAAG,SAAsBD,EAAEE,EAAE,EAAE,CAAC,SAAS,+BAA+B,CAAC,CAAC,CAAC,EAAE,4BAA4B,CAAC,CAAC,CAAC,CAAC,CAAC,EACvluJqC,EAAqB,CAAC,QAAU,CAAC,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,UAAY,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,UAAY,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,UAAY,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,UAAY,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,UAAY,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,UAAY,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,UAAY,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,UAAY,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,UAAY,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,WAAa,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,SAAW,CAAC,KAAO,WAAW,YAAc,CAAC,sBAAwB,GAAG,CAAC,EAAE,mBAAqB,CAAC,KAAO,UAAU,CAAC,CAAC",
  "names": ["richText", "u", "x", "p", "Link", "motion", "richText1", "richText2", "ComponentPresetsConsumer", "t", "Youtube", "richText3", "richText4", "richText5", "richText6", "richText7", "richText8", "richText9", "richText10", "richText11", "richText12", "richText13", "richText14", "richText15", "richText16", "richText17", "richText18", "richText19", "richText20", "richText21", "richText22", "richText23", "richText24", "richText25", "richText26", "richText27", "richText28", "richText29", "richText30", "richText31", "richText32", "richText33", "__FramerMetadata__"]
}