Source: https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0418.html
Retrieved 2026-10-02 (page text as rendered in a browser; ssa.gov refuses non-browser clients).

Skip to main content
An official website of the United States government
Here's how you know
Official websites use .govA .gov website belongs to an official government organization in the United States.
Secure .gov websites use HTTPSA lock (
) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
...
...
Social Security
X
Benefits
BY PHASE
Prepare
Apply
Manage benefits
BY TYPE
Retirement
Disability
Survivor
Family
Supplemental Security Income (SSI)
Benefits overview
Medicare
Plan for Medicare
Sign up for Medicare
Request to lower IRMAA
Apply for Part D Extra Help
Manage Medicare benefits
Card & record
Number & card
Personal record
Español
Sign in
Menu
Social Security Handbook
418.Amount of Father's or Mother's Insurance Benefit418.1How is the father's or mother's  insurance benefit rate computed?The father's or mother's insurance benefit rate is equal to
three-fourths (.75) of the deceased worker's primary insurance amount.               418.2When is the benefit rate  less?You father's or mother's insurance benefit amount may be less
if  either of the conditions below are met: A reduction is necessary because the family maximum
applies (see  §§730-732);  or You are also entitled to a smaller retirement or
disability insurance benefit. In this case, an amount equal to the
difference between the father's or mother's benefit rate and the
other  benefit rate is payable as the father's or mother's benefit.
This is paid  in addition to the other benefit. (For the effect of simultaneous entitlement to other Social
Security  benefits, see  §§733-737.)
Support
Contact us
FAQs
Find an office
Forms
Publications
Report fraud
Languages
Español
Other languages
Plain language
Services for
Employers & businesses
Government agencies
Other groups
Representatives
About
Careers
Chief actuary data
Communications
Financial reports
Initiatives
Research & policy
Social Security Administration
SSA.gov
An official website of the Social Security Administration
About SSA
Accessibility statement
Civil rights and compliance
FOIA requests
Privacy policy
Performance reports
Office of the Inspector General
System status
Looking for U.S. government information and services? Visit USA.gov
